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lyg:investmentVehicle lyg:classAction 20-F false true 2025-12-31 --12-31 false false 001-15246 Lloyds Banking Group plc 33 Old Broad Street London EC2N 1HZ GB X0 Kate Cheetham +44 (0) 20 7356 2104 +44 (0) 20 7356 1808 33 Old Broad Street London EC2N 1HZ GB Ordinary shares of nominal value 10 pence each, represented by American Depositary Shares ............. NYSE $1,500,000,000 4.344% Subordinated Securities due in 2048 ...................................................................... LYG48A NYSE $1,175,176,000 3.369% Subordinated Notes due 2046 ...................................................................................... LYG46 NYSE $824,033,000 5.300% Subordinated Securities due 2045 .............................................................................. LYG45 NYSE $1,250,000,000 4.943% Senior Callable Fixed-to-Fixed Rate Notes due 2036 .......................................... LYG36A NYSE $1,250,000,000 6.068% Fixed Rate Reset Dated Subordinated Tier 2 Notes due 2036 .......................... LYG36 NYSE $1,000,000,000 5.590% Senior Callable Fixed-to-Fixed Rate Notes due 2035 ......................................... LYG35A NYSE $2,000,000,000 5.679% Senior Callable Fixed-to-Fixed Rate Notes due 2035 ......................................... LYG35 NYSE $1,000,000.000 7.953% Fixed Rate Reset Subordinated Debt Securities due 2033 ................................. LYG33A NYSE $1,250,000,000 4.976% Senior Callable Fixed-to-Fixed Rate Notes due 2033 .......................................... LYG33 NYSE $300,000,000 Senior Callable Floating Rate Notes due 2031 ........................................................................ LYG31B NYSE $1,500,000,000 4.425% Senior Callable Fixed-to-Fixed Rate Notes due 2031 ........................................... LYG31A NYSE £500,000,000 1.985% Subordinated Notes due 2031 ....................................................................................... LYG31 NYSE $1,500,000,000 5.721% Senior Callable Fixed-to-Fixed Rate Notes due 2030 ........................................... LYG30 NYSE $500,000,000 Senior Callable Floating Rate Notes due 2029 ........................................................................ 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LYG28D NYSE $1,250,000,000 4.550% Senior Notes due 2028 ................................................................................................ LYG28C NYSE $1,500,000,000 4.375% Senior Notes due 2028 ................................................................................................ LYG28B NYSE $1,750,000,000 3.574% Senior Notes due in 2028 (callable in 2027) ............................................................ LYG28A NYSE $500,000,000 Senior Callable Floating Rate Notes due 2027 ........................................................................ LYB27C NYSE $1,500,000,000 5.985% Senior Callable Fixed-to-Fixed Rate Notes due 2027 .......................................... LYG27B NYSE $1,000,000,000 1.627% Senior Notes due 2027 .................................................................................................. LYG27A NYSE $1,250,000,000 3.750% Senior Notes due 2027 ................................................................................................. LYG27 NYSE $1,500,000,000 4.650% Subordinated Securities due 2026 ........................................................................... LYG26 NYSE 15(d) 58885743602 296140832 86617 Yes No Yes Yes Large Accelerated Filer false true false International Financial Reporting Standards false 1147 true <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The Group adopts a risk-based approach to mitigate cyber threats it faces. The effective operation of the Group’s estate is supported by an IT <span style="display:inline-block;height:6pt"></span></span><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:216.67pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">and Cyber Security Governance framework, guided by a threat-based strategy which underpins investment decisions. The ongoing protection of <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:226.12pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">the estate and confidentiality of material information is ensured through adherence to<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:350.07000000000005pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> the <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:366.09000000000003pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Group Security Policy and supporting third-party <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:235.57pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">supplier security schedule, which have been aligned to industry good practice including the NIST Cyber Security Framework; and material laws <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:245.02pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">and regulations. <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.28pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The Group’s IT systems and information security risk management processes, which includes assessment, documentation and <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:254.47pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">treatment have been integrated into its overall enterprise risk management framework.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:353.3pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:355.32000000000005pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The Group engages a specialist third party consultancy <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:263.92pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">on a periodic basis, to assess the maturity of its cyber security programme, in assessing, identifying and managing material risks from <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:273.37pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">cybersecurity threats.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:118.44pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:120.46000000000001pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">During the handling of an incident, the Cyber Security team will continuously monitor and assess the impact to the <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:282.82pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:63.540000000000006pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.28pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The Group’s IT systems and information security risk management processes, which includes assessment, documentation and <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">treatment have been integrated into its overall enterprise risk management framework.<span style="display:inline-block;height:6pt"></span></span> true true true <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:120.46000000000001pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">During the handling of an incident, the Cyber Security team will continuously monitor and assess the impact to the <span style="display:inline-block;height:6pt"></span></span><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:282.82pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:63.540000000000006pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6pt"></span></span></div> true false <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">To deal with cybersecurity threats,<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:165.23pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> the <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:181.25pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Group has a dedicated Cyber Security function led by a <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:380.56pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">certified CSO<span style="display:inline-block;height:6pt"></span></span> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:380.56pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">certified CSO<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:428.83000000000004pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> with <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:448.99pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">over 14 years<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:494.77000000000004pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> of security <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">experience at the UK Government, Bank of England and major financial services institutions at a leadership level.<span style="display:inline-block;height:6pt"></span></span> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:445.40000000000003pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The CSO actively participates <span style="display:inline-block;height:6pt"></span></span><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:446.02pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">in Audit Committee and Board meetings and is responsible for offering updates on information security risks and mitigation strategies to the <span style="display:inline-block;height:6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Board and its subcommittees.<span style="display:inline-block;height:6pt"></span></span> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:445.40000000000003pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The CSO actively participates <span style="display:inline-block;height:6pt"></span></span><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:446.02pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">in Audit Committee and Board meetings and is responsible for offering updates on information security risks and mitigation strategies to the <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:455.47pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Board and its subcommittees.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:147.72pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:149.74pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Additionally, the CSO chairs a subcommittee comprised of stakeholders including, but not limited to security <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:464.92pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">representatives, risk management, compliance and Group Internal Audit.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:300.91pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> This subcommittee is focused on information security, to review major <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:474.37pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">policy changes, strategies and key risk mitigations to enhance the governance of the information security strategies and policies.<span style="display:inline-block;height:6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:445.40000000000003pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">The CSO actively participates <span style="display:inline-block;height:6pt"></span></span><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:446.02pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">in Audit Committee and Board meetings and is responsible for offering updates on information security risks and mitigation strategies to the <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:455.47pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Board and its subcommittees.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:147.72pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:149.74pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Additionally, the CSO chairs a subcommittee comprised of stakeholders including, but not limited to security <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:464.92pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">representatives, risk management, compliance and Group Internal Audit.<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:300.91pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"> This subcommittee is focused on information security, to review major <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:474.37pt;width:597.6pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">policy changes, strategies and key risk mitigations to enhance the governance of the information security strategies and policies.<span style="display:inline-block;height:6pt"></span></span></div> true <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:149.74pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">Additionally, the CSO chairs a subcommittee comprised of stakeholders including, but not limited to security <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.1pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre">representatives, risk management, compliance and Group Internal Audit.<span style="display:inline-block;height:6pt"></span></span> Deloitte LLP London, United Kingdom 0.3333 P2Y false 0001160106 2025 FY <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group maintains capital levels across all regulated entities <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:452.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commensurate with a prudent level of solvency to achieve <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:462.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial resilience and market confidence. To support this, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital risk appetite is calibrated by taking into consideration <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">both an internal view of the amount of capital to hold as well as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">external regulatory requirements. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:506.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group assesses both its regulatory capital requirements and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:516.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the quantity and quality of capital resources it holds to meet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:526.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those requirements in accordance with the relevant provisions of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Capital Requirements Directive (CRD V) and Capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:546.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Requirements Regulation (UK CRR). This is supplemented <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through additional regulation set out under the PRA Rulebook <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:566.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and through associated statements of policy, supervisory <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:576.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements and other regulatory guidance.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Solvency II regime for insurers and insurance groups came <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:550.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">into force from 1 January 2016 and was subsequently amended as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:560.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">part of the Solvency UK reforms. Insurance is required to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:570.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">calculate solvency capital requirements and available capital on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a risk-based approach. Insurance calculates regulatory capital on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:590.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the basis of an internal model, which has been approved by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:600.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">PRA.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The minimum required capital must be maintained at all times <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">throughout the year. These capital requirements and the capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">available to meet them are regularly estimated in order to ensure <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that capital requirements are being met. The capital position of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:654.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s insurance businesses is reviewed on a regular basis by <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Insurance, Pensions and Investments Executive Committee.<span style="display:inline-block;height:6.6pt"></span></span> 32930000000 31979000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">T<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:44.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">he maximum credit risk exposure of the Group in the event of <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:645.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other parties failing to perform their obligations is considered to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:655.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be the balance sheet carrying amount or, for non-derivative off-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:665.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet transactions and financial guarantees, their <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:675.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual nominal amounts (not taking into account any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:685.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral held).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Further details can be seen in note<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:166.45999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> 16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:176.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial statements <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:116.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:128.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:148.14999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:162.17000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:199.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">36 to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consolidated financial statements on<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:175.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:177.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:195.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:197.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#if435d7f4947644c88ccd1c1243c23be9_8180" style="color:inherit;text-decoration:inherit;z-index:1">291</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:210.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">T<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.89000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">he process for credit risk identification, measurement and <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">control is integrated into the Board-approved framework for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit risk appetite and governance.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit risk is measured from different perspectives using a range <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of appropriate modelling and scoring techniques at a number of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">levels of granularity, including total balance sheet, individual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolio, pertinent concentrations and individual customer – for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">both new business and existing exposure. Key metrics, which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may include but are not limited to, total exposure, ECL, risk-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:372.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">weighted assets, new business quality, concentration risk and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:382.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolio performance, are reported monthly to risk committees <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:392.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and forums.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Measures such as ECL, risk-weighted assets, observed credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:415.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">performance, predicted credit quality (usually from predictive <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:425.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit scoring models), collateral cover and quality, and other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:435.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit drivers (such as cash flow, affordability, leverage and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">indebtedness) have been incorporated into the Group’s credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:455.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk management practices to enable effective risk measurement <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:465.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">across the Group<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:363.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit risk appetite is set at Board level and is described and <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reported through a suite of metrics devised from a combination <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:590.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of accounting and credit portfolio performance measures, which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:600.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">include the use of various credit risk rating systems as inputs and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:610.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assess credit risk at a counterparty level using three components: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(i) the probability of default by the counterparty on its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual obligations; (ii) the current exposures to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">counterparty and their likely future development, from which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group derives the exposure at default; and (iii) the likely loss <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:660.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ratio on the defaulted obligations, the loss given default. <span style="display:inline-block;height:6.6pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Limitations on concentration risk<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:187.52999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There are portfolio controls on certain industries, sectors and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">products to reflect risk appetite as well as individual, customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and bank limit risk tolerances. Credit standards, appetite <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements and mandates are aligned to the Group’s risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appetite and restrict exposure to higher risk countries and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">potentially vulnerable sectors and asset classes.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:228.10000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Exposures are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">monitored to prevent both an excessive concentration of risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and single name concentrations. These concentration risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:372.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">controls are not necessarily in the form of a maximum limit on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:382.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposure, but may instead require new business in concentrated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:392.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sectors to fulfil additional minimum standards and/or guideline <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:402.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">requirements. The Group’s largest credit limits are regularly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:412.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">monitored by the Board Risk Committee and reported in <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accordance with regulatory requirements<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group requires collateral to be valued by a qualified, <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:496.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">independent source at the time of borrowing, where <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:506.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appropriate. For retail residential mortgages and limited <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:516.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">residential assets in Commercial, automated valuation models <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:526.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may be used, subject to accuracy and LTV limits. Third-party <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">valuations are regularly monitored and reviewed. Collateral <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:546.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">values are reviewed based on lending type, collateral and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">account performance to ensure they remain appropriate. If <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:566.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral value declines, the Group may seek additional <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:576.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral or amend facility terms. The Group adjusts estimated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:586.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market values to take account of the costs of realisation and any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:596.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discount associated with the realisation of the collateral when <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:606.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">estimating credit losses.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In some circumstances, where the discounted value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">estimated net proceeds from the liquidation of collateral (i.e. net <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of costs, expected haircuts and anticipated changes in the value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the collateral to the point of sale) is greater than the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:660.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">estimated exposure at default, no credit losses are expected and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:670.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no ECL allowance is recognised.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s credit risk disclosures for unimpaired other retail <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">lending show assets gross of collateral and therefore disclose the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:221.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maximum loss exposure.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:235.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year, £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:104.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">394<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:119.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million of collateral was repossessed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:245.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:39.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(2024: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.22999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">285<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:84.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:86.25999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million), consisting primarily of residential property.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group generally does not take physical possession of <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">properties or other assets held as collateral and uses external <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agents to realise the value as soon as practicable, generally at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">auction, to settle indebtedness. Any surplus funds are returned <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the borrower or are otherwise dealt with in accordance with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appropriate insolvency regulations. In certain circumstances the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:569.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group takes physical possession of assets held as collateral <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:579.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">against commercial lending. In such cases, the assets are carried <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:589.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on the Group’s balance sheet and are classified according to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:599.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s accounting policies.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in balances for the year ended 31 December <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:264.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:286.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The movement tables below are compiled by comparing the position at the end of the period to that at the beginning of the year. Transfers <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:98.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between stages are deemed to have taken place at the start of the reporting period, with all other movements shown in the stage in which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the asset is held at the end of the period.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Purchased or originated credit-impaired are not transferable.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments comprise new loans originated and repayments of outstanding balances throughout the reporting period. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s impairment charge comprises impact of transfers between stages, other changes in credit quality and additions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and repayments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:159.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off have first been transferred to Stage 3 and then acquired a full allowance through other changes in credit quality.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:173.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off are shown at the full recovered value, with a corresponding entry in repayments and release of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:183.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowance through other changes in credit quality.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:196.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the gross carrying amount for loans and advances to customers and for allowance for expected credit losses were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:210.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:65.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.45pt"></span></span><span style="left:8.08pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.74pt"></span></span><span style="left:14.370000000000001pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.44pt"></span></span><span style="left:13.07pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.03pt"></span></span><span style="left:13.66pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">1,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.21pt"></span></span><span style="left:13.84pt;position:var(--position)">1,028<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.13pt"></span></span><span style="left:14.760000000000002pt;position:var(--position)">7,165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.02pt"></span></span><span style="left:11.649999999999999pt;position:var(--position)">(7,021)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.64pt"></span></span><span style="left:16.27pt;position:var(--position)">240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.49pt"></span></span><span style="left:16.12pt;position:var(--position)">(221)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.31pt"></span></span><span style="left:6.9399999999999995pt;position:var(--position)">(10,427)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">11,211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.63pt"></span></span><span style="left:16.26pt;position:var(--position)">(784)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">(1,557)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.83pt"></span></span><span style="left:13.46pt;position:var(--position)">(1,871)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">3,428<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.71pt"></span></span><span style="left:16.34pt;position:var(--position)">(157)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">192<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.08pt"></span></span><span style="left:17.71pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.98pt"></span></span><span style="left:16.61pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.17pt"></span></span><span style="left:10.8pt;position:var(--position)">(4,819)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">2,319<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.36pt"></span></span><span style="left:11.989999999999998pt;position:var(--position)">2,500<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.94pt"></span></span><span style="left:16.57pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:124.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">677<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">669<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:137.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.89pt"></span></span><span style="left:9.52pt;position:var(--position)">28,618<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">(4,388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.9pt"></span></span><span style="left:10.530000000000001pt;position:var(--position)">(1,606)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">(1,130)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.71pt"></span></span><span style="left:9.34pt;position:var(--position)">21,494<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.27pt"></span></span><span style="left:14.899999999999999pt;position:var(--position)">(140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.54pt"></span></span><span style="left:14.169999999999998pt;position:var(--position)">(256)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.63pt"></span></span><span style="left:11.260000000000002pt;position:var(--position)">(1,296)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.27pt"></span></span><span style="left:24.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.61pt"></span></span><span style="left:11.239999999999998pt;position:var(--position)">(1,305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.38pt"></span></span><span style="left:9.01pt;position:var(--position)">(1,296)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.36pt"></span></span><span style="left:8.99pt;position:var(--position)">(1,305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:197.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.95pt"></span></span><span style="left:18.58pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.95pt"></span></span><span style="left:18.58pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.7pt"></span></span><span style="left:16.33pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.7pt"></span></span><span style="left:16.33pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:219pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.03pt"></span></span><span style="left:4.66pt;position:var(--position)">430,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.55pt"></span></span><span style="left:8.18pt;position:var(--position)">42,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,526<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.32pt"></span></span><span style="left:2.9499999999999997pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">(737)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.28pt"></span></span><span style="left:11.91pt;position:var(--position)">(1,077)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.25pt"></span></span><span style="left:10.879999999999999pt;position:var(--position)">(1,038)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">(3,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.54pt"></span></span><span style="left:3.17pt;position:var(--position)">429,456<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">41,602<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.53pt"></span></span><span style="left:12.16pt;position:var(--position)">5,488<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.68pt"></span></span><span style="left:14.309999999999999pt;position:var(--position)">4,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.98pt"></span></span><span style="left:4.609999999999999pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.98pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.81pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.81pt;position:var(--position)">15.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:495.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:502.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:510.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:517.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.38000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">136<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:212.51000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">41<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:288.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:326.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:362.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">47<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:369.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:390.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:406.46pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:443.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">52<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:450.53999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:471.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:525.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:52.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:53.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.6pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:91.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:532.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:543.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The total allowance for expected credit losses includes £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">243<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:255.63000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:287.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:310.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:314.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">178<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:326.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:353.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of residual value impairment and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:553.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">voluntary terminations within the Group’s UK Motor Finance business.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in balances for the year ended 31 December <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:279.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:300.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:88.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:65.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.95pt"></span></span><span style="left:4.58pt;position:var(--position)">385,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.92pt"></span></span><span style="left:11.55pt;position:var(--position)">53,167<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.4pt"></span></span><span style="left:16.03pt;position:var(--position)">7,147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.95pt"></span></span><span style="left:13.579999999999998pt;position:var(--position)">7,854<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.88pt"></span></span><span style="left:4.51pt;position:var(--position)">453,462<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.73pt"></span></span><span style="left:16.36pt;position:var(--position)">900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.45pt"></span></span><span style="left:13.079999999999998pt;position:var(--position)">1,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.81pt"></span></span><span style="left:15.440000000000001pt;position:var(--position)">1,137<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.53pt"></span></span><span style="left:14.16pt;position:var(--position)">3,717<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.06pt"></span></span><span style="left:21.689999999999998pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.97pt"></span></span><span style="left:21.599999999999998pt;position:var(--position)">(74)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">(995)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">25,658<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.19pt"></span></span><span style="left:6.82pt;position:var(--position)">(25,607)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">(404)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.72pt"></span></span><span style="left:6.35pt;position:var(--position)">(25,390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.12pt"></span></span><span style="left:9.75pt;position:var(--position)">25,967<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">(577)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.72pt"></span></span><span style="left:19.349999999999998pt;position:var(--position)">126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">(1,104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(2,119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.45pt"></span></span><span style="left:14.079999999999998pt;position:var(--position)">3,223<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.34pt"></span></span><span style="left:14.969999999999999pt;position:var(--position)">(293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">340<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.49pt"></span></span><span style="left:17.12pt;position:var(--position)">303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.57pt"></span></span><span style="left:17.2pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.1pt"></span></span><span style="left:16.73pt;position:var(--position)">(836)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">(1,759)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">2,595<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">(116)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.57pt"></span></span><span style="left:17.2pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">(130)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:140.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">22,529<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.07pt"></span></span><span style="left:11.7pt;position:var(--position)">(6,140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(1,612)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.53pt"></span></span><span style="left:11.16pt;position:var(--position)">13,867<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.08pt"></span></span><span style="left:16.71pt;position:var(--position)">(107)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(193)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.23pt"></span></span><span style="left:16.86pt;position:var(--position)">(147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.03pt"></span></span><span style="left:14.66pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">507<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:174.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">(717)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.42pt"></span></span><span style="left:16.05pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(366)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.8pt"></span></span><span style="left:16.43pt;position:var(--position)">(694)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">(2,257)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.05pt"></span></span><span style="left:14.68pt;position:var(--position)">(1,174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.34pt"></span></span><span style="left:12.969999999999999pt;position:var(--position)">(1,229)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.8pt"></span></span><span style="left:12.43pt;position:var(--position)">(1,174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.09pt"></span></span><span style="left:10.719999999999999pt;position:var(--position)">(1,229)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:200.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.02pt"></span></span><span style="left:3.65pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.41pt"></span></span><span style="left:9.04pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.78pt"></span></span><span style="left:3.41pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">(736)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">(1,160)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">(1,108)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(187)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.73pt"></span></span><span style="left:14.36pt;position:var(--position)">(3,191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.89pt"></span></span><span style="left:3.52pt;position:var(--position)">404,624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.79pt"></span></span><span style="left:8.42pt;position:var(--position)">43,605<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.1pt"></span></span><span style="left:12.73pt;position:var(--position)">5,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.98pt"></span></span><span style="left:12.61pt;position:var(--position)">6,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.32pt"></span></span><span style="left:4.949999999999999pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:271.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.95pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:19.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:19.66pt;position:var(--position)">16.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:380.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:387.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:395.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:402.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:323.67pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:339.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:375.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:400.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:418.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:456.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:501pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:410.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:417.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Relates to the securitisations of primarily legacy Retail mortgages <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:425.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:436.3pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Concentrations of exposure<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:162.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:164.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s management of concentration risk includes portfolio controls on certain industries, sectors and products to reflect risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appetite as well as individual, customer and bank limit risk tolerances. Credit policies and appetite statements are aligned to the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:521.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk appetite and restrict exposure to higher risk countries and potentially vulnerable sectors and asset classes. Exposures are monitored to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prevent both an excessive concentration of risk and single name concentrations. The Group’s largest credit limits are regularly monitored by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:487.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Board Risk Committee and reported in accordance with regulatory requirements.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:361.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> As part of its credit risk policy, the Group considers <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:497.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sustainability risk (which incorporates environmental (including climate), social and governance) in the assessment of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:479.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:507.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:79.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">facilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:520.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the most significant concentrations of exposure were in mortgages.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:534.5pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Agriculture, forestry and fishing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">6,071<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">6,424<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Construction<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.440000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">3,175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">3,389<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Energy and water supply<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.27pt"></span></span><span style="left:27.9pt;position:var(--position)">5,571<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">4,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial, business and other services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">40,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">38,034<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Manufacturing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">5,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">4,790<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mining and Quarrying<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.74pt"></span></span><span style="left:33.37pt;position:var(--position)">314<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Personal:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:44.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.19pt"></span></span><span style="left:15.82pt;position:var(--position)">346,033<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">330,840<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease financing<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,972<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">13,249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">31,145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">28,016<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Postal and telecommunications<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">3,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">3,182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property companies<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.38pt"></span></span><span style="left:24.009999999999998pt;position:var(--position)">19,139<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.52pt"></span></span><span style="left:26.15pt;position:var(--position)">19,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transport, distribution and hotels<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.19pt"></span></span><span style="left:21.82pt;position:var(--position)">10,330<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">10,736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to customers before allowance for impairment losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.07pt"></span></span><span style="left:15.7pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.53pt"></span></span><span style="left:16.16pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for impairment losses (note 21 to the consolidated financial statements, page 272)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">(3,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(3,191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.07pt"></span></span><span style="left:17.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:762.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes both UK and overseas mortgage balances.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:770.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Lease financing, previously reported in aggregate, is presented separately according to whether the lending is personal or non-personal. Non-personal lease financing is allocated to the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:777.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">industries or sectors relevant to the exposure. Comparatives are represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit quality of loans and advances to customers (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The analysis of lending has been prepared based on the division in which the asset is held, with the business segment in which the exposure <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is recorded reflected in the ratings system applied. The internal credit ratings systems used by the Group differ between Retail and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial, reflecting the characteristics of these exposures and the way that they are managed internally; these credit ratings are set out <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">below. All probabilities of default (PDs) include forward-looking information and are based on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.84999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12-month<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:415.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> values, with the exception of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit-impaired.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:214.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:123pt"></td><td style="padding:0;width:128.25pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:123pt"></td><td style="padding:0;width:128.25pt"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quality classification<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:11.25pt;width:128.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:82.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IFRS 9 PD range<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:11.25pt;width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quality classification<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:11.25pt;width:128.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:82.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IFRS 9 PD range<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:22.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.00<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:103.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:22.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:22.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:76.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:97.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:101.03999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:35.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:87.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.81<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.69000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:104.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:35.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:35.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:79.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.101<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.500%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:48pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.51<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:97.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:101.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:48pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:48pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:77.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.501<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.28999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:60.75pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:79.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.01<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:60.75pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:60.75pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:72.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.001<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:94.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:73.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:78.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.01<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:96.36000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.96000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99.99%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:73.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:73.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:69.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.001<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99.999%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:86.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:86.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:96.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:86.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:86.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:321.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 assets include balances of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">235<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.38000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:209.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:229.10000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:233.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£297 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:277.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) (with outstanding amounts due of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">992<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:428.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:460.41999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:479.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£971 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:526.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:331.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which have been subject to a partial write-off and where the Group continues to enforce recovery action.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:345.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:86.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> modifications of Stage 2 and Stage 3 assets during the year (2024: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:333.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">none<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:352.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). No<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:369.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> material gain or loss was recognised by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:355.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:369.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">As at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.19pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:121.74000000000001pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre"> there were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.9pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:174.29000000000002pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre"> (2024: none)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:223.14000000000001pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre"> significant assets that had been previously modified while classified as Stage 2 or Stage 3 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:379.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">and were classified as Stage 1.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="position:var(--position);top:77.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:135.75pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn exposures<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:135.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures and expected credit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss allowance (audited)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.79pt"></span></span><span style="left:3.42pt;position:var(--position)">276,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.69pt"></span></span><span style="left:12.32pt;position:var(--position)">19,717<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.36pt"></span></span><span style="left:4.99pt;position:var(--position)">295,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.13pt"></span></span><span style="left:11.760000000000002pt;position:var(--position)">8,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">6,274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.39pt"></span></span><span style="left:9.02pt;position:var(--position)">14,308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.28pt"></span></span><span style="left:15.91pt;position:var(--position)">1,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">1,347<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">338<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.16pt"></span></span><span style="left:23.79pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">2,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">2,968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.27pt"></span></span><span style="left:11.899999999999999pt;position:var(--position)">9,092<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.54pt"></span></span><span style="left:16.169999999999998pt;position:var(--position)">468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.95pt"></span></span><span style="left:3.58pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.3pt"></span></span><span style="left:8.93pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.17pt"></span></span><span style="left:5.8pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.95pt"></span></span><span style="left:12.579999999999998pt;position:var(--position)">5,708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.07pt"></span></span><span style="left:14.7pt;position:var(--position)">5,714<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.94pt"></span></span><span style="left:14.57pt;position:var(--position)">8,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.69pt"></span></span><span style="left:15.32pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.89pt"></span></span><span style="left:12.52pt;position:var(--position)">9,329<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.1pt"></span></span><span style="left:20.73pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">129<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.71pt"></span></span><span style="left:16.34pt;position:var(--position)">1,321<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.83pt"></span></span><span style="left:19.459999999999997pt;position:var(--position)">793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.33pt"></span></span><span style="left:15.96pt;position:var(--position)">2,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.19pt"></span></span><span style="left:20.82pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">15,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">2,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.54pt"></span></span><span style="left:10.17pt;position:var(--position)">17,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK unsecured loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overdrafts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">1,376<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.09pt"></span></span><span style="left:14.719999999999999pt;position:var(--position)">1,378<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">8,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.19pt"></span></span><span style="left:12.82pt;position:var(--position)">8,754<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.18pt"></span></span><span style="left:17.81pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.18pt"></span></span><span style="left:13.809999999999999pt;position:var(--position)">1,062<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.51pt"></span></span><span style="left:19.14pt;position:var(--position)">324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,386<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">110<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.71pt"></span></span><span style="left:10.34pt;position:var(--position)">10,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">1,397<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.65pt"></span></span><span style="left:13.280000000000001pt;position:var(--position)">12,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.57pt"></span></span><span style="left:18.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.9pt"></span></span><span style="left:18.53pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">447<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK Motor Finance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:366pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.79pt"></span></span><span style="left:14.419999999999998pt;position:var(--position)">8,531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.43pt"></span></span><span style="left:20.06pt;position:var(--position)">910<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">9,441<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.08pt"></span></span><span style="left:21.709999999999997pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.56pt"></span></span><span style="left:19.189999999999998pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.58pt"></span></span><span style="left:12.21pt;position:var(--position)">5,083<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">1,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">6,358<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:391.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">359<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">965<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.68pt"></span></span><span style="left:21.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:404.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.85pt"></span></span><span style="left:24.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.85pt"></span></span><span style="left:24.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:417pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.12pt"></span></span><span style="left:20.75pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">167<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:429.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.63pt"></span></span><span style="left:10.26pt;position:var(--position)">14,222<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">2,786<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.94pt"></span></span><span style="left:11.57pt;position:var(--position)">17,149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.61pt"></span></span><span style="left:18.24pt;position:var(--position)">201<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">428<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:455.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:468pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.15pt"></span></span><span style="left:9.780000000000001pt;position:var(--position)">18,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.9pt"></span></span><span style="left:10.530000000000001pt;position:var(--position)">18,557<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:480.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">2,616<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">2,829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:493.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.5pt"></span></span><span style="left:23.13pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.64pt"></span></span><span style="left:22.27pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:506.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:519pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:531.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.59pt"></span></span><span style="left:10.219999999999999pt;position:var(--position)">21,245<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">21,782<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:557.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.13pt"></span></span><span style="left:3.76pt;position:var(--position)">345,633<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.12pt"></span></span><span style="left:10.75pt;position:var(--position)">37,315<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">4,769<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.6pt"></span></span><span style="left:4.23pt;position:var(--position)">392,793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">798<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">656<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">2,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:570pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:582.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.05pt"></span></span><span style="left:9.68pt;position:var(--position)">31,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.97pt"></span></span><span style="left:7.6pt;position:var(--position)">32,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:595.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.03pt"></span></span><span style="left:11.66pt;position:var(--position)">17,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.51pt"></span></span><span style="left:10.14pt;position:var(--position)">17,958<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:608.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.39pt"></span></span><span style="left:10.02pt;position:var(--position)">31,833<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.66pt"></span></span><span style="left:12.29pt;position:var(--position)">2,007<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.8pt"></span></span><span style="left:7.43pt;position:var(--position)">33,840<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.09pt"></span></span><span style="left:19.72pt;position:var(--position)">110<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">41<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:621pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.26pt"></span></span><span style="left:12.89pt;position:var(--position)">2,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">2,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.72pt"></span></span><span style="left:13.350000000000001pt;position:var(--position)">4,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.36pt"></span></span><span style="left:17.99pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:633.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:646.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.29pt"></span></span><span style="left:6.92pt;position:var(--position)">84,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">5,364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">91,141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:672pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:684.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.03pt"></span></span><span style="left:4.66pt;position:var(--position)">430,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.55pt"></span></span><span style="left:8.18pt;position:var(--position)">42,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,526<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.32pt"></span></span><span style="left:2.9499999999999997pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Drawn exposures include centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div></div><div><div style="position:var(--position);top:77.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn exposures<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:134.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures and expected credit loss <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowance (audited)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.28pt"></span></span><span style="left:9.91pt;position:var(--position)">261,101<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.71pt"></span></span><span style="left:13.34pt;position:var(--position)">21,213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.03pt"></span></span><span style="left:6.66pt;position:var(--position)">282,314<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">8,487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.87pt"></span></span><span style="left:13.5pt;position:var(--position)">7,384<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">15,871<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.81pt"></span></span><span style="left:22.439999999999998pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">1,296<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.62pt"></span></span><span style="left:14.25pt;position:var(--position)">1,408<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.69pt"></span></span><span style="left:19.32pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.91pt"></span></span><span style="left:13.54pt;position:var(--position)">2,829<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">2,872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.54pt"></span></span><span style="left:11.169999999999998pt;position:var(--position)">10,373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">522<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.04pt"></span></span><span style="left:4.67pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">5,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.1pt"></span></span><span style="left:12.73pt;position:var(--position)">5,068<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.49pt"></span></span><span style="left:16.12pt;position:var(--position)">7,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,129<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.02pt"></span></span><span style="left:12.649999999999999pt;position:var(--position)">8,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.52pt"></span></span><span style="left:22.15pt;position:var(--position)">52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">139<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,242<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.81pt"></span></span><span style="left:19.439999999999998pt;position:var(--position)">859<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">2,101<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.41pt"></span></span><span style="left:21.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK unsecured loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overdrafts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">1,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">7,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">7,504<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">1,047<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.21pt"></span></span><span style="left:19.84pt;position:var(--position)">307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">1,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.52pt"></span></span><span style="left:25.15pt;position:var(--position)">111<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.62pt"></span></span><span style="left:22.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.52pt"></span></span><span style="left:22.15pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">352<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.23pt"></span></span><span style="left:14.86pt;position:var(--position)">9,314<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.11pt"></span></span><span style="left:15.739999999999998pt;position:var(--position)">1,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">10,736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.88pt"></span></span><span style="left:16.51pt;position:var(--position)">460<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK Motor Finance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:366pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">8,967<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.98pt"></span></span><span style="left:14.61pt;position:var(--position)">9,727<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.49pt"></span></span><span style="left:13.120000000000001pt;position:var(--position)">4,487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">1,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">5,656<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:391.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">440<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.54pt"></span></span><span style="left:20.169999999999998pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">687<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:404.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:417pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:429.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.53pt"></span></span><span style="left:11.16pt;position:var(--position)">13,897<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">2,398<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">16,419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:455.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:468pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">15,163<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">238<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.52pt"></span></span><span style="left:12.149999999999999pt;position:var(--position)">15,401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:480.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.2pt"></span></span><span style="left:15.829999999999998pt;position:var(--position)">2,132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.26pt"></span></span><span style="left:20.89pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">2,322<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:493.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:506.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:519pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:531.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">17,373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">516<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.53pt"></span></span><span style="left:10.16pt;position:var(--position)">18,036<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.63pt"></span></span><span style="left:23.259999999999998pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:557.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.64pt"></span></span><span style="left:5.27pt;position:var(--position)">323,878<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.94pt"></span></span><span style="left:9.57pt;position:var(--position)">39,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">4,877<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.63pt"></span></span><span style="left:5.26pt;position:var(--position)">374,559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">896<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.26pt"></span></span><span style="left:10.89pt;position:var(--position)">2,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:570pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:582.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.83pt"></span></span><span style="left:9.46pt;position:var(--position)">26,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.32pt"></span></span><span style="left:10.95pt;position:var(--position)">26,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:595.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">17,126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.36pt"></span></span><span style="left:23.99pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">17,182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:608.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">32,424<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.46pt"></span></span><span style="left:17.09pt;position:var(--position)">1,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.19pt"></span></span><span style="left:9.82pt;position:var(--position)">33,552<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.13pt"></span></span><span style="left:19.759999999999998pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:621pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">5,002<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">3,253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">8,255<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">233<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:633.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:646.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.16pt"></span></span><span style="left:7.79pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:672pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:684.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.02pt"></span></span><span style="left:3.65pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.41pt"></span></span><span style="left:9.04pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.78pt"></span></span><span style="left:3.41pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Drawn exposures include centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail UK mortgage balance movements (audited)<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:91.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.66pt"></span></span><span style="left:3.29pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.63pt"></span></span><span style="left:8.26pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.76pt"></span></span><span style="left:7.39pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">3,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.73pt"></span></span><span style="left:9.36pt;position:var(--position)">(3,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.99pt"></span></span><span style="left:20.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.25pt"></span></span><span style="left:9.879999999999999pt;position:var(--position)">(5,474)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.55pt"></span></span><span style="left:12.18pt;position:var(--position)">6,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.05pt"></span></span><span style="left:16.68pt;position:var(--position)">(579)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.29pt"></span></span><span style="left:15.919999999999998pt;position:var(--position)">(399)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.97pt"></span></span><span style="left:15.600000000000001pt;position:var(--position)">(999)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,398<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.14pt"></span></span><span style="left:12.77pt;position:var(--position)">(1,981)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">1,204<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.25pt"></span></span><span style="left:20.88pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.25pt"></span></span><span style="left:9.879999999999999pt;position:var(--position)">16,528<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.72pt"></span></span><span style="left:10.35pt;position:var(--position)">(3,785)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.6pt"></span></span><span style="left:16.23pt;position:var(--position)">(794)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">(1,129)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.26pt"></span></span><span style="left:8.89pt;position:var(--position)">10,820<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.35pt"></span></span><span style="left:15.98pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">(59)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.27pt"></span></span><span style="left:24.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.85pt"></span></span><span style="left:17.48pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.95pt"></span></span><span style="left:15.579999999999998pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.6pt"></span></span><span style="left:15.23pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.95pt"></span></span><span style="left:3.58pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.3pt"></span></span><span style="left:8.93pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.17pt"></span></span><span style="left:5.8pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.79pt"></span></span><span style="left:16.419999999999998pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.99pt"></span></span><span style="left:15.620000000000001pt;position:var(--position)">(309)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">(726)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.06pt"></span></span><span style="left:3.69pt;position:var(--position)">284,256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.33pt"></span></span><span style="left:7.96pt;position:var(--position)">30,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">3,707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.68pt"></span></span><span style="left:14.309999999999999pt;position:var(--position)">4,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.33pt"></span></span><span style="left:3.96pt;position:var(--position)">323,087<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.54pt;position:var(--position)">7.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:360.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:367.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:375.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:382.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.38000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">22<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:307.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:323.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:360.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:385.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:403.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:451.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:455.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:475.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:390.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:401.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.26pt"></span></span><span style="left:4.89pt;position:var(--position)">256,596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.62pt"></span></span><span style="left:9.25pt;position:var(--position)">38,533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.18pt"></span></span><span style="left:13.809999999999999pt;position:var(--position)">4,337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.95pt"></span></span><span style="left:13.579999999999998pt;position:var(--position)">7,854<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.2pt"></span></span><span style="left:4.83pt;position:var(--position)">307,320<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.29pt"></span></span><span style="left:20.919999999999998pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.11pt"></span></span><span style="left:17.74pt;position:var(--position)">374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.57pt"></span></span><span style="left:18.2pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">1,105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.81pt"></span></span><span style="left:21.439999999999998pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">104<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">21,133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.45pt"></span></span><span style="left:10.08pt;position:var(--position)">(21,105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.32pt"></span></span><span style="left:16.95pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.56pt"></span></span><span style="left:9.19pt;position:var(--position)">(21,077)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.87pt"></span></span><span style="left:11.5pt;position:var(--position)">21,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(396)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.44pt"></span></span><span style="left:22.07pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.36pt"></span></span><span style="left:16.99pt;position:var(--position)">(299)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">(1,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.7pt"></span></span><span style="left:14.329999999999998pt;position:var(--position)">1,640<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.5pt"></span></span><span style="left:17.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.14pt"></span></span><span style="left:20.77pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.44pt"></span></span><span style="left:17.07pt;position:var(--position)">(243)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">(973)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,216<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">(94)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.59pt"></span></span><span style="left:12.219999999999999pt;position:var(--position)">13,901<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">(4,143)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.94pt"></span></span><span style="left:18.57pt;position:var(--position)">(48)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">(215)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.3pt"></span></span><span style="left:15.93pt;position:var(--position)">(108)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.52pt"></span></span><span style="left:16.15pt;position:var(--position)">(188)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">(494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(366)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.8pt"></span></span><span style="left:16.43pt;position:var(--position)">(694)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.22pt"></span></span><span style="left:12.850000000000001pt;position:var(--position)">(1,976)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.04pt"></span></span><span style="left:4.67pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.72pt"></span></span><span style="left:17.35pt;position:var(--position)">(335)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(187)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.64pt"></span></span><span style="left:16.27pt;position:var(--position)">(848)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.74pt"></span></span><span style="left:5.37pt;position:var(--position)">269,707<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.86pt"></span></span><span style="left:10.49pt;position:var(--position)">32,722<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.53pt"></span></span><span style="left:15.16pt;position:var(--position)">3,831<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.98pt"></span></span><span style="left:12.61pt;position:var(--position)">6,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.88pt"></span></span><span style="left:6.51pt;position:var(--position)">312,280<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.46pt;position:var(--position)">8.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:682.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:690.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:697.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:705.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">7<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:281.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.59pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:320.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.97999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">9<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:360.60999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:381.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:400.13pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:437.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:443.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:464.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:712.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:53.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:75.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:91.24000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:720.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Relates to the securitisations of primarily legacy Retail mortgages.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:727.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collateral held as security for Retail loans and advances to customers (audited<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:349.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:99.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An analysis by loan-to-value ratio of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:182.23000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:212.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:226.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">residential mortgage lending is provided below. The value of collateral used in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:109.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determining the loan-to-value ratios has been estimated based upon the last actual valuation, adjusted to take into account subsequent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:119.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">movements in house prices.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:135.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The market takes into account many factors, including environmental considerations such as flood risk and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:129.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">energy efficient additions, in arriving at the value of a home.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:143.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In some circumstances, where the discounted value of the estimated net proceeds from the liquidation of collateral (i.e. net of costs, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:153.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected haircuts and anticipated changes in the value of the collateral to the point of sale) is greater than the estimated exposure at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:163.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">default, no credit losses are expected and no ECL allowance is recognised.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:177.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:206.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:206.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:73.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:118.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);width:206.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:206.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.08000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 60%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.07pt"></span></span><span style="left:9.7pt;position:var(--position)">142,960<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.26pt"></span></span><span style="left:12.89pt;position:var(--position)">25,099<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">2,811<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.91pt"></span></span><span style="left:17.54pt;position:var(--position)">4,343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.74pt"></span></span><span style="left:13.370000000000001pt;position:var(--position)">175,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.94pt"></span></span><span style="left:11.57pt;position:var(--position)">145,055<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.27pt"></span></span><span style="left:16.9pt;position:var(--position)">27,851<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">3,014<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.43pt"></span></span><span style="left:18.06pt;position:var(--position)">5,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8pt"></span></span><span style="left:10.629999999999999pt;position:var(--position)">180,986<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60% to 70%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">48,852<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">2,647<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">620<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">52,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">49,746<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.99pt"></span></span><span style="left:18.62pt;position:var(--position)">2,954<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">643<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.98pt"></span></span><span style="left:24.61pt;position:var(--position)">638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">53,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">70% to 80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">47,327<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.99pt"></span></span><span style="left:19.619999999999997pt;position:var(--position)">1,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">321<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.4pt"></span></span><span style="left:26.029999999999998pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">49,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">40,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">1,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.46pt"></span></span><span style="left:25.09pt;position:var(--position)">307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">41,999<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">80% to 90%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.18pt"></span></span><span style="left:12.809999999999999pt;position:var(--position)">38,070<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">1,181<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.72pt"></span></span><span style="left:13.350000000000001pt;position:var(--position)">39,478<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.58pt"></span></span><span style="left:16.21pt;position:var(--position)">30,215<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">898<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.45pt"></span></span><span style="left:27.08pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">31,345<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90% to 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">7,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">156<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.66pt"></span></span><span style="left:28.29pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.58pt"></span></span><span style="left:29.209999999999997pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">7,277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.23pt"></span></span><span style="left:17.86pt;position:var(--position)">4,420<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">4,628<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Greater than 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.36pt"></span></span><span style="left:27.99pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.38pt"></span></span><span style="left:29.009999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.2pt"></span></span><span style="left:8.83pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.55pt"></span></span><span style="left:14.18pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.94pt"></span></span><span style="left:18.57pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.42pt"></span></span><span style="left:11.05pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.29pt"></span></span><span style="left:9.92pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.23pt"></span></span><span style="left:13.86pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 60%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.07pt"></span></span><span style="left:25.7pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.07pt"></span></span><span style="left:25.7pt;position:var(--position)">375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60% to 70%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.7pt"></span></span><span style="left:30.33pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">70% to 80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.11pt"></span></span><span style="left:28.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.23pt"></span></span><span style="left:28.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.22pt"></span></span><span style="left:26.849999999999998pt;position:var(--position)">129<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">80% to 90%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.98pt"></span></span><span style="left:31.61pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90% to 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.37pt"></span></span><span style="left:33pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.18pt"></span></span><span style="left:33.81pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.98pt"></span></span><span style="left:30.61pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Greater than 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.64pt"></span></span><span style="left:34.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.75pt"></span></span><span style="left:35.38pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">208<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.99pt"></span></span><span style="left:26.619999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.6pt"></span></span><span style="left:25.23pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.43pt"></span></span><span style="left:27.06pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.52pt"></span></span><span style="left:24.15pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:432.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages energy performance certificate analysis<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:442.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The energy performance certificate (EPC) profile of the security associated with the Group’s UK mortgage portfolio is shown below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:456.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:154.5pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:154.5pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:154.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">EPC profile<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">B<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">C<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">D<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">E<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">F<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">G<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unrated <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">properties<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:154.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.74pt"></span></span><span style="left:16.37pt;position:var(--position)">2,087<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.17pt"></span></span><span style="left:13.8pt;position:var(--position)">47,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.44pt"></span></span><span style="left:13.07pt;position:var(--position)">77,625<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.33pt"></span></span><span style="left:7.96pt;position:var(--position)">102,066<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.69pt"></span></span><span style="left:11.32pt;position:var(--position)">32,690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">6,124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">1,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.27pt"></span></span><span style="left:10.899999999999999pt;position:var(--position)">54,690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.92pt"></span></span><span style="left:9.55pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:154.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">1,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.63pt"></span></span><span style="left:11.260000000000002pt;position:var(--position)">40,469<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.46pt"></span></span><span style="left:14.09pt;position:var(--position)">68,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">97,392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.78pt"></span></span><span style="left:14.41pt;position:var(--position)">33,021<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.34pt"></span></span><span style="left:16.97pt;position:var(--position)">6,293<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">1,370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">65,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:514.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The above data is sourced using the latest available government EPC information. The Group has no EPC data available for <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:486.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16.9%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:507.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:524.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.9%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) of the UK mortgage portfolio; this portion is classified as unrated properties.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:538.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">EPC ratings are not considered to be a material credit risk factor, and do not form part of the Group’s credit risk calculations. <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail credit card balance movements (audited)<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:193.35pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.37pt"></span></span><span style="left:10pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.36pt"></span></span><span style="left:13.989999999999998pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.65pt"></span></span><span style="left:17.28pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.68pt"></span></span><span style="left:16.31pt;position:var(--position)">(953)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(91)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.05pt"></span></span><span style="left:16.68pt;position:var(--position)">(657)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">694<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.97pt"></span></span><span style="left:20.599999999999998pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.1pt"></span></span><span style="left:15.73pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.52pt"></span></span><span style="left:17.15pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.94pt"></span></span><span style="left:15.57pt;position:var(--position)">(486)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.61pt"></span></span><span style="left:18.24pt;position:var(--position)">120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.28pt"></span></span><span style="left:15.91pt;position:var(--position)">1,631<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.74pt"></span></span><span style="left:21.369999999999997pt;position:var(--position)">371<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.44pt"></span></span><span style="left:24.07pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">1,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.62pt"></span></span><span style="left:16.25pt;position:var(--position)">380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">327<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.91pt"></span></span><span style="left:15.54pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.91pt"></span></span><span style="left:15.54pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">15,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">2,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.54pt"></span></span><span style="left:10.17pt;position:var(--position)">17,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">(145)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(248)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">(121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">(514)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">15,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.99pt"></span></span><span style="left:12.620000000000001pt;position:var(--position)">2,078<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.44pt"></span></span><span style="left:21.07pt;position:var(--position)">153<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.29pt"></span></span><span style="left:9.92pt;position:var(--position)">17,344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.77pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.81pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.81pt;position:var(--position)">10.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:16.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:16.82pt;position:var(--position)">44.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:444.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">53<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:338.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:374.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:401.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:417.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2 and £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:464.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:470.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:491.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:507.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:451.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:472.7pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.81pt"></span></span><span style="left:11.440000000000001pt;position:var(--position)">12,625<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.76pt"></span></span><span style="left:19.39pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">15,817<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">699<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,162<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(1,162)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.01pt"></span></span><span style="left:16.64pt;position:var(--position)">(128)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">(642)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.73pt"></span></span><span style="left:19.36pt;position:var(--position)">683<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">(41)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">(184)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(241)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">425<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.48pt"></span></span><span style="left:19.11pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net changes in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">336<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">(720)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(78)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.99pt"></span></span><span style="left:19.619999999999997pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.51pt"></span></span><span style="left:17.14pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">573<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">811<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.43pt"></span></span><span style="left:19.06pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.23pt"></span></span><span style="left:15.86pt;position:var(--position)">(104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.88pt"></span></span><span style="left:16.51pt;position:var(--position)">409<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.71pt"></span></span><span style="left:14.34pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.71pt"></span></span><span style="left:14.34pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">(149)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">(133)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.96pt"></span></span><span style="left:17.59pt;position:var(--position)">(579)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.37pt"></span></span><span style="left:11pt;position:var(--position)">13,385<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">15,661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:73.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.8pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.17pt;position:var(--position)">12.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:17.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:17.79pt;position:var(--position)">50.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:723.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking balance movements (audited)<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:91.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.75pt"></span></span><span style="left:10.379999999999999pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.46pt"></span></span><span style="left:7.09pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.94pt"></span></span><span style="left:16.57pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.62pt"></span></span><span style="left:16.25pt;position:var(--position)">(543)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.97pt"></span></span><span style="left:20.599999999999998pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.3pt"></span></span><span style="left:17.93pt;position:var(--position)">(581)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.31pt"></span></span><span style="left:13.940000000000001pt;position:var(--position)">1,439<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.23pt"></span></span><span style="left:11.86pt;position:var(--position)">(1,353)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">(86)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">(2,502)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.21pt"></span></span><span style="left:12.84pt;position:var(--position)">2,633<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.11pt"></span></span><span style="left:19.74pt;position:var(--position)">(131)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.33pt"></span></span><span style="left:15.96pt;position:var(--position)">(485)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.78pt"></span></span><span style="left:17.41pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">762<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.97pt"></span></span><span style="left:21.599999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.95pt"></span></span><span style="left:20.58pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.56pt"></span></span><span style="left:11.190000000000001pt;position:var(--position)">(1,548)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">1,003<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">545<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.34pt"></span></span><span style="left:18.97pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.67pt"></span></span><span style="left:20.3pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.34pt"></span></span><span style="left:11.969999999999999pt;position:var(--position)">4,634<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(769)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.99pt"></span></span><span style="left:16.62pt;position:var(--position)">(475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.48pt"></span></span><span style="left:12.11pt;position:var(--position)">3,390<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.67pt"></span></span><span style="left:20.3pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.29pt"></span></span><span style="left:6.92pt;position:var(--position)">84,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">5,364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">91,141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.89pt"></span></span><span style="left:18.52pt;position:var(--position)">(173)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">(279)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.75pt"></span></span><span style="left:16.38pt;position:var(--position)">(382)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">(834)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.5pt"></span></span><span style="left:8.129999999999999pt;position:var(--position)">83,847<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.65pt"></span></span><span style="left:12.280000000000001pt;position:var(--position)">5,085<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">1,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.9pt"></span></span><span style="left:7.53pt;position:var(--position)">90,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:19.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:19.54pt;position:var(--position)">21.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:342.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">19<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:293.84000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.59000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:320.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:373pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">23<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:401.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2 and <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:463.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£24 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:495.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:511.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:349.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:360.9pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.26pt"></span></span><span style="left:9.89pt;position:var(--position)">79,574<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.49pt"></span></span><span style="left:14.120000000000001pt;position:var(--position)">7,987<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">2,068<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.03pt"></span></span><span style="left:8.66pt;position:var(--position)">89,629<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.38pt"></span></span><span style="left:18.01pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.42pt"></span></span><span style="left:13.05pt;position:var(--position)">1,022<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.79pt"></span></span><span style="left:15.419999999999998pt;position:var(--position)">2,361<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.73pt"></span></span><span style="left:11.36pt;position:var(--position)">(2,347)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">(1,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.44pt"></span></span><span style="left:17.07pt;position:var(--position)">1,951<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.61pt"></span></span><span style="left:20.24pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">(301)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.44pt"></span></span><span style="left:22.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net changes in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(63)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">444<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.28pt"></span></span><span style="left:18.91pt;position:var(--position)">(20)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">1,796<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.63pt"></span></span><span style="left:12.260000000000002pt;position:var(--position)">(2,160)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">(449)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(813)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.85pt"></span></span><span style="left:20.48pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">(62)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.22pt"></span></span><span style="left:16.85pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.16pt"></span></span><span style="left:7.79pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.37pt"></span></span><span style="left:17pt;position:var(--position)">(205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">(264)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">(413)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.2pt"></span></span><span style="left:16.83pt;position:var(--position)">(882)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.12pt"></span></span><span style="left:11.75pt;position:var(--position)">81,272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.57pt"></span></span><span style="left:12.2pt;position:var(--position)">4,904<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">1,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.43pt"></span></span><span style="left:9.059999999999999pt;position:var(--position)">87,602<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.5pt;position:var(--position)">22.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">25<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:294.86pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:321.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:337.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:373.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:398.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:414.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:451.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:458.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:620.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collateral held as security for Commercial Banking loans and advances to customers (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 and Stage 2 secured lending<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:99.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For Stage 1 and Stage 2 secured commercial lending, the Group reports assets gross of collateral and therefore discloses the maximum <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:109.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss exposure.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:85.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 and Stage 2 secured commercial lending is predominantly managed on a cash flow basis. On occasion, it may include <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:119.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an assessment of underlying collateral, although, for Stage 3 lending, this will not always involve assessing it on a fair value basis. No <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:129.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">aggregated collateral information for the entire unimpaired secured commercial lending portfolio is provided to key management <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:139.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">personnel.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:153.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 secured lending<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The value of collateral is re-evaluated and its legal soundness reassessed if there is observable evidence of distress of the borrower; <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">this evaluation is used to determine potential loss allowances and management’s strategy to either repair the business or recover the debt.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, Stage 3 secured commercial lending amounted to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">448<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:321.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, net of an impairment allowance of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">121<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:495.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£450 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:106.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, net of an impairment allowance of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:239.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£150 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:282.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value of the collateral held in respect of impaired secured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:208.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commercial lending was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:128.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">468<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:175.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:194.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£575 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:242.70000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). In determining the fair value of collateral, no specific amounts have been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:218.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">attributed to the costs of realisation. For the purposes of determining the total collateral held by the Group in respect of impaired secured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:228.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commercial lending, the value of collateral for each loan has been limited to the principal amount of the outstanding advance in order to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:238.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">eliminate the effects of any over-collateralisation and to provide a clearer representation of the Group’s exposure.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit quality of other financial assets (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:99.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Substantially all of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:132.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:162.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash and balances at central banks <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:293.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are due from the Bank of England<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:416.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the Federal Reserve Bank of New <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:109.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">York<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> or the Deutsche Bundesbank.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:123.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities, treasury and other bills, and contracts held with reinsurers at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Substantially all of the Group’s trading assets and other loans and advances to customers, loans and advances to banks and reverse <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repurchase agreements held at fair value through profit or loss have an investment grade rating. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The credit quality of the Group’s other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debt securities, treasury and other bills, and contracts held with reinsurers held at fair value through profit or loss is set out below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:168.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:26.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">1,898<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">2,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">641<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">652<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">20,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.83pt"></span></span><span style="left:21.459999999999997pt;position:var(--position)">2,934<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">23,410<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.68pt"></span></span><span style="left:19.31pt;position:var(--position)">13,984<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">2,899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.75pt"></span></span><span style="left:19.38pt;position:var(--position)">16,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">46,912<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,955<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">49,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">32,671<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">2,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">35,583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:30pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss (excluding loans and advances and equity <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.88pt"></span></span><span style="left:18.51pt;position:var(--position)">55,091<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,955<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">58,046<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">43,230<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">2,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">46,142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:377.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Credit ratings equal to or better than ‘BBB’.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit risk in respect of trading and other financial assets at fair value through profit or loss held within the Group’s unit-linked funds is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:398.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">borne by the policyholders and credit risk in respect of With-Profits funds is largely borne by the policyholders. Consequently, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">has no significant exposure to credit risk for such assets which back those contract liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:422.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to bank<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:164.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">s<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:433.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Significantly all of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:159.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loans and advances to banks are assessed as Stage 1.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:446.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreement held at amortised cost<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reverse repurchase agreements held at amortised cost are assessed as Stage 1.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:471.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities held at amortised cos<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:200.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">t<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.39999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significantly all of the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:239.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debt securities held at amortised cost are investment grade<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:458.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:496.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities at fair value through other comprehensive income<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:316.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (excluding equity shares)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:507.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:126.67999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> significantly <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:173.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">all of the Group’s debt securities<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:292.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">at fair value through other comprehensive income are investment grade.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:520.75pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:531.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reduces exposure to credit risk by using master netting agreements and by obtaining collateral in the form of cash or highly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:541.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liquid securities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:555.35pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">18,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">22,684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">1,333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.34pt"></span></span><span style="left:19.97pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.84pt"></span></span><span style="left:32.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.03pt"></span></span><span style="left:38.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">18,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.21pt"></span></span><span style="left:19.84pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">22,723<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.64pt"></span></span><span style="left:24.27pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Credit ratings equal to or better than ‘BBB’.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:646.2pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial guarantees and loan commitments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The level of expected credit loss allowance associated with the Group’s financial guarantees and loan commitments is not significant.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:670.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:135.89999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">153,410<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:163.14999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million were Stage 1 (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:242.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:270.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">143,914<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million), £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:335.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,083<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million were Stage 2 (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:438.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:457.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:466.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,565<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million), £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:525.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">61<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:533.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:680.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">were Stage 3 (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:100.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:120.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:128.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">101<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:139.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:191.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million was POCI (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:270.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:289.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">39<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:307.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million). Against these exposures the Group held an allowance for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:690.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:145.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">197<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:157.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (2024: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:216.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">270<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:230.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:704.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Further details can be seen in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:176.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:348.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:366.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:368.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_721" style="color:inherit;text-decoration:inherit;z-index:1">272</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:382.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collateral held as security for other financial assets (audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">does not hold collateral against debt securities which are classified as financial assets held at amortised cost.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:102.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:7.2pt"></span><span id="iecc5dc2854414ebfb46530f7e5092bc7_54017"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:113.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into reverse repurchase agreements which are accounted for as collateralised loans (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:442.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:450.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:123.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:122.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:142.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:137.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:236.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (excluding equity shares)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:148.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in financial assets at fair value through profit or loss are reverse repurchase agreements<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:385.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, against which the Group holds collateral,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:540.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:158.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">all of which the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:117.77000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is able to repledge (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:222.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:230.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:395.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:415.15999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:429.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:496.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:515.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:38.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12,257<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million had been repledged (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:167.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:187.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:191.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£10,676 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:246.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:181.75pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">These transactions were generally conducted under terms that are usual and customary for standard secured lending activities.</span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:195.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets, after offsetting of amounts under master netting arrangements<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:206.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reduces exposure to credit risk by using master netting agreements and by obtaining collateral in the form of cash or highly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:216.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liquid securities (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:128.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:136.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:300.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:321.04999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:335.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:229.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Irrevocable loan commitments and other credit-related contingencies<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:240.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">holds irrevocable loan commitments and other credit-related contingencies (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:391pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">36<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:250.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:89.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:109.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#if435d7f4947644c88ccd1c1243c23be9_8180" style="color:inherit;text-decoration:inherit;z-index:1">291</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:122.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). Collateral is held as security, in the event that lending is drawn down, on £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:401.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">18,272<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:424.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:455.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:478.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£17,181 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:529.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:260.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of these balances.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:274.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collateral pledged as security (audited)<span style="display:inline-block;height:7.2pt"></span><span id="iecc5dc2854414ebfb46530f7e5092bc7_54129"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:285.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledges assets primarily for repurchase agreements and securities lending transactions which are generally conducted under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:295.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">terms that are usual and customary for standard secured borrowing contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:309.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:320.15pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">The Group enters into repurchase agreements </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:204.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">which include amounts due under the Bank of England’s Term Funding Scheme with </span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:330.15pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">additional incentives for SMEs (TFSME) </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:180.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">(see note </span><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:216.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:223.88000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:388.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:408.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">).</span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:343.75pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.75pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">Included in financial liabilities at fair value through profit or loss are repurchase agreements, against which the Group pledges collateral </span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.75pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">(see note </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">16</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> </span><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:79.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:242.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:262.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">). The secured party is permitted by contract or custom to repledge </span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.75pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">this collateral. </span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:388.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities lending transactions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:399.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following on-balance sheet financial assets have been lent to counterparties under securities lending transactions:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:412.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:411.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">1,088<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">5,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.66pt"></span></span><span style="left:29.29pt;position:var(--position)">6,124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.16pt"></span></span><span style="left:28.79pt;position:var(--position)">6,122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">7,013<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.05pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">In addition, securities </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">held as collateral in the form of stock borrowed amounted to £</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">12,763</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> million (</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">2024</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:419.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">: </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:423.54999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">£20,887 million</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:480.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">). Of this amount, </span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:487.05pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">£</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:38.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">7,542</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.82000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">million (</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:90.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">2024</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.53999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">: </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">£11,781 million</span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.01000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">) had been resold or repledged as collateral for the </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:351.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">Group’s </span><span style="display:inline-block;height:6.6pt"></span></span><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">own transactions.</span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:500.65pt;width:594.99pt"><span style="background-color:#ffffff;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">These transactions were generally conducted under terms that are usual and customary for standard secured lending activities.</span><span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:514.25pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisations and covered bonds<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition to the assets detailed above, the Group also holds assets that are encumbered through the Group’s asset-backed conduits and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">its securitisation and covered bond programmes. Further details of these assets are provided in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:403.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the consolidated financial <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements<span style="display:inline-block;height:6.6pt"></span><span id="iecc5dc2854414ebfb46530f7e5092bc7_54126"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> on<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.36000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:89.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:109.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i75cfcc65fdf24092aeaeeefe3884f23e_3097" style="color:inherit;text-decoration:inherit;z-index:1">283</a><span style="display:inline-block;height:6.6pt"></span></span> 394000000 285000000 3228000000 731000000 603000000 888000000 3228000000 731000000 603000000 -243000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the gross carrying amount for loans and advances to customers and for allowance for expected credit losses were as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:210.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:65.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.45pt"></span></span><span style="left:8.08pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.74pt"></span></span><span style="left:14.370000000000001pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.44pt"></span></span><span style="left:13.07pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.03pt"></span></span><span style="left:13.66pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">1,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.21pt"></span></span><span style="left:13.84pt;position:var(--position)">1,028<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.13pt"></span></span><span style="left:14.760000000000002pt;position:var(--position)">7,165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.02pt"></span></span><span style="left:11.649999999999999pt;position:var(--position)">(7,021)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.64pt"></span></span><span style="left:16.27pt;position:var(--position)">240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.49pt"></span></span><span style="left:16.12pt;position:var(--position)">(221)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.31pt"></span></span><span style="left:6.9399999999999995pt;position:var(--position)">(10,427)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">11,211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.63pt"></span></span><span style="left:16.26pt;position:var(--position)">(784)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">(1,557)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.83pt"></span></span><span style="left:13.46pt;position:var(--position)">(1,871)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">3,428<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.71pt"></span></span><span style="left:16.34pt;position:var(--position)">(157)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">192<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.08pt"></span></span><span style="left:17.71pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.98pt"></span></span><span style="left:16.61pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.17pt"></span></span><span style="left:10.8pt;position:var(--position)">(4,819)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">2,319<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.36pt"></span></span><span style="left:11.989999999999998pt;position:var(--position)">2,500<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:111.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.94pt"></span></span><span style="left:16.57pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:124.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">677<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:124.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">669<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:137.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.89pt"></span></span><span style="left:9.52pt;position:var(--position)">28,618<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">(4,388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.9pt"></span></span><span style="left:10.530000000000001pt;position:var(--position)">(1,606)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">(1,130)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:137.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.71pt"></span></span><span style="left:9.34pt;position:var(--position)">21,494<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.27pt"></span></span><span style="left:14.899999999999999pt;position:var(--position)">(140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:137.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.54pt"></span></span><span style="left:14.169999999999998pt;position:var(--position)">(256)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:150pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:171.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:171.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.63pt"></span></span><span style="left:11.260000000000002pt;position:var(--position)">(1,296)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.27pt"></span></span><span style="left:24.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:184.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.61pt"></span></span><span style="left:11.239999999999998pt;position:var(--position)">(1,305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.38pt"></span></span><span style="left:9.01pt;position:var(--position)">(1,296)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:184.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.36pt"></span></span><span style="left:8.99pt;position:var(--position)">(1,305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:197.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.95pt"></span></span><span style="left:18.58pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:197.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.95pt"></span></span><span style="left:18.58pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.7pt"></span></span><span style="left:16.33pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:197.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.7pt"></span></span><span style="left:16.33pt;position:var(--position)">209<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:219pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.03pt"></span></span><span style="left:4.66pt;position:var(--position)">430,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.55pt"></span></span><span style="left:8.18pt;position:var(--position)">42,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,526<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:219pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.32pt"></span></span><span style="left:2.9499999999999997pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:219pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">(737)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.28pt"></span></span><span style="left:11.91pt;position:var(--position)">(1,077)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.25pt"></span></span><span style="left:10.879999999999999pt;position:var(--position)">(1,038)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:231.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">(3,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.54pt"></span></span><span style="left:3.17pt;position:var(--position)">429,456<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">41,602<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.53pt"></span></span><span style="left:12.16pt;position:var(--position)">5,488<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.68pt"></span></span><span style="left:14.309999999999999pt;position:var(--position)">4,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:252pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.98pt"></span></span><span style="left:4.609999999999999pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.98pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.81pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.81pt;position:var(--position)">15.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:264.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:495.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:502.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:510.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:517.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.38000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">136<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:212.51000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">41<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:288.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:326.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:362.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">47<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:369.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:390.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:406.46pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:443.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">52<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:450.53999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:471.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:525.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:52.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:53.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.6pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:91.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:532.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in balances for the year ended 31 December <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:279.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:300.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="position:var(--position);top:88.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:65.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.95pt"></span></span><span style="left:4.58pt;position:var(--position)">385,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.92pt"></span></span><span style="left:11.55pt;position:var(--position)">53,167<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.4pt"></span></span><span style="left:16.03pt;position:var(--position)">7,147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.95pt"></span></span><span style="left:13.579999999999998pt;position:var(--position)">7,854<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:27pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.88pt"></span></span><span style="left:4.51pt;position:var(--position)">453,462<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.73pt"></span></span><span style="left:16.36pt;position:var(--position)">900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.45pt"></span></span><span style="left:13.079999999999998pt;position:var(--position)">1,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.81pt"></span></span><span style="left:15.440000000000001pt;position:var(--position)">1,137<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:27pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.53pt"></span></span><span style="left:14.16pt;position:var(--position)">3,717<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.06pt"></span></span><span style="left:21.689999999999998pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.97pt"></span></span><span style="left:21.599999999999998pt;position:var(--position)">(74)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">(995)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">25,658<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.19pt"></span></span><span style="left:6.82pt;position:var(--position)">(25,607)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">(404)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.72pt"></span></span><span style="left:6.35pt;position:var(--position)">(25,390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.12pt"></span></span><span style="left:9.75pt;position:var(--position)">25,967<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">(577)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.72pt"></span></span><span style="left:19.349999999999998pt;position:var(--position)">126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">(1,104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(2,119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.45pt"></span></span><span style="left:14.079999999999998pt;position:var(--position)">3,223<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.34pt"></span></span><span style="left:14.969999999999999pt;position:var(--position)">(293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">340<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.49pt"></span></span><span style="left:17.12pt;position:var(--position)">303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.57pt"></span></span><span style="left:17.2pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.1pt"></span></span><span style="left:16.73pt;position:var(--position)">(836)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">(1,759)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">2,595<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:114.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">(116)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:114.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.57pt"></span></span><span style="left:17.2pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">(130)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:127.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:140.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">22,529<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.07pt"></span></span><span style="left:11.7pt;position:var(--position)">(6,140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(1,612)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:140.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.53pt"></span></span><span style="left:11.16pt;position:var(--position)">13,867<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.08pt"></span></span><span style="left:16.71pt;position:var(--position)">(107)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(193)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:140.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.23pt"></span></span><span style="left:16.86pt;position:var(--position)">(147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.03pt"></span></span><span style="left:14.66pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:153pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">507<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:174.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">(717)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.42pt"></span></span><span style="left:16.05pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(366)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.8pt"></span></span><span style="left:16.43pt;position:var(--position)">(694)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:174.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">(2,257)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:174.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.05pt"></span></span><span style="left:14.68pt;position:var(--position)">(1,174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:187.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.34pt"></span></span><span style="left:12.969999999999999pt;position:var(--position)">(1,229)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.8pt"></span></span><span style="left:12.43pt;position:var(--position)">(1,174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:187.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.09pt"></span></span><span style="left:10.719999999999999pt;position:var(--position)">(1,229)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:200.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:200.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:200.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.02pt"></span></span><span style="left:3.65pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.41pt"></span></span><span style="left:9.04pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:222pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.78pt"></span></span><span style="left:3.41pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:222pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">(736)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">(1,160)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">(1,108)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(187)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:234.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.73pt"></span></span><span style="left:14.36pt;position:var(--position)">(3,191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.89pt"></span></span><span style="left:3.52pt;position:var(--position)">404,624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.79pt"></span></span><span style="left:8.42pt;position:var(--position)">43,605<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.1pt"></span></span><span style="left:12.73pt;position:var(--position)">5,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.98pt"></span></span><span style="left:12.61pt;position:var(--position)">6,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:258.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.32pt"></span></span><span style="left:4.949999999999999pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:271.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.95pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:19.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:19.66pt;position:var(--position)">16.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:271.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:380.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:387.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:395.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:402.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:323.67pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:339.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:375.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:400.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:418.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:456.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:501pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:410.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:417.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Relates to the securitisations of primarily legacy Retail mortgages <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:425.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div> 405360000000 44765000000 6716000000 6207000000 463048000000 -736000000 -1160000000 -1108000000 -187000000 -3191000000 1034000000 -17000000 3000000 8000000 1028000000 13000000 1000000 -18000000 -45000000 -49000000 7165000000 -7021000000 -144000000 0 -240000000 221000000 19000000 0 -10427000000 11211000000 -784000000 0 53000000 -114000000 61000000 0 -1557000000 -1871000000 3428000000 0 35000000 157000000 -192000000 0 153000000 -257000000 -350000000 -454000000 -4819000000 2319000000 2500000000 0 1000000 7000000 -462000000 -454000000 -27000000 46000000 -677000000 -11000000 -669000000 28618000000 -4388000000 -1606000000 -1130000000 21494000000 12000000 29000000 140000000 75000000 256000000 14000000 -82000000 999000000 -64000000 867000000 0 0 0 0 0 0 0 0 0 0 1296000000 9000000 1305000000 -1296000000 -9000000 -1305000000 209000000 0 209000000 -209000000 0 -209000000 430193000000 42679000000 6526000000 5076000000 484474000000 -737000000 -1077000000 -1038000000 -159000000 -3011000000 -737000000 -1077000000 -1038000000 -159000000 -3011000000 429456000000 41602000000 5488000000 4917000000 481463000000 0.002 0.025 0.159 0.031 0.006 136000000 41000000 47000000 52000000 -4000000 -243000000 -178000000 385294000000 53167000000 7147000000 7854000000 453462000000 -900000000 -1467000000 -1137000000 -213000000 -3717000000 -910000000 -23000000 -74000000 12000000 -995000000 12000000 6000000 -21000000 -53000000 -56000000 25658000000 -25607000000 -51000000 0 -413000000 404000000 9000000 0 -25390000000 25967000000 -577000000 0 66000000 -126000000 60000000 0 -1104000000 -2119000000 3223000000 0 21000000 178000000 -199000000 0 293000000 -340000000 -303000000 -350000000 -836000000 -1759000000 2595000000 0 -33000000 116000000 -433000000 -350000000 130000000 66000000 -709000000 -66000000 -579000000 22529000000 -6140000000 -1612000000 -910000000 13867000000 50000000 107000000 193000000 72000000 422000000 -147000000 -289000000 949000000 -6000000 507000000 717000000 480000000 366000000 694000000 2257000000 -5000000 -12000000 -25000000 -18000000 -60000000 1174000000 55000000 1229000000 -1174000000 -55000000 -1229000000 200000000 0 200000000 -200000000 0 -200000000 405360000000 44765000000 6716000000 6207000000 463048000000 -736000000 -1160000000 -1108000000 -187000000 -3191000000 -736000000 -1160000000 -1108000000 -187000000 -3191000000 404624000000 43605000000 5608000000 6020000000 459857000000 0.002 0.026 0.165 0.030 0.007 24000000 20000000 -2000000 -15000000 21000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the most significant concentrations of exposure were in mortgages.<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:534.5pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Agriculture, forestry and fishing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">6,071<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">6,424<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Construction<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.440000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">3,175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">3,389<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Energy and water supply<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.27pt"></span></span><span style="left:27.9pt;position:var(--position)">5,571<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">4,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial, business and other services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">40,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">38,034<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Manufacturing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">5,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">4,790<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mining and Quarrying<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.74pt"></span></span><span style="left:33.37pt;position:var(--position)">314<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Personal:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:44.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.19pt"></span></span><span style="left:15.82pt;position:var(--position)">346,033<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">330,840<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease financing<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,972<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">13,249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">31,145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">28,016<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Postal and telecommunications<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">3,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">3,182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property companies<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.38pt"></span></span><span style="left:24.009999999999998pt;position:var(--position)">19,139<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.52pt"></span></span><span style="left:26.15pt;position:var(--position)">19,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transport, distribution and hotels<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.19pt"></span></span><span style="left:21.82pt;position:var(--position)">10,330<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">10,736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to customers before allowance for impairment losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.07pt"></span></span><span style="left:15.7pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.53pt"></span></span><span style="left:16.16pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for impairment losses (note 21 to the consolidated financial statements, page 272)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">(3,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(3,191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.07pt"></span></span><span style="left:17.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:762.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes both UK and overseas mortgage balances.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:770.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Lease financing, previously reported in aggregate, is presented separately according to whether the lending is personal or non-personal. Non-personal lease financing is allocated to the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:777.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">industries or sectors relevant to the exposure. Comparatives are represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div> 6071000000 6424000000 3175000000 3389000000 5571000000 4912000000 40221000000 38034000000 5326000000 4790000000 314000000 205000000 346033000000 330840000000 13972000000 13249000000 31145000000 28016000000 3177000000 3182000000 19139000000 19271000000 10330000000 10736000000 484474000000 463048000000 -3011000000 -3191000000 481463000000 459857000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:123pt"></td><td style="padding:0;width:128.25pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:123pt"></td><td style="padding:0;width:128.25pt"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quality classification<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:11.25pt;width:128.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:82.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IFRS 9 PD range<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:11.25pt;width:123pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quality classification<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:11.25pt;width:128.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:82.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IFRS 9 PD range<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:22.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.00<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:103.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:22.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:22.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:76.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:97.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:101.03999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:35.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:87.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.81<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:100.69000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:104.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:35.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:35.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:79.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.101<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.500%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:48pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.51<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:97.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:101.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:48pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:48pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:77.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.501<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.28999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:60.75pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:79.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.01<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:60.75pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:60.75pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:72.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.001<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:94.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:73.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:78.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.01<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:96.36000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:99.96000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99.99%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:73.5pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:73.5pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:69.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20.001<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:95.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99.999%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:86.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:123pt;position:var(--position);top:86.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:96.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100.00%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:261pt;position:var(--position);top:86.25pt;width:123pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:123pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:384pt;position:var(--position);top:86.25pt;width:128.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:128.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:91.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100.000%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:135.75pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn exposures<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:135.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures and expected credit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss allowance (audited)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.79pt"></span></span><span style="left:3.42pt;position:var(--position)">276,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.69pt"></span></span><span style="left:12.32pt;position:var(--position)">19,717<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.36pt"></span></span><span style="left:4.99pt;position:var(--position)">295,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.13pt"></span></span><span style="left:11.760000000000002pt;position:var(--position)">8,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">6,274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.39pt"></span></span><span style="left:9.02pt;position:var(--position)">14,308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.28pt"></span></span><span style="left:15.91pt;position:var(--position)">1,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">1,347<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">338<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.16pt"></span></span><span style="left:23.79pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">2,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">2,968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.27pt"></span></span><span style="left:11.899999999999999pt;position:var(--position)">9,092<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.54pt"></span></span><span style="left:16.169999999999998pt;position:var(--position)">468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.95pt"></span></span><span style="left:3.58pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.3pt"></span></span><span style="left:8.93pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.17pt"></span></span><span style="left:5.8pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.95pt"></span></span><span style="left:12.579999999999998pt;position:var(--position)">5,708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.07pt"></span></span><span style="left:14.7pt;position:var(--position)">5,714<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.94pt"></span></span><span style="left:14.57pt;position:var(--position)">8,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.69pt"></span></span><span style="left:15.32pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.89pt"></span></span><span style="left:12.52pt;position:var(--position)">9,329<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.1pt"></span></span><span style="left:20.73pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">129<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.71pt"></span></span><span style="left:16.34pt;position:var(--position)">1,321<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.83pt"></span></span><span style="left:19.459999999999997pt;position:var(--position)">793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.33pt"></span></span><span style="left:15.96pt;position:var(--position)">2,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.19pt"></span></span><span style="left:20.82pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">15,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">2,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.54pt"></span></span><span style="left:10.17pt;position:var(--position)">17,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK unsecured loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overdrafts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">1,376<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.09pt"></span></span><span style="left:14.719999999999999pt;position:var(--position)">1,378<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">8,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.19pt"></span></span><span style="left:12.82pt;position:var(--position)">8,754<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.18pt"></span></span><span style="left:17.81pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.18pt"></span></span><span style="left:13.809999999999999pt;position:var(--position)">1,062<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.51pt"></span></span><span style="left:19.14pt;position:var(--position)">324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,386<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">110<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.71pt"></span></span><span style="left:10.34pt;position:var(--position)">10,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">1,397<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.65pt"></span></span><span style="left:13.280000000000001pt;position:var(--position)">12,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.57pt"></span></span><span style="left:18.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.9pt"></span></span><span style="left:18.53pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.14pt"></span></span><span style="left:16.77pt;position:var(--position)">447<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK Motor Finance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:366pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.79pt"></span></span><span style="left:14.419999999999998pt;position:var(--position)">8,531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.43pt"></span></span><span style="left:20.06pt;position:var(--position)">910<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">9,441<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.08pt"></span></span><span style="left:21.709999999999997pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.56pt"></span></span><span style="left:19.189999999999998pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.58pt"></span></span><span style="left:12.21pt;position:var(--position)">5,083<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">1,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">6,358<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:391.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">359<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">965<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.68pt"></span></span><span style="left:21.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:404.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.85pt"></span></span><span style="left:24.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.85pt"></span></span><span style="left:24.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:417pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.12pt"></span></span><span style="left:20.75pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">167<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:429.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.63pt"></span></span><span style="left:10.26pt;position:var(--position)">14,222<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">2,786<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.94pt"></span></span><span style="left:11.57pt;position:var(--position)">17,149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.61pt"></span></span><span style="left:18.24pt;position:var(--position)">201<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">428<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:455.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:468pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.15pt"></span></span><span style="left:9.780000000000001pt;position:var(--position)">18,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.9pt"></span></span><span style="left:10.530000000000001pt;position:var(--position)">18,557<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:480.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">2,616<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">2,829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:493.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.5pt"></span></span><span style="left:23.13pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.64pt"></span></span><span style="left:22.27pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:506.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:519pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:531.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.59pt"></span></span><span style="left:10.219999999999999pt;position:var(--position)">21,245<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">21,782<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:557.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.13pt"></span></span><span style="left:3.76pt;position:var(--position)">345,633<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.12pt"></span></span><span style="left:10.75pt;position:var(--position)">37,315<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">4,769<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.6pt"></span></span><span style="left:4.23pt;position:var(--position)">392,793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">798<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">656<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">2,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:570pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:582.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.05pt"></span></span><span style="left:9.68pt;position:var(--position)">31,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.97pt"></span></span><span style="left:7.6pt;position:var(--position)">32,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:595.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.03pt"></span></span><span style="left:11.66pt;position:var(--position)">17,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.51pt"></span></span><span style="left:10.14pt;position:var(--position)">17,958<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:608.25pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.39pt"></span></span><span style="left:10.02pt;position:var(--position)">31,833<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.66pt"></span></span><span style="left:12.29pt;position:var(--position)">2,007<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.8pt"></span></span><span style="left:7.43pt;position:var(--position)">33,840<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.09pt"></span></span><span style="left:19.72pt;position:var(--position)">110<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">41<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:621pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.26pt"></span></span><span style="left:12.89pt;position:var(--position)">2,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">2,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.72pt"></span></span><span style="left:13.350000000000001pt;position:var(--position)">4,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.36pt"></span></span><span style="left:17.99pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:633.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">708<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.16pt"></span></span><span style="left:20.79pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:646.5pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.29pt"></span></span><span style="left:6.92pt;position:var(--position)">84,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">5,364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">91,141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:672pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:684.75pt;width:135.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:135.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:135.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.03pt"></span></span><span style="left:4.66pt;position:var(--position)">430,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.55pt"></span></span><span style="left:8.18pt;position:var(--position)">42,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,526<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:252.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:291.75pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.32pt"></span></span><span style="left:2.9499999999999997pt;position:var(--position)">484,474<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Drawn exposures include centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div><div style="position:var(--position);top:77.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn exposures<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:134.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures and expected credit loss <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowance (audited)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.28pt"></span></span><span style="left:9.91pt;position:var(--position)">261,101<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.71pt"></span></span><span style="left:13.34pt;position:var(--position)">21,213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.03pt"></span></span><span style="left:6.66pt;position:var(--position)">282,314<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">8,487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.87pt"></span></span><span style="left:13.5pt;position:var(--position)">7,384<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">15,871<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.81pt"></span></span><span style="left:22.439999999999998pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">1,296<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.62pt"></span></span><span style="left:14.25pt;position:var(--position)">1,408<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.69pt"></span></span><span style="left:19.32pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.91pt"></span></span><span style="left:13.54pt;position:var(--position)">2,829<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:103.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">2,872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.54pt"></span></span><span style="left:11.169999999999998pt;position:var(--position)">10,373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">522<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.04pt"></span></span><span style="left:4.67pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:129pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">5,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:154.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.1pt"></span></span><span style="left:12.73pt;position:var(--position)">5,068<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.49pt"></span></span><span style="left:16.12pt;position:var(--position)">7,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,129<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.02pt"></span></span><span style="left:12.649999999999999pt;position:var(--position)">8,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.52pt"></span></span><span style="left:22.15pt;position:var(--position)">52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">139<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,242<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.81pt"></span></span><span style="left:19.439999999999998pt;position:var(--position)">859<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">2,101<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.41pt"></span></span><span style="left:21.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:205.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:218.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:231pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK unsecured loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overdrafts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">1,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:264pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:264pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">7,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:276.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">7,504<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:276.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">1,047<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.21pt"></span></span><span style="left:19.84pt;position:var(--position)">307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:289.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">1,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:289.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.52pt"></span></span><span style="left:25.15pt;position:var(--position)">111<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:302.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.62pt"></span></span><span style="left:22.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:302.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.52pt"></span></span><span style="left:22.15pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:315pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">352<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:315pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:327.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:327.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.23pt"></span></span><span style="left:14.86pt;position:var(--position)">9,314<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.11pt"></span></span><span style="left:15.739999999999998pt;position:var(--position)">1,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:340.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">10,736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:340.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.88pt"></span></span><span style="left:16.51pt;position:var(--position)">460<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK Motor Finance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:366pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">8,967<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:366pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.98pt"></span></span><span style="left:14.61pt;position:var(--position)">9,727<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:366pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.49pt"></span></span><span style="left:13.120000000000001pt;position:var(--position)">4,487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">1,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:378.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">5,656<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:378.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:391.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">440<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.54pt"></span></span><span style="left:20.169999999999998pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:391.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">687<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:391.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:404.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:404.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:404.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:417pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:417pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:417pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:429.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:429.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:429.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.53pt"></span></span><span style="left:11.16pt;position:var(--position)">13,897<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">2,398<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:442.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">16,419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:442.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:455.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:468pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 1–3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">15,163<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">238<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:468pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.52pt"></span></span><span style="left:12.149999999999999pt;position:var(--position)">15,401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:468pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:480.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 4–6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.2pt"></span></span><span style="left:15.829999999999998pt;position:var(--position)">2,132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.26pt"></span></span><span style="left:20.89pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:480.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">2,322<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:480.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:493.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 7–9<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:493.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:493.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:506.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:506.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:506.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:519pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 11–13<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:519pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:519pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:531.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS 14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:531.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:531.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">17,373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">516<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:544.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.53pt"></span></span><span style="left:10.16pt;position:var(--position)">18,036<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.63pt"></span></span><span style="left:23.259999999999998pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:544.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:557.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.64pt"></span></span><span style="left:5.27pt;position:var(--position)">323,878<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.94pt"></span></span><span style="left:9.57pt;position:var(--position)">39,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">4,877<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:557.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.63pt"></span></span><span style="left:5.26pt;position:var(--position)">374,559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">896<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:557.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.26pt"></span></span><span style="left:10.89pt;position:var(--position)">2,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:570pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:582.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 1–5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.83pt"></span></span><span style="left:9.46pt;position:var(--position)">26,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:582.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.32pt"></span></span><span style="left:10.95pt;position:var(--position)">26,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:582.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:595.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 6–10<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">17,126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.36pt"></span></span><span style="left:23.99pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:595.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">17,182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:595.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:608.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 11–14<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">32,424<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.46pt"></span></span><span style="left:17.09pt;position:var(--position)">1,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:608.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.19pt"></span></span><span style="left:9.82pt;position:var(--position)">33,552<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.13pt"></span></span><span style="left:19.759999999999998pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:608.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:621pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 15–18<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">5,002<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">3,253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:621pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">8,255<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:621pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">233<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:633.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 19<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:633.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:633.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:646.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CMS 20–23<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:646.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:646.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:659.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.16pt"></span></span><span style="left:7.79pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:659.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:672pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:672pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:672pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:684.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total loans and advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.02pt"></span></span><span style="left:3.65pt;position:var(--position)">405,360<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.41pt"></span></span><span style="left:9.04pt;position:var(--position)">44,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">6,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:684.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.78pt"></span></span><span style="left:3.41pt;position:var(--position)">463,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:684.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Drawn exposures include centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div></div> 0.0000 0.0080 0.00000 0.00100 0.0081 0.0450 0.00101 0.00500 0.0451 0.1400 0.00501 0.03000 0.1401 0.2000 0.03001 0.20000 0.2001 0.9999 0.20001 0.99999 1.0000 1.00000 235000000 297000000 992000000 971000000 0 0 0 276020000000 19717000000 0 0 295737000000 -43000000 -99000000 0 0 -142000000 8034000000 6274000000 0 0 14308000000 -6000000 -34000000 0 0 -40000000 154000000 1193000000 0 0 1347000000 -1000000 -12000000 0 0 -13000000 23000000 338000000 0 0 361000000 0 -5000000 0 0 -5000000 76000000 2892000000 0 0 2968000000 -1000000 -57000000 0 0 -58000000 0 0 4016000000 5076000000 9092000000 0 0 -309000000 -159000000 -468000000 284307000000 30414000000 4016000000 5076000000 323813000000 -51000000 -207000000 -309000000 -159000000 -726000000 5708000000 6000000 0 0 5714000000 -11000000 0 0 0 -11000000 8221000000 1108000000 0 0 9329000000 -85000000 -44000000 0 0 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10000000 0 0 5068000000 -11000000 -1000000 0 0 -12000000 7231000000 1129000000 0 0 8360000000 -87000000 -52000000 0 0 -139000000 1242000000 859000000 0 0 2101000000 -51000000 -107000000 0 0 -158000000 3000000 149000000 0 0 152000000 0 -31000000 0 0 -31000000 0 294000000 0 0 294000000 0 -106000000 0 0 -106000000 0 0 265000000 0 265000000 0 0 -133000000 0 -133000000 13534000000 2441000000 265000000 0 16240000000 -149000000 -297000000 -133000000 0 -579000000 1207000000 2000000 0 0 1209000000 -3000000 0 0 0 -3000000 7020000000 484000000 0 0 7504000000 -98000000 -27000000 0 0 -125000000 1047000000 307000000 0 0 1354000000 -40000000 -36000000 0 0 -76000000 31000000 111000000 0 0 142000000 -3000000 -22000000 0 0 -25000000 9000000 343000000 0 0 352000000 -1000000 -112000000 0 0 -113000000 0 0 175000000 0 175000000 0 0 -118000000 0 -118000000 9314000000 1247000000 175000000 0 10736000000 -145000000 -197000000 -118000000 0 -460000000 8967000000 760000000 0 0 9727000000 -112000000 -16000000 0 0 -128000000 4487000000 1169000000 0 0 5656000000 -55000000 -40000000 0 0 -95000000 440000000 247000000 0 0 687000000 -2000000 -17000000 0 0 -19000000 0 46000000 0 0 46000000 0 -6000000 0 0 -6000000 3000000 176000000 0 0 179000000 0 -36000000 0 0 -36000000 0 0 124000000 0 124000000 0 0 -72000000 0 -72000000 13897000000 2398000000 124000000 0 16419000000 -169000000 -115000000 -72000000 0 -356000000 15163000000 238000000 0 0 15401000000 -4000000 -4000000 0 0 -8000000 2132000000 190000000 0 0 2322000000 -11000000 -7000000 0 0 -18000000 78000000 72000000 0 0 150000000 0 -3000000 0 0 -3000000 0 7000000 0 0 7000000 0 0 0 0 0 0 9000000 0 0 9000000 0 0 0 0 0 0 0 147000000 0 147000000 0 0 -37000000 0 -37000000 17373000000 516000000 147000000 0 18036000000 -15000000 -14000000 -37000000 0 -66000000 323878000000 39597000000 4877000000 6207000000 374559000000 -531000000 -896000000 -695000000 -187000000 -2309000000 26925000000 6000000 0 0 26931000000 -3000000 0 0 0 -3000000 17126000000 56000000 0 0 17182000000 -13000000 0 0 0 -13000000 32424000000 1128000000 0 0 33552000000 -122000000 -21000000 0 0 -143000000 5002000000 3253000000 0 0 8255000000 -67000000 -166000000 0 0 -233000000 0 725000000 0 0 725000000 0 -77000000 0 0 -77000000 0 0 1839000000 0 1839000000 0 0 -413000000 0 -413000000 81477000000 5168000000 1839000000 0 88484000000 -205000000 -264000000 -413000000 0 -882000000 5000000 0 0 0 5000000 0 0 0 0 0 405360000000 44765000000 6716000000 6207000000 463048000000 -736000000 -1160000000 -1108000000 -187000000 -3191000000 -243000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail UK mortgage balance movements (audited)<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:91.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.66pt"></span></span><span style="left:3.29pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.63pt"></span></span><span style="left:8.26pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.96pt"></span></span><span style="left:12.59pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.76pt"></span></span><span style="left:7.39pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.2pt"></span></span><span style="left:18.83pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.57pt"></span></span><span style="left:16.2pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.54pt"></span></span><span style="left:21.169999999999998pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">79<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">3,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.73pt"></span></span><span style="left:9.36pt;position:var(--position)">(3,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.99pt"></span></span><span style="left:20.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.25pt"></span></span><span style="left:9.879999999999999pt;position:var(--position)">(5,474)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.55pt"></span></span><span style="left:12.18pt;position:var(--position)">6,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.05pt"></span></span><span style="left:16.68pt;position:var(--position)">(579)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.29pt"></span></span><span style="left:15.919999999999998pt;position:var(--position)">(399)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.97pt"></span></span><span style="left:15.600000000000001pt;position:var(--position)">(999)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,398<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.14pt"></span></span><span style="left:12.77pt;position:var(--position)">(1,981)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">1,204<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.64pt"></span></span><span style="left:21.27pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.25pt"></span></span><span style="left:20.88pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.25pt"></span></span><span style="left:9.879999999999999pt;position:var(--position)">16,528<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.72pt"></span></span><span style="left:10.35pt;position:var(--position)">(3,785)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.6pt"></span></span><span style="left:16.23pt;position:var(--position)">(794)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">(1,129)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.26pt"></span></span><span style="left:8.89pt;position:var(--position)">10,820<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.35pt"></span></span><span style="left:15.98pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">(59)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.27pt"></span></span><span style="left:24.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.85pt"></span></span><span style="left:17.48pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.95pt"></span></span><span style="left:15.579999999999998pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.6pt"></span></span><span style="left:15.23pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.12pt"></span></span><span style="left:27.75pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.95pt"></span></span><span style="left:3.58pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.3pt"></span></span><span style="left:8.93pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:210.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.17pt"></span></span><span style="left:5.8pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:210.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.79pt"></span></span><span style="left:16.419999999999998pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.99pt"></span></span><span style="left:15.620000000000001pt;position:var(--position)">(309)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">(726)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.06pt"></span></span><span style="left:3.69pt;position:var(--position)">284,256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.33pt"></span></span><span style="left:7.96pt;position:var(--position)">30,207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">3,707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.68pt"></span></span><span style="left:14.309999999999999pt;position:var(--position)">4,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.33pt"></span></span><span style="left:3.96pt;position:var(--position)">323,087<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.54pt;position:var(--position)">7.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:360.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:367.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:375.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:382.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.38000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">22<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:307.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:323.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:360.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:385.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:403.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:451.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:455.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:475.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.41999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:390.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:401.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:134.25pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);width:192pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:192pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.26pt"></span></span><span style="left:4.89pt;position:var(--position)">256,596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.62pt"></span></span><span style="left:9.25pt;position:var(--position)">38,533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.18pt"></span></span><span style="left:13.809999999999999pt;position:var(--position)">4,337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.95pt"></span></span><span style="left:13.579999999999998pt;position:var(--position)">7,854<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.2pt"></span></span><span style="left:4.83pt;position:var(--position)">307,320<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.29pt"></span></span><span style="left:20.919999999999998pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.11pt"></span></span><span style="left:17.74pt;position:var(--position)">374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.57pt"></span></span><span style="left:18.2pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">213<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">1,105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:134.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:112.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.81pt"></span></span><span style="left:21.439999999999998pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">104<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">21,133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.45pt"></span></span><span style="left:10.08pt;position:var(--position)">(21,105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.32pt"></span></span><span style="left:16.95pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.56pt"></span></span><span style="left:9.19pt;position:var(--position)">(21,077)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.87pt"></span></span><span style="left:11.5pt;position:var(--position)">21,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(396)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.44pt"></span></span><span style="left:22.07pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.36pt"></span></span><span style="left:16.99pt;position:var(--position)">(299)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">(1,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.7pt"></span></span><span style="left:14.329999999999998pt;position:var(--position)">1,640<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.5pt"></span></span><span style="left:17.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.14pt"></span></span><span style="left:20.77pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.44pt"></span></span><span style="left:17.07pt;position:var(--position)">(243)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">(973)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,216<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">(94)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.59pt"></span></span><span style="left:12.219999999999999pt;position:var(--position)">13,901<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">(4,143)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.63pt"></span></span><span style="left:18.26pt;position:var(--position)">(910)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.2pt"></span></span><span style="left:13.829999999999998pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.94pt"></span></span><span style="left:18.57pt;position:var(--position)">(48)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">(215)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.3pt"></span></span><span style="left:15.93pt;position:var(--position)">(108)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.52pt"></span></span><span style="left:16.15pt;position:var(--position)">(188)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and derecognition<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">(494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.18pt"></span></span><span style="left:16.81pt;position:var(--position)">(366)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.8pt"></span></span><span style="left:16.43pt;position:var(--position)">(694)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:176.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.22pt"></span></span><span style="left:12.850000000000001pt;position:var(--position)">(1,976)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.64pt"></span></span><span style="left:23.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:176.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:189pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:189pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:201.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:201.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.04pt"></span></span><span style="left:4.67pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12pt"></span></span><span style="left:14.629999999999999pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:223.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:223.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.72pt"></span></span><span style="left:17.35pt;position:var(--position)">(335)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(187)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:236.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.64pt"></span></span><span style="left:16.27pt;position:var(--position)">(848)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.74pt"></span></span><span style="left:5.37pt;position:var(--position)">269,707<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.86pt"></span></span><span style="left:10.49pt;position:var(--position)">32,722<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.53pt"></span></span><span style="left:15.16pt;position:var(--position)">3,831<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.98pt"></span></span><span style="left:12.61pt;position:var(--position)">6,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:249pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.88pt"></span></span><span style="left:6.51pt;position:var(--position)">312,280<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:134.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:134.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:134.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:173.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:212.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.46pt;position:var(--position)">8.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:251.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:261.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:682.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Exchange and other adjustments includes the impact of movements in exchange rates, discount unwind, derecognising assets as a result of modifications and adjustments in respect of <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:690.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">purchased or originated credit-impaired financial assets (POCI). Where a POCI asset’s expected credit loss is less than its expected credit loss on purchase or origination, the increase in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:697.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">its carrying value is recognised within gross loans, rather than as a negative impairment allowance.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:705.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">7<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:281.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.59pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:320.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.97999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">9<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:360.60999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:381.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:400.13pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:437.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:443.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:464.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3 and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:712.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:53.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:75.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:91.24000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for POCI.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:720.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Relates to the securitisations of primarily legacy Retail mortgages.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:727.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div> 269760000000 32995000000 4166000000 6207000000 313128000000 -53000000 -273000000 -335000000 -187000000 -848000000 0 0 0 7000000 7000000 1000000 1000000 -36000000 -45000000 -79000000 3892000000 -3850000000 -42000000 0 -29000000 27000000 2000000 0 -5474000000 6053000000 -579000000 0 2000000 -25000000 23000000 0 -399000000 -999000000 1398000000 0 0 19000000 -19000000 0 29000000 -27000000 -60000000 -58000000 -1981000000 1204000000 777000000 0 2000000 -6000000 -54000000 -58000000 6000000 33000000 -89000000 -11000000 -61000000 16528000000 -3785000000 -794000000 -1129000000 10820000000 -7000000 38000000 72000000 75000000 178000000 -1000000 -65000000 71000000 -64000000 -59000000 139000000 9000000 148000000 -139000000 -9000000 -148000000 6000000 0 6000000 -6000000 0 -6000000 284307000000 30414000000 4016000000 5076000000 323813000000 -51000000 -207000000 -309000000 -159000000 -726000000 -51000000 -207000000 -309000000 -159000000 -726000000 284256000000 30207000000 3707000000 4917000000 323087000000 0 0.007 0.077 0.031 0.002 12000000 22000000 -6000000 -4000000 256596000000 38533000000 4337000000 7854000000 307320000000 -161000000 -374000000 -357000000 -213000000 -1105000000 0 0 0 12000000 12000000 -1000000 0 -50000000 -53000000 -104000000 21133000000 -21105000000 -28000000 0 -135000000 132000000 3000000 0 -21077000000 21473000000 -396000000 0 11000000 -32000000 21000000 0 -299000000 -1341000000 1640000000 0 0 39000000 -39000000 0 122000000 -114000000 -56000000 -48000000 -243000000 -973000000 1216000000 0 -2000000 25000000 -71000000 -48000000 94000000 19000000 -26000000 -66000000 21000000 13901000000 -4143000000 -956000000 -910000000 7892000000 16000000 48000000 79000000 72000000 215000000 -108000000 -92000000 18000000 -6000000 -188000000 494000000 422000000 366000000 694000000 1976000000 -1000000 -9000000 -25000000 -18000000 -53000000 70000000 55000000 125000000 -70000000 -55000000 -125000000 5000000 0 5000000 -5000000 0 -5000000 269760000000 32995000000 4166000000 6207000000 313128000000 -53000000 -273000000 -335000000 -187000000 -848000000 -53000000 -273000000 -335000000 -187000000 -848000000 269707000000 32722000000 3831000000 6020000000 312280000000 0 0.008 0.080 0.030 0.003 -7000000 -1000000 -9000000 -18000000 21000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:206.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:206.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:73.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:118.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);width:206.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:206.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:74.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.08000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:12pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(£m)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross drawn exposures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 60%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.07pt"></span></span><span style="left:9.7pt;position:var(--position)">142,960<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.26pt"></span></span><span style="left:12.89pt;position:var(--position)">25,099<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">2,811<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.91pt"></span></span><span style="left:17.54pt;position:var(--position)">4,343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.74pt"></span></span><span style="left:13.370000000000001pt;position:var(--position)">175,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.94pt"></span></span><span style="left:11.57pt;position:var(--position)">145,055<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.27pt"></span></span><span style="left:16.9pt;position:var(--position)">27,851<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">3,014<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.43pt"></span></span><span style="left:18.06pt;position:var(--position)">5,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8pt"></span></span><span style="left:10.629999999999999pt;position:var(--position)">180,986<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60% to 70%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">48,852<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">2,647<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">620<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">52,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">49,746<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.99pt"></span></span><span style="left:18.62pt;position:var(--position)">2,954<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">643<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.98pt"></span></span><span style="left:24.61pt;position:var(--position)">638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">53,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">70% to 80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">47,327<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.99pt"></span></span><span style="left:19.619999999999997pt;position:var(--position)">1,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">321<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.4pt"></span></span><span style="left:26.029999999999998pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">49,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">40,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">1,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.46pt"></span></span><span style="left:25.09pt;position:var(--position)">307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">41,999<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">80% to 90%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.18pt"></span></span><span style="left:12.809999999999999pt;position:var(--position)">38,070<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">1,181<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.72pt"></span></span><span style="left:13.350000000000001pt;position:var(--position)">39,478<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.58pt"></span></span><span style="left:16.21pt;position:var(--position)">30,215<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">898<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.45pt"></span></span><span style="left:27.08pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">31,345<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90% to 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">7,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">156<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.66pt"></span></span><span style="left:28.29pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.58pt"></span></span><span style="left:29.209999999999997pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.89pt"></span></span><span style="left:19.52pt;position:var(--position)">7,277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.23pt"></span></span><span style="left:17.86pt;position:var(--position)">4,420<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">4,628<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Greater than 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.36pt"></span></span><span style="left:27.99pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.38pt"></span></span><span style="left:29.009999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.2pt"></span></span><span style="left:8.83pt;position:var(--position)">284,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.55pt"></span></span><span style="left:14.18pt;position:var(--position)">30,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.94pt"></span></span><span style="left:18.57pt;position:var(--position)">4,016<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">5,076<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.42pt"></span></span><span style="left:11.05pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.29pt"></span></span><span style="left:9.92pt;position:var(--position)">269,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">32,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">4,166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">6,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.23pt"></span></span><span style="left:13.86pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 60%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.07pt"></span></span><span style="left:25.7pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">165<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:157.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.07pt"></span></span><span style="left:25.7pt;position:var(--position)">375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60% to 70%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.7pt"></span></span><span style="left:30.33pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:170.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">70% to 80%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.11pt"></span></span><span style="left:28.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.23pt"></span></span><span style="left:28.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:183pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.22pt"></span></span><span style="left:26.849999999999998pt;position:var(--position)">129<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">80% to 90%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.98pt"></span></span><span style="left:31.61pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:195.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90% to 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.37pt"></span></span><span style="left:33pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.18pt"></span></span><span style="left:33.81pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.98pt"></span></span><span style="left:30.61pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:208.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Greater than 100%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.64pt"></span></span><span style="left:34.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.75pt"></span></span><span style="left:35.38pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.51pt"></span></span><span style="left:31.14pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:221.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:96.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:138pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">208<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.37pt"></span></span><span style="left:26pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.99pt"></span></span><span style="left:26.619999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:347.25pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.6pt"></span></span><span style="left:25.23pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.43pt"></span></span><span style="left:27.06pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:471pt;position:var(--position);top:234pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.52pt"></span></span><span style="left:24.15pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:432.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages energy performance certificate analysis<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:442.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The energy performance certificate (EPC) profile of the security associated with the Group’s UK mortgage portfolio is shown below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:456.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:154.5pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:154.5pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:154.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">EPC profile<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">B<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">C<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">D<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">E<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">F<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">G<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unrated <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">properties<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:154.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.74pt"></span></span><span style="left:16.37pt;position:var(--position)">2,087<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.17pt"></span></span><span style="left:13.8pt;position:var(--position)">47,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.44pt"></span></span><span style="left:13.07pt;position:var(--position)">77,625<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.33pt"></span></span><span style="left:7.96pt;position:var(--position)">102,066<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.69pt"></span></span><span style="left:11.32pt;position:var(--position)">32,690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">6,124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">1,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.27pt"></span></span><span style="left:10.899999999999999pt;position:var(--position)">54,690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.92pt"></span></span><span style="left:9.55pt;position:var(--position)">323,813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:154.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:154.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">1,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:194.25pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.63pt"></span></span><span style="left:11.260000000000002pt;position:var(--position)">40,469<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:234pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.46pt"></span></span><span style="left:14.09pt;position:var(--position)">68,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:273.75pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">97,392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.78pt"></span></span><span style="left:14.41pt;position:var(--position)">33,021<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.34pt"></span></span><span style="left:16.97pt;position:var(--position)">6,293<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.31pt"></span></span><span style="left:18.939999999999998pt;position:var(--position)">1,370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">65,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:37.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">313,128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 142960000000 25099000000 2811000000 4343000000 175213000000 145055000000 27851000000 3014000000 5066000000 180986000000 48852000000 2647000000 620000000 451000000 52570000000 49746000000 2954000000 643000000 638000000 53981000000 47327000000 1324000000 321000000 158000000 49130000000 40292000000 1168000000 307000000 232000000 41999000000 38070000000 1181000000 165000000 62000000 39478000000 30215000000 898000000 123000000 109000000 31345000000 7053000000 156000000 46000000 22000000 7277000000 4420000000 109000000 36000000 63000000 4628000000 45000000 7000000 53000000 40000000 145000000 32000000 15000000 43000000 99000000 189000000 284307000000 30414000000 4016000000 5076000000 323813000000 269760000000 32995000000 4166000000 6207000000 313128000000 -11000000 -128000000 -105000000 -62000000 -306000000 -14000000 -165000000 -130000000 -66000000 -375000000 -10000000 -36000000 -69000000 -34000000 -149000000 -11000000 -51000000 -77000000 -36000000 -175000000 -15000000 -20000000 -56000000 -23000000 -114000000 -13000000 -30000000 -59000000 -27000000 -129000000 -16000000 -19000000 -37000000 -15000000 -87000000 -13000000 -23000000 -32000000 -17000000 -85000000 -3000000 -4000000 -14000000 -6000000 -27000000 -2000000 -3000000 -13000000 -10000000 -28000000 0 -1000000 -28000000 -19000000 -48000000 0 -1000000 -24000000 -31000000 -56000000 -55000000 -208000000 -309000000 -159000000 -731000000 -53000000 -273000000 -335000000 -187000000 -848000000 2087000000 47170000000 77625000000 102066000000 32690000000 6124000000 1361000000 54690000000 323813000000 1113000000 40469000000 68128000000 97392000000 33021000000 6293000000 1370000000 65342000000 313128000000 0.169 0.209 68227000000 60720000000 406000000 -347000000 -351000000 -360000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.37pt"></span></span><span style="left:10pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.36pt"></span></span><span style="left:13.989999999999998pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.65pt"></span></span><span style="left:17.28pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.68pt"></span></span><span style="left:16.31pt;position:var(--position)">(953)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(91)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.93pt"></span></span><span style="left:24.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.05pt"></span></span><span style="left:16.68pt;position:var(--position)">(657)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">694<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.97pt"></span></span><span style="left:20.599999999999998pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.1pt"></span></span><span style="left:15.73pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.52pt"></span></span><span style="left:17.15pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.94pt"></span></span><span style="left:15.57pt;position:var(--position)">(486)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.61pt"></span></span><span style="left:18.24pt;position:var(--position)">120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.28pt"></span></span><span style="left:15.91pt;position:var(--position)">1,631<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.74pt"></span></span><span style="left:21.369999999999997pt;position:var(--position)">371<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.44pt"></span></span><span style="left:24.07pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">1,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.62pt"></span></span><span style="left:16.25pt;position:var(--position)">380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">327<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.91pt"></span></span><span style="left:15.54pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.91pt"></span></span><span style="left:15.54pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">(496)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">15,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">2,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">274<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.54pt"></span></span><span style="left:10.17pt;position:var(--position)">17,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">(145)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(248)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">(121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">(514)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">15,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.99pt"></span></span><span style="left:12.620000000000001pt;position:var(--position)">2,078<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.44pt"></span></span><span style="left:21.07pt;position:var(--position)">153<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.29pt"></span></span><span style="left:9.92pt;position:var(--position)">17,344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.77pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.81pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.81pt;position:var(--position)">10.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:16.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:16.82pt;position:var(--position)">44.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:444.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">53<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:338.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:374.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:401.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:417.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2 and £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:464.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:470.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:491.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:507.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:451.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:472.7pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail – credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.81pt"></span></span><span style="left:11.440000000000001pt;position:var(--position)">12,625<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.76pt"></span></span><span style="left:19.39pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">15,817<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">699<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.54pt"></span></span><span style="left:17.169999999999998pt;position:var(--position)">1,162<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.91pt"></span></span><span style="left:14.54pt;position:var(--position)">(1,162)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.64pt"></span></span><span style="left:19.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.01pt"></span></span><span style="left:16.64pt;position:var(--position)">(128)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">(642)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.73pt"></span></span><span style="left:19.36pt;position:var(--position)">683<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">(41)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">(184)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(241)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">425<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.48pt"></span></span><span style="left:19.11pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net changes in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">336<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">(720)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">(78)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.99pt"></span></span><span style="left:19.619999999999997pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.51pt"></span></span><span style="left:17.14pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">573<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">811<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.43pt"></span></span><span style="left:19.06pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.23pt"></span></span><span style="left:15.86pt;position:var(--position)">(104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.88pt"></span></span><span style="left:16.51pt;position:var(--position)">409<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.71pt"></span></span><span style="left:14.34pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.71pt"></span></span><span style="left:14.34pt;position:var(--position)">(506)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.46pt"></span></span><span style="left:23.09pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">13,534<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.3pt"></span></span><span style="left:19.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.64pt"></span></span><span style="left:10.27pt;position:var(--position)">16,240<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">(149)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">(133)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.96pt"></span></span><span style="left:17.59pt;position:var(--position)">(579)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.37pt"></span></span><span style="left:11pt;position:var(--position)">13,385<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.26pt"></span></span><span style="left:14.89pt;position:var(--position)">2,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">15,661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:73.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.8pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.17pt;position:var(--position)">12.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:17.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:17.79pt;position:var(--position)">50.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:723.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div> 13534000000 2441000000 265000000 16240000000 -149000000 -297000000 -133000000 -579000000 0 0 0 0 0 0 19000000 19000000 956000000 -953000000 -3000000 0 -92000000 91000000 1000000 0 -657000000 694000000 -37000000 0 10000000 -27000000 17000000 0 -206000000 -227000000 433000000 0 5000000 55000000 -60000000 0 52000000 -77000000 -78000000 -103000000 93000000 -486000000 393000000 0 -25000000 42000000 -120000000 -103000000 24000000 14000000 -272000000 -234000000 1631000000 371000000 -11000000 1991000000 5000000 -7000000 12000000 10000000 -4000000 -49000000 380000000 327000000 496000000 496000000 -496000000 -496000000 123000000 123000000 -123000000 -123000000 15258000000 2326000000 274000000 17858000000 -145000000 -248000000 -121000000 -514000000 -145000000 -248000000 -121000000 -514000000 15113000000 2078000000 153000000 17344000000 0.010 0.107 0.442 0.029 -53000000 -18000000 -18000000 -17000000 12625000000 2908000000 284000000 15817000000 -168000000 -401000000 -130000000 -699000000 0 0 0 0 0 0 18000000 18000000 1162000000 -1162000000 0 0 -128000000 128000000 0 0 -642000000 683000000 -41000000 0 13000000 -31000000 18000000 0 -184000000 -241000000 425000000 0 5000000 65000000 -70000000 0 71000000 -84000000 -84000000 -97000000 336000000 -720000000 384000000 0 -39000000 78000000 -136000000 -97000000 31000000 22000000 -284000000 -231000000 573000000 253000000 -15000000 811000000 27000000 4000000 11000000 42000000 -19000000 -104000000 409000000 286000000 506000000 506000000 -506000000 -506000000 118000000 118000000 -118000000 -118000000 13534000000 2441000000 265000000 16240000000 -149000000 -297000000 -133000000 -579000000 -149000000 -297000000 -133000000 -579000000 13385000000 2144000000 132000000 15661000000 0.011 0.122 0.502 0.036 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking balance movements (audited)<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:91.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.75pt"></span></span><span style="left:10.379999999999999pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.46pt"></span></span><span style="left:7.09pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.94pt"></span></span><span style="left:16.57pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.62pt"></span></span><span style="left:16.25pt;position:var(--position)">(543)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.97pt"></span></span><span style="left:20.599999999999998pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.3pt"></span></span><span style="left:17.93pt;position:var(--position)">(581)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.31pt"></span></span><span style="left:13.940000000000001pt;position:var(--position)">1,439<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.23pt"></span></span><span style="left:11.86pt;position:var(--position)">(1,353)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">(86)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.65pt"></span></span><span style="left:21.279999999999998pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">(2,502)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.21pt"></span></span><span style="left:12.84pt;position:var(--position)">2,633<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.11pt"></span></span><span style="left:19.74pt;position:var(--position)">(131)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.33pt"></span></span><span style="left:15.96pt;position:var(--position)">(485)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.78pt"></span></span><span style="left:17.41pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">762<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.97pt"></span></span><span style="left:21.599999999999998pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net change in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.95pt"></span></span><span style="left:20.58pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.21pt"></span></span><span style="left:17.84pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.56pt"></span></span><span style="left:11.190000000000001pt;position:var(--position)">(1,548)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">1,003<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">545<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.34pt"></span></span><span style="left:18.97pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.74pt"></span></span><span style="left:18.37pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.67pt"></span></span><span style="left:20.3pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.55pt"></span></span><span style="left:21.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.56pt"></span></span><span style="left:23.189999999999998pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.34pt"></span></span><span style="left:11.969999999999999pt;position:var(--position)">4,634<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(769)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.99pt"></span></span><span style="left:16.62pt;position:var(--position)">(475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.48pt"></span></span><span style="left:12.11pt;position:var(--position)">3,390<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.67pt"></span></span><span style="left:20.3pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.82pt"></span></span><span style="left:23.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.34pt"></span></span><span style="left:15.969999999999999pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.29pt"></span></span><span style="left:6.92pt;position:var(--position)">84,020<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">5,364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.82pt"></span></span><span style="left:15.45pt;position:var(--position)">1,757<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">91,141<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.89pt"></span></span><span style="left:18.52pt;position:var(--position)">(173)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.09pt"></span></span><span style="left:16.72pt;position:var(--position)">(279)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.75pt"></span></span><span style="left:16.38pt;position:var(--position)">(382)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">(834)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.5pt"></span></span><span style="left:8.129999999999999pt;position:var(--position)">83,847<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.65pt"></span></span><span style="left:12.280000000000001pt;position:var(--position)">5,085<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">1,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.9pt"></span></span><span style="left:7.53pt;position:var(--position)">90,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:19.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:19.54pt;position:var(--position)">21.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:20.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:20.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:342.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">19<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:293.84000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">18<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.59000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:320.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:373pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">23<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:379.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:401.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">charge<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2 and <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:463.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£24 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:495.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:511.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:349.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:360.9pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:210pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);width:153pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:153pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:9.75pt;width:36pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.26pt"></span></span><span style="left:9.89pt;position:var(--position)">79,574<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.49pt"></span></span><span style="left:14.120000000000001pt;position:var(--position)">7,987<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">2,068<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:39.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.03pt"></span></span><span style="left:8.66pt;position:var(--position)">89,629<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.38pt"></span></span><span style="left:18.01pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:39.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.42pt"></span></span><span style="left:13.05pt;position:var(--position)">1,022<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:52.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.38pt"></span></span><span style="left:21.009999999999998pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.95pt"></span></span><span style="left:23.58pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:52.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(17)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 1<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.79pt"></span></span><span style="left:15.419999999999998pt;position:var(--position)">2,361<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.73pt"></span></span><span style="left:11.36pt;position:var(--position)">(2,347)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:65.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 2<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">(1,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.44pt"></span></span><span style="left:17.07pt;position:var(--position)">1,951<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.61pt"></span></span><span style="left:20.24pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:78pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.01pt"></span></span><span style="left:23.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.62pt"></span></span><span style="left:25.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">(301)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:90.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.44pt"></span></span><span style="left:22.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:90.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net changes in ECL due to transfers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">(63)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:103.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of transfers between stages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:120.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">444<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:116.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:116.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other changes in credit quality<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.28pt"></span></span><span style="left:18.91pt;position:var(--position)">(20)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.03pt"></span></span><span style="left:19.66pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and repayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.85pt"></span></span><span style="left:15.48pt;position:var(--position)">1,796<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.63pt"></span></span><span style="left:12.260000000000002pt;position:var(--position)">(2,160)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">(449)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:141.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">(813)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.85pt"></span></span><span style="left:20.48pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.58pt"></span></span><span style="left:19.209999999999997pt;position:var(--position)">(62)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:141.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.22pt"></span></span><span style="left:16.85pt;position:var(--position)">(153)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:154.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advances written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:167.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:167.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.91pt"></span></span><span style="left:16.54pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of amounts previously written off<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:180pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">81,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">5,168<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.3pt"></span></span><span style="left:14.93pt;position:var(--position)">1,839<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:192.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.16pt"></span></span><span style="left:7.79pt;position:var(--position)">88,484<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:192.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.37pt"></span></span><span style="left:17pt;position:var(--position)">(205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">(264)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.01pt"></span></span><span style="left:18.64pt;position:var(--position)">(413)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:205.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.2pt"></span></span><span style="left:16.83pt;position:var(--position)">(882)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.12pt"></span></span><span style="left:11.75pt;position:var(--position)">81,272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.57pt"></span></span><span style="left:12.2pt;position:var(--position)">4,904<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">1,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:218.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.43pt"></span></span><span style="left:9.059999999999999pt;position:var(--position)">87,602<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:210pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:210pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Drawn ECL coverage<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:18.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:18.5pt;position:var(--position)">22.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:231pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes a <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for methodology and model changes of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">25<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:224.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, split by stage as £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:294.86pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:321.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:337.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 1, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:373.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:398.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">credit<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:414.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 2, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:451.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:458.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> for Stage 3.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:620.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses on loans and advances to customers as a percentage of gross loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></div> 81477000000 5168000000 1839000000 88484000000 -205000000 -264000000 -413000000 -882000000 -543000000 -38000000 0 -581000000 13000000 2000000 -6000000 9000000 1439000000 -1353000000 -86000000 0 -62000000 53000000 9000000 0 -2502000000 2633000000 -131000000 0 12000000 -12000000 0 0 -485000000 -277000000 762000000 0 5000000 18000000 -23000000 0 45000000 -80000000 -108000000 -143000000 -1548000000 1003000000 545000000 0 0 -21000000 -122000000 -143000000 15000000 9000000 -45000000 -21000000 4634000000 -769000000 -475000000 3390000000 4000000 -5000000 52000000 51000000 -19000000 17000000 115000000 113000000 153000000 153000000 -153000000 -153000000 1000000 1000000 -1000000 -1000000 84020000000 5364000000 1757000000 91141000000 -173000000 -279000000 -382000000 -834000000 -173000000 -279000000 -382000000 -834000000 83847000000 5085000000 1375000000 90307000000 0.002 0.052 0.217 0.009 19000000 18000000 -23000000 24000000 79574000000 7987000000 2068000000 89629000000 -232000000 -372000000 -418000000 -1022000000 -103000000 -5000000 -64000000 -172000000 13000000 5000000 -1000000 17000000 2361000000 -2347000000 -14000000 0 -86000000 85000000 1000000 0 -1850000000 1951000000 -101000000 0 12000000 -13000000 1000000 0 -301000000 -258000000 559000000 0 4000000 19000000 -23000000 0 63000000 -70000000 -62000000 -69000000 210000000 -654000000 444000000 0 -7000000 21000000 -83000000 -69000000 11000000 20000000 -152000000 -121000000 1796000000 -2160000000 -449000000 -813000000 10000000 62000000 81000000 153000000 -14000000 -103000000 154000000 37000000 163000000 163000000 -163000000 -163000000 3000000 3000000 -3000000 -3000000 81477000000 5168000000 1839000000 88484000000 -205000000 -264000000 -413000000 -882000000 -205000000 -264000000 -413000000 -882000000 81272000000 4904000000 1426000000 87602000000 0.003 0.051 0.225 0.010 448000000 -121000000 450000000 -150000000 468000000 575000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:26.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">1,898<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">2,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">641<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">652<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">20,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.83pt"></span></span><span style="left:21.459999999999997pt;position:var(--position)">2,934<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">23,410<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.68pt"></span></span><span style="left:19.31pt;position:var(--position)">13,984<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">2,899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.75pt"></span></span><span style="left:19.38pt;position:var(--position)">16,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">46,912<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,955<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">49,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">32,671<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">2,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">35,583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:159.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:30pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss (excluding loans and advances and equity <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.88pt"></span></span><span style="left:18.51pt;position:var(--position)">55,091<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,955<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">58,046<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.12pt"></span></span><span style="left:17.75pt;position:var(--position)">43,230<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">2,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.79pt"></span></span><span style="left:19.419999999999998pt;position:var(--position)">46,142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:377.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Credit ratings equal to or better than ‘BBB’.<span style="display:inline-block;height:4.8pt"></span></span></span></div> 16593000000 0 16593000000 7093000000 0 7093000000 1898000000 7000000 1905000000 2286000000 2000000 2288000000 7036000000 0 7036000000 8667000000 0 8667000000 909000000 14000000 923000000 641000000 11000000 652000000 20476000000 2934000000 23410000000 13984000000 2899000000 16883000000 46912000000 2955000000 49867000000 32671000000 2912000000 35583000000 11000000 0 11000000 32000000 0 32000000 8168000000 0 8168000000 10527000000 0 10527000000 55091000000 2955000000 58046000000 43230000000 2912000000 46142000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">grade<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">18,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">22,684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">1,333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.34pt"></span></span><span style="left:19.97pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.84pt"></span></span><span style="left:32.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.03pt"></span></span><span style="left:38.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">18,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.21pt"></span></span><span style="left:19.84pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">22,723<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.64pt"></span></span><span style="left:24.27pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Credit ratings equal to or better than ‘BBB’.<span style="display:inline-block;height:4.8pt"></span></span></span></div> 18361000000 1341000000 19702000000 22684000000 1333000000 24017000000 24000000 1000000 25000000 39000000 9000000 48000000 18385000000 1342000000 19727000000 22723000000 1342000000 24065000000 153410000000 143914000000 4083000000 4565000000 61000000 101000000 20000000 39000000 -197000000 -270000000 12257000000 10676000000 18272000000 17181000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following on-balance sheet financial assets have been lent to counterparties under securities lending transactions:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:412.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:411.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">1,088<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">5,034<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.66pt"></span></span><span style="left:29.29pt;position:var(--position)">6,124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:411.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:411.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.16pt"></span></span><span style="left:28.79pt;position:var(--position)">6,122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">7,013<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 1088000000 889000000 5034000000 6124000000 6122000000 7013000000 12763000000 20887000000 7542000000 11781000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s critical accounting judgements and key sources of <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">estimation uncertainty for its Insurance business are set out in <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">note 8 to the consolidated financial statements on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:489.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity risk is managed through a series of measures, tests and <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reports that are primarily based on contractual maturities with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:118.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">behavioural overlays as appropriate.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:448.17999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The Group undertakes <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:128.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quantitative and qualitative analysis of the behavioural aspects <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:138.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of its assets and liabilities in order to reflect their expected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:148.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">behaviour.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group manages and monitors liquidity risks and ensures that <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liquidity risk management systems and arrangements are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adequate with regard to the internal risk appetite, Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:373.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">strategy and regulatory requirements. Liquidity policies and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:383.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">procedures are subject to independent internal oversight by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk function. Overseas branches and subsidiaries of the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may also be required to meet the liquidity requirements of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">entity’s domestic country. Management of liquidity requirements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:423.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is performed by the overseas branch or subsidiary in line with<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:538.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:433.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group policy.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Liquidity risk of the Insurance business is actively <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:443.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">managed and monitored within the Insurance legal entities.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:534pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:453.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group plans funding requirements over its planning period, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:463.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">combining business-as-usual and stressed conditions. The Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:473.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">manages its liquidity position paying regard to its internal risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:483.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appetite, Liquidity Coverage Ratio (LCR) and Net Stable Funding <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:493.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ratio (NSFR) as required by the PRA, the Capital Requirements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:503.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Directive (CRD V) and the Capital Requirements Regulation (UK <span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CRR) liquidity requirements<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reconciliation of Group funding to the balance sheet (audited)<span style="display:inline-block;height:7.2pt"></span></span><div style="position:var(--position);top:88.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:126pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);width:191.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:191.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:110.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:191.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:191.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:110.58000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">analysis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">received<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">analysis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">received<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">5.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">6.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">83.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.07pt"></span></span><span style="left:27.7pt;position:var(--position)">(5.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">78.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">77.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">(6.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">70.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.39pt"></span></span><span style="left:30.02pt;position:var(--position)">11.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.62pt"></span></span><span style="left:29.25pt;position:var(--position)">(1.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.53pt"></span></span><span style="left:30.16pt;position:var(--position)">9.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">12.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">(2.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.4pt"></span></span><span style="left:30.029999999999998pt;position:var(--position)">10.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total wholesale funding<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.82pt"></span></span><span style="left:25.45pt;position:var(--position)">99.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">92.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">496.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">496.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">482.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">482.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">38.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">38.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.59pt"></span></span><span style="left:27.22pt;position:var(--position)">37.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.59pt"></span></span><span style="left:27.22pt;position:var(--position)">37.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">47.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">47.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.9pt"></span></span><span style="left:26.529999999999998pt;position:var(--position)">45.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.9pt"></span></span><span style="left:26.529999999999998pt;position:var(--position)">45.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:149.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Funding Sources<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">682.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">658.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:257.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:265.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds cash collateral on its balance sheet in respect of these agreements. At 31 December 2025, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.66999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.0<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:363.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:442.44000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3.2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:450.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) was with bank counterparties, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:272.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">of which £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:87.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:94.74000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:173.79000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:182.32999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) relates primarily to the Global Markets business of Lloyds Bank Corporate Markets plc, whilst £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">0.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:470.45000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:280.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">0.4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) relates to the Insurance business.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturities of financial instrument liabilities (audited)<span style="display:inline-block;height:7.2pt"></span><span id="i60edd65bad6d4aebb7b62f5dd34077bf_13297"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses financial instrument liabilities of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:299.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, excluding those arising from insurance and participating investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:98.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:85.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> on an undiscounted future cash flow basis according to contractual maturity, into relevant maturity groupings based on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining period at the balance sheet date; balances with no fixed maturity are included in the over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:417.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years category. In the case of dated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:118.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subordinated liabilities, the maturity presented is based on call date where applicable. The Group’s preference shares have partially <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:128.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discretionary coupons and have been included in the below analysis. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:142.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">1,872<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">421<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">1,930<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">1,579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">5,812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.54pt"></span></span><span style="left:14.169999999999998pt;position:var(--position)">428,915<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">23,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">35,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.69pt"></span></span><span style="left:22.32pt;position:var(--position)">9,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.23pt"></span></span><span style="left:27.86pt;position:var(--position)">503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.95pt"></span></span><span style="left:15.579999999999998pt;position:var(--position)">498,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">11,966<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">9,750<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">7,866<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.84pt"></span></span><span style="left:22.47pt;position:var(--position)">6,773<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21pt"></span></span><span style="left:23.63pt;position:var(--position)">3,147<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">39,502<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">13,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">6,062<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">2,953<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">2,044<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.61pt"></span></span><span style="left:22.24pt;position:var(--position)">5,657<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.34pt"></span></span><span style="left:16.97pt;position:var(--position)">29,856<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">408<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">9,959<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.73pt"></span></span><span style="left:18.36pt;position:var(--position)">22,797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.77pt"></span></span><span style="left:15.399999999999999pt;position:var(--position)">40,064<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.78pt"></span></span><span style="left:19.41pt;position:var(--position)">13,427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">86,655<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.65pt"></span></span><span style="left:27.279999999999998pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.7pt"></span></span><span style="left:27.33pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">1,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.84pt"></span></span><span style="left:32.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">1,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">990<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">6,247<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">8,328<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.48pt"></span></span><span style="left:19.11pt;position:var(--position)">16,759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.21pt"></span></span><span style="left:15.84pt;position:var(--position)">520,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.39pt"></span></span><span style="left:18.02pt;position:var(--position)">50,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.62pt"></span></span><span style="left:18.25pt;position:var(--position)">72,376<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">66,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">31,464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">741,605<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">89,450<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.95pt"></span></span><span style="left:16.58pt;position:var(--position)">66,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">43,379<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">40,311<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.96pt"></span></span><span style="left:18.59pt;position:var(--position)">21,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.04pt"></span></span><span style="left:14.669999999999998pt;position:var(--position)">261,262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.46pt"></span></span><span style="left:13.09pt;position:var(--position)">(88,088)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.58pt"></span></span><span style="left:15.21pt;position:var(--position)">(65,410)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.13pt"></span></span><span style="left:13.760000000000002pt;position:var(--position)">(42,508)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">(38,949)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">(18,853)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.89pt"></span></span><span style="left:9.52pt;position:var(--position)">(253,808)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – net flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.8pt"></span></span><span style="left:23.43pt;position:var(--position)">1,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">1,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.45pt"></span></span><span style="left:30.08pt;position:var(--position)">871<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.8pt"></span></span><span style="left:23.43pt;position:var(--position)">1,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">2,407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.1pt"></span></span><span style="left:21.73pt;position:var(--position)">7,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net settled derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">8,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">291<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,784<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">10,430<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">9,620<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,487<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">933<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">1,653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">4,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.09pt"></span></span><span style="left:18.72pt;position:var(--position)">17,884<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:397.05pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:237pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:237pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">1,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">673<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">904<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">2,775<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.32pt"></span></span><span style="left:27.95pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">6,266<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.99pt"></span></span><span style="left:11.620000000000001pt;position:var(--position)">437,693<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">14,873<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.59pt"></span></span><span style="left:19.22pt;position:var(--position)">24,811<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.01pt"></span></span><span style="left:22.64pt;position:var(--position)">6,127<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.38pt"></span></span><span style="left:11.010000000000002pt;position:var(--position)">483,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.39pt"></span></span><span style="left:20.02pt;position:var(--position)">8,974<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">5,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.37pt"></span></span><span style="left:17pt;position:var(--position)">15,300<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">9,416<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.83pt"></span></span><span style="left:15.46pt;position:var(--position)">38,859<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.77pt"></span></span><span style="left:17.4pt;position:var(--position)">15,208<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.46pt"></span></span><span style="left:20.09pt;position:var(--position)">3,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">1,803<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">7,078<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">30,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.4pt"></span></span><span style="left:20.029999999999998pt;position:var(--position)">3,704<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">10,367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.92pt"></span></span><span style="left:17.55pt;position:var(--position)">13,624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.53pt"></span></span><span style="left:16.16pt;position:var(--position)">38,973<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">8,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">75,187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">574<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">461<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">1,369<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.25pt"></span></span><span style="left:25.88pt;position:var(--position)">698<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">1,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.58pt"></span></span><span style="left:20.209999999999997pt;position:var(--position)">4,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.63pt"></span></span><span style="left:20.259999999999998pt;position:var(--position)">6,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">13,312<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">520,791<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">35,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.22pt"></span></span><span style="left:15.850000000000001pt;position:var(--position)">58,359<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.83pt"></span></span><span style="left:17.46pt;position:var(--position)">64,174<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">23,124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.43pt"></span></span><span style="left:12.059999999999999pt;position:var(--position)">702,258<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">100,432<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">61,356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.15pt"></span></span><span style="left:17.78pt;position:var(--position)">43,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.54pt"></span></span><span style="left:16.169999999999998pt;position:var(--position)">34,795<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">22,505<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">262,319<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">(97,653)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">(59,238)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">(41,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.15pt"></span></span><span style="left:13.780000000000001pt;position:var(--position)">(32,333)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.73pt"></span></span><span style="left:14.36pt;position:var(--position)">(18,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.69pt"></span></span><span style="left:8.32pt;position:var(--position)">(249,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – net flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.73pt"></span></span><span style="left:21.36pt;position:var(--position)">2,779<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.21pt"></span></span><span style="left:23.84pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.29pt"></span></span><span style="left:23.919999999999998pt;position:var(--position)">1,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.59pt"></span></span><span style="left:20.22pt;position:var(--position)">2,462<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.08pt"></span></span><span style="left:20.709999999999997pt;position:var(--position)">3,555<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">12,826<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net settled derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">10,432<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.01pt"></span></span><span style="left:27.64pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">404<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">1,557<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15pt"></span></span><span style="left:17.63pt;position:var(--position)">12,594<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">13,211<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,021<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">2,866<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">5,112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.13pt"></span></span><span style="left:15.760000000000002pt;position:var(--position)">25,420<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:647.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the Group’s non-participating investment contract liabilities are unit-linked. These unit-linked products are invested in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accordance with unit fund mandates. Clauses are included in policyholder contracts to permit the deferral of sales, where necessary, so <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that linked assets can be realised without being a forced seller.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:680.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The principal amount for undated subordinated liabilities and preference shares with no redemption option is included within the over 5 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:690.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years column; interest of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:145.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:152.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.10999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:203.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:207.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£16 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of the undated subordinated liabilities and £28 million (2024: £28 million) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:700.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in respect of the preference shares, per annum <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:221.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is not included beyond 5 years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:714.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An analysis of the Group’s total wholesale funding by residual maturity and by currency is set out on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:416.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:436.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i60edd65bad6d4aebb7b62f5dd34077bf_13279" style="color:inherit;text-decoration:inherit;z-index:1">183</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:448.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows arising from insurance liabilities (audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:88.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table presents the estimated amount and timing of the remaining contractual discounted cash flows arising from insurance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:98.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities. The amounts presented do not include those relating to the liability for remaining coverage of contracts that are measured under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the premium allocation approach.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:122.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.73pt"></span></span><span style="left:24.36pt;position:var(--position)">(1,823)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(1,941)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">(2,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.24pt"></span></span><span style="left:23.869999999999997pt;position:var(--position)">(2,775)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">(3,147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(117,710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.11pt"></span></span><span style="left:17.74pt;position:var(--position)">(129,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:59.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.56pt"></span></span><span style="left:38.190000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.04pt"></span></span><span style="left:36.67pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">(1,820)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">(1,938)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.02pt"></span></span><span style="left:24.65pt;position:var(--position)">(2,313)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">(2,773)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">(3,145)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.28pt"></span></span><span style="left:16.91pt;position:var(--position)">(117,698)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.8pt"></span></span><span style="left:15.43pt;position:var(--position)">(129,687)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:97.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">(1,038)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">(1,292)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(1,951)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">(2,453)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(2,992)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">(112,055)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.1pt"></span></span><span style="left:20.73pt;position:var(--position)">(121,781)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.46pt"></span></span><span style="left:41.09pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.79pt"></span></span><span style="left:38.42pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.69pt"></span></span><span style="left:37.32pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.29pt"></span></span><span style="left:24.919999999999998pt;position:var(--position)">(1,035)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">(1,289)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.82pt"></span></span><span style="left:24.45pt;position:var(--position)">(1,948)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">(2,450)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">(2,990)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">(112,042)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">(121,754)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:275.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For insurance contracts which are neither unit-linked nor in the Group’s with-profit funds, in particular annuity liabilities, the aim is to invest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:285.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in assets such that the cash flows on investments match those on the projected future liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:299.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating investment contract liabilities payable on demand (audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:310.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Some of the Group’s insurance and participating investment contract liabilities are payable on demand as shown in the table below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:324.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payable on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">demand<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payable on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">demand<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">122,691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">118,931<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">110,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">107,909<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">122,691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">118,931<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">110,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">107,909<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:412.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The amounts payable on demand represent contract surrender values and incurred claims.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:426.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturities of contingent<span style="display:inline-block;height:7.2pt"></span><span id="i60edd65bad6d4aebb7b62f5dd34077bf_13299"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:134.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> liabilities, commitments and financial guarantees (audited)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the contractual maturity of the Group’s contingents, commitments and financial guarantees. Commitments are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shown in the time band containing the earliest date the commitment can be drawn down. For financial guarantee contracts, the maximum <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount of the guarantee is allocated to the earliest period in which the guarantee could be called.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:471.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:195pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:26.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:26.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acceptances and endorsements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.8pt"></span></span><span style="left:27.43pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.07pt"></span></span><span style="left:19.7pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.39pt"></span></span><span style="left:18.02pt;position:var(--position)">366<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.46pt"></span></span><span style="left:11.09pt;position:var(--position)">2,904<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">312<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.11pt"></span></span><span style="left:10.739999999999998pt;position:var(--position)">3,009<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lending commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.35pt"></span></span><span style="left:3.98pt;position:var(--position)">143,506<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">1,057<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">2,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">3,468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.83pt"></span></span><span style="left:11.46pt;position:var(--position)">3,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.71pt"></span></span><span style="left:5.34pt;position:var(--position)">157,479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other commitments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.87pt"></span></span><span style="left:5.5pt;position:var(--position)">143,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">1,057<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">2,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">3,468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.83pt"></span></span><span style="left:11.46pt;position:var(--position)">3,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.1pt"></span></span><span style="left:5.73pt;position:var(--position)">157,574<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingents, commitments and financial <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.49pt"></span></span><span style="left:6.12pt;position:var(--position)">143,913<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.58pt"></span></span><span style="left:15.21pt;position:var(--position)">2,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">1,425<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.36pt"></span></span><span style="left:13.989999999999998pt;position:var(--position)">2,147<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">2,631<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.63pt"></span></span><span style="left:13.260000000000002pt;position:var(--position)">4,159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">3,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.44pt"></span></span><span style="left:4.07pt;position:var(--position)">160,583<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acceptances and endorsements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.64pt"></span></span><span style="left:18.27pt;position:var(--position)">208<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.74pt"></span></span><span style="left:19.369999999999997pt;position:var(--position)">225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.88pt"></span></span><span style="left:22.509999999999998pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">547<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.38pt"></span></span><span style="left:19.009999999999998pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">2,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.35pt"></span></span><span style="left:18.98pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">547<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.38pt"></span></span><span style="left:19.009999999999998pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.62pt"></span></span><span style="left:12.25pt;position:var(--position)">2,605<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lending commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.88pt"></span></span><span style="left:5.51pt;position:var(--position)">134,283<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.01pt"></span></span><span style="left:15.64pt;position:var(--position)">1,416<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.29pt"></span></span><span style="left:14.919999999999998pt;position:var(--position)">1,729<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">1,562<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.36pt"></span></span><span style="left:12.989999999999998pt;position:var(--position)">3,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">2,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.96pt"></span></span><span style="left:13.59pt;position:var(--position)">3,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.94pt"></span></span><span style="left:4.57pt;position:var(--position)">148,508<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other commitments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.55pt"></span></span><span style="left:27.18pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">111<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.95pt"></span></span><span style="left:6.58pt;position:var(--position)">134,377<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.85pt"></span></span><span style="left:14.48pt;position:var(--position)">1,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.43pt"></span></span><span style="left:14.059999999999999pt;position:var(--position)">1,740<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">1,562<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.36pt"></span></span><span style="left:12.989999999999998pt;position:var(--position)">3,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">2,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.96pt"></span></span><span style="left:13.59pt;position:var(--position)">3,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.99pt"></span></span><span style="left:6.62pt;position:var(--position)">148,619<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><span id="i2060f6d2c8fb44db88c5674b518e76e3_16-0-1-1-5233089"></span><div style="position:var(--position);top:228pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingents, commitments and financial <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.02pt"></span></span><span style="left:4.65pt;position:var(--position)">134,609<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">1,968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,678<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">3,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">3,302<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.95pt"></span></span><span style="left:14.579999999999998pt;position:var(--position)">3,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.2pt"></span></span><span style="left:7.83pt;position:var(--position)">151,224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 47900000000 45900000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:126pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);width:191.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:191.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:110.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:191.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:191.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:110.58000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">analysis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">received<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:40.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">analysis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">received<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">5.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:49.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">6.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">83.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.07pt"></span></span><span style="left:27.7pt;position:var(--position)">(5.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">78.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">77.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">(6.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">70.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.39pt"></span></span><span style="left:30.02pt;position:var(--position)">11.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.62pt"></span></span><span style="left:29.25pt;position:var(--position)">(1.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.53pt"></span></span><span style="left:30.16pt;position:var(--position)">9.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">12.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">(2.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.4pt"></span></span><span style="left:30.029999999999998pt;position:var(--position)">10.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total wholesale funding<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.82pt"></span></span><span style="left:25.45pt;position:var(--position)">99.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">92.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">496.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.56pt"></span></span><span style="left:21.189999999999998pt;position:var(--position)">496.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">482.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">482.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">38.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">38.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.59pt"></span></span><span style="left:27.22pt;position:var(--position)">37.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.59pt"></span></span><span style="left:27.22pt;position:var(--position)">37.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">47.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">47.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.9pt"></span></span><span style="left:26.529999999999998pt;position:var(--position)">45.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:136.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.9pt"></span></span><span style="left:26.529999999999998pt;position:var(--position)">45.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:149.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Funding Sources<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">682.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:174.75pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.5pt"></span></span><span style="left:22.13pt;position:var(--position)">658.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:149.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.85pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:257.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:265.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds cash collateral on its balance sheet in respect of these agreements. At 31 December 2025, £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.66999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.0<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:363.39pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:442.44000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3.2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:450.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) was with bank counterparties, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:272.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">of which £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:87.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:94.74000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:173.79000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:182.32999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) relates primarily to the Global Markets business of Lloyds Bank Corporate Markets plc, whilst £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">0.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:470.45000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion (31 December 2024: <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:280.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">0.4<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> billion) relates to the Insurance business.<span style="display:inline-block;height:4.8pt"></span></span></div> 3800000000 2000000000.0 0 5800000000 3100000000 3200000000 -100000000 6200000000 83900000000 0 -5600000000 78300000000 77200000000 0 -6400000000 70800000000 11700000000 0 -1800000000 9900000000 12200000000 0 -2100000000 10100000000 99400000000 2000000000.0 92500000000 3200000000 496500000000 0 496500000000 482700000000 0 482700000000 38600000000 0 38600000000 37800000000 0 37800000000 47900000000 0 47900000000 45900000000 0 45900000000 682400000000 2000000000.0 658900000000 3200000000 2000000000.0 3200000000 1500000000 2800000000 500000000 400000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses financial instrument liabilities of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:299.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, excluding those arising from insurance and participating investment <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:98.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:85.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> on an undiscounted future cash flow basis according to contractual maturity, into relevant maturity groupings based on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining period at the balance sheet date; balances with no fixed maturity are included in the over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:417.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years category. In the case of dated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:118.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subordinated liabilities, the maturity presented is based on call date where applicable. The Group’s preference shares have partially <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:128.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discretionary coupons and have been included in the below analysis. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:142.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">1,872<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">421<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">1,930<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">1,579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">5,812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.54pt"></span></span><span style="left:14.169999999999998pt;position:var(--position)">428,915<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">23,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">35,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.69pt"></span></span><span style="left:22.32pt;position:var(--position)">9,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.23pt"></span></span><span style="left:27.86pt;position:var(--position)">503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.95pt"></span></span><span style="left:15.579999999999998pt;position:var(--position)">498,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">11,966<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">9,750<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">7,866<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.84pt"></span></span><span style="left:22.47pt;position:var(--position)">6,773<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21pt"></span></span><span style="left:23.63pt;position:var(--position)">3,147<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">39,502<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">13,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">6,062<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">2,953<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">2,044<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.61pt"></span></span><span style="left:22.24pt;position:var(--position)">5,657<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.34pt"></span></span><span style="left:16.97pt;position:var(--position)">29,856<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">408<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">9,959<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.73pt"></span></span><span style="left:18.36pt;position:var(--position)">22,797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.77pt"></span></span><span style="left:15.399999999999999pt;position:var(--position)">40,064<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.78pt"></span></span><span style="left:19.41pt;position:var(--position)">13,427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">86,655<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.65pt"></span></span><span style="left:27.279999999999998pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.7pt"></span></span><span style="left:27.33pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">1,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.84pt"></span></span><span style="left:32.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">1,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">990<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">6,247<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">8,328<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.48pt"></span></span><span style="left:19.11pt;position:var(--position)">16,759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.21pt"></span></span><span style="left:15.84pt;position:var(--position)">520,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.39pt"></span></span><span style="left:18.02pt;position:var(--position)">50,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.62pt"></span></span><span style="left:18.25pt;position:var(--position)">72,376<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">66,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">31,464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">741,605<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">89,450<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.95pt"></span></span><span style="left:16.58pt;position:var(--position)">66,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.76pt"></span></span><span style="left:17.39pt;position:var(--position)">43,379<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">40,311<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.96pt"></span></span><span style="left:18.59pt;position:var(--position)">21,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.04pt"></span></span><span style="left:14.669999999999998pt;position:var(--position)">261,262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.46pt"></span></span><span style="left:13.09pt;position:var(--position)">(88,088)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.58pt"></span></span><span style="left:15.21pt;position:var(--position)">(65,410)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.13pt"></span></span><span style="left:13.760000000000002pt;position:var(--position)">(42,508)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">(38,949)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">(18,853)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.89pt"></span></span><span style="left:9.52pt;position:var(--position)">(253,808)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – net flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.8pt"></span></span><span style="left:23.43pt;position:var(--position)">1,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">1,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.45pt"></span></span><span style="left:30.08pt;position:var(--position)">871<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.8pt"></span></span><span style="left:23.43pt;position:var(--position)">1,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">2,407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.1pt"></span></span><span style="left:21.73pt;position:var(--position)">7,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net settled derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">8,258<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">291<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,784<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">10,430<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">9,620<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,487<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">933<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">1,653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">4,191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.09pt"></span></span><span style="left:18.72pt;position:var(--position)">17,884<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:397.05pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:237pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:237pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">1,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">673<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">904<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.04pt"></span></span><span style="left:21.669999999999998pt;position:var(--position)">2,775<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.32pt"></span></span><span style="left:27.95pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:37.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">6,266<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.99pt"></span></span><span style="left:11.620000000000001pt;position:var(--position)">437,693<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">14,873<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.59pt"></span></span><span style="left:19.22pt;position:var(--position)">24,811<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.01pt"></span></span><span style="left:22.64pt;position:var(--position)">6,127<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:50.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.38pt"></span></span><span style="left:11.010000000000002pt;position:var(--position)">483,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.39pt"></span></span><span style="left:20.02pt;position:var(--position)">8,974<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">5,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.37pt"></span></span><span style="left:17pt;position:var(--position)">15,300<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">9,416<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:63pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.83pt"></span></span><span style="left:15.46pt;position:var(--position)">38,859<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.77pt"></span></span><span style="left:17.4pt;position:var(--position)">15,208<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.46pt"></span></span><span style="left:20.09pt;position:var(--position)">3,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">1,803<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">7,078<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:75.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">30,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:88.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.4pt"></span></span><span style="left:20.029999999999998pt;position:var(--position)">3,704<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">10,367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.92pt"></span></span><span style="left:17.55pt;position:var(--position)">13,624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.53pt"></span></span><span style="left:16.16pt;position:var(--position)">38,973<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">8,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:101.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">75,187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.14pt"></span></span><span style="left:35.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:114pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">574<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">461<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:126.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">1,369<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.25pt"></span></span><span style="left:25.88pt;position:var(--position)">698<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">1,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.58pt"></span></span><span style="left:20.209999999999997pt;position:var(--position)">4,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.63pt"></span></span><span style="left:20.259999999999998pt;position:var(--position)">6,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:139.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">13,312<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">520,791<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">35,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.22pt"></span></span><span style="left:15.850000000000001pt;position:var(--position)">58,359<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.83pt"></span></span><span style="left:17.46pt;position:var(--position)">64,174<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">23,124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:152.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.43pt"></span></span><span style="left:12.059999999999999pt;position:var(--position)">702,258<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">100,432<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">61,356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.15pt"></span></span><span style="left:17.78pt;position:var(--position)">43,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.54pt"></span></span><span style="left:16.169999999999998pt;position:var(--position)">34,795<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">22,505<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:177.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">262,319<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">(97,653)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.69pt"></span></span><span style="left:13.32pt;position:var(--position)">(59,238)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">(41,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.15pt"></span></span><span style="left:13.780000000000001pt;position:var(--position)">(32,333)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.73pt"></span></span><span style="left:14.36pt;position:var(--position)">(18,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:190.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.69pt"></span></span><span style="left:8.32pt;position:var(--position)">(249,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross settled derivatives – net flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.73pt"></span></span><span style="left:21.36pt;position:var(--position)">2,779<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.21pt"></span></span><span style="left:23.84pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.29pt"></span></span><span style="left:23.919999999999998pt;position:var(--position)">1,912<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.59pt"></span></span><span style="left:20.22pt;position:var(--position)">2,462<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.08pt"></span></span><span style="left:20.709999999999997pt;position:var(--position)">3,555<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:203.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">12,826<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net settled derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">10,432<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.01pt"></span></span><span style="left:27.64pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">404<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">1,557<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:216pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15pt"></span></span><span style="left:17.63pt;position:var(--position)">12,594<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:237pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:237pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:237pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">13,211<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">2,021<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">2,866<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:423pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">5,112<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:469.5pt;position:var(--position);top:228.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.13pt"></span></span><span style="left:15.760000000000002pt;position:var(--position)">25,420<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 1872000000 421000000 1930000000 1579000000 10000000 5812000000 428915000000 23351000000 35640000000 9722000000 503000000 498131000000 11966000000 9750000000 7866000000 6773000000 3147000000 39502000000 13140000000 6062000000 2953000000 2044000000 5657000000 29856000000 2118000000 0 0 0 0 2118000000 408000000 9959000000 22797000000 40064000000 13427000000 86655000000 61640000000 0 0 0 0 61640000000 35000000 59000000 200000000 446000000 392000000 1132000000 24000000 1170000000 990000000 6247000000 8328000000 16759000000 520118000000 50772000000 72376000000 66875000000 31464000000 741605000000 89450000000 66862000000 43379000000 40311000000 21260000000 261262000000 88088000000 65410000000 42508000000 38949000000 18853000000 253808000000 1362000000 1452000000 871000000 1362000000 2407000000 7454000000 8258000000 35000000 62000000 291000000 1784000000 10430000000 9620000000 1487000000 933000000 1653000000 4191000000 17884000000 1809000000 673000000 904000000 2775000000 105000000 6266000000 437693000000 14873000000 24811000000 6127000000 256000000 483760000000 8974000000 5169000000 15300000000 9416000000 0 38859000000 15208000000 3965000000 1803000000 2102000000 7078000000 30156000000 2121000000 0 0 0 0 2121000000 3704000000 10367000000 13624000000 38973000000 8519000000 75187000000 51228000000 0 0 0 0 51228000000 28000000 65000000 241000000 574000000 461000000 1369000000 26000000 698000000 1676000000 4207000000 6705000000 13312000000 520791000000 35810000000 58359000000 64174000000 23124000000 702258000000 100432000000 61356000000 43231000000 34795000000 22505000000 262319000000 97653000000 59238000000 41319000000 32333000000 18950000000 249493000000 2779000000 2118000000 1912000000 2462000000 3555000000 12826000000 10432000000 92000000 109000000 404000000 1557000000 12594000000 13211000000 2210000000 2021000000 2866000000 5112000000 25420000000 16000000 16000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table presents the estimated amount and timing of the remaining contractual discounted cash flows arising from insurance <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:98.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities. The amounts presented do not include those relating to the liability for remaining coverage of contracts that are measured under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the premium allocation approach.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:122.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.73pt"></span></span><span style="left:24.36pt;position:var(--position)">(1,823)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(1,941)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">(2,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.24pt"></span></span><span style="left:23.869999999999997pt;position:var(--position)">(2,775)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">(3,147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">(117,710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.11pt"></span></span><span style="left:17.74pt;position:var(--position)">(129,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:59.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.56pt"></span></span><span style="left:38.190000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:59.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.04pt"></span></span><span style="left:36.67pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">(1,820)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">(1,938)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.02pt"></span></span><span style="left:24.65pt;position:var(--position)">(2,313)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">(2,773)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">(3,145)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.28pt"></span></span><span style="left:16.91pt;position:var(--position)">(117,698)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.8pt"></span></span><span style="left:15.43pt;position:var(--position)">(129,687)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:97.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.9pt"></span></span><span style="left:24.529999999999998pt;position:var(--position)">(1,038)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">(1,292)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(1,951)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">(2,453)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(2,992)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">(112,055)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:97.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.1pt"></span></span><span style="left:20.73pt;position:var(--position)">(121,781)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.46pt"></span></span><span style="left:41.09pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.79pt"></span></span><span style="left:38.42pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.69pt"></span></span><span style="left:37.32pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.29pt"></span></span><span style="left:24.919999999999998pt;position:var(--position)">(1,035)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">(1,289)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.82pt"></span></span><span style="left:24.45pt;position:var(--position)">(1,948)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">(2,450)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">(2,990)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">(112,042)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">(121,754)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> -1823000000 -1941000000 -2316000000 -2775000000 -3147000000 -117710000000 -129712000000 3000000 3000000 3000000 2000000 2000000 12000000 25000000 -1820000000 -1938000000 -2313000000 -2773000000 -3145000000 -117698000000 -129687000000 -1038000000 -1292000000 -1951000000 -2453000000 -2992000000 -112055000000 -121781000000 3000000 3000000 3000000 3000000 2000000 13000000 27000000 -1035000000 -1289000000 -1948000000 -2450000000 -2990000000 -112042000000 -121754000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Some of the Group’s insurance and participating investment contract liabilities are payable on demand as shown in the table below:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:324.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payable on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">demand<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payable on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">demand<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">122,691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">118,931<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">110,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">107,909<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">122,691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.67pt"></span></span><span style="left:21.3pt;position:var(--position)">118,931<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.6pt"></span></span><span style="left:20.23pt;position:var(--position)">110,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">107,909<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 122691000000 118931000000 110402000000 107909000000 0 0 0 0 122691000000 118931000000 110402000000 107909000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the contractual maturity of the Group’s contingents, commitments and financial guarantees. Commitments are <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shown in the time band containing the earliest date the commitment can be drawn down. For financial guarantee contracts, the maximum <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount of the guarantee is allocated to the earliest period in which the guarantee could be called.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:471.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:195pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:26.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:26.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acceptances and endorsements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">97<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.8pt"></span></span><span style="left:27.43pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:39pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.07pt"></span></span><span style="left:19.7pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.39pt"></span></span><span style="left:18.02pt;position:var(--position)">366<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:51.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.46pt"></span></span><span style="left:11.09pt;position:var(--position)">2,904<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">312<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.2pt"></span></span><span style="left:17.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.98pt"></span></span><span style="left:19.61pt;position:var(--position)">691<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">364<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.11pt"></span></span><span style="left:10.739999999999998pt;position:var(--position)">3,009<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lending commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.35pt"></span></span><span style="left:3.98pt;position:var(--position)">143,506<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">1,057<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">2,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">3,468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.83pt"></span></span><span style="left:11.46pt;position:var(--position)">3,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:77.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.71pt"></span></span><span style="left:5.34pt;position:var(--position)">157,479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other commitments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:90pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">95<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.87pt"></span></span><span style="left:5.5pt;position:var(--position)">143,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.4pt"></span></span><span style="left:14.030000000000001pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">1,057<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.99pt"></span></span><span style="left:13.620000000000001pt;position:var(--position)">2,341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">3,468<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.83pt"></span></span><span style="left:11.46pt;position:var(--position)">3,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.72pt"></span></span><span style="left:18.35pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:102.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.1pt"></span></span><span style="left:5.73pt;position:var(--position)">157,574<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingents, commitments and financial <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.49pt"></span></span><span style="left:6.12pt;position:var(--position)">143,913<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.58pt"></span></span><span style="left:15.21pt;position:var(--position)">2,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">1,425<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.36pt"></span></span><span style="left:13.989999999999998pt;position:var(--position)">2,147<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">2,631<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.63pt"></span></span><span style="left:13.260000000000002pt;position:var(--position)">4,159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">3,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:115.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.44pt"></span></span><span style="left:4.07pt;position:var(--position)">160,583<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acceptances and endorsements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:151.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.64pt"></span></span><span style="left:18.27pt;position:var(--position)">208<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.74pt"></span></span><span style="left:19.369999999999997pt;position:var(--position)">225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.88pt"></span></span><span style="left:22.509999999999998pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">547<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.38pt"></span></span><span style="left:19.009999999999998pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.92pt"></span></span><span style="left:12.55pt;position:var(--position)">2,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingent liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.35pt"></span></span><span style="left:18.98pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">547<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">211<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.38pt"></span></span><span style="left:19.009999999999998pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:177pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.62pt"></span></span><span style="left:12.25pt;position:var(--position)">2,605<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lending commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.88pt"></span></span><span style="left:5.51pt;position:var(--position)">134,283<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.01pt"></span></span><span style="left:15.64pt;position:var(--position)">1,416<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.29pt"></span></span><span style="left:14.919999999999998pt;position:var(--position)">1,729<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">1,562<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.36pt"></span></span><span style="left:12.989999999999998pt;position:var(--position)">3,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">2,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.96pt"></span></span><span style="left:13.59pt;position:var(--position)">3,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:189.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.94pt"></span></span><span style="left:4.57pt;position:var(--position)">148,508<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other commitments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.55pt"></span></span><span style="left:27.18pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:202.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">111<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.95pt"></span></span><span style="left:6.58pt;position:var(--position)">134,377<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.85pt"></span></span><span style="left:14.48pt;position:var(--position)">1,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.43pt"></span></span><span style="left:14.059999999999999pt;position:var(--position)">1,740<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">1,562<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.36pt"></span></span><span style="left:12.989999999999998pt;position:var(--position)">3,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">2,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.96pt"></span></span><span style="left:13.59pt;position:var(--position)">3,140<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:215.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.99pt"></span></span><span style="left:6.62pt;position:var(--position)">148,619<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><span id="i2060f6d2c8fb44db88c5674b518e76e3_16-0-1-1-5233089"></span><div style="position:var(--position);top:228pt;width:195pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total contingents, commitments and financial <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:195pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.02pt"></span></span><span style="left:4.65pt;position:var(--position)">134,609<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:230.25pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">1,968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,678<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">3,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:371.25pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">3,302<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.95pt"></span></span><span style="left:14.579999999999998pt;position:var(--position)">3,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.23pt"></span></span><span style="left:18.86pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:228pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.2pt"></span></span><span style="left:7.83pt;position:var(--position)">151,224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 97000000 6000000 2000000 0 0 0 0 0 105000000 215000000 555000000 366000000 86000000 290000000 691000000 364000000 337000000 2904000000 312000000 561000000 368000000 86000000 290000000 691000000 364000000 337000000 3009000000 143506000000 1553000000 1057000000 2061000000 2341000000 3468000000 3058000000 435000000 157479000000 95000000 0 0 0 0 0 0 0 95000000 143601000000 1553000000 1057000000 2061000000 2341000000 3468000000 3058000000 435000000 157574000000 143913000000 2114000000 1425000000 2147000000 2631000000 4159000000 3422000000 772000000 160583000000 24000000 11000000 3000000 1000000 0 0 0 0 39000000 208000000 357000000 225000000 115000000 370000000 547000000 211000000 533000000 2566000000 232000000 368000000 228000000 116000000 370000000 547000000 211000000 533000000 2605000000 134283000000 1416000000 1729000000 1562000000 3367000000 2755000000 3140000000 256000000 148508000000 94000000 6000000 11000000 0 0 0 0 0 111000000 134377000000 1422000000 1740000000 1562000000 3367000000 2755000000 3140000000 256000000 148619000000 134609000000 1790000000 1968000000 1678000000 3737000000 3302000000 3351000000 789000000 151224000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:100.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">policy is to optimise reward while managing its <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:108.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market risk exposures within the risk appetite defined by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:118.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Board.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:78.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:121.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market risk policy and procedures outlines the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:128.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedging process, and the centralisation of risk from divisions into <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:138.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group Corporate Treasury (GCT), for example via the transfer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:148.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pricing framework. GCT is responsible for managing the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:158.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">centralised risk and does this through natural offsets of matching <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets and liabilities, and appropriate hedging activity of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">residual exposures, subject to the authorisation and mandate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of GALCO within the Board risk appetite. The hedges are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">externalised to the market by derivative desks within GCT <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:208.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the Commercial Bank<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:149.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. The Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:194.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">mitigates income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:218.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement volatility through hedge accounting. This reduces <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:228.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the accounting volatility arising from<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:188.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:235.02999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">economic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:238.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedging activities and any hedge accounting ineffectiveness <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:248.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is continuously monitored.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group establishes hedge accounting relationships for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rate risk components using cash flow hedges and fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value hedges. The Group is exposed to cash flow interest rate risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on its variable rate loans and deposits together with its floating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate subordinated debt. The derivatives used to manage the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structural hedge may be designated into cash flow hedges to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">manage income statement volatility. The economic items related <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the structural hedge, for example current accounts, are not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">eligible hedged items under IAS 39 for inclusion into accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedge relationships. The Group is exposed to fair value interest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate risk on its fixed rate customer loans, its fixed rate customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:372.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deposits and the majority of its subordinated debt.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge ineffectiveness arises during the management of interest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:396.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate risk due to residual unhedged risk. Sources of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:406.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness, which the Group may decide to not fully <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:416.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">mitigate, can include basis differences, timing differences and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:426.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notional amount differences. The effectiveness of accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:436.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedge relationships is assessed between the hedging derivatives <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:446.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the documented hedged item, which can differ to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:456.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying economically hedged item.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:469.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The largest residual risk exposure arises from balances that are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deemed to be insensitive to changes in market rates (including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">current accounts, a portion of variable rate deposits and investable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity), and is managed through<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:167.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:208.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structural hedge. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consistent with the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:122.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:153.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">strategy to deliver stable returns, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GALCO seeks to minimise large reinvestment risk, and to smooth <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">earnings over a range of investment tenors. The structural hedge <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consists of longer-term fixed rate assets or interest rate swaps and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the amount and duration of the hedging activity is reviewed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">regularly by GALCO.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:356.09000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposure to pipeline and prepayment risks are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:87.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">managed through hedging in line with expected customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:97.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">behaviour. These are appropriately monitored and controlled <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:107.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through divisional ALCOs.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Economic foreign exchange exposures arising from non-functional <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">currency flows are identified by divisions and transferred and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">managed centrally. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.58000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:397.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group also has a policy of forward hedging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">its forecasted currency profit and loss to year end.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s structural foreign currency exposure is represented <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:185.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by its investments in overseas subsidiaries and branches which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:195.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">create capital resources denominated in foreign currencies, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:205.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">principally USD and EUR. Gains or losses on structural foreign <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:215.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">currency exposures are taken to reserves, resulting in a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:225.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">movement in CET1 capital. The Group’s main overseas operations <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:235.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are in America and Europe and do not represent a significant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:245.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">proportion on its overall portfolio.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group manages foreign currency accounting exposure via <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:372.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flow hedge accounting, utilising currency swaps and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:382.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">forward foreign exchange trades. 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Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 1: Basis of preparation<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The consolidated financial statements of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:186.07000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group plc<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:279.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and its subsidiary undertakings (the Group) <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:441.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have been prepared in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accordance with United Kingdom adopted international accounting standards and in conformity with the requirements of the Companies <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Act 2006. The financial statements have also been prepared in accordance with IFRS® Accounting Standards as issued by the International <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accounting Standards Board (IASB).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The financial information has been prepared under the historical cost convention, as modified by the revaluation of investment properties,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:542.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance and reinsurance contract assets and liabilities measured at their fulfilment values in accordance with IFRS 17,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:469.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> financial assets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measured at fair value through other comprehensive income, trading securities and certain other financial assets and liabilities at fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss and all derivative contracts. The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:232.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">directors consider that it is appropriate to continue to adopt the going concern basis <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in preparing the financial statements. In reaching this assessment, the directors have considered the Group’s capital and funding position, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:184.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the impact of climate change upon the Group’s future performance and the results from stress testing scenarios.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s accounting policies are consistent with those applied by the Group in its financial statements for the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:208.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and there have been no changes in the Group’s methods of computation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:221.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and investment contracts, previously shown within net trading income, is presented <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:231.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">separately on the face of the income statement. Net finance expense in respect of insurance and investment contracts, previously shown <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:241.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">outside total income in the income statement, is included within other income as part of total income. This change has been made to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:251.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">represent more clearly the impact of the Group’s insurance business on the results. Comparative periods are represented on a consistent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:261.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:275.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current and deferred tax are presented separately for each movement in the revaluation reserve in respect of debt securities held at fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:285.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through other comprehensive income and movements in the cash flow hedge reserve within the statement of other comprehensive <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:295.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income. Previously both current tax and deferred tax were presented in aggregate for each reserve.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:308.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The IASB has issued an amendment to IAS 21 The Effects of Changes in Foreign Exchange Rates, effective 1 January 2025. This amendment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:318.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">has not had a significant impact on the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:332.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Future accounting developments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:343.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There are a number of new accounting pronouncements issued by the IASB with an effective date of 1 January 2027, including IFRS 18 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Presentation and Disclosure in Financial Statements which replaces IAS 1 Presentation of Financial Statements. While many of the existing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">requirements of IAS 1 Presentation of Financial Statements are retained, IFRS 18 Presentation and Disclosure in Financial Statements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:373.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">introduces additional disclosure obligations in relation to the structure of the income statement, management-defined performance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:383.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measures, and the aggregation and disaggregation of financial information. IFRS 18 will have no impact on the Group’s net profit as it <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impacts neither recognition nor measurement. The new standard will impact the presentation of the Group’s results as it requires that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">operating, investing and financing activities are presented separately. There will also be a change in the Group’s cash flow statement as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IFRS 18 requires that the first line of the cash flow statement is operating profit rather than profit before tax.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:427.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The IASB has issued its annual improvements and a number of amendments to the IFRS Accounting Standards effective 1 January 2026, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">including Amendments to IFRS 9 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial Instruments <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:237.63000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and Amendments to IFRS 7 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:340.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial Instruments Disclosures<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:462.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. These improvements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and amendments are not expected to have a significant impact on the Group.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:80.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting policies are set out below. These accounting policies have been applied consistently.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:490.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(A)<span style="display:inline-block;height:7.2pt;width:2.45pt"></span></span><span style="left:49.61pt;position:var(--position)">Consolidation<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:501.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets, liabilities and results of Group undertakings (including structured entities) are included in the financial statements on the basis <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:511.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of accounts made up to the reporting date. Group undertakings include subsidiaries, associates and joint ventures.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Details of the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:521.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiaries and related undertakings are given on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:218.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:242.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_916" style="color:inherit;text-decoration:inherit;z-index:1">313</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:254.92000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:266.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i4ab22b85c6014c18a6e3e63627259d24_6556" style="color:inherit;text-decoration:inherit;z-index:1">323</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:281.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subsidiaries are entities controlled by the Group. The Group controls an entity when it has power over the entity, is exposed to, or has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rights to, variable returns from its involvement with the entity, and has the ability to affect those returns through the exercise of its power. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:555.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This generally accompanies a shareholding of more than one half of the voting rights although in certain circumstances a holding of less <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:565.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">than one half of the voting rights may still result in the ability of the Group to exercise control. The existence and effect of potential voting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:575.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rights that are currently exercisable or convertible are considered when assessing whether the Group controls another entity. The Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:585.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassesses whether or not it controls an entity if facts and circumstances indicate that there have been changes to any of the above <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">elements. Subsidiaries are fully consolidated from the date on which control is transferred to the Group; they are deconsolidated from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:605.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date that control ceases.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:619.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group consolidates collective investment vehicles if its beneficial ownership interests give it substantive rights to remove the external <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:629.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fund manager of the investment activities of the fund. Where a subsidiary of the Group is the fund manager of a collective investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:639.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">vehicle, the Group considers a number of factors in determining whether it acts as principal, and therefore controls the collective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:649.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment vehicle, including: an assessment of the scope of the Group’s decision-making authority over the investment vehicle; the rights <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:659.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">held by other parties including substantive removal rights without cause over the Group acting as fund manager; the remuneration to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:669.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the Group is entitled in its capacity as decision-maker; and the Group’s exposure to variable returns from the beneficial interest that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">it holds in the investment vehicle. Consolidation may be appropriate in circumstances where the Group has less than a majority beneficial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:689.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest. Where a collective investment vehicle is consolidated, the interests of parties other than the Group are reported in other liabilities <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the movement in those interests is reported within net finance expense arising from insurance and investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Structured entities are entities that are designed so that their activities are not governed by way of voting rights. In assessing whether the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:722.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group has power over such entities in which it has an interest, the Group considers factors such as the purpose and design of the entity; its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">practical ability to direct the relevant activities of the entity; the nature of the relationship with the entity; and the size of its exposure to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the variability of returns of the entity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:756.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The treatment of transactions with non-controlling interests depends on whether, as a result of the transaction, the Group loses control of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:766.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the subsidiary. Changes in the parent’s ownership interest in a subsidiary that do not result in a loss of control are accounted for as equity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:776.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transactions; any difference between the amount by which the non-controlling interests are adjusted and the fair value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:786.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consideration paid or received is recognised directly in equity and attributed to the owners of the parent entity. <span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the Group loses control of the subsidiary, at the date when control is lost the amount of any non-controlling interest in that former <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiary is derecognised and any investment retained in the former subsidiary is remeasured to its fair value; the gain or loss that is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in profit or loss on the partial disposal of the subsidiary includes the gain or loss on the remeasurement of the retained interest.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intercompany transactions, balances and unrealised gains and losses on transactions between Group companies are eliminated.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:138.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The acquisition method of accounting is used to account for business combinations by the Group. The consideration for the acquisition of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:148.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiary is the fair value of the assets transferred, the liabilities incurred and the equity interests issued by the Group. The consideration <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:158.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">includes the fair value of any asset or liability resulting from a contingent consideration arrangement. Acquisition-related costs are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expensed as incurred except those relating to the issuance of debt instruments (see (E)(4) below) or share capital (see (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:486.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">P<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) below). <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Identifiable assets acquired and liabilities assumed in a business combination are measured initially at their fair value at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">acquisition date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:201.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(B)<span style="display:inline-block;height:7.2pt;width:3.08pt"></span></span><span style="left:63.78pt;position:var(--position)">Goodwill<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:212.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arises on business combinations and represents the excess of the cost of an acquisition over the fair value of the Group’s share of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the identifiable assets, liabilities and contingent liabilities acquired. Where the fair value of the Group’s share of the identifiable assets, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities and contingent liabilities of the acquired entity is greater than the cost of acquisition, the excess is recognised immediately in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill is recognised as an asset at cost and is tested at least annually for impairment. For impairment testing, goodwill is allocated to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash-generating unit (CGU) or groups of CGUs that are expected to benefit from the business combination. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:444.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s CGUs are largely <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">product based for its Retail<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:148.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and Insurance businesses <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and client based for its Commercial Banking business. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:442.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An impairment loss is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised if the carrying amount of a CGU is determined to be greater than its recoverable amount. The recoverable amount of a CGU is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the higher of its fair value less costs to sell and its value in use. If an impairment loss is identified, the carrying value of the goodwill is written <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">down immediately through the income statement. This impairment loss cannot be reversed in a subsequent period. At the date of disposal <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of a subsidiary, the carrying value of attributable goodwill is included in the calculation of the profit or loss on disposal.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:329.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(C)<span style="display:inline-block;height:7.2pt;width:2.58pt"></span></span><span style="left:63.78pt;position:var(--position)">Other intangible assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:340.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets which have been determined to have a finite useful life are amortised on a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:385.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">straight-line basis<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:449.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> over their estimated useful <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:350.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">life as follows: up to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">seven years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:165.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for capitalised software; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:258.09000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for brands and other intangible assets.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets with finite useful lives are reviewed at each reporting date to assess whether there is any indication that they are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impaired. If any such indication exists the recoverable amount of the asset is determined and in the event that the asset’s carrying amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is greater than its recoverable amount, it is written down immediately.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Certain brands have been determined to have an indefinite useful <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">life and are not amortised. Such intangible assets are assessed annually to determine whether the asset is impaired and to reconfirm that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an indefinite useful life remains appropriate. In the event that an indefinite life is inappropriate, a finite life is determined and a further <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impairment review is performed on the asset.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:428.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(D)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Revenue recognition<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:439.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Net interest income<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">Interest income and expense are recognised in the income statement using the effective interest method for all interest-bearing financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">instruments, except for those classified at fair value through profit or loss. The effective interest method is a method of calculating the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:470.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">amortised cost of a financial asset or liability and of allocating the interest income or interest expense over the expected life of the financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:480.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">instrument. The effective interest rate is the rate that exactly discounts the estimated future cash payments or receipts over the expected life <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:490.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">of the financial instrument to the gross carrying amount of the financial asset (before adjusting for expected credit losses) or to the amortised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:500.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">cost of the financial liability, including early redemption fees, other fees, and premiums and discounts that are an integral part of the overall <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:510.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">return. In the case of financial assets that are purchased or originated credit-impaired, the effective interest rate is the rate that discounts the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:520.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">estimated future cash flows to the amortised cost of the instrument. Direct incremental transaction costs related to the acquisition, issue or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:530.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">disposal of a financial instrument are also taken into account. Interest income from non-credit-impaired financial assets is recognised by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:540.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">applying the effective interest rate to the gross carrying amount of the asset; for credit-impaired financial assets, the effective interest rate is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:550.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">applied to the net carrying amount after deducting the allowance for expected credit losses. Impairment policies are set out in (H) below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:563.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">Fee and commission income and expense<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:574.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees and commissions receivable which are not an integral part of the effective interest rate are recognised as income as the Group fulfils <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:584.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">its performance obligations. The Group’s principal performance obligations arising from contracts with customers are in respect of value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">added current accounts, credit cards and debit cards. These fees are received, and the Group provides the service, monthly; the fees are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:604.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in income on this basis. The Group also receives certain fees in respect of its asset finance business where the performance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">obligations are typically fulfilled towards the end of the customer contract; these fees are recognised in income on this basis. Where it is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unlikely that the loan commitments will be drawn, loan commitment fees are recognised in fee and commission income over the life of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">facility, rather than as an adjustment to the effective interest rate for the lending expected to be drawn. Incremental costs incurred to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">generate fee and commission income are charged to fee and commission expense as they are incurred.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:658.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:63.78pt;position:var(--position)">Other<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:669.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividend income is recognised when the right to receive payment is established.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:682.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revenue recognition policies specific to trading income are set out in (E)(3) below<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:348.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> those relating to leases are set out in (J)(1) below<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:529.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:692.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those relating to life insurance and general insurance business are set out in (M) below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:706.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(E)<span style="display:inline-block;height:7.2pt;width:3.58pt"></span></span><span style="left:63.78pt;position:var(--position)">Financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:717.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On initial recognition, financial assets are classified as measured at amortised cost, fair value through other comprehensive income or fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:727.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through profit or loss, depending on the Group’s business model for managing those financial assets and whether the resultant cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:737.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows represent solely payments of principal and interest on principal outstanding. The Group assesses its business models at a portfolio <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:747.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">level based on its objectives for the relevant portfolio, how the performance of the portfolio is managed and reported, and the frequency <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:757.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of asset sales. Financial assets with embedded derivatives are considered in their entirety when considering their cash flow characteristics. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:767.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group reclassifies financial assets only when its business model for managing those assets changes. A reclassification will only take <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:777.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">place when the change is significant to the Group’s operations and will occur at a portfolio level and not for individual instruments; <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:787.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reclassifications are expected to be rare.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Equity investments are measured at fair value through profit or loss unless the Group elects at initial recognition to account for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments at fair value through other comprehensive income. For these instruments, principally strategic investments, dividends are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in profit or loss but fair value gains and losses are not subsequently reclassified to profit or loss following derecognition of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group initially recognises loans and advances, deposits, debt securities in issue and subordinated liabilities when the Group becomes a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">party to the contractual provisions of the instrument. Regular way purchases and sales of securities and other financial assets and trading <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities are recognised on trade date, being the date that the Group is committed to purchase or sell an asset.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets are derecognised when the contractual right to receive cash flows from those assets has expired or when the Group has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transferred its contractual right to receive the cash flows from the assets and either: substantially all of the risks and rewards of ownership <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have been transferred; or the Group has neither retained nor transferred substantially all of the risks and rewards, but has transferred <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">control.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.57000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are derecognised when the obligation is discharged, cancelled or expires.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:211.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial instruments measured at amortised cost<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets that are held to collect contractual cash flows where those cash flows represent solely payments of principal and interest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are measured at amortised cost. A basic lending arrangement results in contractual cash flows that are solely payments of principal and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest on the principal amount outstanding. Where the contractual cash flows introduce exposure to risks or volatility unrelated to a basic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">lending arrangement such as changes in equity prices or commodity prices, the payments do not comprise solely principal and interest. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets measured at amortised cost are predominantly loans and advances to customers and banks, reverse repurchase <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements and certain debt securities used by the Group to manage its liquidity. Loans and advances and reverse repurchase agreements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are initially recognised when cash is advanced to the borrower at fair value inclusive of transaction costs. Interest income is accounted for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using the effective interest method (see (D) above).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are measured at amortised cost, except for trading liabilities and other financial liabilities designated at fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss on initial recognition which are held at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:329.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial assets measured at fair value through other comprehensive income<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:340.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets that are held to collect contractual cash flows and for subsequent sale where those cash flows represent solely payments of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:350.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">principal and interest are recognised in the balance sheet at their fair value, inclusive of transaction costs. Interest calculated using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:360.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effective interest method and foreign exchange gains and losses on assets denominated in foreign currencies are recognised in the income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:370.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement. All other gains and losses arising from changes in fair value are recognised directly in other comprehensive income, until the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:380.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial asset is either sold or matures, at which time, other than in respect of equity shares, the cumulative gain or loss previously <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:390.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in other comprehensive income is recognised in the income statement. The cumulative revaluation amount in respect of equity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares is transferred directly to retained profits. The Group recognises a charge for expected credit losses in the income statement (see (H) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">below). As the asset is measured at fair value, the charge does not adjust the carrying value of the asset, and this is reflected in other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:434.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial instruments measured at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets are classified at fair value through profit or loss where they do not meet the criteria to be measured at amortised cost or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:455.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through other comprehensive income or where they are designated at fair value through profit or loss to reduce an accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:465.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">mismatch. All derivatives are carried at fair value through profit or loss, other than those in effective cash flow hedging relationships. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:475.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives are carried on the balance sheet as assets when their fair value is positive and as liabilities when their fair value is negative. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:485.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Refer to note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:85.11000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (Fair values of financial assets and liabilities) for details of valuation techniques and significant inputs to valuation models.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives embedded in a financial asset are not considered separately; the financial asset is considered in its entirety when determining <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">whether its cash flows are solely payments of principal and interest. Derivatives embedded in financial liabilities <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:445.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and insurance contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(unless the embedded derivative is itself an insurance contract) <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are treated as separate derivatives when their economic characteristics and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risks are not closely related to those of the host contract and the host contract is not carried at fair value through profit or loss. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">embedded derivatives are measured at fair value with changes in fair value recognised in the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets backing the insurance and investment contracts issued by the Group do not meet the criteria to be measured at amortised cost <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or fair value through other comprehensive income as they are managed on a fair value basis and accordingly are measured at fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss. Similarly, trading <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities, which are debt securities and equity shares acquired principally for the purpose of selling <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the short term or which are part of a portfolio which is managed for short-term gains, do not meet these criteria and are also measured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value through profit or loss. Financial assets measured at fair value through profit or loss are recognised in the balance sheet at their <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:602.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value. Fair value gains and losses together with interest coupons and dividend income are recognised in the income statement within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:612.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net trading income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are measured at fair value through profit or loss where they are trading liabilities or where they are designated at fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through profit or loss in order to reduce an accounting mismatch; where the liabilities are part of a group of liabilities (or assets and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities) which is managed, and its performance evaluated, on a fair value basis; or where the liabilities contain one or more embedded <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:656.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives that significantly modify the cash flows arising under the contract and would otherwise need to be separately accounted for. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities measured at fair value through profit or loss are recognised in the balance sheet at their fair value. Fair value gains and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses are recognised in the income statement within net trading income in the period in which they occur<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, except in the case of financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:686.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities designated at fair value through profit or loss where gains and losses attributable to changes in own credit risk are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair values of assets and liabilities traded in active markets are based on current bid and offer prices, respectively, which include the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected effects of potential changes to laws and regulations, risks associated with climate change and other factors. If the market is not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">active the Group establishes a fair value by using valuation techniques. The fair values of derivative financial instruments are adjusted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where appropriate to reflect credit risk (via credit valuation adjustments (CVAs), debit valuation adjustments (DVAs) and funding valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:749.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments (FVAs)), market liquidity and other risks.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:763.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(4)<span style="display:inline-block;height:7.2pt;width:3.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Borrowings<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Borrowings (which include deposits from banks, customer deposits, repurchase agreements, debt securities in issue and subordinated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:784.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities) are recognised initially at fair value, being their issue proceeds net of transaction costs incurred. These instruments are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:794.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsequently stated at amortised cost using the effective interest method.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference shares and other instruments which carry a mandatory coupon or are redeemable on a specific date are classified as financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities. The coupon on these instruments is recognised in the income statement as interest expense. Securities which carry a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discretionary coupon and have no fixed maturity or redemption date are classified as other equity instruments. Interest payments on these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities are recognised as distributions from equity in the period in which they are paid. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An exchange of financial liabilities on substantially different terms is accounted for as an extinguishment of the original financial liability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the recognition of a new financial liability. The difference between the carrying amount of a financial liability extinguished and the new <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial liability is recognised in profit or loss together with any related costs or fees incurred. When a financial liability is exchanged for an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity instrument, the new equity instrument is recognised at fair value and any difference between the carrying value of the liability and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the fair value of the new equity instrument is recognised in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(5)<span style="display:inline-block;height:7.2pt;width:3.64pt"></span></span><span style="left:63.78pt;position:var(--position)">Sale and repurchase agreements (including securities lending and borrowing)<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities sold subject to repurchase agreements (repos) continue to be recognised on the balance sheet where substantially all of the risks <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and rewards are retained. Funds received for repos carried at fair value are included within trading liabilities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities purchased under agreements to resell (reverse repos), where the Group does not acquire substantially all of the risks and rewards <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of ownership, are measured at amortised cost or at fair value. Those measured at fair value are recognised within trading securities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The difference between sale and repurchase price is treated as interest and accrued over the life of the agreements using the effective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest method.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities borrowing and lending transactions are typically secured; collateral takes the form of securities or cash advanced or received. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities lent to counterparties are retained on the balance sheet. Securities borrowed are not recognised on the balance sheet, unless <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these are sold to third parties, in which case the obligation to return them is recorded at fair value as a trading liability. Cash collateral given <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or received is treated as a loan and advance measured at amortised cost or customer deposit.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:309.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(F)<span style="display:inline-block;height:7.2pt;width:3.79pt"></span></span><span style="left:63.78pt;position:var(--position)">Hedge accounting<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:320.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As permitted by IFRS 9, the Group continues to apply the requirements of IAS 39 to its hedging relationships. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:334.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of all derivative instruments, other than those in effective cash flow hedging relationships, are recognised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately in the income statement. As noted in (2) below, the change in fair value of a derivative in an effective cash flow hedging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationship is allocated between the income statement and other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:368.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge accounting allows one financial instrument, generally a derivative, to be designated as a hedge of another financial instrument such <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as a loan or deposit or a portfolio of such instruments. At the inception of the hedge relationship, formal documentation is drawn up <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">specifying the hedging strategy, the hedged item, the hedging instrument and the methodology that will be used to measure the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:398.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effectiveness of the hedge relationship in offsetting changes in the fair value or cash flow of the hedged risk. The effectiveness of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedging relationship is tested both at inception and throughout its life and if at any point it is concluded that it is no longer highly effective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in achieving its documented objective, hedge accounting is discontinued. Note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:338.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">19<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provides details of the types of derivatives held by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group and presents separately those designated in hedge relationships. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:441.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Fair value hedges<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:452.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recorded in the income statement, together <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:462.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk; this also applies if the hedged <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset is classified as a financial asset at fair value through other comprehensive income. If the hedge no longer meets the criteria for hedge <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting, changes in the fair value of the hedged item attributable to the hedged risk are no longer recognised in the income statement. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The cumulative adjustment that has been made to the carrying amount of the hedged item is amortised to the income statement using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effective interest method over the period to maturity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:516.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">Cash flow hedges<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:527.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges is recognised in other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:537.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income in the cash flow hedge reserve. The gain or loss relating to the ineffective portion is recognised immediately in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:547.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income statement. Amounts accumulated in equity are reclassified to the income statement in the periods in which the hedged item <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:557.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">affects profit or loss. When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:567.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cumulative gain or loss existing in equity at that time remains in equity and is recognised in the income statement when the forecast <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:577.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transaction is ultimately recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:587.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gain or loss that was reported in equity is immediately transferred to the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:600.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(G)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Offset<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:611.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets and liabilities are offset and the net amount reported in the balance sheet when there is a legally enforceable right of offset <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:621.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and there is an intention to settle on a net basis, or realise the asset and settle the liability simultaneously. Cash collateral on exchange <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:631.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">traded derivative transactions is presented gross unless the collateral cash flows are always settled net with the derivative cash flows. In <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:641.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">certain situations, even though master netting agreements exist, the lack of management intention to settle on a net basis results in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:651.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets and liabilities being reported gross on the balance sheet.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:665.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(H)<span style="display:inline-block;height:7.2pt;width:1.95pt"></span></span><span style="left:63.78pt;position:var(--position)">Impairment of financial assets<span style="display:inline-block;height:7.2pt"></span></span><span id="i028bdc6229b248d1a63c032ba1f9f84c_70992"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impairment charge in the income statement reflects the change in expected credit losses, including those arising from fraud. Expected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:686.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses are recognised for loans and advances to customers and banks, other financial assets held at amortised cost, financial assets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(other than equity investments) measured at fair value through other comprehensive income, and certain loan commitments and financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:706.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantee contracts. Expected credit losses are calculated as an unbiased and probability-weighted estimate using an appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:716.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">probability of default, adjusted to take into account a range of possible future economic scenarios, and applying this to the estimated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:726.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposure of the Group at the point of default after taking into account the value of any collateral held, repayments, or other mitigants of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:736.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss and including the impact of discounting using the effective interest rate.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At initial recognition, allowance (or provision in the case of some loan commitments and financial guarantees) is made for expected credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses resulting from default events that are possible within the next 12 months (12-month expected credit losses). In the event of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant increase in credit risk since origination, allowance (or provision) is made for expected credit losses resulting from all possible <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">default events over the expected life of the financial instrument (lifetime expected credit losses). Financial assets where 12-month <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses are recognised are considered to be Stage 1; financial assets which are considered to have experienced a significant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">increase in credit risk since initial recognition are in Stage 2; and financial assets which have defaulted or are otherwise considered to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit-impaired are allocated to Stage 3. Some Stage 3 assets,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> mainly in Commercial Banking,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:376.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> are subject to individual rather than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collective assessment. Such cases are subject to a risk-based impairment sanctioning process, and these are reviewed and updated at least <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarterly, or more frequently if there is a significant change in the credit profile. The collective assessment of impairment aggregates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial instruments with similar risk characteristics, such as whether the facility is revolving in nature or secured and the type of security <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">held against financial assets.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:204.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An assessment of whether credit risk has increased significantly since initial recognition considers the change in the risk of default occurring <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:214.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">over the remaining expected life of the financial instrument. In determining whether there has been a significant increase in credit risk, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:224.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group uses quantitative tests based on relative and absolute probability of default (PD) movements linked to internal credit ratings <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:234.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">together with qualitative indicators such as watchlists and other indicators of historical delinquency, credit weakness or financial difficulty. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:244.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The use of internal credit ratings and qualitative indicators ensures alignment between the assessment of staging and the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:254.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">management of credit risk which utilises these internal metrics within distinct retail and commercial portfolio risk management practices. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:264.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">However, unless identified at an earlier stage, the credit risk of financial assets is deemed to have increased significantly when more than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:274.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30 days past due. The use of a payment holiday in and of itself has not been judged to indicate a significant increase in credit risk, with the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:284.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying long-term credit risk deemed to be driven by economic conditions and captured through the use of forward-looking models. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:294.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These portfolio-level models are capturing the anticipated volume of increased defaults and therefore an appropriate assessment of staging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:304.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and expected credit loss. Where the credit risk subsequently improves such that it no longer represents a significant increase in credit risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:314.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">since initial recognition, the asset is transferred back to Stage 1.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:328.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets are transferred to Stage 3 when they have defaulted or are otherwise considered to be credit-impaired. Default is considered to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:338.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have occurred when there is evidence that the customer is experiencing financial difficulty which is likely to affect significantly the ability to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:348.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repay the amount due. IFRS 9 contains a rebuttable presumption that default occurs no later than when a payment is 90 days past due <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:358.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the Group uses for all its products. In addition, other indicators of mortgage default are added including end-of-term payments on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:368.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">past due interest-only accounts and loans considered non-performing due to recent arrears or forbearance. The use of payment holidays is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not considered to be an automatic trigger of regulatory default and therefore does not automatically trigger Stage 3. Days past due will also <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not accumulate on any accounts that have taken a payment holiday including those already past due.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:401.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In certain circumstances, the Group will renegotiate the original terms of a customer’s loan, either as part of an ongoing customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:411.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationship or in response to adverse changes in the circumstances of the borrower. In the latter circumstances, the loan will remain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:421.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">classified as either Stage 2 or Stage 3 until the credit risk has improved such that it no longer represents a significant increase since <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:431.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">origination (for a return to Stage 1), or the loan is no longer credit-impaired (for a return to Stage 2). On renegotiation the gross carrying <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:441.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount of the loan is recalculated as the present value of the renegotiated or modified contractual cash flows, which are discounted at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">original effective interest rate. Renegotiation may also lead to the loan and associated allowance being derecognised and a new loan being <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised initially at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:475.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchased or originated credit-impaired financial assets (POCI) include financial assets that are purchased or originated at a deep discount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:485.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that reflects incurred credit losses. At initial recognition, POCI assets do not carry an impairment allowance; instead, lifetime expected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:495.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses are incorporated into the calculation of the effective interest rate. All changes in lifetime expected credit losses subsequent to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:505.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the assets’ initial recognition are recognised as an impairment charge.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:518.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A loan or advance is normally written off, either partially or in full, against the related allowance when the proceeds from realising any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:528.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">available security have been received or there is no realistic prospect of recovery and the amount of the loss has been determined. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:538.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subsequent recoveries of amounts previously written off decrease the amount of impairment losses recorded in the income statement. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:548.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For both secured and unsecured retail balances, the write-off takes place only once an extensive set of collections processes has been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">completed, or the status of the account reaches a point where policy dictates that continuing attempts to recover are no longer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:568.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appropriate. For commercial lending, a write-off occurs if the loan facility with the customer is restructured, the asset is under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:578.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">administration and the only monies that can be received are the amounts estimated by the administrator, the underlying assets are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disposed and a decision is made that no further settlement monies will be received, or external evidence (for example, third party <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">valuations) is available that there has been an irreversible decline in expected cash flows.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:612.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(I)<span style="display:inline-block;height:7.2pt;width:6pt"></span></span><span style="left:49.61pt;position:var(--position)">Property, plant and equipment<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:623.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment (other than investment property) is recognised on the balance sheet at cost less accumulated depreciation. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:633.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">The value of land (included in premises) is not depreciated. Depreciation on other assets is calculated using the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:433.35999999999996pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">straight-line method<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:507.28999999999996pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:643.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">allocate the difference between the cost and the residual value over their estimated useful lives, as follows: the shorter of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.76pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">50 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:653.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">remaining period of the lease for freehold/long and short leasehold premises; the shorter of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:362.4pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">10 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:390.82pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> and, if lease renewal is not likely, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:663.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">remaining period of the lease for leasehold improvements; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.92000000000002pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.77pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:262.61pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.49pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">20 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:294.63pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> for fixtures and furnishings; and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:411.39pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:415.78pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.5pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">8 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> for other equipment and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:673.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">motor vehicles.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:687.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets’ residual values and useful lives are reviewed and, if appropriate, revised at each balance sheet date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:700.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:710.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recoverable. In assessing the recoverable amount of assets the Group considers the effects of potential or actual changes in legislation, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:720.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customer behaviour, climate-related risks and other factors on the asset’s cash-generating unit (CGU). In the event that an asset’s CGU <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:730.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">carrying amount is determined to be greater than its recoverable amount the asset is written down immediately.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:744.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property comprises freehold and long leasehold land and buildings that are held either to earn rental income or for capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:754.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accretion or both<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:98.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. Investment property is carried at fair value based on current prices for similar properties, adjusted for the specific <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">characteristics of the property (such as location or condition). If this information is not available, the Group uses alternative valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods such as discounted cash flow projections or recent prices in less active markets. These valuations are reviewed at least annually by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:784.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">independent professionally qualified valuers. Investment property being redeveloped for continuing use as investment property, or for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:794.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the market has become less active, continues to be valued at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(J)<span style="display:inline-block;height:7.2pt;width:5.96pt"></span></span><span style="left:63.78pt;position:var(--position)">Leases<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Under IFRS 16, a lessor is required to determine if a lease is a finance or operating lease. A lessee is not required to make this determination.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:115.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">As lessor<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:126.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets leased to customers are classified as finance leases if the lease agreements transfer substantially all of the risks and rewards of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ownership to the lessee but not necessarily legal title. All other leases are classified as operating leases. When assets are subject to finance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">leases, the present value of the lease payments, together with any unguaranteed residual value, is recognised as a receivable, net of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowances for expected credit losses and residual value impairment, within loans and advances to banks and customers. The difference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:166.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between the gross receivable and the present value of the receivable is recognised as unearned finance lease income. Finance lease income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:176.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is recognised in interest income over the term of the lease using the net investment method (before tax) so as to give a constant rate of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:186.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">return on the net investment in the lease. Unguaranteed residual values are reviewed regularly to identify any impairment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease assets are included within other assets at cost and depreciated over their estimated useful lives. The depreciation charge is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">based on the asset’s residual value and the life of the lease. Operating lease rental income is recognised on a straight-line basis over the life <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:220.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the lease.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:233.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group evaluates non-lease arrangements such as outsourcing and similar contracts to determine if they contain a lease which is then <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:243.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounted for separately.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:257.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">As lessee<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:268.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Leases are recognised as a right-of-use asset and a corresponding liability at the date at which the leased asset is available for use by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:278.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group. Assets and liabilities arising from a lease are initially measured on a present value basis. The lease payments are discounted using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rate implicit in the lease, if that rate can be determined, or the Group’s incremental borrowing rate appropriate for the right-of-use <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset arising from the lease, and the liability recognised within other liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:311.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease payments are allocated between the liability and finance cost. The finance cost is charged to profit or loss over the lease period so as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:321.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The right-of-use asset is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:331.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">depreciated over the shorter of the asset’s useful life and the lease term on a straight-line basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:345.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Payments associated with short-term leases and leases of low-value assets are recognised on a straight-line basis as an expense in profit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:355.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss. Short-term leases are leases with a lease term of 12 months or less. Low-value assets comprise IT equipment and small items of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:365.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">office furniture.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:379.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(K)<span style="display:inline-block;height:7.2pt;width:2.39pt"></span></span><span style="left:63.78pt;position:var(--position)">Employee benefits<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:390.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short-term employee benefits, such as salaries, paid absences, performance-based cash awards and social security costs, are recognised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">over the period in which the employees provide the related services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:413.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Pension schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:424.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group operates a number of post-retirement benefit schemes for its employees including both defined benefit and defined <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:434.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contribution pension plans. A defined benefit scheme is a pension plan that defines an amount of pension benefit that an employee will <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">receive on retirement, dependent on one or more factors such as age, years of pensionable service and pensionable salary. A defined <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contribution plan is a pension plan into which the Group pays fixed contributions; there is no legal or constructive obligation to pay further <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contributions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:478.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(i)<span style="display:inline-block;height:7.2pt;width:6.93pt"></span></span><span style="left:63.78pt;position:var(--position)">Defined benefit schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scheme assets are included at their fair value and scheme liabilities are measured on an actuarial basis using the projected unit credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">method. The defined benefit scheme liabilities are discounted using rates equivalent to the market yields at the balance sheet date on high <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quality corporate bonds that are denominated in the currency in which the benefits will be paid, and that have terms to maturity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximating to the terms of the related pension liability. The Group’s income statement charge includes the current service cost of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">providing pension benefits, past service costs, net interest expense (income), and plan administration costs that are not deducted from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">return on plan assets. Past service costs, which represents the change in the present value of the defined benefit obligation resulting from a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plan amendment or curtailment, are recognised when the plan amendment or curtailment occurs. Net interest expense (income) is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">calculated by applying the discount rate at the beginning of the period to the net defined benefit liability or asset.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements, comprising actuarial gains and losses, the return on plan assets (excluding amounts included in net interest expense <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(income) and net of the cost of managing the plan assets), and the effect of changes to the asset ceiling (if applicable) are reflected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately in the balance sheet with a charge or credit recognised in other comprehensive income in the period in which they occur. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:602.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements recognised in other comprehensive income are reflected immediately in retained profits and will not subsequently be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:612.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reclassified to profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s balance sheet includes the net surplus or deficit, being the difference between the fair value of scheme assets and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discounted value of scheme liabilities at the balance sheet date. Surpluses are only recognised to the extent that they are recoverable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through reduced contributions in the future or through refunds from the schemes. In assessing whether a surplus is recoverable, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:656.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">considers (i) its current right to obtain a refund or a reduction in future contributions and (ii) the rights of other parties existing at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet date. In determining the rights of third parties existing at the balance sheet date, the Group does not anticipate any future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">acts by other parties. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:690.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(ii)<span style="display:inline-block;height:7.2pt;width:4.73pt"></span></span><span style="left:63.78pt;position:var(--position)">Defined contribution schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The costs of the Group’s defined contribution plans are charged to the income statement in the period in which they fall due.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">Share-based compensation<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Group operates a number of equity-settled, share-based compensation plans in respect of services received from certain of its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">employees. The value of the employee services received in exchange for equity instruments granted under these plans is recognised as an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expense over the vesting period of the instruments, with a corresponding increase in equity. This expense is determined by reference to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value of the number of equity instruments that are expected to vest. The fair value of equity instruments granted is based on market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prices, if available, at the date of grant. In the absence of market prices, the fair value of the instruments at the date of grant is estimated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using an appropriate valuation technique, such as a Black-Scholes option pricing model or a Monte Carlo simulation. The determination of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair values excludes the impact of any non-market vesting conditions, which are included in the assumptions used to estimate the number <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options that are expected to vest. At each balance sheet date, this estimate is reassessed and if necessary revised. Any revision of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:181.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">original estimate is recognised in the income statement, together with a corresponding adjustment to equity. Cancellations by employees <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:191.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of contributions to the Group’s Save As You Earn plans are treated as non-vesting conditions and the Group recognises, in the year of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cancellation, the amount of the expense that would have otherwise been recognised over the remainder of the vesting period. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modifications are assessed at the date of modification and any incremental charges are charged to the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:225.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(L)<span style="display:inline-block;height:7.2pt;width:3.93pt"></span></span><span style="left:49.61pt;position:var(--position)">Taxation<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:236.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense comprises current and deferred tax. Current and deferred tax are charged or credited in the income statement except to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:246.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">extent that the tax arises from a transaction or event which is recognised, in the same or a different period, outside the income statement <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(either in other comprehensive income, directly in equity, or through a business combination), in which case the tax appears in the same <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement as the transaction that gave rise to it. The tax consequences of the Group’s dividend payments (including distributions on other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity instruments), if any, are charged or credited to the statement in which the profit distributed originally arose.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax is the amount of corporate income taxes expected to be payable or recoverable based on the profit for the period as adjusted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for items that are not taxable or not deductible, and is calculated using tax rates and laws that were enacted or substantively enacted at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:310.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance sheet date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax includes amounts provided in respect of uncertain tax positions when management expects that, upon examination of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uncertainty by His Majesty’s Revenue and Customs (HMRC) or other relevant tax authority, it is more likely than not that an economic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:343.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">outflow will occur. Provisions reflect management’s best estimate of the ultimate liability based on their interpretation of tax law, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">precedent and guidance, informed by external tax advice as necessary. Changes in facts and circumstances underlying these provisions are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassessed at each balance sheet date, and the provisions are remeasured as required to reflect current information.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:377.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the Group’s long-term insurance businesses, the tax expense is analysed between tax that is payable in respect of policyholders’ returns <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and tax that is payable on the shareholders’ returns. This allocation is based on an assessment of the rates of tax which will be applied to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the returns under the current UK tax rules.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet. Deferred tax is calculated using tax rates and laws that have been enacted or substantively enacted at the balance sheet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:430.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date, and which are expected to apply when the related deferred tax asset is realised or the deferred tax liability is settled.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities are generally recognised for all taxable temporary differences but not recognised for taxable temporary differences <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">arising on investments in subsidiaries where the reversal of the temporary difference can be controlled and it is probable that the difference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will not reverse in the foreseeable future. Deferred tax liabilities are not recognised on temporary differences that arise from goodwill which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is not deductible for tax purposes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:488.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets are recognised to the extent it is probable that taxable profits will be available against which the deductible temporary <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:498.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences can be utilised, and are reviewed at each balance sheet date and reduced to the extent that it is no longer probable that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:508.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sufficient taxable profits will be available to allow all or part of the asset to be recovered.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:521.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets and liabilities are not recognised in respect of temporary differences that arise on initial recognition of assets and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:531.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities acquired other than in a business combination, or where at the time of the transaction they give rise to equal taxable and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:541.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deductible temporary differences. Deferred tax is not discounted. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:555.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has applied the exception to recognising and disclosing information about deferred tax assets and liabilities related to Pillar 2 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:565.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income taxes currently required by IAS 12 Income Taxes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:578.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(M)<span style="display:inline-block;height:7.2pt;width:0.81pt"></span></span><span style="left:49.61pt;position:var(--position)">Insurance<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:589.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group undertakes both life insurance and general insurance business. Insurance and participating investment contracts, and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:599.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reinsurance contracts issued and held, are accounted for under IFRS 17 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:294.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance Contracts<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.97999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:613.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Products sold by the life insurance business are classified into three categories:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contracts are contracts that transfer significant insurance risk and may also transfer financial risk. The Group defines <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant insurance risk as the possibility of having to pay benefits on the occurrence of an insured event which are significantly higher <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">than the benefits payable if the insured event were not to occur. Once a contract has been classified as an insurance contract, it remains <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:654.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an insurance contract until all obligations are extinguished unless that contract is derecognised due to a contract modification. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:664.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts are classified as either direct participating contracts or contracts without direct participation features. Contracts without <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:674.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">direct participation features are accounted for using the general measurement model (GMM) for life contracts or the premium <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:684.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allocation approach (PAA) for general insurance contracts. Direct participating contracts are contracts for which, at inception, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:694.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual terms specify the policyholders participate in a clearly identified pool of underlying items. Under the terms of these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:704.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts the policyholders are entitled to a substantial share of the returns and change in fair value of the underlying items. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:714.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts are accounted for under the variable fee approach (VFA)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:724.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Participating investment contracts are investment contracts that contain a discretionary participation feature (DPF). They do not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:734.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transfer significant insurance risk, but contain a contractual right to receive, as a supplement to an amount not subject to the discretion <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:744.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the Group, additional amounts that are expected to be a significant portion of the total contractual benefits. The timing or amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:754.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of these additional amounts are at the discretion of the Group and are contractually based on the returns on a specified pool of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts or type of contract, returns on a specified pool of assets held by the Group or profit or loss of a fund<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For certain insurance and investment contracts, the contract can be partly invested in units which contain a DPF and partly in units <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">without. In these circumstances, where the contract also contains features that transfer significant insurance risk, they are classified as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance contracts. Where this is not the case, and the discretionary cash flows are expected to be a significant portion of the total <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual benefits, they are classified as participating investment contracts. Where the discretionary cash flows are not expected to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be a significant portion of the total contractual benefits, they are classified as financial instruments. An investment component is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">defined as the amount that an insurance contract requires the entity to repay to a policyholder in all circumstances, regardless of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">whether an insured event occurs. The investment component of the insurance and participating investment contract is non-distinct and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is not separated. The Group applies judgement to determine the investment component for each contract considering the extent to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which insurance and investment components are highly interrelated or not applying factors such as: whether the policyholder is able to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">benefit from one component unless the other component is present; and whether the value of the investment component is dependent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on the timing of the insured event. The value of the non-distinct investment component is determined on the following bases: for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediate annuities, full claim amount when within the guaranteed period; for unit-linked and With-Profits contracts, policyholder’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">account value<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:224.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The general insurance business issues only insurance contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:238.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Life insurance business<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:249.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recognition<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:260.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group aggregates insurance and participating investment contracts into portfolios of contracts subject to similar risks and managed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:270.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">together. Each portfolio of insurance contracts is divided into annual cohorts (by year of issue). Annual cohorts are divided into groups of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:280.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance and participating investment contracts based on profitability expectations at initial recognition. The directly attributable costs of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">selling, underwriting and starting a group of insurance and participating investment contracts are allocated to the group of insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts using a systematic and rational method.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On initial recognition, a group of insurance and participating investment contracts is measured as the total of the fulfilment cash flows and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the contractual service margin (CSM). The measurement includes all future cash flows that are within the contract boundary of each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract in the group. The fulfilment cash flows comprise unbiased and probability-weighted estimates of future cash flows, discounted to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:343.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">present value to reflect the time value of money and financial risks, plus an explicit risk adjustment for non-financial risk. The discount rate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">applied reflects the time value of money, the characteristics of the cash flows, the liquidity characteristics of the insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts and, where appropriate, is consistent with observable current market prices. The risk adjustment for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:373.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">non-financial risk for a group of insurance and participating investment contracts is the compensation required for bearing the uncertainty <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:383.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">about the amount and timing of the cash flows that arises from non-financial risk. Diversification benefit is calculated based on Group level <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">diversification of risks. To determine the risk adjustments for non-financial risk for reinsurance contracts, the Group applies these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">techniques both gross and net of excess of loss reinsurance and derives the amount of risk being transferred to the reinsurer as the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">difference between the two results. The CSM of a group of insurance and participating investment contracts represents the unearned profit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:423.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that the Group expects to recognise as it provides insurance contract services under those contracts in the future. The Group's policy is to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:433.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">include all insurance finance income and expenses in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.84000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:447.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract boundaries<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:458.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The measurement of a group of contracts includes all future cash flows within the boundary of each contract in the group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:471.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows are within the contract boundary: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For an insurance contract, if arising from substantive rights and obligations that exist during the reporting period in which the Group can <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">compel the policyholder to pay premiums or has a substantive obligation to provide insurance contract services <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For a participating investment contract, if resulting from a substantive obligation of the Group to deliver cash at a present or future date<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:516.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A substantive obligation to provide insurance contract services ends when the Group has the practical ability to reassess the risks of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:526.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">particular policyholder, and can set a price or level of benefits that fully reflects those reassessed risks; or the Group has the practical ability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to reassess the risks of the portfolio that contains the contract and can set a price or level of benefits that fully reflects the risks of that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:546.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolio, and the pricing of the premiums up to the reassessment date does not take into account risks that relate to periods after the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassessment date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:570.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For certain unitised With-Profits and unit-linked policies, a guaranteed minimum pension is payable at a vesting date. For certain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">conventional With-Profits pensions, policyholders have the option to convert to an annuity on guaranteed terms. There is no contract <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:590.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">boundary at the vesting date of these policies; the pre and post vesting date phases are treated as a single insurance contract.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:603.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The contract boundary of each group is reassessed at the end of each reporting period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:617.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Measurement<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:628.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount of a group of insurance and participating investment contracts at each reporting date is the sum of the liability for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:638.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage (LRC) and the liability for incurred claims (LIC). The LRC comprises the fulfilment cash flows that relate to services that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:648.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will be provided under the contracts in future periods and any remaining CSM at that date. The LIC includes the fulfilment cash flows for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred claims and expenses that have not yet been paid, including claims that have been incurred but not yet reported. The fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows of groups of insurance and participating investment contracts are measured at the reporting date using current estimates of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:678.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future cash flows, current discount rates and current estimates of the risk adjustment for non-financial risk. Changes in fulfilment cash flows <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are recognised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes related to future service are adjusted against the CSM unless the group is onerous in which case such changes are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the insurance service result in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes related to past or current service are recognised in the insurance service result in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The effects of the time value of money and financial risk are recognised as net finance income or expense from insurance, participating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment and reinsurance contracts in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:752.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount of the CSM is remeasured at the end of each reporting period. For contracts measured under the GMM, interest is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:762.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accreted on the carrying amount of the CSM using the discount rate curve determined at the date of initial recognition of the group of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:772.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts. The CSM is also adjusted for the changes in fulfilment cash flows relating to future service at the locked-in discount rates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:782.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined at initial recognition, unless the increases in fulfilment cash flows cause a group of contracts to become onerous or decreases in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:792.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fulfilment cash flows are allocated to the loss component of the liability for remaining coverage.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the Group’s With-Profits and unit-linked insurance and participating investment contracts are direct participating contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under which the Group’s obligation to the policyholder is the payment of an amount equal to the fair value of the underlying items, less a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">variable fee. On subsequent remeasurement of a group of direct participating contracts (measured under VFA), changes to the fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows, discounted at current rates, reflecting changes in the obligation to pay the policyholder an amount equal to the fair value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying items are recognised in the income statement, within net finance income or expense from insurance, participating investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and reinsurance contracts. The CSM is adjusted for changes in the amount of the Group’s share of the fair value of the underlying items, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which relate to future services, except where such changes result in recognition or reversal of the loss component for onerous groups, or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where the Group applies the risk mitigation option. For certain contracts with direct participation features, the Group mitigates financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risks using equity and currency hedges. The Group does not adjust the CSM for changes in the fulfilment cash flows and/or entity’s share of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the underlying items that reflect some of the changes in the effect of time value of money and financial risk. These amounts are instead <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reflected in profit or loss. The CSM is also adjusted for those fulfilment cash flows that do not vary based on the returns on underlying items <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that relate to future service (including the effect of time value of money and financial risks not arising from underlying items, such as the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impact of minimum return guarantees), except where such changes result in recognition or reversal of the loss component for onerous <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:220.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">groups. Changes in fulfilment cash flows relating to future service adjust the CSM using current discount rates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:234.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For contracts measured under the GMM or VFA at the end of each reporting period the appropriate proportion of the CSM is recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:244.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income statement to reflect the amount of profit related to the insurance contract services provided in the period. This is calculated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:254.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using coverage units, a measure used to determine the allocation of the CSM over the remaining coverage periods. The number of coverage <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:264.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">units in a group is the quantity of insurance contract services provided by the contracts in the group, determined by considering for each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:274.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract the quantity of the benefits provided and its expected coverage period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:288.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:299.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group derecognises an insurance and participating investment contract when it is extinguished (that is, when the obligation specified <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:309.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the contract expires or is discharged or cancelled) or if its terms are modified in a way that would have changed the accounting for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:319.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract significantly had the new terms always existed.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">If a contract is derecognised, then the fulfilment cash flows of the group are adjusted to eliminate the present value of the future cash flows <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and risk adjustment of the contract derecognised from the group, and the CSM of the group is adjusted for the change in fulfilment cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows, except where such changes are allocated to the loss component.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:366.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">If a contract is derecognised because its terms are modified, then the CSM of the existing group is also adjusted for the premium that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:376.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">would have been charged had the Group entered into a contract with the new contract’s terms at the date of modification, less any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">additional premium charged for the modification. A new modified contract is recognised assuming the Group received the premium that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:396.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">would have been charged had the Group entered into a contract with the new contract’s terms at the date of the modification.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:409.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the adjustments to CSM result in the CSM being reduced to nil, any further adjustments are recognised in the income statement in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:419.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance service expense.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:433.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">General insurance contracts<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance contracts issued by the Group are presented on the balance sheet within liabilities arising from insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts. The Group applies the PAA to the measurement of general insurance contracts, which either have a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">coverage period of each contract in the group of one year or less or have an annual re-pricing option. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:478.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For a group of general insurance contracts that is not onerous at initial recognition, the Group measures the LRC as any premium received <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:488.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at initial recognition, less any insurance acquisition cash flows at that date, plus any other asset or liability previously recognised for cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:498.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows related to the group of contracts that the Group pays or receives before the group of insurance contracts is recognised.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:511.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group estimates the LIC using the methodology described in the Measurement section for life insurance contracts above.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where, during the coverage period, facts and circumstances indicate that a group of insurance contracts is onerous, the Group recognises a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss in the income statement for the net outflow, resulting in the carrying amount of the liability for the group being equal to the fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows. A loss component is established by the Group within the LRC for such onerous group. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On subsequent measurement, the Group measures the carrying amount of the LRC at the end of each reporting period as the LRC at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:568.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">beginning of the period plus premiums received in the period, less insurance acquisition cash flows, plus any amounts relating to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:578.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortisation of the insurance acquisition cash flows recognised as an expense in the reporting period for the group, less the amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised as insurance revenue for the services provided in the period. For onerous groups, the LRC is also adjusted for the remeasurement <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the loss component.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:612.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:623.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(i)<span style="display:inline-block;height:7.2pt;width:6.93pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance contracts issued<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts issued by the Group (where insurance risk is transferred to the Group) are accounted for under the GMM <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as insurance contracts. These contracts are presented within other assets or liabilities arising from insurance and participating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:654.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:668.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(ii)<span style="display:inline-block;height:7.2pt;width:4.73pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance contracts held<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The classification of contracts entered into by the Group with reinsurers under which the Group is compensated for amounts payable on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:689.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one or more other contracts issued by the Group is dependent on whether the contract with the reinsurer transfers significant insurance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk to the reinsurer. Where the reinsurance contract transfers significant insurance risk (reinsurance contracts held), it is accounted for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the GMM, as modified for reinsurance contracts held. The Group adjusts the CSM of the group to which a reinsurance contract held <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">belongs and as a result recognises income, when it recognises a loss on initial recognition of onerous underlying contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts that do not transfer significant insurance risk to the reinsurer are recognised within financial assets at fair value through profit or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss as they are within a portfolio of financial assets that is managed, and whose performance is evaluated, on a fair value basis. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:752.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts, while legally reinsurance contracts, do not meet the definition of a reinsurance contract under IFRS Accounting Standards. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:762.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment returns (including movements in fair value and investment income) allocated to these contracts are recognised on the face of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:772.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income statement within net trading income.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(4)<span style="display:inline-block;height:7.2pt;width:3.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Non-participating investment contracts<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s non-participating investment contracts are primarily unit-linked. These contracts are accounted for under IFRS 9 as financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities whose value is contractually linked to the fair values of financial assets within the Group’s unitised investment funds. The value of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the unit-linked financial liabilities is determined using current unit prices multiplied by the number of units attributed to the contract <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">holders at the balance sheet date. Their value is never less than the amount payable on surrender, discounted for the required notice period <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where applicable. Investment returns (including movements in fair value and investment income) allocated to those contracts are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in the income statement through change in non-participating investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits and withdrawals are not accounted for through the income statement but are accounted for directly in the balance sheet as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments to the non-participating investment contract liability.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:189.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group receives investment management fees in the form of an initial adjustment or charge to the amount invested. These fees are in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">respect of services rendered in conjunction with the issue and management of investment contracts where the Group actively manages the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consideration received from its customers to fund a return that is based on the investment profile that the customer selected on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:219.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">origination of the contract. These services comprise an indeterminate number of acts over the lives of the individual contracts and, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">therefore, the Group defers these fees and recognises them over the estimated lives of the contracts, in line with the provision of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:239.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment management services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Costs which are directly attributable and incremental to securing new non-participating investment contracts are deferred. This asset is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsequently amortised over the period of the provision of investment management services and its recoverability is reviewed in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">circumstances where its carrying amount may not be recoverable. If the asset is greater than its recoverable amount it is written down <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately through fee and commission expense in the income statement. All other costs are recognised as expenses when incurred.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(N)<span style="display:inline-block;height:7.2pt;width:2.07pt"></span></span><span style="left:63.78pt;position:var(--position)">Foreign currency translation<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:307.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Items included in the financial statements of each of the Group’s entities are measured using the currency of the primary economic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:317.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">environment in which the entity operates (the functional currency). Foreign currency transactions are translated into the appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:327.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">functional currency using the exchange rates prevailing at the dates of the transactions. Foreign exchange gains and losses resulting from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:337.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the settlement of such transactions and from the translation at year end exchange rates of monetary assets and liabilities denominated in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">foreign currencies are recognised in the income statement, except when recognised in other comprehensive income as qualifying cash flow <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:357.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges. Non-monetary assets that are measured at fair value are translated using the exchange rate at the date that the fair value was <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:367.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined. Translation differences on equities and similar non-monetary items held at fair value through profit and loss are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:377.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss as part of the fair value gain or loss. Translation differences on non-monetary financial assets measured at fair value through <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income, such as equity shares, are included in the fair value reserve in equity unless the asset is a hedged item in a fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value hedge.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The results and financial position of all Group entities that have a functional currency different from the presentation currency are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">translated into the presentation currency as follows: the assets and liabilities of foreign operations, including goodwill and fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:430.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments arising on the acquisition of a foreign entity, are translated into sterling at foreign exchange rates ruling at the balance sheet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:440.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date; and the income and expenses of foreign operations are translated into sterling at average exchange rates unless these do not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximate to the foreign exchange rates ruling at the dates of the transactions, in which case income and expenses are translated at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">dates of the transactions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange differences arising on the translation of a foreign operation are recognised in other comprehensive income and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accumulated in a separate component of equity<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:225.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> together with exchange differences arising from the translation of borrowings and other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:494.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">currency instruments designated as hedges of such investments<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:281.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. On disposal or liquidation of a foreign operation, the cumulative amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:504.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of exchange differences relating to that foreign operation is reclassified from equity and included in determining the profit or loss arising on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:514.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disposal or liquidation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:528.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(O)<span style="display:inline-block;height:7.2pt;width:1.4pt"></span></span><span style="left:63.78pt;position:var(--position)">Provisions and contingent liabilities<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions are recognised in respect of present obligations arising from past events where it is probable that outflows of resources will be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">required to settle the obligations and they can be reliably estimated.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contingent liabilities are possible obligations whose existence depends on the outcome of uncertain future events or those present <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">obligations where the outflows of resources are uncertain or cannot be measured reliably. Contingent liabilities are not recognised in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial statements but are disclosed unless they are remote.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:596.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provision is made for expected credit losses in respect of irrevocable undrawn loan commitments and financial guarantee contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:606.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(see (H) above).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:619.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(P)<span style="display:inline-block;height:7.2pt;width:3.26pt"></span></span><span style="left:63.78pt;position:var(--position)">Share capital<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Incremental costs directly attributable to the issue of new shares or options or to the acquisition of a business are shown in equity as a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deduction, net of tax, from the proceeds. Dividends paid on the Group’s ordinary shares are recognised as a reduction in equity in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">period in which they are paid.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:664.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the Company or any member of the Group purchases the Company’s share capital, the consideration paid is deducted from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:674.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shareholders’ equity as treasury shares until they are cancelled; if these shares are subsequently sold or reissued, any consideration received <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:684.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is included in shareholders’ equity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:698.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(Q)<span style="display:inline-block;height:7.2pt;width:1.43pt"></span></span><span style="left:63.78pt;position:var(--position)">Cash and cash equivalents<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the purposes of the cash flow statement, cash and cash equivalents comprise cash and non-mandatory deposits held with central <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">banks, mandatory deposits held with central banks in demand accounts and amounts due from banks with an original maturity of less than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three months that are available to finance the Group’s day-to-day operations.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets, liabilities and results of Group undertakings (including structured entities) are included in the financial statements on the basis <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:511.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of accounts made up to the reporting date. Group undertakings include subsidiaries, associates and joint ventures.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Details of the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:521.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiaries and related undertakings are given on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:218.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:242.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_916" style="color:inherit;text-decoration:inherit;z-index:1">313</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:254.92000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:266.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i4ab22b85c6014c18a6e3e63627259d24_6556" style="color:inherit;text-decoration:inherit;z-index:1">323</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:281.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subsidiaries are entities controlled by the Group. The Group controls an entity when it has power over the entity, is exposed to, or has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rights to, variable returns from its involvement with the entity, and has the ability to affect those returns through the exercise of its power. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:555.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This generally accompanies a shareholding of more than one half of the voting rights although in certain circumstances a holding of less <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:565.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">than one half of the voting rights may still result in the ability of the Group to exercise control. The existence and effect of potential voting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:575.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rights that are currently exercisable or convertible are considered when assessing whether the Group controls another entity. The Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:585.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassesses whether or not it controls an entity if facts and circumstances indicate that there have been changes to any of the above <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">elements. Subsidiaries are fully consolidated from the date on which control is transferred to the Group; they are deconsolidated from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:605.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date that control ceases.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:619.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group consolidates collective investment vehicles if its beneficial ownership interests give it substantive rights to remove the external <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:629.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fund manager of the investment activities of the fund. Where a subsidiary of the Group is the fund manager of a collective investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:639.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">vehicle, the Group considers a number of factors in determining whether it acts as principal, and therefore controls the collective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:649.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment vehicle, including: an assessment of the scope of the Group’s decision-making authority over the investment vehicle; the rights <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:659.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">held by other parties including substantive removal rights without cause over the Group acting as fund manager; the remuneration to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:669.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the Group is entitled in its capacity as decision-maker; and the Group’s exposure to variable returns from the beneficial interest that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">it holds in the investment vehicle. Consolidation may be appropriate in circumstances where the Group has less than a majority beneficial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:689.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest. Where a collective investment vehicle is consolidated, the interests of parties other than the Group are reported in other liabilities <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the movement in those interests is reported within net finance expense arising from insurance and investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Structured entities are entities that are designed so that their activities are not governed by way of voting rights. In assessing whether the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:722.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group has power over such entities in which it has an interest, the Group considers factors such as the purpose and design of the entity; its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">practical ability to direct the relevant activities of the entity; the nature of the relationship with the entity; and the size of its exposure to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the variability of returns of the entity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:756.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The treatment of transactions with non-controlling interests depends on whether, as a result of the transaction, the Group loses control of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:766.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the subsidiary. Changes in the parent’s ownership interest in a subsidiary that do not result in a loss of control are accounted for as equity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:776.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transactions; any difference between the amount by which the non-controlling interests are adjusted and the fair value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:786.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consideration paid or received is recognised directly in equity and attributed to the owners of the parent entity. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the Group loses control of the subsidiary, at the date when control is lost the amount of any non-controlling interest in that former <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiary is derecognised and any investment retained in the former subsidiary is remeasured to its fair value; the gain or loss that is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in profit or loss on the partial disposal of the subsidiary includes the gain or loss on the remeasurement of the retained interest.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intercompany transactions, balances and unrealised gains and losses on transactions between Group companies are eliminated.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:138.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The acquisition method of accounting is used to account for business combinations by the Group. The consideration for the acquisition of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:148.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsidiary is the fair value of the assets transferred, the liabilities incurred and the equity interests issued by the Group. The consideration <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:158.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">includes the fair value of any asset or liability resulting from a contingent consideration arrangement. Acquisition-related costs are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expensed as incurred except those relating to the issuance of debt instruments (see (E)(4) below) or share capital (see (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:486.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">P<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) below). <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Identifiable assets acquired and liabilities assumed in a business combination are measured initially at their fair value at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">acquisition date.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arises on business combinations and represents the excess of the cost of an acquisition over the fair value of the Group’s share of <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the identifiable assets, liabilities and contingent liabilities acquired. Where the fair value of the Group’s share of the identifiable assets, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities and contingent liabilities of the acquired entity is greater than the cost of acquisition, the excess is recognised immediately in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill is recognised as an asset at cost and is tested at least annually for impairment. For impairment testing, goodwill is allocated to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash-generating unit (CGU) or groups of CGUs that are expected to benefit from the business combination. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:444.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s CGUs are largely <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">product based for its Retail<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:148.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and Insurance businesses <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and client based for its Commercial Banking business. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:442.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An impairment loss is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised if the carrying amount of a CGU is determined to be greater than its recoverable amount. The recoverable amount of a CGU is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the higher of its fair value less costs to sell and its value in use. If an impairment loss is identified, the carrying value of the goodwill is written <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">down immediately through the income statement. This impairment loss cannot be reversed in a subsequent period. At the date of disposal <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of a subsidiary, the carrying value of attributable goodwill is included in the calculation of the profit or loss on disposal.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets which have been determined to have a finite useful life are amortised on a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:385.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">straight-line basis<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:449.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> over their estimated useful <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:350.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">life as follows: up to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">seven years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:165.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for capitalised software; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:258.09000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for brands and other intangible assets.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets with finite useful lives are reviewed at each reporting date to assess whether there is any indication that they are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impaired. If any such indication exists the recoverable amount of the asset is determined and in the event that the asset’s carrying amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is greater than its recoverable amount, it is written down immediately.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Certain brands have been determined to have an indefinite useful <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">life and are not amortised. Such intangible assets are assessed annually to determine whether the asset is impaired and to reconfirm that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an indefinite useful life remains appropriate. In the event that an indefinite life is inappropriate, a finite life is determined and a further <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impairment review is performed on the asset.<span style="display:inline-block;height:6.6pt"></span></span></div> P7Y P10Y P15Y <span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Net interest income<span style="display:inline-block;height:7.2pt"></span></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">Interest income and expense are recognised in the income statement using the effective interest method for all interest-bearing financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">instruments, except for those classified at fair value through profit or loss. The effective interest method is a method of calculating the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:470.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">amortised cost of a financial asset or liability and of allocating the interest income or interest expense over the expected life of the financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:480.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">instrument. The effective interest rate is the rate that exactly discounts the estimated future cash payments or receipts over the expected life <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:490.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">of the financial instrument to the gross carrying amount of the financial asset (before adjusting for expected credit losses) or to the amortised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:500.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">cost of the financial liability, including early redemption fees, other fees, and premiums and discounts that are an integral part of the overall <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:510.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">return. In the case of financial assets that are purchased or originated credit-impaired, the effective interest rate is the rate that discounts the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:520.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">estimated future cash flows to the amortised cost of the instrument. Direct incremental transaction costs related to the acquisition, issue or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:530.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">disposal of a financial instrument are also taken into account. Interest income from non-credit-impaired financial assets is recognised by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:540.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">applying the effective interest rate to the gross carrying amount of the asset; for credit-impaired financial assets, the effective interest rate is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:550.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">applied to the net carrying amount after deducting the allowance for expected credit losses. Impairment policies are set out in (H) below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:563.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">Fee and commission income and expense<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:574.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees and commissions receivable which are not an integral part of the effective interest rate are recognised as income as the Group fulfils <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:584.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">its performance obligations. The Group’s principal performance obligations arising from contracts with customers are in respect of value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">added current accounts, credit cards and debit cards. These fees are received, and the Group provides the service, monthly; the fees are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:604.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in income on this basis. The Group also receives certain fees in respect of its asset finance business where the performance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">obligations are typically fulfilled towards the end of the customer contract; these fees are recognised in income on this basis. Where it is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unlikely that the loan commitments will be drawn, loan commitment fees are recognised in fee and commission income over the life of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">facility, rather than as an adjustment to the effective interest rate for the lending expected to be drawn. Incremental costs incurred to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">generate fee and commission income are charged to fee and commission expense as they are incurred.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:658.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:63.78pt;position:var(--position)">Other<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:669.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividend income is recognised when the right to receive payment is established.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:682.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revenue recognition policies specific to trading income are set out in (E)(3) below<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:348.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> those relating to leases are set out in (J)(1) below<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:529.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:692.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those relating to life insurance and general insurance business are set out in (M) below.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On initial recognition, financial assets are classified as measured at amortised cost, fair value through other comprehensive income or fair <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:727.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through profit or loss, depending on the Group’s business model for managing those financial assets and whether the resultant cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:737.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows represent solely payments of principal and interest on principal outstanding. The Group assesses its business models at a portfolio <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:747.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">level based on its objectives for the relevant portfolio, how the performance of the portfolio is managed and reported, and the frequency <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:757.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of asset sales. Financial assets with embedded derivatives are considered in their entirety when considering their cash flow characteristics. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:767.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group reclassifies financial assets only when its business model for managing those assets changes. A reclassification will only take <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:777.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">place when the change is significant to the Group’s operations and will occur at a portfolio level and not for individual instruments; <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:787.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reclassifications are expected to be rare.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Equity investments are measured at fair value through profit or loss unless the Group elects at initial recognition to account for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments at fair value through other comprehensive income. For these instruments, principally strategic investments, dividends are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in profit or loss but fair value gains and losses are not subsequently reclassified to profit or loss following derecognition of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group initially recognises loans and advances, deposits, debt securities in issue and subordinated liabilities when the Group becomes a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">party to the contractual provisions of the instrument. Regular way purchases and sales of securities and other financial assets and trading <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities are recognised on trade date, being the date that the Group is committed to purchase or sell an asset.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets are derecognised when the contractual right to receive cash flows from those assets has expired or when the Group has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transferred its contractual right to receive the cash flows from the assets and either: substantially all of the risks and rewards of ownership <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have been transferred; or the Group has neither retained nor transferred substantially all of the risks and rewards, but has transferred <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">control.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.57000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are derecognised when the obligation is discharged, cancelled or expires.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:211.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial instruments measured at amortised cost<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets that are held to collect contractual cash flows where those cash flows represent solely payments of principal and interest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are measured at amortised cost. A basic lending arrangement results in contractual cash flows that are solely payments of principal and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest on the principal amount outstanding. Where the contractual cash flows introduce exposure to risks or volatility unrelated to a basic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">lending arrangement such as changes in equity prices or commodity prices, the payments do not comprise solely principal and interest. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets measured at amortised cost are predominantly loans and advances to customers and banks, reverse repurchase <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements and certain debt securities used by the Group to manage its liquidity. Loans and advances and reverse repurchase agreements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are initially recognised when cash is advanced to the borrower at fair value inclusive of transaction costs. Interest income is accounted for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using the effective interest method (see (D) above).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are measured at amortised cost, except for trading liabilities and other financial liabilities designated at fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss on initial recognition which are held at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:329.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial assets measured at fair value through other comprehensive income<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:340.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets that are held to collect contractual cash flows and for subsequent sale where those cash flows represent solely payments of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:350.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">principal and interest are recognised in the balance sheet at their fair value, inclusive of transaction costs. Interest calculated using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:360.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effective interest method and foreign exchange gains and losses on assets denominated in foreign currencies are recognised in the income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:370.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement. All other gains and losses arising from changes in fair value are recognised directly in other comprehensive income, until the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:380.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial asset is either sold or matures, at which time, other than in respect of equity shares, the cumulative gain or loss previously <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:390.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in other comprehensive income is recognised in the income statement. The cumulative revaluation amount in respect of equity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares is transferred directly to retained profits. The Group recognises a charge for expected credit losses in the income statement (see (H) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">below). As the asset is measured at fair value, the charge does not adjust the carrying value of the asset, and this is reflected in other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:434.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial instruments measured at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets are classified at fair value through profit or loss where they do not meet the criteria to be measured at amortised cost or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:455.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through other comprehensive income or where they are designated at fair value through profit or loss to reduce an accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:465.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">mismatch. All derivatives are carried at fair value through profit or loss, other than those in effective cash flow hedging relationships. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:475.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives are carried on the balance sheet as assets when their fair value is positive and as liabilities when their fair value is negative. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:485.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Refer to note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:85.11000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (Fair values of financial assets and liabilities) for details of valuation techniques and significant inputs to valuation models.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives embedded in a financial asset are not considered separately; the financial asset is considered in its entirety when determining <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">whether its cash flows are solely payments of principal and interest. Derivatives embedded in financial liabilities <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:445.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and insurance contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(unless the embedded derivative is itself an insurance contract) <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are treated as separate derivatives when their economic characteristics and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risks are not closely related to those of the host contract and the host contract is not carried at fair value through profit or loss. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">embedded derivatives are measured at fair value with changes in fair value recognised in the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets backing the insurance and investment contracts issued by the Group do not meet the criteria to be measured at amortised cost <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or fair value through other comprehensive income as they are managed on a fair value basis and accordingly are measured at fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit or loss. Similarly, trading <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities, which are debt securities and equity shares acquired principally for the purpose of selling <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the short term or which are part of a portfolio which is managed for short-term gains, do not meet these criteria and are also measured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value through profit or loss. Financial assets measured at fair value through profit or loss are recognised in the balance sheet at their <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:602.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value. Fair value gains and losses together with interest coupons and dividend income are recognised in the income statement within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:612.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net trading income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities are measured at fair value through profit or loss where they are trading liabilities or where they are designated at fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through profit or loss in order to reduce an accounting mismatch; where the liabilities are part of a group of liabilities (or assets and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities) which is managed, and its performance evaluated, on a fair value basis; or where the liabilities contain one or more embedded <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:656.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives that significantly modify the cash flows arising under the contract and would otherwise need to be separately accounted for. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities measured at fair value through profit or loss are recognised in the balance sheet at their fair value. Fair value gains and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses are recognised in the income statement within net trading income in the period in which they occur<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, except in the case of financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:686.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities designated at fair value through profit or loss where gains and losses attributable to changes in own credit risk are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair values of assets and liabilities traded in active markets are based on current bid and offer prices, respectively, which include the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected effects of potential changes to laws and regulations, risks associated with climate change and other factors. If the market is not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">active the Group establishes a fair value by using valuation techniques. The fair values of derivative financial instruments are adjusted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where appropriate to reflect credit risk (via credit valuation adjustments (CVAs), debit valuation adjustments (DVAs) and funding valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:749.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments (FVAs)), market liquidity and other risks.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:763.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(4)<span style="display:inline-block;height:7.2pt;width:3.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Borrowings<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Borrowings (which include deposits from banks, customer deposits, repurchase agreements, debt securities in issue and subordinated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:784.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities) are recognised initially at fair value, being their issue proceeds net of transaction costs incurred. These instruments are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:794.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsequently stated at amortised cost using the effective interest method.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference shares and other instruments which carry a mandatory coupon or are redeemable on a specific date are classified as financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities. The coupon on these instruments is recognised in the income statement as interest expense. Securities which carry a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discretionary coupon and have no fixed maturity or redemption date are classified as other equity instruments. Interest payments on these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities are recognised as distributions from equity in the period in which they are paid. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An exchange of financial liabilities on substantially different terms is accounted for as an extinguishment of the original financial liability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the recognition of a new financial liability. The difference between the carrying amount of a financial liability extinguished and the new <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial liability is recognised in profit or loss together with any related costs or fees incurred. When a financial liability is exchanged for an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity instrument, the new equity instrument is recognised at fair value and any difference between the carrying value of the liability and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the fair value of the new equity instrument is recognised in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(5)<span style="display:inline-block;height:7.2pt;width:3.64pt"></span></span><span style="left:63.78pt;position:var(--position)">Sale and repurchase agreements (including securities lending and borrowing)<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities sold subject to repurchase agreements (repos) continue to be recognised on the balance sheet where substantially all of the risks <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and rewards are retained. Funds received for repos carried at fair value are included within trading liabilities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities purchased under agreements to resell (reverse repos), where the Group does not acquire substantially all of the risks and rewards <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of ownership, are measured at amortised cost or at fair value. Those measured at fair value are recognised within trading securities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The difference between sale and repurchase price is treated as interest and accrued over the life of the agreements using the effective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest method.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities borrowing and lending transactions are typically secured; collateral takes the form of securities or cash advanced or received. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities lent to counterparties are retained on the balance sheet. Securities borrowed are not recognised on the balance sheet, unless <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these are sold to third parties, in which case the obligation to return them is recorded at fair value as a trading liability. Cash collateral given <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or received is treated as a loan and advance measured at amortised cost or customer deposit.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As permitted by IFRS 9, the Group continues to apply the requirements of IAS 39 to its hedging relationships. <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:334.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of all derivative instruments, other than those in effective cash flow hedging relationships, are recognised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately in the income statement. As noted in (2) below, the change in fair value of a derivative in an effective cash flow hedging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationship is allocated between the income statement and other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:368.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge accounting allows one financial instrument, generally a derivative, to be designated as a hedge of another financial instrument such <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as a loan or deposit or a portfolio of such instruments. At the inception of the hedge relationship, formal documentation is drawn up <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">specifying the hedging strategy, the hedged item, the hedging instrument and the methodology that will be used to measure the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:398.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effectiveness of the hedge relationship in offsetting changes in the fair value or cash flow of the hedged risk. The effectiveness of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedging relationship is tested both at inception and throughout its life and if at any point it is concluded that it is no longer highly effective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in achieving its documented objective, hedge accounting is discontinued. Note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:338.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">19<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provides details of the types of derivatives held by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group and presents separately those designated in hedge relationships. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:441.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Fair value hedges<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:452.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recorded in the income statement, together <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:462.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk; this also applies if the hedged <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset is classified as a financial asset at fair value through other comprehensive income. If the hedge no longer meets the criteria for hedge <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting, changes in the fair value of the hedged item attributable to the hedged risk are no longer recognised in the income statement. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The cumulative adjustment that has been made to the carrying amount of the hedged item is amortised to the income statement using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">effective interest method over the period to maturity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:516.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">Cash flow hedges<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:527.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The effective portion of changes in the fair value of derivatives that are designated and qualify as cash flow hedges is recognised in other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:537.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income in the cash flow hedge reserve. The gain or loss relating to the ineffective portion is recognised immediately in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:547.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income statement. Amounts accumulated in equity are reclassified to the income statement in the periods in which the hedged item <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:557.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">affects profit or loss. When a hedging instrument expires or is sold, or when a hedge no longer meets the criteria for hedge accounting, any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:567.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cumulative gain or loss existing in equity at that time remains in equity and is recognised in the income statement when the forecast <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:577.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transaction is ultimately recognised in the income statement. When a forecast transaction is no longer expected to occur, the cumulative <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:587.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gain or loss that was reported in equity is immediately transferred to the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(G)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Offset<span style="display:inline-block;height:7.2pt"></span></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:611.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets and liabilities are offset and the net amount reported in the balance sheet when there is a legally enforceable right of offset <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:621.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and there is an intention to settle on a net basis, or realise the asset and settle the liability simultaneously. Cash collateral on exchange <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:631.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">traded derivative transactions is presented gross unless the collateral cash flows are always settled net with the derivative cash flows. In <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:641.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">certain situations, even though master netting agreements exist, the lack of management intention to settle on a net basis results in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:651.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets and liabilities being reported gross on the balance sheet.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impairment charge in the income statement reflects the change in expected credit losses, including those arising from fraud. Expected <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:686.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses are recognised for loans and advances to customers and banks, other financial assets held at amortised cost, financial assets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(other than equity investments) measured at fair value through other comprehensive income, and certain loan commitments and financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:706.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guarantee contracts. Expected credit losses are calculated as an unbiased and probability-weighted estimate using an appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:716.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">probability of default, adjusted to take into account a range of possible future economic scenarios, and applying this to the estimated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:726.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposure of the Group at the point of default after taking into account the value of any collateral held, repayments, or other mitigants of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:736.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss and including the impact of discounting using the effective interest rate.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At initial recognition, allowance (or provision in the case of some loan commitments and financial guarantees) is made for expected credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses resulting from default events that are possible within the next 12 months (12-month expected credit losses). In the event of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant increase in credit risk since origination, allowance (or provision) is made for expected credit losses resulting from all possible <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">default events over the expected life of the financial instrument (lifetime expected credit losses). Financial assets where 12-month <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected credit losses are recognised are considered to be Stage 1; financial assets which are considered to have experienced a significant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">increase in credit risk since initial recognition are in Stage 2; and financial assets which have defaulted or are otherwise considered to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit-impaired are allocated to Stage 3. Some Stage 3 assets,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> mainly in Commercial Banking,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:376.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> are subject to individual rather than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collective assessment. Such cases are subject to a risk-based impairment sanctioning process, and these are reviewed and updated at least <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarterly, or more frequently if there is a significant change in the credit profile. The collective assessment of impairment aggregates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial instruments with similar risk characteristics, such as whether the facility is revolving in nature or secured and the type of security <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">held against financial assets.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:204.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An assessment of whether credit risk has increased significantly since initial recognition considers the change in the risk of default occurring <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:214.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">over the remaining expected life of the financial instrument. In determining whether there has been a significant increase in credit risk, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:224.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group uses quantitative tests based on relative and absolute probability of default (PD) movements linked to internal credit ratings <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:234.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">together with qualitative indicators such as watchlists and other indicators of historical delinquency, credit weakness or financial difficulty. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:244.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The use of internal credit ratings and qualitative indicators ensures alignment between the assessment of staging and the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:254.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">management of credit risk which utilises these internal metrics within distinct retail and commercial portfolio risk management practices. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:264.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">However, unless identified at an earlier stage, the credit risk of financial assets is deemed to have increased significantly when more than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:274.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30 days past due. The use of a payment holiday in and of itself has not been judged to indicate a significant increase in credit risk, with the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:284.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying long-term credit risk deemed to be driven by economic conditions and captured through the use of forward-looking models. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:294.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These portfolio-level models are capturing the anticipated volume of increased defaults and therefore an appropriate assessment of staging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:304.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and expected credit loss. Where the credit risk subsequently improves such that it no longer represents a significant increase in credit risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:314.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">since initial recognition, the asset is transferred back to Stage 1.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:328.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets are transferred to Stage 3 when they have defaulted or are otherwise considered to be credit-impaired. Default is considered to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:338.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have occurred when there is evidence that the customer is experiencing financial difficulty which is likely to affect significantly the ability to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:348.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repay the amount due. IFRS 9 contains a rebuttable presumption that default occurs no later than when a payment is 90 days past due <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:358.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the Group uses for all its products. In addition, other indicators of mortgage default are added including end-of-term payments on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:368.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">past due interest-only accounts and loans considered non-performing due to recent arrears or forbearance. The use of payment holidays is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not considered to be an automatic trigger of regulatory default and therefore does not automatically trigger Stage 3. Days past due will also <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not accumulate on any accounts that have taken a payment holiday including those already past due.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:401.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In certain circumstances, the Group will renegotiate the original terms of a customer’s loan, either as part of an ongoing customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:411.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationship or in response to adverse changes in the circumstances of the borrower. In the latter circumstances, the loan will remain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:421.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">classified as either Stage 2 or Stage 3 until the credit risk has improved such that it no longer represents a significant increase since <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:431.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">origination (for a return to Stage 1), or the loan is no longer credit-impaired (for a return to Stage 2). On renegotiation the gross carrying <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:441.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount of the loan is recalculated as the present value of the renegotiated or modified contractual cash flows, which are discounted at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">original effective interest rate. Renegotiation may also lead to the loan and associated allowance being derecognised and a new loan being <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised initially at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:475.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchased or originated credit-impaired financial assets (POCI) include financial assets that are purchased or originated at a deep discount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:485.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that reflects incurred credit losses. At initial recognition, POCI assets do not carry an impairment allowance; instead, lifetime expected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:495.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit losses are incorporated into the calculation of the effective interest rate. All changes in lifetime expected credit losses subsequent to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:505.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the assets’ initial recognition are recognised as an impairment charge.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:518.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A loan or advance is normally written off, either partially or in full, against the related allowance when the proceeds from realising any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:528.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">available security have been received or there is no realistic prospect of recovery and the amount of the loss has been determined. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:538.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subsequent recoveries of amounts previously written off decrease the amount of impairment losses recorded in the income statement. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:548.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For both secured and unsecured retail balances, the write-off takes place only once an extensive set of collections processes has been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">completed, or the status of the account reaches a point where policy dictates that continuing attempts to recover are no longer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:568.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appropriate. For commercial lending, a write-off occurs if the loan facility with the customer is restructured, the asset is under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:578.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">administration and the only monies that can be received are the amounts estimated by the administrator, the underlying assets are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disposed and a decision is made that no further settlement monies will be received, or external evidence (for example, third party <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">valuations) is available that there has been an irreversible decline in expected cash flows.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment (other than investment property) is recognised on the balance sheet at cost less accumulated depreciation. <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:633.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">The value of land (included in premises) is not depreciated. Depreciation on other assets is calculated using the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:433.35999999999996pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">straight-line method<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:507.28999999999996pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:643.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">allocate the difference between the cost and the residual value over their estimated useful lives, as follows: the shorter of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.76pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">50 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:653.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">remaining period of the lease for freehold/long and short leasehold premises; the shorter of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:362.4pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">10 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:390.82pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> and, if lease renewal is not likely, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:663.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">remaining period of the lease for leasehold improvements; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.92000000000002pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.77pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:262.61pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.49pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">20 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:294.63pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> for fixtures and furnishings; and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:411.39pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:415.78pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.5pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">8 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre"> for other equipment and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:673.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.03em;position:var(--position);text-decoration:none;white-space:pre">motor vehicles.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:687.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets’ residual values and useful lives are reviewed and, if appropriate, revised at each balance sheet date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:700.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount may not be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:710.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recoverable. In assessing the recoverable amount of assets the Group considers the effects of potential or actual changes in legislation, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:720.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customer behaviour, climate-related risks and other factors on the asset’s cash-generating unit (CGU). In the event that an asset’s CGU <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:730.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">carrying amount is determined to be greater than its recoverable amount the asset is written down immediately.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:744.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property comprises freehold and long leasehold land and buildings that are held either to earn rental income or for capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:754.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accretion or both<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:98.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. Investment property is carried at fair value based on current prices for similar properties, adjusted for the specific <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">characteristics of the property (such as location or condition). If this information is not available, the Group uses alternative valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methods such as discounted cash flow projections or recent prices in less active markets. These valuations are reviewed at least annually by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:784.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">independent professionally qualified valuers. Investment property being redeveloped for continuing use as investment property, or for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:794.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the market has become less active, continues to be valued at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div> P50Y P10Y P10Y P20Y P2Y P8Y <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Under IFRS 16, a lessor is required to determine if a lease is a finance or operating lease. A lessee is not required to make this determination.<span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:115.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">As lessor<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:126.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets leased to customers are classified as finance leases if the lease agreements transfer substantially all of the risks and rewards of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ownership to the lessee but not necessarily legal title. All other leases are classified as operating leases. When assets are subject to finance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">leases, the present value of the lease payments, together with any unguaranteed residual value, is recognised as a receivable, net of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowances for expected credit losses and residual value impairment, within loans and advances to banks and customers. The difference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:166.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between the gross receivable and the present value of the receivable is recognised as unearned finance lease income. Finance lease income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:176.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is recognised in interest income over the term of the lease using the net investment method (before tax) so as to give a constant rate of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:186.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">return on the net investment in the lease. Unguaranteed residual values are reviewed regularly to identify any impairment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease assets are included within other assets at cost and depreciated over their estimated useful lives. The depreciation charge is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">based on the asset’s residual value and the life of the lease. Operating lease rental income is recognised on a straight-line basis over the life <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:220.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the lease.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:233.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group evaluates non-lease arrangements such as outsourcing and similar contracts to determine if they contain a lease which is then <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:243.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounted for separately.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:257.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">As lessee<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:268.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Leases are recognised as a right-of-use asset and a corresponding liability at the date at which the leased asset is available for use by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:278.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group. Assets and liabilities arising from a lease are initially measured on a present value basis. The lease payments are discounted using the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rate implicit in the lease, if that rate can be determined, or the Group’s incremental borrowing rate appropriate for the right-of-use <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset arising from the lease, and the liability recognised within other liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:311.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease payments are allocated between the liability and finance cost. The finance cost is charged to profit or loss over the lease period so as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:321.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to produce a constant periodic rate of interest on the remaining balance of the liability for each period. The right-of-use asset is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:331.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">depreciated over the shorter of the asset’s useful life and the lease term on a straight-line basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:345.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Payments associated with short-term leases and leases of low-value assets are recognised on a straight-line basis as an expense in profit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:355.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss. Short-term leases are leases with a lease term of 12 months or less. Low-value assets comprise IT equipment and small items of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:365.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">office furniture.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short-term employee benefits, such as salaries, paid absences, performance-based cash awards and social security costs, are recognised <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">over the period in which the employees provide the related services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:413.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Pension schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:424.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group operates a number of post-retirement benefit schemes for its employees including both defined benefit and defined <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:434.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contribution pension plans. A defined benefit scheme is a pension plan that defines an amount of pension benefit that an employee will <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">receive on retirement, dependent on one or more factors such as age, years of pensionable service and pensionable salary. A defined <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contribution plan is a pension plan into which the Group pays fixed contributions; there is no legal or constructive obligation to pay further <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contributions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:478.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(i)<span style="display:inline-block;height:7.2pt;width:6.93pt"></span></span><span style="left:63.78pt;position:var(--position)">Defined benefit schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scheme assets are included at their fair value and scheme liabilities are measured on an actuarial basis using the projected unit credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">method. The defined benefit scheme liabilities are discounted using rates equivalent to the market yields at the balance sheet date on high <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quality corporate bonds that are denominated in the currency in which the benefits will be paid, and that have terms to maturity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximating to the terms of the related pension liability. The Group’s income statement charge includes the current service cost of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">providing pension benefits, past service costs, net interest expense (income), and plan administration costs that are not deducted from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">return on plan assets. Past service costs, which represents the change in the present value of the defined benefit obligation resulting from a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plan amendment or curtailment, are recognised when the plan amendment or curtailment occurs. Net interest expense (income) is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">calculated by applying the discount rate at the beginning of the period to the net defined benefit liability or asset.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements, comprising actuarial gains and losses, the return on plan assets (excluding amounts included in net interest expense <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(income) and net of the cost of managing the plan assets), and the effect of changes to the asset ceiling (if applicable) are reflected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately in the balance sheet with a charge or credit recognised in other comprehensive income in the period in which they occur. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:602.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements recognised in other comprehensive income are reflected immediately in retained profits and will not subsequently be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:612.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reclassified to profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s balance sheet includes the net surplus or deficit, being the difference between the fair value of scheme assets and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discounted value of scheme liabilities at the balance sheet date. Surpluses are only recognised to the extent that they are recoverable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through reduced contributions in the future or through refunds from the schemes. In assessing whether a surplus is recoverable, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:656.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">considers (i) its current right to obtain a refund or a reduction in future contributions and (ii) the rights of other parties existing at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet date. In determining the rights of third parties existing at the balance sheet date, the Group does not anticipate any future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">acts by other parties. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:690.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(ii)<span style="display:inline-block;height:7.2pt;width:4.73pt"></span></span><span style="left:63.78pt;position:var(--position)">Defined contribution schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The costs of the Group’s defined contribution plans are charged to the income statement in the period in which they fall due.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">Share-based compensation<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Group operates a number of equity-settled, share-based compensation plans in respect of services received from certain of its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">employees. The value of the employee services received in exchange for equity instruments granted under these plans is recognised as an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expense over the vesting period of the instruments, with a corresponding increase in equity. This expense is determined by reference to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value of the number of equity instruments that are expected to vest. The fair value of equity instruments granted is based on market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prices, if available, at the date of grant. In the absence of market prices, the fair value of the instruments at the date of grant is estimated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using an appropriate valuation technique, such as a Black-Scholes option pricing model or a Monte Carlo simulation. The determination of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair values excludes the impact of any non-market vesting conditions, which are included in the assumptions used to estimate the number <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options that are expected to vest. At each balance sheet date, this estimate is reassessed and if necessary revised. Any revision of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:181.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">original estimate is recognised in the income statement, together with a corresponding adjustment to equity. Cancellations by employees <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:191.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of contributions to the Group’s Save As You Earn plans are treated as non-vesting conditions and the Group recognises, in the year of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cancellation, the amount of the expense that would have otherwise been recognised over the remainder of the vesting period. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modifications are assessed at the date of modification and any incremental charges are charged to the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense comprises current and deferred tax. Current and deferred tax are charged or credited in the income statement except to the <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:246.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">extent that the tax arises from a transaction or event which is recognised, in the same or a different period, outside the income statement <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(either in other comprehensive income, directly in equity, or through a business combination), in which case the tax appears in the same <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement as the transaction that gave rise to it. The tax consequences of the Group’s dividend payments (including distributions on other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity instruments), if any, are charged or credited to the statement in which the profit distributed originally arose.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax is the amount of corporate income taxes expected to be payable or recoverable based on the profit for the period as adjusted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for items that are not taxable or not deductible, and is calculated using tax rates and laws that were enacted or substantively enacted at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:310.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance sheet date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax includes amounts provided in respect of uncertain tax positions when management expects that, upon examination of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uncertainty by His Majesty’s Revenue and Customs (HMRC) or other relevant tax authority, it is more likely than not that an economic <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:343.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">outflow will occur. Provisions reflect management’s best estimate of the ultimate liability based on their interpretation of tax law, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">precedent and guidance, informed by external tax advice as necessary. Changes in facts and circumstances underlying these provisions are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassessed at each balance sheet date, and the provisions are remeasured as required to reflect current information.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:377.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the Group’s long-term insurance businesses, the tax expense is analysed between tax that is payable in respect of policyholders’ returns <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and tax that is payable on the shareholders’ returns. This allocation is based on an assessment of the rates of tax which will be applied to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the returns under the current UK tax rules.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet. Deferred tax is calculated using tax rates and laws that have been enacted or substantively enacted at the balance sheet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:430.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date, and which are expected to apply when the related deferred tax asset is realised or the deferred tax liability is settled.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities are generally recognised for all taxable temporary differences but not recognised for taxable temporary differences <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">arising on investments in subsidiaries where the reversal of the temporary difference can be controlled and it is probable that the difference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will not reverse in the foreseeable future. Deferred tax liabilities are not recognised on temporary differences that arise from goodwill which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is not deductible for tax purposes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:488.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets are recognised to the extent it is probable that taxable profits will be available against which the deductible temporary <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:498.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences can be utilised, and are reviewed at each balance sheet date and reduced to the extent that it is no longer probable that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:508.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sufficient taxable profits will be available to allow all or part of the asset to be recovered.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:521.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets and liabilities are not recognised in respect of temporary differences that arise on initial recognition of assets and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:531.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities acquired other than in a business combination, or where at the time of the transaction they give rise to equal taxable and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:541.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deductible temporary differences. Deferred tax is not discounted. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:555.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has applied the exception to recognising and disclosing information about deferred tax assets and liabilities related to Pillar 2 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:565.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income taxes currently required by IAS 12 Income Taxes.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group undertakes both life insurance and general insurance business. Insurance and participating investment contracts, and <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:599.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reinsurance contracts issued and held, are accounted for under IFRS 17 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:294.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance Contracts<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.97999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:613.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Products sold by the life insurance business are classified into three categories:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contracts are contracts that transfer significant insurance risk and may also transfer financial risk. The Group defines <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant insurance risk as the possibility of having to pay benefits on the occurrence of an insured event which are significantly higher <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">than the benefits payable if the insured event were not to occur. Once a contract has been classified as an insurance contract, it remains <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:654.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an insurance contract until all obligations are extinguished unless that contract is derecognised due to a contract modification. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:664.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts are classified as either direct participating contracts or contracts without direct participation features. Contracts without <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:674.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">direct participation features are accounted for using the general measurement model (GMM) for life contracts or the premium <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:684.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allocation approach (PAA) for general insurance contracts. Direct participating contracts are contracts for which, at inception, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:694.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual terms specify the policyholders participate in a clearly identified pool of underlying items. Under the terms of these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:704.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts the policyholders are entitled to a substantial share of the returns and change in fair value of the underlying items. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:714.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts are accounted for under the variable fee approach (VFA)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:724.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Participating investment contracts are investment contracts that contain a discretionary participation feature (DPF). They do not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:734.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transfer significant insurance risk, but contain a contractual right to receive, as a supplement to an amount not subject to the discretion <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:744.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the Group, additional amounts that are expected to be a significant portion of the total contractual benefits. The timing or amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:754.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of these additional amounts are at the discretion of the Group and are contractually based on the returns on a specified pool of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts or type of contract, returns on a specified pool of assets held by the Group or profit or loss of a fund<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For certain insurance and investment contracts, the contract can be partly invested in units which contain a DPF and partly in units <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">without. In these circumstances, where the contract also contains features that transfer significant insurance risk, they are classified as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance contracts. Where this is not the case, and the discretionary cash flows are expected to be a significant portion of the total <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual benefits, they are classified as participating investment contracts. Where the discretionary cash flows are not expected to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be a significant portion of the total contractual benefits, they are classified as financial instruments. An investment component is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">defined as the amount that an insurance contract requires the entity to repay to a policyholder in all circumstances, regardless of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">whether an insured event occurs. The investment component of the insurance and participating investment contract is non-distinct and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is not separated. The Group applies judgement to determine the investment component for each contract considering the extent to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which insurance and investment components are highly interrelated or not applying factors such as: whether the policyholder is able to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">benefit from one component unless the other component is present; and whether the value of the investment component is dependent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on the timing of the insured event. The value of the non-distinct investment component is determined on the following bases: for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediate annuities, full claim amount when within the guaranteed period; for unit-linked and With-Profits contracts, policyholder’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">account value<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:224.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The general insurance business issues only insurance contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:238.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Life insurance business<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:249.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recognition<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:260.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group aggregates insurance and participating investment contracts into portfolios of contracts subject to similar risks and managed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:270.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">together. Each portfolio of insurance contracts is divided into annual cohorts (by year of issue). Annual cohorts are divided into groups of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:280.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance and participating investment contracts based on profitability expectations at initial recognition. The directly attributable costs of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">selling, underwriting and starting a group of insurance and participating investment contracts are allocated to the group of insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts using a systematic and rational method.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On initial recognition, a group of insurance and participating investment contracts is measured as the total of the fulfilment cash flows and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the contractual service margin (CSM). The measurement includes all future cash flows that are within the contract boundary of each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract in the group. The fulfilment cash flows comprise unbiased and probability-weighted estimates of future cash flows, discounted to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:343.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">present value to reflect the time value of money and financial risks, plus an explicit risk adjustment for non-financial risk. The discount rate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:353.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">applied reflects the time value of money, the characteristics of the cash flows, the liquidity characteristics of the insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:363.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts and, where appropriate, is consistent with observable current market prices. The risk adjustment for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:373.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">non-financial risk for a group of insurance and participating investment contracts is the compensation required for bearing the uncertainty <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:383.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">about the amount and timing of the cash flows that arises from non-financial risk. Diversification benefit is calculated based on Group level <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">diversification of risks. To determine the risk adjustments for non-financial risk for reinsurance contracts, the Group applies these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">techniques both gross and net of excess of loss reinsurance and derives the amount of risk being transferred to the reinsurer as the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">difference between the two results. The CSM of a group of insurance and participating investment contracts represents the unearned profit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:423.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that the Group expects to recognise as it provides insurance contract services under those contracts in the future. The Group's policy is to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:433.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">include all insurance finance income and expenses in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.84000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:447.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract boundaries<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:458.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The measurement of a group of contracts includes all future cash flows within the boundary of each contract in the group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:471.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows are within the contract boundary: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For an insurance contract, if arising from substantive rights and obligations that exist during the reporting period in which the Group can <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">compel the policyholder to pay premiums or has a substantive obligation to provide insurance contract services <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For a participating investment contract, if resulting from a substantive obligation of the Group to deliver cash at a present or future date<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:516.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A substantive obligation to provide insurance contract services ends when the Group has the practical ability to reassess the risks of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:526.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">particular policyholder, and can set a price or level of benefits that fully reflects those reassessed risks; or the Group has the practical ability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to reassess the risks of the portfolio that contains the contract and can set a price or level of benefits that fully reflects the risks of that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:546.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolio, and the pricing of the premiums up to the reassessment date does not take into account risks that relate to periods after the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassessment date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:570.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For certain unitised With-Profits and unit-linked policies, a guaranteed minimum pension is payable at a vesting date. For certain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">conventional With-Profits pensions, policyholders have the option to convert to an annuity on guaranteed terms. There is no contract <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:590.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">boundary at the vesting date of these policies; the pre and post vesting date phases are treated as a single insurance contract.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:603.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The contract boundary of each group is reassessed at the end of each reporting period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:617.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Measurement<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:628.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount of a group of insurance and participating investment contracts at each reporting date is the sum of the liability for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:638.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage (LRC) and the liability for incurred claims (LIC). The LRC comprises the fulfilment cash flows that relate to services that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:648.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will be provided under the contracts in future periods and any remaining CSM at that date. The LIC includes the fulfilment cash flows for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred claims and expenses that have not yet been paid, including claims that have been incurred but not yet reported. The fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows of groups of insurance and participating investment contracts are measured at the reporting date using current estimates of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:678.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future cash flows, current discount rates and current estimates of the risk adjustment for non-financial risk. Changes in fulfilment cash flows <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are recognised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes related to future service are adjusted against the CSM unless the group is onerous in which case such changes are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the insurance service result in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes related to past or current service are recognised in the insurance service result in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The effects of the time value of money and financial risk are recognised as net finance income or expense from insurance, participating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment and reinsurance contracts in profit or loss<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:752.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount of the CSM is remeasured at the end of each reporting period. For contracts measured under the GMM, interest is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:762.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accreted on the carrying amount of the CSM using the discount rate curve determined at the date of initial recognition of the group of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:772.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts. The CSM is also adjusted for the changes in fulfilment cash flows relating to future service at the locked-in discount rates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:782.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined at initial recognition, unless the increases in fulfilment cash flows cause a group of contracts to become onerous or decreases in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:792.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fulfilment cash flows are allocated to the loss component of the liability for remaining coverage.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:171.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the Group’s With-Profits and unit-linked insurance and participating investment contracts are direct participating contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under which the Group’s obligation to the policyholder is the payment of an amount equal to the fair value of the underlying items, less a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">variable fee. On subsequent remeasurement of a group of direct participating contracts (measured under VFA), changes to the fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows, discounted at current rates, reflecting changes in the obligation to pay the policyholder an amount equal to the fair value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying items are recognised in the income statement, within net finance income or expense from insurance, participating investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:140.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and reinsurance contracts. The CSM is adjusted for changes in the amount of the Group’s share of the fair value of the underlying items, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:150.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which relate to future services, except where such changes result in recognition or reversal of the loss component for onerous groups, or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:160.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where the Group applies the risk mitigation option. For certain contracts with direct participation features, the Group mitigates financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:170.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risks using equity and currency hedges. The Group does not adjust the CSM for changes in the fulfilment cash flows and/or entity’s share of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the underlying items that reflect some of the changes in the effect of time value of money and financial risk. These amounts are instead <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reflected in profit or loss. The CSM is also adjusted for those fulfilment cash flows that do not vary based on the returns on underlying items <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:200.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that relate to future service (including the effect of time value of money and financial risks not arising from underlying items, such as the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:210.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impact of minimum return guarantees), except where such changes result in recognition or reversal of the loss component for onerous <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:220.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">groups. Changes in fulfilment cash flows relating to future service adjust the CSM using current discount rates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:234.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For contracts measured under the GMM or VFA at the end of each reporting period the appropriate proportion of the CSM is recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:244.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income statement to reflect the amount of profit related to the insurance contract services provided in the period. This is calculated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:254.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using coverage units, a measure used to determine the allocation of the CSM over the remaining coverage periods. The number of coverage <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:264.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">units in a group is the quantity of insurance contract services provided by the contracts in the group, determined by considering for each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:274.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract the quantity of the benefits provided and its expected coverage period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:288.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:299.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group derecognises an insurance and participating investment contract when it is extinguished (that is, when the obligation specified <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:309.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the contract expires or is discharged or cancelled) or if its terms are modified in a way that would have changed the accounting for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:319.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract significantly had the new terms always existed.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">If a contract is derecognised, then the fulfilment cash flows of the group are adjusted to eliminate the present value of the future cash flows <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and risk adjustment of the contract derecognised from the group, and the CSM of the group is adjusted for the change in fulfilment cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows, except where such changes are allocated to the loss component.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:366.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">If a contract is derecognised because its terms are modified, then the CSM of the existing group is also adjusted for the premium that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:376.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">would have been charged had the Group entered into a contract with the new contract’s terms at the date of modification, less any <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">additional premium charged for the modification. A new modified contract is recognised assuming the Group received the premium that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:396.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">would have been charged had the Group entered into a contract with the new contract’s terms at the date of the modification.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:409.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the adjustments to CSM result in the CSM being reduced to nil, any further adjustments are recognised in the income statement in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:419.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance service expense.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:433.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">General insurance contracts<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance contracts issued by the Group are presented on the balance sheet within liabilities arising from insurance and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts. The Group applies the PAA to the measurement of general insurance contracts, which either have a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">coverage period of each contract in the group of one year or less or have an annual re-pricing option. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:478.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For a group of general insurance contracts that is not onerous at initial recognition, the Group measures the LRC as any premium received <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:488.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at initial recognition, less any insurance acquisition cash flows at that date, plus any other asset or liability previously recognised for cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:498.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows related to the group of contracts that the Group pays or receives before the group of insurance contracts is recognised.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:511.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group estimates the LIC using the methodology described in the Measurement section for life insurance contracts above.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where, during the coverage period, facts and circumstances indicate that a group of insurance contracts is onerous, the Group recognises a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss in the income statement for the net outflow, resulting in the carrying amount of the liability for the group being equal to the fulfilment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flows. A loss component is established by the Group within the LRC for such onerous group. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On subsequent measurement, the Group measures the carrying amount of the LRC at the end of each reporting period as the LRC at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:568.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">beginning of the period plus premiums received in the period, less insurance acquisition cash flows, plus any amounts relating to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:578.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortisation of the insurance acquisition cash flows recognised as an expense in the reporting period for the group, less the amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised as insurance revenue for the services provided in the period. For onerous groups, the LRC is also adjusted for the remeasurement <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the loss component.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:612.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:623.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(i)<span style="display:inline-block;height:7.2pt;width:6.93pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance contracts issued<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts issued by the Group (where insurance risk is transferred to the Group) are accounted for under the GMM <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as insurance contracts. These contracts are presented within other assets or liabilities arising from insurance and participating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:654.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:668.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(ii)<span style="display:inline-block;height:7.2pt;width:4.73pt"></span></span><span style="left:49.61pt;position:var(--position)">Reinsurance contracts held<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The classification of contracts entered into by the Group with reinsurers under which the Group is compensated for amounts payable on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:689.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one or more other contracts issued by the Group is dependent on whether the contract with the reinsurer transfers significant insurance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk to the reinsurer. Where the reinsurance contract transfers significant insurance risk (reinsurance contracts held), it is accounted for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the GMM, as modified for reinsurance contracts held. The Group adjusts the CSM of the group to which a reinsurance contract held <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">belongs and as a result recognises income, when it recognises a loss on initial recognition of onerous underlying contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts that do not transfer significant insurance risk to the reinsurer are recognised within financial assets at fair value through profit or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss as they are within a portfolio of financial assets that is managed, and whose performance is evaluated, on a fair value basis. These <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:752.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts, while legally reinsurance contracts, do not meet the definition of a reinsurance contract under IFRS Accounting Standards. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:762.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment returns (including movements in fair value and investment income) allocated to these contracts are recognised on the face of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:772.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income statement within net trading income.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 2: Accounting policies<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:185.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(4)<span style="display:inline-block;height:7.2pt;width:3.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Non-participating investment contracts<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s non-participating investment contracts are primarily unit-linked. These contracts are accounted for under IFRS 9 as financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities whose value is contractually linked to the fair values of financial assets within the Group’s unitised investment funds. The value of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the unit-linked financial liabilities is determined using current unit prices multiplied by the number of units attributed to the contract <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">holders at the balance sheet date. Their value is never less than the amount payable on surrender, discounted for the required notice period <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where applicable. Investment returns (including movements in fair value and investment income) allocated to those contracts are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in the income statement through change in non-participating investment contracts.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits and withdrawals are not accounted for through the income statement but are accounted for directly in the balance sheet as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments to the non-participating investment contract liability.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:189.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group receives investment management fees in the form of an initial adjustment or charge to the amount invested. These fees are in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">respect of services rendered in conjunction with the issue and management of investment contracts where the Group actively manages the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consideration received from its customers to fund a return that is based on the investment profile that the customer selected on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:219.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">origination of the contract. These services comprise an indeterminate number of acts over the lives of the individual contracts and, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">therefore, the Group defers these fees and recognises them over the estimated lives of the contracts, in line with the provision of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:239.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment management services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:252.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Costs which are directly attributable and incremental to securing new non-participating investment contracts are deferred. This asset is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subsequently amortised over the period of the provision of investment management services and its recoverability is reviewed in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">circumstances where its carrying amount may not be recoverable. If the asset is greater than its recoverable amount it is written down <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediately through fee and commission expense in the income statement. All other costs are recognised as expenses when incurred.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Items included in the financial statements of each of the Group’s entities are measured using the currency of the primary economic <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:317.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">environment in which the entity operates (the functional currency). Foreign currency transactions are translated into the appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:327.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">functional currency using the exchange rates prevailing at the dates of the transactions. Foreign exchange gains and losses resulting from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:337.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the settlement of such transactions and from the translation at year end exchange rates of monetary assets and liabilities denominated in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">foreign currencies are recognised in the income statement, except when recognised in other comprehensive income as qualifying cash flow <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:357.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges. Non-monetary assets that are measured at fair value are translated using the exchange rate at the date that the fair value was <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:367.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined. Translation differences on equities and similar non-monetary items held at fair value through profit and loss are recognised in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:377.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss as part of the fair value gain or loss. Translation differences on non-monetary financial assets measured at fair value through <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income, such as equity shares, are included in the fair value reserve in equity unless the asset is a hedged item in a fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value hedge.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The results and financial position of all Group entities that have a functional currency different from the presentation currency are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">translated into the presentation currency as follows: the assets and liabilities of foreign operations, including goodwill and fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:430.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments arising on the acquisition of a foreign entity, are translated into sterling at foreign exchange rates ruling at the balance sheet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:440.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date; and the income and expenses of foreign operations are translated into sterling at average exchange rates unless these do not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximate to the foreign exchange rates ruling at the dates of the transactions, in which case income and expenses are translated at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">dates of the transactions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange differences arising on the translation of a foreign operation are recognised in other comprehensive income and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accumulated in a separate component of equity<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:225.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> together with exchange differences arising from the translation of borrowings and other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:494.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">currency instruments designated as hedges of such investments<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:281.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. On disposal or liquidation of a foreign operation, the cumulative amount <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:504.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of exchange differences relating to that foreign operation is reclassified from equity and included in determining the profit or loss arising on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:514.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disposal or liquidation.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions are recognised in respect of present obligations arising from past events where it is probable that outflows of resources will be <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">required to settle the obligations and they can be reliably estimated.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contingent liabilities are possible obligations whose existence depends on the outcome of uncertain future events or those present <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">obligations where the outflows of resources are uncertain or cannot be measured reliably. Contingent liabilities are not recognised in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:582.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial statements but are disclosed unless they are remote.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:596.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provision is made for expected credit losses in respect of irrevocable undrawn loan commitments and financial guarantee contracts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:606.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(see (H) above).<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Incremental costs directly attributable to the issue of new shares or options or to the acquisition of a business are shown in equity as a <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deduction, net of tax, from the proceeds. Dividends paid on the Group’s ordinary shares are recognised as a reduction in equity in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">period in which they are paid.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:664.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where the Company or any member of the Group purchases the Company’s share capital, the consideration paid is deducted from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:674.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shareholders’ equity as treasury shares until they are cancelled; if these shares are subsequently sold or reissued, any consideration received <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:684.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is included in shareholders’ equity.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the purposes of the cash flow statement, cash and cash equivalents comprise cash and non-mandatory deposits held with central <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">banks, mandatory deposits held with central banks in demand accounts and amounts due from banks with an original maturity of less than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three months that are available to finance the Group’s day-to-day operations.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 3: Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:442.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The preparation of the Group’s financial statements in accordance with IFRS Accounting Standards requires management to make <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">judgements, estimates and assumptions in applying the accounting policies that affect the reported amounts of assets, liabilities, income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and expenses. Due to the inherent uncertainty in making estimates, actual results reported in future periods may be based upon amounts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which differ from those estimates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimates, judgements and assumptions are continually evaluated and are based on historical experience and other factors, including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expectations of future events that are believed to be reasonable under the circumstances.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> In preparing the financial statements, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">has considered the impact of climate-related risks on its financial position and performance. While the effects of climate change represent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a source of uncertainty, the Group does not consider there to be a material impact on its judgements and estimates from the physical, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transition and other climate-related risks in the short term.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The significant judgements, apart from those involving estimation, made by management in applying the Group’s accounting policies in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these financial statements (critical judgements) and the key sources of estimation uncertainty that may have a significant risk of causing a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:208.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">material adjustment to the carrying amount of assets and liabilities within the next financial year (key sources of estimation uncertainty), <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:218.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which together are considered critical to the Group’s results and financial position, are disclosed within the following notes:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance business (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:142.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(I)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:150.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:239.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retirement benefit obligations (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:182.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:189.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:249.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:82.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:90.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:259.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value of financial assets and liabilities (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:221.82999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:228.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(D)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:240.54000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:269.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:203.79000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">21<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:211.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:279.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:106.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:115.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:292.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consideration of climate change <span style="display:inline-block;height:7.2pt"></span><span id="i2787c9a6364b4b568558725bd5b1df3c_3078"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:303.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial statement preparation includes the consideration of the impact of climate change on the Group’s financial statements. There has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">been no material impact identified on the financial reporting judgements and estimates. In particular, the directors considered the impact <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of climate change in respect of the:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:334.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Going concern of the Group for a period of at least 12 months from the date of approval of the financial statements<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessment of impairment of non-financial assets<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying value and useful economic lives of property, plant and equipment<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value of financial assets and liabilities. These are generally based on market indicators which include the market’s assessment of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">climate risk<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessments on expected credit loss, focusing on specific climate-related macroeconomic, physical and transition risk impacts on credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quality at a sector and segment level<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forecasting of the Group’s future UK taxable profits, which impacts deferred tax recognition<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Whilst there is currently no material short-term impact of climate change expected, the Group acknowledges the long-term nature of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">climate risk and continues to monitor and assess climate risks highlighted in the risk management section on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:432.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:456.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_529" style="color:inherit;text-decoration:inherit;z-index:1">150</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:469.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:481.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_532" style="color:inherit;text-decoration:inherit;z-index:1">152</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:493.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:24pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining the characteristics which make a product illiquid, the level of illiquidity premium to apply to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the discount rate of different products and how the illiquidity premium is determined<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:24pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase in illiquidity premia and widening of credit default spreads<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);width:124.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:124.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:55.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);width:124.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:124.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in variable<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in profit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:51.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in equity<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:51.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in profit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in equity<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk free rate, including illiquidity premia <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.059999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.1pt"></span></span><span style="left:47.730000000000004pt;position:var(--position)">271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.06pt"></span></span><span style="left:47.690000000000005pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.35pt"></span></span><span style="left:46.980000000000004pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.79pt"></span></span><span style="left:45.42pt;position:var(--position)">204<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.059999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.66pt"></span></span><span style="left:43.29pt;position:var(--position)">(237)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.45pt"></span></span><span style="left:44.080000000000005pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.72pt"></span></span><span style="left:44.35pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.86pt"></span></span><span style="left:47.49pt;position:var(--position)">(171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Widening of credit default spreads on corporate bonds <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other credit risky assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> addition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.16pt"></span></span><span style="left:43.79pt;position:var(--position)">(186)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.77pt"></span></span><span style="left:43.400000000000006pt;position:var(--position)">(140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.73pt"></span></span><span style="left:45.36pt;position:var(--position)">(174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">(131)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other market exposure<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.66pt"></span></span><span style="left:49.29pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.31pt"></span></span><span style="left:46.940000000000005pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.74pt"></span></span><span style="left:48.370000000000005pt;position:var(--position)">137<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.74pt"></span></span><span style="left:47.370000000000005pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.29pt"></span></span><span style="left:46.92pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.01pt"></span></span><span style="left:43.64pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.29pt"></span></span><span style="left:45.92pt;position:var(--position)">(127)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.98pt"></span></span><span style="left:47.61pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.25pt"></span></span><span style="left:47.88pt;position:var(--position)">(77)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.29pt"></span></span><span style="left:46.92pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.51pt"></span></span><span style="left:47.14pt;position:var(--position)">(88)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.67pt"></span></span><span style="left:47.300000000000004pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.69pt"></span></span><span style="left:49.32pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.04pt"></span></span><span style="left:49.67pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.22pt"></span></span><span style="left:49.85pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.23pt"></span></span><span style="left:50.86pt;position:var(--position)">73<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other accounting estimates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuitant mortality<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.36pt"></span></span><span style="left:49.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.54pt"></span></span><span style="left:50.17pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.07pt"></span></span><span style="left:49.7pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.53pt"></span></span><span style="left:50.160000000000004pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.88pt"></span></span><span style="left:47.510000000000005pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.33pt"></span></span><span style="left:46.96pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.83pt"></span></span><span style="left:47.46pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.13pt"></span></span><span style="left:47.760000000000005pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Future maintenance and investment expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.15pt"></span></span><span style="left:49.78pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.58pt"></span></span><span style="left:50.21pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.23pt"></span></span><span style="left:49.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.94pt"></span></span><span style="left:50.57pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.1pt"></span></span><span style="left:48.730000000000004pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.62pt"></span></span><span style="left:47.25pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.6pt"></span></span><span style="left:47.230000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.31pt"></span></span><span style="left:47.940000000000005pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:235.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-annuitant mortality and morbidity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.95pt"></span></span><span style="left:51.580000000000005pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.09pt"></span></span><span style="left:49.720000000000006pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.98pt"></span></span><span style="left:52.61pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.51pt"></span></span><span style="left:52.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.3pt"></span></span><span style="left:46.93pt;position:var(--position)">(26)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44pt"></span></span><span style="left:46.63pt;position:var(--position)">(20)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.35pt"></span></span><span style="left:48.980000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.06pt"></span></span><span style="left:51.690000000000005pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapse rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.4pt"></span></span><span style="left:54.03pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.37pt"></span></span><span style="left:54pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:52.08pt"></span></span><span style="left:54.71pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.62pt"></span></span><span style="left:54.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.52pt"></span></span><span style="left:51.150000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.52pt"></span></span><span style="left:51.150000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.99pt"></span></span><span style="left:51.620000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.37pt"></span></span><span style="left:52pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:24pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgement:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining whether a present obligation exists and whether it is more likely than not that an outflow of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">resources will be required to settle that obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:24pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Populations impacted, level of remediation and response rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span><span id="i09deed18713c4213bb8acd4a3c1510ee_6351"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:458.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group provides a wide range of banking and financial services in the UK and in certain locations overseas.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group Executive Committee (GEC) has been determined to be the chief operating decision-maker, as defined by IFRS 8 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Segments<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, for the Group. The Group’s operating segments reflect its organisational and management structures. The GEC reviews the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s internal reporting based around these segments in order to assess performance and allocate resources. It considers interest income <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and expense on a net basis and consequently the total interest income and expense for all reportable segments is presented net. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:512.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">segments are differentiated by the type of products provided and by whether the customers are individuals or corporate entities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The segmental results and comparatives are presented on an underlying basis (pre-tax), the basis reviewed by the chief operating decision-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maker. The underlying basis is derived from the recognition and measurement principles of the IFRS Accounting Standards with the effects <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the following excluded in arriving at underlying profit:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Restructuring costs relating to merger, acquisition, integration and disposal activities<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:566.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility and other items, which includes the effects of certain asset sales, the volatility relating to the Group’s hedging arrangements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:576.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and that arising in the insurance businesses, the unwind of acquisition-related fair v<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alue adjustments and the amortisation of purchased <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:586.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">intangible assets<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:600.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Management believes that excluding volatility from underlying profit before tax provides useful information for investors on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:610.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">performance of the business because it allows for a comparable representation of the Group’s performance by removing the impact of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items caused by market movements outside the control of management.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:633.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the purposes of the underlying income statement, operating lease depreciation (net of gains on disposal of operating lease assets) is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:643.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shown as an adjustment to total income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> operating and reportable segments: Retail; Commercial Banking; and Insurance, Pensions and Investments:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail offers a broad range of financial services products to personal customers, including current accounts, savings, mortgages, credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:678.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cards, unsecured loans, motor finance and leasing solutions<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking serves small and medium businesses and corporate and institutional clients, providing lending, transactional <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:698.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">banking, working capital management, debt financing and risk management services<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:355.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:708.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, Pensions and Investments offers insurance, investment and pension management products and services<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:722.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other comprises income and expenditure not attributed to the Group’s operating segments. These amounts include those arising from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s equity investment businesses and residual underlying net interest income after transfer pricing.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:745.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2025, the Group revised its treatment of certain divisional variable payment related costs. Previously reported within divisional operating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:755.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">costs, these are now included within divisional underlying other income. Comparative figures have been represented on a consistent basis, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:765.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with no net impact on segmental profit or loss. Total Group comparatives are unchanged.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:183.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment services are generally recharged at cost, although some attract a margin. Inter-segment lending and deposits are generally <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">entered into at market rates, except that non-interest bearing balances are priced at a rate that reflects the external yield that could be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">earned on such funds.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the majority of those derivative contracts entered into by business units for risk management purposes, the business unit recognises the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net interest income or expense on an accrual accounting basis and transfers the remainder of the movement in the fair value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivative to the central function where the resulting accounting volatility is managed where possible through the establishment of hedge <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">accounting relationships. Any change in fair value of the hedged instrument attributable to the hedged risk is also recorded within the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">central function. This allocation of the fair value of the derivative and change in fair value of the hedged instrument attributable to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedged risk avoids accounting asymmetry in the segmental results.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.15pt"></span></span><span style="left:21.779999999999998pt;position:var(--position)">9,637<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">3,670<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(151)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.43pt"></span></span><span style="left:19.06pt;position:var(--position)">13,635<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">1,825<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">12,273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">5,495<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">19,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:6.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,445)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">10,828<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">5,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.1pt"></span></span><span style="left:18.73pt;position:var(--position)">(5,807)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">(2,853)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">(933)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.91pt"></span></span><span style="left:26.54pt;position:var(--position)">(168)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">(9,761)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(931)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.74pt"></span></span><span style="left:30.369999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.92pt"></span></span><span style="left:31.55pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.51pt"></span></span><span style="left:37.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">(968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">(6,738)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">(2,880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">(734)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.7pt"></span></span><span style="left:34.33pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.03pt"></span></span><span style="left:38.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.17pt"></span></span><span style="left:21.8pt;position:var(--position)">3,356<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">2,546<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">330<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">545<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">6,777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">15,383<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.4pt"></span></span><span style="left:21.029999999999998pt;position:var(--position)">3,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">1,436<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">(563)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">19,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,445)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">(3,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.05pt"></span></span><span style="left:22.68pt;position:var(--position)">1,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.27pt"></span></span><span style="left:26.9pt;position:var(--position)">(156)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">1,270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">10,828<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">5,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228pt;width:272.25pt"><div><div style="line-height:8.25pt;position:var(--position);top:3pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">390,616<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">90,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:253.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.91pt"></span></span><span style="left:11.54pt;position:var(--position)">404,882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">147,186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">218,137<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">173,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">944,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:266.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">325,169<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">171,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.8pt"></span></span><span style="left:12.43pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.7pt"></span></span><span style="left:14.329999999999998pt;position:var(--position)">331,244<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">211,175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.02pt"></span></span><span style="left:14.649999999999999pt;position:var(--position)">213,520<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.82pt"></span></span><span style="left:13.45pt;position:var(--position)">140,266<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.39pt"></span></span><span style="left:12.02pt;position:var(--position)">896,205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:304.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:317.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:317.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,075<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:317.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,075<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:330pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:342.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:342.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">543<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:342.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">543<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:355.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:355.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.94pt"></span></span><span style="left:23.57pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:355.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.94pt"></span></span><span style="left:23.57pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:368.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:368.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">1,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:368.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">1,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:381pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:381pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:393.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:393.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:393.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:406.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(234)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.65pt"></span></span><span style="left:29.279999999999998pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:419.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">1,825<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:444.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:457.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.71pt"></span></span><span style="left:22.34pt;position:var(--position)">2,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">345<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">587<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:470.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:483pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:495.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21pt"></span></span><span style="left:23.63pt;position:var(--position)">4,173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">242<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">1,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">6,323<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:508.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:718pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Net of losses on disposal of operating lease assets of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:206.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:232.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:725.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:244.44pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:19.75pt"></span></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:169.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:546.27pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:516.75pt"></span></span><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">8,930<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.33pt"></span></span><span style="left:21.959999999999997pt;position:var(--position)">3,434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">617<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">12,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:272.25pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:71.25999999999999pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">2,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">11,284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">5,249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">18,442<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(1,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.47pt"></span></span><span style="left:22.099999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">9,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">5,243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:55.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.16pt"></span></span><span style="left:19.79pt;position:var(--position)">(5,566)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.37pt"></span></span><span style="left:21pt;position:var(--position)">(2,752)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.21pt"></span></span><span style="left:25.84pt;position:var(--position)">(924)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">(200)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(9,442)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">(750)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.83pt"></span></span><span style="left:30.459999999999997pt;position:var(--position)">(26)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">(899)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(6,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">(2,856)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">(943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.77pt"></span></span><span style="left:26.4pt;position:var(--position)">(226)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.81pt"></span></span><span style="left:26.439999999999998pt;position:var(--position)">(457)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.88pt"></span></span><span style="left:34.51pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(433)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,192<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">2,401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">220<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.82pt"></span></span><span style="left:28.45pt;position:var(--position)">530<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">6,343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">13,566<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">3,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(397)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">18,442<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:185.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(1,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.47pt"></span></span><span style="left:22.099999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.69pt"></span></span><span style="left:20.32pt;position:var(--position)">(2,282)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">1,268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">1,150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">9,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">5,243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">372,250<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.43pt"></span></span><span style="left:18.06pt;position:var(--position)">87,602<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:52.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.13pt"></span></span><span style="left:14.760000000000002pt;position:var(--position)">387,322<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">148,548<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.84pt"></span></span><span style="left:15.469999999999999pt;position:var(--position)">197,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.35pt"></span></span><span style="left:17.98pt;position:var(--position)">173,518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.63pt"></span></span><span style="left:13.260000000000002pt;position:var(--position)">906,697<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">319,726<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">162,645<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.36pt"></span></span><span style="left:28.99pt;position:var(--position)">374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.27pt"></span></span><span style="left:13.899999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">324,730<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.74pt"></span></span><span style="left:13.370000000000001pt;position:var(--position)">207,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">193,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">135,494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.47pt"></span></span><span style="left:12.100000000000001pt;position:var(--position)">860,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:300pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:312.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.75pt"></span></span><span style="left:25.38pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.75pt"></span></span><span style="left:25.38pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:325.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:338.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:351pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:363.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">979<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">979<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(321)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.29pt"></span></span><span style="left:26.919999999999998pt;position:var(--position)">(237)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:414.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">2,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:427.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:440.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:453pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">2,303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">338<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">556<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:465.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.06pt"></span></span><span style="left:30.689999999999998pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:491.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">3,485<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.96pt"></span></span><span style="left:30.59pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">1,956<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">5,623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:504pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">In 2025, the Group revised its treatment of certain divisional variable payment related costs. Previously reported within divisional operating costs, these are now included within <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:620.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">divisional underlying other income. Comparative figures have been represented on a consistent basis, with no net impact on segmental profit or loss. Total Group comparatives are <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:628.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">unchanged.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of profits on disposal of operating lease assets of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:191.10000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:643.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:650.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">The Insurance, Pensions and Investments operating segment external assets included £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:281.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5,122<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of disposal group assets and external liabilities included £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:472.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5,268<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of disposal <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:658.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">group liabilities. Further details are provided in note<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:186.42000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:187.89999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:194.97000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> and note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.58999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.97000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:183.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">9,647<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">3,799<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">13,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">2,159<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,691<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">11,806<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">5,490<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">18,888<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">10,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">5,482<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.7pt"></span></span><span style="left:19.33pt;position:var(--position)">(5,469)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.5pt"></span></span><span style="left:20.13pt;position:var(--position)">(2,647)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(9,140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">(127)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.96pt"></span></span><span style="left:26.59pt;position:var(--position)">(675)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.62pt"></span></span><span style="left:19.25pt;position:var(--position)">(5,984)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(2,774)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(894)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(9,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">(831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">511<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(308)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">4,043<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,219<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.49pt"></span></span><span style="left:22.119999999999997pt;position:var(--position)">7,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">12,803<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">4,570<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">1,221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">18,888<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:185.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">(997)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">920<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">10,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">5,482<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.32pt"></span></span><span style="left:18.95pt;position:var(--position)">361,181<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">88,606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.68pt"></span></span><span style="left:30.31pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">449,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.78pt"></span></span><span style="left:14.41pt;position:var(--position)">376,789<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.22pt"></span></span><span style="left:14.850000000000001pt;position:var(--position)">150,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.09pt"></span></span><span style="left:15.719999999999999pt;position:var(--position)">184,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">169,563<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.44pt"></span></span><span style="left:15.07pt;position:var(--position)">881,453<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.76pt"></span></span><span style="left:14.39pt;position:var(--position)">308,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.04pt"></span></span><span style="left:16.669999999999998pt;position:var(--position)">162,752<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.92pt"></span></span><span style="left:28.55pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.99pt"></span></span><span style="left:15.620000000000001pt;position:var(--position)">471,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">313,244<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">204,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">179,962<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.84pt"></span></span><span style="left:15.469999999999999pt;position:var(--position)">136,067<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">834,088<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:300pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:312.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:325.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:338.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:351pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">1,177<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">1,177<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:363.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.58pt"></span></span><span style="left:28.209999999999997pt;position:var(--position)">966<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.58pt"></span></span><span style="left:28.209999999999997pt;position:var(--position)">966<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">448<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">448<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.16pt"></span></span><span style="left:33.79pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">(384)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(312)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:414.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">2,159<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,691<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:427.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:440.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:453pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">1,927<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">410<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">201<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:465.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:491.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.89pt"></span></span><span style="left:32.52pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.38pt"></span></span><span style="left:24.009999999999998pt;position:var(--position)">1,993<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">5,455<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:504pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:614.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Net of profits on disposal of operating lease assets of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£93 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:622.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:633.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Geographical areas<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:644.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s operations are predominantly UK-based and as a result an analysis between UK and non-UK activities is not provided.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:169.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reconciliation of underlying basis to statutory basis<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The underlying basis is the basis on which financial information is presented to the chief operating decision-maker which excludes certain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items included in the statutory results. The table below reconciles the statutory results to the underlying basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:125.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:44.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:43.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,230<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">403<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">13,635<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">6,192<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">(326)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.93pt"></span></span><span style="left:26.56pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">19,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">(1,377)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(11,966)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">1,493<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(256)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.12pt"></span></span><span style="left:19.75pt;position:var(--position)">(10,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">6,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.96pt"></span></span><span style="left:26.59pt;position:var(--position)">6,777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:280.3pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:58.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">12,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">578<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">12,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">5,726<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">(375)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.59pt"></span></span><span style="left:32.22pt;position:var(--position)">246<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.24pt"></span></span><span style="left:26.869999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">18,003<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.07pt"></span></span><span style="left:27.7pt;position:var(--position)">(1,122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">236<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.79pt"></span></span><span style="left:28.419999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">(11,601)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">1,496<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(236)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.76pt"></span></span><span style="left:31.39pt;position:var(--position)">(431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(433)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">6,343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:435.05pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:58.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">13,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.56pt"></span></span><span style="left:36.190000000000005pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">13,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.67pt"></span></span><span style="left:28.3pt;position:var(--position)">5,331<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">(447)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">239<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">18,629<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.96pt"></span></span><span style="left:29.59pt;position:var(--position)">(924)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.77pt"></span></span><span style="left:24.4pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">(10,823)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">1,235<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.22pt"></span></span><span style="left:30.849999999999998pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(9,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.86pt"></span></span><span style="left:29.49pt;position:var(--position)">(303)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.55pt"></span></span><span style="left:29.18pt;position:var(--position)">(308)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">7,503<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">7,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:583.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">In the year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:131.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:145.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> this comprises the effects of market and other volatility (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:313.21pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.04999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">72<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.28999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:368.54999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:371.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:387.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:395.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£144 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:428.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.59999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.54999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:448.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:459.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:471.71999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">35<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:478.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:498.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); the <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:591.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">amortisation of purchased intangibles (£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.5pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">86<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:162.82999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.69pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.95999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£81 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.70999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:248.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:251.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£80 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); restructuring (£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:329.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">46<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of merger, acquisition and integration costs, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:479.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:496.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£40 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:527.5699999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:530.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:544.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:598.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£154 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:77.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); and the fair value unwind (losses of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:183.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">56<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:190.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:213.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:227.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:246.52999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:255.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£107 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:287.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:304.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: losses of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£107 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:363.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:606.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Under IFRS 17, expenses which are directly associated with the fulfilment of insurance contracts are reported as part of the insurance service result within statutory other income. On <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">an underlying basis these expenses remain within costs.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:621.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of losses on disposal of operating lease assets of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:262.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:292.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:309.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:340.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">93<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:347.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:348.72999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million). <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:372.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Statutory operating expenses includes operating lease <span style="display:inline-block;height:4.8pt"></span></span></div>depreciation. On an underlying basis operating lease depreciation is included in net income. 3 3 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.15pt"></span></span><span style="left:21.779999999999998pt;position:var(--position)">9,637<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">3,670<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(151)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.43pt"></span></span><span style="left:19.06pt;position:var(--position)">13,635<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">1,825<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">12,273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">5,495<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">19,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:6.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,445)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:72pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">10,828<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">5,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:87.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.1pt"></span></span><span style="left:18.73pt;position:var(--position)">(5,807)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">(2,853)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">(933)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.91pt"></span></span><span style="left:26.54pt;position:var(--position)">(168)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:100.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">(9,761)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(931)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.74pt"></span></span><span style="left:30.369999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.92pt"></span></span><span style="left:31.55pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.51pt"></span></span><span style="left:37.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:113.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">(968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.33pt"></span></span><span style="left:18.959999999999997pt;position:var(--position)">(6,738)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">(2,880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">(734)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.7pt"></span></span><span style="left:34.33pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.03pt"></span></span><span style="left:38.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:138.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.17pt"></span></span><span style="left:21.8pt;position:var(--position)">3,356<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">2,546<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">330<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">545<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">6,777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">15,383<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.4pt"></span></span><span style="left:21.029999999999998pt;position:var(--position)">3,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">1,436<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">(563)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">19,755<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,445)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:189.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.47pt"></span></span><span style="left:20.099999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.13pt"></span></span><span style="left:21.759999999999998pt;position:var(--position)">(3,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.05pt"></span></span><span style="left:22.68pt;position:var(--position)">1,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.27pt"></span></span><span style="left:26.9pt;position:var(--position)">(156)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">1,270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:202.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">10,828<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.5pt"></span></span><span style="left:21.13pt;position:var(--position)">5,486<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.21pt"></span></span><span style="left:22.84pt;position:var(--position)">1,280<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228pt;width:272.25pt"><div><div style="line-height:8.25pt;position:var(--position);top:3pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.77pt"></span></span><span style="left:13.399999999999999pt;position:var(--position)">390,616<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">90,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:240.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:253.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.91pt"></span></span><span style="left:11.54pt;position:var(--position)">404,882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">147,186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">218,137<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">173,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:253.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">944,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:266.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">325,169<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">171,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:266.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.8pt"></span></span><span style="left:12.43pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.7pt"></span></span><span style="left:14.329999999999998pt;position:var(--position)">331,244<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.08pt"></span></span><span style="left:18.709999999999997pt;position:var(--position)">211,175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.02pt"></span></span><span style="left:14.649999999999999pt;position:var(--position)">213,520<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.82pt"></span></span><span style="left:13.45pt;position:var(--position)">140,266<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.39pt"></span></span><span style="left:12.02pt;position:var(--position)">896,205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:304.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:317.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:317.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,075<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:317.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">2,075<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:330pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:342.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:342.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">543<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:342.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">543<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:355.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:355.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.94pt"></span></span><span style="left:23.57pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:355.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.94pt"></span></span><span style="left:23.57pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:368.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:368.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">1,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:368.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">1,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:381pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:381pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:393.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:393.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:393.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">462<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:406.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(234)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:406.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.65pt"></span></span><span style="left:29.279999999999998pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:419.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">1,825<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.22pt"></span></span><span style="left:24.849999999999998pt;position:var(--position)">1,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:419.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:444.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:457.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.71pt"></span></span><span style="left:22.34pt;position:var(--position)">2,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">345<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">587<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:457.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:470.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:470.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:483pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:495.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21pt"></span></span><span style="left:23.63pt;position:var(--position)">4,173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">242<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">1,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:495.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.21pt"></span></span><span style="left:21.84pt;position:var(--position)">6,323<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:508.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:508.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:718pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Net of losses on disposal of operating lease assets of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:206.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:232.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:725.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:244.44pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:19.75pt"></span></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:169.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:546.27pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:516.75pt"></span></span><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">8,930<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.33pt"></span></span><span style="left:21.959999999999997pt;position:var(--position)">3,434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">617<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">12,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:272.25pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:71.25999999999999pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">2,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">11,284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">5,249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">18,442<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(1,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.47pt"></span></span><span style="left:22.099999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">9,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">5,243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:55.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.16pt"></span></span><span style="left:19.79pt;position:var(--position)">(5,566)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.37pt"></span></span><span style="left:21pt;position:var(--position)">(2,752)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.21pt"></span></span><span style="left:25.84pt;position:var(--position)">(924)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.76pt"></span></span><span style="left:25.39pt;position:var(--position)">(200)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(9,442)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">(750)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(104)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.83pt"></span></span><span style="left:30.459999999999997pt;position:var(--position)">(26)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">(899)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(6,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">(2,856)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">(943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.77pt"></span></span><span style="left:26.4pt;position:var(--position)">(226)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.81pt"></span></span><span style="left:26.439999999999998pt;position:var(--position)">(457)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.88pt"></span></span><span style="left:34.51pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(433)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,192<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">2,401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">220<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.82pt"></span></span><span style="left:28.45pt;position:var(--position)">530<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">6,343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">13,566<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">3,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(397)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">18,442<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:185.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(1,319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.47pt"></span></span><span style="left:22.099999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.69pt"></span></span><span style="left:20.32pt;position:var(--position)">(2,282)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">1,268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">1,150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">9,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">5,243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,156<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">753<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">372,250<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.43pt"></span></span><span style="left:18.06pt;position:var(--position)">87,602<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:52.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.13pt"></span></span><span style="left:14.760000000000002pt;position:var(--position)">387,322<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.06pt"></span></span><span style="left:14.690000000000001pt;position:var(--position)">148,548<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.84pt"></span></span><span style="left:15.469999999999999pt;position:var(--position)">197,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.35pt"></span></span><span style="left:17.98pt;position:var(--position)">173,518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.63pt"></span></span><span style="left:13.260000000000002pt;position:var(--position)">906,697<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.55pt"></span></span><span style="left:16.18pt;position:var(--position)">319,726<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">162,645<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.36pt"></span></span><span style="left:28.99pt;position:var(--position)">374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.27pt"></span></span><span style="left:13.899999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.35pt"></span></span><span style="left:13.98pt;position:var(--position)">324,730<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.74pt"></span></span><span style="left:13.370000000000001pt;position:var(--position)">207,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.73pt"></span></span><span style="left:17.36pt;position:var(--position)">193,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">135,494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.47pt"></span></span><span style="left:12.100000000000001pt;position:var(--position)">860,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:300pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:312.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.75pt"></span></span><span style="left:25.38pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.75pt"></span></span><span style="left:25.38pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:325.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:338.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">533<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:351pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">1,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:363.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">979<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">979<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(321)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.29pt"></span></span><span style="left:26.919999999999998pt;position:var(--position)">(237)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:414.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">2,354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">1,292<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:427.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:440.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:453pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">2,303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">338<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">229<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">556<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:465.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.06pt"></span></span><span style="left:30.689999999999998pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:491.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">3,485<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.96pt"></span></span><span style="left:30.59pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">1,956<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">5,623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:504pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">In 2025, the Group revised its treatment of certain divisional variable payment related costs. Previously reported within divisional operating costs, these are now included within <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:620.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">divisional underlying other income. Comparative figures have been represented on a consistent basis, with no net impact on segmental profit or loss. Total Group comparatives are <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:628.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">unchanged.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of profits on disposal of operating lease assets of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:191.10000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:643.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:650.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">The Insurance, Pensions and Investments operating segment external assets included £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:281.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5,122<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of disposal group assets and external liabilities included £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:472.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5,268<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.85999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of disposal <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:658.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">group liabilities. Further details are provided in note<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:186.42000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:187.89999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:194.97000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> and note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.58999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.97000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 4: Segmental analysis<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:183.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">9,647<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">3,799<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">13,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">2,159<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,691<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total underlying income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">11,806<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">5,490<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">18,888<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:99.64999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">10,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">5,482<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.7pt"></span></span><span style="left:19.33pt;position:var(--position)">(5,469)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.5pt"></span></span><span style="left:20.13pt;position:var(--position)">(2,647)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">(9,140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remediation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">(127)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.96pt"></span></span><span style="left:26.59pt;position:var(--position)">(675)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.62pt"></span></span><span style="left:19.25pt;position:var(--position)">(5,984)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(2,774)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(894)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(163)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(9,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment (charge) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">(831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">511<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.22pt"></span></span><span style="left:37.85pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(308)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.8pt"></span></span><span style="left:21.43pt;position:var(--position)">4,043<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,219<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.49pt"></span></span><span style="left:22.119999999999997pt;position:var(--position)">7,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">12,803<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.73pt"></span></span><span style="left:22.36pt;position:var(--position)">4,570<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">1,221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:172.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">18,888<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:185.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:127.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(948)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:185.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense) income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">(997)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">920<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">10,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">5,482<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.25pt"></span></span><span style="left:24.88pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.18pt"></span></span><span style="left:30.81pt;position:var(--position)">515<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:210.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:223.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:115.61999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.32pt"></span></span><span style="left:18.95pt;position:var(--position)">361,181<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">88,606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.68pt"></span></span><span style="left:30.31pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.79pt"></span></span><span style="left:13.419999999999998pt;position:var(--position)">449,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.78pt"></span></span><span style="left:14.41pt;position:var(--position)">376,789<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.22pt"></span></span><span style="left:14.850000000000001pt;position:var(--position)">150,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.09pt"></span></span><span style="left:15.719999999999999pt;position:var(--position)">184,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">169,563<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.44pt"></span></span><span style="left:15.07pt;position:var(--position)">881,453<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.76pt"></span></span><span style="left:14.39pt;position:var(--position)">308,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.04pt"></span></span><span style="left:16.669999999999998pt;position:var(--position)">162,752<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.92pt"></span></span><span style="left:28.55pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.99pt"></span></span><span style="left:15.620000000000001pt;position:var(--position)">471,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">External liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">313,244<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">204,815<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.32pt"></span></span><span style="left:15.95pt;position:var(--position)">179,962<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.84pt"></span></span><span style="left:15.469999999999999pt;position:var(--position)">136,067<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.77pt"></span></span><span style="left:12.399999999999999pt;position:var(--position)">834,088<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:300pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of underlying other income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:312.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer lending<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:312.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:325.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer relationships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:325.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:338.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Business and Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:338.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:351pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and Institutional Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">1,177<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:351pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">1,177<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:363.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life, Pensions and Investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.58pt"></span></span><span style="left:28.209999999999997pt;position:var(--position)">966<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:363.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.58pt"></span></span><span style="left:28.209999999999997pt;position:var(--position)">966<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">General insurance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Venture capital<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">448<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">448<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.16pt"></span></span><span style="left:33.79pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">(384)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">(312)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:414.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">2,159<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,691<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">1,209<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:414.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:427.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:440.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other items reflected in income statement above:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:453pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">1,927<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">410<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">201<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:453pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:465.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit scheme charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:465.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-income statement items:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:491.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions to fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.89pt"></span></span><span style="left:32.52pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.38pt"></span></span><span style="left:24.009999999999998pt;position:var(--position)">1,993<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:491.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">5,455<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:504pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments in joint ventures and associates at end of year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:504pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:614.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Net of profits on disposal of operating lease assets of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.27pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£93 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:622.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other includes centralised fair value hedge accounting adjustments.<span style="display:inline-block;height:4.8pt"></span></span></div> 9637000000 3670000000 -151000000 479000000 13635000000 2636000000 1825000000 1431000000 228000000 6120000000 12273000000 5495000000 1280000000 707000000 19755000000 -1445000000 -9000000 0 0 -1454000000 10828000000 5486000000 1280000000 707000000 18301000000 5807000000 2853000000 933000000 168000000 9761000000 931000000 27000000 15000000 -5000000 968000000 6738000000 2880000000 948000000 163000000 10729000000 734000000 60000000 2000000 -1000000 795000000 3356000000 2546000000 330000000 545000000 6777000000 15383000000 3499000000 1436000000 -563000000 19755000000 1445000000 9000000 0 0 1454000000 -3110000000 1996000000 -156000000 1270000000 0 10828000000 5486000000 1280000000 707000000 18301000000 390616000000 90307000000 0 540000000 481463000000 404882000000 147186000000 218137000000 173867000000 944072000000 325169000000 171063000000 0 225000000 496457000000 331244000000 211175000000 213520000000 140266000000 896205000000 2075000000 2075000000 561000000 561000000 543000000 543000000 1282000000 1282000000 1018000000 1018000000 277000000 277000000 462000000 462000000 136000000 -234000000 -98000000 2636000000 1825000000 1431000000 228000000 6120000000 2352000000 345000000 193000000 587000000 3477000000 0 0 0 -37000000 -37000000 4173000000 242000000 57000000 1851000000 6323000000 0 0 0 445000000 445000000 10000000 8930000000 3434000000 -136000000 617000000 12845000000 2354000000 1815000000 1292000000 136000000 5597000000 11284000000 5249000000 1156000000 753000000 18442000000 -1319000000 -6000000 0 0 -1325000000 9965000000 5243000000 1156000000 753000000 17117000000 5566000000 2752000000 924000000 200000000 9442000000 750000000 104000000 19000000 26000000 899000000 6316000000 2856000000 943000000 226000000 10341000000 457000000 -14000000 -7000000 -3000000 433000000 3192000000 2401000000 220000000 530000000 6343000000 13566000000 3981000000 1292000000 -397000000 18442000000 1319000000 6000000 0 0 1325000000 -2282000000 1268000000 -136000000 1150000000 0 9965000000 5243000000 1156000000 753000000 17117000000 372250000000 87602000000 0 5000000 459857000000 387322000000 148548000000 197309000000 173518000000 906697000000 319726000000 162645000000 0 374000000 482745000000 324730000000 207066000000 193519000000 135494000000 860809000000 1810000000 1810000000 544000000 544000000 533000000 533000000 1282000000 1282000000 979000000 979000000 229000000 229000000 457000000 457000000 84000000 -321000000 -237000000 2354000000 1815000000 1292000000 136000000 5597000000 2303000000 338000000 229000000 556000000 3426000000 7000000 2000000 3000000 -23000000 -11000000 3485000000 107000000 75000000 1956000000 5623000000 0 0 0 542000000 542000000 59000000 5122000000 5268000000 9647000000 3799000000 -132000000 451000000 13765000000 2159000000 1691000000 1209000000 64000000 5123000000 11806000000 5490000000 1077000000 515000000 18888000000 -948000000 -8000000 0 0 -956000000 10858000000 5482000000 1077000000 515000000 17932000000 5469000000 2647000000 880000000 144000000 9140000000 515000000 127000000 14000000 19000000 675000000 5984000000 2774000000 894000000 163000000 9815000000 831000000 -511000000 -7000000 -5000000 308000000 4043000000 3219000000 190000000 357000000 7809000000 12803000000 4570000000 1221000000 294000000 18888000000 948000000 8000000 0 0 956000000 -997000000 920000000 -144000000 221000000 0 10858000000 5482000000 1077000000 515000000 17932000000 361181000000 88606000000 0 -42000000 449745000000 376789000000 150834000000 184267000000 169563000000 881453000000 308441000000 162752000000 0 203000000 471396000000 313244000000 204815000000 179962000000 136067000000 834088000000 1553000000 1553000000 606000000 606000000 514000000 514000000 1177000000 1177000000 966000000 966000000 171000000 171000000 448000000 448000000 72000000 -384000000 -312000000 2159000000 1691000000 1209000000 64000000 5123000000 1927000000 410000000 201000000 367000000 2905000000 53000000 21000000 6000000 -159000000 -79000000 3294000000 88000000 80000000 1993000000 5455000000 0 0 0 401000000 401000000 93000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The underlying basis is the basis on which financial information is presented to the chief operating decision-maker which excludes certain <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items included in the statutory results. The table below reconciles the statutory results to the underlying basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:125.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:44.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:43.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,230<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">403<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">13,635<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">6,192<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">(326)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.93pt"></span></span><span style="left:26.56pt;position:var(--position)">6,120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(1,454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">19,422<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">(1,377)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.11pt"></span></span><span style="left:23.74pt;position:var(--position)">18,301<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(11,966)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">1,493<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(256)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.12pt"></span></span><span style="left:19.75pt;position:var(--position)">(10,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">6,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.96pt"></span></span><span style="left:26.59pt;position:var(--position)">6,777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:280.3pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:58.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">12,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">578<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">12,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">5,726<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">(375)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.59pt"></span></span><span style="left:32.22pt;position:var(--position)">246<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.24pt"></span></span><span style="left:26.869999999999997pt;position:var(--position)">5,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(1,325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">18,003<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.07pt"></span></span><span style="left:27.7pt;position:var(--position)">(1,122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">236<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.79pt"></span></span><span style="left:28.419999999999998pt;position:var(--position)">17,117<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">(11,601)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">1,496<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(236)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.76pt"></span></span><span style="left:31.39pt;position:var(--position)">(431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(433)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">6,343<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:435.05pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:183.75pt"></td><td style="padding:0;width:9.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:123.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Removal of:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:183.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:58.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking Group<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:58.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gross up<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">13,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.56pt"></span></span><span style="left:36.190000000000005pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.67pt"></span></span><span style="left:24.3pt;position:var(--position)">13,765<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:42pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.67pt"></span></span><span style="left:28.3pt;position:var(--position)">5,331<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">(447)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">239<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:56.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">5,123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:56.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:38.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(956)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:70.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease depreciation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:118.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">18,629<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.96pt"></span></span><span style="left:29.59pt;position:var(--position)">(924)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.77pt"></span></span><span style="left:24.4pt;position:var(--position)">17,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:84.75pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:81.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:69.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">(10,823)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">1,235<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.22pt"></span></span><span style="left:30.849999999999998pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:99pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(9,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:99pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:84.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.86pt"></span></span><span style="left:29.49pt;position:var(--position)">(303)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.55pt"></span></span><span style="left:29.18pt;position:var(--position)">(308)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:113.25pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying impairment charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:183.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:183.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:193.5pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">7,503<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339.75pt;position:var(--position);top:127.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">7,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:388.5pt;position:var(--position);top:127.5pt;width:123.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:123.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:62.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying profit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:583.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">In the year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:131.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:145.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> this comprises the effects of market and other volatility (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:313.21pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.04999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">72<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.28999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:368.54999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:371.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:387.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:395.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£144 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:428.51pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.59999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.54999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:448.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:459.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:471.71999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">35<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:478.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:498.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); the <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:591.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">amortisation of purchased intangibles (£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.5pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">86<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:162.82999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.69pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.95999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£81 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.70999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:248.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:251.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£80 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); restructuring (£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:329.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">46<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million of merger, acquisition and integration costs, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:479.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:496.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£40 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:527.5699999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:530.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:544.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:598.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£154 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:77.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); and the fair value unwind (losses of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:183.61pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">56<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:190.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:213.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:227.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:246.52999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:255.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£107 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:287.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:304.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: losses of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£107 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:363.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:606.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Under IFRS 17, expenses which are directly associated with the fulfilment of insurance contracts are reported as part of the insurance service result within statutory other income. On <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:613.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">an underlying basis these expenses remain within costs.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:621.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of losses on disposal of operating lease assets of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:262.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:292.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:309.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:336.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:340.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">93<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:347.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:348.72999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million). <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:372.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Statutory operating expenses includes operating lease <span style="display:inline-block;height:4.8pt"></span></span></div>depreciation. On an underlying basis operating lease depreciation is included in net income. 13230000000 403000000 2000000 13635000000 6192000000 -326000000 254000000 6120000000 -1454000000 0 -1454000000 19422000000 -1377000000 256000000 18301000000 11966000000 -1493000000 256000000 10729000000 795000000 0 0 795000000 6661000000 116000000 0 6777000000 12277000000 578000000 -10000000 12845000000 5726000000 -375000000 246000000 5597000000 -1325000000 0 -1325000000 18003000000 -1122000000 236000000 17117000000 11601000000 -1496000000 236000000 10341000000 431000000 2000000 0 433000000 5971000000 372000000 0 6343000000 13298000000 479000000 -12000000 13765000000 5331000000 -447000000 239000000 5123000000 -956000000 0 -956000000 18629000000 -924000000 227000000 17932000000 10823000000 -1235000000 227000000 9815000000 303000000 5000000 0 308000000 7503000000 306000000 0 7809000000 72000000 -144000000 35000000 86000000 81000000 80000000 46000000 40000000 154000000 56000000 107000000 107000000 10000000 59000000 93000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 5: Net interest income<span style="display:inline-block;height:8.8pt"></span><span id="ibab171ea07e84187aec5dee047d87f5e_352"></span></span><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.4pt"></span></span><span style="left:26.029999999999998pt;position:var(--position)">2,657<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">3,508<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.86pt"></span></span><span style="left:28.49pt;position:var(--position)">4,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.07pt"></span></span><span style="left:21.7pt;position:var(--position)">23,756<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">23,242<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.39pt"></span></span><span style="left:23.02pt;position:var(--position)">20,419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">2,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,685<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">2,044<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.99pt"></span></span><span style="left:31.619999999999997pt;position:var(--position)">658<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.73pt"></span></span><span style="left:33.36pt;position:var(--position)">779<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">29,407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.62pt"></span></span><span style="left:23.25pt;position:var(--position)">30,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.39pt"></span></span><span style="left:24.02pt;position:var(--position)">27,194<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">1,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total interest income<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:76.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">30,749<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.91pt"></span></span><span style="left:23.54pt;position:var(--position)">31,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.77pt"></span></span><span style="left:23.4pt;position:var(--position)">28,051<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">(244)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.83pt"></span></span><span style="left:30.459999999999997pt;position:var(--position)">(225)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(213)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">(9,257)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">(10,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.74pt"></span></span><span style="left:25.369999999999997pt;position:var(--position)">(7,148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">(1,984)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(2,392)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.63pt"></span></span><span style="left:24.259999999999998pt;position:var(--position)">(2,397)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:138.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.86pt"></span></span><span style="left:22.49pt;position:var(--position)">(5,299)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">(5,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">(4,253)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.83pt"></span></span><span style="left:33.46pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:197.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(707)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(738)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">(712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total interest expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">(17,519)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">(19,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">(14,753)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,230<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">12,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">13,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:333.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:86.75999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,213<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:99.22999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:122.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:136.89999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,104<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:156.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:179.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:193.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">923<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:209.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) in respect of finance lease receivables.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:340.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The impact of the Group’s hedging arrangements is included on this line.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income includes a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debit<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:181.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:197.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,869<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:217.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:248.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:267.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:271.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debit<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:291.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,597 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:354.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:358.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:377.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debit<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,838 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:462.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) transferred from the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash flow hedge reserve (see statement of comprehensive income<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:289.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.4pt"></span></span><span style="left:26.029999999999998pt;position:var(--position)">2,657<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">3,508<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.86pt"></span></span><span style="left:28.49pt;position:var(--position)">4,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.07pt"></span></span><span style="left:21.7pt;position:var(--position)">23,756<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">23,242<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.39pt"></span></span><span style="left:23.02pt;position:var(--position)">20,419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">2,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,685<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">2,044<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.99pt"></span></span><span style="left:31.619999999999997pt;position:var(--position)">658<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.73pt"></span></span><span style="left:33.36pt;position:var(--position)">779<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">559<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18pt"></span></span><span style="left:20.63pt;position:var(--position)">29,407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.62pt"></span></span><span style="left:23.25pt;position:var(--position)">30,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.39pt"></span></span><span style="left:24.02pt;position:var(--position)">27,194<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">1,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.26pt"></span></span><span style="left:32.89pt;position:var(--position)">857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total interest income<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:76.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.89pt"></span></span><span style="left:20.52pt;position:var(--position)">30,749<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.91pt"></span></span><span style="left:23.54pt;position:var(--position)">31,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:108pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.77pt"></span></span><span style="left:23.4pt;position:var(--position)">28,051<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">(244)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.83pt"></span></span><span style="left:30.459999999999997pt;position:var(--position)">(225)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:133.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(213)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">(9,257)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">(10,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:146.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.74pt"></span></span><span style="left:25.369999999999997pt;position:var(--position)">(7,148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">(1,984)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(2,392)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:159pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.63pt"></span></span><span style="left:24.259999999999998pt;position:var(--position)">(2,397)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:138.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.86pt"></span></span><span style="left:22.49pt;position:var(--position)">(5,299)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">(5,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:171.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">(4,253)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.83pt"></span></span><span style="left:33.46pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:184.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:197.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(707)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(738)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:197.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">(712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total interest expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">(17,519)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">(19,011)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:210pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">(14,753)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,230<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">12,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:222.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">13,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:333.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:86.75999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,213<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:99.22999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:122.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:136.89999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,104<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:156.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:179.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:193.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">923<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:209.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) in respect of finance lease receivables.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:340.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The impact of the Group’s hedging arrangements is included on this line.<span style="display:inline-block;height:4.8pt"></span></span></div> 2657000000 3508000000 4172000000 23756000000 23242000000 20419000000 2336000000 2685000000 2044000000 658000000 779000000 559000000 29407000000 30214000000 27194000000 1342000000 1074000000 857000000 30749000000 31288000000 28051000000 244000000 225000000 213000000 9257000000 10132000000 7148000000 1984000000 2392000000 2397000000 5299000000 5493000000 4253000000 28000000 31000000 30000000 707000000 738000000 712000000 17519000000 19011000000 14753000000 13230000000 12277000000 13298000000 1213000000 1104000000 923000000 -1869000000 -2597000000 -1838000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 6: Net fee and commission income<span style="display:inline-block;height:8.8pt"></span><span id="i85b70c91d6354799b53d029b3a15edb1_2264"></span></span><div style="position:var(--position);top:392.25pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:71.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">430<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">673<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">1,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.2pt"></span></span><span style="left:31.83pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">332<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.6pt"></span></span><span style="left:28.23pt;position:var(--position)">556<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">1,355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">1,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">397<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">3,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.82pt"></span></span><span style="left:28.45pt;position:var(--position)">(811)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">(363)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(1,334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.7pt"></span></span><span style="left:34.33pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,784<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:565pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">423<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">1,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">500<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">1,326<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">1,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.45pt"></span></span><span style="left:29.08pt;position:var(--position)">332<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">2,943<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.81pt"></span></span><span style="left:26.439999999999998pt;position:var(--position)">(745)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(89)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.27pt"></span></span><span style="left:22.9pt;position:var(--position)">(1,184)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">581<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">1,759<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 6: Net fee and commission income<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:233.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.13pt"></span></span><span style="left:27.759999999999998pt;position:var(--position)">406<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">800<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.41pt"></span></span><span style="left:24.04pt;position:var(--position)">1,264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.77pt"></span></span><span style="left:33.4pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">560<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">1,291<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">1,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.27pt"></span></span><span style="left:28.9pt;position:var(--position)">333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.77pt"></span></span><span style="left:33.4pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">2,926<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(673)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24pt"></span></span><span style="left:26.63pt;position:var(--position)">(322)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">(1,095)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">618<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">955<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.28pt"></span></span><span style="left:25.91pt;position:var(--position)">1,831<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:259.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees and commissions which are an integral part of the effective interest rate form part of net interest income shown in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:493.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:498.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. Fees and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:269.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commissions relating to instruments that are held at fair value through profit or loss are included within net trading income shown in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:279.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">note<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.18000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:57.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In determining the disaggregation of fees and commissions the Group has considered how the nature, amount, timing and uncertainty of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">revenue and cash flows are affected by economic factors. It has determined that the above disaggregation by product type provides useful <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">information that does not aggregate items that have substantially different characteristics.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:326.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the Group held on its balance sheet £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.54000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">174<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:347.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:366.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:370.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£163 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of services provided to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:336.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.52000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">92<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:185pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:204.29000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:208.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£75 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.95000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of amounts received from customers for services to be provided after <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:346.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance sheet date. Current unsatisfied performance obligations amount to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:332.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">207<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:346.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.35999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:446.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:450.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£195 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:493.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">); the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:356.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expects to receive substantially all of this revenue by the end of 2027.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:370.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Income recognised during the year included £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:210.20000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.63000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:260.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£28 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of amounts included in the contract liability balance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:380.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at the start of the year and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:139.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:148.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:152.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:172.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:176.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of amounts from performance obligations satisfied in previous years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The most significant performance obligations undertaken by the Group are in respect of current accounts, the provision of other banking <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">services for commercial customers and credit and debit card services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:417.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In respect of current accounts, the Group receives fees for the provision of bank account and transaction services such as ATM services, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:427.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fund transfers, overdraft facilities and other value-added offerings.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:440.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For commercial customers, alongside its provision of current accounts, the Group provides other corporate banking services including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">factoring and commitments to provide loan financing. Loan commitment fees are included in fees and commissions where the loan is not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected to be drawn down by the customer.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group receives interchange and merchant fees, together with fees for overseas use and cash advances, for provision of card services to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cardholders and merchants.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:71.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">430<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">673<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">479<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">1,324<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.2pt"></span></span><span style="left:31.83pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">332<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.6pt"></span></span><span style="left:28.23pt;position:var(--position)">556<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">1,355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">1,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">397<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">3,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.82pt"></span></span><span style="left:28.45pt;position:var(--position)">(811)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">(363)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(1,334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">544<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.7pt"></span></span><span style="left:34.33pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.71pt"></span></span><span style="left:23.34pt;position:var(--position)">1,784<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="position:var(--position);top:565pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">423<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">457<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">1,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">372<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">500<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">1,326<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">1,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.45pt"></span></span><span style="left:29.08pt;position:var(--position)">332<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">2,943<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.81pt"></span></span><span style="left:26.439999999999998pt;position:var(--position)">(745)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">(334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(89)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.27pt"></span></span><span style="left:22.9pt;position:var(--position)">(1,184)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">581<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.07pt"></span></span><span style="left:28.7pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">1,759<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 6: Net fee and commission income<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:233.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:272.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance, <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current accounts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.13pt"></span></span><span style="left:27.759999999999998pt;position:var(--position)">406<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">624<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit and debit card fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">800<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.41pt"></span></span><span style="left:24.04pt;position:var(--position)">1,264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial banking and treasury fees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unit trust and insurance broking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factoring<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other fees and commissions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.77pt"></span></span><span style="left:33.4pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">560<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">1,291<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">1,277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.27pt"></span></span><span style="left:28.9pt;position:var(--position)">333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.77pt"></span></span><span style="left:33.4pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:121.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">2,926<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(673)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24pt"></span></span><span style="left:26.63pt;position:var(--position)">(322)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:134.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">(1,095)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">618<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">955<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">249<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.52pt"></span></span><span style="left:37.150000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.28pt"></span></span><span style="left:25.91pt;position:var(--position)">1,831<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 430000000 243000000 0 0 673000000 845000000 479000000 0 0 1324000000 0 434000000 0 0 434000000 0 0 65000000 0 65000000 0 66000000 0 0 66000000 80000000 130000000 332000000 14000000 556000000 1355000000 1352000000 397000000 14000000 3118000000 811000000 363000000 144000000 16000000 1334000000 544000000 989000000 253000000 -2000000 1784000000 423000000 221000000 0 0 644000000 829000000 457000000 0 0 1286000000 0 372000000 0 1000000 373000000 0 0 71000000 0 71000000 0 69000000 0 0 69000000 74000000 148000000 261000000 17000000 500000000 1326000000 1267000000 332000000 18000000 2943000000 745000000 334000000 89000000 16000000 1184000000 581000000 933000000 243000000 2000000 1759000000 406000000 218000000 0 0 624000000 800000000 464000000 0 0 1264000000 0 334000000 0 0 334000000 0 0 69000000 0 69000000 0 75000000 0 0 75000000 85000000 186000000 264000000 25000000 560000000 1291000000 1277000000 333000000 25000000 2926000000 673000000 322000000 84000000 16000000 1095000000 618000000 955000000 249000000 9000000 1831000000 174000000 163000000 92000000 75000000 207000000 195000000 30000000 28000000 0 0 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 7: Net trading income<span style="display:inline-block;height:8.8pt"></span><span id="if160ed431b264bf8a3e57da724f4ad43_297"></span></span><div style="position:var(--position);top:514.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial instruments held for trading<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:176.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">716<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.9pt"></span></span><span style="left:29.529999999999998pt;position:var(--position)">778<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on other financial instruments mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.99pt"></span></span><span style="left:28.619999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.99pt"></span></span><span style="left:28.619999999999997pt;position:var(--position)">662<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.87pt"></span></span><span style="left:30.5pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net losses on financial liabilities designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(252)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(336)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.01pt"></span></span><span style="left:27.64pt;position:var(--position)">(341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.66pt"></span></span><span style="left:24.29pt;position:var(--position)">1,019<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">1,104<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">738<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.58pt"></span></span><span style="left:31.209999999999997pt;position:var(--position)">411<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">687<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.12pt"></span></span><span style="left:28.75pt;position:var(--position)">585<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property gains (losses)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net trading income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">1,485<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.46pt"></span></span><span style="left:26.09pt;position:var(--position)">1,812<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.78pt"></span></span><span style="left:24.41pt;position:var(--position)">1,307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:640.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Comparative periods have been represented for presentational changes. See note 1.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:648.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes hedge ineffectiveness in respect of fair value hedges (<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:214.26000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:241.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:253.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">54<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:260.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.06pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:297.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.35999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£81 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:347.71999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:350.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:367.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:386.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£267 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and cash flow hedges (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:485.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:499.03999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:502.04999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:513.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:655.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">54<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:78.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:95.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:114.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£60 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:145.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:162.1pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:165.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:176.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£19 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:213.72000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial instruments held for trading<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:176.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">716<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.9pt"></span></span><span style="left:29.529999999999998pt;position:var(--position)">778<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.79pt"></span></span><span style="left:30.419999999999998pt;position:var(--position)">518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on other financial instruments mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.99pt"></span></span><span style="left:28.619999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.99pt"></span></span><span style="left:28.619999999999997pt;position:var(--position)">662<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.87pt"></span></span><span style="left:30.5pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net losses on financial liabilities designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">(252)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(336)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.01pt"></span></span><span style="left:27.64pt;position:var(--position)">(341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.66pt"></span></span><span style="left:24.29pt;position:var(--position)">1,019<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">1,104<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">738<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.58pt"></span></span><span style="left:31.209999999999997pt;position:var(--position)">411<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">687<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.12pt"></span></span><span style="left:28.75pt;position:var(--position)">585<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property gains (losses)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(16)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net trading income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">1,485<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.46pt"></span></span><span style="left:26.09pt;position:var(--position)">1,812<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.78pt"></span></span><span style="left:24.41pt;position:var(--position)">1,307<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:640.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Comparative periods have been represented for presentational changes. See note 1.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:648.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes hedge ineffectiveness in respect of fair value hedges (<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:214.26000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:241.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:253.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">54<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:260.18pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.06pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:297.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.35999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£81 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:347.71999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:350.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:367.78999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:386.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£267 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and cash flow hedges (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:485.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:499.03999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:502.04999999999995pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:513.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:655.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.589999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">54<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:78.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:95.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:114.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£60 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:145.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:162.1pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:165.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:176.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£19 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:213.72000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 716000000 778000000 518000000 555000000 662000000 561000000 -252000000 -336000000 -341000000 1019000000 1104000000 738000000 411000000 687000000 585000000 55000000 21000000 -16000000 1485000000 1812000000 1307000000 -54000000 -81000000 -267000000 54000000 -60000000 19000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span><span id="i6c40b583bc9f40868441b92cfc002052_7"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(A)<span style="display:inline-block;height:7.2pt;width:2.45pt"></span></span><span style="left:63.78pt;position:var(--position)">Insurance service result<span style="display:inline-block;height:7.2pt"></span></span></span><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts relating to the changes in liabilities for remaining coverage:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM recognised for services provided<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">590<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in risk adjustments for non-financial risk for risk expired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected claims and other insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">1,730<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,916<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">1,907<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charges to funds in respect of policyholder tax and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.65pt"></span></span><span style="left:27.279999999999998pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.18pt"></span></span><span style="left:29.81pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">2,569<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">2,531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,407<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recovery of insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.81pt"></span></span><span style="left:22.439999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">2,494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">3,438<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,291<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">3,008<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Incurred claims and other insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">(1,749)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.14pt"></span></span><span style="left:21.77pt;position:var(--position)">(1,978)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.14pt"></span></span><span style="left:21.77pt;position:var(--position)">(1,897)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes that relate to past service: adjustment to liabilities for incurred claims<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes that relate to future service: (losses) reversal of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.59pt"></span></span><span style="left:29.22pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amortisation of insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.48pt"></span></span><span style="left:29.11pt;position:var(--position)">(117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">(105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">(88)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life excluding net impairment loss on insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.24pt"></span></span><span style="left:21.869999999999997pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(1,927)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net impairment loss on insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(2,168)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">(1,934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-life<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:47.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.57pt"></span></span><span style="left:26.2pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total insurance service expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.37pt"></span></span><span style="left:19pt;position:var(--position)">(2,543)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.11pt"></span></span><span style="left:20.74pt;position:var(--position)">(2,733)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">(2,414)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net (expense) income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">756<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">486<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:421.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes weather-related claims of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:158.59pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">111<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:164.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">82<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:238.54pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:252.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">57<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:265.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million), of which £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">97<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:326.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:348.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:362.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:369.06pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">64<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:376.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:399.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:413.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">51<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:424.96pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) was related to severe weather events.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(B)<span style="display:inline-block;height:7.2pt;width:3.08pt"></span></span><span style="left:63.78pt;position:var(--position)">Net investment return on assets held to back insurance and investment contracts and net insurance finance (expense) <span style="display:inline-block;height:7.2pt"></span></span><span id="i5078c66d7f8243d489d8ff6be67e76ca_1038"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:443.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:63.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income arising from insurance and investment contracts<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table shows the net investment return on assets held to back insurance and participating investment contracts and the net <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">finance expense arising from insurance, participating investment and reinsurance contracts, as required by IFRS 17. For completeness, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net investment return on assets held to back third party interests in consolidated funds and non-participating investment contracts and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the related finance expense is also shown. These contracts are accounted for under IFRS 9.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:497.75pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">15,408<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.1pt"></span></span><span style="left:18.73pt;position:var(--position)">15,442<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">15,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">15,396<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">2,054<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.4pt"></span></span><span style="left:21.029999999999998pt;position:var(--position)">6,394<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:266.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">23,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:130.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">(14,943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">(14,943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:143.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.36pt"></span></span><span style="left:29.99pt;position:var(--position)">174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.36pt"></span></span><span style="left:29.99pt;position:var(--position)">174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.27pt"></span></span><span style="left:26.9pt;position:var(--position)">(701)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">(715)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.27pt"></span></span><span style="left:16.9pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">(15,351)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:5.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:5.25pt;overflow:hidden;position:var(--position);top:207pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:-3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:212.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.8pt"></span></span><span style="left:32.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.8pt"></span></span><span style="left:32.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:5.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:5.25pt;overflow:hidden;position:var(--position);top:225pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:-3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.72pt"></span></span><span style="left:16.35pt;position:var(--position)">(15,283)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(15,297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:243pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">(1,954)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:255.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">(6,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:268.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">(24,044)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:281.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.8pt"></span></span><span style="left:24.43pt;position:var(--position)">(200)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:167.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.34pt"></span></span><span style="left:19.97pt;position:var(--position)">10,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">10,285<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.56pt"></span></span><span style="left:30.189999999999998pt;position:var(--position)">196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.56pt"></span></span><span style="left:30.189999999999998pt;position:var(--position)">196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">10,439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.63pt"></span></span><span style="left:20.259999999999998pt;position:var(--position)">10,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">1,105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.08pt"></span></span><span style="left:23.709999999999997pt;position:var(--position)">4,431<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:281.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.59pt"></span></span><span style="left:21.22pt;position:var(--position)">16,013<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,844)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,844)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.1pt"></span></span><span style="left:25.73pt;position:var(--position)">(839)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(846)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.88pt"></span></span><span style="left:18.51pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.82pt"></span></span><span style="left:16.45pt;position:var(--position)">(10,388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:213.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(10,334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:247.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:247.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">(1,059)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:260.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:260.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">(4,878)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.08pt"></span></span><span style="left:17.71pt;position:var(--position)">(16,278)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">(265)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:398.05pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">11,218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.61pt"></span></span><span style="left:22.24pt;position:var(--position)">11,253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.67pt"></span></span><span style="left:22.3pt;position:var(--position)">11,756<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">11,791<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.83pt"></span></span><span style="left:26.459999999999997pt;position:var(--position)">1,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.21pt"></span></span><span style="left:23.84pt;position:var(--position)">3,772<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:281.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.64pt"></span></span><span style="left:20.27pt;position:var(--position)">16,742<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:130.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">(10,293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">(10,293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:143.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(874)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">(11,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">(11,735)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(11,678)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(11,684)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">(1,109)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.92pt"></span></span><span style="left:19.55pt;position:var(--position)">(3,983)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">(16,776)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:287.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:287.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">(34)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:705.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:101.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15,009<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:119.75999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.17000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:157.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10,688<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:210.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:233.85000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10,200<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) in respect of unit-linked and with-profit contracts measured applying the <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:712.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">variable fee approach. The assets generating the investment return held to back insurance and investment contracts are carried at fair value on the Group’s balance sheet.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(C)<span style="display:inline-block;height:7.2pt;width:2.58pt"></span></span><span style="left:63.78pt;position:var(--position)">Insurance and participating investment contracts assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span></span><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contract assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating investment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:34.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">(134,906)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">(135,318)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">(121,700)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.47pt"></span></span><span style="left:17.1pt;position:var(--position)">(122,087)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:61.5pt;width:216pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:53.720000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(5,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(5,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.88pt"></span></span><span style="left:15.510000000000002pt;position:var(--position)">(135,205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">(127,355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating investment contacts net liability<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">(378)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(135,171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(364)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(127,332)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:222.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:230.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Liabilities arising from insurance contracts relating to the disposal of the Group's bulk annuity business were classified as disposal group liabilities in 2024 and presented in Other <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:237.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">liabilities in note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:112.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:249.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 13 March 2024, the Group entered into a business transfer agreement with Rothesay Life plc for the sale of the Group’s bulk annuity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:259.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business and to pursue the transfer of associated business assets and assumed liabilities under Part VII of the Financial Services and Markets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:269.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Act 2000. A reinsurance agreement between the Group and Rothesay Life plc was signed on 30 April 2024 to materially de-risk the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:279.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">bulk annuity portfolio. The Part VII transfer was completed in June 2025 and associated reinsurance agreements were concluded.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024, the Group presented the assets and liabilities relating to the bulk annuity business, including the reinsurance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contract assets arising from the agreement between the Group and Rothesay Life plc, as a disposal group. At the Part VII transfer date, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group derecognised the assets and liabilities of the disposal group, comprising £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:340.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.9 billion<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:377.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of reinsurance contract assets, £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:497.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.1 billion<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:531.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance contract liabilities, £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:159.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:196.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of goodwill and a £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:267.71000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:299.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> deferred tax asset. Following the derecognition requirements in IFRS <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">17 for transfers of contracts to a third party, the Group recognised £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">179 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:334.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in insurance revenue, representing the release of CSM for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future service at the transfer date. The derecognition of the goodwill and deferred tax asset was charged to other operating income. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overall pre-tax gain on derecognition of the disposal group was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:285.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">120 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:366.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Of the fair value of underlying items in respect of direct participating contracts of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:352.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">121,347<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:378.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:429.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:437.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">110,045<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:465.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million), £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">122,685<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:532pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:376.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:78.72999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">111,435<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) were financial assets at fair value through profit or loss and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">902<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:371.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:403.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:430.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,125<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:447.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) were derivative <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(D)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:63.78pt;position:var(--position)">Reconciliation of insurance balances for liability for remaining coverage and liability for incurred claims<span style="display:inline-block;height:7.2pt"></span></span></span><div style="position:var(--position);top:410.85pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:114.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:114.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.83pt"></span></span><span style="left:15.46pt;position:var(--position)">(125,854)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.41pt"></span></span><span style="left:31.04pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.11pt"></span></span><span style="left:28.74pt;position:var(--position)">(599)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(118,724)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.55pt"></span></span><span style="left:29.18pt;position:var(--position)">(466)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.24pt"></span></span><span style="left:29.869999999999997pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(119,783)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts under the fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transition approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">1,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">1,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">1,035<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">1,035<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:125.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:91.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.76pt"></span></span><span style="left:30.39pt;position:var(--position)">(120)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,790)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.04pt"></span></span><span style="left:23.669999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">(105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,010)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">2,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,790)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.58pt"></span></span><span style="left:32.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">2,531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,010)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.58pt"></span></span><span style="left:33.21pt;position:var(--position)">477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.24pt"></span></span><span style="left:21.869999999999997pt;position:var(--position)">(15,313)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.41pt"></span></span><span style="left:38.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(10,371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">(12,831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(59)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.03pt"></span></span><span style="left:24.66pt;position:var(--position)">(1,795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">(14,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.39pt"></span></span><span style="left:24.02pt;position:var(--position)">(7,760)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">(2,015)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.47pt"></span></span><span style="left:23.099999999999998pt;position:var(--position)">(9,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment components<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">10,411<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">(10,411)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">10,205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">(10,205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">849<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">12,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.66pt"></span></span><span style="left:21.29pt;position:var(--position)">(10,312)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.91pt"></span></span><span style="left:23.54pt;position:var(--position)">(9,565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">12,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:101.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:314.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.62pt"></span></span><span style="left:15.25pt;position:var(--position)">(133,654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">(574)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">(125,854)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(599)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:746.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:753.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Losses and reversal of losses on onerous contracts amounted to a net loss of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:271.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">84<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.03999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:316.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: net losses of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:358pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">72<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million). Amortisation of insurance acquisition cash flows amounted to <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">117<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:69.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:93.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:107.6pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:113.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">105<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:123.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:124.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:51.64pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Derecognition consideration recognised due to transfer of bulk annuity business to Rothesay, as set out in section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:167.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:114.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:114.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:114.75pt;position:var(--position);top:27pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.12pt"></span></span><span style="left:33.75pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">(355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">(339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(364)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts under the fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transition approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:91.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.6pt"></span></span><span style="left:35.230000000000004pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.47pt"></span></span><span style="left:30.099999999999998pt;position:var(--position)">(533)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">721<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.47pt"></span></span><span style="left:30.099999999999998pt;position:var(--position)">(533)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income (expense) <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">721<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(576)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.81pt"></span></span><span style="left:33.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(540)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.95pt"></span></span><span style="left:36.580000000000005pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:196.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">(744)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">(744)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:209.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(170)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">(630)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">(391)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:373.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:381.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Losses and reversal of losses on onerous contracts amounted to £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.32000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.76000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:233.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:253.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:260.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">). Amortisation of insurance acquisition cash flows amounted to £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:439.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">31<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:444.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:468.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:488.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">32<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:495.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million). <span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(E)<span style="display:inline-block;height:7.2pt;width:3.58pt"></span></span><span style="left:49.61pt;position:var(--position)">Summary of contractual service margin and risk adjustment<span style="display:inline-block;height:7.2pt"></span></span></span><div style="position:var(--position);top:403.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:238.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);width:135pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:135pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:60.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:135pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:135pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:60.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM on insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:194.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">4,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">4,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">4,646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">4,646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM on reinsurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:102.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">4,295<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">4,295<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment on insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:232.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.76pt"></span></span><span style="left:27.39pt;position:var(--position)">946<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">891<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.03pt"></span></span><span style="left:34.660000000000004pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">910<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment on reinsurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:140.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.87pt"></span></span><span style="left:36.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">(69)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total risk adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.21pt"></span></span><span style="left:27.84pt;position:var(--position)">907<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">930<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.14pt"></span></span><span style="left:28.77pt;position:var(--position)">823<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">841<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.09pt"></span></span><span style="left:21.72pt;position:var(--position)">5,202<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">5,225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">5,002<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">5,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:533.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£544 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and risk adjustment of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.23000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:252.14000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£36 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) arising from insurance contracts classified as disposal group liabilities and presented in other <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:541.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">liabilities. Further information on the disposal group is provided in section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:548.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(426) million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:159.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and risk adjustment of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:225.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(36) million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) on reinsurance contracts classified as disposal group assets and presented in other assets. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:556.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Further information on the disposal group is provided in <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:181.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(F)<span style="display:inline-block;height:7.2pt;width:3.79pt"></span></span><span style="left:63.78pt;position:var(--position)">Reconciliation of measurement components of insurance contract balances<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:311.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:311.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:148.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:9.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin (CSM)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:47.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:197.25pt"><div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:21.75pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:38.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for non-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measured<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approach<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(121,431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">(891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">(1,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.02pt"></span></span><span style="left:24.65pt;position:var(--position)">(3,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to current services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.17pt"></span></span><span style="left:33.800000000000004pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.91pt"></span></span><span style="left:30.54pt;position:var(--position)">400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.66pt"></span></span><span style="left:31.29pt;position:var(--position)">590<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">820<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts initially recognised in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.31pt"></span></span><span style="left:34.940000000000005pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.31pt"></span></span><span style="left:34.940000000000005pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that adjust the CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">319<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">(335)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(270)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that result in losses and reversal <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to future services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.19pt"></span></span><span style="left:33.82pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.45pt"></span></span><span style="left:34.08pt;position:var(--position)">(111)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">(353)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.21pt"></span></span><span style="left:28.84pt;position:var(--position)">(288)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to past services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.87pt"></span></span><span style="left:40.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.57pt"></span></span><span style="left:31.2pt;position:var(--position)">488<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.7pt"></span></span><span style="left:33.33pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.78pt"></span></span><span style="left:32.410000000000004pt;position:var(--position)">255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.85pt"></span></span><span style="left:36.480000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.02pt"></span></span><span style="left:31.65pt;position:var(--position)">302<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.58pt"></span></span><span style="left:32.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">(15,302)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.75pt"></span></span><span style="left:34.38pt;position:var(--position)">(77)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.18pt"></span></span><span style="left:20.81pt;position:var(--position)">(14,891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.15pt"></span></span><span style="left:33.78pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.91pt"></span></span><span style="left:33.54pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">(14,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:227.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:101.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">(129,462)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.66pt"></span></span><span style="left:28.29pt;position:var(--position)">(946)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.77pt"></span></span><span style="left:27.4pt;position:var(--position)">(1,161)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">(3,224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(4,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:423.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:431.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Derecognition consideration recognised due to transfer of bulk annuity business to Rothesay, as set out in section (C).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="position:var(--position);top:446.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:311.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:311.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:9.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin (CSM)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:47.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:197.25pt"><div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:21.75pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for non-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measured<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approach<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(114,209)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.56pt"></span></span><span style="left:27.189999999999998pt;position:var(--position)">(1,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">(1,473)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.96pt"></span></span><span style="left:23.59pt;position:var(--position)">(2,942)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">(4,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(119,783)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to current services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.93pt"></span></span><span style="left:34.56pt;position:var(--position)">155<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.59pt"></span></span><span style="left:32.22pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts initially recognised in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.26pt"></span></span><span style="left:36.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(93)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that adjust the CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.46pt"></span></span><span style="left:33.09pt;position:var(--position)">252<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(491)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.93pt"></span></span><span style="left:29.56pt;position:var(--position)">(586)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that result in losses and reversal <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to future services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.87pt"></span></span><span style="left:32.5pt;position:var(--position)">365<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.73pt"></span></span><span style="left:30.36pt;position:var(--position)">(552)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(647)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to past services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.49pt"></span></span><span style="left:38.120000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.8pt"></span></span><span style="left:31.43pt;position:var(--position)">408<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(198)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.58pt"></span></span><span style="left:33.21pt;position:var(--position)">477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance (expense) income from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.19pt"></span></span><span style="left:24.82pt;position:var(--position)">(9,861)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.66pt"></span></span><span style="left:32.29pt;position:var(--position)">268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.47pt"></span></span><span style="left:23.099999999999998pt;position:var(--position)">(9,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:227.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:265.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:278.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:291pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:303.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(121,431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.41pt"></span></span><span style="left:27.04pt;position:var(--position)">(1,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">(3,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:770.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:167.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group estimates the Risk adjustment separately from other components of the fulfilment cashflows using an explicit margins <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approach. A confidence level scenario, allowing for diversification of risks across the insurance business, is used to determine the margins to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be applied to the best estimate assumptions which are then used to calculate the risk adjustment at a policy level. The risk adjustment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">represents the difference in the value of the best estimate cash flows with and without these margins. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The confidence level corresponding to the risk adjustment is <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:256.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">85<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:277.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:300.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">85<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:310.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:316.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The risk adjustment is calibrated to the value at risk over a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one-year time horizon at this confidence level for non-financial risks. This is translated, using statistical approximations, into an equivalent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">confidence level on a value at risk basis over the expected lifetime of in-force policies of approximately <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">68<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:434.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:457.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">68<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:467.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%) at end of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reporting period.<span style="display:inline-block;height:6.6pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(G)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Impacts of insurance and participating investment contracts recognised in the year<span style="display:inline-block;height:7.2pt"></span></span></span><div style="position:var(--position);top:189.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:216pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profitable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Onerous<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profitable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Onerous<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.9pt"></span></span><span style="left:33.53pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.11pt"></span></span><span style="left:36.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">259<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other directly attributable expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">5,573<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">6,097<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.6pt"></span></span><span style="left:27.23pt;position:var(--position)">1,446<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">4,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">5,944<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimates of the present value of future cash outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">5,696<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.92pt"></span></span><span style="left:24.55pt;position:var(--position)">6,405<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.32pt"></span></span><span style="left:27.95pt;position:var(--position)">1,502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">4,701<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">6,203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimates of the present value of future cash inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.03pt"></span></span><span style="left:24.66pt;position:var(--position)">(5,761)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">(630)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.27pt"></span></span><span style="left:23.9pt;position:var(--position)">(6,391)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.98pt"></span></span><span style="left:26.61pt;position:var(--position)">(1,577)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(4,659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(6,236)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment for non-financial risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.85pt"></span></span><span style="left:36.480000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.11pt"></span></span><span style="left:36.74pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Losses recognised on initial recognition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(H)<span style="display:inline-block;height:7.2pt;width:1.95pt"></span></span><span style="left:49.61pt;position:var(--position)">Life business contractual service margin run-off<span style="display:inline-block;height:7.2pt"></span></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table analyses the expected recognition of the contractual service margin (CSM) in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:366.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:122.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 to 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.53pt"></span></span><span style="left:30.16pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">(189)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.75pt"></span></span><span style="left:31.38pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">(663)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">(1,358)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.87pt"></span></span><span style="left:26.5pt;position:var(--position)">(3,117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:122.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuities, protection and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.4pt"></span></span><span style="left:33.03pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(83)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.09pt"></span></span><span style="left:33.72pt;position:var(--position)">(78)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">(306)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(507)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.41pt"></span></span><span style="left:24.04pt;position:var(--position)">(1,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">(383)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(349)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(272)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.24pt"></span></span><span style="left:28.869999999999997pt;position:var(--position)">(250)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">(969)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.37pt"></span></span><span style="left:24pt;position:var(--position)">(1,865)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(4,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:122.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.56pt"></span></span><span style="left:38.190000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.87pt"></span></span><span style="left:40.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.64pt"></span></span><span style="left:31.27pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.36pt"></span></span><span style="left:28.99pt;position:var(--position)">(339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(265)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">(244)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(951)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">(1,836)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">(4,295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:476.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:122.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 to 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.66pt"></span></span><span style="left:29.29pt;position:var(--position)">(240)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.01pt"></span></span><span style="left:31.64pt;position:var(--position)">(218)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">(199)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(164)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(152)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.99pt"></span></span><span style="left:31.619999999999997pt;position:var(--position)">(591)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.25pt"></span></span><span style="left:26.88pt;position:var(--position)">(1,169)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">(2,733)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuities, protection and other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:107.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">(660)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.09pt"></span></span><span style="left:33.72pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">(83)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.14pt"></span></span><span style="left:31.77pt;position:var(--position)">(331)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.17pt"></span></span><span style="left:29.8pt;position:var(--position)">(545)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(1,913)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">(900)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">(324)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.81pt"></span></span><span style="left:30.439999999999998pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(254)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.65pt"></span></span><span style="left:30.279999999999998pt;position:var(--position)">(235)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">(922)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.8pt"></span></span><span style="left:27.43pt;position:var(--position)">(1,714)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:122.25pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts held<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:78.36pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.91pt"></span></span><span style="left:31.54pt;position:var(--position)">(319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(232)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(914)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">(1,703)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.82pt"></span></span><span style="left:25.45pt;position:var(--position)">(4,179)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:582.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(544)<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:85.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million arising from insurance contracts classified as disposal group liabilities was included in less than one year. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:590.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£426<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.7pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million arising from reinsurance contracts held classified as disposal group assets was included in less than one year. <span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(I)<span style="display:inline-block;height:7.2pt;width:6pt"></span></span><span style="left:49.61pt;position:var(--position)">Life insurance sensitivity analysis<span style="display:inline-block;height:7.2pt"></span></span><span id="i09cf44b32f4542c9b01fe1f2ae3bb3f3_6262"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:612.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:623.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:24pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining the characteristics which make a product illiquid, the level of illiquidity premium to apply to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the discount rate of different products and how the illiquidity premium is determined<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:24pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase in illiquidity premia and widening of credit default spreads<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:671.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table demonstrates the effect of reasonably possible changes in key assumptions on profit before tax and equity disclosed in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:681.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these financial statements assuming that the other assumptions remain unchanged. In practice this is unlikely to occur, and changes in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:691.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">some assumptions may be correlated. The sensitivities below are on a net of reinsurance basis. These amounts include movements in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities relating to insurance and participating investment contracts and related assets in order to demonstrate the impacts on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:711.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shareholder profit and equity. Therefore, these sensitivities have not been applied to the proportion of assets and liabilities where the risks <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:721.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are borne by the policyholder and where assets and liabilities are well matched so as not to have a significant impact on shareholder profit.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:735.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2025, the Group utilised all its remaining brought forward life assurance expenses to reduce the cost of policyholder tax charged on its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:745.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment gains. Future investment gains cannot therefore be sheltered by expenses, and as a result the equity impacts in sensitivity table <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:755.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">below for 2025 includes the cost of policyholder tax whereas the 2024 comparatives do not.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:181.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:62.25pt"></td><td style="padding:0;width:62.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);width:124.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:124.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:55.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);width:124.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:124.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in variable<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in profit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:51.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in equity<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:51.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in profit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:9.75pt;width:62.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(reduction)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in equity<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk free rate, including illiquidity premia <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.059999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.1pt"></span></span><span style="left:47.730000000000004pt;position:var(--position)">271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.06pt"></span></span><span style="left:47.690000000000005pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.35pt"></span></span><span style="left:46.980000000000004pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:62.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.79pt"></span></span><span style="left:45.42pt;position:var(--position)">204<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.059999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.66pt"></span></span><span style="left:43.29pt;position:var(--position)">(237)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.45pt"></span></span><span style="left:44.080000000000005pt;position:var(--position)">(136)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.72pt"></span></span><span style="left:44.35pt;position:var(--position)">(227)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.86pt"></span></span><span style="left:47.49pt;position:var(--position)">(171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Widening of credit default spreads on corporate bonds <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other credit risky assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> addition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.16pt"></span></span><span style="left:43.79pt;position:var(--position)">(186)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.77pt"></span></span><span style="left:43.400000000000006pt;position:var(--position)">(140)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.73pt"></span></span><span style="left:45.36pt;position:var(--position)">(174)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:87.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:11.25pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">(131)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other market exposure<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.66pt"></span></span><span style="left:49.29pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.31pt"></span></span><span style="left:46.940000000000005pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.74pt"></span></span><span style="left:48.370000000000005pt;position:var(--position)">137<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:120.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.74pt"></span></span><span style="left:47.370000000000005pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.29pt"></span></span><span style="left:46.92pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.01pt"></span></span><span style="left:43.64pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.29pt"></span></span><span style="left:45.92pt;position:var(--position)">(127)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:133.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.98pt"></span></span><span style="left:47.61pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.25pt"></span></span><span style="left:47.88pt;position:var(--position)">(77)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.29pt"></span></span><span style="left:46.92pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.51pt"></span></span><span style="left:47.14pt;position:var(--position)">(88)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:146.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.67pt"></span></span><span style="left:47.300000000000004pt;position:var(--position)">(66)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.69pt"></span></span><span style="left:49.32pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.04pt"></span></span><span style="left:49.67pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.22pt"></span></span><span style="left:49.85pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:159pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.23pt"></span></span><span style="left:50.86pt;position:var(--position)">73<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other accounting estimates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuitant mortality<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.36pt"></span></span><span style="left:49.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.54pt"></span></span><span style="left:50.17pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.07pt"></span></span><span style="left:49.7pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:184.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.53pt"></span></span><span style="left:50.160000000000004pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.88pt"></span></span><span style="left:47.510000000000005pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.33pt"></span></span><span style="left:46.96pt;position:var(--position)">(28)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.83pt"></span></span><span style="left:47.46pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:197.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.13pt"></span></span><span style="left:47.760000000000005pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:210pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Future maintenance and investment expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.15pt"></span></span><span style="left:49.78pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.58pt"></span></span><span style="left:50.21pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.23pt"></span></span><span style="left:49.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:210pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.94pt"></span></span><span style="left:50.57pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.1pt"></span></span><span style="left:48.730000000000004pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.62pt"></span></span><span style="left:47.25pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.6pt"></span></span><span style="left:47.230000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:222.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.31pt"></span></span><span style="left:47.940000000000005pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:235.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-annuitant mortality and morbidity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.95pt"></span></span><span style="left:51.580000000000005pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:47.09pt"></span></span><span style="left:49.720000000000006pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.98pt"></span></span><span style="left:52.61pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:235.5pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.51pt"></span></span><span style="left:52.14pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.3pt"></span></span><span style="left:46.93pt;position:var(--position)">(26)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44pt"></span></span><span style="left:46.63pt;position:var(--position)">(20)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:46.35pt"></span></span><span style="left:48.980000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:248.25pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.06pt"></span></span><span style="left:51.690000000000005pt;position:var(--position)">(8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapse rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reduction<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.4pt"></span></span><span style="left:54.03pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.37pt"></span></span><span style="left:54pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:52.08pt"></span></span><span style="left:54.71pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:261pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:51.62pt"></span></span><span style="left:54.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.829999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> increase<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.52pt"></span></span><span style="left:51.150000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.52pt"></span></span><span style="left:51.150000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:387.75pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:48.99pt"></span></span><span style="left:51.620000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:450pt;position:var(--position);top:273.75pt;width:62.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:62.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:49.37pt"></span></span><span style="left:52pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At each measurement date, the Group estimates, based on information about past events, current conditions and forecasts of future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">conditions, the expected value of future cash flows. The calculation uses a range of scenarios that reflect the full range of possible <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">outcomes. The assumptions used to develop the estimates of future cash flows are reassessed at each reported date to reflect conditions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">existing at the measurement date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:428.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk free rate, including illiquidity premia<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:439.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has applied judgement in determining the characteristics which make a product illiquid, the level of illiquidity premium to apply <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:449.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the discount rate of different products and how the illiquidity premium is determined, where material.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:462.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Due to the illiquid nature of their cash flows, an illiquidity premium has been applied to the discount rate of the Group’s annuity contracts. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At initial recognition, the illiquidity premium is calculated with reference to a strategic portfolio of assets, and subsequently measured to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reflect the mix of actual assets backing annuity contracts. To reflect differences between the characteristics of insurance contracts and a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reference portfolio, adjustments for credit risk are required when determining appropriate discount rates. The Group uses the fundamental <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spread to maintain consistency with its Solvency II approach. For protection contracts, the illiquidity premium is based on the spread on a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:512.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">covered bond index.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:526.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The average sterling yield curves that were used to discount the estimates of future cash flows that do not vary based on the returns of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying items are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:549.85pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:268.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:268.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.83pt;position:var(--position)">4.74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.47pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">6.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.63pt;position:var(--position)">6.24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.73pt;position:var(--position)">5.57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:268.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.44pt;position:var(--position)">5.58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.89pt;position:var(--position)">5.17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.21pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.21pt;position:var(--position)">5.66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.89pt;position:var(--position)">5.71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.91pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:593.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group determines the quantity of benefits provided under each contract using different bases, depending on the product. For with-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:603.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profits and unit linked products, the policyholder account value (or the guaranteed benefits, if higher) is used. For annuities, pre-vesting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:613.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date the defined amount payable is used (immediate annuities have no pre-vesting date period) and post-vesting date the annuity payout <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:623.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is used.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:637.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Widening of credit default spreads on corporate bonds and other credit risky assets<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:648.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group applies a sensitivity showing the impact of an increase in credit default spreads on corporate bonds and other credit risky assets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the corresponding reduction in market values. Swap curves, the risk-free rate and illiquidity premia are all assumed to be unchanged <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and therefore this sensitivity impacts the related assets. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:681.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:692.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group applies a sensitivity showing the impact of an instantaneous increase (decrease) in the value of equity markets. This impacts the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:702.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of unit linked and with-profits business as the assets backing the policyholder liabilities rise (fall) leading to an increase (reduction) the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of future annual management charges received. The overall impact is affected by the Group's unit-matching policy which mitigates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:722.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the impact of equity market movements on the value of these future charges. The Group also implements an equity market hedge along <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with utilising the Risk Mitigation Option under IFRS17 to further mitigate equity market movement impacts.<span style="display:inline-block;height:6.6pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:443.27pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:746.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:757.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group applies a sensitivity showing the impact of an increase (decrease) in inflation. This impacts the level of expenses incurred across <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:767.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">all lines of business as well as any inflation linked premiums or benefits.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:167.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mortality<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The mortality assumptions for the main classes of business are set with regard to recent Group experience and general industry trends, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are adjusted for smoker status and age/gender specific factors. The base mortality tables used for the annuities business for the year <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.99000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and the prior period were selected from the bespoke mortality tables. The mortality improvements adopt the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.290000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% Bespoke tables and CMI2024_{M/F}_Q3(7.25) HL-1_{2.0/1.8}%_{0.5/0.5}A_2013 for the year ended 31 December 2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">;<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:530.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bespoke tables and CMI 2023_{M/F}_(7.25)_{2.0/1.8}%_{0.5/0.5}A_2013 for the prior period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:155.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapse rates<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:166.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapse rates refer to the rate of policy termination or the rate at which policyholders stop paying regular premiums due under the contract. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:176.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Historical persistency experience is analysed using statistical techniques. As experience can vary considerably between different product <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:186.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">types and for contracts that have been in force for different periods, the data is broken down into broadly homogeneous groups for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:196.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">purposes of determining the Group’s lapse rate in determining the assumptions, which are set on a best estimates basis, based on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:206.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investigations of historical experience with some expert judgement overlays reflecting expectations of future trends and other external <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:216.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">data. The lapse rates for workplace pensions range from <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.88000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.3<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:251.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:269.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16.9<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:284.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:319.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.8<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:331.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13.8<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.54999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%) and for longstanding business range from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:226.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.900000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">74.1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:78.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:125.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.64000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">74.1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:157.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%), the wide range being a result of the age and variety of products.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts relating to the changes in liabilities for remaining coverage:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM recognised for services provided<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">590<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in risk adjustments for non-financial risk for risk expired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected claims and other insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">1,730<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">1,916<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">1,907<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charges to funds in respect of policyholder tax and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.65pt"></span></span><span style="left:27.279999999999998pt;position:var(--position)">200<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.18pt"></span></span><span style="left:29.81pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">2,569<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">2,531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,407<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recovery of insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.81pt"></span></span><span style="left:22.439999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">2,494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.72pt"></span></span><span style="left:30.349999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">3,438<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.79pt"></span></span><span style="left:24.419999999999998pt;position:var(--position)">3,291<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">3,008<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Incurred claims and other insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">(1,749)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.14pt"></span></span><span style="left:21.77pt;position:var(--position)">(1,978)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.14pt"></span></span><span style="left:21.77pt;position:var(--position)">(1,897)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes that relate to past service: adjustment to liabilities for incurred claims<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes that relate to future service: (losses) reversal of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.59pt"></span></span><span style="left:29.22pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amortisation of insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.48pt"></span></span><span style="left:29.11pt;position:var(--position)">(117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">(105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">(88)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life excluding net impairment loss on insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.24pt"></span></span><span style="left:21.869999999999997pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(1,927)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net impairment loss on insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">(2,168)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">(1,934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-life<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:47.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.68pt"></span></span><span style="left:25.31pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.57pt"></span></span><span style="left:26.2pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total insurance service expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.37pt"></span></span><span style="left:19pt;position:var(--position)">(2,543)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.11pt"></span></span><span style="left:20.74pt;position:var(--position)">(2,733)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">(2,414)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net (expense) income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">756<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">486<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.89pt"></span></span><span style="left:28.52pt;position:var(--position)">596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:421.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes weather-related claims of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:158.59pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">111<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:164.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.41pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">82<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:238.54pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:252.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">57<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:265.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million), of which £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">97<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:326.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:348.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:362.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:369.06pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">64<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:376.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:399.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:413.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:419.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">51<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:424.96pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) was related to severe weather events.<span style="display:inline-block;height:4.8pt"></span></span></div> 590000000 449000000 329000000 49000000 58000000 84000000 1730000000 1916000000 1907000000 200000000 108000000 87000000 2569000000 2531000000 2407000000 117000000 105000000 87000000 2686000000 2636000000 2494000000 752000000 655000000 514000000 3438000000 3291000000 3008000000 1749000000 1978000000 1897000000 0 4000000 0 84000000 72000000 -58000000 117000000 105000000 88000000 1950000000 2159000000 1927000000 0 9000000 7000000 1950000000 2168000000 1934000000 593000000 565000000 480000000 2543000000 2733000000 2414000000 -139000000 -72000000 2000000 756000000 486000000 596000000 111000000 82000000 57000000 97000000 64000000 51000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table shows the net investment return on assets held to back insurance and participating investment contracts and the net <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">finance expense arising from insurance, participating investment and reinsurance contracts, as required by IFRS 17. For completeness, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net investment return on assets held to back third party interests in consolidated funds and non-participating investment contracts and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the related finance expense is also shown. These contracts are accounted for under IFRS 9.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:497.75pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">15,408<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.1pt"></span></span><span style="left:18.73pt;position:var(--position)">15,442<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">15,362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">15,396<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">2,054<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.4pt"></span></span><span style="left:21.029999999999998pt;position:var(--position)">6,394<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:266.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">23,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:130.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">(14,943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.75pt"></span></span><span style="left:15.379999999999999pt;position:var(--position)">(14,943)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:143.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.36pt"></span></span><span style="left:29.99pt;position:var(--position)">174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.36pt"></span></span><span style="left:29.99pt;position:var(--position)">174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.27pt"></span></span><span style="left:26.9pt;position:var(--position)">(701)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">(715)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.41pt"></span></span><span style="left:32.04pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.27pt"></span></span><span style="left:16.9pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">(15,351)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:5.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:5.25pt;overflow:hidden;position:var(--position);top:207pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:-3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:212.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.8pt"></span></span><span style="left:32.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:212.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.8pt"></span></span><span style="left:32.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:5.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:5.25pt;overflow:hidden;position:var(--position);top:225pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:-3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.72pt"></span></span><span style="left:16.35pt;position:var(--position)">(15,283)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.47pt"></span></span><span style="left:31.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:230.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(15,297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:243pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.53pt"></span></span><span style="left:20.16pt;position:var(--position)">(1,954)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:255.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">(6,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:268.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">(24,044)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:281.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.8pt"></span></span><span style="left:24.43pt;position:var(--position)">(200)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 8: Insurance business<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:167.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.34pt"></span></span><span style="left:19.97pt;position:var(--position)">10,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">10,285<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.56pt"></span></span><span style="left:30.189999999999998pt;position:var(--position)">196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.56pt"></span></span><span style="left:30.189999999999998pt;position:var(--position)">196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.46pt"></span></span><span style="left:19.09pt;position:var(--position)">10,439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.63pt"></span></span><span style="left:20.259999999999998pt;position:var(--position)">10,477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">1,105<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.08pt"></span></span><span style="left:23.709999999999997pt;position:var(--position)">4,431<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:281.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.59pt"></span></span><span style="left:21.22pt;position:var(--position)">16,013<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,844)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.37pt"></span></span><span style="left:16pt;position:var(--position)">(10,844)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.1pt"></span></span><span style="left:25.73pt;position:var(--position)">(839)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(846)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:167.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.11pt"></span></span><span style="left:29.74pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.88pt"></span></span><span style="left:18.51pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.82pt"></span></span><span style="left:16.45pt;position:var(--position)">(10,388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:213.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:213.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(10,334)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:247.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:247.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.53pt"></span></span><span style="left:21.16pt;position:var(--position)">(1,059)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:260.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:260.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">(4,878)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.08pt"></span></span><span style="left:17.71pt;position:var(--position)">(16,278)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">(265)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:398.05pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gains on financial assets and liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">11,218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:27pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.61pt"></span></span><span style="left:22.24pt;position:var(--position)">11,253<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment property losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.67pt"></span></span><span style="left:22.3pt;position:var(--position)">11,756<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">11,791<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:79.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.83pt"></span></span><span style="left:26.459999999999997pt;position:var(--position)">1,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:92.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.21pt"></span></span><span style="left:23.84pt;position:var(--position)">3,772<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return on assets held to back insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:281.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:105pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.64pt"></span></span><span style="left:20.27pt;position:var(--position)">16,742<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:130.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair value of underlying items of direct participating contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">(10,293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:130.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">(10,293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:143.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effects of risk mitigation option<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:143.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest accreted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(874)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:156pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(880)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in interest rates and other financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:168.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">(654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of changes in fulfilment cash flows at current rates when CSM is unlocked at locked-in rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:181.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">(11,729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:194.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.27pt"></span></span><span style="left:19.9pt;position:var(--position)">(11,735)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:215.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:8.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance, participating investment and reinsurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.65pt"></span></span><span style="left:19.279999999999998pt;position:var(--position)">(11,678)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:236.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.8pt"></span></span><span style="left:18.43pt;position:var(--position)">(11,684)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movement in third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:249pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">(1,109)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in non-participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:261.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.92pt"></span></span><span style="left:19.55pt;position:var(--position)">(3,983)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:274.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income arising from insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:274.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">(16,776)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:287.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment return and finance result in respect of insurance and investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:287.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">(34)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:705.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Includes income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:101.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15,009<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:119.75999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.17000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:157.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10,688<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:210.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:233.85000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: income of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10,200<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million) in respect of unit-linked and with-profit contracts measured applying the <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:712.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">variable fee approach. The assets generating the investment return held to back insurance and investment contracts are carried at fair value on the Group’s balance sheet.<span style="display:inline-block;height:4.8pt"></span></span></div> 15408000000 34000000 15442000000 -42000000 0 -42000000 -4000000 0 -4000000 15362000000 34000000 15396000000 2054000000 6394000000 23844000000 -14943000000 0 -14943000000 174000000 0 174000000 -701000000 -14000000 -715000000 64000000 0 64000000 69000000 0 69000000 -15337000000 -14000000 -15351000000 54000000 0 54000000 -15283000000 -14000000 -15297000000 -1954000000 -6793000000 -24044000000 -200000000 10247000000 38000000 10285000000 196000000 0 196000000 -4000000 0 -4000000 10439000000 38000000 10477000000 1105000000 4431000000 16013000000 -10844000000 0 -10844000000 161000000 0 161000000 -839000000 -7000000 -846000000 1001000000 0 1001000000 140000000 0 140000000 -10381000000 -7000000 -10388000000 47000000 0 47000000 -10334000000 -7000000 -10341000000 -1059000000 -4878000000 -16278000000 -265000000 11218000000 35000000 11253000000 542000000 0 542000000 -4000000 0 -4000000 11756000000 35000000 11791000000 1179000000 3772000000 16742000000 -10293000000 0 -10293000000 172000000 0 172000000 -874000000 -6000000 -880000000 -654000000 0 -654000000 -80000000 0 -80000000 -11729000000 -6000000 -11735000000 51000000 0 51000000 -11678000000 -6000000 -11684000000 -1109000000 -3983000000 -16776000000 -34000000 15009000000 10688000000 10200000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contract assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating investment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:34.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.61pt"></span></span><span style="left:14.239999999999998pt;position:var(--position)">(134,906)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.62pt"></span></span><span style="left:17.25pt;position:var(--position)">(135,318)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">(121,700)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.47pt"></span></span><span style="left:17.1pt;position:var(--position)">(122,087)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:61.5pt;width:216pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:53.720000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(5,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(5,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.88pt"></span></span><span style="left:15.510000000000002pt;position:var(--position)">(135,205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.29pt"></span></span><span style="left:17.919999999999998pt;position:var(--position)">(127,355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:87pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating investment contacts net liability<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">(378)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(135,171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(364)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(127,332)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:222.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:230.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Liabilities arising from insurance contracts relating to the disposal of the Group's bulk annuity business were classified as disposal group liabilities in 2024 and presented in Other <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:237.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">liabilities in note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:112.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:114.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:114.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.83pt"></span></span><span style="left:15.46pt;position:var(--position)">(125,854)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.41pt"></span></span><span style="left:31.04pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.11pt"></span></span><span style="left:28.74pt;position:var(--position)">(599)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">(118,724)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.55pt"></span></span><span style="left:29.18pt;position:var(--position)">(466)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.24pt"></span></span><span style="left:29.869999999999997pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(119,783)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts under the fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transition approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">1,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">1,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">1,035<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">1,035<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:99.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">2,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:112.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">2,636<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:125.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:91.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.76pt"></span></span><span style="left:30.39pt;position:var(--position)">(120)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,790)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.04pt"></span></span><span style="left:23.669999999999998pt;position:var(--position)">(1,950)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">(105)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,010)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:125.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">2,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,790)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.58pt"></span></span><span style="left:32.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.85pt"></span></span><span style="left:28.48pt;position:var(--position)">2,531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,010)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:138pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.58pt"></span></span><span style="left:33.21pt;position:var(--position)">477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.24pt"></span></span><span style="left:21.869999999999997pt;position:var(--position)">(15,313)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.41pt"></span></span><span style="left:38.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.41pt"></span></span><span style="left:23.04pt;position:var(--position)">(10,371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:150.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">(12,831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(59)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.03pt"></span></span><span style="left:24.66pt;position:var(--position)">(1,795)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">(14,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.39pt"></span></span><span style="left:24.02pt;position:var(--position)">(7,760)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">(2,015)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.47pt"></span></span><span style="left:23.099999999999998pt;position:var(--position)">(9,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment components<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.61pt"></span></span><span style="left:25.24pt;position:var(--position)">10,411<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">(10,411)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">10,205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">(10,205)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">849<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">12,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:255.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.66pt"></span></span><span style="left:21.29pt;position:var(--position)">(10,312)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.91pt"></span></span><span style="left:23.54pt;position:var(--position)">(9,565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">12,214<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:268.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:101.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:281.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:292.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:314.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.62pt"></span></span><span style="left:15.25pt;position:var(--position)">(133,654)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">(574)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.13pt"></span></span><span style="left:16.76pt;position:var(--position)">(125,854)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(515)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(599)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:314.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:746.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:753.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Losses and reversal of losses on onerous contracts amounted to a net loss of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:271.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">84<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:279.03999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:316.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: net losses of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:358pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">72<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million). Amortisation of insurance acquisition cash flows amounted to <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">117<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:69.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:93.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:107.6pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:113.84pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">105<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:123.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:124.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:51.64pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Derecognition consideration recognised due to transfer of bulk annuity business to Rothesay, as set out in section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:114.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining coverage<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liability for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">incurred<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claims<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:114.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:114.75pt;position:var(--position);top:27pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">component<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.12pt"></span></span><span style="left:33.75pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.82pt"></span></span><span style="left:29.45pt;position:var(--position)">(355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">(339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(364)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts under the fair value <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transition approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:100.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance revenue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">752<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:113.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service expenses<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:91.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.6pt"></span></span><span style="left:35.230000000000004pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">(593)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.47pt"></span></span><span style="left:30.099999999999998pt;position:var(--position)">(533)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:126pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">721<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.47pt"></span></span><span style="left:30.099999999999998pt;position:var(--position)">(533)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:138.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance income (expense) <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:151.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:23.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">721<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">(576)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.81pt"></span></span><span style="left:33.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(540)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.95pt"></span></span><span style="left:36.580000000000005pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:196.5pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">(744)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">(744)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:196.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.01pt"></span></span><span style="left:29.64pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:24pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:209.25pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:209.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:15pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.48pt"></span></span><span style="left:36.11pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:233.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:114.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(170)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">(630)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:249pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:114.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:114.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">(391)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28pt"></span></span><span style="left:30.63pt;position:var(--position)">(412)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(355)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:261.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(387)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:373.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Losses and reversal of losses on onerous contracts amounted to £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.32000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.76000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:233.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:253.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:260.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">). Amortisation of insurance acquisition cash flows amounted to £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:439.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">31<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:444.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:468.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:482.57pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:488.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">32<span style="display:inline-block;height:4.8pt"></span></span> million). 113000000 0 113000000 0 0 0 134906000000 412000000 135318000000 121700000000 387000000 122087000000 0 0 0 5268000000 0 5268000000 134793000000 412000000 135205000000 126968000000 387000000 127355000000 0 34000000 34000000 0 23000000 23000000 134793000000 378000000 135171000000 126968000000 364000000 127332000000 4900000000 5100000000 50000000 9000000 179000000 120000000 121347000000 110045000000 122685000000 111435000000 -902000000 -1125000000 125854000000 515000000 599000000 126968000000 118724000000 466000000 593000000 119783000000 -1651000000 0 0 -1651000000 -1498000000 0 0 -1498000000 -1035000000 0 0 -1035000000 -1138000000 0 0 -1138000000 -2686000000 0 0 -2686000000 -2636000000 0 0 -2636000000 120000000 40000000 1790000000 1950000000 105000000 44000000 2010000000 2159000000 -2566000000 40000000 1790000000 -736000000 -2531000000 44000000 2010000000 -477000000 15313000000 19000000 5000000 15337000000 10371000000 5000000 5000000 10381000000 84000000 0 0 84000000 -80000000 0 0 -80000000 12831000000 59000000 1795000000 14685000000 7760000000 49000000 2015000000 9824000000 -10411000000 0 10411000000 0 -10205000000 0 10205000000 0 10618000000 0 0 10618000000 10679000000 0 0 10679000000 0 0 -12240000000 -12240000000 -849000000 0 -12214000000 -13063000000 -306000000 0 0 -306000000 -265000000 0 0 -265000000 10312000000 0 -12240000000 -1928000000 9565000000 0 -12214000000 -2649000000 -4932000000 0 0 -4932000000 0 0 0 0 0 0 0 0 10000000 0 0 10000000 133654000000 574000000 565000000 134793000000 125854000000 515000000 599000000 126968000000 84000000 72000000 117000000 105000000 32000000 0 355000000 387000000 25000000 0 339000000 364000000 0 0 0 0 0 0 0 0 -752000000 0 0 -752000000 -655000000 0 0 -655000000 -752000000 0 0 -752000000 -655000000 0 0 -655000000 31000000 0 562000000 593000000 32000000 0 533000000 565000000 -721000000 0 562000000 -159000000 -623000000 0 533000000 -90000000 0 0 14000000 14000000 0 0 7000000 7000000 -721000000 0 576000000 -145000000 -623000000 0 540000000 -83000000 744000000 0 0 744000000 659000000 0 0 659000000 0 0 -540000000 -540000000 0 0 -524000000 -524000000 -34000000 0 0 -34000000 -29000000 0 0 -29000000 710000000 0 -540000000 170000000 630000000 0 -524000000 106000000 21000000 0 391000000 412000000 32000000 0 355000000 387000000 0 31000000 32000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:238.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);width:135pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:135pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:60.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:135pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:135pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:60.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:20.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-life<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:12pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM on insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:194.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">4,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">4,385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">4,646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.87pt"></span></span><span style="left:21.5pt;position:var(--position)">4,646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CSM on reinsurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:102.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">4,295<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">4,295<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.7pt"></span></span><span style="left:24.33pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment on insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:232.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.76pt"></span></span><span style="left:27.39pt;position:var(--position)">946<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">891<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.03pt"></span></span><span style="left:34.660000000000004pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">910<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment on reinsurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:140.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.87pt"></span></span><span style="left:36.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">(69)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total risk adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.21pt"></span></span><span style="left:27.84pt;position:var(--position)">907<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">930<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.14pt"></span></span><span style="left:28.77pt;position:var(--position)">823<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">841<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:238.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:238.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.09pt"></span></span><span style="left:21.72pt;position:var(--position)">5,202<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:283.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">5,225<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">5,002<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">5,020<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:533.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£544 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.26pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and risk adjustment of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:221.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:231.23000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:252.14000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£36 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) arising from insurance contracts classified as disposal group liabilities and presented in other <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:541.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">liabilities. Further information on the disposal group is provided in section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:548.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Includes CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(426) million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:159.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and risk adjustment of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:225.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(36) million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) on reinsurance contracts classified as disposal group assets and presented in other assets. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:556.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Further information on the disposal group is provided in <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">section (C).<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table analyses the expected recognition of the contractual service margin (CSM) in profit or loss.<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:366.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:122.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 to 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.53pt"></span></span><span style="left:30.16pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">(189)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.75pt"></span></span><span style="left:31.38pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">(663)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">(1,358)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.87pt"></span></span><span style="left:26.5pt;position:var(--position)">(3,117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:122.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuities, protection and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.33pt"></span></span><span style="left:29.959999999999997pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.4pt"></span></span><span style="left:33.03pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(83)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.09pt"></span></span><span style="left:33.72pt;position:var(--position)">(78)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">(306)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(507)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.41pt"></span></span><span style="left:24.04pt;position:var(--position)">(1,268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">(383)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(349)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.84pt"></span></span><span style="left:29.47pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(272)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.24pt"></span></span><span style="left:28.869999999999997pt;position:var(--position)">(250)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">(969)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.37pt"></span></span><span style="left:24pt;position:var(--position)">(1,865)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(4,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:122.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts held<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.56pt"></span></span><span style="left:38.190000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.87pt"></span></span><span style="left:40.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.64pt"></span></span><span style="left:31.27pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.36pt"></span></span><span style="left:28.99pt;position:var(--position)">(339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(265)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">(244)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(951)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">(1,836)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">(4,295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:476.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:122.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less than 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 to 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 10<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.66pt"></span></span><span style="left:29.29pt;position:var(--position)">(240)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.01pt"></span></span><span style="left:31.64pt;position:var(--position)">(218)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">(199)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(164)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(152)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.99pt"></span></span><span style="left:31.619999999999997pt;position:var(--position)">(591)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.25pt"></span></span><span style="left:26.88pt;position:var(--position)">(1,169)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">(2,733)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annuities, protection and other<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:107.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">(660)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">(106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.09pt"></span></span><span style="left:33.72pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">(83)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.14pt"></span></span><span style="left:31.77pt;position:var(--position)">(331)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.17pt"></span></span><span style="left:29.8pt;position:var(--position)">(545)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.48pt"></span></span><span style="left:27.11pt;position:var(--position)">(1,913)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">(900)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">(324)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.81pt"></span></span><span style="left:30.439999999999998pt;position:var(--position)">(297)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(254)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.65pt"></span></span><span style="left:30.279999999999998pt;position:var(--position)">(235)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">(922)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.8pt"></span></span><span style="left:27.43pt;position:var(--position)">(1,714)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:122.25pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:122.25pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contracts held<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:78.36pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:72pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:122.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:122.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:122.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(467)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.91pt"></span></span><span style="left:31.54pt;position:var(--position)">(319)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(293)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(232)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(914)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">(1,703)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:84.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.82pt"></span></span><span style="left:25.45pt;position:var(--position)">(4,179)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:582.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£(544)<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:85.23pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million arising from insurance contracts classified as disposal group liabilities was included in less than one year. <span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">CSM of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.77000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£426<span style="display:inline-block;height:4.8pt"></span></span> million arising from reinsurance contracts held classified as disposal group assets was included in less than one year. 4385000000 0 4385000000 4646000000 0 4646000000 -90000000 0 -90000000 -467000000 0 -467000000 4295000000 0 4295000000 4179000000 0 4179000000 946000000 23000000 969000000 891000000 19000000 910000000 -39000000 0 -39000000 -68000000 -1000000 -69000000 907000000 23000000 930000000 823000000 18000000 841000000 5202000000 23000000 5225000000 5002000000 18000000 5020000000 0 544000000 0 36000000 0 -426000000 0 -36000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:311.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:311.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:148.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:9.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin (CSM)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:47.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:197.25pt"><div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:21.75pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:38.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for non-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measured<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approach<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(121,431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">(891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">(1,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.02pt"></span></span><span style="left:24.65pt;position:var(--position)">(3,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to current services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.17pt"></span></span><span style="left:33.800000000000004pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.91pt"></span></span><span style="left:30.54pt;position:var(--position)">400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.66pt"></span></span><span style="left:31.29pt;position:var(--position)">590<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">820<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts initially recognised in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.31pt"></span></span><span style="left:34.940000000000005pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.31pt"></span></span><span style="left:34.940000000000005pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that adjust the CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">319<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(49)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">(335)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(270)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that result in losses and reversal <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to future services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.19pt"></span></span><span style="left:33.82pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.45pt"></span></span><span style="left:34.08pt;position:var(--position)">(111)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">(353)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.21pt"></span></span><span style="left:28.84pt;position:var(--position)">(288)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to past services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.87pt"></span></span><span style="left:40.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.57pt"></span></span><span style="left:31.2pt;position:var(--position)">488<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.7pt"></span></span><span style="left:33.33pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.78pt"></span></span><span style="left:32.410000000000004pt;position:var(--position)">255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.85pt"></span></span><span style="left:36.480000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.02pt"></span></span><span style="left:31.65pt;position:var(--position)">302<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.58pt"></span></span><span style="left:32.21pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance expense from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">(15,302)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">(15,337)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.75pt"></span></span><span style="left:34.38pt;position:var(--position)">(77)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.18pt"></span></span><span style="left:20.81pt;position:var(--position)">(14,891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.15pt"></span></span><span style="left:33.78pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.91pt"></span></span><span style="left:33.54pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.66pt"></span></span><span style="left:19.29pt;position:var(--position)">(14,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:227.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.94pt"></span></span><span style="left:20.57pt;position:var(--position)">(10,618)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">12,240<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:252pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">306<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:264.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,928<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:276.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:101.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:276.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:289.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:289.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">(129,462)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.66pt"></span></span><span style="left:28.29pt;position:var(--position)">(946)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.77pt"></span></span><span style="left:27.4pt;position:var(--position)">(1,161)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.16pt"></span></span><span style="left:22.79pt;position:var(--position)">(3,224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(4,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:302.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.92pt"></span></span><span style="left:15.55pt;position:var(--position)">(134,793)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:423.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:431.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Derecognition consideration recognised due to transfer of bulk annuity business to Rothesay, as set out in section (C).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="position:var(--position);top:446.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:197.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:311.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:311.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:9.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin (CSM)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:47.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:197.25pt"><div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:21.75pt;width:52.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for non-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:52.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measured<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">under the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approach<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total CSM<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:21.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 1 January<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:83.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">(114,209)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.56pt"></span></span><span style="left:27.189999999999998pt;position:var(--position)">(1,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">(1,473)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.96pt"></span></span><span style="left:23.59pt;position:var(--position)">(2,942)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">(4,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">(119,783)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to current services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.93pt"></span></span><span style="left:34.56pt;position:var(--position)">155<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.59pt"></span></span><span style="left:32.22pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts initially recognised in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.26pt"></span></span><span style="left:36.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(93)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that adjust the CSM<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.46pt"></span></span><span style="left:33.09pt;position:var(--position)">252<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(491)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.93pt"></span></span><span style="left:29.56pt;position:var(--position)">(586)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:107.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in estimates that result in losses and reversal <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of losses on onerous contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:120pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to future services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.87pt"></span></span><span style="left:32.5pt;position:var(--position)">365<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">(95)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.73pt"></span></span><span style="left:30.36pt;position:var(--position)">(552)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(647)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Relating to past services<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.49pt"></span></span><span style="left:38.120000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance service result<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.8pt"></span></span><span style="left:31.43pt;position:var(--position)">408<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(198)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:167.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.58pt"></span></span><span style="left:33.21pt;position:var(--position)">477<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net finance (expense) income from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">(10,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(10,381)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange differences<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:201.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.42pt"></span></span><span style="left:36.050000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total change in profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.19pt"></span></span><span style="left:24.82pt;position:var(--position)">(9,861)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.66pt"></span></span><span style="left:32.29pt;position:var(--position)">268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.03pt"></span></span><span style="left:29.66pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:214.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.47pt"></span></span><span style="left:23.099999999999998pt;position:var(--position)">(9,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:227.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premiums received<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:227.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.2pt"></span></span><span style="left:20.83pt;position:var(--position)">(10,679)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other insurance service expenses paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:240pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">13,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:252.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:252.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:265.5pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:265.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:278.25pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derecognition Consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:278.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:291pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to other items in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:291pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:303.75pt;width:197.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:197.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net liability at 31 December<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:97.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(121,431)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(891)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.41pt"></span></span><span style="left:27.04pt;position:var(--position)">(1,415)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:358.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">(3,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(4,646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:303.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.66pt"></span></span><span style="left:16.29pt;position:var(--position)">(126,968)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:770.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Excluding insurance acquisition assets.<span style="display:inline-block;height:4.8pt"></span></span></div> 121431000000 891000000 1415000000 3231000000 4646000000 126968000000 -179000000 -51000000 -190000000 -400000000 -590000000 -820000000 14000000 60000000 0 18000000 18000000 92000000 -319000000 49000000 -65000000 335000000 270000000 0 -10000000 2000000 0 0 0 -8000000 -315000000 111000000 -65000000 353000000 288000000 84000000 6000000 6000000 -6000000 0 0 0 0 -488000000 54000000 -255000000 -47000000 -302000000 -736000000 15302000000 0 -5000000 40000000 35000000 15337000000 77000000 1000000 6000000 0 6000000 84000000 14891000000 55000000 -254000000 -7000000 -261000000 14685000000 10618000000 0 0 0 0 10618000000 -12240000000 0 0 0 0 -12240000000 -306000000 0 0 0 0 -306000000 -1928000000 0 0 0 0 -1928000000 -4932000000 0 0 0 0 -4932000000 0 0 0 0 0 0 129462000000 946000000 1161000000 3224000000 4385000000 134793000000 114209000000 1159000000 1473000000 2942000000 4415000000 119783000000 -46000000 -58000000 -155000000 -294000000 -449000000 -553000000 -33000000 65000000 0 61000000 61000000 93000000 -334000000 -252000000 95000000 491000000 586000000 0 2000000 -23000000 0 0 0 -21000000 -365000000 -210000000 95000000 552000000 647000000 72000000 3000000 1000000 0 0 0 4000000 -408000000 -267000000 -60000000 258000000 198000000 -477000000 10341000000 0 9000000 31000000 40000000 10381000000 -72000000 -1000000 -7000000 0 -7000000 -80000000 9861000000 -268000000 -58000000 289000000 231000000 9824000000 10679000000 0 0 0 0 10679000000 -13063000000 0 0 0 0 -13063000000 -265000000 0 0 0 0 -265000000 -2649000000 0 0 0 0 -2649000000 0 0 0 0 0 0 10000000 0 0 0 0 10000000 121431000000 891000000 1415000000 3231000000 4646000000 126968000000 0.85 0.85 0.68 0.68 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:216pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profitable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Onerous<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profitable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Onerous<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance acquisition cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.9pt"></span></span><span style="left:33.53pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.11pt"></span></span><span style="left:36.74pt;position:var(--position)">56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">259<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Claims and other directly attributable expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">5,573<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">524<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">6,097<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.6pt"></span></span><span style="left:27.23pt;position:var(--position)">1,446<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">4,498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">5,944<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimates of the present value of future cash outflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">5,696<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.92pt"></span></span><span style="left:24.55pt;position:var(--position)">6,405<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.32pt"></span></span><span style="left:27.95pt;position:var(--position)">1,502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">4,701<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">6,203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimates of the present value of future cash inflows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.03pt"></span></span><span style="left:24.66pt;position:var(--position)">(5,761)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">(630)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.27pt"></span></span><span style="left:23.9pt;position:var(--position)">(6,391)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.98pt"></span></span><span style="left:26.61pt;position:var(--position)">(1,577)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(4,659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.93pt"></span></span><span style="left:23.56pt;position:var(--position)">(6,236)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk adjustment for non-financial risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.85pt"></span></span><span style="left:36.480000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.11pt"></span></span><span style="left:36.74pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contractual service margin<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Losses recognised on initial recognition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 123000000 185000000 308000000 56000000 203000000 259000000 5573000000 524000000 6097000000 1446000000 4498000000 5944000000 5696000000 709000000 6405000000 1502000000 4701000000 6203000000 -5761000000 -630000000 -6391000000 -1577000000 -4659000000 -6236000000 47000000 13000000 60000000 14000000 51000000 65000000 18000000 0 18000000 61000000 0 61000000 0 92000000 92000000 0 93000000 93000000 277000000 251000000 207000000 189000000 172000000 663000000 1358000000 3117000000 106000000 98000000 90000000 83000000 78000000 306000000 507000000 1268000000 383000000 349000000 297000000 272000000 250000000 969000000 1865000000 4385000000 -12000000 -10000000 -8000000 -7000000 -6000000 -18000000 -29000000 -90000000 371000000 339000000 289000000 265000000 244000000 951000000 1836000000 4295000000 240000000 218000000 199000000 164000000 152000000 591000000 1169000000 2733000000 660000000 660000000 106000000 106000000 98000000 98000000 90000000 90000000 83000000 83000000 331000000 331000000 545000000 545000000 1913000000 1913000000 900000000 324000000 297000000 254000000 235000000 922000000 1714000000 4646000000 -433000000 -5000000 -4000000 -3000000 -3000000 -8000000 -11000000 -467000000 467000000 319000000 293000000 251000000 232000000 914000000 1703000000 4179000000 544000000 -426000000 0.01 271000000 157000000 272000000 204000000 0.01 -237000000 -136000000 -227000000 -171000000 0.0025 -186000000 -140000000 -174000000 -131000000 0.10 64000000 145000000 137000000 103000000 0.10 -58000000 -144000000 -127000000 -95000000 0.0050 -77000000 -58000000 -88000000 -66000000 0.0050 84000000 63000000 98000000 73000000 0.05 33000000 25000000 48000000 36000000 0.05 -37000000 -28000000 -45000000 -33000000 0.10 29000000 22000000 30000000 23000000 0.10 -31000000 -23000000 -30000000 -23000000 0.05 31000000 24000000 17000000 13000000 0.05 -26000000 -20000000 -10000000 -8000000 0.10 8000000 6000000 5000000 4000000 0.10 -9000000 -6000000 -4000000 -3000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The average sterling yield curves that were used to discount the estimates of future cash flows that do not vary based on the returns of the <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">underlying items are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:549.85pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:268.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30 year<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:268.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.83pt;position:var(--position)">4.74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.47pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">6.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.63pt;position:var(--position)">6.24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.73pt;position:var(--position)">5.57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:268.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.44pt;position:var(--position)">5.58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.89pt;position:var(--position)">5.17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.21pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.21pt;position:var(--position)">5.66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.89pt;position:var(--position)">5.71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.91pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.0474 0.0525 0.0600 0.0624 0.0557 0.0558 0.0517 0.0566 0.0571 0.0506 1 1 0.013 0.169 0.008 0.138 0.005 0.741 0.005 0.741 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 9: Other operating income<span style="display:inline-block;height:8.8pt"></span><span id="ic2bbd778841b4f858e7f5aa37c1c5f05_170"></span></span><div style="position:var(--position);top:256.75pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:384.75pt"></td><td style="padding:0;width:30pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);width:30pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:30pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:30pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease rental income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:17.25pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.74pt"></span></span><span style="left:8.370000000000001pt;position:var(--position)">1,979<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">1,681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.53pt"></span></span><span style="left:24.16pt;position:var(--position)">1,383<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rental income from investment properties (note 24)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:30pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.43pt"></span></span><span style="left:14.059999999999999pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">146<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:384.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:384.75pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:19.25pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:42.75pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.76pt"></span></span><span style="left:14.39pt;position:var(--position)">198<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">81<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other operating income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:55.5pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">2,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">1,934<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,631<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div>1 Net gains on disposal of financial assets at fair value through other comprehensive income, previously reported separately, are presented within other. <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:384.75pt"></td><td style="padding:0;width:30pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);width:30pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:30pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:30pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease rental income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:17.25pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.74pt"></span></span><span style="left:8.370000000000001pt;position:var(--position)">1,979<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.05pt"></span></span><span style="left:25.68pt;position:var(--position)">1,681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.53pt"></span></span><span style="left:24.16pt;position:var(--position)">1,383<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rental income from investment properties (note 24)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:30pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.43pt"></span></span><span style="left:14.059999999999999pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.67pt"></span></span><span style="left:31.3pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">146<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:384.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:384.75pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:19.25pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:42.75pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.76pt"></span></span><span style="left:14.39pt;position:var(--position)">198<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">81<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:384.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:384.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other operating income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:55.5pt;width:30pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:30pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">2,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">1,934<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">1,631<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div>1 Net gains on disposal of financial assets at fair value through other comprehensive income, previously reported separately, are presented within other. 1979000000 1681000000 1383000000 190000000 172000000 146000000 198000000 81000000 102000000 2367000000 1934000000 1631000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 10: Operating expenses<span style="display:inline-block;height:8.8pt"></span><span id="i233dfecd765b411a90c9f21be918c499_859"></span></span><div style="position:var(--position);top:359.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Staff costs:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Salaries and social security costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:117.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">3,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">3,819<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">3,651<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and other retirement benefit schemes (note 12)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">526<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and other staff costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">327<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">4,707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">4,672<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.1pt"></span></span><span style="left:21.73pt;position:var(--position)">4,493<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premises and equipment costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:104.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.23pt"></span></span><span style="left:27.86pt;position:var(--position)">503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK bank levy<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions (note 28)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.59pt"></span></span><span style="left:29.22pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">2,786<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">2,594<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.39pt"></span></span><span style="left:23.02pt;position:var(--position)">2,720<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before adjustment for:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">12,571<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">12,192<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">11,392<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts attributable to the acquisition of insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.79pt"></span></span><span style="left:28.419999999999998pt;position:var(--position)">(191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.26pt"></span></span><span style="left:27.89pt;position:var(--position)">(182)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">(183)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts reported within insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(414)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(409)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.1pt"></span></span><span style="left:25.73pt;position:var(--position)">(386)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total operating expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">11,966<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">11,601<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">10,823<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:562.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Including social security costs of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:137.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">454<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:171.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.69pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£428 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.47pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:225.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£371 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:274.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:569.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of loss on disposal of operating lease assets of £10<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:257.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:287.1pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.21pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:304.15999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: p<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">rofit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£93 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:361.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:577.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Including depreciation in respect of premises £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">101<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:180.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£96 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:250.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:254.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:268.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:271.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£110 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), equipment £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:341.97999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">349<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:352.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:376.22999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:390.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:393.5pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£400 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:428.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.13pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:448.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£388 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:481.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), operating lease <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:584.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,470<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,410 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:157.98000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:161.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:178.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,070 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and right-of-use assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">182<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:294.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.22pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:332.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:335.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£198 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:367.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:370.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:384.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:387.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£209 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:421.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:596.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average headcount<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The average number of persons on a headcount basis employed by the Group during the year was as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:620.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:23.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,331<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,334<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">65,390<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Overseas<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:26.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,707<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:28.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,895<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:33.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">807<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:20.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,038<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,229<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,197<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:677.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based compensation<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The tables below analyse the Group’s performance-based compensation costs between those relating to the current performance year and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:698.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those relating to earlier years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:711.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deferred until later years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of the year ended 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">300<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.54pt"></span></span><span style="left:34.17pt;position:var(--position)">316<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.93pt"></span></span><span style="left:33.56pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of earlier years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.8pt"></span></span><span style="left:36.43pt;position:var(--position)">96<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.23pt"></span></span><span style="left:36.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.22pt"></span></span><span style="left:31.849999999999998pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">440<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:788.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based awards expensed in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:202.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> include cash awards amounting to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:336.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">225<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.04999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£162 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:447.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:451.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£169 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:518.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 10: Operating expenses<span style="display:inline-block;height:8.8pt"></span><span id="i233dfecd765b411a90c9f21be918c499_859"></span></span><div style="position:var(--position);top:359.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Staff costs:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Salaries and social security costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:117.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">3,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">3,819<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">3,651<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and other retirement benefit schemes (note 12)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">526<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and other staff costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">327<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">4,707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">4,672<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.1pt"></span></span><span style="left:21.73pt;position:var(--position)">4,493<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premises and equipment costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:104.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.23pt"></span></span><span style="left:27.86pt;position:var(--position)">503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK bank levy<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions (note 28)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.59pt"></span></span><span style="left:29.22pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">2,786<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">2,594<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.39pt"></span></span><span style="left:23.02pt;position:var(--position)">2,720<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before adjustment for:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">12,571<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">12,192<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">11,392<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts attributable to the acquisition of insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.79pt"></span></span><span style="left:28.419999999999998pt;position:var(--position)">(191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.26pt"></span></span><span style="left:27.89pt;position:var(--position)">(182)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">(183)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts reported within insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(414)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(409)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.1pt"></span></span><span style="left:25.73pt;position:var(--position)">(386)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total operating expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">11,966<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">11,601<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">10,823<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:562.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Including social security costs of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:137.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">454<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:171.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.69pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£428 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.47pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:225.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£371 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:274.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:569.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of loss on disposal of operating lease assets of £10<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:257.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:287.1pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.21pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:304.15999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: p<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">rofit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£93 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:361.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:577.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Including depreciation in respect of premises £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">101<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:180.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£96 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:250.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:254.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:268.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:271.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£110 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), equipment £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:341.97999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">349<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:352.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:376.22999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:390.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:393.5pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£400 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:428.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.13pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:448.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£388 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:481.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), operating lease <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:584.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,470<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,410 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:157.98000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:161.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:178.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,070 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and right-of-use assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">182<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:294.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.22pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:332.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:335.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£198 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:367.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:370.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:384.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:387.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£209 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:421.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:596.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average headcount<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The average number of persons on a headcount basis employed by the Group during the year was as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:620.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:23.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,331<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,334<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">65,390<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Overseas<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:26.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,707<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:28.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,895<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:33.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">807<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:20.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,038<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,229<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,197<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:677.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based compensation<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The tables below analyse the Group’s performance-based compensation costs between those relating to the current performance year and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:698.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those relating to earlier years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:711.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deferred until later years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of the year ended 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">300<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.54pt"></span></span><span style="left:34.17pt;position:var(--position)">316<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.93pt"></span></span><span style="left:33.56pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of earlier years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.8pt"></span></span><span style="left:36.43pt;position:var(--position)">96<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.23pt"></span></span><span style="left:36.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.22pt"></span></span><span style="left:31.849999999999998pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">440<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:788.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based awards expensed in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:202.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> include cash awards amounting to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:336.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">225<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.04999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£162 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:447.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:451.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£169 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:518.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Staff costs:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Salaries and social security costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:117.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">3,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.3pt"></span></span><span style="left:23.93pt;position:var(--position)">3,819<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.69pt"></span></span><span style="left:24.32pt;position:var(--position)">3,651<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensions and other retirement benefit schemes (note 12)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">526<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and other staff costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">334<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">327<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">487<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">4,707<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">4,672<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.1pt"></span></span><span style="left:21.73pt;position:var(--position)">4,493<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premises and equipment costs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:104.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.23pt"></span></span><span style="left:27.86pt;position:var(--position)">503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">454<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:105.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK bank levy<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.75pt"></span></span><span style="left:29.38pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">147<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions (note 28)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.85pt"></span></span><span style="left:27.48pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.59pt"></span></span><span style="left:29.22pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">2,786<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.74pt"></span></span><span style="left:22.369999999999997pt;position:var(--position)">2,594<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.39pt"></span></span><span style="left:23.02pt;position:var(--position)">2,720<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before adjustment for:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">12,571<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">12,192<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">11,392<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts attributable to the acquisition of insurance and participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.79pt"></span></span><span style="left:28.419999999999998pt;position:var(--position)">(191)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.26pt"></span></span><span style="left:27.89pt;position:var(--position)">(182)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">(183)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts reported within insurance service expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(414)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(409)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.1pt"></span></span><span style="left:25.73pt;position:var(--position)">(386)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total operating expenses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">11,966<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">11,601<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.94pt"></span></span><span style="left:19.57pt;position:var(--position)">10,823<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:562.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Including social security costs of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:137.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">454<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:148.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:171.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:185.69pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£428 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.47pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:225.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£371 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:274.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:569.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Net of loss on disposal of operating lease assets of £10<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: profit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:257.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£59 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:287.1pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:290.21pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:304.15999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: p<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:310.83pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">rofit of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:331.2pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£93 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:361.28pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:577.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Including depreciation in respect of premises £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">101<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:180.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:203.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.70000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£96 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:250.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:254.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:268.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:271.04pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£110 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), equipment £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:341.97999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">349<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:352.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:376.22999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:390.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:393.5pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£400 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:428.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.13pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:448.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£388 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:481.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">), operating lease <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:584.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.58pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,470<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.95pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:121.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,410 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:157.98000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:161.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.04000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:178.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£1,070 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.54000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) and right-of-use assets £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">182<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:294.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.22pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:332.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:335.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£198 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:367.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:370.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:384.93pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:387.94pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£209 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:421.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 3846000000 3819000000 3651000000 527000000 526000000 355000000 334000000 327000000 487000000 4707000000 4672000000 4493000000 503000000 454000000 449000000 3477000000 3426000000 2905000000 130000000 147000000 150000000 968000000 899000000 675000000 2786000000 2594000000 2720000000 12571000000 12192000000 11392000000 -191000000 -182000000 -183000000 -414000000 -409000000 -386000000 11966000000 11601000000 10823000000 454000000 428000000 371000000 59000000 93000000 101000000 96000000 110000000 349000000 400000000 388000000 1470000000 1410000000 1070000000 182000000 182000000 198000000 209000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The average number of persons on a headcount basis employed by the Group during the year was as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:620.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:23.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,331<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,334<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">65,390<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Overseas<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:26.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,707<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:28.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,895<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:22.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:33.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">807<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:20.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">64,038<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,229<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:35.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">66,197<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div> 60331 64334 65390 3707 1895 807 64038 66229 66197 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The tables below analyse the Group’s performance-based compensation costs between those relating to the current performance year and <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:698.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those relating to earlier years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:711.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Performance-based compensation expense<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deferred until later years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of the year ended 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">300<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.54pt"></span></span><span style="left:34.17pt;position:var(--position)">316<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.93pt"></span></span><span style="left:33.56pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Awards made in respect of earlier years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.8pt"></span></span><span style="left:36.43pt;position:var(--position)">96<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.23pt"></span></span><span style="left:36.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:45.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.22pt"></span></span><span style="left:31.849999999999998pt;position:var(--position)">435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">440<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">120<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 343000000 300000000 316000000 83000000 90000000 108000000 92000000 96000000 124000000 37000000 34000000 22000000 435000000 396000000 440000000 120000000 124000000 130000000 225000000 162000000 169000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 11: Share-based payments<span style="display:inline-block;height:8.8pt"></span><span id="ida63ce41ba974514a59481bac3a2ccd7_7938"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The charge to the income statement is set out below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:115.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred bonus plan<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.82pt"></span></span><span style="left:30.45pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Options and shares granted in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.16pt"></span></span><span style="left:32.79pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Options and shares granted in prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.75pt"></span></span><span style="left:33.38pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.14pt"></span></span><span style="left:28.77pt;position:var(--position)">328<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:181.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:216.60999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group operated the following share-based payment schemes, which are mainly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:221.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equity settled.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:234.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group Performance Share plan<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:245.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group operates a Group Performance Share plan that is part equity settled. Bonuses in respect of employee service in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:497.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:516.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> have been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:255.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in the charge in line with the proportion of the deferral period completed.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:269.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Save-As-You-Earn schemes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:280.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Eligible employees may enter into contracts through the Save-As-You-Earn (SAYE) schemes to save up to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:435.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£500<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:454.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> per month and, at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expiry of a fixed term of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:138.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:179pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, have the option to use these savings within <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:343.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">six months<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:383.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the expiry of the fixed term to acquire shares <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:71.17999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group at a discounted price of no less than <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:249.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the market price at the start of the invitation period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the number of share options outstanding under the SAYE schemes are set out below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:327.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:268.5pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:120pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:120pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:52.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:120pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:120pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:52.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">797,624,786<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.62pt"></span></span><span style="left:36.25pt;position:var(--position)">42.30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,311,205,148<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.88pt"></span></span><span style="left:39.510000000000005pt;position:var(--position)">31.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">119,602,764<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.57pt"></span></span><span style="left:37.2pt;position:var(--position)">74.35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">200,820,157<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.53pt"></span></span><span style="left:38.160000000000004pt;position:var(--position)">52.35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(189,981,525)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.19pt"></span></span><span style="left:35.82pt;position:var(--position)">39.40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(663,187,372)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.23pt"></span></span><span style="left:36.86pt;position:var(--position)">24.60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(24,349,649)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.49pt"></span></span><span style="left:36.120000000000005pt;position:var(--position)">43.66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(17,375,716)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.18pt"></span></span><span style="left:38.81pt;position:var(--position)">39.01<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cancelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(15,760,828)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.86pt"></span></span><span style="left:36.49pt;position:var(--position)">47.99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(27,852,684)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.22pt"></span></span><span style="left:36.85pt;position:var(--position)">40.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:19.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,816,675)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">39.45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(5,984,747)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.36pt"></span></span><span style="left:36.99pt;position:var(--position)">35.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:15.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">685,318,873<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.02pt"></span></span><span style="left:36.650000000000006pt;position:var(--position)">48.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">797,624,786<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.46pt"></span></span><span style="left:37.09pt;position:var(--position)">42.30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercisable at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:29.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">178,806<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.19pt"></span></span><span style="left:35.82pt;position:var(--position)">39.40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">955,281<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.25pt"></span></span><span style="left:37.88pt;position:var(--position)">24.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:480.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average share price at the time that the options were exercised during <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:360.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:401.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.61<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:416.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:421.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:441.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:445.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.47<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:465.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The weighted average <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:490.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remaining contractual life of options outstanding at the end of the year was<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:326.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.88<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:343.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:369.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:388.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:392.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.85 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:503.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of SAYE options granted during <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:325.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:340pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:344.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.09<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:389.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair values of the SAYE options have <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:513.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">been determined using a standard Black-Scholes model.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:527.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other share option plans<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:538.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive Share Plans – buyout and retention awards<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share options may be granted to senior employees under the Lloyds Banking Group Executive Share Plan 2003, Lloyds Banking Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive Group Ownership Share Plan and Deferred Bonus Scheme 2021 specifically to facilitate recruitment (to compensate new recruits <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:569.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for any lost share awards), and also to make grants to key individuals for retention purposes. In some instances, grants may be made <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:579.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subject to individual performance conditions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Participants are not entitled to any dividends paid during the vesting period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:606.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:295.5pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);width:106.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:106.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:106.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:106.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15,578,997<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26,131,255<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">768,170<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:9.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(6,945,829)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(10,815,436)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(253,070)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(488,091)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapsed<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(16,901)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8,380,098<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15,578,997<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercisable at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:21.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">200,359<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">988,243<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:746.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of options granted in the year was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:298.59000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:307.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:312.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:331.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:335.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.46<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair values of options granted have been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:756.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined using a standard Black-Scholes model. The weighted average share price at the time that the options were exercised during <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:766.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:66.97999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.75<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:105.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:110.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.98000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.53<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:154.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The weighted average remaining contractual life of options outstanding at the end of the year was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:524.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.9<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:536.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:776.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.2 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:106.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:790pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Included in the above are awards to the Group Chief Executive.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 11: Share-based payments<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:190.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charlie Nunn joined the Group on 16 August 2021 as Group Chief Executive. He was granted deferred share awards over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8,301,708<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:510.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">replace unvested awards from his former employer, HSBC, that were forfeited as a result of him joining the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:114.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:9.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,968,909<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5,337,899<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:36.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:5.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,368,990)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:36.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,368,990)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:49.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:12.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,599,919<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:49.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,968,909<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:185.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other share plans<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:196.4pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group Executive Group Ownership Share Plan<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:207.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The plan, introduced in 2006, is aimed at delivering shareholder value by linking the receipt of shares to an improvement in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:217.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">performance of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group over a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:157.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:177.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">-year<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> period. Awards are made within limits set by the rules of the plan, with the limits determining <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:227.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the maximum number of shares that can be awarded equating to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> times annual salary. In exceptional circumstances this may increase <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:237.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:44.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">four<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> times annual salary.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:251pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Executive Group Ownership awards were replaced by Long Term Share Plan awards in 2021.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:264.6pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:14.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">22,123,194<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">39,804,293<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(10,254,907)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(18,490,246)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(33,055)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividend award<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">842,202<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:14.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11,868,287<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">22,123,194<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:360.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group Long Term Share Plan<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:371.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The plan, approved at the 2020 AGM and introduced in 2021, replaced the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:310.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive Group Ownership Share Plan and is intended to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:381.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provide alignment to the Group’s aim of delivering sustainable returns to shareholders, supported by its values and behaviours.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The awards in respect of the 2023 grant are due to vest in 2026 at a rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:312.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:325.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:333.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Details in relation to the plan are provided in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">directors’ remuneration report.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:419.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195,879,295<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">262,409,389<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(62,272,967)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(53,608,504)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(4,809,902)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(12,921,590)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">128,796,426<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195,879,295<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:502.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group Long Term Incentive Plan<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:513.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The plan, approved at the 2023 AGM and introduced in 2024, replaced the Long Term Share Plan and is intended to deliver stronger <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:523.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alignment between variable reward outcomes and the creation of shareholder value through the delivery of our strategy and the deepening <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:533.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of our relationships with our customers.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:547.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.036000000000000004em;position:var(--position);text-decoration:none;white-space:pre">The awards in respect of the 2024 grant are due to vest in 2027. Details in relation to the plan are provided in the directors’ remuneration report.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:560.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">46,999,778<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">122,063,173<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:628.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of awards granted in the year was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.48<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:300.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.30<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:641.8pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive Share Plans – buyout and retention awards<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:652.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share awards in the form of conditional shares may be granted to senior employees under the Lloyds Banking Group Executive Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:662.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ownership Share Plan and Deferred Bonus Scheme 2021 specifically to facilitate recruitment (to compensate new recruits for any lost share <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:672.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">awards), and also to make grants to key individuals for retention purposes. In some instances, grants may be made subject to individual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:682.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">performance conditions.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:124.25999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:126.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Participants are not entitled to any dividends paid during the vesting period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:696.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:402pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:18pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27.75pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:27.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:15.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,865,027<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:27.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:40.5pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:40.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,679,148<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:40.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,593,397<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:53.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,747,624)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:53.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(728,370)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:66pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,796,551<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:66pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,865,027<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:783.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of awards granted in the year was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.73<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:299.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:327.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.51<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:346.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 11: Share-based payments<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:204.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assumptions at 31 December <span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:169.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value calculations at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:204.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:223.57999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for grants made in the year, using Black-Scholes models and Monte Carlo simulation, are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">based on the following assumptions:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:125.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:510.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">SAYE<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share Plans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long Term Share <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:49.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plan<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average risk-free interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:43.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:43.24pt;position:var(--position)">3.87%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:44.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:44.46pt;position:var(--position)">3.81%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:44.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:44.37pt;position:var(--position)">4.13%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.3 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:33.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:30.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.4 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected volatility<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.61pt;position:var(--position)">25%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.61pt;position:var(--position)">25%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.91pt;position:var(--position)">27%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected dividend yield<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.94pt;position:var(--position)">5.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.55pt;position:var(--position)">6.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.55pt;position:var(--position)">6.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average share price<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.07pt"></span></span><span style="left:43.7pt;position:var(--position)">£0.84<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.83pt"></span></span><span style="left:43.46pt;position:var(--position)">£0.80<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.7pt"></span></span><span style="left:46.330000000000005pt;position:var(--position)">£0.71<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average exercise price<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.73pt"></span></span><span style="left:44.36pt;position:var(--position)">£0.74<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:55.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:55.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:227.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected volatility is a measure of the amount by which the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:270.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s shares are expected to fluctuate during the life of an option. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:237.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected volatility is estimated based on the historical volatility of the closing daily share price over the most recent period that is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:247.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commensurate with the expected life of the option. The historical volatility is compared to the implied volatility generated from market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:257.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">traded options in the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s shares to assess the reasonableness of the historical volatility and adjustments made where appropriate.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:271.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share Incentive Plans<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:282.5pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Matching shares<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:293.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group undertakes to match shares purchased by employees up to the value of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:353.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£45<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> per month; these matching shares are held in trust <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:303.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for a mandatory period of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:145.32999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:186.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> on the employee’s behalf, during which period the employee is entitled to any dividends paid on such <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares. The award is subject to a non-market based condition: if an employee leaves within this <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:399.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:418.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">-year<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:437.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> period for other than a ‘good’ <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reason, all of the matching shares are forfeited.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:220.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Similarly, if the employees sell their purchased shares within <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:444.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:484.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, their matching <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares are forfeited.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The number of shares awarded relating to matching shares in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:293.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:311.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26,409,397<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:354.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:359.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:378.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:382.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">38,464,042<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:426.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), with an average fair value of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:543.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.74<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:559.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:357.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.53<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:95.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), based on market prices at the date of award.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:370.7pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed share awards<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:381.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed share awards were introduced in 2014 in order to ensure that total fixed remuneration is commensurate with role and to provide a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:391.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">competitive reward package for certain Lloyds Banking Group employees, with an appropriate balance of fixed and variable remuneration, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:401.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in line with regulatory requirements. The fixed share awards are delivered in Lloyds Banking Group plc shares, and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:466.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are released over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:530.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:550.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:411.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:67.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> with one third being released each year following the year of award. The number of shares purchased in relation to fixed share awards <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:421.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,470,573<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:153.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:157.14999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,541,751<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:188.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) with an average fair value of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.81<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:318pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:322.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:342.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.55<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:366.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) based on market prices at the date of the award.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:435.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fixed share award is not subject to any performance conditions, performance adjustment or clawback. On an employee leaving the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group, there is no change to the timeline for which shares will become unrestricted.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:458.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Since the beginning of 2023 the number of recipients of these awards has been reduced to the executive directors only.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:472.5pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Free shares<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:483.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An award of shares may be made annually to employees up to a maximum of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:333.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,600<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:360.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. The shares awarded are held in trust for a mandatory <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:493.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">period of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:124.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> on the employee’s behalf, during which period the employee is entitled to any dividends paid on such shares. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:503.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">award is subject to a non-market based condition. If an employee leaves the Group within this three-year period for other than a ‘good’ <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:513.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reason, all of the shares awarded will be forfeited.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:527.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There have not been any awards made since 2021.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The charge to the income statement is set out below:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:115.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred bonus plan<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.69pt"></span></span><span style="left:28.32pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.82pt"></span></span><span style="left:30.45pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Options and shares granted in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.16pt"></span></span><span style="left:32.79pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Options and shares granted in prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.75pt"></span></span><span style="left:33.38pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.19pt"></span></span><span style="left:27.82pt;position:var(--position)">249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:74.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.14pt"></span></span><span style="left:28.77pt;position:var(--position)">328<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 186000000 206000000 241000000 12000000 15000000 20000000 51000000 60000000 67000000 63000000 75000000 87000000 249000000 281000000 328000000 500 P3Y P6M 0.90 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the number of share options outstanding under the SAYE schemes are set out below:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:327.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:268.5pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:120pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:120pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:52.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:120pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:120pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:52.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">797,624,786<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.62pt"></span></span><span style="left:36.25pt;position:var(--position)">42.30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,311,205,148<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:42pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.88pt"></span></span><span style="left:39.510000000000005pt;position:var(--position)">31.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">119,602,764<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.57pt"></span></span><span style="left:37.2pt;position:var(--position)">74.35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">200,820,157<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:54.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.53pt"></span></span><span style="left:38.160000000000004pt;position:var(--position)">52.35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(189,981,525)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.19pt"></span></span><span style="left:35.82pt;position:var(--position)">39.40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(663,187,372)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:67.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.23pt"></span></span><span style="left:36.86pt;position:var(--position)">24.60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(24,349,649)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.49pt"></span></span><span style="left:36.120000000000005pt;position:var(--position)">43.66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(17,375,716)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:80.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.18pt"></span></span><span style="left:38.81pt;position:var(--position)">39.01<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cancelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(15,760,828)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.86pt"></span></span><span style="left:36.49pt;position:var(--position)">47.99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(27,852,684)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:93pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.22pt"></span></span><span style="left:36.85pt;position:var(--position)">40.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:19.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,816,675)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">39.45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(5,984,747)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:105.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.36pt"></span></span><span style="left:36.99pt;position:var(--position)">35.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:15.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">685,318,873<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.02pt"></span></span><span style="left:36.650000000000006pt;position:var(--position)">48.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:15.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">797,624,786<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:118.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.46pt"></span></span><span style="left:37.09pt;position:var(--position)">42.30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:268.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:268.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercisable at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:29.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">178,806<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:328.5pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.19pt"></span></span><span style="left:35.82pt;position:var(--position)">39.40<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">955,281<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:131.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.25pt"></span></span><span style="left:37.88pt;position:var(--position)">24.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:295.5pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);width:106.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:106.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:106.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:106.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise price<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(pence)<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15,578,997<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26,131,255<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:42pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">768,170<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:54.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:9.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(6,945,829)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(10,815,436)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:67.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(253,070)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(488,091)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:80.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lapsed<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(16,901)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:93pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8,380,098<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15,578,997<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:105.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:295.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:295.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercisable at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:295.5pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:21.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">200,359<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348.75pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:44.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">988,243<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:118.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:44.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of options<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:9.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,968,909<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5,337,899<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:36.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:5.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,368,990)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:36.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,368,990)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:49.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:12.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,599,919<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:49.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,968,909<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:14.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">22,123,194<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">39,804,293<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(10,254,907)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(18,490,246)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(33,055)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividend award<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">842,202<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:14.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11,868,287<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">22,123,194<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195,879,295<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">262,409,389<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(62,272,967)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(53,608,504)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Forfeited<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(4,809,902)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(12,921,590)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:8.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">128,796,426<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:62.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:10.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195,879,295<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:405.75pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:24pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:1.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:16.5pt;width:53.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:24pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">46,999,778<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:36.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:405.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:405.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405.75pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:10.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">122,063,173<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:49.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75,063,395<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of awards granted in the year was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.48<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:300.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.30<span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:402pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:53.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:18pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:9.75pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27.75pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:27.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:15.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,865,027<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:27.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:47.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:40.5pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:40.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:16.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,679,148<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:40.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,593,397<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Vested<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:53.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(1,747,624)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:53.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(728,370)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:402pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:402pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Outstanding at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:66pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,796,551<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:459pt;position:var(--position);top:66pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,865,027<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:783.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The weighted average fair value of awards granted in the year was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.73<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:299.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (2024: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:327.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£0.51<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:346.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> 797624786 0.4230 1311205148 0.3170 119602764 0.7435 200820157 0.5235 189981525 0.3940 663187372 0.2460 24349649 0.4366 17375716 0.3901 15760828 0.4799 27852684 0.4070 1816675 0.3945 5984747 0.3540 685318873 0.4852 797624786 0.4230 178806 0.3940 955281 0.2425 0.61 0.47 P1Y10M17D P1Y10M6D 0.15 0.09 15578997 0 26131255 0 0 0 768170 0 6945829 0 10815436 0 253070 0 488091 0 0 0 16901 0 8380098 0 15578997 0 200359 0 988243 0 0 0.46 0.75 0.53 P5Y10M24D P6Y2M12D 8301708 3968909 5337899 1368990 1368990 2599919 3968909 P3Y 3 4 22123194 39804293 10254907 18490246 0 33055 0 842202 11868287 22123194 1 195879295 262409389 62272967 53608504 4809902 12921590 128796426 195879295 75063395 0 46999778 75063395 122063173 75063395 0.48 0.30 2865027 0 3679148 3593397 1747624 728370 4796551 2865027 0.73 0.51 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:510.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">SAYE<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Executive <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share Plans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long Term Share <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:49.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plan<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average risk-free interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:43.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:43.24pt;position:var(--position)">3.87%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:44.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:44.46pt;position:var(--position)">3.81%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:17.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:44.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:44.37pt;position:var(--position)">4.13%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected life<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.3 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:33.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:30pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:30.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.4 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected volatility<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.61pt;position:var(--position)">25%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.61pt;position:var(--position)">25%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:42.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:49.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:49.91pt;position:var(--position)">27%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average expected dividend yield<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.94pt;position:var(--position)">5.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.55pt;position:var(--position)">6.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:55.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:46.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:46.55pt;position:var(--position)">6.0%<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average share price<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.07pt"></span></span><span style="left:43.7pt;position:var(--position)">£0.84<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.83pt"></span></span><span style="left:43.46pt;position:var(--position)">£0.80<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:68.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.7pt"></span></span><span style="left:46.330000000000005pt;position:var(--position)">£0.71<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average exercise price<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.73pt"></span></span><span style="left:44.36pt;position:var(--position)">£0.74<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:55.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:81pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:55.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div> 0.0387 0.0381 0.0413 P3Y3M18D P1Y6M P4Y4M24D 0.25 0.25 0.27 0.050 0.060 0.060 0.84 0.80 0.71 0.74 0 0 45 P3Y P3Y P3Y 26409397 38464042 0.74 0.53 P3Y 1470573 1541751 0.81 0.55 3600 P3Y <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span><span id="i384682da283b4f9482faf6975d6c2a02_15586"></span><span id="i384682da283b4f9482faf6975d6c2a02_15676"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:557.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:568.3pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:12.75pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discount rate applied to future cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:12.75pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected lifetime of the schemes’ members<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:25.5pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected rate of future inflationary increases<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:615.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The net asset recognised in the balance sheet at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.34000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in respect of the Group’s defined benefit pension scheme obligations <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:625.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:69.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,612<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, comprising an asset of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:202.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,695 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and a liability of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:316.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£83 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:362.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: a net asset of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:436.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,945 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:488.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> comprising an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:635.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:78.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,028 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and a liability of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:193.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£83 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:234.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The Group’s accounting policy for its defined benefit pension scheme obligations is set <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:645.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">out in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:90.69999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:95.16999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(K).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Income statement and balance sheet sensitivities to changes in the key sources of estimation uncertainty and other actuarial assumptions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are provided in part (v).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:682.35pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other retirement benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined contribution pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.9pt"></span></span><span style="left:31.529999999999998pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">537<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total charge to the income statement (note 10)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">526<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:232.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retirement benefit assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">2,695<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">3,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retirement benefit obligations<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.76pt"></span></span><span style="left:30.39pt;position:var(--position)">(120)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">2,906<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:167.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The total amounts recognised in the balance sheet relate to:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:181.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other retirement benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">2,906<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:245.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group holds on its balance sheet the net surplus or deficit, being the difference between the fair value of plan assets and the present <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:255.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of scheme liabilities, at the balance sheet date for each plan. Surpluses are only recognised to the extent that they are recoverable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:265.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through reduced contributions in the future or through potential future refunds from the schemes. In assessing whether a surplus is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:275.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recoverable, the Group considers its current right to obtain a refund or a reduction in future contributions together with the rights of third <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:285.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">parties, such as trustees, at the balance sheet date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:299.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension schemes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:310.1pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit schemes<span style="display:inline-block;height:7.2pt"></span><span id="i384682da283b4f9482faf6975d6c2a02_15635"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:321.1pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(i)<span style="display:inline-block;height:7.2pt;width:6.93pt"></span></span><span style="left:49.61pt;position:var(--position)">Characteristics of and risks associated with the Group’s schemes<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has established a number of defined benefit pension schemes in the UK and overseas, both funded and unfunded. All significant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">schemes are funded and based in the UK, with the three most significant being the main sections of the Lloyds Bank Pension Scheme No. 1, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Lloyds Bank Pension Scheme No. 2 and the HBOS Final Salary Pension Scheme. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:401.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:420.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, these schemes represented <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:526.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">94<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:536.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of the Group’s total gross defined benefit pension assets (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">94<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%). These schemes provide retirement benefits calculated as a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:372.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">proportion of final pensionable salary depending upon the length of pensionable service.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:385.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All of the UK funded schemes are operated as separate legal entities under trust law, are in compliance with the Pensions Act 2004 and are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">managed by a Trustee Board (the Trustee) whose role is to ensure that the schemes are administered in accordance with the scheme rules <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and relevant legislation, and to safeguard the assets in the best interests of all members and beneficiaries.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:419.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A valuation to determine the funding status of each scheme is carried out at least every three years, whereby scheme assets are measured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:429.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at market value and liabilities (technical provisions) are measured using prudent assumptions. If a funding deficit is identified, a recovery <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:439.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plan is agreed between the employer and the scheme Trustee and sent to the Pensions Regulator for review. The Group does not provide <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:449.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for these deficit contributions as the future economic benefits arising from these contributions are expected to be available to the Group. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:459.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s overseas defined benefit pension schemes are subject to local regulatory arrangements.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The 31 December 2022 triennial valuation for the main defined benefit schemes was completed in 2023, and following the contributions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">paid in 2023, <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> further deficit contributions were paid for this triennial period (to 31 December 2025).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:496.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group pays regular contributions to meet benefits accruing over the year, and to cover the expenses of running the schemes. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:506.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group expects to pay contributions of at least £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:226.01000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:236.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> billion to its defined benefit schemes in 2026.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:520.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group provides additional security arrangements to a number of the UK schemes for the Group’s obligations to the schemes. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:530.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025 the security arrangements held assets of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:269.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:281.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> billion. The security arrangements are fully consolidated in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:540.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s balance sheet.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:553.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The last funding valuations of other Group schemes were carried out on a number of different dates. In order to report the position under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:563.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">IAS 19 as at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:146.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the most recent valuation results for all schemes have been updated by qualified independent actuaries. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The funding valuations use a more prudent approach to setting the discount rate and more conservative longevity and inflation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:583.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assumptions than the IAS 19 valuations.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:597.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In July 2024, the Court of Appeal handed down a judgment (Virgin Media Limited v NTL Pension Trustees Limited) which potentially has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">implications for the validity of amendments made by pension schemes that were contracted out on a salary-related basis between 6 April <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:617.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1997 and the abolition of contracting-out in 2016. The Government in September 2025, recognising that schemes and sponsoring <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:627.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">employers need clarity around scheme liabilities, proposed legislation to give affected pension schemes the ability to retrospectively obtain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:637.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">written actuarial confirmation that historic benefit changes met the necessary standards. The Group has not made any allowance for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:647.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">possible impact of the ruling as it is currently unclear whether any additional liabilities might arise, and if they were to arise, how they would <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be reliably measured. The Group is continuing to review scheme amendments to decide whether any subsequent actions are required and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will continue to monitor developments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:680.9pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(ii)<span style="display:inline-block;height:7.2pt;width:4.73pt"></span></span><span style="left:49.61pt;position:var(--position)">Amounts in the financial statements<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:691.9pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount included in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present value of funded obligations<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value of scheme assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.31pt"></span></span><span style="left:20.939999999999998pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amount recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:247.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amount recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:31.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:31.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.1pt"></span></span><span style="left:26.73pt;position:var(--position)">3,532<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net defined benefit pension credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:44.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.54pt"></span></span><span style="left:36.17pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:44.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains on defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">412<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">2,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Return on plan assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(3,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Employer contributions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.42pt"></span></span><span style="left:35.050000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:211.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.36pt"></span></span><span style="left:21.99pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">(30,201)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.28pt"></span></span><span style="left:23.91pt;position:var(--position)">(1,459)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">(1,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains – demographic assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.33pt"></span></span><span style="left:34.96pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial (losses) gains – experience<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(427)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains – financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">2,737<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Benefits paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">1,693<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.05pt"></span></span><span style="left:27.68pt;position:var(--position)">1,638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Past service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.39pt"></span></span><span style="left:33.02pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Settlements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.27pt"></span></span><span style="left:40.900000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:407.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Active members<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">(1,960)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">(2,463)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred members<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">(6,722)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">(7,080)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dependants<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">(1,486)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">(1,429)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensioners<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.26pt"></span></span><span style="left:18.89pt;position:var(--position)">(16,403)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(16,146)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:514.7pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of scheme assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">33,733<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Return on plan assets excluding amounts included in interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(3,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.17pt"></span></span><span style="left:26.8pt;position:var(--position)">1,624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">1,551<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Employer contributions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.42pt"></span></span><span style="left:35.050000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Benefits paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.27pt"></span></span><span style="left:23.9pt;position:var(--position)">(1,693)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">(1,638)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Settlements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Administrative costs paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.12pt"></span></span><span style="left:33.75pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.63pt"></span></span><span style="left:34.26pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.31pt"></span></span><span style="left:20.939999999999998pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The credit recognised in the income statement for the year ended 31 December comprises: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:681.65pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.16pt"></span></span><span style="left:35.79pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.64pt"></span></span><span style="left:36.27pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(165)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">(166)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">(208)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Past service cost – plan amendments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.24pt"></span></span><span style="left:35.870000000000005pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plan administration costs incurred during the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.97pt"></span></span><span style="left:36.6pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.26pt"></span></span><span style="left:36.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total defined benefit pension credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:232.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(iii)<span style="display:inline-block;height:7.2pt;width:2.53pt"></span></span><span style="left:49.61pt;position:var(--position)">Composition of scheme assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unquoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unquoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:223.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt instruments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:62.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed interest government bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">6,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">6,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.4pt"></span></span><span style="left:22.029999999999998pt;position:var(--position)">6,985<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.4pt"></span></span><span style="left:22.029999999999998pt;position:var(--position)">6,985<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Index-linked government bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">15,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">15,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">15,550<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">15,550<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.43pt"></span></span><span style="left:24.06pt;position:var(--position)">9,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.43pt"></span></span><span style="left:24.06pt;position:var(--position)">9,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">7,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">7,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">31,482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">31,482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">29,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">29,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pooled investment vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.53pt"></span></span><span style="left:28.16pt;position:var(--position)">653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.47pt"></span></span><span style="left:21.099999999999998pt;position:var(--position)">5,964<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">6,617<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">686<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.36pt"></span></span><span style="left:22.99pt;position:var(--position)">7,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.12pt"></span></span><span style="left:21.75pt;position:var(--position)">8,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.49pt"></span></span><span style="left:30.119999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.49pt"></span></span><span style="left:30.119999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Money market instruments, cash, derivatives and other assets <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.05pt"></span></span><span style="left:18.68pt;position:var(--position)">(9,254)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">(9,119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">(8,170)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(8,115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">32,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(3,099)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.94pt"></span></span><span style="left:17.57pt;position:var(--position)">30,695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.59pt"></span></span><span style="left:26.22pt;position:var(--position)">(632)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:285.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Of the total debt instruments, £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:132.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">29,876<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:151.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:189.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.35000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£27,551 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:232.17000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) were investment grade (credit ratings equal to or better than ‘BBB’).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets of all of the funded plans are held independently of the Group’s assets in separate trustee-administered funds.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:309.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The pension schemes’ pooled investment vehicles comprise:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:323.5pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Alternative credit funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.06pt"></span></span><span style="left:28.689999999999998pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">1,793<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bond and debt funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">1,644<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge and mutual funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Infrastructure funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">1,012<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">1,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><span id="iea593457962644ae9afdf9f2738311b9_6-1-1-1-5233089"></span><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.6pt"></span></span><span style="left:27.23pt;position:var(--position)">1,449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.2pt"></span></span><span style="left:33.83pt;position:var(--position)">817<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.74pt"></span></span><span style="left:32.37pt;position:var(--position)">992<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.68pt"></span></span><span style="left:36.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">6,617<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">8,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Trustee’s approach to investment is focused on acting in the members’ best financial interests, with the integration of ESG <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(environmental, social and governance)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.79000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> considerations into investment management processes and practices. This policy is reviewed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">annually (or more frequently as required) and has been shared with the schemes’ investment managers for implementation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:497.7pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(iv)<span style="display:inline-block;height:7.2pt;width:2.4pt"></span></span><span style="left:49.61pt;position:var(--position)">Assumptions<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:508.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The principal actuarial and financial assumptions used in valuations of the defined benefit pension schemes were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:522.3pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discount rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.73pt;position:var(--position)">5.57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.05pt;position:var(--position)">5.55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rate of inflation:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail Price Index (RPI)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.08pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.08pt;position:var(--position)">2.65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.23pt;position:var(--position)">2.97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer Price Index (CPI)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.92pt;position:var(--position)">2.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rate of salary increases<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.36pt;position:var(--position)">0.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">0.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average rate of increase for pensions in payment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">To determine the RPI assumption a term-dependent inflation curve has been used adjusting for an assumed inflation risk premium. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:516.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A gap of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.290000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> basis points has been assumed between RPI and CPI from 2025 to 2030; thereafter a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:373.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> basis point gap has been assumed.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:648.25pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Men<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Women<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life expectancy for average member aged 60, on the valuation date<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:30.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28.6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life expectancy for average member aged 60, 15 years after the valuation date<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27.3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">29.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">29.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The mortality assumptions used in the UK scheme valuations are based on standard tables published by the Institute and Faculty of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuaries which were adjusted in line with the actual experience of the relevant schemes. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group uses the 2023 CMI mortality <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">projections model to project future mortality improvements. In line with actuarial industry recommendations <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:436.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:446.04999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> weight is placed on 2020 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and 2021 mortality experience and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:163.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% weight on 2022 and 2023 mortality experience.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:247.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(v)<span style="display:inline-block;height:7.2pt;width:4.6pt"></span></span><span style="left:63.78pt;position:var(--position)">Amount, timing and uncertainty of future cash flows<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Risk exposure of the defined benefit schemes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">While the Group is not exposed to any unusual, entity-specific or scheme-specific risks in its defined benefit pension schemes, it is exposed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to a number of significant risks, detailed below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate risk:<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:115.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:117.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the schemes’ benefit obligations are linked to inflation both in deferment and once in payment. Higher <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">inflation will lead to higher liabilities although this will be materially offset by holdings of inflation-linked gilts and, in most cases, caps on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the level of inflationary increases are in place to protect against extreme inflation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:170.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate risk:<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:112.89999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The defined benefit obligation is determined using a discount rate derived from yields on AA-rated corporate bonds. A <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:180.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">decrease in corporate bond yields will increase plan liabilities although this will be materially offset by an increase in the value of bond <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:190.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">holdings and through the use of derivatives.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:203.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Longevity risk:<span style="display:inline-block;height:6.6pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.83pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:104.94999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the schemes’ obligations are to provide benefits for the life of the members so increases in life expectancy <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:213.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will result in an increase in the schemes’ liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:227.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment risk:<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:109.03999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:111.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scheme assets are invested in a diversified portfolio of debt securities, equities and other return-seeking assets. If the <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:237.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets underperform the discount rate used to calculate the defined benefit obligation, it will reduce the surplus or increase the deficit. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:247.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility in asset values and the discount rate will lead to volatility in the net pension asset on the Group’s balance sheet and in other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:257.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income. To a lesser extent this will also lead to volatility in the pension expense in the Group’s income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:270.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition, the schemes themselves are exposed to liquidity risk with the need to ensure that liquid assets held are sufficient to meet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:280.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">benefit payments as they fall due and there is sufficient collateral available to support their hedging activity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:294.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The ultimate cost of the defined benefit obligations to the Group will depend upon actual future events rather than the assumptions made. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:304.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assumptions made are unlikely to be borne out in practice and as such the cost may be higher or lower than expected.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:318.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity analysis<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:329.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The effect of reasonably possible changes in key assumptions on the Group’s income statement and on the net defined benefit pension <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:339.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scheme asset from the change in value of scheme liabilities is set out below. The sensitivities provided assume that all other assumptions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:349.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the value of the schemes’ assets remain unchanged. The calculations are approximate in nature and full detailed calculations could <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:359.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">lead to a different result. It is unlikely that isolated changes to individual assumptions will be experienced in practice. Due to the correlation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:369.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of assumptions, aggregating the effects of these isolated changes may not be a reasonable estimate of the actual effect of simultaneous <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:379.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes in multiple assumptions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:392.75pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:198.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:198.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase (decrease) in the income <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement charge<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase (decrease) in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net defined benefit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pension scheme surplus<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation (including pension increases)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:128.17000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:129.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.13pt"></span></span><span style="left:36.760000000000005pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">(455)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(484)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.19pt"></span></span><span style="left:33.82pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discount rate<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:47.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.93pt"></span></span><span style="left:34.56pt;position:var(--position)">718<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.55pt"></span></span><span style="left:36.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">(700)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.41pt"></span></span><span style="left:31.04pt;position:var(--position)">(757)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected life expectancy of members:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of one year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.55pt"></span></span><span style="left:36.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.88pt"></span></span><span style="left:28.509999999999998pt;position:var(--position)">(802)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(806)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of one year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.72pt"></span></span><span style="left:34.35pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.72pt"></span></span><span style="left:32.35pt;position:var(--position)">827<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.18pt"></span></span><span style="left:31.81pt;position:var(--position)">830<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:566.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">At 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, the assumed rate of RPI inflation is <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.65<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% and CPI inflation <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.13<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:293.46000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.90999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:316.17pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: RPI <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:329.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.97<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:341.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% and CPI <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:370.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.52<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:382.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:573.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">At 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, the assumed discount rate is <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:200.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5.57<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:212.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:237.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5.55<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:249.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:584.85pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity analysis method and assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The sensitivity analysis above reflects the impact on the liabilities of the Group’s three most significant schemes which account for over <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:605.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the Group’s defined benefit obligations. While differences in the underlying liability profiles for the remainder of the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:615.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pension arrangements mean that they may exhibit slightly different sensitivities to variations in these assumptions, the sensitivities <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:625.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provided above are indicative of the impact across the Group as a whole.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:639.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The inflation assumption sensitivity applies to the assumed rate of increase in both the Consumer Price Index (CPI) and the Retail Price <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:649.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Index (RPI), and includes the impact on the rate of increases to pensions, both before and after retirement. These pension increases are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:659.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">linked to inflation (either CPI or RPI) subject to certain minimum and maximum limits.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:673.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The sensitivity analysis (including the inflation sensitivity) does not include the impact of any change in the rate of salary increases as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:683.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pensionable salaries have been frozen since 2 April 2014.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The life expectancy assumption has been applied by allowing for an increase/decrease in life expectation from age <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:469.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:479.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of one year, based <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:706.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">upon the approximate weighted average age for each scheme. While this is an approximate approach and will not give the same result as a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:716.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one year increase in life expectancy at every age, it provides an appropriate indication of the potential impact on the schemes from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:726.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes in life expectancy.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:740.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There was no change in the methods and assumptions used in preparing the sensitivity analysis from the prior year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:753.85pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-liability matching strategies<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The main schemes’ assets are invested in a diversified portfolio which are<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:315.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> independently determined by the responsible governance body <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for each scheme and in consultation with the employer.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:232.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A significant goal of the asset strategies adopted by the schemes is to reduce volatility caused by changes in market expectations of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rates and inflation. In the main schemes this is achieved by investing in liability-driven investment (LDI) strategies. The assets in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these LDI strategies represented c.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:160.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">47<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.14000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of scheme assets at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:320.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The LDI strategies are actively managed to reflect both changing market conditions and changes to the liability profile. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the asset-liability matching strategy mitigated c.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">110<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:242.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the liability sensitivity to interest rate movements and c.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:466.85999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">130<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:479.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the liability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sensitivity to inflation movements. In addition, a small amount of interest rate sensitivity arises through holdings of corporate and other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debt securities. The higher level of hedging provides greater protection to the funding position of the schemes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:168.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The main schemes hold a number of longevity insurance contracts, hedging c.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:317.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:327.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of their longevity risk exposure at 31 December 2025. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:178.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These arrangements form part of the schemes’ investment portfolio and reduce the risk of members living longer than expected through <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the exchange of fixed payments for actual payments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the value of scheme assets included longevity swaps valued at £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:349.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(217)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:366.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:215.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity profile of defined benefit obligation<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:226.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table provides information on the weighted average duration of the defined benefit pension obligation and the distribution <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:236.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and timing of benefit payments:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:249.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Duration of the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:40.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:39.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity analysis of benefits expected to be paid:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:302.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Within 12 months<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">1,816<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.22pt"></span></span><span style="left:26.849999999999998pt;position:var(--position)">1,800<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 1 and 2 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,625<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">1,595<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 2 and 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">5,229<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">5,134<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 5 and 10 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">9,294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.05pt"></span></span><span style="left:27.68pt;position:var(--position)">9,318<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 10 and 15 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,993<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">9,150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 15 and 25 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.23pt"></span></span><span style="left:22.86pt;position:var(--position)">15,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.64pt"></span></span><span style="left:25.27pt;position:var(--position)">16,316<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 25 and 35 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">10,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">11,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 35 and 45 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">4,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">5,171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In more than 45 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">906<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">1,201<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:442.75pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity analysis method and assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:453.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The projected benefit payments are based on the assumptions underlying the assessment of the obligations, including allowance for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:463.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected future inflation. They are shown in their undiscounted form and therefore appear large relative to the discounted assessment of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:473.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the defined benefit obligations recognised in the Group’s balance sheet. They are in respect of benefits that have been accrued prior to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:483.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">respective year end date only and make no allowance for any benefits that may have been accrued subsequently.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:497.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined contribution schemes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:508.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group operates a number of defined contribution pension schemes in the UK and overseas.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:521.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:167.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:186.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the charge to the income statement in respect of defined contribution schemes was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">564<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:531.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£537 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:104.53999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£434 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:177.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), representing the contributions payable by the employer in accordance with each scheme’s rules.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:545.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other retirement benefit schemes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:556.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group operates a number of schemes which provide post-retirement healthcare benefits to certain employees, retired employees and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:566.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">their dependants. The principal scheme relates to former Lloyds Bank staff and under this scheme the Group has undertaken to meet the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:576.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cost of post-retirement healthcare for all eligible former employees (and their dependants) who retired prior to 1 January 1996. The Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:586.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">has entered into an insurance contract to provide these benefits and a provision has been made for the estimated cost of future insurance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:596.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">premiums payable.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:610.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the principal <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:96.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">post-retirement healthcare scheme<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:226.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the latest actuarial valuation of the liability was carried out at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:509.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:527.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">qualified independent actuaries. The principal assumptions used were as set out above in section (iv), except that the long-term rate of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">increase in healthcare premiums has been assumed at <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:233.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10.00<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:265.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:285.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:289.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10.00<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:643.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the other retirement benefits obligation:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:653.75pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance premiums paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> -2612000000 2695000000 83000000 -2945000000 3028000000 83000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge (credit) to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other retirement benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined contribution pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.9pt"></span></span><span style="left:31.529999999999998pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">537<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total charge to the income statement (note 10)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">526<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Active members<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">(1,960)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.78pt"></span></span><span style="left:23.41pt;position:var(--position)">(2,463)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred members<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">(6,722)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">(7,080)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dependants<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">(1,486)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">(1,429)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pensioners<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.26pt"></span></span><span style="left:18.89pt;position:var(--position)">(16,403)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">(16,146)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The pension schemes’ pooled investment vehicles comprise:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:323.5pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Alternative credit funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.06pt"></span></span><span style="left:28.689999999999998pt;position:var(--position)">1,138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.83pt"></span></span><span style="left:28.459999999999997pt;position:var(--position)">1,793<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bond and debt funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">1,644<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">1,553<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge and mutual funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.73pt"></span></span><span style="left:32.36pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Infrastructure funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.84pt"></span></span><span style="left:28.47pt;position:var(--position)">1,012<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">1,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><span id="iea593457962644ae9afdf9f2738311b9_6-1-1-1-5233089"></span><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.6pt"></span></span><span style="left:27.23pt;position:var(--position)">1,449<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.2pt"></span></span><span style="left:33.83pt;position:var(--position)">817<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.74pt"></span></span><span style="left:32.37pt;position:var(--position)">992<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.68pt"></span></span><span style="left:36.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">6,617<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">8,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The principal actuarial and financial assumptions used in valuations of the defined benefit pension schemes were as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:522.3pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discount rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.73pt;position:var(--position)">5.57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.05pt;position:var(--position)">5.55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rate of inflation:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail Price Index (RPI)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.08pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.08pt;position:var(--position)">2.65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.23pt;position:var(--position)">2.97<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consumer Price Index (CPI)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.92pt;position:var(--position)">2.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rate of salary increases<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.36pt;position:var(--position)">0.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">0.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average rate of increase for pensions in payment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.69<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Men<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Women<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life expectancy for average member aged 60, on the valuation date<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:30.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28.6<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Life expectancy for average member aged 60, 15 years after the valuation date<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27.3<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">29.5<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">29.4<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:198.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:198.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase (decrease) in the income <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement charge<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase (decrease) in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net defined benefit<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pension scheme surplus<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Inflation (including pension increases)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:128.17000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:129.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.13pt"></span></span><span style="left:36.760000000000005pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">(455)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(484)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.19pt"></span></span><span style="left:33.82pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">433<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:77.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discount rate<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:47.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:102.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.93pt"></span></span><span style="left:34.56pt;position:var(--position)">718<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of 0.25%<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.55pt"></span></span><span style="left:36.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">49<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.81pt"></span></span><span style="left:28.439999999999998pt;position:var(--position)">(700)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:115.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.41pt"></span></span><span style="left:31.04pt;position:var(--position)">(757)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected life expectancy of members:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Increase of one year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.55pt"></span></span><span style="left:36.18pt;position:var(--position)">45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.88pt"></span></span><span style="left:28.509999999999998pt;position:var(--position)">(802)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">(806)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Decrease of one year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.72pt"></span></span><span style="left:34.35pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.72pt"></span></span><span style="left:32.35pt;position:var(--position)">827<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:153.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.18pt"></span></span><span style="left:31.81pt;position:var(--position)">830<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:566.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">At 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, the assumed rate of RPI inflation is <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:217.8pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.65<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% and CPI inflation <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:283.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.13<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:293.46000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:301.90999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:316.17pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: RPI <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:329.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.97<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:341.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% and CPI <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:370.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2.52<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:382.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:573.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">At 31 December <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:104.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:118.25pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">, the assumed discount rate is <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:200.65pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5.57<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:212.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.48pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.74pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:237.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">5.55<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:249.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table provides information on the weighted average duration of the defined benefit pension obligation and the distribution <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:236.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and timing of benefit payments:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:249.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Years<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Duration of the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:40.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:39.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity analysis of benefits expected to be paid:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:302.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Within 12 months<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">1,816<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.22pt"></span></span><span style="left:26.849999999999998pt;position:var(--position)">1,800<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 1 and 2 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,625<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">1,595<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 2 and 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.14pt"></span></span><span style="left:25.77pt;position:var(--position)">5,229<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">5,134<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 5 and 10 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">9,294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.05pt"></span></span><span style="left:27.68pt;position:var(--position)">9,318<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 10 and 15 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,993<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">9,150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 15 and 25 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.23pt"></span></span><span style="left:22.86pt;position:var(--position)">15,679<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.64pt"></span></span><span style="left:25.27pt;position:var(--position)">16,316<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 25 and 35 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.63pt"></span></span><span style="left:22.259999999999998pt;position:var(--position)">10,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">11,294<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Between 35 and 45 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">4,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">5,171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In more than 45 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">906<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">1,201<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance premiums paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> -39000000 -13000000 -80000000 2000000 2000000 1000000 -37000000 -11000000 -79000000 564000000 537000000 434000000 527000000 526000000 355000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retirement benefit assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">2,695<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.18pt"></span></span><span style="left:25.81pt;position:var(--position)">3,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retirement benefit obligations<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.76pt"></span></span><span style="left:30.39pt;position:var(--position)">(120)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">2,906<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:167.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The total amounts recognised in the balance sheet relate to:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:181.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Defined benefit pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other retirement benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total amounts recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">2,906<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The credit recognised in the income statement for the year ended 31 December comprises: <span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:681.65pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.16pt"></span></span><span style="left:35.79pt;position:var(--position)">64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.64pt"></span></span><span style="left:36.27pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net interest amount<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">(165)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">(166)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">(208)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Past service cost – plan amendments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.24pt"></span></span><span style="left:35.870000000000005pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plan administration costs incurred during the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.97pt"></span></span><span style="left:36.6pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.26pt"></span></span><span style="left:36.89pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total defined benefit pension credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">(39)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.38pt"></span></span><span style="left:36.010000000000005pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">(80)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:232.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(iii)<span style="display:inline-block;height:7.2pt;width:2.53pt"></span></span><span style="left:49.61pt;position:var(--position)">Composition of scheme assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:223.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:64.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:64.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unquoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Quoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unquoted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:223.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt instruments<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:62.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed interest government bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">6,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.89pt"></span></span><span style="left:21.52pt;position:var(--position)">6,326<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.4pt"></span></span><span style="left:22.029999999999998pt;position:var(--position)">6,985<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.4pt"></span></span><span style="left:22.029999999999998pt;position:var(--position)">6,985<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Index-linked government bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">15,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">15,382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">15,550<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">15,550<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.43pt"></span></span><span style="left:24.06pt;position:var(--position)">9,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.43pt"></span></span><span style="left:24.06pt;position:var(--position)">9,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">7,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">7,396<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.44pt"></span></span><span style="left:37.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">31,482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.12pt"></span></span><span style="left:18.75pt;position:var(--position)">31,482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">29,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">29,931<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pooled investment vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.53pt"></span></span><span style="left:28.16pt;position:var(--position)">653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.47pt"></span></span><span style="left:21.099999999999998pt;position:var(--position)">5,964<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">6,617<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.5pt"></span></span><span style="left:28.13pt;position:var(--position)">686<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.36pt"></span></span><span style="left:22.99pt;position:var(--position)">7,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.12pt"></span></span><span style="left:21.75pt;position:var(--position)">8,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.49pt"></span></span><span style="left:30.119999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.49pt"></span></span><span style="left:30.119999999999997pt;position:var(--position)">130<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.81pt"></span></span><span style="left:34.44pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.86pt"></span></span><span style="left:32.49pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Money market instruments, cash, derivatives and other assets <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">135<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.05pt"></span></span><span style="left:18.68pt;position:var(--position)">(9,254)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">(9,119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">(8,170)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.73pt"></span></span><span style="left:23.36pt;position:var(--position)">(8,115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:223.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:223.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">32,282<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.31pt"></span></span><span style="left:17.94pt;position:var(--position)">(3,099)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.94pt"></span></span><span style="left:17.57pt;position:var(--position)">30,695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.59pt"></span></span><span style="left:26.22pt;position:var(--position)">(632)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:163.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:285.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Of the total debt instruments, £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:132.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">29,876<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:151.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:189.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:192.35000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£27,551 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:232.17000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) were investment grade (credit ratings equal to or better than ‘BBB’).<span style="display:inline-block;height:4.8pt"></span></span></div> 2695000000 3028000000 120000000 122000000 -2575000000 -2906000000 -2612000000 -2945000000 37000000 39000000 -2575000000 -2906000000 0.94 0.94 100000000 4000000000.0 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount included in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Present value of funded obligations<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value of scheme assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.31pt"></span></span><span style="left:20.939999999999998pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amount recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 12: Retirement benefit obligations<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:247.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amount recognised in the balance sheet<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:31.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:31.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.1pt"></span></span><span style="left:26.73pt;position:var(--position)">3,532<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net defined benefit pension credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:44.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.54pt"></span></span><span style="left:36.17pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:44.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains on defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">412<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:57pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">2,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Return on plan assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(3,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Employer contributions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.42pt"></span></span><span style="left:35.050000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.66pt"></span></span><span style="left:27.29pt;position:var(--position)">2,612<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:95.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">2,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in the fair value of scheme assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">33,733<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Return on plan assets excluding amounts included in interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">(934)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(3,712)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.17pt"></span></span><span style="left:26.8pt;position:var(--position)">1,624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">1,551<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Employer contributions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.42pt"></span></span><span style="left:35.050000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Benefits paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.27pt"></span></span><span style="left:23.9pt;position:var(--position)">(1,693)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.42pt"></span></span><span style="left:25.05pt;position:var(--position)">(1,638)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Settlements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Administrative costs paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.12pt"></span></span><span style="left:33.75pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.63pt"></span></span><span style="left:34.26pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">29,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.31pt"></span></span><span style="left:20.939999999999998pt;position:var(--position)">30,063<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 26571000000 27118000000 -29183000000 -30063000000 -2612000000 -2945000000 -2945000000 -3532000000 -39000000 -13000000 412000000 2940000000 -934000000 -3712000000 150000000 172000000 -2612000000 -2945000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in the defined benefit obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.36pt"></span></span><span style="left:21.99pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">(30,201)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.28pt"></span></span><span style="left:23.91pt;position:var(--position)">(1,459)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">(1,385)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains – demographic assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.33pt"></span></span><span style="left:34.96pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial (losses) gains – experience<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">(427)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains – financial assumptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.08pt"></span></span><span style="left:32.71pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">2,737<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Benefits paid<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">1,693<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.05pt"></span></span><span style="left:27.68pt;position:var(--position)">1,638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Past service cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.39pt"></span></span><span style="left:33.02pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Settlements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.27pt"></span></span><span style="left:40.900000000000006pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.81pt"></span></span><span style="left:20.439999999999998pt;position:var(--position)">(26,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(27,118)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 27118000000 30201000000 64000000 85000000 1459000000 1385000000 114000000 109000000 -427000000 94000000 725000000 2737000000 1693000000 1638000000 30000000 35000000 2000000 1000000 7000000 -9000000 26571000000 27118000000 1960000000 2463000000 6722000000 7080000000 1486000000 1429000000 16403000000 16146000000 26571000000 27118000000 -30063000000 -33733000000 -934000000 -3712000000 -1624000000 -1551000000 150000000 172000000 -1693000000 -1638000000 -2000000 -1000000 32000000 33000000 -7000000 9000000 -29183000000 -30063000000 64000000 85000000 88000000 -165000000 -166000000 -208000000 30000000 35000000 5000000 32000000 33000000 35000000 -39000000 -13000000 -80000000 6326000000 0 6326000000 6985000000 0 6985000000 15382000000 0 15382000000 15550000000 0 15550000000 9771000000 0 9771000000 7396000000 0 7396000000 3000000 0 3000000 0 0 0 31482000000 0 31482000000 29931000000 0 29931000000 653000000 5964000000 6617000000 686000000 7342000000 8028000000 0 132000000 132000000 0 130000000 130000000 12000000 59000000 71000000 23000000 66000000 89000000 135000000 -9254000000 -9119000000 55000000 -8170000000 -8115000000 32282000000 -3099000000 29183000000 30695000000 -632000000 30063000000 29876000000 27551000000 1138000000 1793000000 276000000 449000000 1644000000 1553000000 0 709000000 1012000000 1059000000 1702000000 1449000000 817000000 992000000 28000000 24000000 6617000000 8028000000 0.0557 0.0555 0.0265 0.0297 0.0213 0.0252 0.0000 0.0000 0.0252 0.0269 0.0100 0.0020 P26Y6M P26Y4M24D P28Y7M6D P28Y6M P27Y4M24D P27Y3M18D P29Y6M P29Y4M24D 0 0 0.15 0.15 27000000 28000000 -455000000 -484000000 -25000000 -27000000 433000000 467000000 -46000000 -51000000 659000000 718000000 45000000 49000000 -700000000 -757000000 45000000 46000000 -802000000 -806000000 -47000000 -47000000 827000000 830000000 0.0265 0.0213 0.0297 0.0252 0.0557 0.0555 0.90 P60Y 0.47 1.10 1.30 0.60 -217000000 P11Y P12Y 1816000000 1800000000 1625000000 1595000000 5229000000 5134000000 9294000000 9318000000 8993000000 9150000000 15679000000 16316000000 10382000000 11294000000 4375000000 5171000000 906000000 1201000000 564000000 537000000 434000000 0.1000 0.1000 39000000 44000000 2000000 4000000 2000000 3000000 2000000 2000000 37000000 39000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 13: Auditors’ remuneration<span style="display:inline-block;height:8.8pt"></span><span id="i7940ad57864a4aac9b71b0b44e86b0e2_2545"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees payable to the Company’s auditors<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:5.3625pt;font-style:normal;font-weight:normal;left:195.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.3099999999999996pt;vertical-align:super;white-space:pre"> <span style="display:inline-block;height:4.29pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:197.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by the Group are included within other operating expenses and are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees payable for the:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– audit of the Company’s current year annual report<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– audits of the Company’s subsidiaries<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.52pt"></span></span><span style="left:26.15pt;position:var(--position)">33.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.95pt"></span></span><span style="left:28.58pt;position:var(--position)">31.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">32.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– total audit fees in respect of the statutory audit of Group entities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:225.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.59pt"></span></span><span style="left:26.22pt;position:var(--position)">35.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">33.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">34.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– services normally provided in connection with statutory and regulatory filings or engagements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.92pt"></span></span><span style="left:30.55pt;position:var(--position)">6.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.91pt"></span></span><span style="left:31.54pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total audit fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:54.900000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">42.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.29pt"></span></span><span style="left:25.919999999999998pt;position:var(--position)">40.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.29pt"></span></span><span style="left:25.919999999999998pt;position:var(--position)">40.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other audit-related fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:83.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.83pt"></span></span><span style="left:32.46pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.5pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All other fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.550000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.35pt"></span></span><span style="left:33.980000000000004pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.89pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-audit services<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:82.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.96pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.93pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.93pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fees payable to the Company’s auditors by the Group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.91pt"></span></span><span style="left:25.54pt;position:var(--position)">45.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.8pt"></span></span><span style="left:28.43pt;position:var(--position)">43.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">43.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:256.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the Financial Reporting Council (FRC).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:263.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the Securities and Exchange Commission (SEC).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:271.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the SEC. Total non-audit services as defined by the FRC include all fees other than audit fees in respect of the statutory audit of Group entities. These fees totalled <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:542.96pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:278.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:77.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> in <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:85.74000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:99.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:103.27000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:117.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:120.53999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.2 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:152.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:169.07pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.07999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.1 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:289.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following types of services are included in the categories listed above:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:303.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Audit fees:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:88.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> This category includes fees in respect of the audit of the Group’s annual financial statements (including work related to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:313.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adoption of new accounting standards) and other services in connection with regulatory filings. Other services supplied pursuant to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:323.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">legislation relate primarily to costs incurred in connection with client asset assurance and with the Sarbanes-Oxley Act requirements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:333.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">associated with the audit of the Group’s financial statements filed on its Form 20-F.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other audit-related fees:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:142.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> This category includes fees in respect of services for assurance and related services that are reasonably related to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:357.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the performance of the audit or review of the financial statements, for example acting as reporting accountants in respect of debt <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:367.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prospectuses required by the Listing Rules.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:380.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All other fees:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:100.28999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This category includes other assurance services not related to the performance of the audit or review of the financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:390.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements, for example, the review of controls operated by the Group on behalf of a third party. The auditors are not engaged to provide <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">tax services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">It is the Group’s policy to use the auditors only on non-audit assignments in cases where their knowledge of the Group means that it is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:424.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">neither efficient nor cost effective to employ another firm of accountants.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has procedures that are designed to ensure auditor independence, including prohibiting certain non-audit services. All audit and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">non-audit assignments must be pre-approved by the Audit Committee on an individual engagement basis; for certain types of non-audit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">engagements where the fee is ‘de minimis’ the Audit Committee has pre-approved all assignments subject to confirmation by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">management. On a quarterly basis, the Audit Committee receives and reviews a report detailing all pre-approved services and amounts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">paid to the auditors for such pre-approved services.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:491.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year, the auditors also earned fees payable by entities outside the consolidated Lloyds Banking Group in respect of:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:505.1pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:361.5pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:361.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:361.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Audits of Group pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.87pt"></span></span><span style="left:35.5pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.47pt"></span></span><span style="left:36.1pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.47pt"></span></span><span style="left:36.1pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:361.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:361.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Audits of the unconsolidated Open-Ended Investment Companies managed by the Group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.91pt"></span></span><span style="left:35.54pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees payable for the:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– audit of the Company’s current year annual report<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.66pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– audits of the Company’s subsidiaries<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.52pt"></span></span><span style="left:26.15pt;position:var(--position)">33.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.95pt"></span></span><span style="left:28.58pt;position:var(--position)">31.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">32.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– total audit fees in respect of the statutory audit of Group entities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:225.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.59pt"></span></span><span style="left:26.22pt;position:var(--position)">35.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">33.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">34.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">– services normally provided in connection with statutory and regulatory filings or engagements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.92pt"></span></span><span style="left:30.55pt;position:var(--position)">6.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.91pt"></span></span><span style="left:31.54pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.21pt"></span></span><span style="left:30.84pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total audit fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:54.900000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">42.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.29pt"></span></span><span style="left:25.919999999999998pt;position:var(--position)">40.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.29pt"></span></span><span style="left:25.919999999999998pt;position:var(--position)">40.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other audit-related fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:83.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.83pt"></span></span><span style="left:32.46pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.5pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All other fees<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.550000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.35pt"></span></span><span style="left:33.980000000000004pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.89pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-audit services<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:82.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.96pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.93pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.93pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total fees payable to the Company’s auditors by the Group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.91pt"></span></span><span style="left:25.54pt;position:var(--position)">45.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.8pt"></span></span><span style="left:28.43pt;position:var(--position)">43.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">43.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:256.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the Financial Reporting Council (FRC).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:263.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the Securities and Exchange Commission (SEC).<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:271.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:59.53pt;position:var(--position)">As defined by the SEC. Total non-audit services as defined by the FRC include all fees other than audit fees in respect of the statutory audit of Group entities. These fees totalled <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:542.96pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.1 <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:278.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:77.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> in <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:85.74000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:99.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:103.27000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:117.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:120.53999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.2 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:152.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:155.12pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:169.07pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.07999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£9.1 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:202.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year, the auditors also earned fees payable by entities outside the consolidated Lloyds Banking Group in respect of:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:505.1pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:361.5pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:361.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:361.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Audits of Group pension schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.87pt"></span></span><span style="left:35.5pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.47pt"></span></span><span style="left:36.1pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:17.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.47pt"></span></span><span style="left:36.1pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:361.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:361.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Audits of the unconsolidated Open-Ended Investment Companies managed by the Group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.91pt"></span></span><span style="left:35.54pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:30pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 2000000.0 2000000.0 2000000.0 33900000 31900000 32300000 35900000 33900000 34300000 6500000 6700000 6600000 42400000 40600000 40900000 1500000 1500000 1300000 1100000 1000000.0 1200000 2600000 2500000 2500000 45000000.0 43100000 43400000 9100000 9200000 9100000 500000 500000 500000 200000 200000 200000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 14: Impairment<span style="display:inline-block;height:8.8pt"></span><span id="i61bd8d74ca2f4f11ac2559ac5aceb94d_229"></span></span><div style="position:var(--position);top:573.05pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.08pt"></span></span><span style="left:29.709999999999997pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.08pt"></span></span><span style="left:29.709999999999997pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.18pt"></span></span><span style="left:35.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.18pt"></span></span><span style="left:35.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.64pt"></span></span><span style="left:29.27pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.88pt"></span></span><span style="left:29.509999999999998pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment (credit) charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.92pt"></span></span><span style="left:31.55pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.7pt"></span></span><span style="left:27.33pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">795<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 14: Impairment<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:137.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:139.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.48pt"></span></span><span style="left:28.11pt;position:var(--position)">(147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.28pt"></span></span><span style="left:25.91pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">507<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(158)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.34pt"></span></span><span style="left:27.97pt;position:var(--position)">(291)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.12pt"></span></span><span style="left:34.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.12pt"></span></span><span style="left:34.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.71pt"></span></span><span style="left:32.34pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment (credit) charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.77pt"></span></span><span style="left:27.4pt;position:var(--position)">(188)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">(324)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.64pt"></span></span><span style="left:30.27pt;position:var(--position)">431<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:222.2pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.2pt"></span></span><span style="left:34.830000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.26pt"></span></span><span style="left:27.89pt;position:var(--position)">(281)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">414<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.2pt"></span></span><span style="left:30.83pt;position:var(--position)">321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">(282)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">414<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.1pt"></span></span><span style="left:30.73pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.16pt"></span></span><span style="left:33.79pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.14pt"></span></span><span style="left:30.77pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">(307)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impairment charge includes a £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">137<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:175.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million charge <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:233.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:253.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:257.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£24 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> charge; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:347.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:351.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£73 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:391.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> charge) in respect of residual value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impairment and voluntary terminations within the Group’s UK Motor Finance business.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.08pt"></span></span><span style="left:29.709999999999997pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.08pt"></span></span><span style="left:29.709999999999997pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.18pt"></span></span><span style="left:35.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.18pt"></span></span><span style="left:35.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.64pt"></span></span><span style="left:29.27pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.88pt"></span></span><span style="left:29.509999999999998pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment (credit) charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.92pt"></span></span><span style="left:31.55pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.7pt"></span></span><span style="left:27.33pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.82pt"></span></span><span style="left:27.45pt;position:var(--position)">999<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.56pt"></span></span><span style="left:29.189999999999998pt;position:var(--position)">(64)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">795<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 14: Impairment<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:137.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:139.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.48pt"></span></span><span style="left:28.11pt;position:var(--position)">(147)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.28pt"></span></span><span style="left:25.91pt;position:var(--position)">(289)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:33pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">507<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.74pt"></span></span><span style="left:34.37pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">(158)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.34pt"></span></span><span style="left:27.97pt;position:var(--position)">(291)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:58.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.28pt"></span></span><span style="left:27.91pt;position:var(--position)">494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.12pt"></span></span><span style="left:34.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:71.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.12pt"></span></span><span style="left:34.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:84pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.32pt"></span></span><span style="left:31.95pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.71pt"></span></span><span style="left:32.34pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment (credit) charge<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.77pt"></span></span><span style="left:27.4pt;position:var(--position)">(188)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">(324)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">949<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.64pt"></span></span><span style="left:30.27pt;position:var(--position)">431<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:222.2pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:272.25pt"><div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Year ended 31 December 2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:21.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.2pt"></span></span><span style="left:34.830000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:21.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.59pt"></span></span><span style="left:35.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.26pt"></span></span><span style="left:27.89pt;position:var(--position)">(281)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">414<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.2pt"></span></span><span style="left:30.83pt;position:var(--position)">321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">(282)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.26pt"></span></span><span style="left:29.89pt;position:var(--position)">414<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.1pt"></span></span><span style="left:30.73pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:72.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:85.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.1pt"></span></span><span style="left:31.73pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loan commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.16pt"></span></span><span style="left:33.79pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.14pt"></span></span><span style="left:30.77pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.3pt"></span></span><span style="left:34.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:98.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total impairment charge (credit)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">(307)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.54pt"></span></span><span style="left:28.169999999999998pt;position:var(--position)">402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:111pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">303<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0 0 0 0 0 14000000 -82000000 999000000 -64000000 867000000 0 0 0 0 0 14000000 -82000000 999000000 -64000000 867000000 -1000000 0 0 0 -1000000 2000000 0 0 0 2000000 -30000000 -43000000 0 0 -73000000 -15000000 -125000000 999000000 -64000000 795000000 -7000000 0 0 0 -7000000 -147000000 -289000000 949000000 -6000000 507000000 -4000000 -2000000 0 0 -6000000 -158000000 -291000000 949000000 -6000000 494000000 -3000000 0 0 0 -3000000 -9000000 0 0 0 -9000000 -18000000 -33000000 0 0 -51000000 -188000000 -324000000 949000000 -6000000 431000000 -5000000 -2000000 0 0 -7000000 261000000 -281000000 414000000 -73000000 321000000 0 1000000 0 0 1000000 256000000 -282000000 414000000 -73000000 315000000 -2000000 0 0 0 -2000000 0 0 -10000000 0 -10000000 27000000 -25000000 -2000000 0 0 281000000 -307000000 402000000 -73000000 303000000 137000000 24000000 73000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 15: Tax<span style="display:inline-block;height:8.8pt"></span><span id="idd4bd927c4e5492f853de2a7bf52f4ca_6361"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:394.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Analysis of tax expense for the year<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:405.75pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK corporation tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax on profit for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(1,367)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(1,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.43pt"></span></span><span style="left:23.06pt;position:var(--position)">(1,301)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">(1,281)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.62pt"></span></span><span style="left:21.25pt;position:var(--position)">(1,070)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">(1,250)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax on profit for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.91pt"></span></span><span style="left:29.54pt;position:var(--position)">(119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.57pt"></span></span><span style="left:20.2pt;position:var(--position)">(1,429)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.42pt"></span></span><span style="left:23.05pt;position:var(--position)">(1,189)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">(1,348)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">(504)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">(307)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(583)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.58pt"></span></span><span style="left:30.209999999999997pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax (expense) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">(475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">(305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(637)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:610.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The tax expense is made up as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:623.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax (expense) credit attributable to policyholders<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.31pt"></span></span><span style="left:26.939999999999998pt;position:var(--position)">(219)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.86pt"></span></span><span style="left:28.49pt;position:var(--position)">(137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.98pt"></span></span><span style="left:32.61pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Shareholder tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">(1,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">(1,357)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">(2,015)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:25.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:670.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Factors affecting the tax expense for the year<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:681.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The UK corporation tax rate for the year was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">25.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:217.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:228.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:251.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">25.0%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">23.5%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:323.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The increase in applicable tax rate from 2023 relates to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:691.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the change in statutory tax rate effective from 1 April 2023. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:253.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An explanation of the relationship between tax expense and accounting profit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is set out below.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 15: Tax<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:110.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">6,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">7,503<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK corporation tax thereon<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,665)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">(1,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">(1,763)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of surcharge on banking profits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">(167)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">(157)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible costs: conduct charges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.58pt"></span></span><span style="left:34.21pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible costs: bank levy<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Other non-deductible costs<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:79.63pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.49pt"></span></span><span style="left:34.12pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Non-taxable income<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:59.74pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.5pt"></span></span><span style="left:37.13pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax relief on coupons on other equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.03pt"></span></span><span style="left:34.660000000000004pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">(Non-deductible) non-taxable foreign exchange (losses) gains<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:173.47pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.45pt"></span></span><span style="left:34.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.18pt"></span></span><span style="left:33.81pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax-exempt gains on disposals<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.72pt"></span></span><span style="left:36.35pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax losses where no deferred tax recognised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurement of deferred tax due to rate changes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33pt"></span></span><span style="left:35.63pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Differences in overseas tax rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.41pt"></span></span><span style="left:38.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.27pt"></span></span><span style="left:40.900000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Policyholder tax in respect of the life assurance business<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.97pt"></span></span><span style="left:35.6pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.18pt"></span></span><span style="left:34.81pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax in respect of life assurance policyholder tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">(119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax effect of share of results of joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provision for Pillar 2 current income taxes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:359.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">(Non-deductible) non-taxable foreign exchange gains (losses) on non-sterling denominated other equity instruments and on net investment hedging of subsidiaries, previously shown in <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:366.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">aggregate within other non-deductible costs and non-taxable income, are now presented as an individual line item. Comparatives are represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:377.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 11 July 2023, the Government enacted its legislation implementing the G20-OECD Inclusive Framework Pillar 2 rules in the UK, including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a Qualified Domestic Minimum Top-Up Tax rule. This legislation seeks to ensure that UK-headquartered multinational enterprises pay a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">minimum tax rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:125.78999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% on UK and overseas profits arising after 31 December 2023. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:359.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As a result, tax expense for 2024 included a current <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:407.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">tax charge of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:98.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£5 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.89999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in respect of the Group’s Channel Islands businesses. In 2025, following changes to tax rates in the Channel Islands, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:417.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">we do not expect any additional Pillar 2 charge to arise.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:431.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group paid UK and overseas corporation taxes of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,575 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in the period, and received refunds of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:438.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£200 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> relating to tax <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:441.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">overpaid in respect of the previous period. In addition, the Group paid <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:307.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£730 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:352.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in respect of the Irish loss relief case (see note 36). <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:454.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:465.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> deferred tax assets and liabilities are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:479.45pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:156pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:156pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:18pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:156pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Statutory position<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);width:156pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax disclosure<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18pt;width:156pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">3,990<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.94pt"></span></span><span style="left:25.57pt;position:var(--position)">5,005<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:18pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">5,734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.32pt"></span></span><span style="left:24.95pt;position:var(--position)">6,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(146)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:30pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">(1,890)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.51pt"></span></span><span style="left:23.14pt;position:var(--position)">(2,020)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net deferred tax asset at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">3,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">4,880<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:42pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net deferred tax asset at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">3,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">4,880<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:542.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The statutory position reflects the deferred tax assets and liabilities as disclosed in the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:366.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consolidated<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:413.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> balance sheet and takes into account <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the ability of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:111.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:136.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to net assets and liabilities where there is a legally enforceable right of offset and the deferred tax assets and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities relate to income taxes levied by the same taxation authority. The tax disclosure of deferred tax assets and liabilities ties to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:572.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts outlined in the tables below which splits the deferred tax assets and liabilities by type, before such netting.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:585.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in deferred tax assets and liabilities (before taking into consideration the offsetting of balances within the same taxing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">jurisdiction) can be summarised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:609.25pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:144pt"></td><td style="padding:0;width:33pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:43.5pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);width:33pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plant and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equipment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);width:36pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long-term<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">based<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">revaluations<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:39.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:30.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.65pt"></span></span><span style="left:10.280000000000001pt;position:var(--position)">4,783<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:30.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">233<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.13pt"></span></span><span style="left:24.759999999999998pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.38pt"></span></span><span style="left:16.01pt;position:var(--position)">1,667<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:30.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:30.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">7,409<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:43.5pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:43.5pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.17pt"></span></span><span style="left:15.8pt;position:var(--position)">(133)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:43.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.16pt"></span></span><span style="left:19.79pt;position:var(--position)">(167)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.18pt"></span></span><span style="left:21.81pt;position:var(--position)">(63)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:43.5pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.63pt"></span></span><span style="left:23.259999999999998pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:43.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:57.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:57.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:57.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:57.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to disposal group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:79.5pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:79.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.16pt"></span></span><span style="left:23.79pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:79.5pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:79.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other charge to equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:92.25pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:92.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:92.25pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.09pt"></span></span><span style="left:20.72pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:105pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.81pt"></span></span><span style="left:9.44pt;position:var(--position)">4,650<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:105pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.66pt"></span></span><span style="left:24.29pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.73pt"></span></span><span style="left:24.36pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.3pt"></span></span><span style="left:15.93pt;position:var(--position)">1,595<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:105pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.99pt"></span></span><span style="left:24.619999999999997pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:105pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.6pt"></span></span><span style="left:11.23pt;position:var(--position)">6,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:117.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.52pt"></span></span><span style="left:14.149999999999999pt;position:var(--position)">(401)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:117.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.04pt"></span></span><span style="left:20.669999999999998pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.08pt"></span></span><span style="left:21.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:117.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.93pt"></span></span><span style="left:27.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:117.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.64pt"></span></span><span style="left:15.27pt;position:var(--position)">(589)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit (charge) to other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:132pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:132pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.18pt"></span></span><span style="left:23.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:132pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.46pt"></span></span><span style="left:33.09pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:132pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.45pt"></span></span><span style="left:17.08pt;position:var(--position)">(631)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other credit to equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:153pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:153pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:153pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:153pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.05pt"></span></span><span style="left:22.68pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:164.25pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">4,249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.65pt"></span></span><span style="left:24.279999999999998pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:164.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.58pt"></span></span><span style="left:20.209999999999997pt;position:var(--position)">973<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:164.25pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.99pt"></span></span><span style="left:30.619999999999997pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.73pt"></span></span><span style="left:12.36pt;position:var(--position)">5,734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:791.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2024, deferred tax assets of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£13 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> were reclassified as disposal group assets and presented within other assets (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:526.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 15: Tax<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:95.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:499.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:159.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:39pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:159.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plant and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equipment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capitalised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">software<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">enhancements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long-term<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);width:39pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);width:39pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:32.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:32.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.86pt"></span></span><span style="left:38.49pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">(352)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:32.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.41pt"></span></span><span style="left:22.04pt;position:var(--position)">(971)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">(708)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:32.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.12pt"></span></span><span style="left:23.75pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:32.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">(2,381)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:45pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:45pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.66pt"></span></span><span style="left:40.29pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:45pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">164<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:45pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:45pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit to other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:57.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:57.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:57.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.5pt"></span></span><span style="left:24.13pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:57.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.4pt"></span></span><span style="left:31.029999999999998pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:57.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:70.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:70.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:70.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:70.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:70.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:83.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:83.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.6pt"></span></span><span style="left:36.230000000000004pt;position:var(--position)">(123)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(228)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:83.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">(814)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">(544)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:83.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">(311)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:83.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">(2,020)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:96pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:96pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.36pt"></span></span><span style="left:40.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:96pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.55pt"></span></span><span style="left:31.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:96pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.04pt"></span></span><span style="left:33.67pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:96pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit to other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:108.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:108.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:108.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:108.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:108.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:121.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:121.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.99pt"></span></span><span style="left:26.619999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:121.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:121.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:121.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:134.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:134.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:134.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.45pt"></span></span><span style="left:32.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:134.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.44pt"></span></span><span style="left:31.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:147pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:147pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.57pt"></span></span><span style="left:37.2pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.68pt"></span></span><span style="left:21.31pt;position:var(--position)">(268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:147pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(727)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.24pt"></span></span><span style="left:20.869999999999997pt;position:var(--position)">(390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:147pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">(302)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:147pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">(1,890)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:255.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Estimation of income taxes includes the assessment of recoverability of deferred tax assets. Deferred tax assets are only recognised to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">extent that they are considered more likely than not to be recoverable based on existing tax laws and forecasts of future taxable profits <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">against which the underlying tax deductions can be utilised. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:73.30000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> has recognised a deferred tax asset of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:215.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£4,249 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.40999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:273.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:292.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.54999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£4,650 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:349.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of trading losses carried forward. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:310.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Substantially all of these losses have arisen in Bank of Scotland plc and Lloyds Bank plc, and they will be utilised as taxable profits arise in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:320.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those legal entities in future periods. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:334pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s expectations of future UK taxable profits require management judgement, and take into account the Group’s long-term <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial and strategic plans and anticipated future tax-adjusting items. In making this assessment, account is taken of business plans, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Board-approved operating plan and the expected future economic outlook as set out in the strategic report, as well as the risks associated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with future regulatory, climate-related and other change, in order to produce a base case forecast of future UK taxable profits. Under <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">current law there is no expiry date for UK trading losses not yet utilised, and given the forecast of future profitability and the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitment to the UK market, in management’s judgement it is more likely than not that the value of the losses will be recovered by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group while still operating as a going concern. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:407.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Banking tax losses that arose before 1 April 2015 can only be used against <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">25<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:311.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of taxable profits arising after 1 April 2016, and they cannot <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:417.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">be used to reduce the surcharge on banking profits. These restrictions in utilisation mean that the value of the deferred tax asset in respect <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:427.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of tax losses is only expected to be fully recovered by <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:230.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2036<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:249.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.76000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2037<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in the base case forecast. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:395.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The rate of recovery of the Group’s tax <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss asset is not a straight line, being affected by the relative profitability of the different legal entities in future periods, and the relative size <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of their tax losses carried forward. It is expected in the base case that <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">85<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:300.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the value will be recovered by 2033, when Lloyds Bank plc <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will have utilised all of its available tax losses. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:201.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">It is possible that future tax law changes could materially affect the timing of recovery and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the value of these losses ultimately realised by the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:481.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Strong life business investment returns in the year mean that its brought forward expenses have now been fully utilised in the calculation of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:491.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">policyholder tax liabilities. As a result, there is <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:202.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:212.01000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> net deferred tax asset to recognise in respect of them<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:415.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:434.79999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:438.78999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£104 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:482.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:504.8pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax not recognised<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:515.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:120.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">132<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:132.70000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.13000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:187.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£143 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:230.85000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) have not been recognised in respect of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:383.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">526<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:397.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million of UK tax losses and other <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary differences which can only be used to offset future capital gains. UK capital losses can be carried forward indefinitely.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">No<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:44.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> deferred tax has been recognised in respect of foreign trade losses where it is not more likely than not that we will be able to utilise <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:549.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">them in future periods. Of the asset not recognised, £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:229.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">52<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:270.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:289.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:293.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£58 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:334.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) relates to losses that will expire if not used within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:43.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years, and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:125.24000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:144.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:148.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£8 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) relates to losses with no expiry date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As a result of parent company exemptions on dividends from subsidiaries and on capital gains on disposal there are no significant taxable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:583pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary differences associated with investments in subsidiaries, branches, associates and joint arrangements.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:596.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:607.6pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:80.25pt"></td><td style="padding:0;width:432pt"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgement:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:80.25pt;position:var(--position);width:432pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:432pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group believes that its interpretation of the tax rules on group relief are correct<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:628.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group has an open matter in relation to a claim for group relief of losses incurred in its former Irish banking subsidiary, which ceased <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:638.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading on 31 December 2010.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> In 2020, HMRC concluded its enquiry into the matter and issued a closure notice denying the group relief <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:648.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claim. The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:73.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group appealed to the First Tier Tax Tribunal. The hearing took place in May 2023. In January 2025, the First Tier Tribunal <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">concluded in favour of HMRC. The Group believes it has applied the rules correctly and that the claim for group relief is correct. Having <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:668.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reviewed the Tribunal’s conclusions and having taken appropriate advice the Group has appealed to the Upper Tier Tax Tribunal, and does <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:678.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not consider this to be a case where an additional tax liability will ultimately fall due. If the final determination of the matter by the judicial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:688.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">process is that HMRC’s position is correct, management believes that this would result in an increase in current tax liabilities of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:698.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximately £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">980<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (including interest)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:206.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and a reduction in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:277.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:322.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deferred tax asset<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:389.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of approximately £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:460.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">270<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:505.09999999999997pt;letter-spacing:-0.026000000000000002em;position:var(--position);text-decoration:none;white-space:pre">Following <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:708.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.026000000000000002em;position:var(--position);text-decoration:none;white-space:pre">the First Tier Tax Tribunal outcome, the tax has been paid to HMRC and recognised as a current tax asset, given the Group’s view that the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:718.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.026000000000000002em;position:var(--position);text-decoration:none;white-space:pre">tax liability will not ultimately fall due. The appeal has been listed for hearing in March 2027, however final conclusion of the judicial process <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:728.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.026000000000000002em;position:var(--position);text-decoration:none;white-space:pre">may not be for several years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There are a number of other open matters on which the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is in discussions with HMRC<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (including the tax treatment of costs relating to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:752.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">HBOS Reading)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:91.49000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, none of which is expected to have a material impact on the financial position of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:405.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK corporation tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax on profit for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(1,367)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.81pt"></span></span><span style="left:23.439999999999998pt;position:var(--position)">(1,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.43pt"></span></span><span style="left:23.06pt;position:var(--position)">(1,301)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">89<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.34pt"></span></span><span style="left:34.970000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">(1,281)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.62pt"></span></span><span style="left:21.25pt;position:var(--position)">(1,070)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">(1,250)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax on profit for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.2pt"></span></span><span style="left:26.83pt;position:var(--position)">(139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.75pt"></span></span><span style="left:28.38pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.75pt"></span></span><span style="left:37.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">(148)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.91pt"></span></span><span style="left:29.54pt;position:var(--position)">(119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.57pt"></span></span><span style="left:20.2pt;position:var(--position)">(1,429)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.42pt"></span></span><span style="left:23.05pt;position:var(--position)">(1,189)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">(1,348)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Current year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22pt"></span></span><span style="left:24.63pt;position:var(--position)">(504)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">(307)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(583)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.9pt"></span></span><span style="left:32.53pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.58pt"></span></span><span style="left:30.209999999999997pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax (expense) credit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">(475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">(305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(637)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 1367000000 1159000000 1301000000 -86000000 -89000000 -51000000 1281000000 1070000000 1250000000 139000000 122000000 101000000 9000000 -3000000 -3000000 148000000 119000000 98000000 1429000000 1189000000 1348000000 504000000 307000000 583000000 -29000000 -2000000 54000000 475000000 305000000 637000000 1904000000 1494000000 1985000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The tax expense is made up as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:623.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax (expense) credit attributable to policyholders<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.31pt"></span></span><span style="left:26.939999999999998pt;position:var(--position)">(219)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.86pt"></span></span><span style="left:28.49pt;position:var(--position)">(137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.98pt"></span></span><span style="left:32.61pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Shareholder tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">(1,685)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.76pt"></span></span><span style="left:22.39pt;position:var(--position)">(1,357)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:12.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">(2,015)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:25.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.84pt"></span></span><span style="left:19.47pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:25.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.75pt"></span></span><span style="left:21.38pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 219000000 137000000 -30000000 1685000000 1357000000 2015000000 1904000000 1494000000 1985000000 0.250 0.250 0.235 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:253.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An explanation of the relationship between tax expense and accounting profit <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is set out below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 15: Tax<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:110.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">6,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.91pt"></span></span><span style="left:28.54pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">7,503<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK corporation tax thereon<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,665)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">(1,493)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">(1,763)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impact of surcharge on banking profits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">(167)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">(157)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.94pt"></span></span><span style="left:29.57pt;position:var(--position)">(305)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible costs: conduct charges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(70)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.58pt"></span></span><span style="left:34.21pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible costs: bank levy<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(35)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Other non-deductible costs<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:79.63pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.49pt"></span></span><span style="left:34.12pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.89pt"></span></span><span style="left:34.52pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">Non-taxable income<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:59.74pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.5pt"></span></span><span style="left:37.13pt;position:var(--position)">76<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax relief on coupons on other equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">116<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.03pt"></span></span><span style="left:34.660000000000004pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.57pt"></span></span><span style="left:34.2pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre">(Non-deductible) non-taxable foreign exchange (losses) gains<span style="display:inline-block;height:4.8pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:173.47pt;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.45pt"></span></span><span style="left:34.08pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.18pt"></span></span><span style="left:33.81pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax-exempt gains on disposals<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">62<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.72pt"></span></span><span style="left:36.35pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax losses where no deferred tax recognised<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Remeasurement of deferred tax due to rate changes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33pt"></span></span><span style="left:35.63pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Differences in overseas tax rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.41pt"></span></span><span style="left:38.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.64pt"></span></span><span style="left:38.27pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.27pt"></span></span><span style="left:40.900000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Policyholder tax in respect of the life assurance business<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.97pt"></span></span><span style="left:35.6pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.18pt"></span></span><span style="left:34.81pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax in respect of life assurance policyholder tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.54pt"></span></span><span style="left:32.17pt;position:var(--position)">(119)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments in respect of prior years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.18pt"></span></span><span style="left:32.81pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">94<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax effect of share of results of joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provision for Pillar 2 current income taxes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.95pt"></span></span><span style="left:38.580000000000005pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax expense<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">(1,904)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(1,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">(1,985)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:359.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">(Non-deductible) non-taxable foreign exchange gains (losses) on non-sterling denominated other equity instruments and on net investment hedging of subsidiaries, previously shown in <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:366.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">aggregate within other non-deductible costs and non-taxable income, are now presented as an individual line item. Comparatives are represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div> 6661000000 5971000000 7503000000 1665000000 1493000000 1763000000 167000000 157000000 305000000 70000000 27000000 29000000 33000000 37000000 35000000 72000000 73000000 52000000 99000000 51000000 76000000 -116000000 -125000000 -124000000 75000000 -27000000 50000000 -62000000 -98000000 -35000000 7000000 7000000 2000000 0 0 14000000 5000000 9000000 -6000000 71000000 75000000 61000000 -119000000 -5000000 84000000 -106000000 -94000000 0 3000000 1000000 -1000000 0 5000000 0 1904000000 1494000000 1985000000 5000000 1575000000 200000000 730000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> deferred tax assets and liabilities are as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:479.45pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:156pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:156pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:18pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:156pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Statutory position<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);width:156pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax disclosure<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18pt;width:156pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">3,990<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.94pt"></span></span><span style="left:25.57pt;position:var(--position)">5,005<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:18pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">5,734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:18pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.32pt"></span></span><span style="left:24.95pt;position:var(--position)">6,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(146)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:30pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">(1,890)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.51pt"></span></span><span style="left:23.14pt;position:var(--position)">(2,020)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net deferred tax asset at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:156pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">3,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">4,880<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:258.75pt;position:var(--position);top:42pt;width:156pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:156pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net deferred tax asset at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">3,844<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">4,880<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 3990000000 5005000000 5734000000 6900000000 146000000 125000000 1890000000 2020000000 3844000000 4880000000 3844000000 4880000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in deferred tax assets and liabilities (before taking into consideration the offsetting of balances within the same taxing <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">jurisdiction) can be summarised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:609.25pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:144pt"></td><td style="padding:0;width:33pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:43.5pt"></td><td style="padding:0;width:36.75pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:144pt"><div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);width:33pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plant and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equipment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);width:36pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long-term<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">based<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">payments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">revaluations<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:39.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:43.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);width:36.75pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:23.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:30.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.65pt"></span></span><span style="left:10.280000000000001pt;position:var(--position)">4,783<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.29pt"></span></span><span style="left:19.919999999999998pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:30.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">233<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.13pt"></span></span><span style="left:24.759999999999998pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.38pt"></span></span><span style="left:16.01pt;position:var(--position)">1,667<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:30.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:30.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.2pt"></span></span><span style="left:21.83pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:30.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">7,409<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:43.5pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:43.5pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.17pt"></span></span><span style="left:15.8pt;position:var(--position)">(133)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:43.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.16pt"></span></span><span style="left:19.79pt;position:var(--position)">(167)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.18pt"></span></span><span style="left:21.81pt;position:var(--position)">(63)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:43.5pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:43.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.63pt"></span></span><span style="left:23.259999999999998pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:43.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.45pt"></span></span><span style="left:15.079999999999998pt;position:var(--position)">(480)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:57.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:57.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.42pt"></span></span><span style="left:26.05pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:57.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.31pt"></span></span><span style="left:32.94pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:57.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:57.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfer to disposal group<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:79.5pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:79.5pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.16pt"></span></span><span style="left:23.79pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:79.5pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:79.5pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:79.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:92.25pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other charge to equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:92.25pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:92.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:92.25pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:92.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.09pt"></span></span><span style="left:20.72pt;position:var(--position)">(23)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:105pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.81pt"></span></span><span style="left:9.44pt;position:var(--position)">4,650<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:105pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.12pt"></span></span><span style="left:24.75pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.66pt"></span></span><span style="left:24.29pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.73pt"></span></span><span style="left:24.36pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.3pt"></span></span><span style="left:15.93pt;position:var(--position)">1,595<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:105pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">66<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:105pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.99pt"></span></span><span style="left:24.619999999999997pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:105pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.6pt"></span></span><span style="left:11.23pt;position:var(--position)">6,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117.75pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:117.75pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.52pt"></span></span><span style="left:14.149999999999999pt;position:var(--position)">(401)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.31pt"></span></span><span style="left:22.939999999999998pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:117.75pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.04pt"></span></span><span style="left:20.669999999999998pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.08pt"></span></span><span style="left:21.709999999999997pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:117.75pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.55pt"></span></span><span style="left:28.18pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:117.75pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.93pt"></span></span><span style="left:27.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:117.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.64pt"></span></span><span style="left:15.27pt;position:var(--position)">(589)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit (charge) to other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:132pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:132pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.18pt"></span></span><span style="left:23.81pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.11pt"></span></span><span style="left:16.74pt;position:var(--position)">(659)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:132pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.46pt"></span></span><span style="left:33.09pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:132pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:132pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.45pt"></span></span><span style="left:17.08pt;position:var(--position)">(631)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other credit to equity<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:153pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:153pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.17pt"></span></span><span style="left:28.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:153pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.67pt"></span></span><span style="left:36.300000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:153pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:153pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.05pt"></span></span><span style="left:22.68pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:144pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:144pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:144pt;position:var(--position);top:164.25pt;width:33pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">4,249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.65pt"></span></span><span style="left:24.279999999999998pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:213.75pt;position:var(--position);top:164.25pt;width:36pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:249.75pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.92pt"></span></span><span style="left:29.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:323.25pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.58pt"></span></span><span style="left:20.209999999999997pt;position:var(--position)">973<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:164.25pt;width:43.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.99pt"></span></span><span style="left:30.619999999999997pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:440.25pt;position:var(--position);top:164.25pt;width:36.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:36.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.73pt"></span></span><span style="left:12.36pt;position:var(--position)">5,734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:791.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2024, deferred tax assets of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£13 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> were reclassified as disposal group assets and presented within other assets (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:526.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 15: Tax<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:95.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:499.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:159.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:53.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:39pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:159.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">plant and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">equipment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capitalised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">software<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">enhancements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Long-term<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assurance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);width:39pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);width:42.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">temporary<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">differences<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);width:39pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:32.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:32.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.86pt"></span></span><span style="left:38.49pt;position:var(--position)">(92)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">(352)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:32.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.41pt"></span></span><span style="left:22.04pt;position:var(--position)">(971)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:32.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.3pt"></span></span><span style="left:21.93pt;position:var(--position)">(708)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:32.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.12pt"></span></span><span style="left:23.75pt;position:var(--position)">(258)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:32.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">(2,381)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:45pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:45pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.66pt"></span></span><span style="left:40.29pt;position:var(--position)">(31)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:45pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:45pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">164<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:45pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">(85)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:45pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.35pt"></span></span><span style="left:24.98pt;position:var(--position)">175<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit to other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:57.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:57.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:57.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.5pt"></span></span><span style="left:24.13pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:57.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:57.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.4pt"></span></span><span style="left:31.029999999999998pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:57.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.04pt"></span></span><span style="left:24.669999999999998pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:70.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:70.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:70.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:70.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:70.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:70.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:83.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:83.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.6pt"></span></span><span style="left:36.230000000000004pt;position:var(--position)">(123)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.72pt"></span></span><span style="left:22.349999999999998pt;position:var(--position)">(228)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:83.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.48pt"></span></span><span style="left:21.11pt;position:var(--position)">(814)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:83.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">(544)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:83.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.67pt"></span></span><span style="left:27.3pt;position:var(--position)">(311)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:83.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">(2,020)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Charge) credit to the income statement<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:96pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:96pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.36pt"></span></span><span style="left:40.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.47pt"></span></span><span style="left:29.099999999999998pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:96pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.55pt"></span></span><span style="left:31.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:96pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">154<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:96pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.04pt"></span></span><span style="left:33.67pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:96pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108.75pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit to other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:108.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:108.75pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:108.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:108.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:108.75pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:108.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:121.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:121.5pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.99pt"></span></span><span style="left:26.619999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:121.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:121.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:121.5pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.92pt"></span></span><span style="left:35.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:121.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">(72)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:134.25pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.42pt"></span></span><span style="left:46.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:134.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:134.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:134.25pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.45pt"></span></span><span style="left:32.08pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:134.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.44pt"></span></span><span style="left:31.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:159.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:159.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:159.75pt;position:var(--position);top:147pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(45)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:201.75pt;position:var(--position);top:147pt;width:53.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.57pt"></span></span><span style="left:37.2pt;position:var(--position)">(90)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:296.25pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.68pt"></span></span><span style="left:21.31pt;position:var(--position)">(268)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:337.5pt;position:var(--position);top:147pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">(727)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:147pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.24pt"></span></span><span style="left:20.869999999999997pt;position:var(--position)">(390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:417.75pt;position:var(--position);top:147pt;width:42.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">(302)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:147pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.93pt"></span></span><span style="left:13.559999999999999pt;position:var(--position)">(1,890)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:255.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income.<span style="display:inline-block;height:4.8pt"></span></span></div> 4783000000 248000000 221000000 233000000 58000000 47000000 1667000000 50000000 102000000 7409000000 -133000000 -75000000 -22000000 -167000000 -1000000 -9000000 -63000000 0 -10000000 -480000000 0 0 0 0 0 0 -9000000 16000000 0 7000000 0 0 0 -13000000 0 0 0 0 0 -13000000 0 0 0 0 -23000000 0 0 0 0 -23000000 4650000000 173000000 199000000 53000000 34000000 38000000 1595000000 66000000 92000000 6900000000 -401000000 -81000000 -58000000 -53000000 2000000 -5000000 37000000 -29000000 -1000000 -589000000 0 0 35000000 0 0 0 -659000000 -7000000 0 -631000000 0 0 0 0 54000000 0 0 0 0 54000000 4249000000 92000000 176000000 0 90000000 33000000 973000000 30000000 91000000 5734000000 13000000 0 92000000 0 352000000 971000000 708000000 258000000 2381000000 0 -31000000 0 124000000 3000000 164000000 -85000000 175000000 0 0 0 0 154000000 0 22000000 176000000 0 0 0 0 0 0 10000000 10000000 0 123000000 0 228000000 814000000 544000000 311000000 2020000000 -45000000 33000000 -73000000 32000000 2000000 154000000 11000000 114000000 0 0 0 0 85000000 0 0 85000000 0 0 0 72000000 0 0 0 72000000 0 0 5000000 0 0 0 -2000000 3000000 45000000 90000000 68000000 268000000 727000000 390000000 302000000 1890000000 4249000000 4650000000 0.85 0 104000000 132000000 143000000 526000000 52000000 58000000 P20Y 2000000 8000000 980000000 -270000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 16: Measurement basis of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span><span id="i9d1b66babd024f18a79223b5eef78766_1070"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The accounting policies in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:168.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> describe how different classes of financial instruments are measured, and how income and expenses, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">including fair value gains and losses, are recognised.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:236.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.10999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table analyses the carrying amounts of the financial assets and liabilities <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by category and by balance sheet heading.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:124.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as hedging<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);width:83.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mandatorily held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327.75pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:15.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:62.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.46pt"></span></span><span style="left:13.09pt;position:var(--position)">25,537<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.59pt"></span></span><span style="left:9.219999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.83pt"></span></span><span style="left:8.46pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.97pt"></span></span><span style="left:13.600000000000001pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.96pt"></span></span><span style="left:14.59pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:109.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:122.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.73pt"></span></span><span style="left:8.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.73pt"></span></span><span style="left:8.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:147.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.19pt"></span></span><span style="left:13.82pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.19pt"></span></span><span style="left:13.82pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:160.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:173.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.51pt"></span></span><span style="left:22.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.01pt"></span></span><span style="left:11.64pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:195pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.32pt"></span></span><span style="left:11.95pt;position:var(--position)">45,239<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.59pt"></span></span><span style="left:9.219999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:207.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.51pt"></span></span><span style="left:22.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.16pt"></span></span><span style="left:8.79pt;position:var(--position)">610,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.69pt"></span></span><span style="left:7.32pt;position:var(--position)">907,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:233.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:246pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.55pt"></span></span><span style="left:7.18pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.55pt"></span></span><span style="left:7.18pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:258.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.99pt"></span></span><span style="left:11.620000000000001pt;position:var(--position)">23,666<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.77pt"></span></span><span style="left:21.4pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:273pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.06pt"></span></span><span style="left:11.690000000000001pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.95pt"></span></span><span style="left:27.58pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.94pt"></span></span><span style="left:13.57pt;position:var(--position)">15,842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:294.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.81pt"></span></span><span style="left:15.440000000000001pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:307.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:320.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:320.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:320.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:320.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:333pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:333pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:333pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:333pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:354.75pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:354.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:354.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:354.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:376.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.93pt"></span></span><span style="left:17.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.93pt"></span></span><span style="left:17.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:389.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.95pt"></span></span><span style="left:27.58pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">39,508<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">65,883<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:402pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.55pt"></span></span><span style="left:11.18pt;position:var(--position)">632,115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.06pt"></span></span><span style="left:6.6899999999999995pt;position:var(--position)">873,080<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:547.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Offsetting of financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:562.9pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:196.5pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:20.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);width:132.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Related amounts where set off in the balance <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet not permitted<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:93.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);width:42pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Potential<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">if offset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">permitted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">offset in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:37.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">presented in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Master <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">netting and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">similar <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">52,332<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.48pt"></span></span><span style="left:11.11pt;position:var(--position)">(32,605)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.05pt"></span></span><span style="left:17.68pt;position:var(--position)">(2,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.15pt"></span></span><span style="left:15.780000000000001pt;position:var(--position)">(2,962)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">(8,339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">5,611<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.5pt"></span></span><span style="left:12.129999999999999pt;position:var(--position)">(50,775)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">34,643<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">(16,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">3,006<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">8,339<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.7pt"></span></span><span style="left:15.329999999999998pt;position:var(--position)">(3,905)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">1,557<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.62pt"></span></span><span style="left:18.25pt;position:var(--position)">2,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">3,595<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.15pt"></span></span><span style="left:14.780000000000001pt;position:var(--position)">(2,080)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.44pt"></span></span><span style="left:20.07pt;position:var(--position)">1,706<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">42,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">(21,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.55pt"></span></span><span style="left:11.18pt;position:var(--position)">(20,832)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:110.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.86pt"></span></span><span style="left:10.49pt;position:var(--position)">(43,304)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.16pt"></span></span><span style="left:15.79pt;position:var(--position)">21,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.28pt"></span></span><span style="left:14.91pt;position:var(--position)">(21,710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">21,621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.43pt"></span></span><span style="left:22.06pt;position:var(--position)">(829)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.09pt"></span></span><span style="left:22.72pt;position:var(--position)">(729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.27pt"></span></span><span style="left:13.899999999999999pt;position:var(--position)">63,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.7pt"></span></span><span style="left:13.329999999999998pt;position:var(--position)">(12,876)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.02pt"></span></span><span style="left:10.649999999999999pt;position:var(--position)">(50,843)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">218<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">(51,345)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">12,775<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.77pt"></span></span><span style="left:11.399999999999999pt;position:var(--position)">(38,570)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.55pt"></span></span><span style="left:34.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.15pt"></span></span><span style="left:13.780000000000001pt;position:var(--position)">38,424<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">12,517<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.68pt"></span></span><span style="left:17.31pt;position:var(--position)">12,416<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.85pt"></span></span><span style="left:30.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.83pt"></span></span><span style="left:14.46pt;position:var(--position)">(12,419)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:744.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:752.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds and provides cash and securities collateral in respect of derivative transactions covered by these agreements. The right to set off balances under these master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:759.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">agreements or to set off cash and securities collateral only arises in the event of non-payment or default and, as a result, these arrangements do not qualify for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:767.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The amounts offset in the balance sheet as shown above meet the criteria for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 16: Measurement basis of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:336.03999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:338.35999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as hedging<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);width:83.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mandatorily held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327.75pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:15.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:62.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">25,450<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.52pt"></span></span><span style="left:10.149999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.4pt"></span></span><span style="left:11.030000000000001pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.09pt"></span></span><span style="left:14.719999999999999pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.72pt"></span></span><span style="left:12.350000000000001pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:109.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:122.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:147.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:160.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:173.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.08pt"></span></span><span style="left:11.71pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:195pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">5,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">5,654<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.52pt"></span></span><span style="left:10.149999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:207.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.76pt"></span></span><span style="left:8.39pt;position:var(--position)">594,655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">5,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.2pt"></span></span><span style="left:9.83pt;position:var(--position)">870,816<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:233.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:246pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:258.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.78pt"></span></span><span style="left:13.41pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.78pt"></span></span><span style="left:13.41pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:280.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:280.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.17pt"></span></span><span style="left:14.8pt;position:var(--position)">22,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:280.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:280.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.52pt"></span></span><span style="left:17.15pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:302.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.46pt"></span></span><span style="left:17.09pt;position:var(--position)">21,321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:302.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:315pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:315pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:327.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:327.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:340.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:340.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:340.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:362.25pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:362.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:362.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:362.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:384pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:384pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:384pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:384pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">1,708<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">5,278<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">6,986<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:396.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:396.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:396.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:396.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:409.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:409.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.49pt"></span></span><span style="left:12.120000000000001pt;position:var(--position)">44,302<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:409.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.47pt"></span></span><span style="left:18.1pt;position:var(--position)">55,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:409.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">611,415<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.56pt"></span></span><span style="left:11.190000000000001pt;position:var(--position)">127,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">839,272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:521.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Offsetting of financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:536.8pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:196.5pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:20.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">offset in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);width:132.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:5.25pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:5.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Related amounts where set off in the balance <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:12.75pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet not permitted<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:92.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:466.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Potential<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">if offset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">permitted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:8.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:284.25pt;position:var(--position);top:20.25pt;width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:7.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">presented in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:421.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and similar <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">60,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">(36,053)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.97pt"></span></span><span style="left:14.600000000000001pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">(4,071)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">(4,139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">(10,522)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">5,333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.76pt"></span></span><span style="left:13.39pt;position:var(--position)">(60,150)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">38,474<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.16pt"></span></span><span style="left:14.79pt;position:var(--position)">(21,676)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">3,853<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.29pt"></span></span><span style="left:22.919999999999998pt;position:var(--position)">1,514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.51pt"></span></span><span style="left:17.14pt;position:var(--position)">10,522<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">(5,787)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">2,421<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.73pt"></span></span><span style="left:19.36pt;position:var(--position)">2,389<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">(218)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">(2,625)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.32pt"></span></span><span style="left:14.95pt;position:var(--position)">35,463<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.6pt"></span></span><span style="left:14.23pt;position:var(--position)">(14,997)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.66pt"></span></span><span style="left:14.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">362<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.33pt"></span></span><span style="left:11.96pt;position:var(--position)">(20,389)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">(35,561)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.23pt"></span></span><span style="left:16.86pt;position:var(--position)">14,997<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.34pt"></span></span><span style="left:11.969999999999999pt;position:var(--position)">(20,564)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">19,991<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">(542)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">(398)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.14pt"></span></span><span style="left:14.77pt;position:var(--position)">60,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.37pt"></span></span><span style="left:13pt;position:var(--position)">(10,806)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.1pt"></span></span><span style="left:14.73pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24pt"></span></span><span style="left:26.63pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">(49,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.15pt"></span></span><span style="left:11.780000000000001pt;position:var(--position)">(48,566)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13pt"></span></span><span style="left:15.629999999999999pt;position:var(--position)">10,806<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.4pt"></span></span><span style="left:13.030000000000001pt;position:var(--position)">(37,760)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.44pt"></span></span><span style="left:34.07pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">37,427<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">(325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">11,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">11,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">(11,914)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:720.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:727.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds and provides cash and securities collateral in respect of derivative transactions covered by these agreements. The right to set off balances under these master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:735.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">agreements or to set off cash and securities collateral only arises in the event of non-payment or default and, as a result, these arrangements do not qualify for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:742.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The amounts offset in the balance sheet as shown above meet the criteria for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.10999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table analyses the carrying amounts of the financial assets and liabilities <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by category and by balance sheet heading.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:124.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as hedging<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);width:83.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mandatorily held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327.75pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:15.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:62.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.54pt"></span></span><span style="left:13.169999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.46pt"></span></span><span style="left:13.09pt;position:var(--position)">25,537<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.59pt"></span></span><span style="left:9.219999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.83pt"></span></span><span style="left:8.46pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.97pt"></span></span><span style="left:13.600000000000001pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.96pt"></span></span><span style="left:14.59pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:109.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:122.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.73pt"></span></span><span style="left:8.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.73pt"></span></span><span style="left:8.36pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:147.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.19pt"></span></span><span style="left:13.82pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.19pt"></span></span><span style="left:13.82pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:160.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:173.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.51pt"></span></span><span style="left:22.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.01pt"></span></span><span style="left:11.64pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:195pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.29pt"></span></span><span style="left:32.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.32pt"></span></span><span style="left:11.95pt;position:var(--position)">45,239<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.59pt"></span></span><span style="left:9.219999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:207.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.51pt"></span></span><span style="left:22.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.16pt"></span></span><span style="left:8.79pt;position:var(--position)">610,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.81pt"></span></span><span style="left:24.439999999999998pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.69pt"></span></span><span style="left:7.32pt;position:var(--position)">907,307<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:233.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:246pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.55pt"></span></span><span style="left:7.18pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.55pt"></span></span><span style="left:7.18pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:258.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.37pt"></span></span><span style="left:12pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.99pt"></span></span><span style="left:11.620000000000001pt;position:var(--position)">23,666<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:273pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.77pt"></span></span><span style="left:21.4pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:273pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:273pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.06pt"></span></span><span style="left:11.690000000000001pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.95pt"></span></span><span style="left:27.58pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.94pt"></span></span><span style="left:13.57pt;position:var(--position)">15,842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:294.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:294.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.81pt"></span></span><span style="left:15.440000000000001pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:307.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:307.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">2,118<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:320.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:320.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:320.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:320.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:320.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.99pt"></span></span><span style="left:14.620000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:333pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:333pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:333pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:333pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:333pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:354.75pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:354.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:354.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.04pt"></span></span><span style="left:17.669999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:354.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:354.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.79pt"></span></span><span style="left:12.419999999999998pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:376.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:376.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:376.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.93pt"></span></span><span style="left:17.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:376.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.93pt"></span></span><span style="left:17.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:389.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:389.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:389.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:389.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.86pt"></span></span><span style="left:15.489999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:402pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.95pt"></span></span><span style="left:27.58pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">39,508<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:402pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">65,883<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:402pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.55pt"></span></span><span style="left:11.18pt;position:var(--position)">632,115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.61pt"></span></span><span style="left:9.24pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:402pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.06pt"></span></span><span style="left:6.6899999999999995pt;position:var(--position)">873,080<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:24.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as hedging<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);width:83.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Mandatorily held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:83.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:327.75pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:15.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Held for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:24.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:62.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:62.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.57pt"></span></span><span style="left:13.2pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">25,450<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.52pt"></span></span><span style="left:10.149999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.4pt"></span></span><span style="left:11.030000000000001pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.09pt"></span></span><span style="left:14.719999999999999pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:96.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:96.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.72pt"></span></span><span style="left:12.350000000000001pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:109.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:109.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:109.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:109.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:122.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:122.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:122.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:135pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:135pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:147.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:147.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:147.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:160.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:160.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:160.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:173.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:173.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:173.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.08pt"></span></span><span style="left:11.71pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:195pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:195pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">5,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:195pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">5,654<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">49,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.52pt"></span></span><span style="left:10.149999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:207.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:207.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.76pt"></span></span><span style="left:8.39pt;position:var(--position)">594,655<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">5,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:207.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.2pt"></span></span><span style="left:9.83pt;position:var(--position)">870,816<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:233.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:233.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:233.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:233.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.13pt"></span></span><span style="left:18.759999999999998pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:246pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:246pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:246pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:258.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:258.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.78pt"></span></span><span style="left:13.41pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:258.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.78pt"></span></span><span style="left:13.41pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:280.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:280.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.17pt"></span></span><span style="left:14.8pt;position:var(--position)">22,981<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:280.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.95pt"></span></span><span style="left:21.58pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:280.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:280.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.52pt"></span></span><span style="left:17.15pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:302.25pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:302.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.46pt"></span></span><span style="left:17.09pt;position:var(--position)">21,321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:302.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:302.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:302.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes in circulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:315pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:315pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:315pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:315pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">2,121<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:327.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:327.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:327.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:327.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:327.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.85pt"></span></span><span style="left:12.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:340.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:340.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:340.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:340.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:340.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:362.25pt;width:147pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:362.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:362.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:362.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:362.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:384pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:384pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:384pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:384pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">1,708<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">5,278<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:384pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.84pt"></span></span><span style="left:16.47pt;position:var(--position)">6,986<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:396.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:396.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:396.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:396.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:396.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:409.5pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:409.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:195.75pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.49pt"></span></span><span style="left:12.120000000000001pt;position:var(--position)">44,302<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:239.25pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:282.75pt;position:var(--position);top:409.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.47pt"></span></span><span style="left:18.1pt;position:var(--position)">55,858<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:409.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">611,415<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.56pt"></span></span><span style="left:11.190000000000001pt;position:var(--position)">127,342<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:409.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.65pt"></span></span><span style="left:9.280000000000001pt;position:var(--position)">839,272<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 56661000000 56661000000 25537000000 214876000000 240413000000 25000000 19702000000 19727000000 7236000000 7236000000 481463000000 481463000000 50986000000 50986000000 13987000000 13987000000 553672000000 553672000000 36320000000 36320000000 0 514000000 514000000 25000000 45239000000 214876000000 36320000000 610333000000 514000000 907307000000 5779000000 5779000000 496457000000 496457000000 38570000000 38570000000 23666000000 4243000000 27909000000 290000000 15842000000 16132000000 2118000000 2118000000 78271000000 78271000000 135284000000 135284000000 61640000000 61640000000 1026000000 0 1026000000 9894000000 9894000000 290000000 39508000000 65883000000 632115000000 135284000000 873080000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Offsetting of financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span><div style="position:var(--position);top:562.9pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:196.5pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:20.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);width:132.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Related amounts where set off in the balance <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet not permitted<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:93.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);width:42pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Potential<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">if offset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">permitted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">offset in <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:37.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">presented in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Master <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">netting and <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">similar <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.38pt"></span></span><span style="left:15.010000000000002pt;position:var(--position)">52,332<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.48pt"></span></span><span style="left:11.11pt;position:var(--position)">(32,605)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.05pt"></span></span><span style="left:17.68pt;position:var(--position)">(2,815)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.15pt"></span></span><span style="left:15.780000000000001pt;position:var(--position)">(2,962)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.96pt"></span></span><span style="left:15.59pt;position:var(--position)">(8,339)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.35pt"></span></span><span style="left:21.98pt;position:var(--position)">5,611<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.5pt"></span></span><span style="left:12.129999999999999pt;position:var(--position)">(50,775)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">34,643<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">(16,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">3,006<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">8,339<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.7pt"></span></span><span style="left:15.329999999999998pt;position:var(--position)">(3,905)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.52pt"></span></span><span style="left:21.15pt;position:var(--position)">1,557<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.62pt"></span></span><span style="left:18.25pt;position:var(--position)">2,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">3,595<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">191<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.15pt"></span></span><span style="left:14.780000000000001pt;position:var(--position)">(2,080)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.44pt"></span></span><span style="left:20.07pt;position:var(--position)">1,706<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">42,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">(21,494)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.56pt"></span></span><span style="left:15.190000000000001pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.55pt"></span></span><span style="left:11.18pt;position:var(--position)">(20,832)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:110.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.86pt"></span></span><span style="left:10.49pt;position:var(--position)">(43,304)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.16pt"></span></span><span style="left:15.79pt;position:var(--position)">21,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.28pt"></span></span><span style="left:14.91pt;position:var(--position)">(21,710)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">21,621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:110.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.43pt"></span></span><span style="left:22.06pt;position:var(--position)">(829)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.13pt"></span></span><span style="left:25.759999999999998pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.09pt"></span></span><span style="left:22.72pt;position:var(--position)">(729)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:123pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.32pt"></span></span><span style="left:30.95pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.27pt"></span></span><span style="left:13.899999999999999pt;position:var(--position)">63,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.7pt"></span></span><span style="left:13.329999999999998pt;position:var(--position)">(12,876)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.02pt"></span></span><span style="left:10.649999999999999pt;position:var(--position)">(50,843)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:135.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">218<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">(51,345)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.6pt"></span></span><span style="left:17.23pt;position:var(--position)">12,775<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.77pt"></span></span><span style="left:11.399999999999999pt;position:var(--position)">(38,570)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.55pt"></span></span><span style="left:34.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.15pt"></span></span><span style="left:13.780000000000001pt;position:var(--position)">38,424<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:147.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:160.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">12,517<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.68pt"></span></span><span style="left:17.31pt;position:var(--position)">12,416<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.85pt"></span></span><span style="left:30.48pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.83pt"></span></span><span style="left:14.46pt;position:var(--position)">(12,419)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.17pt"></span></span><span style="left:34.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:160.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.1pt"></span></span><span style="left:29.73pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:744.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:752.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds and provides cash and securities collateral in respect of derivative transactions covered by these agreements. The right to set off balances under these master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:759.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">agreements or to set off cash and securities collateral only arises in the event of non-payment or default and, as a result, these arrangements do not qualify for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:767.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The amounts offset in the balance sheet as shown above meet the criteria for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Offsetting of financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span></span><div style="position:var(--position);top:536.8pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:196.5pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:20.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amount <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">offset in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:45.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);width:132.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:5.25pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:5.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Related amounts where set off in the balance <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:12.75pt;width:132.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:38.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet not permitted<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:92.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td colspan="2" rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:466.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Potential<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">if offset<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:30pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:37.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:45pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">permitted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:52.5pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:20.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:8.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounts of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets and<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:284.25pt;position:var(--position);top:20.25pt;width:45.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:7.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net amounts<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:9.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">presented in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the balance<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:20.25pt;width:42pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">collateral<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(received)/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pledged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:421.5pt;position:var(--position);top:20.25pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and similar <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">60,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.54pt"></span></span><span style="left:12.169999999999998pt;position:var(--position)">(36,053)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.97pt"></span></span><span style="left:14.600000000000001pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">(4,071)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">(4,139)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">(10,522)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:60pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">5,333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.76pt"></span></span><span style="left:13.39pt;position:var(--position)">(60,150)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">38,474<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.16pt"></span></span><span style="left:14.79pt;position:var(--position)">(21,676)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">3,853<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.29pt"></span></span><span style="left:22.919999999999998pt;position:var(--position)">1,514<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.51pt"></span></span><span style="left:17.14pt;position:var(--position)">10,522<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:72.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">(5,787)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">(32)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">2,421<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.73pt"></span></span><span style="left:19.36pt;position:var(--position)">2,389<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.26pt"></span></span><span style="left:24.89pt;position:var(--position)">(218)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.67pt"></span></span><span style="left:17.3pt;position:var(--position)">(2,625)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:85.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.96pt"></span></span><span style="left:22.59pt;position:var(--position)">(454)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.32pt"></span></span><span style="left:14.95pt;position:var(--position)">35,463<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.6pt"></span></span><span style="left:14.23pt;position:var(--position)">(14,997)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.66pt"></span></span><span style="left:14.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">362<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.33pt"></span></span><span style="left:11.96pt;position:var(--position)">(20,389)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:98.25pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.9pt"></span></span><span style="left:14.530000000000001pt;position:var(--position)">(35,561)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.23pt"></span></span><span style="left:16.86pt;position:var(--position)">14,997<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.34pt"></span></span><span style="left:11.969999999999999pt;position:var(--position)">(20,564)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.66pt"></span></span><span style="left:18.29pt;position:var(--position)">19,991<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:111pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">(542)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">(98)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">(398)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:123.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.86pt"></span></span><span style="left:24.49pt;position:var(--position)">(103)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.14pt"></span></span><span style="left:14.77pt;position:var(--position)">60,282<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.37pt"></span></span><span style="left:13pt;position:var(--position)">(10,806)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.1pt"></span></span><span style="left:14.73pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24pt"></span></span><span style="left:26.63pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">(49,341)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:136.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.22pt"></span></span><span style="left:25.849999999999998pt;position:var(--position)">392<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.15pt"></span></span><span style="left:11.780000000000001pt;position:var(--position)">(48,566)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13pt"></span></span><span style="left:15.629999999999999pt;position:var(--position)">10,806<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.4pt"></span></span><span style="left:13.030000000000001pt;position:var(--position)">(37,760)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.44pt"></span></span><span style="left:34.07pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">37,427<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:150.75pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">(325)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:196.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:196.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net position<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:196.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">11,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:288pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.34pt"></span></span><span style="left:20.97pt;position:var(--position)">11,716<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:333.75pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.3pt"></span></span><span style="left:25.93pt;position:var(--position)">265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:379.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">(11,914)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.39pt"></span></span><span style="left:35.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:163.5pt;width:42pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:720.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group enters into derivatives and repurchase and reverse repurchase agreements with various counterparties which are governed by industry standard master netting agreements. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:727.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The Group holds and provides cash and securities collateral in respect of derivative transactions covered by these agreements. The right to set off balances under these master netting <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:735.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">agreements or to set off cash and securities collateral only arises in the event of non-payment or default and, as a result, these arrangements do not qualify for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:742.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The amounts offset in the balance sheet as shown above meet the criteria for offsetting under IAS 32.<span style="display:inline-block;height:4.8pt"></span></span></div> 52332000000 32605000000 19727000000 2815000000 2962000000 8339000000 5611000000 50775000000 -34643000000 16132000000 -3006000000 -882000000 -8339000000 3905000000 1557000000 2038000000 3595000000 191000000 -2080000000 0 1706000000 42475000000 21494000000 20981000000 32000000 20832000000 0 117000000 43304000000 21594000000 21710000000 14000000 21621000000 0 103000000 829000000 100000000 729000000 46000000 789000000 0 -14000000 63862000000 12876000000 50986000000 75000000 50843000000 0 218000000 51345000000 12775000000 38570000000 -2000000 38424000000 0 144000000 12517000000 101000000 12416000000 77000000 12419000000 0 74000000 62705000000 62705000000 25450000000 190475000000 215925000000 48000000 24017000000 24065000000 7900000000 7900000000 459857000000 459857000000 49476000000 49476000000 14544000000 14544000000 531777000000 531777000000 30690000000 30690000000 173000000 5481000000 5654000000 48000000 49467000000 190475000000 30690000000 594655000000 5481000000 870816000000 6158000000 6158000000 482745000000 482745000000 37760000000 37760000000 22981000000 4630000000 27611000000 355000000 21321000000 21676000000 2121000000 2121000000 70834000000 70834000000 122064000000 122064000000 51228000000 51228000000 1708000000 5278000000 6986000000 10089000000 10089000000 355000000 44302000000 55858000000 611415000000 127342000000 839272000000 60118000000 36053000000 24065000000 4071000000 4139000000 10522000000 5333000000 60150000000 -38474000000 21676000000 -3853000000 -1514000000 -10522000000 5787000000 -32000000 2421000000 2389000000 -218000000 -2625000000 0 -454000000 35463000000 14997000000 20466000000 -362000000 20389000000 0 439000000 35561000000 14997000000 20564000000 -31000000 19991000000 0 542000000 98000000 0 98000000 -393000000 -398000000 0 103000000 60282000000 10806000000 49476000000 257000000 49341000000 0 392000000 48566000000 10806000000 37760000000 -8000000 37427000000 0 325000000 11716000000 0 11716000000 265000000 11914000000 0 67000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span><span id="ia6991a38aec34efe80687e63213ac971_25612"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the carrying value of the Group’s financial instrument assets held at fair value was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:432.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£296,460 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:495.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:72.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£270,680 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:136.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), and its financial instrument liabilities held at fair value was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:359.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£105,681 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:418.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:442.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:446.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£100,515 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:504.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:114.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(A)<span style="display:inline-block;height:7.2pt;width:2.45pt"></span></span><span style="left:63.78pt;position:var(--position)">Fair value measurement<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:125.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value is the price that would be received on sale of an asset or paid to transfer a liability in an orderly transaction between market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:135.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participants at the measurement date. It is a measure as at a specific date and may be significantly different from the amount which will <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:145.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">actually be paid or received on maturity or settlement date.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:159.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Wherever possible, fair values have been calculated using unadjusted quoted market prices in active markets for identical instruments to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:169.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those held by the Group. Where quoted market prices are not available, or are unreliable because of poor liquidity, fair values have been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:179.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">determined using valuation techniques which, to the extent possible, use market observable inputs, but in some cases use non-market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:189.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">observable inputs. Valuation techniques used include discounted cash flow analysis and pricing models and, where appropriate, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comparison to instruments with characteristics similar to those of the instruments held by the Group. The Group measures valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments for its derivative exposures on the same basis as the derivatives are managed.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount of the following financial instruments is a reasonable approximation of fair value: cash and balances at central banks, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">items in the course of collection from banks, items in course of transmission to banks and notes in circulation.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:449.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Liabilities arising from non-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">participating investment contracts are carried at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Because a variety of estimation techniques are employed and significant estimates made, comparisons of fair values between financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">institutions may not be meaningful. Readers of these financial statements are thus advised to use caution when using this data to evaluate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s financial position.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:289.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value information is not provided for items that are not financial instruments or for other assets and liabilities which are not carried at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:299.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value in the Group’s consolidated balance sheet. These items include intangible assets, property, plant and equipment, and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:309.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shareholders’ equity. These items are material and accordingly the Group believes that any fair value information presented would not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:319.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">represent the underlying value of the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:333.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation control framework<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The key elements of the control framework for the valuation of financial instruments include model validation, product implementation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">review and independent price verification. These functions are carried out by appropriately skilled risk and finance teams, independent of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the business area responsible for the products.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Model validation covers both qualitative and quantitative elements relating to new models. In respect of new products, a product <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">implementation review is conducted pre and post-trading. Pre-trade testing ensures that the new model is integrated into the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:398.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">systems and that the profit and loss and risk reporting are consistent throughout the trade lifecycle. Post-trade testing examines the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">explanatory power of the implemented model, actively monitoring model parameters and comparing in-house pricing to external sources. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Independent price verification procedures cover financial instruments carried at fair value and are performed at a minimum on a monthly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis. Valuation differences in breach of established thresholds are escalated to senior management. The results from independent pricing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:438.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and valuation reserves are reviewed monthly by senior management.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Formal committees, consisting of senior risk, finance and business management, meet at least quarterly to discuss and approve valuations <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in more judgemental areas, in particular for <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:208.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unquoted equities, <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:279.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structured credit, derivatives and the credit valuation adjustment (CVA), <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:471.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding valuation adjustment (FVA) and other valuation adjustments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:485.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation of financial assets and liabilities<span style="display:inline-block;height:7.2pt"></span><span id="ia6991a38aec34efe80687e63213ac971_25402"></span><span id="ia6991a38aec34efe80687e63213ac971_25503"></span><span id="ia6991a38aec34efe80687e63213ac971_25568"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:496.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets and liabilities carried at fair value or for which fair values are disclosed have been classified into three levels according to the quality <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:506.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and reliability of information used to determine the fair values.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:519.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:530.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1 fair value measurements are those derived from unadjusted quoted prices in active markets for identical assets or liabilities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:540.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Products classified as level 1 predominantly comprise <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:243.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">listed equity shares, treasury bills and other <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">government securities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:554.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:565.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2 valuations are those where quoted market prices are not available, for example where the instrument is traded in a market that is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:575.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not considered to be active or valuation techniques are used to determine fair value and where these techniques use inputs that are based <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:585.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significantly on observable market data. Examples of such financial instruments include most over-the-counter derivatives, financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:595.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">institution issued securities, certificates of deposit and certain asset-backed securities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:609.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3 portfolios are those where at least one input which could have a significant effect on the instrument’s valuation is not based on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">observable market data. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:140.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Such instruments would include the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">venture capital and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:378.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unlisted equity investments which are valued <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">using various valuation techniques that require significant management judgement in determining appropriate assumptions, including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">earnings multiples and estimated future cash flows. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certain of the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:322.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset-backed securities<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:407.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loans and advances recognised at fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:660.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:67.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and derivatives are also classified as level 3.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:673.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers in or out of the level 3 portfolio arise when inputs that could have a significant impact on the instrument’s valuation become <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:683.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unobservable or observable, or where an unobservable input becomes significant or insignificant to an instrument’s value.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:290.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(B)<span style="display:inline-block;height:7.2pt;width:3.08pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial assets and liabilities carried at fair value<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial assets (excluding derivatives)<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:123.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:162.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets (excluding derivatives) carried at fair value totalled <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:408.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£276,733 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:468.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:473.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:492.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:133.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£246,615 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.83000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:100.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these financial assets by balance sheet classification, asset type and valuation methodology <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:143.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:146.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:166.76000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25402" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:180.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value measurement approach is recurring in nature. There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:451.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:460.79999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> significant transfers <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:153.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between level 1 and 2 during the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:167.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">1,027<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.17pt"></span></span><span style="left:21.8pt;position:var(--position)">3,935<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.78pt"></span></span><span style="left:17.41pt;position:var(--position)">22,629<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">25,537<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">2,322<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.26pt"></span></span><span style="left:20.89pt;position:var(--position)">6,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">8,380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">16,588<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.51pt"></span></span><span style="left:37.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.37pt"></span></span><span style="left:29pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">21,303<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">2,107<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">23,410<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">16,588<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">30,521<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.68pt"></span></span><span style="left:22.31pt;position:var(--position)">2,758<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">49,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">144,164<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">1,435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">145,599<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:263.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.46pt"></span></span><span style="left:14.09pt;position:var(--position)">160,763<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">43,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.84pt"></span></span><span style="left:14.469999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.67pt"></span></span><span style="left:16.3pt;position:var(--position)">163,671<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">66,491<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:361.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">22,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.87pt"></span></span><span style="left:27.5pt;position:var(--position)">308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.5pt"></span></span><span style="left:19.13pt;position:var(--position)">23,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:374.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">167<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.85pt"></span></span><span style="left:30.48pt;position:var(--position)">217<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:387pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">1,276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">11,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">12,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">24,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">36,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:412.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:425.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">24,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:438pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.36pt"></span></span><span style="left:14.989999999999998pt;position:var(--position)">187,822<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.99pt"></span></span><span style="left:17.62pt;position:var(--position)">78,559<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">10,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">276,733<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:625.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or loss include assets backing insurance contracts and investment contracts of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">209,545<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:454.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million. Included within these <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:632.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets are investments in unconsolidated structured entities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.7pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">45,991<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:238.76999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; see note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:286.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:292.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:305pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">890<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">4,363<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.49pt"></span></span><span style="left:21.119999999999997pt;position:var(--position)">21,977<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">25,450<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,787<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,787<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.33pt"></span></span><span style="left:23.959999999999997pt;position:var(--position)">2,418<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">6,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">8,428<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">7,091<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">285<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">652<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">14,722<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">2,161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.75pt"></span></span><span style="left:19.38pt;position:var(--position)">16,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">7,091<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">25,964<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">2,528<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">35,583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">131,767<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">1,351<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">133,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:263.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.98pt"></span></span><span style="left:14.61pt;position:var(--position)">138,890<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">41,696<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.01pt"></span></span><span style="left:21.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.77pt"></span></span><span style="left:15.399999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.93pt"></span></span><span style="left:15.559999999999999pt;position:var(--position)">142,363<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">63,673<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.01pt"></span></span><span style="left:21.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:361.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">15,146<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.38pt"></span></span><span style="left:22.009999999999998pt;position:var(--position)">15,261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:374.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:387pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">1,152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.23pt"></span></span><span style="left:20.86pt;position:var(--position)">13,755<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">14,907<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">16,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">14,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">30,365<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:412.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:425.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">16,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">14,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:438pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.42pt"></span></span><span style="left:17.05pt;position:var(--position)">158,661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.51pt"></span></span><span style="left:19.14pt;position:var(--position)">77,692<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">246,615<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:548.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or loss include assets backing insurance contracts and investment contracts of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">185,201<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:465.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million. Included within these <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:556.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets are investments in unconsolidated structured entities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">86,630<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:254.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; see note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.33000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:308.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:290.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in level 3 portfolio<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in level 3 financial assets (excluding derivatives) at fair value, recurring basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:115.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:184.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);width:162pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:162pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:73.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);width:162pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:162pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:54.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recurring basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recurring basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.2pt"></span></span><span style="left:29.83pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.15pt"></span></span><span style="left:37.78pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">11,681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.76pt"></span></span><span style="left:37.39pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">11,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.18pt"></span></span><span style="left:44.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.44pt"></span></span><span style="left:46.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.55pt"></span></span><span style="left:46.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.5pt"></span></span><span style="left:48.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.12pt"></span></span><span style="left:43.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.3pt"></span></span><span style="left:43.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gains recognised in the income statement within <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.64pt"></span></span><span style="left:37.27pt;position:var(--position)">529<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.55pt"></span></span><span style="left:46.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.44pt"></span></span><span style="left:39.07pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.53pt"></span></span><span style="left:38.160000000000004pt;position:var(--position)">352<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.75pt"></span></span><span style="left:46.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.43pt"></span></span><span style="left:38.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:39pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income within the revaluation reserve in respect of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.22pt"></span></span><span style="left:40.85pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.22pt"></span></span><span style="left:40.85pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchases/increases to customer loans<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.78pt"></span></span><span style="left:34.410000000000004pt;position:var(--position)">1,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.78pt"></span></span><span style="left:34.410000000000004pt;position:var(--position)">1,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">1,080<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">1,080<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sales/repayments of customer loans<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.91pt"></span></span><span style="left:29.54pt;position:var(--position)">(1,365)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.19pt"></span></span><span style="left:31.82pt;position:var(--position)">(1,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(3,266)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.12pt"></span></span><span style="left:43.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(3,269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers into the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.22pt"></span></span><span style="left:41.85pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.22pt"></span></span><span style="left:41.85pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.82pt"></span></span><span style="left:41.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.82pt"></span></span><span style="left:41.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.34pt"></span></span><span style="left:39.970000000000006pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">10,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.01pt"></span></span><span style="left:30.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.74pt"></span></span><span style="left:38.370000000000005pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:30pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gains (losses) recognised in the income statement, <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">within other income, relating to the change in fair <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of those assets held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.26pt"></span></span><span style="left:37.89pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.51pt"></span></span><span style="left:46.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.97pt"></span></span><span style="left:37.6pt;position:var(--position)">278<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.48pt"></span></span><span style="left:39.11pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.87pt"></span></span><span style="left:45.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.79pt"></span></span><span style="left:39.42pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:368.65pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation methodology for financial assets (excluding derivatives)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:379.65pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:129.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">banks and <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:173.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:390.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of these assets is determined using discounted cash flow techniques. The discount rates are derived from market observable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:400.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rates, a risk margin that reflects loan credit ratings and an incremental illiquidity premium based on historical spreads at origination <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:410.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on similar loans.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:424.25pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:435.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of these assets is determined using discounted cash flow techniques. The discount rates are derived from observable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repurchase agreement rate curves specific to the type of security sold under the reverse repurchase agreement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:458.85pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:469.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities measured at fair value and classified as level 2 are valued by discounting expected cash flows using an observable credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spread applicable to the particular instrument.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:493.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where there is limited trading activity in debt securities, the Group uses valuation models, consensus pricing information from third party <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:503.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pricing services and broker or lead manager quotes to determine an appropriate valuation. Debt securities are classified as level 3 if there is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:513.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a significant valuation input that cannot be corroborated through market sources or where there are materially inconsistent values for an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:523.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">input.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:55.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Asset classes classified as level 3 mainly comprise<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:236.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> venture capital investments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:537.05pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity investments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:548.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unlisted equity and fund investments are valued using different techniques in accordance with the Group’s valuation policy and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">International Private Equity and Venture Capital Guidelines.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:571.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depending on the business sector and the circumstances of the investment, unlisted equity valuations are based on earnings multiples, net <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:581.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset values or discounted cash flows.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:592.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A number of earnings multiples are used in valuing the portfolio including price earnings, earnings before interest and tax and earnings <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:602.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before interest, tax, depreciation and amortisation. The particular multiple selected is appropriate for the size and type of business <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:612.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">being valued and is derived by reference to the current market-based multiple. Consideration is given to the risk attributes, growth <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:622.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prospects and financial gearing of comparable businesses when selecting the appropriate multiple<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:632.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flow valuations use estimated future cash flows, usually based on management forecasts, with the application of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:642.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">appropriate exit yields or terminal multiples and discounted using rates appropriate to the specific investment, business sector or recent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:652.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">economic rates of return. Recent transactions involving the sale of similar businesses may sometimes be used as a frame of reference in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:662.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deriving an appropriate multiple<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:672.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For fund investments the most recent capital account value calculated by the fund manager is used as the basis for the valuation and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:682.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjusted, if necessary, to align valuation techniques with the Group’s valuation policy<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:696.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unlisted equity investments and investments in property partnerships held in the life assurance funds are valued using third party <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:706.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">valuations. Management take account of any pertinent information, such as recent transactions and information received on particular <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:716.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments, to adjust the third party valuations where necessary.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:305pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:63.78pt;position:var(--position)">Financial liabilities (excluding derivatives)<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:145.89999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:176.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial liabilities (excluding derivatives) carried at fair value, comprised its financial liabilities at fair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value through profit or loss and totalled <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£27,909 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:257.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£27,611 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:332.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these financial liabilities by balance sheet classification and valuation methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:66.53999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:81.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value measurement approach is recurring in nature. There were<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> no <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant transfers between level 1 and 2 during the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:170.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities in respect of securities sold under repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.13pt"></span></span><span style="left:20.759999999999998pt;position:var(--position)">21,710<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.13pt"></span></span><span style="left:20.759999999999998pt;position:var(--position)">21,710<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short positions in securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">21,944<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">23,666<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">4,226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.77pt"></span></span><span style="left:21.4pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">26,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.31pt"></span></span><span style="left:16.94pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities in respect of securities sold under repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">20,564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">20,564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short positions in securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.51pt"></span></span><span style="left:35.14pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">2,417<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.8pt"></span></span><span style="left:19.43pt;position:var(--position)">20,581<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">22,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">4,608<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.73pt"></span></span><span style="left:21.36pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.1pt"></span></span><span style="left:19.73pt;position:var(--position)">25,189<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.55pt"></span></span><span style="left:22.18pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities designated at fair value through profit or loss primarily represent debt securities in issue which either contain substantive <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">embedded derivatives which would otherwise need to be recognised and measured at fair value separately from the related debt <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities, or which are accounted for at fair value to significantly reduce an accounting mismatch.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The amount contractually payable on maturity of the debt securities held at fair value through profit or loss at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:522.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8,934<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, which was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:150.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,691<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:169.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">higher<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:221.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> than the balance sheet carrying value (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:365.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:384.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:388.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£9,863 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:441.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, which was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£5,233 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:537.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">higher<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> than the balance sheet carrying value). At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:277.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:296.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> there was a cumulative £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:389.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">114<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:428.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">increase<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:459.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in the fair value of these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:438.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities attributable to changes in credit spread risk; this is determined by reference to the quoted credit spreads of Lloyds Bank plc, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:448.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issuing entity within the Group. Of the cumulative amount, <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an increase<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:308.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">126<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:336.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million arose in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:395.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:432.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an increase<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:473.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:484.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£78 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:525.0799999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> arose <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:458.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:54.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:76.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:471.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the fair value of collateral pledged in respect of repurchase agreements see<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:337.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:359.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i9d1b66babd024f18a79223b5eef78766_1070" style="color:inherit;text-decoration:inherit;z-index:1">255</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:373.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:485.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition to the liabilities above, the Group’s non-participating investment contracts <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are held at fair value through profit or loss and were <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:495.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">all categorised as level 2.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:508.9pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in level 3 portfolio<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in the level 3 financial liabilities (excluding derivatives) at fair value portfolio.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:533.5pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.08pt"></span></span><span style="left:36.71pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Gains) losses recognised in the income statement within other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Gains) losses recognised in the income statement, within other income, relating to the change in fair value of those <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:644.85pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation methodology for financial liabilities (excluding derivatives)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:655.85pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities held at fair value through profit or loss<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These principally comprise debt securities in issue which are classified as level 2 and their fair value is determined using techniques whose <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">inputs are based on observable market data. The carrying amount of the securities is adjusted to reflect the effect of changes in own credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:686.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spreads and the resulting gain or loss is recognised in other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:700.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:182.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the own credit adjustment arising from the fair valuation of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:406.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£4,243 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:459.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:464.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£4,630 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:540.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:710.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s debt securities in issue designated at fair value through profit or loss resulted in a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:391.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:420.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">126<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:432.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:464.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:500.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:512.3199999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£78 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:552.4100000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:720.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">before tax, recognised in other comprehensive income.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:734.05pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading liabilities in respect of securities sold under repurchase agreements<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:745.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of these liabilities is determined using discounted cash flow techniques. The discount rates are derived from observable <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:755.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repurchase agreement rate curves specific to the type of security sold under the repurchase agreement.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:290.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(3)<span style="display:inline-block;height:7.2pt;width:3.55pt"></span></span><span style="left:49.61pt;position:var(--position)">Derivatives<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:69.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:100.00999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivative assets and liabilities are carried at fair value. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:361.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, such assets totalled <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:458.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£19,727 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:512.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£24,065 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:117.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and liabilities totalled <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:203.85000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£16,132 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:256.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:284.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£21,676 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:338.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these derivative balances by valuation methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:433.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:452.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:454.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:467.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measurement approach is recurring in nature. There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:246.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:256.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> significant transfers between level 1 and level 2 during the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:160.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:118.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.3pt"></span></span><span style="left:36.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">19,206<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.96pt"></span></span><span style="left:23.59pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">23,221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.41pt"></span></span><span style="left:20.04pt;position:var(--position)">(15,879)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">(16,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">(21,175)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">(21,676)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:221.25pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements in level 3 portfolio<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in level 3 derivative assets and liabilities carried at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:245.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.11pt"></span></span><span style="left:33.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30pt"></span></span><span style="left:32.63pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.25pt"></span></span><span style="left:28.88pt;position:var(--position)">(444)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:46.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in the income statement within other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.06pt"></span></span><span style="left:30.689999999999998pt;position:var(--position)">(216)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.51pt"></span></span><span style="left:33.14pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchases (additions)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.49pt"></span></span><span style="left:38.120000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Sales) redemptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.04pt"></span></span><span style="left:36.67pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.58pt"></span></span><span style="left:34.21pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers into the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.11pt"></span></span><span style="left:32.74pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in the income statement, within other income, relating to the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">change in fair value of those assets or liabilities held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:407.45pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation methodology for derivatives<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s derivatives are valued using techniques including discounted cash flow and options pricing models, as appropriate. The types <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of derivatives classified as level 2 and the valuation techniques used include:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:439.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swaps which are valued using discounted cash flow models; the most significant inputs into those models are interest rate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:449.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">yield curves which are developed from publicly quoted rates<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:459.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange derivatives that do not contain options which are priced using rates available from publicly quoted sources<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:469.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit derivatives are valued using standard models with observable inputs, including publicly available yield and credit default swap <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(CDS) curves<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:34.019999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less complex interest rate and foreign exchange option products which are valued using volatility surfaces developed from publicly <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">available interest rate cap, interest rate swaption and other option volatilities; option volatility skew information is derived from a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market standard consensus pricing service<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:523.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Complex interest rate products where inputs to the valuation are significant and unobservable are classified as level 3.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:536.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives where the counterparty becomes distressed from a credit perspective are generally reclassified to level 3 given limited <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:546.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">observability in all traded levels. <span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:305pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative valuation adjustments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments which are carried in the balance sheet at fair value are adjusted where appropriate to reflect credit risk, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">funding risk and liquidity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:125.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.25pt"></span></span><span style="left:35.88pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.13pt"></span></span><span style="left:34.760000000000005pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debit Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.43pt"></span></span><span style="left:34.06pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Funding Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.35pt"></span></span><span style="left:36.980000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.3pt"></span></span><span style="left:36.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.36pt"></span></span><span style="left:32.99pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:227.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit, Debit and Funding Valuation Adjustments (CVA, DVA and FVA) are applied to the Group’s over-the-counter derivative exposures <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:237.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with counterparties that are not subject to strong interbank collateral arrangements. These exposures largely relate to the provision of risk <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:247.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">management solutions for corporate customers within the Corporate and Institutional Banking division.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:261.5pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit valuation adjustment<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A CVA is taken where the Group has a positive future uncollateralised exposure on derivative transactions. This adjustment reflects future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expectations of counterparty creditworthiness.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:296.1pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debit valuation adjustment<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:307.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A DVA is taken where the Group has a negative future uncollateralised exposure on derivative transactions. This adjustment reflects future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:317.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expectations of our own creditworthiness.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:330.7pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Funding valuation adjustment<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:341.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An FVA is taken where the Group has a future uncollateralised exposure on derivative transactions. This adjustment reflects expected <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:351.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">future funding costs observed in the market.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:365.3pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity adjustment<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:376.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A liquidity reserve is taken where the Group has an exposure valued at mid-market and requires an adjustment to value at bid or offer. This <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment reflects the cost of neutralising market risk through offsetting transactions in standard market conditions.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:290.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(4)<span style="display:inline-block;height:7.2pt;width:3.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Sensitivity of level 3 valuations<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:112.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:8.25pt;position:var(--position);top:3pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate spreads, credit spreads, earnings multiples, interest rate volatility and recovery rates<span style="display:inline-block;height:6.6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s valuation control framework and a description of level 1, 2 and 3 financial assets and liabilities is set out in section (A) above<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:533.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The valuation techniques for level 3 financial instruments involve management judgement and estimates, the extent of which depends <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on the complexity of the instrument and the availability of market observable information. In addition, in line with market practice, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group applies credit, debit and funding valuation adjustments in determining the fair value of its uncollateralised derivative positions. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A description of these adjustments is set out in section (3) above<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:271.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. A quantitative analysis of the sensitivities to market risk arising from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:184.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s trading portfolios is set out in the tables marked audited on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:299.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:319.79999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i488be3d12dce44a7b64b0310701877ca_30000" style="color:inherit;text-decoration:inherit;z-index:1">193</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:332.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:197.9pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:63pt"></td><td style="padding:0;width:80.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td></tr><tr style="height:8.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);width:150pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:67.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:150pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:67.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:8.25pt;width:99pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:81.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:8.25pt;width:99pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:80.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:25.5pt;width:80.25pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation techniques<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:25.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:8.25pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Significant<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:15.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unobservable inputs<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:58.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Favourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:25.5pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unfavourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Favourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:461.25pt;position:var(--position);top:25.5pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unfavourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:9.75pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:0.75pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:58.5pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:58.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:30.009999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:32.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">6,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.76pt"></span></span><span style="left:32.39pt;position:var(--position)">168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">6,022<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">245<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.57pt"></span></span><span style="left:31.2pt;position:var(--position)">(231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:98.25pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:98.25pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.939999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:33.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">860<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.79pt"></span></span><span style="left:35.42pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(56)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.97pt"></span></span><span style="left:33.6pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.04pt"></span></span><span style="left:33.67pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td rowspan="2" style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:19.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:28.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">venture capital <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:37.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:120pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Market approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:120pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Earnings multiple<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:30.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:32.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">2,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.49pt"></span></span><span style="left:31.119999999999997pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">2,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">(150)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:150.75pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:150.75pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.67pt"></span></span><span style="left:34.300000000000004pt;position:var(--position)">811<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.89pt"></span></span><span style="left:35.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(87)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">773<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.67pt"></span></span><span style="left:35.300000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.19pt"></span></span><span style="left:32.82pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:57pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unlisted equities, <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debt securities <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and property <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">partnerships in <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:39.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the life funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:181.5pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices), <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:30.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">broker quotes or <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:39.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:181.5pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.88pt"></span></span><span style="left:31.509999999999998pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.03pt"></span></span><span style="left:41.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.7pt"></span></span><span style="left:37.330000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.39pt"></span></span><span style="left:41.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:238.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.83pt"></span></span><span style="left:23.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:238.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.01pt"></span></span><span style="left:24.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:261.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lead manager or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">broker quote/<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consensus pricing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:261.75pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.56pt"></span></span><span style="left:35.190000000000005pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.55pt"></span></span><span style="left:40.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.7pt"></span></span><span style="left:37.330000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.82pt"></span></span><span style="left:35.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.93pt"></span></span><span style="left:40.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.3pt"></span></span><span style="left:37.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">venture capital <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:292.5pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:292.5pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.77pt"></span></span><span style="left:37.400000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.44pt"></span></span><span style="left:40.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.59pt"></span></span><span style="left:37.220000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.53pt"></span></span><span style="left:32.160000000000004pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.51pt"></span></span><span style="left:36.14pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.88pt"></span></span><span style="left:33.51pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:323.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:323.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.74pt"></span></span><span style="left:32.37pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">options<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:348pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Option pricing <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">model<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:348pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">volatility<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.809999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%/<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:40.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">6<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">202<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.66pt"></span></span><span style="left:31.29pt;position:var(--position)">394<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.37pt"></span></span><span style="left:40pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.89pt"></span></span><span style="left:37.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:378.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:378.75pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%) <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uncertainty of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recovery rates<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:49.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">7<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.96pt"></span></span><span style="left:34.59pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.36pt"></span></span><span style="left:31.99pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.44pt"></span></span><span style="left:38.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.81pt"></span></span><span style="left:35.440000000000005pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:409.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.7pt"></span></span><span style="left:30.33pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:409.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.11pt"></span></span><span style="left:33.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:423.75pt;width:208.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:208.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3 financial assets carried at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:423.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.04pt"></span></span><span style="left:22.669999999999998pt;position:var(--position)">10,816<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:423.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.29pt"></span></span><span style="left:23.919999999999998pt;position:var(--position)">11,003<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:435.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:447.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notes and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:447.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:447.75pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/– <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">bps)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:41.620000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">8<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.03pt"></span></span><span style="left:41.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.18pt"></span></span><span style="left:38.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.87pt"></span></span><span style="left:36.5pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.5pt"></span></span><span style="left:42.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.87pt"></span></span><span style="left:39.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:490.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:490.5pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Option pricing model<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:490.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">volatility<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.529999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:39.580000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:43.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">6<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.77pt"></span></span><span style="left:37.400000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.85pt"></span></span><span style="left:34.480000000000004pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:521.25pt;width:208.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:208.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3 financial liabilities carried at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:521.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.1pt"></span></span><span style="left:32.730000000000004pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:521.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">444<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:736.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Where the exposure to an unobservable input is managed on a net basis, only the net impact is shown in the table. <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:743.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Ranges are shown where appropriate and represent the highest and lowest inputs used in the level 3 valuations.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:751.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">-241bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:83.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/+<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">131bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:107.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:758.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">+/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:82.27000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">5<span style="display:inline-block;height:4.8pt;width:7.95pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15.0<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:84.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:773.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">6<span style="display:inline-block;height:4.8pt;width:7.71pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">11%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71.54pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.99000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">183%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:781.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">7<span style="display:inline-block;height:4.8pt;width:8.27pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: +/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">8%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:788.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">8<span style="display:inline-block;height:4.8pt;width:7.64pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: +/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:305pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unobservable inputs<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Significant unobservable inputs affecting the valuation of debt securities<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:314.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, unlisted equity investments<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:419.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and derivatives are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit spreads represent the premium above the benchmark reference instrument required to compensate for lower credit quality; <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">higher spreads lead to a lower fair value<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:132.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Volatility parameters represent key attributes of option behaviour; higher volatilities typically denote a wider range of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:142.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">possible outcomes<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:152.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Earnings multiples are used to value certain unlisted equity investments. The earnings multiples used are derived from those of listed <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:162.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">entities operating in the same sector with adjustments made for factors such as the size of the company and the quality of its earnings. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:172.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The majority of the Group’s venture capital investments are valued using an estimate of the company’s maintainable earnings before <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:182.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest, tax, depreciation and amortisation and in accordance with the International Private Equity and Venture Capital Valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:192.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Guidelines. A higher earnings multiple will result in a higher fair value<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:206.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reasonably possible alternative assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:217.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation techniques applied to many of the Group’s level 3 instruments often involve the use of two or more inputs whose relationship is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:227.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interdependent. The calculation of the effect of reasonably possible alternative assumptions included in the table above reflects such <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:237.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationships.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:251.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:262.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reasonably possible alternative assumptions have been determined in respect of the Group’s structured credit investments by flexing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit spreads.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:285.75pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reasonably possible alternative assumptions have been determined in respect of swaptions in the Group’s derivative portfolios which are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">priced using industry standard option pricing models. Such models require interest rate volatilities which may be unobservable at longer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maturities. To derive reasonably possible alternative valuations these volatility parameters have been flexed within a range<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:498.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:509.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:535.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:547.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:326.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:79.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:98.44999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">183<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:110.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:340.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Further reasonably possible alternative assumptions have been determined in respect of the recovery rate on distressed derivatives, with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:350.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recovery rates flexed by <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:142.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% in order to determine possible alternative valuations.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:363.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unlisted equity, venture capital investments and investments in property partnerships<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The valuation techniques used for unlisted equity and venture capital investments vary depending on the nature of the investment. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reasonably possible alternative valuations for these investments have been calculated by reference to the approach taken, as appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the business sector and investment circumstances and as such the following inputs have been considered:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For valuations derived from earnings multiples, consideration is given to the risk attributes, growth prospects and financial gearing of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:415.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comparable businesses when selecting an appropriate multiple<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:425.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The discount rates used in discounted cash flow valuations<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:435.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.027em;position:var(--position);text-decoration:none;white-space:pre">In line with International Private Equity and Venture Capital Guidelines, the values of underlying investments in fund investment portfolios<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:449.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(C)<span style="display:inline-block;height:7.2pt;width:2.58pt"></span></span><span style="left:63.78pt;position:var(--position)">Financial assets and liabilities carried at amortised cost<span style="display:inline-block;height:7.2pt"></span></span><span id="ia6991a38aec34efe80687e63213ac971_25401"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:460.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(1)<span style="display:inline-block;height:7.2pt;width:5.46pt"></span></span><span style="left:63.78pt;position:var(--position)">Financial assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:471.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses the fair values of those financial assets of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:334.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are carried at amortised cost by valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:211.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:231.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets carried at amortised cost are mainly classified as level 3 due to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant unobservable inputs used in the valuation models. Where inputs are observable, debt securities are classified as level 1 or 2.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:516.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:44.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">7,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">7,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.22pt"></span></span><span style="left:11.850000000000001pt;position:var(--position)">480,703<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.22pt"></span></span><span style="left:11.850000000000001pt;position:var(--position)">480,703<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.44pt"></span></span><span style="left:19.07pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">14,082<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">1,174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.05pt"></span></span><span style="left:21.68pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.25pt"></span></span><span style="left:12.879999999999999pt;position:var(--position)">455,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.25pt"></span></span><span style="left:12.879999999999999pt;position:var(--position)">455,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.32pt"></span></span><span style="left:18.95pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">14,380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">11,980<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:290.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation methodology<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:112.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying value of short-dated loans and advances to banks is assumed to be their fair value. The fair value of other loans and advances <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:122.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to banks is estimated by discounting the anticipated cash flows at a market discount rate adjusted for the credit spread of the obligor or, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:132.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">where not observable, the credit spread of borrowers of similar credit quality.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:157.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group provides loans and advances to commercial, corporate and personal customers at both fixed and variable rates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">To determine the fair value of loans and advances to customers, loans are segregated into portfolios of similar characteristics. A number of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:181.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">techniques are used to estimate the fair value of fixed rate lending; these take account of expected credit losses based on historic trends, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:191.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prevailing market interest rates and expected future cash flows. For retail exposures, fair value is usually estimated by discounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">anticipated cash flows (including interest at contractual rates) at market rates for similar loans offered by the Group and other financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">institutions. Certain loans secured on residential properties are made at a fixed rate for a limited period, typically <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:449.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><span style="-sec-ix-hidden:f-6891">two</span><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:464.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:476.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">five<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:489.78999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:510.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, after <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:221.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which the loans revert to the relevant variable rate. The fair value of such loans is estimated by reference to market rates for similar loans of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:231.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maturity equal to the remaining fixed interest rate period. The fair value of commercial loans is estimated by discounting anticipated cash <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:241.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows at a rate which reflects the effects of interest rate changes, adjusted for changes in credit risk.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:254.75pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:265.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount is deemed a reasonable approximation of fair value given the short-term nature of these instruments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:279.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair values of debt securities are determined predominantly from lead manager quotes and, where these are not available, by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:300.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative techniques including reference to credit spreads on similar assets with the same obligor, market standard consensus pricing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:310.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">services, broker quotes and other research data.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:323.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(2)<span style="display:inline-block;height:7.2pt;width:3.69pt"></span></span><span style="left:49.61pt;position:var(--position)">Financial liabilities<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:334.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:345.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses the fair values of those financial liabilities of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:330.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are carried at amortised cost by valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:355.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:197.51000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:217.60000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.29000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:369.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:257.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);width:150.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:150.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:48.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.05pt"></span></span><span style="left:17.68pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">497,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">497,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">78,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">78,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">11,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">11,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">483,568<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">483,568<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">70,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">70,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.03pt"></span></span><span style="left:23.66pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">10,419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">10,419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:558.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation methodology<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:569.15pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks and customer deposits<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of bank and customer deposits repayable on demand is assumed to be equal to their carrying value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:593.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value for all other deposits is estimated using discounted cash flows applying either market rates, where applicable, or current rates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:603.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for deposits of similar remaining maturities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:617.35pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:133.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> at amortised cost<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:628.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The carrying amount is deemed a reasonable approximation of fair value given the short-term nature of these instruments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:641.95pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:652.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of short-term debt securities in issue is approximately equal to their carrying value. Fair value for other debt securities in issue <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:662.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is calculated based on quoted market prices where available. Where quoted market prices are not available, fair value is estimated using <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:672.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discounted cash flow techniques at a rate which reflects market rates of interest and the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:362pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s own credit spread.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:686.55pt;width:594.99pt"><span style="color:#878787;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:697.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair value of subordinated liabilities is determined by reference to quoted market prices where available or by reference to quoted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:707.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market prices of similar instruments. Subordinated liabilities are classified as level 2, since the inputs used to determine their fair value are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:717.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">largely observable.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:731.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(D)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Reclassifications of financial assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There have been <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:97.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:106.64000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reclassifications of financial assets in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:243.98000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:263.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> or <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:293.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> 296460000000 270680000000 105681000000 100515000000 276733000000 246615000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:100.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these financial assets by balance sheet classification, asset type and valuation methodology <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:143.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:146.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:166.76000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25402" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:180.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value measurement approach is recurring in nature. There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:451.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:460.79999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> significant transfers <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:153.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between level 1 and 2 during the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:167.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.16pt"></span></span><span style="left:29.79pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">20,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.18pt"></span></span><span style="left:27.81pt;position:var(--position)">845<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">1,027<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.17pt"></span></span><span style="left:21.8pt;position:var(--position)">3,935<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">2,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.78pt"></span></span><span style="left:17.41pt;position:var(--position)">22,629<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">25,537<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,851<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.75pt"></span></span><span style="left:22.38pt;position:var(--position)">2,322<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.26pt"></span></span><span style="left:20.89pt;position:var(--position)">6,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.22pt"></span></span><span style="left:20.849999999999998pt;position:var(--position)">8,380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">16,588<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.51pt"></span></span><span style="left:37.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">16,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.14pt"></span></span><span style="left:22.77pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">7,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.37pt"></span></span><span style="left:29pt;position:var(--position)">272<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.12pt"></span></span><span style="left:29.75pt;position:var(--position)">651<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.57pt"></span></span><span style="left:28.2pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">21,303<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.87pt"></span></span><span style="left:23.5pt;position:var(--position)">2,107<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">23,410<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">16,588<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">30,521<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.68pt"></span></span><span style="left:22.31pt;position:var(--position)">2,758<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">49,867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">144,164<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.7pt"></span></span><span style="left:23.33pt;position:var(--position)">1,435<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.47pt"></span></span><span style="left:14.100000000000001pt;position:var(--position)">145,599<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">8,168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:263.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.46pt"></span></span><span style="left:14.09pt;position:var(--position)">160,763<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.21pt"></span></span><span style="left:16.84pt;position:var(--position)">43,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.84pt"></span></span><span style="left:14.469999999999999pt;position:var(--position)">214,876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.67pt"></span></span><span style="left:16.3pt;position:var(--position)">163,671<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">66,491<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.83pt"></span></span><span style="left:20.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:361.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.46pt"></span></span><span style="left:18.09pt;position:var(--position)">22,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.87pt"></span></span><span style="left:27.5pt;position:var(--position)">308<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.5pt"></span></span><span style="left:19.13pt;position:var(--position)">23,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:374.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">167<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.85pt"></span></span><span style="left:30.48pt;position:var(--position)">217<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:387pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">1,276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">11,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">12,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">24,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">36,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:412.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.77pt"></span></span><span style="left:34.4pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:425.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">24,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,068<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.26pt"></span></span><span style="left:16.89pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:438pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.36pt"></span></span><span style="left:14.989999999999998pt;position:var(--position)">187,822<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.99pt"></span></span><span style="left:17.62pt;position:var(--position)">78,559<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.24pt"></span></span><span style="left:18.869999999999997pt;position:var(--position)">10,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.29pt"></span></span><span style="left:13.919999999999998pt;position:var(--position)">276,733<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:625.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or loss include assets backing insurance contracts and investment contracts of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:431.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">209,545<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:454.78pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million. Included within these <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:632.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets are investments in unconsolidated structured entities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:220.7pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">45,991<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:238.76999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; see note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:286.33pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:292.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 17: Fair values of financial assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:305pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.66pt"></span></span><span style="left:17.29pt;position:var(--position)">20,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.11pt"></span></span><span style="left:30.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">890<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">4,363<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.18pt"></span></span><span style="left:22.81pt;position:var(--position)">3,473<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.49pt"></span></span><span style="left:21.119999999999997pt;position:var(--position)">21,977<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">25,450<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,787<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.9pt"></span></span><span style="left:23.529999999999998pt;position:var(--position)">2,787<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.33pt"></span></span><span style="left:23.959999999999997pt;position:var(--position)">2,418<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.55pt"></span></span><span style="left:23.18pt;position:var(--position)">6,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">8,428<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">7,091<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.93pt"></span></span><span style="left:37.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.8pt"></span></span><span style="left:22.43pt;position:var(--position)">7,093<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other public sector securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,288<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Bank and building society certificates of deposit<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.79pt"></span></span><span style="left:22.419999999999998pt;position:var(--position)">8,667<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">285<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">367<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.3pt"></span></span><span style="left:28.93pt;position:var(--position)">652<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.05pt"></span></span><span style="left:20.68pt;position:var(--position)">14,722<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">2,161<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:246.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.75pt"></span></span><span style="left:19.38pt;position:var(--position)">16,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.55pt"></span></span><span style="left:24.18pt;position:var(--position)">7,091<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">25,964<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">2,528<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:259.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">35,583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Treasury and other bills<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:272.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.69pt"></span></span><span style="left:33.32pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">131,767<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.67pt"></span></span><span style="left:26.3pt;position:var(--position)">1,351<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">133,118<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contracts held with reinsurers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:297.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.8pt"></span></span><span style="left:20.43pt;position:var(--position)">10,527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other financial assets mandatorily held at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:263.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.98pt"></span></span><span style="left:14.61pt;position:var(--position)">138,890<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.53pt"></span></span><span style="left:19.16pt;position:var(--position)">41,696<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.01pt"></span></span><span style="left:21.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:310.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.77pt"></span></span><span style="left:15.399999999999999pt;position:var(--position)">190,475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.93pt"></span></span><span style="left:15.559999999999999pt;position:var(--position)">142,363<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.86pt"></span></span><span style="left:18.49pt;position:var(--position)">63,673<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.01pt"></span></span><span style="left:21.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:323.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.65pt"></span></span><span style="left:16.28pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:361.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Government securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">15,146<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:361.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.38pt"></span></span><span style="left:22.009999999999998pt;position:var(--position)">15,261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:374.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.41pt"></span></span><span style="left:30.04pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:374.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:387pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate and other debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">1,152<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.23pt"></span></span><span style="left:20.86pt;position:var(--position)">13,755<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:387pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">14,907<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">16,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">14,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.82pt"></span></span><span style="left:32.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:399.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.17pt"></span></span><span style="left:17.8pt;position:var(--position)">30,365<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:412.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:412.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.53pt"></span></span><span style="left:29.16pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:425.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.01pt"></span></span><span style="left:19.64pt;position:var(--position)">16,298<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">14,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.74pt"></span></span><span style="left:29.369999999999997pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:425.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:438pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial assets (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.42pt"></span></span><span style="left:17.05pt;position:var(--position)">158,661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.51pt"></span></span><span style="left:19.14pt;position:var(--position)">77,692<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:438pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.78pt"></span></span><span style="left:15.41pt;position:var(--position)">246,615<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:548.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets mandatorily at fair value through profit or loss include assets backing insurance contracts and investment contracts of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:445.98pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">185,201<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:465.96999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million. Included within these <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:556.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">assets are investments in unconsolidated structured entities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:234.87pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">86,630<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:254.77pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million; see note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.33000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:308.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div></div> 0 621000000 0 621000000 0 20981000000 0 20981000000 2908000000 0 0 2908000000 0 182000000 0 182000000 0 845000000 0 845000000 2908000000 1027000000 0 3935000000 2908000000 22629000000 0 25537000000 0 2851000000 0 2851000000 0 2322000000 6058000000 8380000000 16588000000 5000000 0 16593000000 0 1905000000 0 1905000000 0 7036000000 0 7036000000 0 272000000 651000000 923000000 0 21303000000 2107000000 23410000000 16588000000 30521000000 2758000000 49867000000 11000000 0 0 11000000 144164000000 0 1435000000 145599000000 0 8168000000 0 8168000000 160763000000 43862000000 10251000000 214876000000 163671000000 66491000000 10251000000 240413000000 22875000000 308000000 0 23183000000 0 167000000 50000000 217000000 1276000000 11593000000 0 12869000000 24151000000 12068000000 50000000 36269000000 0 0 51000000 51000000 24151000000 12068000000 101000000 36320000000 187822000000 78559000000 10352000000 276733000000 209545000000 45991000000 0 621000000 0 621000000 0 20466000000 0 20466000000 3473000000 0 0 3473000000 0 149000000 0 149000000 0 741000000 0 741000000 3473000000 890000000 0 4363000000 3473000000 21977000000 0 25450000000 0 2787000000 0 2787000000 0 2418000000 6010000000 8428000000 7091000000 2000000 0 7093000000 0 2288000000 0 2288000000 0 8667000000 0 8667000000 0 285000000 367000000 652000000 0 14722000000 2161000000 16883000000 7091000000 25964000000 2528000000 35583000000 32000000 0 0 32000000 131767000000 0 1351000000 133118000000 0 10527000000 0 10527000000 138890000000 41696000000 9889000000 190475000000 142363000000 63673000000 9889000000 215925000000 15146000000 115000000 0 15261000000 0 149000000 48000000 197000000 1152000000 13755000000 0 14907000000 16298000000 14019000000 48000000 30365000000 0 0 325000000 325000000 16298000000 14019000000 373000000 30690000000 158661000000 77692000000 10262000000 246615000000 185201000000 86630000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in level 3 financial assets (excluding derivatives) at fair value, recurring basis.<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:115.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:184.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);width:162pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:162pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:73.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);width:162pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:162pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:54.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recurring basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">profit or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets at<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at fair value,<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recurring basis<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.2pt"></span></span><span style="left:29.83pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.15pt"></span></span><span style="left:37.78pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">11,681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.76pt"></span></span><span style="left:37.39pt;position:var(--position)">284<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:64.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.97pt"></span></span><span style="left:30.599999999999998pt;position:var(--position)">11,965<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.18pt"></span></span><span style="left:44.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.44pt"></span></span><span style="left:46.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.55pt"></span></span><span style="left:46.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.5pt"></span></span><span style="left:48.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.12pt"></span></span><span style="left:43.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:77.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.3pt"></span></span><span style="left:43.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gains recognised in the income statement within <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.64pt"></span></span><span style="left:37.27pt;position:var(--position)">529<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.55pt"></span></span><span style="left:46.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.44pt"></span></span><span style="left:39.07pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.53pt"></span></span><span style="left:38.160000000000004pt;position:var(--position)">352<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.75pt"></span></span><span style="left:46.38pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:90pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.43pt"></span></span><span style="left:38.06pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:39pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in other comprehensive <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income within the revaluation reserve in respect of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.22pt"></span></span><span style="left:40.85pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.22pt"></span></span><span style="left:40.85pt;position:var(--position)">(71)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:111.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchases/increases to customer loans<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.78pt"></span></span><span style="left:34.410000000000004pt;position:var(--position)">1,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.78pt"></span></span><span style="left:34.410000000000004pt;position:var(--position)">1,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">1,080<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:150.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.47pt"></span></span><span style="left:32.1pt;position:var(--position)">1,080<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:163.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sales/repayments of customer loans<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.91pt"></span></span><span style="left:29.54pt;position:var(--position)">(1,365)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.19pt"></span></span><span style="left:31.82pt;position:var(--position)">(1,571)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(3,266)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.12pt"></span></span><span style="left:43.75pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:163.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.18pt"></span></span><span style="left:28.81pt;position:var(--position)">(3,269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:176.25pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers into the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.22pt"></span></span><span style="left:41.85pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.22pt"></span></span><span style="left:41.85pt;position:var(--position)">32<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.82pt"></span></span><span style="left:41.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:176.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.82pt"></span></span><span style="left:41.45pt;position:var(--position)">84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.17pt"></span></span><span style="left:46.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:44.39pt"></span></span><span style="left:47.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:189pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.5pt"></span></span><span style="left:39.13pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.34pt"></span></span><span style="left:39.970000000000006pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">10,352<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.01pt"></span></span><span style="left:30.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.74pt"></span></span><span style="left:38.370000000000005pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:201.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">10,262<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:30pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:214.5pt;width:184.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gains (losses) recognised in the income statement, <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">within other income, relating to the change in fair <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:184.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of those assets held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:184.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.26pt"></span></span><span style="left:37.89pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:238.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:43.51pt"></span></span><span style="left:46.14pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.97pt"></span></span><span style="left:37.6pt;position:var(--position)">278<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:350.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.48pt"></span></span><span style="left:39.11pt;position:var(--position)">186<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.87pt"></span></span><span style="left:45.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:214.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.79pt"></span></span><span style="left:39.42pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in the level 3 financial liabilities (excluding derivatives) at fair value portfolio.<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:533.5pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.08pt"></span></span><span style="left:36.71pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Gains) losses recognised in the income statement within other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Gains) losses recognised in the income statement, within other income, relating to the change in fair value of those <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 9889000000 373000000 10262000000 11681000000 284000000 11965000000 -1000000 3000000 2000000 1000000 -3000000 -2000000 529000000 2000000 531000000 352000000 3000000 355000000 -71000000 -71000000 92000000 92000000 1251000000 0 1251000000 1080000000 0 1080000000 1365000000 206000000 1571000000 3266000000 3000000 3269000000 32000000 0 32000000 84000000 0 84000000 84000000 0 84000000 43000000 0 43000000 10251000000 101000000 10352000000 9889000000 373000000 10262000000 273000000 5000000 278000000 186000000 -1000000 185000000 27909000000 27611000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these financial liabilities by balance sheet classification and valuation methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:66.53999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:81.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value measurement approach is recurring in nature. There were<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> no <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:364.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">significant transfers between level 1 and 2 during the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:170.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities in respect of securities sold under repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.13pt"></span></span><span style="left:20.759999999999998pt;position:var(--position)">21,710<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.13pt"></span></span><span style="left:20.759999999999998pt;position:var(--position)">21,710<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short positions in securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.51pt"></span></span><span style="left:28.14pt;position:var(--position)">234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:55.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">21,944<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.24pt"></span></span><span style="left:16.87pt;position:var(--position)">23,666<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">4,226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.77pt"></span></span><span style="left:21.4pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.6pt"></span></span><span style="left:24.23pt;position:var(--position)">1,722<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.22pt"></span></span><span style="left:18.849999999999998pt;position:var(--position)">26,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.07pt"></span></span><span style="left:34.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.31pt"></span></span><span style="left:16.94pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities in respect of securities sold under repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">20,564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">20,564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Short positions in securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.51pt"></span></span><span style="left:35.14pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">2,417<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total trading liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.8pt"></span></span><span style="left:19.43pt;position:var(--position)">20,581<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:157.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.2pt"></span></span><span style="left:19.83pt;position:var(--position)">22,981<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue designated at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">4,608<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.73pt"></span></span><span style="left:21.36pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total financial liabilities (excluding derivatives) at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.1pt"></span></span><span style="left:19.73pt;position:var(--position)">25,189<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.55pt"></span></span><span style="left:22.18pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0 21710000000 0 21710000000 1722000000 234000000 0 1956000000 1722000000 21944000000 0 23666000000 0 4226000000 17000000 4243000000 1722000000 26170000000 17000000 27909000000 0 20564000000 0 20564000000 2400000000 17000000 0 2417000000 2400000000 20581000000 0 22981000000 0 4608000000 22000000 4630000000 2400000000 25189000000 22000000 27611000000 8934000000 4691000000 9863000000 5233000000 114000000 -126000000 -78000000 22000000 42000000 2000000 -2000000 3000000 3000000 0 19000000 17000000 22000000 2000000 -3000000 4243000000 4630000000 -126000000 -78000000 19727000000 24065000000 16132000000 21676000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses these derivative balances by valuation methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:433.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:452.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:454.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:467.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The fair value <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measurement approach is recurring in nature. There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:246.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:256.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> significant transfers between level 1 and level 2 during the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:160.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:118.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:90.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:195pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:195pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.3pt"></span></span><span style="left:36.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">19,206<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.96pt"></span></span><span style="left:23.59pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.89pt"></span></span><span style="left:24.52pt;position:var(--position)">23,221<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:118.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:118.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:118.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:167.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.41pt"></span></span><span style="left:20.04pt;position:var(--position)">(15,879)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.96pt"></span></span><span style="left:21.59pt;position:var(--position)">(16,132)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.2pt"></span></span><span style="left:23.83pt;position:var(--position)">(21,175)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.91pt"></span></span><span style="left:21.54pt;position:var(--position)">(21,676)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 57000000 19206000000 464000000 19727000000 103000000 23221000000 741000000 24065000000 29000000 15879000000 224000000 16132000000 79000000 21175000000 422000000 21676000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in level 3 derivative assets and liabilities carried at fair value.<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:245.85pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.11pt"></span></span><span style="left:33.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30pt"></span></span><span style="left:32.63pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.25pt"></span></span><span style="left:28.88pt;position:var(--position)">(444)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:46.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">19<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:46.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.97pt"></span></span><span style="left:41.6pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in the income statement within other income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.06pt"></span></span><span style="left:30.689999999999998pt;position:var(--position)">(216)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.51pt"></span></span><span style="left:33.14pt;position:var(--position)">189<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:58.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchases (additions)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.71pt"></span></span><span style="left:38.34pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:70.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.49pt"></span></span><span style="left:38.120000000000005pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Sales) redemptions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.04pt"></span></span><span style="left:36.67pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.58pt"></span></span><span style="left:34.21pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:82.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.34pt"></span></span><span style="left:36.970000000000006pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:94.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers into the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.11pt"></span></span><span style="left:32.74pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:94.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.28pt"></span></span><span style="left:34.910000000000004pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers out of the level 3 portfolio<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.76pt"></span></span><span style="left:33.39pt;position:var(--position)">(65)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:118.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">(224)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:118.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:131.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Losses) gains recognised in the income statement, within other income, relating to the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">change in fair value of those assets or liabilities held at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.45pt"></span></span><span style="left:38.080000000000005pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:131.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 741000000 422000000 422000000 444000000 19000000 -9000000 -15000000 7000000 216000000 -189000000 -11000000 7000000 7000000 7000000 5000000 4000000 22000000 25000000 29000000 53000000 0 0 347000000 27000000 65000000 0 0 0 464000000 224000000 741000000 422000000 -43000000 31000000 12000000 -7000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.25pt"></span></span><span style="left:35.88pt;position:var(--position)">98<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.13pt"></span></span><span style="left:34.760000000000005pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debit Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.43pt"></span></span><span style="left:34.06pt;position:var(--position)">(42)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Funding Valuation Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">29<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.35pt"></span></span><span style="left:36.980000000000004pt;position:var(--position)">47<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity Adjustment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.3pt"></span></span><span style="left:36.93pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.5pt"></span></span><span style="left:41.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.36pt"></span></span><span style="left:32.99pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.01pt"></span></span><span style="left:33.64pt;position:var(--position)">190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 98000000 122000000 -43000000 -42000000 29000000 47000000 57000000 60000000 3000000 3000000 144000000 190000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:63pt"></td><td style="padding:0;width:80.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:48pt"></td></tr><tr style="height:8.25pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);width:150pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:67.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:150pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:67.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:8.25pt;width:99pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:81.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:8.25pt;width:99pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Effect of reasonably possible<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative assumptions<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:80.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:25.5pt;width:80.25pt"><div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation techniques<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:25.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:8.25pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Significant<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:15.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unobservable inputs<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:58.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Favourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:25.5pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unfavourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:25.5pt;width:48pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Favourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:461.25pt;position:var(--position);top:25.5pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unfavourable<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:9.75pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:0.75pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:39.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:58.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">advances to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:58.5pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:58.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:30.009999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:32.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.26pt"></span></span><span style="left:23.89pt;position:var(--position)">6,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.76pt"></span></span><span style="left:32.39pt;position:var(--position)">168<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.27pt"></span></span><span style="left:29.9pt;position:var(--position)">(159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">6,022<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.15pt"></span></span><span style="left:31.779999999999998pt;position:var(--position)">245<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:58.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.57pt"></span></span><span style="left:31.2pt;position:var(--position)">(231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:98.25pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:98.25pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.939999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:33.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">860<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.79pt"></span></span><span style="left:35.42pt;position:var(--position)">36<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">(56)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.97pt"></span></span><span style="left:33.6pt;position:var(--position)">621<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:98.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.04pt"></span></span><span style="left:33.67pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td rowspan="2" style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:19.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:28.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">venture capital <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:37.12pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:120pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Market approach<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:120pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Earnings multiple<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:30.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:32.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.08pt"></span></span><span style="left:25.709999999999997pt;position:var(--position)">2,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.49pt"></span></span><span style="left:31.119999999999997pt;position:var(--position)">(101)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">2,267<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.57pt"></span></span><span style="left:33.2pt;position:var(--position)">150<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:120pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">(150)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:150.75pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:150.75pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.67pt"></span></span><span style="left:34.300000000000004pt;position:var(--position)">811<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.89pt"></span></span><span style="left:35.52pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">(87)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">773<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.67pt"></span></span><span style="left:35.300000000000004pt;position:var(--position)">80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:150.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.19pt"></span></span><span style="left:32.82pt;position:var(--position)">(84)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:57pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:181.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unlisted equities, <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">debt securities <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and property <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">partnerships in <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:39.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the life funds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:181.5pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices), <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:30.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">broker quotes or <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:39.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:181.5pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.88pt"></span></span><span style="left:31.509999999999998pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.03pt"></span></span><span style="left:41.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.7pt"></span></span><span style="left:37.330000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.39pt"></span></span><span style="left:41.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:181.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:48pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:238.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.83pt"></span></span><span style="left:23.459999999999997pt;position:var(--position)">10,251<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:238.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.01pt"></span></span><span style="left:24.64pt;position:var(--position)">9,889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Asset-backed <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:261.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lead manager or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">broker quote/<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consensus pricing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:261.75pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.56pt"></span></span><span style="left:35.190000000000005pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.55pt"></span></span><span style="left:40.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.7pt"></span></span><span style="left:37.330000000000005pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.82pt"></span></span><span style="left:35.45pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.93pt"></span></span><span style="left:40.56pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:261.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.3pt"></span></span><span style="left:37.93pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">venture capital <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:292.5pt;width:80.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Underlying asset/net <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">asset fair value (incl. <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:80.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">property prices)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:292.5pt;width:65.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">n/a<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.77pt"></span></span><span style="left:37.400000000000006pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.44pt"></span></span><span style="left:40.07pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.59pt"></span></span><span style="left:37.220000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.53pt"></span></span><span style="left:32.160000000000004pt;position:var(--position)">325<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.51pt"></span></span><span style="left:36.14pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:292.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.88pt"></span></span><span style="left:33.51pt;position:var(--position)">(33)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:323.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">101<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:323.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.74pt"></span></span><span style="left:32.37pt;position:var(--position)">373<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">options<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:348pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Option pricing <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">model<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:348pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">volatility<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:11.809999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%/<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:40.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">6<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.38pt"></span></span><span style="left:31.009999999999998pt;position:var(--position)">202<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.66pt"></span></span><span style="left:31.29pt;position:var(--position)">394<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.37pt"></span></span><span style="left:40pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:348pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.89pt"></span></span><span style="left:37.52pt;position:var(--position)">(6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:378.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:378.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:378.75pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/- <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%) <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uncertainty of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recovery rates<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:49.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">7<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.68pt"></span></span><span style="left:31.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.96pt"></span></span><span style="left:34.59pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.36pt"></span></span><span style="left:31.99pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.44pt"></span></span><span style="left:38.07pt;position:var(--position)">21<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:378.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.81pt"></span></span><span style="left:35.440000000000005pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:409.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.7pt"></span></span><span style="left:30.33pt;position:var(--position)">464<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:409.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.11pt"></span></span><span style="left:33.74pt;position:var(--position)">741<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:423.75pt;width:208.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:208.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3 financial assets carried at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:423.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.04pt"></span></span><span style="left:22.669999999999998pt;position:var(--position)">10,816<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:423.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.29pt"></span></span><span style="left:23.919999999999998pt;position:var(--position)">11,003<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:435.75pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:447.75pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notes and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:447.75pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discounted cash flows<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:447.75pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">spreads<span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(+/– <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">bps)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:41.620000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">8<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.03pt"></span></span><span style="left:41.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.18pt"></span></span><span style="left:38.81pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.87pt"></span></span><span style="left:36.5pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.5pt"></span></span><span style="left:42.13pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:447.75pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.87pt"></span></span><span style="left:39.5pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="14" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:478.5pt;width:512.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:512.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:30.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:490.5pt;width:63pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:63pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:63pt;position:var(--position);top:490.5pt;width:80.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:80.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Option pricing model<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:143.25pt;position:var(--position);top:490.5pt;width:65.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">volatility<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:31.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:21.75pt;width:65.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:5.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:17.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.529999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">195%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:39.580000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:41.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:43.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">6<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:259.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.77pt"></span></span><span style="left:37.400000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:310.5pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.85pt"></span></span><span style="left:34.480000000000004pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:413.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:464.25pt;position:var(--position);top:490.5pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.71pt"></span></span><span style="left:35.34pt;position:var(--position)">(15)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:521.25pt;width:208.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:208.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3 financial liabilities carried at fair value<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:521.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.1pt"></span></span><span style="left:32.730000000000004pt;position:var(--position)">241<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:521.25pt;width:48pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:48pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.13pt"></span></span><span style="left:30.759999999999998pt;position:var(--position)">444<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:736.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Where the exposure to an unobservable input is managed on a net basis, only the net impact is shown in the table. <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:743.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Ranges are shown where appropriate and represent the highest and lowest inputs used in the level 3 valuations.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:751.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">-241bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:83.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/+<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.81pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">131bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:107.19pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:758.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">+/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">17%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:82.27000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">5<span style="display:inline-block;height:4.8pt;width:7.95pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.45pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">15.0<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:84.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:773.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">6<span style="display:inline-block;height:4.8pt;width:7.71pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:62.63pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">11%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:71.54pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">/<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.99000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">183%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:781.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">7<span style="display:inline-block;height:4.8pt;width:8.27pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: +/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">8%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:80.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:788.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">8<span style="display:inline-block;height:4.8pt;width:7.64pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.620000000000005pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: +/- <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">50bps<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.44pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div> -0.16 0.16 6058000000 168000000 -159000000 6022000000 245000000 -231000000 -0.27 0.27 860000000 36000000 -56000000 621000000 35000000 -55000000 -0.10 0.10 2275000000 101000000 -101000000 2267000000 150000000 -150000000 811000000 85000000 -87000000 773000000 80000000 -84000000 247000000 1000000 -2000000 206000000 0 -7000000 10251000000 9889000000 50000000 2000000 -2000000 48000000 2000000 -2000000 51000000 3000000 -3000000 325000000 33000000 -33000000 101000000 373000000 0.12 1.95 202000000 4000000 -4000000 394000000 4000000 -6000000 0.08 -0.08 262000000 21000000 -21000000 347000000 21000000 -21000000 464000000 741000000 10816000000 11003000000 -0.0050 0.0050 17000000 1000000 -1000000 22000000 1000000 -1000000 0.12 1.95 224000000 15000000 -13000000 422000000 17000000 -15000000 241000000 444000000 -0.0241 0.0131 -0.17 0.17 3.5 15.0 0.11 0.11 1.83 1.83 -0.08 0.08 0.0050 -0.0050 0.12 1.95 0.11 1.83 0.08 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:272.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:142.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:142.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:44.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.58pt"></span></span><span style="left:22.209999999999997pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">7,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:39.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.97pt"></span></span><span style="left:22.599999999999998pt;position:var(--position)">7,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.98pt"></span></span><span style="left:13.61pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.22pt"></span></span><span style="left:11.850000000000001pt;position:var(--position)">480,703<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.22pt"></span></span><span style="left:11.850000000000001pt;position:var(--position)">480,703<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.61pt"></span></span><span style="left:16.24pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.44pt"></span></span><span style="left:19.07pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">14,082<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">12,908<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">1,174<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.05pt"></span></span><span style="left:21.68pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">7,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.25pt"></span></span><span style="left:12.879999999999999pt;position:var(--position)">455,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.25pt"></span></span><span style="left:12.879999999999999pt;position:var(--position)">455,846<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:272.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:272.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:272.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.32pt"></span></span><span style="left:18.95pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">14,380<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.06pt"></span></span><span style="left:20.689999999999998pt;position:var(--position)">11,980<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.61pt"></span></span><span style="left:21.24pt;position:var(--position)">2,400<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 7236000000 7235000000 0 0 7235000000 481463000000 480703000000 0 0 480703000000 50986000000 50986000000 0 50986000000 0 13987000000 14082000000 0 12908000000 1174000000 7900000000 7892000000 0 0 7892000000 459857000000 455846000000 0 0 455846000000 49476000000 49476000000 0 49476000000 0 14544000000 14380000000 0 11980000000 2400000000 P5Y <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses the fair values of those financial liabilities of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:330.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are carried at amortised cost by valuation <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:355.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">methodology (level 1, 2 or 3, as described on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:197.51000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:217.60000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ia6991a38aec34efe80687e63213ac971_25568" style="color:inherit;text-decoration:inherit;z-index:1">257</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.29000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:369.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:257.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td rowspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);width:150.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:150.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:48.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Valuation hierarchy<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Level 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.16pt"></span></span><span style="left:27.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:39.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.05pt"></span></span><span style="left:17.68pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">497,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">497,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:52.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.87pt"></span></span><span style="left:22.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">78,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.86pt"></span></span><span style="left:21.49pt;position:var(--position)">78,900<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:78pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.36pt"></span></span><span style="left:25.99pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">11,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.58pt"></span></span><span style="left:26.209999999999997pt;position:var(--position)">11,475<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:90.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.41pt"></span></span><span style="left:29.04pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:116.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">483,568<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">483,568<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:129pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:141.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">70,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">70,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:154.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:257.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:257.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.03pt"></span></span><span style="left:23.66pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:307.5pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">10,419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:411.75pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.24pt"></span></span><span style="left:25.869999999999997pt;position:var(--position)">10,419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:462pt;position:var(--position);top:167.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 5779000000 5779000000 0 5779000000 0 496457000000 497849000000 0 497849000000 0 38570000000 38570000000 0 38570000000 0 78271000000 78900000000 0 78900000000 0 9894000000 11475000000 0 11475000000 0 6158000000 6158000000 0 6158000000 0 482745000000 483568000000 0 483568000000 0 37760000000 37760000000 0 37760000000 0 70834000000 70894000000 0 70894000000 0 10089000000 10419000000 0 10419000000 0 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 18: Maturities of assets and liabilities<span style="display:inline-block;height:8.8pt"></span><span id="i7b486343762745a781c5469dc54fe6bb_1215"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses assets and liabilities of the Group, other than liabilities arising from insurance and investment contracts (including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">those classified as disposal group liabilities), into relevant maturity groupings based on the remaining contractual period at the balance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sheet date; balances with no fixed maturity such as goodwill, other intangible assets and property, plant and equipment are included in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">over 5 years category. Liabilities arising from insurance and investment contracts are analysed on a behavioural basis. Certain deposit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balances, included in the table below on the basis of their residual maturity, are repayable on demand upon payment of a penalty.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table is provided on a contractual basis. The Group’s assets and liabilities may be repaid or otherwise mature earlier or later than <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">implied by their contractual terms and readers are, therefore, advised to use caution when using this data to evaluate the Group’s liquidity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">position. In particular, amounts in respect of customer deposits are usually contractually payable on demand or at short notice. However, in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">practice, these deposits are not usually withdrawn on their contractual maturity.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:188.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.04pt"></span></span><span style="left:8.67pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.04pt"></span></span><span style="left:8.67pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.96pt"></span></span><span style="left:8.59pt;position:var(--position)">12,449<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.65pt"></span></span><span style="left:13.280000000000001pt;position:var(--position)">8,163<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">5,217<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.03pt"></span></span><span style="left:11.66pt;position:var(--position)">3,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.06pt"></span></span><span style="left:12.690000000000001pt;position:var(--position)">1,880<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">7,267<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.44pt"></span></span><span style="left:10.07pt;position:var(--position)">14,941<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.76pt"></span></span><span style="left:3.3899999999999997pt;position:var(--position)">186,860<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.33pt"></span></span><span style="left:3.96pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">1,626<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">583<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.9pt"></span></span><span style="left:15.530000000000001pt;position:var(--position)">1,179<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.7pt"></span></span><span style="left:13.329999999999998pt;position:var(--position)">2,814<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.77pt"></span></span><span style="left:8.399999999999999pt;position:var(--position)">10,589<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.46pt"></span></span><span style="left:10.09pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">1,890<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,576<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.67pt"></span></span><span style="left:13.3pt;position:var(--position)">1,249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">231<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">473<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.44pt"></span></span><span style="left:14.07pt;position:var(--position)">1,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.83pt"></span></span><span style="left:12.46pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.59pt"></span></span><span style="left:10.219999999999999pt;position:var(--position)">18,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.94pt"></span></span><span style="left:8.57pt;position:var(--position)">13,984<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">15,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">13,550<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">11,358<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.63pt"></span></span><span style="left:9.26pt;position:var(--position)">37,418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.01pt"></span></span><span style="left:6.64pt;position:var(--position)">69,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="height:14.25pt;left:438.75pt;overflow:hidden;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">300,839<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.23pt"></span></span><span style="left:3.86pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">9,911<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.82pt"></span></span><span style="left:10.45pt;position:var(--position)">14,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">11,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">3,901<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.27pt"></span></span><span style="left:12.899999999999999pt;position:var(--position)">1,489<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.5pt"></span></span><span style="left:12.129999999999999pt;position:var(--position)">6,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.12pt"></span></span><span style="left:11.75pt;position:var(--position)">3,503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.86pt"></span></span><span style="left:6.49pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.4pt"></span></span><span style="left:18.03pt;position:var(--position)">459<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,597<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.03pt"></span></span><span style="left:15.66pt;position:var(--position)">1,152<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.49pt"></span></span><span style="left:11.120000000000001pt;position:var(--position)">2,804<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">7,071<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.69pt"></span></span><span style="left:9.32pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.52pt"></span></span><span style="left:6.15pt;position:var(--position)">30,880<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.53pt"></span></span><span style="left:9.16pt;position:var(--position)">30,212<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.63pt"></span></span><span style="left:7.26pt;position:var(--position)">29,829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6pt"></span></span><span style="left:8.629999999999999pt;position:var(--position)">18,396<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.73pt"></span></span><span style="left:9.36pt;position:var(--position)">13,524<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.01pt"></span></span><span style="left:8.64pt;position:var(--position)">45,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.43pt"></span></span><span style="left:7.06pt;position:var(--position)">76,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.4pt"></span></span><span style="left:5.029999999999999pt;position:var(--position)">307,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.31pt"></span></span><span style="left:3.94pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">934<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">415<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">4,163<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.45pt"></span></span><span style="left:11.079999999999998pt;position:var(--position)">12,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.82pt"></span></span><span style="left:9.45pt;position:var(--position)">17,055<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.51pt"></span></span><span style="left:7.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">2,668<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">841<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.69pt"></span></span><span style="left:20.32pt;position:var(--position)">153<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">1,083<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">222<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.91pt"></span></span><span style="left:8.54pt;position:var(--position)">31,946<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.87pt"></span></span><span style="left:8.5pt;position:var(--position)">37,279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.61pt"></span></span><span style="left:3.2399999999999998pt;position:var(--position)">104,489<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.29pt"></span></span><span style="left:7.92pt;position:var(--position)">41,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.75pt"></span></span><span style="left:7.38pt;position:var(--position)">36,234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.25pt"></span></span><span style="left:10.879999999999999pt;position:var(--position)">24,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.29pt"></span></span><span style="left:8.92pt;position:var(--position)">16,363<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.79pt"></span></span><span style="left:7.42pt;position:var(--position)">58,749<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.39pt"></span></span><span style="left:4.02pt;position:var(--position)">107,848<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.82pt"></span></span><span style="left:3.4499999999999997pt;position:var(--position)">554,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">944,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.64pt"></span></span><span style="left:15.27pt;position:var(--position)">1,921<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">386<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">951<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.47pt"></span></span><span style="left:15.100000000000001pt;position:var(--position)">1,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.33pt"></span></span><span style="left:23.959999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.59pt"></span></span><span style="left:4.22pt;position:var(--position)">423,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.48pt"></span></span><span style="left:10.11pt;position:var(--position)">25,731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.41pt"></span></span><span style="left:10.04pt;position:var(--position)">17,233<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">10,711<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.87pt"></span></span><span style="left:11.5pt;position:var(--position)">9,055<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">6,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">3,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.61pt"></span></span><span style="left:20.24pt;position:var(--position)">417<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.05pt"></span></span><span style="left:2.6799999999999997pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:257.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">11,865<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.39pt"></span></span><span style="left:11.02pt;position:var(--position)">9,699<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.6pt"></span></span><span style="left:15.23pt;position:var(--position)">6,511<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.25pt"></span></span><span style="left:18.88pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.82pt"></span></span><span style="left:11.45pt;position:var(--position)">6,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.22pt"></span></span><span style="left:15.850000000000001pt;position:var(--position)">3,117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.87pt"></span></span><span style="left:7.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:271.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.28pt"></span></span><span style="left:9.91pt;position:var(--position)">13,100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">6,021<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">2,103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.92pt"></span></span><span style="left:19.55pt;position:var(--position)">419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.21pt"></span></span><span style="left:12.84pt;position:var(--position)">1,484<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.75pt"></span></span><span style="left:11.379999999999999pt;position:var(--position)">4,078<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.56pt"></span></span><span style="left:7.1899999999999995pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">1,254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.53pt"></span></span><span style="left:15.16pt;position:var(--position)">1,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">677<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">388<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">318<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.12pt"></span></span><span style="left:16.75pt;position:var(--position)">1,119<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">2,497<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">8,518<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:309pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.04pt"></span></span><span style="left:11.669999999999998pt;position:var(--position)">9,345<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.89pt"></span></span><span style="left:10.52pt;position:var(--position)">11,459<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.72pt"></span></span><span style="left:11.350000000000001pt;position:var(--position)">6,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.94pt"></span></span><span style="left:13.57pt;position:var(--position)">3,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.38pt"></span></span><span style="left:10.01pt;position:var(--position)">13,787<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">21,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.75pt"></span></span><span style="left:8.379999999999999pt;position:var(--position)">12,084<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.49pt"></span></span><span style="left:10.120000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.4pt"></span></span><span style="left:18.03pt;position:var(--position)">465<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.07pt"></span></span><span style="left:19.7pt;position:var(--position)">501<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.49pt"></span></span><span style="left:12.120000000000001pt;position:var(--position)">2,383<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">9,215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.94pt"></span></span><span style="left:8.57pt;position:var(--position)">121,176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.11pt"></span></span><span style="left:4.74pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:346.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">481<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">718<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">1,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.09pt"></span></span><span style="left:12.719999999999999pt;position:var(--position)">1,050<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">4,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.32pt"></span></span><span style="left:7.95pt;position:var(--position)">10,984<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.6pt"></span></span><span style="left:7.2299999999999995pt;position:var(--position)">42,288<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.29pt"></span></span><span style="left:7.92pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.41pt"></span></span><span style="left:12.04pt;position:var(--position)">6,754<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">1,783<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.41pt"></span></span><span style="left:20.04pt;position:var(--position)">912<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.24pt"></span></span><span style="left:12.870000000000001pt;position:var(--position)">1,646<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">469<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.36pt"></span></span><span style="left:8.99pt;position:var(--position)">13,695<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.6pt"></span></span><span style="left:7.2299999999999995pt;position:var(--position)">26,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:384pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.23pt"></span></span><span style="left:14.86pt;position:var(--position)">1,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">500<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">4,081<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">4,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:398.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.79pt"></span></span><span style="left:4.42pt;position:var(--position)">459,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.1pt"></span></span><span style="left:6.7299999999999995pt;position:var(--position)">56,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.23pt"></span></span><span style="left:6.86pt;position:var(--position)">40,528<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.06pt"></span></span><span style="left:7.6899999999999995pt;position:var(--position)">22,289<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.65pt"></span></span><span style="left:10.280000000000001pt;position:var(--position)">16,105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.94pt"></span></span><span style="left:6.57pt;position:var(--position)">36,446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.68pt"></span></span><span style="left:8.309999999999999pt;position:var(--position)">54,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">209,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">896,205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 18: Maturities of assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:245.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:247.82000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:94.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.86pt"></span></span><span style="left:9.49pt;position:var(--position)">13,096<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.42pt"></span></span><span style="left:12.05pt;position:var(--position)">6,843<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.04pt"></span></span><span style="left:11.669999999999998pt;position:var(--position)">6,680<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">3,675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">2,837<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.38pt"></span></span><span style="left:12.010000000000002pt;position:var(--position)">4,244<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.54pt"></span></span><span style="left:11.169999999999998pt;position:var(--position)">11,030<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.58pt"></span></span><span style="left:6.21pt;position:var(--position)">167,520<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.9pt"></span></span><span style="left:6.529999999999999pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.69pt"></span></span><span style="left:12.32pt;position:var(--position)">2,405<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.17pt"></span></span><span style="left:12.8pt;position:var(--position)">2,302<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,079<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.08pt"></span></span><span style="left:19.709999999999997pt;position:var(--position)">774<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.14pt"></span></span><span style="left:18.77pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.74pt"></span></span><span style="left:15.370000000000001pt;position:var(--position)">1,237<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.76pt"></span></span><span style="left:12.39pt;position:var(--position)">3,062<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.2pt"></span></span><span style="left:10.829999999999998pt;position:var(--position)">12,547<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.22pt"></span></span><span style="left:7.85pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.01pt"></span></span><span style="left:12.64pt;position:var(--position)">2,842<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.64pt"></span></span><span style="left:14.27pt;position:var(--position)">1,350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">903<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">452<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.29pt"></span></span><span style="left:18.919999999999998pt;position:var(--position)">583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">1,579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.52pt"></span></span><span style="left:12.149999999999999pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.32pt"></span></span><span style="left:9.95pt;position:var(--position)">18,748<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.59pt"></span></span><span style="left:11.219999999999999pt;position:var(--position)">12,747<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.48pt"></span></span><span style="left:11.11pt;position:var(--position)">15,375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">12,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">11,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.43pt"></span></span><span style="left:8.059999999999999pt;position:var(--position)">34,790<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">67,901<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.5pt"></span></span><span style="left:6.13pt;position:var(--position)">287,015<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.57pt"></span></span><span style="left:4.2pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.7pt"></span></span><span style="left:9.33pt;position:var(--position)">22,793<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.7pt"></span></span><span style="left:10.33pt;position:var(--position)">13,356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.58pt"></span></span><span style="left:12.21pt;position:var(--position)">6,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.38pt"></span></span><span style="left:13.010000000000002pt;position:var(--position)">2,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.97pt"></span></span><span style="left:14.600000000000001pt;position:var(--position)">1,524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">1,355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.76pt"></span></span><span style="left:19.39pt;position:var(--position)">739<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.35pt"></span></span><span style="left:7.9799999999999995pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.85pt"></span></span><span style="left:22.48pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">1,439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.29pt"></span></span><span style="left:18.919999999999998pt;position:var(--position)">358<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">4,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.96pt"></span></span><span style="left:14.59pt;position:var(--position)">2,183<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">5,891<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.79pt"></span></span><span style="left:9.42pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.14pt"></span></span><span style="left:7.77pt;position:var(--position)">44,423<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.61pt"></span></span><span style="left:8.24pt;position:var(--position)">28,892<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.06pt"></span></span><span style="left:8.69pt;position:var(--position)">23,455<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.32pt"></span></span><span style="left:9.95pt;position:var(--position)">15,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.19pt"></span></span><span style="left:9.82pt;position:var(--position)">12,994<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.73pt"></span></span><span style="left:7.36pt;position:var(--position)">40,856<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">72,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.98pt"></span></span><span style="left:5.609999999999999pt;position:var(--position)">292,910<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.1pt"></span></span><span style="left:7.7299999999999995pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.69pt"></span></span><span style="left:27.32pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">178<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">728<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.27pt"></span></span><span style="left:11.899999999999999pt;position:var(--position)">3,908<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.46pt"></span></span><span style="left:12.09pt;position:var(--position)">11,746<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">13,943<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.27pt"></span></span><span style="left:14.899999999999999pt;position:var(--position)">3,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">1,015<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.03pt"></span></span><span style="left:13.66pt;position:var(--position)">1,030<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.51pt"></span></span><span style="left:20.14pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">295<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">643<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.42pt"></span></span><span style="left:8.05pt;position:var(--position)">35,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.63pt"></span></span><span style="left:10.26pt;position:var(--position)">41,535<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.02pt"></span></span><span style="left:5.65pt;position:var(--position)">125,868<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.52pt"></span></span><span style="left:8.149999999999999pt;position:var(--position)">39,230<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.69pt"></span></span><span style="left:11.32pt;position:var(--position)">31,410<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.04pt"></span></span><span style="left:9.67pt;position:var(--position)">21,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.12pt"></span></span><span style="left:10.75pt;position:var(--position)">17,324<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.82pt"></span></span><span style="left:7.45pt;position:var(--position)">50,540<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.94pt"></span></span><span style="left:7.57pt;position:var(--position)">98,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.8pt"></span></span><span style="left:6.43pt;position:var(--position)">521,978<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.88pt"></span></span><span style="left:3.51pt;position:var(--position)">906,697<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">1,783<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">669<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.69pt"></span></span><span style="left:18.32pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.07pt"></span></span><span style="left:18.7pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">2,413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:244.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.9pt"></span></span><span style="left:3.53pt;position:var(--position)">392,403<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.83pt"></span></span><span style="left:8.46pt;position:var(--position)">27,489<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.25pt"></span></span><span style="left:8.879999999999999pt;position:var(--position)">18,009<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.86pt"></span></span><span style="left:9.49pt;position:var(--position)">18,650<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.19pt"></span></span><span style="left:10.82pt;position:var(--position)">18,327<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.79pt"></span></span><span style="left:14.419999999999998pt;position:var(--position)">4,153<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.81pt"></span></span><span style="left:12.440000000000001pt;position:var(--position)">3,456<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">258<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.52pt"></span></span><span style="left:4.15pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.26pt"></span></span><span style="left:11.89pt;position:var(--position)">8,698<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.26pt"></span></span><span style="left:13.89pt;position:var(--position)">5,140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">1,660<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">13,227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">8,942<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.28pt"></span></span><span style="left:8.91pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.17pt"></span></span><span style="left:9.8pt;position:var(--position)">15,443<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">3,677<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.08pt"></span></span><span style="left:19.709999999999997pt;position:var(--position)">774<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">131<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.87pt"></span></span><span style="left:13.5pt;position:var(--position)">1,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.25pt"></span></span><span style="left:13.879999999999999pt;position:var(--position)">1,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">4,670<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.02pt"></span></span><span style="left:12.649999999999999pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:296.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.38pt"></span></span><span style="left:12.010000000000002pt;position:var(--position)">2,409<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.14pt"></span></span><span style="left:14.77pt;position:var(--position)">2,218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.26pt"></span></span><span style="left:13.89pt;position:var(--position)">1,054<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">781<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">588<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">1,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.9pt"></span></span><span style="left:12.530000000000001pt;position:var(--position)">3,407<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.72pt"></span></span><span style="left:11.350000000000001pt;position:var(--position)">10,012<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.04pt"></span></span><span style="left:10.669999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.88pt"></span></span><span style="left:13.510000000000002pt;position:var(--position)">3,222<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">10,190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">6,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.99pt"></span></span><span style="left:12.620000000000001pt;position:var(--position)">4,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">2,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.02pt"></span></span><span style="left:13.649999999999999pt;position:var(--position)">8,190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.39pt"></span></span><span style="left:9.02pt;position:var(--position)">26,525<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.74pt"></span></span><span style="left:10.370000000000001pt;position:var(--position)">10,279<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.35pt"></span></span><span style="left:7.9799999999999995pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">478<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">436<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.5pt"></span></span><span style="left:19.13pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">1,510<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">7,992<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">111,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.83pt"></span></span><span style="left:5.46pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.68pt"></span></span><span style="left:18.31pt;position:var(--position)">646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.33pt"></span></span><span style="left:13.96pt;position:var(--position)">1,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">1,211<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.69pt"></span></span><span style="left:16.32pt;position:var(--position)">1,165<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.91pt"></span></span><span style="left:12.54pt;position:var(--position)">4,362<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.74pt"></span></span><span style="left:12.370000000000001pt;position:var(--position)">9,807<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.6pt"></span></span><span style="left:8.23pt;position:var(--position)">32,560<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:371.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">7,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">1,711<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">351<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.53pt"></span></span><span style="left:18.16pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">1,548<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.17pt"></span></span><span style="left:13.8pt;position:var(--position)">2,237<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">16,148<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">30,644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:385.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.64pt"></span></span><span style="left:20.27pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,070<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,706<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.22pt"></span></span><span style="left:14.850000000000001pt;position:var(--position)">2,219<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.95pt"></span></span><span style="left:14.579999999999998pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.25pt"></span></span><span style="left:8.879999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:399.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.75pt"></span></span><span style="left:4.38pt;position:var(--position)">432,374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.42pt"></span></span><span style="left:10.05pt;position:var(--position)">52,814<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.05pt"></span></span><span style="left:7.68pt;position:var(--position)">29,848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">25,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.95pt"></span></span><span style="left:8.58pt;position:var(--position)">38,355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.29pt"></span></span><span style="left:10.919999999999998pt;position:var(--position)">23,521<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.57pt"></span></span><span style="left:7.2pt;position:var(--position)">68,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.38pt"></span></span><span style="left:5.01pt;position:var(--position)">189,438<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">860,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:13.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.04pt"></span></span><span style="left:8.67pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.04pt"></span></span><span style="left:8.67pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.96pt"></span></span><span style="left:8.59pt;position:var(--position)">12,449<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.65pt"></span></span><span style="left:13.280000000000001pt;position:var(--position)">8,163<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">5,217<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.03pt"></span></span><span style="left:11.66pt;position:var(--position)">3,636<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.06pt"></span></span><span style="left:12.690000000000001pt;position:var(--position)">1,880<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.2pt"></span></span><span style="left:12.829999999999998pt;position:var(--position)">7,267<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.44pt"></span></span><span style="left:10.07pt;position:var(--position)">14,941<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.76pt"></span></span><span style="left:3.3899999999999997pt;position:var(--position)">186,860<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.33pt"></span></span><span style="left:3.96pt;position:var(--position)">240,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">1,626<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">583<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.9pt"></span></span><span style="left:15.530000000000001pt;position:var(--position)">1,179<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.7pt"></span></span><span style="left:13.329999999999998pt;position:var(--position)">2,814<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.77pt"></span></span><span style="left:8.399999999999999pt;position:var(--position)">10,589<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.46pt"></span></span><span style="left:10.09pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.03pt"></span></span><span style="left:12.66pt;position:var(--position)">1,890<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,576<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.67pt"></span></span><span style="left:13.3pt;position:var(--position)">1,249<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.54pt"></span></span><span style="left:19.169999999999998pt;position:var(--position)">575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.73pt"></span></span><span style="left:20.36pt;position:var(--position)">231<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">473<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.44pt"></span></span><span style="left:14.07pt;position:var(--position)">1,235<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.06pt"></span></span><span style="left:27.689999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.83pt"></span></span><span style="left:12.46pt;position:var(--position)">7,236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.59pt"></span></span><span style="left:10.219999999999999pt;position:var(--position)">18,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.94pt"></span></span><span style="left:8.57pt;position:var(--position)">13,984<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">15,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.45pt"></span></span><span style="left:9.08pt;position:var(--position)">13,550<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.3pt"></span></span><span style="left:10.93pt;position:var(--position)">11,358<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.63pt"></span></span><span style="left:9.26pt;position:var(--position)">37,418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.01pt"></span></span><span style="left:6.64pt;position:var(--position)">69,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="height:14.25pt;left:438.75pt;overflow:hidden;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">300,839<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.23pt"></span></span><span style="left:3.86pt;position:var(--position)">481,463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">9,911<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.82pt"></span></span><span style="left:10.45pt;position:var(--position)">14,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.32pt"></span></span><span style="left:13.95pt;position:var(--position)">11,114<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">3,901<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.27pt"></span></span><span style="left:12.899999999999999pt;position:var(--position)">1,489<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.5pt"></span></span><span style="left:12.129999999999999pt;position:var(--position)">6,875<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.12pt"></span></span><span style="left:11.75pt;position:var(--position)">3,503<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.86pt"></span></span><span style="left:6.49pt;position:var(--position)">50,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.78pt"></span></span><span style="left:22.41pt;position:var(--position)">88<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.4pt"></span></span><span style="left:18.03pt;position:var(--position)">459<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">1,597<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">370<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.03pt"></span></span><span style="left:15.66pt;position:var(--position)">1,152<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.49pt"></span></span><span style="left:11.120000000000001pt;position:var(--position)">2,804<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.38pt"></span></span><span style="left:14.010000000000002pt;position:var(--position)">7,071<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.69pt"></span></span><span style="left:9.32pt;position:var(--position)">13,987<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.52pt"></span></span><span style="left:6.15pt;position:var(--position)">30,880<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.53pt"></span></span><span style="left:9.16pt;position:var(--position)">30,212<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.63pt"></span></span><span style="left:7.26pt;position:var(--position)">29,829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6pt"></span></span><span style="left:8.629999999999999pt;position:var(--position)">18,396<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.73pt"></span></span><span style="left:9.36pt;position:var(--position)">13,524<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.01pt"></span></span><span style="left:8.64pt;position:var(--position)">45,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.43pt"></span></span><span style="left:7.06pt;position:var(--position)">76,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.4pt"></span></span><span style="left:5.029999999999999pt;position:var(--position)">307,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.31pt"></span></span><span style="left:3.94pt;position:var(--position)">553,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.59pt"></span></span><span style="left:18.22pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">934<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">415<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.31pt"></span></span><span style="left:19.939999999999998pt;position:var(--position)">451<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">4,163<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.45pt"></span></span><span style="left:11.079999999999998pt;position:var(--position)">12,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.82pt"></span></span><span style="left:9.45pt;position:var(--position)">17,055<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.51pt"></span></span><span style="left:7.14pt;position:var(--position)">36,320<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">2,668<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">841<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.69pt"></span></span><span style="left:20.32pt;position:var(--position)">153<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">1,083<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.36pt"></span></span><span style="left:18.99pt;position:var(--position)">222<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.91pt"></span></span><span style="left:8.54pt;position:var(--position)">31,946<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.87pt"></span></span><span style="left:8.5pt;position:var(--position)">37,279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.61pt"></span></span><span style="left:3.2399999999999998pt;position:var(--position)">104,489<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.29pt"></span></span><span style="left:7.92pt;position:var(--position)">41,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.75pt"></span></span><span style="left:7.38pt;position:var(--position)">36,234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.25pt"></span></span><span style="left:10.879999999999999pt;position:var(--position)">24,113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.29pt"></span></span><span style="left:8.92pt;position:var(--position)">16,363<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.79pt"></span></span><span style="left:7.42pt;position:var(--position)">58,749<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.39pt"></span></span><span style="left:4.02pt;position:var(--position)">107,848<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.82pt"></span></span><span style="left:3.4499999999999997pt;position:var(--position)">554,367<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">944,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.64pt"></span></span><span style="left:15.27pt;position:var(--position)">1,921<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.42pt"></span></span><span style="left:18.05pt;position:var(--position)">386<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">813<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.37pt"></span></span><span style="left:20pt;position:var(--position)">951<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">115<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.95pt"></span></span><span style="left:17.58pt;position:var(--position)">449<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.47pt"></span></span><span style="left:15.100000000000001pt;position:var(--position)">1,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.33pt"></span></span><span style="left:23.959999999999997pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:228.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.16pt"></span></span><span style="left:12.79pt;position:var(--position)">5,779<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.59pt"></span></span><span style="left:4.22pt;position:var(--position)">423,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.48pt"></span></span><span style="left:10.11pt;position:var(--position)">25,731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.41pt"></span></span><span style="left:10.04pt;position:var(--position)">17,233<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.86pt"></span></span><span style="left:12.489999999999998pt;position:var(--position)">10,711<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.87pt"></span></span><span style="left:11.5pt;position:var(--position)">9,055<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.56pt"></span></span><span style="left:13.190000000000001pt;position:var(--position)">6,413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.01pt"></span></span><span style="left:13.64pt;position:var(--position)">3,170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.61pt"></span></span><span style="left:20.24pt;position:var(--position)">417<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:243pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.05pt"></span></span><span style="left:2.6799999999999997pt;position:var(--position)">496,457<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:257.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">11,865<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.39pt"></span></span><span style="left:11.02pt;position:var(--position)">9,699<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.6pt"></span></span><span style="left:15.23pt;position:var(--position)">6,511<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">876<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.25pt"></span></span><span style="left:18.88pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.82pt"></span></span><span style="left:11.45pt;position:var(--position)">6,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.22pt"></span></span><span style="left:15.850000000000001pt;position:var(--position)">3,117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:257.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.87pt"></span></span><span style="left:7.5pt;position:var(--position)">38,570<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:271.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.28pt"></span></span><span style="left:9.91pt;position:var(--position)">13,100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">6,021<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">2,103<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.92pt"></span></span><span style="left:19.55pt;position:var(--position)">419<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">362<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.21pt"></span></span><span style="left:12.84pt;position:var(--position)">1,484<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.75pt"></span></span><span style="left:11.379999999999999pt;position:var(--position)">4,078<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:271.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.56pt"></span></span><span style="left:7.1899999999999995pt;position:var(--position)">27,909<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.06pt"></span></span><span style="left:13.690000000000001pt;position:var(--position)">1,254<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.53pt"></span></span><span style="left:15.16pt;position:var(--position)">1,361<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.45pt"></span></span><span style="left:19.08pt;position:var(--position)">677<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">388<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.33pt"></span></span><span style="left:19.959999999999997pt;position:var(--position)">318<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.12pt"></span></span><span style="left:16.75pt;position:var(--position)">1,119<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">2,497<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.75pt"></span></span><span style="left:13.379999999999999pt;position:var(--position)">8,518<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:294.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:309pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.04pt"></span></span><span style="left:11.669999999999998pt;position:var(--position)">9,345<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.89pt"></span></span><span style="left:10.52pt;position:var(--position)">11,459<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.72pt"></span></span><span style="left:11.350000000000001pt;position:var(--position)">6,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.94pt"></span></span><span style="left:13.57pt;position:var(--position)">3,193<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.38pt"></span></span><span style="left:10.01pt;position:var(--position)">13,787<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.47pt"></span></span><span style="left:9.1pt;position:var(--position)">21,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.75pt"></span></span><span style="left:8.379999999999999pt;position:var(--position)">12,084<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:309pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.49pt"></span></span><span style="left:10.120000000000001pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.7pt"></span></span><span style="left:18.33pt;position:var(--position)">476<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.71pt"></span></span><span style="left:18.34pt;position:var(--position)">393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.4pt"></span></span><span style="left:18.03pt;position:var(--position)">465<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.07pt"></span></span><span style="left:19.7pt;position:var(--position)">501<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.49pt"></span></span><span style="left:12.120000000000001pt;position:var(--position)">2,383<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">9,215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.94pt"></span></span><span style="left:8.57pt;position:var(--position)">121,176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:323.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.11pt"></span></span><span style="left:4.74pt;position:var(--position)">135,284<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:346.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.95pt"></span></span><span style="left:19.58pt;position:var(--position)">481<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">718<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.32pt"></span></span><span style="left:12.95pt;position:var(--position)">1,063<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.09pt"></span></span><span style="left:12.719999999999999pt;position:var(--position)">1,050<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">4,018<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.32pt"></span></span><span style="left:7.95pt;position:var(--position)">10,984<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.6pt"></span></span><span style="left:7.2299999999999995pt;position:var(--position)">42,288<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:346.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.29pt"></span></span><span style="left:7.92pt;position:var(--position)">61,640<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.41pt"></span></span><span style="left:12.04pt;position:var(--position)">6,754<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.34pt"></span></span><span style="left:13.969999999999999pt;position:var(--position)">1,783<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.19pt"></span></span><span style="left:18.82pt;position:var(--position)">276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.41pt"></span></span><span style="left:20.04pt;position:var(--position)">912<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.02pt"></span></span><span style="left:18.65pt;position:var(--position)">734<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.24pt"></span></span><span style="left:12.870000000000001pt;position:var(--position)">1,646<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.01pt"></span></span><span style="left:17.64pt;position:var(--position)">469<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.36pt"></span></span><span style="left:8.99pt;position:var(--position)">13,695<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:369.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.6pt"></span></span><span style="left:7.2299999999999995pt;position:var(--position)">26,269<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:384pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.23pt"></span></span><span style="left:14.86pt;position:var(--position)">1,130<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.86pt"></span></span><span style="left:17.49pt;position:var(--position)">500<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.42pt"></span></span><span style="left:28.05pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.97pt"></span></span><span style="left:12.600000000000001pt;position:var(--position)">4,081<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.59pt"></span></span><span style="left:13.219999999999999pt;position:var(--position)">4,183<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:384pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.36pt"></span></span><span style="left:10.989999999999998pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:398.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.79pt"></span></span><span style="left:4.42pt;position:var(--position)">459,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.1pt"></span></span><span style="left:6.7299999999999995pt;position:var(--position)">56,849<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.23pt"></span></span><span style="left:6.86pt;position:var(--position)">40,528<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.06pt"></span></span><span style="left:7.6899999999999995pt;position:var(--position)">22,289<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.65pt"></span></span><span style="left:10.280000000000001pt;position:var(--position)">16,105<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.94pt"></span></span><span style="left:6.57pt;position:var(--position)">36,446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.68pt"></span></span><span style="left:8.309999999999999pt;position:var(--position)">54,601<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">209,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:398.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">896,205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 18: Maturities of assets and liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:245.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:247.82000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:94.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:35.25pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 6<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6 to 9<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:15.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9 to 12<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);width:35.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:50.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.07pt"></span></span><span style="left:8.7pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.86pt"></span></span><span style="left:9.49pt;position:var(--position)">13,096<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.42pt"></span></span><span style="left:12.05pt;position:var(--position)">6,843<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.04pt"></span></span><span style="left:11.669999999999998pt;position:var(--position)">6,680<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.66pt"></span></span><span style="left:13.29pt;position:var(--position)">3,675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">2,837<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.38pt"></span></span><span style="left:12.010000000000002pt;position:var(--position)">4,244<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.54pt"></span></span><span style="left:11.169999999999998pt;position:var(--position)">11,030<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.58pt"></span></span><span style="left:6.21pt;position:var(--position)">167,520<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:64.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.9pt"></span></span><span style="left:6.529999999999999pt;position:var(--position)">215,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.69pt"></span></span><span style="left:12.32pt;position:var(--position)">2,405<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.17pt"></span></span><span style="left:12.8pt;position:var(--position)">2,302<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,079<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.08pt"></span></span><span style="left:19.709999999999997pt;position:var(--position)">774<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.14pt"></span></span><span style="left:18.77pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.74pt"></span></span><span style="left:15.370000000000001pt;position:var(--position)">1,237<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.76pt"></span></span><span style="left:12.39pt;position:var(--position)">3,062<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.2pt"></span></span><span style="left:10.829999999999998pt;position:var(--position)">12,547<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:78.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.22pt"></span></span><span style="left:7.85pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.01pt"></span></span><span style="left:12.64pt;position:var(--position)">2,842<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.64pt"></span></span><span style="left:14.27pt;position:var(--position)">1,350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.76pt"></span></span><span style="left:18.39pt;position:var(--position)">903<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.4pt"></span></span><span style="left:19.029999999999998pt;position:var(--position)">452<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.29pt"></span></span><span style="left:18.919999999999998pt;position:var(--position)">583<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">1,579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:93pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.52pt"></span></span><span style="left:12.149999999999999pt;position:var(--position)">7,900<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.32pt"></span></span><span style="left:9.95pt;position:var(--position)">18,748<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.59pt"></span></span><span style="left:11.219999999999999pt;position:var(--position)">12,747<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.48pt"></span></span><span style="left:11.11pt;position:var(--position)">15,375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.43pt"></span></span><span style="left:13.059999999999999pt;position:var(--position)">12,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.29pt"></span></span><span style="left:12.919999999999998pt;position:var(--position)">11,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.43pt"></span></span><span style="left:8.059999999999999pt;position:var(--position)">34,790<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.33pt"></span></span><span style="left:9.96pt;position:var(--position)">67,901<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.5pt"></span></span><span style="left:6.13pt;position:var(--position)">287,015<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:107.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.57pt"></span></span><span style="left:4.2pt;position:var(--position)">459,857<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.7pt"></span></span><span style="left:9.33pt;position:var(--position)">22,793<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.7pt"></span></span><span style="left:10.33pt;position:var(--position)">13,356<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.58pt"></span></span><span style="left:12.21pt;position:var(--position)">6,945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.38pt"></span></span><span style="left:13.010000000000002pt;position:var(--position)">2,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.97pt"></span></span><span style="left:14.600000000000001pt;position:var(--position)">1,524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">1,355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.76pt"></span></span><span style="left:19.39pt;position:var(--position)">739<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:121.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.35pt"></span></span><span style="left:7.9799999999999995pt;position:var(--position)">49,476<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.85pt"></span></span><span style="left:22.48pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">1,439<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.88pt"></span></span><span style="left:19.509999999999998pt;position:var(--position)">232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.29pt"></span></span><span style="left:18.919999999999998pt;position:var(--position)">358<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.17pt"></span></span><span style="left:19.8pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">4,128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.96pt"></span></span><span style="left:14.59pt;position:var(--position)">2,183<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">5,891<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:135.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.79pt"></span></span><span style="left:9.42pt;position:var(--position)">14,544<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.14pt"></span></span><span style="left:7.77pt;position:var(--position)">44,423<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.61pt"></span></span><span style="left:8.24pt;position:var(--position)">28,892<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.06pt"></span></span><span style="left:8.69pt;position:var(--position)">23,455<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.32pt"></span></span><span style="left:9.95pt;position:var(--position)">15,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.19pt"></span></span><span style="left:9.82pt;position:var(--position)">12,994<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.73pt"></span></span><span style="left:7.36pt;position:var(--position)">40,856<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.02pt"></span></span><span style="left:8.649999999999999pt;position:var(--position)">72,402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.98pt"></span></span><span style="left:5.609999999999999pt;position:var(--position)">292,910<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:150pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.1pt"></span></span><span style="left:7.7299999999999995pt;position:var(--position)">531,777<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.69pt"></span></span><span style="left:27.32pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">178<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.36pt"></span></span><span style="left:19.99pt;position:var(--position)">140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.86pt"></span></span><span style="left:19.49pt;position:var(--position)">728<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.27pt"></span></span><span style="left:11.899999999999999pt;position:var(--position)">3,908<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.46pt"></span></span><span style="left:12.09pt;position:var(--position)">11,746<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.24pt"></span></span><span style="left:9.870000000000001pt;position:var(--position)">13,943<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:164.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">30,690<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.27pt"></span></span><span style="left:14.899999999999999pt;position:var(--position)">3,231<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">1,015<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.82pt"></span></span><span style="left:21.45pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.03pt"></span></span><span style="left:13.66pt;position:var(--position)">1,030<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.51pt"></span></span><span style="left:20.14pt;position:var(--position)">106<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.55pt"></span></span><span style="left:19.18pt;position:var(--position)">295<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">643<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.42pt"></span></span><span style="left:8.05pt;position:var(--position)">35,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:187.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.63pt"></span></span><span style="left:10.26pt;position:var(--position)">41,535<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.02pt"></span></span><span style="left:5.65pt;position:var(--position)">125,868<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.52pt"></span></span><span style="left:8.149999999999999pt;position:var(--position)">39,230<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.69pt"></span></span><span style="left:11.32pt;position:var(--position)">31,410<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.04pt"></span></span><span style="left:9.67pt;position:var(--position)">21,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.12pt"></span></span><span style="left:10.75pt;position:var(--position)">17,324<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.82pt"></span></span><span style="left:7.45pt;position:var(--position)">50,540<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.94pt"></span></span><span style="left:7.57pt;position:var(--position)">98,883<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:3.8pt"></span></span><span style="left:6.43pt;position:var(--position)">521,978<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:201.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.88pt"></span></span><span style="left:3.51pt;position:var(--position)">906,697<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.25pt"></span></span><span style="left:14.879999999999999pt;position:var(--position)">1,783<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.83pt"></span></span><span style="left:18.46pt;position:var(--position)">669<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.69pt"></span></span><span style="left:18.32pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.07pt"></span></span><span style="left:18.7pt;position:var(--position)">350<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">2,413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:230.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.63pt"></span></span><span style="left:14.260000000000002pt;position:var(--position)">6,158<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:244.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:0.9pt"></span></span><span style="left:3.53pt;position:var(--position)">392,403<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.83pt"></span></span><span style="left:8.46pt;position:var(--position)">27,489<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.25pt"></span></span><span style="left:8.879999999999999pt;position:var(--position)">18,009<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.86pt"></span></span><span style="left:9.49pt;position:var(--position)">18,650<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.19pt"></span></span><span style="left:10.82pt;position:var(--position)">18,327<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.79pt"></span></span><span style="left:14.419999999999998pt;position:var(--position)">4,153<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.81pt"></span></span><span style="left:12.440000000000001pt;position:var(--position)">3,456<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">258<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:244.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.52pt"></span></span><span style="left:4.15pt;position:var(--position)">482,745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.26pt"></span></span><span style="left:11.89pt;position:var(--position)">8,698<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.26pt"></span></span><span style="left:13.89pt;position:var(--position)">5,140<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.1pt"></span></span><span style="left:13.73pt;position:var(--position)">1,660<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">13,227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.6pt"></span></span><span style="left:12.23pt;position:var(--position)">8,942<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:258.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.28pt"></span></span><span style="left:8.91pt;position:var(--position)">37,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.17pt"></span></span><span style="left:9.8pt;position:var(--position)">15,443<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">3,677<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.08pt"></span></span><span style="left:19.709999999999997pt;position:var(--position)">774<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.02pt"></span></span><span style="left:22.65pt;position:var(--position)">131<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.87pt"></span></span><span style="left:13.5pt;position:var(--position)">1,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">402<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.25pt"></span></span><span style="left:13.879999999999999pt;position:var(--position)">1,466<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">4,670<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:273pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.02pt"></span></span><span style="left:12.649999999999999pt;position:var(--position)">27,611<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:296.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.38pt"></span></span><span style="left:12.010000000000002pt;position:var(--position)">2,409<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.14pt"></span></span><span style="left:14.77pt;position:var(--position)">2,218<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.26pt"></span></span><span style="left:13.89pt;position:var(--position)">1,054<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.43pt"></span></span><span style="left:21.06pt;position:var(--position)">781<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">588<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.21pt"></span></span><span style="left:14.84pt;position:var(--position)">1,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.9pt"></span></span><span style="left:12.530000000000001pt;position:var(--position)">3,407<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.72pt"></span></span><span style="left:11.350000000000001pt;position:var(--position)">10,012<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:296.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.04pt"></span></span><span style="left:10.669999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.88pt"></span></span><span style="left:13.510000000000002pt;position:var(--position)">3,222<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.31pt"></span></span><span style="left:10.940000000000001pt;position:var(--position)">10,190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">6,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.99pt"></span></span><span style="left:12.620000000000001pt;position:var(--position)">4,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.45pt"></span></span><span style="left:12.079999999999998pt;position:var(--position)">2,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.02pt"></span></span><span style="left:13.649999999999999pt;position:var(--position)">8,190<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.39pt"></span></span><span style="left:9.02pt;position:var(--position)">26,525<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.74pt"></span></span><span style="left:10.370000000000001pt;position:var(--position)">10,279<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:310.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.35pt"></span></span><span style="left:7.9799999999999995pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance and participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.3pt"></span></span><span style="left:18.93pt;position:var(--position)">478<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.91pt"></span></span><span style="left:18.54pt;position:var(--position)">436<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.92pt"></span></span><span style="left:20.55pt;position:var(--position)">102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.5pt"></span></span><span style="left:19.13pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.39pt"></span></span><span style="left:16.02pt;position:var(--position)">1,510<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.53pt"></span></span><span style="left:13.16pt;position:var(--position)">7,992<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">111,271<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:324.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.83pt"></span></span><span style="left:5.46pt;position:var(--position)">122,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from non-participating <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">419<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.68pt"></span></span><span style="left:18.31pt;position:var(--position)">646<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.33pt"></span></span><span style="left:13.96pt;position:var(--position)">1,058<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.77pt"></span></span><span style="left:18.4pt;position:var(--position)">1,211<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.69pt"></span></span><span style="left:16.32pt;position:var(--position)">1,165<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.91pt"></span></span><span style="left:12.54pt;position:var(--position)">4,362<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.74pt"></span></span><span style="left:12.370000000000001pt;position:var(--position)">9,807<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.6pt"></span></span><span style="left:8.23pt;position:var(--position)">32,560<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:348pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.98pt"></span></span><span style="left:10.61pt;position:var(--position)">51,228<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:371.25pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.41pt"></span></span><span style="left:15.04pt;position:var(--position)">7,519<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.06pt"></span></span><span style="left:18.689999999999998pt;position:var(--position)">1,711<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.35pt"></span></span><span style="left:20.98pt;position:var(--position)">351<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.53pt"></span></span><span style="left:18.16pt;position:var(--position)">446<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.48pt"></span></span><span style="left:14.11pt;position:var(--position)">1,548<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.17pt"></span></span><span style="left:13.8pt;position:var(--position)">2,237<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.68pt"></span></span><span style="left:11.309999999999999pt;position:var(--position)">16,148<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:371.25pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.58pt"></span></span><span style="left:7.21pt;position:var(--position)">30,644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:385.5pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.98pt"></span></span><span style="left:18.61pt;position:var(--position)">638<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.64pt"></span></span><span style="left:20.27pt;position:var(--position)">277<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,070<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.8pt"></span></span><span style="left:14.43pt;position:var(--position)">1,706<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.22pt"></span></span><span style="left:14.850000000000001pt;position:var(--position)">2,219<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.95pt"></span></span><span style="left:14.579999999999998pt;position:var(--position)">4,179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:385.5pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:6.25pt"></span></span><span style="left:8.879999999999999pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:399.75pt;width:171pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:171pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:1.75pt"></span></span><span style="left:4.38pt;position:var(--position)">432,374<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.42pt"></span></span><span style="left:10.05pt;position:var(--position)">52,814<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.05pt"></span></span><span style="left:7.68pt;position:var(--position)">29,848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">25,995<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:324pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.95pt"></span></span><span style="left:8.58pt;position:var(--position)">38,355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.29pt"></span></span><span style="left:10.919999999999998pt;position:var(--position)">23,521<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:400.5pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:4.57pt"></span></span><span style="left:7.2pt;position:var(--position)">68,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:438.75pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:2.38pt"></span></span><span style="left:5.01pt;position:var(--position)">189,438<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:477pt;position:var(--position);top:399.75pt;width:35.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:35.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:2.63pt;position:var(--position)">860,809<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 56661000000 0 0 0 0 0 0 0 56661000000 12449000000 8163000000 5217000000 3636000000 1880000000 7267000000 14941000000 186860000000 240413000000 1626000000 1759000000 759000000 583000000 418000000 1179000000 2814000000 10589000000 19727000000 1890000000 1576000000 1249000000 575000000 231000000 473000000 1235000000 7000000 7236000000 18991000000 13984000000 15869000000 13550000000 11358000000 37418000000 69454000000 300839000000 481463000000 9911000000 14193000000 11114000000 3901000000 1489000000 6875000000 3503000000 0 50986000000 88000000 459000000 1597000000 370000000 446000000 1152000000 2804000000 7071000000 13987000000 30880000000 30212000000 29829000000 18396000000 13524000000 45918000000 76996000000 307917000000 553672000000 205000000 934000000 276000000 415000000 451000000 4163000000 12821000000 17055000000 36320000000 2668000000 841000000 153000000 1083000000 90000000 222000000 276000000 31946000000 37279000000 104489000000 41909000000 36234000000 24113000000 16363000000 58749000000 107848000000 554367000000 944072000000 1921000000 386000000 813000000 951000000 115000000 449000000 1134000000 10000000 5779000000 423727000000 25731000000 17233000000 10711000000 9055000000 6413000000 3170000000 417000000 496457000000 11865000000 9699000000 6511000000 876000000 232000000 6269000000 1000000 3117000000 38570000000 13100000000 6021000000 2103000000 342000000 419000000 362000000 1484000000 4078000000 27909000000 1254000000 1361000000 677000000 388000000 318000000 1119000000 2497000000 8518000000 16132000000 243000000 9345000000 11459000000 6594000000 3193000000 13787000000 21566000000 12084000000 78271000000 476000000 675000000 393000000 465000000 501000000 2383000000 9215000000 121176000000 135284000000 481000000 718000000 1063000000 1050000000 1038000000 4018000000 10984000000 42288000000 61640000000 6754000000 1783000000 276000000 912000000 734000000 1646000000 469000000 13695000000 26269000000 0 1130000000 0 0 500000000 0 4081000000 4183000000 9894000000 459821000000 56849000000 40528000000 22289000000 16105000000 36446000000 54601000000 209566000000 896205000000 62705000000 0 0 0 0 0 0 0 62705000000 13096000000 6843000000 6680000000 3675000000 2837000000 4244000000 11030000000 167520000000 215925000000 2405000000 2302000000 1079000000 774000000 659000000 1237000000 3062000000 12547000000 24065000000 2842000000 1350000000 903000000 452000000 187000000 583000000 1579000000 4000000 7900000000 18748000000 12747000000 15375000000 12271000000 11010000000 34790000000 67901000000 287015000000 459857000000 22793000000 13356000000 6945000000 2764000000 1524000000 1355000000 739000000 0 49476000000 40000000 1439000000 232000000 358000000 273000000 4128000000 2183000000 5891000000 14544000000 44423000000 28892000000 23455000000 15845000000 12994000000 40856000000 72402000000 292910000000 531777000000 8000000 178000000 39000000 140000000 728000000 3908000000 11746000000 13943000000 30690000000 3231000000 1015000000 157000000 1030000000 106000000 295000000 643000000 35058000000 41535000000 125868000000 39230000000 31410000000 21464000000 17324000000 50540000000 98883000000 521978000000 906697000000 1783000000 669000000 540000000 171000000 171000000 350000000 2413000000 61000000 6158000000 392403000000 27489000000 18009000000 18650000000 18327000000 4153000000 3456000000 258000000 482745000000 8698000000 5140000000 1660000000 0 13227000000 93000000 8942000000 0 37760000000 15443000000 3677000000 774000000 131000000 1048000000 402000000 1466000000 4670000000 27611000000 2409000000 2218000000 1054000000 781000000 588000000 1207000000 3407000000 10012000000 21676000000 3222000000 10190000000 6074000000 4265000000 2089000000 8190000000 26525000000 10279000000 70834000000 478000000 436000000 51000000 102000000 224000000 1510000000 7992000000 111271000000 122064000000 419000000 646000000 1058000000 1211000000 1165000000 4362000000 9807000000 32560000000 51228000000 7519000000 1711000000 351000000 684000000 446000000 1548000000 2237000000 16148000000 30644000000 0 638000000 277000000 0 1070000000 1706000000 2219000000 4179000000 10089000000 432374000000 52814000000 29848000000 25995000000 38355000000 23521000000 68464000000 189438000000 860809000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 19: Derivative financial instruments<span style="display:inline-block;height:8.8pt"></span><span id="ifed0107589eb43728696c162829e5102_4523"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair values and notional amounts of derivative instruments are set out in the following table:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:506.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:186pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);width:158.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:158.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);width:158.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:158.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notional<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:25.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:9.75pt;width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:6.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:38.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notional<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:25.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:9.75pt;width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:6.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">689,215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.41pt"></span></span><span style="left:27.04pt;position:var(--position)">7,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">6,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">707,329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">10,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.51pt"></span></span><span style="left:30.14pt;position:var(--position)">9,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.13pt"></span></span><span style="left:9.76pt;position:var(--position)">15,086,291<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.94pt"></span></span><span style="left:26.57pt;position:var(--position)">11,797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">8,924<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.48pt"></span></span><span style="left:10.11pt;position:var(--position)">12,864,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">13,436<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">11,644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.17pt"></span></span><span style="left:26.8pt;position:var(--position)">5,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.8pt"></span></span><span style="left:38.43pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.37pt"></span></span><span style="left:35pt;position:var(--position)">170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">6,103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.92pt"></span></span><span style="left:38.550000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.92pt"></span></span><span style="left:36.550000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity, commodity and other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.27pt"></span></span><span style="left:27.9pt;position:var(--position)">8,914<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.82pt"></span></span><span style="left:33.45pt;position:var(--position)">236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">8,678<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.79pt"></span></span><span style="left:34.42pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.52pt"></span></span><span style="left:34.15pt;position:var(--position)">333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative assets/liabilities – trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">15,789,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.47pt"></span></span><span style="left:24.099999999999998pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.44pt"></span></span><span style="left:24.07pt;position:var(--position)">15,842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.28pt"></span></span><span style="left:10.91pt;position:var(--position)">13,586,375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">21,321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.43pt"></span></span><span style="left:38.06pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.38pt"></span></span><span style="left:38.010000000000005pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.18pt"></span></span><span style="left:42.81pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.04pt"></span></span><span style="left:22.669999999999998pt;position:var(--position)">211,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">231,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.77pt"></span></span><span style="left:42.400000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.99pt"></span></span><span style="left:34.62pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated as fair value hedges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">211,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.48pt"></span></span><span style="left:23.11pt;position:var(--position)">231,107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.99pt"></span></span><span style="left:34.62pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.02pt"></span></span><span style="left:28.65pt;position:var(--position)">1,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.37pt"></span></span><span style="left:42pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.36pt"></span></span><span style="left:37.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">1,963<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.23pt"></span></span><span style="left:37.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.13pt"></span></span><span style="left:39.760000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">571,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.06pt"></span></span><span style="left:42.690000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">484,996<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.98pt"></span></span><span style="left:39.61pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.62pt"></span></span><span style="left:42.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated as cash flow hedges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">572,680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.95pt"></span></span><span style="left:39.580000000000005pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">486,959<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.85pt"></span></span><span style="left:37.480000000000004pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.2pt"></span></span><span style="left:39.830000000000005pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative assets/liabilities – hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.51pt"></span></span><span style="left:18.14pt;position:var(--position)">784,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.54pt"></span></span><span style="left:38.17pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">718,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.68pt"></span></span><span style="left:34.31pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total recognised derivative assets/liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">16,574,438<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.46pt"></span></span><span style="left:25.09pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.89pt"></span></span><span style="left:10.52pt;position:var(--position)">14,304,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:385.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The notional amount of the contract does not represent the Group’s exposure to credit risk, which is limited to the current cost of replacing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contracts with a positive value to the Group should the counterparty default. To reduce credit risk the Group uses a variety of credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">enhancement techniques such as netting and collateralisation, where security is provided against the exposure; a large proportion of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:415.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s derivatives are held through exchanges such as London Clearing House and are collateralised through those exchanges.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:429pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group holds derivatives as part of the following strategies:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:440pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer driven, where derivatives are held as part of the provision of risk management products to Group customers<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">To manage and hedge the Group’s interest rate and foreign exchange risk arising from normal banking business. The hedge accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">strategy adopted by the Group is to utilise a combination of fair value and cash flow hedge approaches<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:470pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivatives held in policyholder funds as permitted by the investment strategies of those funds<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:483.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The principal derivatives used by the Group are as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:494.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate related contracts that include interest rate swaps, forward rate agreements and options. An interest rate swap is an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:504.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">agreement between two parties to exchange fixed and floating interest payments, based upon interest rates defined in the contract, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:514.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">without the exchange of the underlying principal amounts. Forward rate agreements are contracts for the payment of the difference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:524.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between a specified rate of interest and a reference rate, applied to a notional principal amount at a specific date in the future. An <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:534.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rate option gives the buyer, on payment of a premium, the right, but not the obligation, to fix the rate of interest on a future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:544.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loan or deposit, for a specified period and commencing on a specified future date<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:554.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate related contracts that include forward foreign exchange contracts, currency swaps and options. A forward foreign <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:564.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exchange contract is an agreement to buy or sell a specified amount of foreign currency on a specified future date at an agreed rate. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:574.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swaps generally involve the exchange of interest payment obligations denominated in different currencies. A currency option <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:584.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gives the buyer, on payment of a premium, the right, but not the obligation, to sell specified amounts of currency at agreed rates of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exchange on or before a specified future date<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:604.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit derivatives, principally credit default swaps, are used by the Group as part of its trading activity and to manage its own exposure <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to credit risk. A credit default swap is a swap in which one counterparty receives a premium at pre-set intervals in consideration for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">guaranteeing to make a specific payment should a negative credit event take place<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity, commodity and other contracts including commodity swaps and options<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 19: Derivative financial instruments<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:238.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s hedged items and gains and losses arising from hedge accounting are summarised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:187.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:56.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:56.25pt"></td></tr><tr style="height:23.25pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);width:101.25pt"><div><div style="line-height:6pt;position:var(--position);top:15pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the hedged item<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:101.25pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accumulated amount of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value adjustment on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the hedged item<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);width:56.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of hedged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">item for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:45.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);width:56.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:45.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:6.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:187.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">121,732<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:72.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.58pt"></span></span><span style="left:40.21pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:72.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">45,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:85.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.63pt"></span></span><span style="left:36.260000000000005pt;position:var(--position)">(530)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:85.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.33pt"></span></span><span style="left:44.96pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate bonds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:65.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">35,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.36pt"></span></span><span style="left:23.99pt;position:var(--position)">(1,053)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:98.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.48pt"></span></span><span style="left:38.11pt;position:var(--position)">(138)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:98.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.31pt"></span></span><span style="left:47.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">156,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">45,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(1,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:111pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.8pt"></span></span><span style="left:44.43pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:111pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.2pt"></span></span><span style="left:40.830000000000005pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:149.25pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.91pt"></span></span><span style="left:20.54pt;position:var(--position)">124,013<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">(890)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:149.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">(184)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:149.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.17pt"></span></span><span style="left:41.800000000000004pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:162pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.37pt"></span></span><span style="left:23pt;position:var(--position)">51,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">1,340<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:162pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:162pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.41pt"></span></span><span style="left:45.04pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:174.75pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate bonds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:65.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">29,264<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.15pt"></span></span><span style="left:24.779999999999998pt;position:var(--position)">(1,070)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:174.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.76pt"></span></span><span style="left:34.39pt;position:var(--position)">(1,158)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:174.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.35pt"></span></span><span style="left:42.980000000000004pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.09pt"></span></span><span style="left:20.72pt;position:var(--position)">153,277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.37pt"></span></span><span style="left:23pt;position:var(--position)">51,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.75pt"></span></span><span style="left:24.38pt;position:var(--position)">(1,960)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">1,340<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:187.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.08pt"></span></span><span style="left:34.71pt;position:var(--position)">(1,417)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:187.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.35pt"></span></span><span style="left:42.980000000000004pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:313.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:320.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within debt securities in issue at amortised cost and subordinated liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:328.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within financial assets at amortised cost and financial assets at fair value through other comprehensive income.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:335.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">Hedge ineffectiveness is included in the income statement within net trading income.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="position:var(--position);top:347.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:495.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:126pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:27pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gain (loss)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);width:103.5pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts reclassified from<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reserves to net interest income as:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:103.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedge reserve<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of hedged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">item for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:46.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:50.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:126pt"><div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedged cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:20.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows that <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will no<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">longer occur<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:27pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:20.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedged item<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">affected income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Continuing<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discontinued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:95.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.84pt"></span></span><span style="left:39.470000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.46pt"></span></span><span style="left:39.09pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.69pt"></span></span><span style="left:38.32pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.33pt"></span></span><span style="left:34.96pt;position:var(--position)">138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.06pt"></span></span><span style="left:42.690000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.37pt"></span></span><span style="left:42pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer loans<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.44pt"></span></span><span style="left:32.07pt;position:var(--position)">1,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.47pt"></span></span><span style="left:26.099999999999998pt;position:var(--position)">(1,475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.38pt"></span></span><span style="left:30.009999999999998pt;position:var(--position)">(802)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.04pt"></span></span><span style="left:37.67pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Central bank balances<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:84.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(100)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.48pt"></span></span><span style="left:32.11pt;position:var(--position)">(831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">(487)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:166.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.72pt"></span></span><span style="left:36.35pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.65pt"></span></span><span style="left:35.28pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.81pt"></span></span><span style="left:29.439999999999998pt;position:var(--position)">1,527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.84pt"></span></span><span style="left:38.470000000000006pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:179.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.47pt"></span></span><span style="left:33.1pt;position:var(--position)">482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.33pt"></span></span><span style="left:27.959999999999997pt;position:var(--position)">1,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.17pt"></span></span><span style="left:30.8pt;position:var(--position)">(743)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">(2,121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">(1,210)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.05pt"></span></span><span style="left:37.68pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:204.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:217.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:95.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.77pt"></span></span><span style="left:39.400000000000006pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.86pt"></span></span><span style="left:42.49pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer loans<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,700)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.69pt"></span></span><span style="left:27.32pt;position:var(--position)">2,458<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.05pt"></span></span><span style="left:24.68pt;position:var(--position)">(3,470)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">(1,590)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">982<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.43pt"></span></span><span style="left:37.06pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Central bank balances<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:84.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.3pt"></span></span><span style="left:30.93pt;position:var(--position)">(780)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.54pt"></span></span><span style="left:34.17pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">(1,012)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.66pt"></span></span><span style="left:33.29pt;position:var(--position)">(917)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(794)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.9pt"></span></span><span style="left:29.529999999999998pt;position:var(--position)">1,592<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.74pt"></span></span><span style="left:37.370000000000005pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.47pt"></span></span><span style="left:42.1pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">(2,577)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">2,597<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">(2,815)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">(2,401)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.21pt"></span></span><span style="left:29.84pt;position:var(--position)">1,255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:661.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Hedge ineffectiveness is included in the income statement within net trading income. The reported hedge ineffectiveness includes an adjustment for off-market derivatives. <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:668.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within debt securities in issue at amortised cost and subordinated liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:676.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within customer deposits.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:683.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:691.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">5<span style="display:inline-block;height:4.8pt;width:7.95pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within cash and balances at central banks.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:702.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There was<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:71.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:73.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> gain or loss in either <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:159.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> or <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:190.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:209.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> reclassified from the cash flow hedge reserve for which hedge accounting had previously <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">been used but for which the hedged future cash flows are no longer expected to occur.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:725.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The accumulated amount of fair value hedge adjustments remaining on the balance sheet for hedged items that have ceased to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:735.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjusted for hedging gains and losses is <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.51000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a liability<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:211.48000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:227.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">524<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million relating to fixed rate issuances of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:397.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">498<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million and mortgages of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:745.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:38.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:79.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:98.49000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.47999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liability<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:140.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£980 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:186.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> relating to fixed rate issuances of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:311.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£582 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:356.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and mortgages of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:424.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£398 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 19: Derivative financial instruments<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:252.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Details of the Group’s hedging instruments are set out below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:505.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:153.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:47.25pt"></td></tr><tr style="height:24.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);width:301.5pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:301.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:138.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value used for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">calculating<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedge<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1 month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3 months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:252pt;position:var(--position);top:24.75pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12 months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:24.75pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cross currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.49pt"></span></span><span style="left:29.119999999999997pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.43pt"></span></span><span style="left:35.06pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.8pt"></span></span><span style="left:39.43pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.19pt;position:var(--position)">1.28%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.45pt"></span></span><span style="left:24.08pt;position:var(--position)">1.38<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">395<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.25pt"></span></span><span style="left:17.88pt;position:var(--position)">5,503<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">31,294<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">132,417<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">42,128<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">211,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.36pt"></span></span><span style="left:30.99pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.54pt;position:var(--position)">3.00%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.51pt;position:var(--position)">3.24%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.70%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.78pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.78pt;position:var(--position)">3.33%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.73pt;position:var(--position)">1.96%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:164.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">211,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:164.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">(111)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.47pt"></span></span><span style="left:26.099999999999998pt;position:var(--position)">162<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">884<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.33pt"></span></span><span style="left:25.959999999999997pt;position:var(--position)">1.13<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.01pt"></span></span><span style="left:25.64pt;position:var(--position)">1.16<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">1.14<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">0.98<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">0.95<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:253.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average USD/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.33<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.33pt"></span></span><span style="left:25.959999999999997pt;position:var(--position)">1.31<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.12pt"></span></span><span style="left:23.75pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.53pt"></span></span><span style="left:24.16pt;position:var(--position)">1.29<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:266.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:291.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.46pt"></span></span><span style="left:15.09pt;position:var(--position)">12,636<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">31,911<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">114,577<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.27pt"></span></span><span style="left:10.899999999999999pt;position:var(--position)">321,862<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">90,140<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.42pt"></span></span><span style="left:19.05pt;position:var(--position)">571,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">1,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:304.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.78pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.78pt;position:var(--position)">4.03%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.4pt;position:var(--position)">3.43%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.65%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.59%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.56%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:317.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.33pt"></span></span><span style="left:14.96pt;position:var(--position)">572,680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:317.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">1,764<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:330pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.51pt"></span></span><span style="left:15.14pt;position:var(--position)">784,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:330pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.01pt"></span></span><span style="left:25.64pt;position:var(--position)">1,653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:355.5pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:368.25pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.800000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:393.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cross currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:406.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.16pt"></span></span><span style="left:34.79pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.42pt"></span></span><span style="left:40.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:419.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.77pt;position:var(--position)">1.28%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.96pt"></span></span><span style="left:24.59pt;position:var(--position)">1.38<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:444.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:457.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">5,236<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">13,781<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">55,607<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">111,300<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">45,140<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.43pt"></span></span><span style="left:17.06pt;position:var(--position)">231,064<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">1,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:470.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.24pt;position:var(--position)">3.04%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.61pt;position:var(--position)">3.68%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.86pt;position:var(--position)">4.04%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.92pt;position:var(--position)">3.36%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.98pt;position:var(--position)">2.27%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:483pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.26pt"></span></span><span style="left:19.89pt;position:var(--position)">231,107<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:483pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">1,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:495.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:508.5pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.800000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:521.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:534pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:546.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.35pt"></span></span><span style="left:25.98pt;position:var(--position)">441<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.52pt"></span></span><span style="left:24.15pt;position:var(--position)">646<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.6pt"></span></span><span style="left:25.23pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">1,963<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:559.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1.17<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">1.16<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.1pt"></span></span><span style="left:26.73pt;position:var(--position)">1.15<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">1.10<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.51pt"></span></span><span style="left:24.14pt;position:var(--position)">1.06<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:572.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average USD/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:585pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:597.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:610.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.55pt"></span></span><span style="left:20.18pt;position:var(--position)">9,195<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">21,010<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.79pt"></span></span><span style="left:11.419999999999998pt;position:var(--position)">129,436<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.99pt"></span></span><span style="left:10.620000000000001pt;position:var(--position)">262,387<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">62,968<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">484,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.38pt"></span></span><span style="left:27.009999999999998pt;position:var(--position)">(600)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:623.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.95pt;position:var(--position)">4.32%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.54pt;position:var(--position)">4.36%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.46pt;position:var(--position)">3.84%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.77pt;position:var(--position)">3.34%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.37pt;position:var(--position)">3.01%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:636pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.34pt"></span></span><span style="left:14.969999999999999pt;position:var(--position)">486,959<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:636pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">(539)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:651.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:651.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">718,066<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:651.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.01pt"></span></span><span style="left:31.64pt;position:var(--position)">797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fair values and notional amounts of derivative instruments are set out in the following table:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:506.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:186pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);width:158.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:158.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);width:158.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:158.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notional<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:25.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:9.75pt;width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:6.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:38.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:9.75pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contract/<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:25.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notional<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:18pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:25.5pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:9.75pt;width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:6.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:0.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:8.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">689,215<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.41pt"></span></span><span style="left:27.04pt;position:var(--position)">7,594<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">6,454<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.22pt"></span></span><span style="left:19.849999999999998pt;position:var(--position)">707,329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">10,247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:54.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.51pt"></span></span><span style="left:30.14pt;position:var(--position)">9,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.13pt"></span></span><span style="left:9.76pt;position:var(--position)">15,086,291<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.94pt"></span></span><span style="left:26.57pt;position:var(--position)">11,797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">8,924<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.48pt"></span></span><span style="left:10.11pt;position:var(--position)">12,864,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">13,436<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">11,644<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit derivatives<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.17pt"></span></span><span style="left:26.8pt;position:var(--position)">5,566<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.8pt"></span></span><span style="left:38.43pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.37pt"></span></span><span style="left:35pt;position:var(--position)">170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.33pt"></span></span><span style="left:28.959999999999997pt;position:var(--position)">6,103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.92pt"></span></span><span style="left:38.550000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:80.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.92pt"></span></span><span style="left:36.550000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equity, commodity and other contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.27pt"></span></span><span style="left:27.9pt;position:var(--position)">8,914<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.82pt"></span></span><span style="left:33.45pt;position:var(--position)">236<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">8,678<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.79pt"></span></span><span style="left:34.42pt;position:var(--position)">247<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:93pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.52pt"></span></span><span style="left:34.15pt;position:var(--position)">333<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative assets/liabilities – trading and other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.81pt"></span></span><span style="left:8.44pt;position:var(--position)">15,789,986<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.47pt"></span></span><span style="left:24.099999999999998pt;position:var(--position)">19,702<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.44pt"></span></span><span style="left:24.07pt;position:var(--position)">15,842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.28pt"></span></span><span style="left:10.91pt;position:var(--position)">13,586,375<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.59pt"></span></span><span style="left:25.22pt;position:var(--position)">24,017<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:105.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.96pt"></span></span><span style="left:27.59pt;position:var(--position)">21,321<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.43pt"></span></span><span style="left:38.06pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.38pt"></span></span><span style="left:38.010000000000005pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.18pt"></span></span><span style="left:42.81pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:144.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.64pt"></span></span><span style="left:43.27pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.04pt"></span></span><span style="left:22.669999999999998pt;position:var(--position)">211,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">231,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.77pt"></span></span><span style="left:42.400000000000006pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.99pt"></span></span><span style="left:34.62pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated as fair value hedges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.15pt"></span></span><span style="left:22.779999999999998pt;position:var(--position)">211,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.21pt"></span></span><span style="left:33.84pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.48pt"></span></span><span style="left:23.11pt;position:var(--position)">231,107<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:170.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.99pt"></span></span><span style="left:34.62pt;position:var(--position)">337<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:194.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.02pt"></span></span><span style="left:28.65pt;position:var(--position)">1,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.37pt"></span></span><span style="left:42pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.36pt"></span></span><span style="left:37.99pt;position:var(--position)">33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.63pt"></span></span><span style="left:29.259999999999998pt;position:var(--position)">1,963<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.23pt"></span></span><span style="left:37.86pt;position:var(--position)">30<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:194.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.13pt"></span></span><span style="left:39.760000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:207pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swaps<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.42pt"></span></span><span style="left:22.05pt;position:var(--position)">571,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.06pt"></span></span><span style="left:42.690000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">484,996<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.98pt"></span></span><span style="left:39.61pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:218.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.62pt"></span></span><span style="left:42.25pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Designated as cash flow hedges<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.33pt"></span></span><span style="left:17.96pt;position:var(--position)">572,680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.95pt"></span></span><span style="left:39.580000000000005pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">37<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.56pt"></span></span><span style="left:18.19pt;position:var(--position)">486,959<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.85pt"></span></span><span style="left:37.480000000000004pt;position:var(--position)">40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:231pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.2pt"></span></span><span style="left:39.830000000000005pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total derivative assets/liabilities – hedging<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.51pt"></span></span><span style="left:18.14pt;position:var(--position)">784,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.54pt"></span></span><span style="left:38.17pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">290<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.78pt"></span></span><span style="left:20.41pt;position:var(--position)">718,066<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">48<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:243.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.68pt"></span></span><span style="left:34.31pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:258pt;width:186pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:186pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total recognised derivative assets/liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:5.98pt"></span></span><span style="left:8.61pt;position:var(--position)">16,574,438<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.46pt"></span></span><span style="left:25.09pt;position:var(--position)">19,727<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.31pt"></span></span><span style="left:25.939999999999998pt;position:var(--position)">16,132<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:348pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.89pt"></span></span><span style="left:10.52pt;position:var(--position)">14,304,441<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:402pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.22pt"></span></span><span style="left:22.849999999999998pt;position:var(--position)">24,065<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:258pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">21,676<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 689215000000 7594000000 6454000000 707329000000 10247000000 9172000000 15086291000000 11797000000 8924000000 12864265000000 13436000000 11644000000 5566000000 75000000 170000000 6103000000 87000000 172000000 8914000000 236000000 294000000 8678000000 247000000 333000000 15789986000000 19702000000 15842000000 13586375000000 24017000000 21321000000 35000000 4000000 0 43000000 2000000 0 211737000000 8000000 253000000 231064000000 6000000 337000000 211772000000 12000000 253000000 231107000000 8000000 337000000 1554000000 6000000 33000000 1963000000 30000000 14000000 571126000000 7000000 4000000 484996000000 10000000 4000000 572680000000 13000000 37000000 486959000000 40000000 18000000 784452000000 25000000 290000000 718066000000 48000000 355000000 16574438000000 19727000000 16132000000 14304441000000 24065000000 21676000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s hedged items and gains and losses arising from hedge accounting are summarised as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:187.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:56.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:56.25pt"></td></tr><tr style="height:23.25pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);width:101.25pt"><div><div style="line-height:6pt;position:var(--position);top:15pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the hedged item<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:101.25pt"><div><div style="line-height:6pt;position:var(--position);top:7.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accumulated amount of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:15pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value adjustment on<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:22.5pt;width:101.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the hedged item<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);width:56.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of hedged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">item for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:45.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);width:56.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in the<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:51.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.12pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:56.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:45.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:6.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:17.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:187.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">121,732<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.35pt"></span></span><span style="left:30.98pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:72.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:72.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.58pt"></span></span><span style="left:40.21pt;position:var(--position)">725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:72.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">(68)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">45,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:85.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:85.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.63pt"></span></span><span style="left:36.260000000000005pt;position:var(--position)">(530)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:85.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.33pt"></span></span><span style="left:44.96pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:98.25pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate bonds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:65.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.07pt"></span></span><span style="left:20.7pt;position:var(--position)">35,058<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.36pt"></span></span><span style="left:23.99pt;position:var(--position)">(1,053)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:98.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:98.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.48pt"></span></span><span style="left:38.11pt;position:var(--position)">(138)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:98.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:45.31pt"></span></span><span style="left:47.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.28pt"></span></span><span style="left:17.91pt;position:var(--position)">156,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.98pt"></span></span><span style="left:20.61pt;position:var(--position)">45,053<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.61pt"></span></span><span style="left:26.24pt;position:var(--position)">(1,231)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:111pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">829<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:111pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.8pt"></span></span><span style="left:44.43pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:111pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.2pt"></span></span><span style="left:40.830000000000005pt;position:var(--position)">(54)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:136.5pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:149.25pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate mortgages<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.91pt"></span></span><span style="left:20.54pt;position:var(--position)">124,013<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.1pt"></span></span><span style="left:28.73pt;position:var(--position)">(890)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:149.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:149.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.73pt"></span></span><span style="left:38.36pt;position:var(--position)">(184)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:149.25pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.17pt"></span></span><span style="left:41.800000000000004pt;position:var(--position)">(52)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:162pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.37pt"></span></span><span style="left:23pt;position:var(--position)">51,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:162pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">1,340<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:162pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.46pt"></span></span><span style="left:42.09pt;position:var(--position)">(75)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:162pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.41pt"></span></span><span style="left:45.04pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:174.75pt;width:187.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fixed rate bonds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:65.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.9pt"></span></span><span style="left:21.529999999999998pt;position:var(--position)">29,264<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.15pt"></span></span><span style="left:24.779999999999998pt;position:var(--position)">(1,070)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:174.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:174.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.76pt"></span></span><span style="left:34.39pt;position:var(--position)">(1,158)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:174.75pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.35pt"></span></span><span style="left:42.980000000000004pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:187.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:187.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:187.5pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.09pt"></span></span><span style="left:20.72pt;position:var(--position)">153,277<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:240pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.37pt"></span></span><span style="left:23pt;position:var(--position)">51,499<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.75pt"></span></span><span style="left:24.38pt;position:var(--position)">(1,960)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345pt;position:var(--position);top:187.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.46pt"></span></span><span style="left:27.09pt;position:var(--position)">1,340<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:396.75pt;position:var(--position);top:187.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.08pt"></span></span><span style="left:34.71pt;position:var(--position)">(1,417)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456pt;position:var(--position);top:187.5pt;width:56.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:56.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.35pt"></span></span><span style="left:42.980000000000004pt;position:var(--position)">(81)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:313.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:320.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within debt securities in issue at amortised cost and subordinated liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:328.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within financial assets at amortised cost and financial assets at fair value through other comprehensive income.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:335.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">Hedge ineffectiveness is included in the income statement within net trading income.<span style="display:inline-block;height:4.8pt"></span></span></span></div> 121732000000 0 -178000000 0 725000000 -68000000 0 45053000000 0 829000000 -530000000 10000000 35058000000 0 -1053000000 0 -138000000 4000000 156790000000 45053000000 -1231000000 829000000 57000000 -54000000 124013000000 0 -890000000 0 -184000000 -52000000 0 51499000000 0 1340000000 -75000000 -11000000 29264000000 0 -1070000000 0 -1158000000 -18000000 153277000000 51499000000 -1960000000 1340000000 -1417000000 -81000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:495.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:126pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:27pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gain (loss)<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprehensive<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);width:103.5pt"><div><div style="line-height:6pt;position:var(--position);top:12pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Amounts reclassified from<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reserves to net interest income as:<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:103.5pt"><div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:103.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedge reserve<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of hedged<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">item for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:50.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:32.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedge<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:39.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:47.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:54.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:62.25pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:46.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:50.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:50.25pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:126pt"><div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:12.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedged cash<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:20.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">flows that <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">will no<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">longer occur<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:27pt;width:53.25pt"><div><div style="line-height:6pt;position:var(--position);top:20.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Hedged item<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">affected income<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statement<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:53.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Continuing<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:27pt;width:50.25pt"><div><div style="line-height:6pt;position:var(--position);top:27.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Discontinued<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:35.25pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedges<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:95.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.84pt"></span></span><span style="left:39.470000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.46pt"></span></span><span style="left:39.09pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.69pt"></span></span><span style="left:38.32pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.33pt"></span></span><span style="left:34.96pt;position:var(--position)">138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.06pt"></span></span><span style="left:42.690000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:102.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:115.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.31pt"></span></span><span style="left:41.940000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.37pt"></span></span><span style="left:42pt;position:var(--position)">9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:115.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer loans<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.44pt"></span></span><span style="left:33.07pt;position:var(--position)">294<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.44pt"></span></span><span style="left:32.07pt;position:var(--position)">1,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.27pt"></span></span><span style="left:25.9pt;position:var(--position)">(2,159)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.47pt"></span></span><span style="left:26.099999999999998pt;position:var(--position)">(1,475)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.38pt"></span></span><span style="left:30.009999999999998pt;position:var(--position)">(802)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:141pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.04pt"></span></span><span style="left:37.67pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Central bank balances<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:84.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.59pt"></span></span><span style="left:33.22pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.08pt"></span></span><span style="left:33.71pt;position:var(--position)">793<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(100)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.48pt"></span></span><span style="left:32.11pt;position:var(--position)">(831)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.88pt"></span></span><span style="left:30.509999999999998pt;position:var(--position)">(487)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:153.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:166.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.72pt"></span></span><span style="left:36.35pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.65pt"></span></span><span style="left:35.28pt;position:var(--position)">(55)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.81pt"></span></span><span style="left:29.439999999999998pt;position:var(--position)">1,527<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.07pt"></span></span><span style="left:37.7pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.84pt"></span></span><span style="left:38.470000000000006pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:179.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.47pt"></span></span><span style="left:33.1pt;position:var(--position)">482<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.33pt"></span></span><span style="left:27.959999999999997pt;position:var(--position)">1,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.17pt"></span></span><span style="left:30.8pt;position:var(--position)">(743)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">(2,121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">(1,210)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:179.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.05pt"></span></span><span style="left:37.68pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192pt;width:126pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:204.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:217.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency issuance<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:95.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.06pt"></span></span><span style="left:39.690000000000005pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.77pt"></span></span><span style="left:39.400000000000006pt;position:var(--position)">(4)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.09pt"></span></span><span style="left:38.720000000000006pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:217.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:230.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.86pt"></span></span><span style="left:42.49pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:230.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:255.75pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer loans<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:61.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">4<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">(2,700)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.69pt"></span></span><span style="left:27.32pt;position:var(--position)">2,458<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.05pt"></span></span><span style="left:24.68pt;position:var(--position)">(3,470)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">(1,590)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">982<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:255.75pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.43pt"></span></span><span style="left:37.06pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:268.5pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Central bank balances<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:84.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">5<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.3pt"></span></span><span style="left:30.93pt;position:var(--position)">(780)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.54pt"></span></span><span style="left:34.17pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">(1,012)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.66pt"></span></span><span style="left:33.29pt;position:var(--position)">(917)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:268.5pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:281.25pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:72.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.79pt"></span></span><span style="left:33.42pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(794)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.9pt"></span></span><span style="left:29.529999999999998pt;position:var(--position)">1,592<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.74pt"></span></span><span style="left:37.370000000000005pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:281.25pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.47pt"></span></span><span style="left:42.1pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294pt;width:126pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:126pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:126pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.69pt"></span></span><span style="left:26.32pt;position:var(--position)">(2,577)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.42pt"></span></span><span style="left:43.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:232.5pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">2,597<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">(2,815)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:339pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.51pt"></span></span><span style="left:26.14pt;position:var(--position)">(2,401)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.21pt"></span></span><span style="left:29.84pt;position:var(--position)">1,255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:294pt;width:50.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(60)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:661.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Hedge ineffectiveness is included in the income statement within net trading income. The reported hedge ineffectiveness includes an adjustment for off-market derivatives. <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:668.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within debt securities in issue at amortised cost and subordinated liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:676.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within customer deposits.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:683.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">4<span style="display:inline-block;height:4.8pt;width:7.58pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within loans and advances to customers.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:691.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">5<span style="display:inline-block;height:4.8pt;width:7.95pt"></span></span><span style="left:45.36pt;position:var(--position)">Included within cash and balances at central banks.<span style="display:inline-block;height:4.8pt"></span></span></span></div> -3000000 0 -4000000 -11000000 138000000 7000000 0 0 0 4000000 0 9000000 0 0 294000000 0 1131000000 -2159000000 -1475000000 -802000000 63000000 205000000 0 793000000 -100000000 -831000000 -487000000 3000000 -14000000 0 -55000000 1527000000 38000000 72000000 -12000000 482000000 0 1869000000 -743000000 -2121000000 -1210000000 54000000 61000000 0 -4000000 75000000 59000000 -60000000 0 0 0 0 0 5000000 0 0 -2700000000 0 2458000000 -3470000000 -1590000000 982000000 -61000000 -780000000 0 937000000 -1012000000 -917000000 384000000 -7000000 842000000 0 -794000000 1592000000 42000000 -51000000 8000000 -2577000000 0 2597000000 -2815000000 -2401000000 1255000000 -60000000 0 524000000 498000000 26000000 980000000 582000000 398000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Details of the Group’s hedging instruments are set out below:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:104.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:505.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:153.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:47.25pt"></td></tr><tr style="height:24.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="11" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);width:301.5pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:301.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:138.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Maturity<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td rowspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Changes in fair<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:12pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value used for<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:19.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">calculating<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:27pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedge<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:34.5pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ineffectiveness<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:42pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:6.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Up to 1 month<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 3 months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:252pt;position:var(--position);top:24.75pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 12 months<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:24.75pt;width:51pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:24.75pt;width:47.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:36.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cross currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.49pt"></span></span><span style="left:29.119999999999997pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.43pt"></span></span><span style="left:35.06pt;position:var(--position)">35<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:87.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.8pt"></span></span><span style="left:39.43pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.19pt;position:var(--position)">1.28%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.45pt"></span></span><span style="left:24.08pt;position:var(--position)">1.38<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:113.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">395<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.25pt"></span></span><span style="left:17.88pt;position:var(--position)">5,503<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.4pt"></span></span><span style="left:15.030000000000001pt;position:var(--position)">31,294<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.35pt"></span></span><span style="left:12.98pt;position:var(--position)">132,417<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.54pt"></span></span><span style="left:15.169999999999998pt;position:var(--position)">42,128<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">211,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:138.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.36pt"></span></span><span style="left:30.99pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:151.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.54pt;position:var(--position)">3.00%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.51pt;position:var(--position)">3.24%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.70%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.78pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.78pt;position:var(--position)">3.33%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:151.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.73pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.73pt;position:var(--position)">1.96%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:164.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.15pt"></span></span><span style="left:19.779999999999998pt;position:var(--position)">211,772<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:164.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.95pt"></span></span><span style="left:32.58pt;position:var(--position)">(111)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.47pt"></span></span><span style="left:26.099999999999998pt;position:var(--position)">162<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.12pt"></span></span><span style="left:26.75pt;position:var(--position)">157<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">884<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.04pt"></span></span><span style="left:25.669999999999998pt;position:var(--position)">199<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,554<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:228pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.33pt"></span></span><span style="left:25.959999999999997pt;position:var(--position)">1.13<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.01pt"></span></span><span style="left:25.64pt;position:var(--position)">1.16<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">1.14<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">0.98<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:240.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.28pt"></span></span><span style="left:21.91pt;position:var(--position)">0.95<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:253.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average USD/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.33<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.33pt"></span></span><span style="left:25.959999999999997pt;position:var(--position)">1.31<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.12pt"></span></span><span style="left:23.75pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.53pt"></span></span><span style="left:24.16pt;position:var(--position)">1.29<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:253.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:266.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:291.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.46pt"></span></span><span style="left:15.09pt;position:var(--position)">12,636<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">31,911<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.68pt"></span></span><span style="left:13.309999999999999pt;position:var(--position)">114,577<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.27pt"></span></span><span style="left:10.899999999999999pt;position:var(--position)">321,862<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.05pt"></span></span><span style="left:13.68pt;position:var(--position)">90,140<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.42pt"></span></span><span style="left:19.05pt;position:var(--position)">571,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:291.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.59pt"></span></span><span style="left:28.22pt;position:var(--position)">1,771<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:304.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.78pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.78pt;position:var(--position)">4.03%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.4pt;position:var(--position)">3.43%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.65%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.59%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:304.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.53pt;position:var(--position)">3.56%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:317.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.33pt"></span></span><span style="left:14.96pt;position:var(--position)">572,680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:317.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">1,764<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:330pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.51pt"></span></span><span style="left:15.14pt;position:var(--position)">784,452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:330pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.01pt"></span></span><span style="left:25.64pt;position:var(--position)">1,653<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:355.5pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fair value hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:368.25pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.800000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:393.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cross currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:406.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.16pt"></span></span><span style="left:34.79pt;position:var(--position)">43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:406.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.42pt"></span></span><span style="left:40.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:419.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:419.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.77pt;position:var(--position)">1.28%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.48pt"></span></span><span style="left:34.11pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:432pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.96pt"></span></span><span style="left:24.59pt;position:var(--position)">1.38<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:444.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:457.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.21pt"></span></span><span style="left:18.84pt;position:var(--position)">5,236<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.6pt"></span></span><span style="left:18.23pt;position:var(--position)">13,781<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.81pt"></span></span><span style="left:14.440000000000001pt;position:var(--position)">55,607<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.89pt"></span></span><span style="left:14.52pt;position:var(--position)">111,300<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.48pt"></span></span><span style="left:15.11pt;position:var(--position)">45,140<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.43pt"></span></span><span style="left:17.06pt;position:var(--position)">231,064<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:457.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">1,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:470.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.24pt;position:var(--position)">3.04%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.61pt;position:var(--position)">3.68%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:21.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:21.86pt;position:var(--position)">4.04%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.92pt;position:var(--position)">3.36%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:470.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.98pt;position:var(--position)">2.27%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:483pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.26pt"></span></span><span style="left:19.89pt;position:var(--position)">231,107<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:483pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">1,336<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:495.75pt;width:153.75pt"><div><div style="line-height:6pt;position:var(--position);top:5.25pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedges<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:508.5pt;width:153.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.800000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:521.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:534pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Currency swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:546.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">107<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.35pt"></span></span><span style="left:25.98pt;position:var(--position)">441<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.52pt"></span></span><span style="left:24.15pt;position:var(--position)">646<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.6pt"></span></span><span style="left:25.23pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">1,963<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:546.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:559.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average EUR/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1.17<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">1.16<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.1pt"></span></span><span style="left:26.73pt;position:var(--position)">1.15<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">1.10<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:559.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.51pt"></span></span><span style="left:24.14pt;position:var(--position)">1.06<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:572.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average USD/GBP exchange rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">1.27<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:572.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">1.30<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:585pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:597.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate swap<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:610.5pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notional<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.55pt"></span></span><span style="left:20.18pt;position:var(--position)">9,195<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">21,010<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.79pt"></span></span><span style="left:11.419999999999998pt;position:var(--position)">129,436<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:7.99pt"></span></span><span style="left:10.620000000000001pt;position:var(--position)">262,387<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.12pt"></span></span><span style="left:13.75pt;position:var(--position)">62,968<span style="display:inline-block;height:6pt;width:8.79pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.88pt"></span></span><span style="left:14.510000000000002pt;position:var(--position)">484,996<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:610.5pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.38pt"></span></span><span style="left:27.009999999999998pt;position:var(--position)">(600)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:623.25pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Average fixed interest rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:153.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.95pt;position:var(--position)">4.32%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:204.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.54pt;position:var(--position)">4.36%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.46pt;position:var(--position)">3.84%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:306.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.77pt;position:var(--position)">3.34%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:357.75pt;position:var(--position);top:623.25pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.37pt;position:var(--position)">3.01%<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#f1f1f1;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:15.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:636pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.34pt"></span></span><span style="left:14.969999999999999pt;position:var(--position)">486,959<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:636pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.52pt"></span></span><span style="left:28.15pt;position:var(--position)">(539)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:15.75pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:651.75pt;width:153.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:153.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:651.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.56pt"></span></span><span style="left:17.19pt;position:var(--position)">718,066<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:651.75pt;width:47.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:6.75pt;width:47.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.01pt"></span></span><span style="left:31.64pt;position:var(--position)">797<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0 0 0 35000000 0 35000000 2000000 0 0 0 0.0128 0 0 0 0 1.38 0 395000000 5503000000 31294000000 132417000000 42128000000 211737000000 -113000000 0.0300 0.0324 0.0370 0.0333 0.0196 211772000000 -111000000 152000000 162000000 157000000 884000000 199000000 1554000000 -7000000 1.13 1.16 1.14 0.98 0.95 1.33 1.31 1.30 1.29 0 12636000000 31911000000 114577000000 321862000000 90140000000 571126000000 1771000000 0.0403 0.0343 0.0365 0.0359 0.0356 572680000000 1764000000 784452000000 1653000000 0 0 0 0 43000000 43000000 0 0 0 0 0 0.0128 0 0 0 0 1.38 5236000000 13781000000 55607000000 111300000000 45140000000 231064000000 1336000000 0.0304 0.0368 0.0404 0.0336 0.0227 231107000000 1336000000 107000000 441000000 646000000 763000000 6000000 1963000000 61000000 1.17 1.16 1.15 1.10 1.06 1.30 1.27 1.27 1.27 1.30 9195000000 21010000000 129436000000 262387000000 62968000000 484996000000 -600000000 0.0432 0.0436 0.0384 0.0334 0.0301 486959000000 -539000000 718066000000 797000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 20: Loans and advances to customers<span style="display:inline-block;height:8.8pt"></span><span id="ib191f898a1b446bfb9cc426ae75edd9c_200"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tables showing the movement of loans advances to customers, compiled by comparing the position at the end of the year to that at the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">beginning of the year, are shown in the Credit Risk section<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span><span id="i822751746e7a40d08d6d40a4de142911_26736"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group recognises an allowance for expected credit losses (ECLs) for loans and advances to customers and banks, other financial assets <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">held at amortised cost, financial assets (other than equity investments) measured at fair value through other comprehensive income and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">certain loan commitment and financial guarantee contracts. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:317.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:336.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the Group’s expected credit loss allowance was <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:38.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,228<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:90.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.86000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:111.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,481 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), of which <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:205.14000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,031 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:255.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:260.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:279.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,211 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:331.40999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) was in respect of drawn balances<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:458.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s total expected credit loss allowances were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:188.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:129.75pt"></td><td style="padding:0;width:17.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:180.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:61.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:105.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:61.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:18pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:129.75pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In respect of:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:40.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.92pt"></span></span><span style="left:16.55pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.43pt"></span></span><span style="left:17.06pt;position:var(--position)">226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">326<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:91.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">798<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">656<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">2,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">896<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.26pt"></span></span><span style="left:10.89pt;position:var(--position)">2,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:104.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:142.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:155.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.63pt"></span></span><span style="left:17.26pt;position:var(--position)">742<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.82pt"></span></span><span style="left:11.45pt;position:var(--position)">1,039<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">3,017<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">740<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">3,196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions in relation to loan <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.72pt"></span></span><span style="left:19.349999999999998pt;position:var(--position)">126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.14pt"></span></span><span style="left:17.77pt;position:var(--position)">270<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.51pt"></span></span><span style="left:18.14pt;position:var(--position)">861<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.47pt"></span></span><span style="left:11.100000000000001pt;position:var(--position)">1,048<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.1pt"></span></span><span style="left:10.73pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.17pt"></span></span><span style="left:16.8pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.23pt"></span></span><span style="left:12.86pt;position:var(--position)">1,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">1,119<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.9pt"></span></span><span style="left:12.530000000000001pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:39pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected credit loss in respect of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(memorandum item)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:449.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The calculation of the Group’s expected credit loss allowances and provisions against loan commitments and guarantees, which are set out <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:459.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">above<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, requires the Group to make a number of judgements, assumptions and estimates. The most significant are set out below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:473.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:484.2pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:145.5pt"></td><td style="padding:0;width:366.75pt"></td></tr><tr style="height:21.75pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:145.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:145.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining an appropriate definition of default against which a probability of default, exposure at default <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and loss given default parameter can be evaluated<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:21.75pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Establishing the criteria for a significant increase in credit risk (SICR)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:34.5pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The individual assessment of material cases and the use of judgemental adjustments made to impairment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">modelling processes that adjust inputs, parameters and outputs to reflect risks not captured by models<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:145.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:145.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key source of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:57.75pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case and multiple economic scenarios (MES) assumptions, including the rate of unemployment and the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate of change of house prices, required for creation of MES scenarios and forward-looking credit parameters<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:573.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Definition of default<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:584.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The probability of default (PD) of an exposure, both over a 12-month period and over its lifetime, is a key input to the measurement of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL allowance. Default has occurred when there is evidence that the customer is experiencing significant financial difficulty which is likely <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:604.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to affect the ability to repay amounts due. The definition of default adopted by the Group is described in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:440.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:445.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(H) Impairment of financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A Stage 3 asset that is no longer credit-impaired is transferred back to Stage 2 as no general probation period is applied to assets in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:624.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3. UK mortgages is an exception to this rule where a probation period is enforced for non-performing forborne and defaulted <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:634.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposures in accordance with prudential regulation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:648.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Significant increase in credit risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:659.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An ECL allowance equivalent to 12 months’ expected losses is established against assets in Stage 1; assets classified as Stage 2 carry an ECL <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:669.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">allowance equivalent to lifetime expected losses. Assets are transferred from Stage 1 to Stage 2 when there has been a significant increase <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in credit risk (SICR) since initial recognition. Credit-impaired assets are transferred to Stage 3 with a lifetime expected losses allowance. If <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:689.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an exposure that is classified as Stage 2 no longer meets the SICR criteria, which in some cases capture customer behaviour in previous <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:699.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">periods, it is moved back to Stage 1. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:713pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group uses both quantitative and qualitative indicators to determine whether there has been a SICR for an asset. The setting of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:723pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">precise trigger points combined with risk indicators requires judgement and the use of different trigger points may have a material impact <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:733pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">upon the ECL allowance. The Group monitors the effectiveness of SICR criteria on an ongoing basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:746.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For UK mortgages a doubling of PD since origination is set as a quantitative SICR trigger. All originations post IFRS 9 adoption incorporate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:756.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">forward looking information, and for recent Interest Only accounts the likelihood of default occurring at the end of term. This is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:766.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">supplemented by qualitative triggers including where customers have surpassed their original contractual term through use of term <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:776.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">extensions, where fraud is evident, or where an account is in arrears.<span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:275.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For credit cards, loans and overdrafts an increase of three PD grades since origination on the retail master scale (RMS) shown below is set <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as a quantitative SICR trigger. Assets are also assumed to have suffered a SICR if they have either been in arrears on three occasions, or in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">default once, in the past 12 months. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:124.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:66pt"></td><td style="padding:0;width:27pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:66pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:66pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS grade<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:66pt;position:var(--position);width:27pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:27pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:93pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:125.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:157.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:189.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:222pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:254.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:318.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:351pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:383.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:415.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:447.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:480pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:66pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:66pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">PD boundary<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:48.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:66pt;position:var(--position);top:9.75pt;width:27pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:27pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:9.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:9.75pt;position:var(--position)">0.10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:93pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:12.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:12.87pt;position:var(--position)">0.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:125.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:12.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:12.94pt;position:var(--position)">0.80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:157.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:15.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:15.71pt;position:var(--position)">1.20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:189.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:14.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:14.04pt;position:var(--position)">2.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:222pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:13.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:13.48pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:254.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:14.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:14.33pt;position:var(--position)">7.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:10.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:10.23pt;position:var(--position)">10.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:318.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:10.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:10.38pt;position:var(--position)">14.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:351pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.66pt;position:var(--position)">20.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:383.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.48pt;position:var(--position)">30.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:415.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.71pt;position:var(--position)">45.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:447.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:9.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:9.15pt;position:var(--position)">99.99<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:480pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:5.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:5.46pt;position:var(--position)">100.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:154.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Probability-weighted annualised lifetime probability of default.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For Commercial Banking a doubling of PD with a minimum increase in PD of 1% since origination is treated as a SICR. This is complemented <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with the use of internal credit risk classifications and ratings as qualitative indicators to identify a SICR.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group does not use the low credit risk exemption in its staging assessments, though more simplistic SICR criteria are applied for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolios not listed above. All financial assets are assumed to have suffered a SICR if they are more than 30 days past due.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:212.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individual assessments and application of judgement in adjustments to modelled ECL<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:223.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses total ECL allowances by portfolio, separately identifying the amounts that have been modelled, those that have <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:233.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">been individually assessed and those arising through the application of judgemental adjustments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:250.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:166.5pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);width:171.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:171.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:56.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:101.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);width:170.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:170.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:56.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modelled<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:206.25pt;position:var(--position);top:9.75pt;width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individually <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessed<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:9.75pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Judgemental <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modelled<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:6.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individually <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessed<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Judgemental <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.32pt"></span></span><span style="left:22.95pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:42pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.14pt"></span></span><span style="left:23.77pt;position:var(--position)">720<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">852<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">603<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.88pt"></span></span><span style="left:23.509999999999998pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">916<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:67.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">860<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.5pt"></span></span><span style="left:27.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">950<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:80.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">894<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">(259)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:93pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:105.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.1pt"></span></span><span style="left:16.73pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.81pt"></span></span><span style="left:21.439999999999998pt;position:var(--position)">3,171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.9pt"></span></span><span style="left:18.53pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:374.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individually assessed ECL<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:385.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 ECL in Commercial Banking is largely assessed on an individual basis by the Business Support Unit using bespoke assessment of loss <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for each specific client based on potential recovery strategies. While these assessments are based on the Group’s latest economic view, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">use of Group-wide multiple economic scenarios and weightings is not considered appropriate for these cases due to their individual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:415.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">characteristics. In place of this, a range of case-specific outcomes are considered with any alternative better or worse outcomes that carry <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:425.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a 25% likelihood taken into account in establishing a probability-weighted ECL. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:419.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, individually assessed provisions for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:435.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking were £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:150.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">355<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:196.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:215.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:219.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:223.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">354<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) which reflected a range of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:371.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">276<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:385.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:428.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">440<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:443.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:494.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:498.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£309 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:544.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:445.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£437 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), based on the range of alternative outcomes considered.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:458.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Application of judgement in adjustments to modelled ECL<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:469.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment models fall within the Group’s model risk framework with model monitoring, periodic validation and back testing performed on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">model components, such as probability of default. Limitations in the models or data inputs may be identified through these assessments <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and review of model outputs, which may require appropriate judgemental adjustments to the ECL. These adjustments are determined by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">considering the particular attributes of exposures which have not been adequately captured by the impairment models and range from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">changes to model inputs and parameters, at account level (in-model adjustments), through to more qualitative post-model adjustments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:523.25pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:115.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">108<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:130.32999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:165.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:187.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:196.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">132<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:209.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:534.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These adjustments principally comprise:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:547.85pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repossession risk: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:127.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">85<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:137.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:172.17000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:193.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:202.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">110<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:214.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:558.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additional ECL continues to be held judgementally to capture the potential repossession and recovery risk from specific subsets of largely <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:568.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">long-term defaulted cases. This is alongside an adjustment to capture a longer duration between default and repossession than model <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:578.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assumptions use on existing and future defaults. The reduction in the period reflects methodology refinement and latest data points on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">population judged at risk.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:602.45pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustment for specific segments: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:191.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:199.82999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (2024: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:264.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:272.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:274.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:613.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group monitors risks across specific segments of its portfolios which may not be fully captured through collective models. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:623.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">judgement for fire safety and cladding uncertainty remains in place as the only Mortgages segment sufficiently material to address, given <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:633.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">evidence of cases with defective cladding, or other fire safety issues.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:647.05pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:107.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">63<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:118.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:153.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:175pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:184.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(7)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:195.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) and Other Retail: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:308.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">75<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:318.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:353.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:375.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:384.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">90<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:396.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:658.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These adjustments principally comprise:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:671.65pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lifetime extension: Credit cards: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:186pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">49<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:197pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:231.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:252.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:261.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">55<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:271.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) and Other Retail: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:383.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:388.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:423.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:444.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:453.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:462.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:682.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An adjustment is required to extend the lifetime used for Stage 2 exposures on Retail revolving products from a three-year modelled <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:692.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">lifetime, which reflected the outcome data available when the ECL models were developed, to a more representative lifetime. Incremental <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:702.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">defaults beyond year three are calculated through the extrapolation of the default trajectory observed throughout the three years and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">beyond.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:726.25pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments to loss rates: Credit cards: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:212.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:222.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:227.57999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:248.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:257.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(57)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:274.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) and Other Retail: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:385.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">25<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:395.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:429.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:450.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:460.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">47<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:470.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:737.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A number of adjustments were previously made to the loss given default (LGD) assumptions used within unsecured and motor credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:747.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">models. For unsecured portfolios, the previous adjustments reflected the impact of changes in collection debt sale strategy on the Group’s <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:757.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">LGD models, incorporating up to date customer performance and forward flow debt sale pricing. These impacts have now been integrated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:767.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">into the model solution following model refinements. The remaining adjustment for UK Motor Finance, within Other Retail, captures the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:777.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">observed loss rates and the latest outlook on used car prices. <span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:261.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:128.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(22)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:145.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:180.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:201.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:211.13000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(259)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:233.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These adjustments principally comprise:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:115.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate insolvency rates: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:151.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(122)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:170.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:205.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:226.57000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:235.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(253)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:257.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:126.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The volume of UK corporate insolvencies continues to exhibit an elevated trend beyond December 2019 levels, revealing a marked <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">misalignment between observed UK corporate insolvencies and the Group’s equivalent credit performance. This dislocation gives rise to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uncertainty over the drivers of the observed trends in the metric and the appropriateness of the Group’s Commercial Banking model <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">response which uses observed UK corporate insolvencies data to anchor future loss estimates to. Given the Group’s stable credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:166.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">performance, a negative adjustment is applied by reverting judgementally to the long-term average of the insolvency rate. The scale of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:176.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">negative adjustment reduced in the period reflecting both the reduction in observed actual UK corporate insolvencies rates, narrowing the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:186.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gap of the misalignment, as well from changes due to the interaction with the implementation of loss rate model enhancements in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:196.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">period.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:210.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustments to loss given defaults (LGDs): £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:211.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:222.13000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:256.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:277.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:287.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(80)<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:304.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:221.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In preceding years, adjustments have been required to mitigate limitations identified in the modelling approach which were causing loss <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:231.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">given defaults to be inflated. These included the lack of benefit from amortisation of exposures relative to collateral values at default, and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:241.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the need to reflect an exposure-weighted calculation. These two adjustments have been released following respective enhancements to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:251.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">models. One remaining adjustment remains for a specific segment of the SME portfolio which judgementally applies a more appropriate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:261.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">blended LGD rate from credit risk profile segments more aligned to experience.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:274.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Corporate income gearing (CIG) adjustment: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:220.82000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:230.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (2024: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:266.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:275.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:285.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">An adjustment was raised at 31 December 2024, based upon the assessment of Corporate Income Gearing, a model parameter for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:295.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">affordability used in Commercial Banking. This adjustment reversed the modelled ECL release seen from updating CIG drivers (interest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:305.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rates), given interest rates had merely reached a plateau which translated into a slower year-on-year increase. This slowdown gave a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:315.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">modelled ECL release not judged representative of the continued pressure on borrowers and business margins. However, the maintenance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:325.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of those improvements in drivers over the first half of 2025 (including sustained lower base rates) gives support for the modelled release to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:335.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">now be recognised, removing the judgemental adjustment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:349.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Real Estate (CRE) price reduction: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:229.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:238.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:244.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:265.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:274.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">35 million<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:313.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:360.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This adjustment recognised the potential impact on loss rates from valuations on specific CRE sectors where evidence suggested valuations <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:370.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may lag achievable levels, notably in cases of stressed sale. Recent performance reflects stabilisation in valuations and improved confidence <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:380.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the CRE sector, removing the judgemental adjustment.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:393.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Global tariff and geo-political disruption risks: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:225.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:235.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:270.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:291.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:300.78999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:7.2pt"></span></span><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:310.35999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This new adjustment is to recognise the potential risks to specific drivers across various corporate sectors not reflected in broad <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">macroeconomic model drivers. These are potential nuanced risks to businesses inherent in the base case which could also worsen in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:424.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">downside scenarios. This assessment is judgemental and apportioned across all sectors given the uncertainty of how these risks would <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:434.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">emerge.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:448.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Generation of multiple economic scenarios<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:459.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The estimate of expected credit losses is required to be based on an unbiased expectation of future economic scenarios. The approach <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:469.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">used to generate the range of future economic scenarios depends on the methodology and judgements adopted. The Group’s approach is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to start from a defined base case scenario, used for planning purposes, and to generate alternative economic scenarios around this base <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">case. The base case scenario is a conditional forecast underpinned by a number of conditioning assumptions that reflect the Group’s best <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">view of key future developments. If circumstances appear likely to materially deviate from the conditioning assumptions, then the base <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">case scenario is updated.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:523.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The base case scenario is central to a range of future economic scenarios generated by simulation of an economic model, for which the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:533.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">same conditioning assumptions apply as in the base case scenario. These scenarios are ranked by using estimated relationships with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:543.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">industry-wide historical loss data. With the base case already pre-defined, three other scenarios are identified as averages of constituent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:553.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenarios located around the 15th, 75th and 95th percentiles of the distribution. The full distribution is therefore summarised by a practical <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:563.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">number of scenarios to run through ECL models representing an upside, the base case, and a downside scenario weighted at <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">30<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% each, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">together with a severe downside scenario weighted at <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:234.98000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:242.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%. The scenario weights represent the distribution of economic scenarios and not <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:583.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subjective views on likelihood. The inclusion of a severe downside scenario with a smaller weighting ensures that the non-linearity of losses <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:593.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the tail of the distribution is adequately captured. Macroeconomic projections may employ reversionary techniques to adjust the paths <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:603.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of economic drivers towards long-run equilibria after a reasonable forecast horizon. The Group does not use such techniques to force the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:613.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">MES scenarios to revert to the base case planning view. Utilising such techniques would be expected to be immaterial for expected credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:623.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">losses since loss sensitivity is minimal after the initial five years of the projections. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A forum under the chairmanship of the Chief Economist meets at least quarterly to review and, if appropriate, recommend changes to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">method by which economic scenarios are generated, for approval by the Chief Financial Officer and Chief Risk Officer. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Since 30 September <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:656.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025, the non-modelled adjustments previously applied to UK Bank Rate and CPI inflation in the severe downside scenario have been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">removed. This is because the incremental ECL impact is no longer considered sufficiently material to justify their application. Accordingly, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:676.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">its removal has had no material impact on ECL.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:275.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case and MES economic assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s base case economic scenario has been updated to reflect global developments and changes in domestic economic policy. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s updated base case scenario has the following conditioning assumptions. First, developments in global conflicts, technology or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial sector issues do not cause a significant degree of financial market volatility. Second, the US effective tariff rate is maintained at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">levels prevailing at the balance sheet date pending a switch to a sector-based tariff framework. Third, the UK’s macroeconomic framework <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for monetary and fiscal policy remains in place, alongside broader continuity on other areas of government policy.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:155.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Based on these assumptions and incorporating the economic data published for the third quarter of 2025, the Group’s base case scenario is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for a slow expansion in gross domestic product (GDP) and a further rise in the unemployment rate alongside small gains in residential and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commercial property prices. With underlying inflationary pressures expected to recede, modest further reductions in UK Bank Rate are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:185.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expected to continue in 2026. Risks around this base case economic view lie in both directions and are largely captured by the generation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:195.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of alternative economic scenarios.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has taken into account the latest available information at the reporting date in defining its base case scenario and generating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:219.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative economic scenarios. The scenarios include forecasts for key variables as at the fourth quarter of 2025. Actual data for this <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">period, or restatements of past data, may have since emerged prior to publication and have not been included.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scenarios by year<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:253.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The key UK economic assumptions made by the Group are shown in the following tables across a number of measures explained below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:267.35pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Annual assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:278.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product (GDP) growth and Consumer Price Index (CPI) inflation are presented as an annual change, house price growth <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and commercial real estate price growth are presented as the growth in the respective indices over each year. Unemployment rate and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate are averages over the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:311.95pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Five year average<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The five-year average reflects the average annual growth rate, or level, over the five-year period. It includes movements within the current <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reporting year, such that the position as at 31 December 2025 covers the five years 2025 to 2029. The inclusion of the reporting year <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:342.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">within the five-year period reflects the need to predict variables which remain unpublished at the reporting date and recognises that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:352.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit models utilise both level and annual changes. The use of calendar years maintains a comparability between the annual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:362.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assumptions presented.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:376.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Five year start to peak and trough<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:387.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The peak or trough for any metric may occur intra year and therefore not be identifiable from the annual assumptions, so they are also <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:397.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disclosed. For GDP, house price growth and commercial real estate price growth, the peak, or trough, reflects the highest, or lowest <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:407.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cumulative quarterly position reached relative to the start of the five-year period, which as at 31 December 2025 is 1 January 2025. Given <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:417.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these metrics may exhibit increases followed by greater falls, the start to trough movements quoted may be smaller than the equivalent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:427.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">‘peak to trough’ movement (and vice versa for start to peak). Unemployment, UK Bank Rate and CPI inflation reflect the highest, or lowest, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarterly level reached in the five-year period.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:261.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2027<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2029<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.950000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2029<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.370000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">peak<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trough<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.1pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">9.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">7.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">6.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">6.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.88pt;position:var(--position)">26.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">4.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">17.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.77pt;position:var(--position)">3.94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.84pt;position:var(--position)">4.59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.29pt;position:var(--position)">5.07<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.54pt;position:var(--position)">5.33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.36pt;position:var(--position)">4.61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.22pt;position:var(--position)">5.39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.19pt;position:var(--position)">9.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.04pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.71pt;position:var(--position)">3.44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.71pt;position:var(--position)">3.44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.33pt;position:var(--position)">(0.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">(0.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.98pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.48pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">7.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.79pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">7.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.94pt;position:var(--position)">(4.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.39pt;position:var(--position)">(5.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.77pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.74pt;position:var(--position)">(2.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.43pt;position:var(--position)">(12.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.91pt;position:var(--position)">(7.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">(4.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">(2.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.06pt;position:var(--position)">(2.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.54pt;position:var(--position)">(3.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.45pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.45pt;position:var(--position)">(14.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.57pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.57pt;position:var(--position)">2.74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.12pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.12pt;position:var(--position)">1.09<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.29pt;position:var(--position)">0.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.03pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.03pt;position:var(--position)">0.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.84pt;position:var(--position)">1.85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">0.45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(1.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.25pt;position:var(--position)">(1.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.56pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.77pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">8.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.55pt;position:var(--position)">10.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">9.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">9.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.58pt;position:var(--position)">8.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">10.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.65pt;position:var(--position)">(1.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.39pt;position:var(--position)">(11.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.43pt;position:var(--position)">(12.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.03pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.03pt;position:var(--position)">(7.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">(6.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.06pt;position:var(--position)">(28.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.2pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.2pt;position:var(--position)">(17.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.34pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.34pt;position:var(--position)">(9.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.94pt;position:var(--position)">(7.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.64pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.64pt;position:var(--position)">(5.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.04pt;position:var(--position)">(8.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.62pt;position:var(--position)">(34.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.33pt;position:var(--position)">1.91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.23pt;position:var(--position)">0.03<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.01<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.79pt;position:var(--position)">1.24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.01<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.95pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">(0.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-weighted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:394.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">6.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:407.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">5.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">5.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.94pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.58pt;position:var(--position)">5.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:420pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.98pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.54pt;position:var(--position)">(1.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.33pt;position:var(--position)">(0.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.95pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.74pt;position:var(--position)">(2.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:445.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.58pt;position:var(--position)">3.23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.94pt;position:var(--position)">2.69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.66pt;position:var(--position)">2.78<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.88pt;position:var(--position)">2.81<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.06pt;position:var(--position)">3.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.88pt;position:var(--position)">2.64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:458.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.1pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:584.45pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case scenario by quarter<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:83.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.8pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.8pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.79pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">5.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.28pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.28pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.27pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.27pt;position:var(--position)">4.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.85pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.8pt;position:var(--position)">3.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:700.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Gross domestic product growth is presented quarter-on-quarter. House price growth, commercial real estate growth and CPI inflation are presented year-on-year, i.e. from the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:707.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">equivalent quarter in the previous year. Unemployment rate and UK Bank Rate are presented as at the end of each quarter.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:275.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2027<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:5.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.410000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">peak<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trough<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.76pt;position:var(--position)">8.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.15pt;position:var(--position)">6.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.84pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.11pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.11pt;position:var(--position)">28.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">7.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.54pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">20.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.9pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.9pt;position:var(--position)">4.71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.79pt;position:var(--position)">5.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">5.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.94pt;position:var(--position)">5.42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">5.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.69pt;position:var(--position)">5.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">7.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.36pt;position:var(--position)">10.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:34.8pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.2pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.2pt;position:var(--position)">4.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.83pt;position:var(--position)">3.63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.52pt;position:var(--position)">3.98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.22pt;position:var(--position)">(0.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.76pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">6.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.52pt;position:var(--position)">7.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">6.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.85pt;position:var(--position)">7.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(5.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.21pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.21pt;position:var(--position)">(6.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.29pt;position:var(--position)">(3.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.47pt;position:var(--position)">(2.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">4.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.55pt;position:var(--position)">(11.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(7.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">(3.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.91pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.85pt;position:var(--position)">(2.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.32pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.32pt;position:var(--position)">(2.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.13pt;position:var(--position)">(12.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.14pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.14pt;position:var(--position)">3.53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">1.56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.07pt;position:var(--position)">0.96<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.99pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.99pt;position:var(--position)">0.68<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">2.36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">0.59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.19pt;position:var(--position)">(1.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.5pt;position:var(--position)">(1.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.05pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.47pt;position:var(--position)">(2.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.24pt;position:var(--position)">7.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.75pt;position:var(--position)">10.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.75pt;position:var(--position)">10.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.54pt;position:var(--position)">9.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">8.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.46pt;position:var(--position)">10.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.98pt;position:var(--position)">(12.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.95pt;position:var(--position)">(13.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.05pt;position:var(--position)">(8.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.91pt;position:var(--position)">(6.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.56pt;position:var(--position)">(29.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.27pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.27pt;position:var(--position)">(17.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.44pt;position:var(--position)">(8.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(5.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(5.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(7.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.61pt;position:var(--position)">(32.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.7pt;position:var(--position)">2.68<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.4pt;position:var(--position)">0.28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.69pt;position:var(--position)">0.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">0.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.76pt;position:var(--position)">1.62<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">0.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:85.36999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.15pt;position:var(--position)">4.03<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.18pt;position:var(--position)">2.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.42pt;position:var(--position)">2.23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">1.95<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.58pt;position:var(--position)">3.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.19pt;position:var(--position)">1.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.52pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.32pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.32pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:394.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:407.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-weighted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:420pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.85pt;position:var(--position)">5.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">5.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:445.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.61pt;position:var(--position)">(0.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(1.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:458.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.89pt;position:var(--position)">(1.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.17pt;position:var(--position)">(1.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">(1.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:471pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">3.09<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.48pt;position:var(--position)">2.90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.62pt;position:var(--position)">2.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.62pt;position:var(--position)">2.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:483.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:85.36999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.06pt;position:var(--position)">3.33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.99pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.99pt;position:var(--position)">3.12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.22pt;position:var(--position)">3.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.15pt;position:var(--position)">3.74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">3.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:496.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:509.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:619.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The adjustment to UK Bank Rate and CPI inflation in the severe downside was considered to better reflect the risks around the Group’s base case view in an economic environment <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:627.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">where the risks of supply and demand shocks are more balanced.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:642.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case scenario by quarter<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:81.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">4.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.75pt;position:var(--position)">(5.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.76pt;position:var(--position)">(4.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.54pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.08pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.08pt;position:var(--position)">5.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.23pt;position:var(--position)">4.75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.94pt;position:var(--position)">4.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:758.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Gross domestic product growth is presented quarter-on-quarter. House price growth, commercial real estate growth and CPI inflation are presented year-on-year, i.e. from the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">equivalent quarter in the previous year. Unemployment rate and UK Bank Rate are presented as at the end of each quarter.<span style="display:inline-block;height:4.8pt"></span></span></div></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:261.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL sensitivity to economic assumptions<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table shows the Group’s ECL for the probability-weighted, upside, base case, downside and severe downside scenarios. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">stage allocation for an asset is based on the overall probability-weighted probability of default and hence the staging of assets is constant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">across all the scenarios. In each economic scenario the ECL for individual assessments is held constant reflecting the basis on which they are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">evaluated. Judgemental adjustments applied through changes to model inputs or parameters, or more qualitative post model adjustments, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are apportioned across the scenarios in proportion to modelled ECL where this better reflects the sensitivity of these adjustments to each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenario. The probability-weighted view shows the extent to which a higher ECL allowance has been recognised to take account of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">multiple economic scenarios relative to the base case; the uplift on a statutory basis being £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:370.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">366<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:384.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million compared to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:467.40999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">445<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:482.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:185.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:102pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);width:203.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:203.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:116.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);width:203.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:203.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:116.58000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:9.75pt;width:44.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:9.75pt;width:44.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:34.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.57pt"></span></span><span style="left:24.2pt;position:var(--position)">510<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.58pt"></span></span><span style="left:23.209999999999997pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">1,943<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:34.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">852<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">345<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">567<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">1,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">2,596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:47.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.09pt"></span></span><span style="left:26.72pt;position:var(--position)">603<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.54pt"></span></span><span style="left:22.169999999999998pt;position:var(--position)">498<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.64pt"></span></span><span style="left:24.27pt;position:var(--position)">777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:47.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.38pt"></span></span><span style="left:28.009999999999998pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">641<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.96pt"></span></span><span style="left:24.59pt;position:var(--position)">773<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:60pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.43pt"></span></span><span style="left:23.06pt;position:var(--position)">922<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.82pt"></span></span><span style="left:17.45pt;position:var(--position)">1,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">1,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:60pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">950<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.33pt"></span></span><span style="left:22.959999999999997pt;position:var(--position)">843<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">1,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">1,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:74.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.16pt"></span></span><span style="left:26.79pt;position:var(--position)">888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.29pt"></span></span><span style="left:22.919999999999998pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">1,010<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.59pt"></span></span><span style="left:19.22pt;position:var(--position)">1,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:74.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">1,125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">1,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:88.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:88.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.28pt"></span></span><span style="left:33.910000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL allowance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:101.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">2,466<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.78pt"></span></span><span style="left:16.41pt;position:var(--position)">2,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">3,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.79pt"></span></span><span style="left:17.419999999999998pt;position:var(--position)">5,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:101.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.4pt"></span></span><span style="left:23.029999999999998pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">2,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.08pt"></span></span><span style="left:16.71pt;position:var(--position)">3,036<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.99pt"></span></span><span style="left:16.62pt;position:var(--position)">3,988<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">6,338<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:308.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impact of isolated changes in the UK unemployment rate and House Price Index (HPI) has been assessed on a univariate basis. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:318.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Although such changes would not be observed in isolation, as economic indicators tend to be correlated in a coherent scenario, this gives <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:328.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insight into the sensitivity of the Group’s ECL to gradual changes in these two critical economic factors. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:341.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impacts are assessed as changes to probability-weighted modelled ECL inclusive of the impacts upon staging of assets, excluding post <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:351.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">model adjustments. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.00999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In previous assessments, impacts were assessed as changes to base case modelled ECL only (at 100% weighting) with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:361.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">staging held flat to the reported view, and similarly excluded post model adjustments. The updated approach addresses the limitations of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:371.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the prior methodology and provides a more representative view of the potential impact of these sensitivities. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:385.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The ECL impact due to a change in unemployment has reduced in 2025 compared to 2024 as a result of lower loss rates within the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking model. The HPI reduction versus 2024 is due to lower default rates and a reduced proportion of assets in Stage 2 for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:405.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages, following strong credit performance in the year.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the Group’s ECL resulting from a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:298.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> percentage point increase or decrease in the UK unemployment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate. The increase or decrease is presented based on the adjustment phased evenly over the first 10 quarters of all four scenarios. A more <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:438.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediate increase or decrease would drive a more material ECL impact as it would be fully reflected in both 12-month and lifetime <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:448.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">probability of defaults.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:462.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:292.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:69.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:82.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp increase in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp decrease in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp increase in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp decrease in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.29pt"></span></span><span style="left:44.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.44pt"></span></span><span style="left:42.07pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.26pt"></span></span><span style="left:43.89pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.81pt"></span></span><span style="left:41.440000000000005pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.8pt"></span></span><span style="left:41.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.33pt"></span></span><span style="left:38.96pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.21pt"></span></span><span style="left:41.84pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.96pt"></span></span><span style="left:39.59pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.29pt"></span></span><span style="left:41.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.44pt"></span></span><span style="left:39.07pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.68pt"></span></span><span style="left:39.31pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.89pt"></span></span><span style="left:41.52pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(48)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.77pt"></span></span><span style="left:41.400000000000006pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.75pt"></span></span><span style="left:39.38pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.7pt"></span></span><span style="left:38.330000000000005pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.89pt"></span></span><span style="left:36.52pt;position:var(--position)">(137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.92pt"></span></span><span style="left:37.550000000000004pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.61pt"></span></span><span style="left:39.24pt;position:var(--position)">(171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:569.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:35.36000000000001pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:10pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For 2025, impacts are assessed as changes to probability-weighted modelled ECL inclusive of the impacts upon staging of assets, excluding post model adjustments. The comparative <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:576.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">period has been represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the Group’s ECL in respect of UK mortgages of an increase or decrease in loss given default for a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:42.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> percentage point increase or <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:151.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">decrease in HPI. The increase or decrease is presented based on the adjustment phased evenly over the first <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:608pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10 quarters of all four scenarios.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:621.6pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:292.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:69.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:82.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp decrease<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp decrease<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34pt"></span></span><span style="left:36.63pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.16pt"></span></span><span style="left:38.79pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.76pt"></span></span><span style="left:35.39pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.2pt"></span></span><span style="left:39.830000000000005pt;position:var(--position)">312<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:677.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:35.36000000000001pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:10pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For 2025, impacts are assessed as changes to probability-weighted modelled ECL inclusive of the impacts upon staging of assets, excluding post model adjustments. The comparative <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:684.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">period has been represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:696.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessment<span style="display:inline-block;height:7.2pt"></span><span id="i822751746e7a40d08d6d40a4de142911_26681"></span><span id="i822751746e7a40d08d6d40a4de142911_26746"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:82.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of climate risk impacts on ECL<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:707.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group continues to develop capabilities to quantify the potential impact of climate risks on ECL. This includes identifying the climate-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:717.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related risk drivers that could influence future credit losses for loan portfolios that have the highest sensitivity to climate risks and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:727.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commencing the use of more quantitative analysis on the impact of these risk drivers on ECL. The approach leverages the Group’s climate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:737.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenario analysis, to identify the potential physical and transition risk impacts on credit quality. UK mortgages and Commercial Banking <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:747.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">portfolios are judged to have the highest sensitivity to climate risk, with both physical and transition risk drivers assessed. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:760.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages physical and transition risks – additional costs arising from regulatory obligations of increased energy efficiency standards to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:770.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reduce carbon emissions and increased flood risk and coastal erosion, through property repair or rebuild and/or increased insurance premia. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:780.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">This can result in affordability pressure, as well as decrease in property valuation, for borrowers owning low EPC rated properties or those in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:790.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">areas prone to flooding or coastal erosion.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:275.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:277.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking physical and transition risks – increased costs or revenue disruption, or both, arising from chronic and acute physical <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hazards from rising temperatures. Companies adapting to a sudden transition scenario could potentially lead to increased transition costs <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in operations, direct carbon costs, and deteriorating financial performance due to changing consumer perspectives.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Macroeconomic and sector scenario risk assessments <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:135.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessments were performed on the Group’s internally generated economic scenarios used in the measurement of expected credit losses <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:145.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">against external scenarios published by the Network for Greening the Financial System (NGF<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:387.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">S).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:159.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The potential incremental impact of climate factors on key economic drivers was isolated from the Phase V NGFS Delayed Transition <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:169.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenario, which management judged the most plausible. The incremental risk to ECL was then quantified by overlaying the specific climate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:179.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impact of this scenario onto macroeconomic drivers within the Group’s base case and MES scenarios. The results from the most material <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:189.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail portfolios, UK mortgages and Credit cards allowed management to conclude on an immaterial ECL impact for Retail below <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:199.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.559999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:141.64999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:160.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: below £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:194.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million), and in Commercial Banking a separate climate assessment performed at sector level, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">resulted in an ECL impact of below £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:190.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:271.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: below £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:323.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:331.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:222.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s MES downside and severe downside scenarios, together comprising a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">40<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:360.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% weighting in ECL calculations, are generally more <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:232.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">severe than the most adverse NGFS scenario (‘Net Zero 2050’). The assessment suggests that no material changes are required to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:242.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s existing suite of economic scenarios used within the ECL calculation. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In Commercial Banking, a top-down analysis using sectoral modelling was repeated to estimate the specific ECL impact of climate risk on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commercial credit conditions. This assessment specifically targets agriculture, automotive, transport, oil and gas, real estate and utilities <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sectors where climate impacts were judged to be more significant. Resulting sector-specific, climate-adjusted credit cycle indices (CCI) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:286.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">were used to calculate probability of default and resulting ECL. These adjusted CCI model inputs combined external NGFS Phase V <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:296.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenarios with client level valuation impacts where available, alongside historic impairment data. The Phase V scenarios introduced a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:306.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">physical risk approach, requiring adjustments to ensure appropriate timing of impacts. Considering methodological limitations, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:316.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">additional ECL required was shown to be immaterial.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:329.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group recognises the ongoing uncertainty and limitations of climate scenario modelling, including external concerns reported in late <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:339.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025 for physical risk approaches. While NGFS scenarios continue to provide a consistent benchmark for assessing climate-related risks in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:349.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL, they are used with prudent adjustments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:363.55pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Physical and transition risk assessments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has enhanced its assessment of transition risk on the UK mortgage portfolio. Scope has been extended from Probability of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Default (PD) impacts only to also include Loss Given Default (LGD) considerations. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:398.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The affordability stress resulting from home retrofitting costs associated with higher EPC regulatory rating requirements, under multiple <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenarios was re-calculated. The provision impact was assessed by transforming the account level assessment of affordability and valuation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impacts to adjust inputs used in existing PD and LGD parameters. As at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:361.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the impact on ECL has been estimated to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">less than £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:86.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:175.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: less than £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:237.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) across buy-to-let (BTL), mainstream and legacy portfolios.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:441.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The physical risk assessment on the UK mortgage portfolio in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:273.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:291.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued to include both flooding and coastal erosion risk. The impacts <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">were based on an internally defined delayed transition outlook, out to 2050, aligned with the Group’s transition methodology. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment showed that over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:158.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">80<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:169.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the book was not exposed to flood risk damage. Over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:386.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:396.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% had no risk to coastal erosion damage. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:471.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The impact on ECL to customers exposed to the affordability risk from flood and coastal erosion damage has been estimated to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:481.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immaterial.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:495.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Whilst this supports no judgemental adjustment to ECL being required, the narrow scope does not capture the wider impact on loss rates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:505.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">emanating from being located in a high-risk area. Similarly the current assessment excludes the potential affordability shocks or reduced <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:515.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">insurance coverage that could occur due to possible changes to insurance policy initiatives in this area. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:528.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:161.25pt"></td><td style="padding:0;width:93.75pt"></td><td style="padding:0;width:104.25pt"></td><td style="padding:0;width:78pt"></td><td style="padding:0;width:75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:161.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessment<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);width:93.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Nature of risk assessed<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Portfolios assessed<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);width:78pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);width:75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Macroeconomic impact from climate scenario<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:17.25pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scenario risk – macro level<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:17.25pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:17.25pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:17.25pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sector level impacts from climate scenario<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:31.5pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scenario risk – sector level<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:31.5pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding Business Banking)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:31.5pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:8.25pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.369999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:31.5pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:8.25pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.369999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:29.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retrofitting cost to meet EPC regulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:53.25pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transition risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:53.25pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:53.25pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:53.25pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Flood risk <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:82.5pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Physical risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:82.5pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:82.5pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:82.5pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:641.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">T<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">he climate risk assessment<span style="display:inline-block;height:6.6pt"></span><span id="i822751746e7a40d08d6d40a4de142911_26704"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:149.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">s above remain limited due to the degree of uncertainty underpinning key assumptions used, as well as the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:651.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continuing developmental nature of the data, approach and models used in the quantification. These include, but are not limited to, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:661.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">analyses being restricted to PD impacts only for Commercial Banking; considering only the most material hazards for UK mortgages (flood <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:671.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and coastal erosion); client valuation impacts not incorporating climate transition plans; the physical risk modelling for corporates currently <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:681.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">excluding broader components such as supply chain impacts, and more broadly the political landscape; future climate data enhancements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:691.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and further model development.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:705.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The ECL impacts resulting from these climate risk assessments remain immaterial. This continues to support management’s view that there <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:715.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is a low residual risk of material error or omission in the Group’s financial statements due to climate-related risks and as a result no <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:725.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments have been made to ECL measured as at 31 December 2025. The current behavioural lives of the Group’s lending dilute the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:735.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">potential exposure to the later emergence of potential physical climate impacts, with the incorporation of climate risk, in credit policy, as a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:745.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">qualitative underwriting assessment within the Commercial Banking credit process and the origination process for mortgages providing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:755.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">further mitigation on more recent originations.<span style="display:inline-block;height:6.6pt"></span></span></div> -3228000000 -3481000000 -3031000000 -3211000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s total expected credit loss allowances were as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:188.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:129.75pt"></td><td style="padding:0;width:17.25pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:33.75pt"></td></tr><tr style="height:9.75pt"><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);width:180.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:61.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:105.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="9" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);width:180.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:180.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:61.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:105.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:18pt"><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:129.75pt"><div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for expected credit losses<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 1<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 2<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Stage 3<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">POCI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:9.75pt;width:33.75pt"><div><div style="line-height:6pt;position:var(--position);top:3pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:17.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:10.5pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In respect of:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:40.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:40.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.52pt"></span></span><span style="left:23.15pt;position:var(--position)">51<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.39pt"></span></span><span style="left:17.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.59pt"></span></span><span style="left:16.22pt;position:var(--position)">309<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">726<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.34pt"></span></span><span style="left:21.97pt;position:var(--position)">53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.67pt"></span></span><span style="left:18.3pt;position:var(--position)">273<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.1pt"></span></span><span style="left:17.73pt;position:var(--position)">335<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:53.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.02pt"></span></span><span style="left:16.65pt;position:var(--position)">848<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.97pt"></span></span><span style="left:16.6pt;position:var(--position)">248<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.82pt"></span></span><span style="left:20.45pt;position:var(--position)">121<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.81pt"></span></span><span style="left:18.44pt;position:var(--position)">514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.16pt"></span></span><span style="left:18.79pt;position:var(--position)">149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.77pt"></span></span><span style="left:19.4pt;position:var(--position)">133<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:66pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.34pt"></span></span><span style="left:17.97pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.92pt"></span></span><span style="left:16.55pt;position:var(--position)">368<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.15pt"></span></span><span style="left:16.78pt;position:var(--position)">343<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.43pt"></span></span><span style="left:17.06pt;position:var(--position)">226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">329<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.97pt"></span></span><span style="left:17.6pt;position:var(--position)">326<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.85pt"></span></span><span style="left:18.48pt;position:var(--position)">227<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:78.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:91.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">564<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.29pt"></span></span><span style="left:16.919999999999998pt;position:var(--position)">798<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.96pt"></span></span><span style="left:16.59pt;position:var(--position)">656<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.61pt"></span></span><span style="left:13.239999999999998pt;position:var(--position)">2,177<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.85pt"></span></span><span style="left:19.48pt;position:var(--position)">531<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">896<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">695<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:91.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.26pt"></span></span><span style="left:10.89pt;position:var(--position)">2,309<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:104.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.49pt"></span></span><span style="left:19.119999999999997pt;position:var(--position)">173<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.69pt"></span></span><span style="left:17.32pt;position:var(--position)">279<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.35pt"></span></span><span style="left:16.98pt;position:var(--position)">382<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.75pt"></span></span><span style="left:17.38pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.59pt"></span></span><span style="left:17.22pt;position:var(--position)">264<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.39pt"></span></span><span style="left:19.02pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:104.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">882<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:117pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129.75pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.27pt"></span></span><span style="left:17.9pt;position:var(--position)">737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.85pt"></span></span><span style="left:11.48pt;position:var(--position)">1,038<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.73pt"></span></span><span style="left:13.36pt;position:var(--position)">3,011<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.26pt"></span></span><span style="left:17.89pt;position:var(--position)">736<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.5pt"></span></span><span style="left:14.129999999999999pt;position:var(--position)">1,108<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:129.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:12.11pt"></span></span><span style="left:14.739999999999998pt;position:var(--position)">3,191<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:142.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:142.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:155.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.63pt"></span></span><span style="left:17.26pt;position:var(--position)">742<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.88pt"></span></span><span style="left:12.510000000000002pt;position:var(--position)">1,077<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.82pt"></span></span><span style="left:11.45pt;position:var(--position)">1,039<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.51pt"></span></span><span style="left:12.14pt;position:var(--position)">3,017<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.58pt"></span></span><span style="left:17.21pt;position:var(--position)">740<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.58pt"></span></span><span style="left:14.21pt;position:var(--position)">1,109<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:155.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.13pt"></span></span><span style="left:12.760000000000002pt;position:var(--position)">3,196<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.87pt"></span></span><span style="left:25.5pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.07pt"></span></span><span style="left:22.7pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.97pt"></span></span><span style="left:26.599999999999998pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:168pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.09pt"></span></span><span style="left:23.72pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td colspan="2" style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180.75pt;width:147pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions in relation to loan <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:147pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitments and financial guarantees<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.71pt"></span></span><span style="left:20.34pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.78pt"></span></span><span style="left:27.41pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.17pt"></span></span><span style="left:18.8pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.57pt"></span></span><span style="left:19.2pt;position:var(--position)">142<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.72pt"></span></span><span style="left:19.349999999999998pt;position:var(--position)">126<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.68pt"></span></span><span style="left:26.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:180.75pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.14pt"></span></span><span style="left:17.77pt;position:var(--position)">270<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:202.5pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.51pt"></span></span><span style="left:18.14pt;position:var(--position)">861<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.41pt"></span></span><span style="left:13.04pt;position:var(--position)">1,160<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.47pt"></span></span><span style="left:11.100000000000001pt;position:var(--position)">1,048<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.87pt"></span></span><span style="left:18.5pt;position:var(--position)">159<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:8.1pt"></span></span><span style="left:10.73pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.17pt"></span></span><span style="left:16.8pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:10.23pt"></span></span><span style="left:12.86pt;position:var(--position)">1,286<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.86pt"></span></span><span style="left:16.49pt;position:var(--position)">1,119<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.93pt"></span></span><span style="left:19.56pt;position:var(--position)">187<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:202.5pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.9pt"></span></span><span style="left:12.530000000000001pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:39pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:215.25pt;width:129.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Expected credit loss in respect of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial assets at fair value through <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">other comprehensive income <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:129.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(memorandum item)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:183.75pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:220.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:257.25pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.92pt"></span></span><span style="left:26.55pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.19pt"></span></span><span style="left:25.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:331.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:368.25pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:405pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:441.75pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.14pt"></span></span><span style="left:26.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:478.5pt;position:var(--position);top:215.25pt;width:33.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:30pt;width:33.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.12pt"></span></span><span style="left:25.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> -1000000 0 0 0 -1000000 -1000000 0 0 0 -1000000 -51000000 -207000000 -309000000 -159000000 -726000000 -53000000 -273000000 -335000000 -187000000 -848000000 -145000000 -248000000 -121000000 0 -514000000 -149000000 -297000000 -133000000 0 -579000000 -368000000 -343000000 -226000000 0 -937000000 -329000000 -326000000 -227000000 0 -882000000 -564000000 -798000000 -656000000 -159000000 -2177000000 -531000000 -896000000 -695000000 -187000000 -2309000000 -173000000 -279000000 -382000000 0 -834000000 -205000000 -264000000 -413000000 0 -882000000 0 0 0 0 0 0 0 0 0 0 -737000000 -1077000000 -1038000000 -159000000 -3011000000 -736000000 -1160000000 -1108000000 -187000000 -3191000000 -4000000 0 -1000000 0 -5000000 -3000000 0 -1000000 0 -4000000 -742000000 -1077000000 -1039000000 -159000000 -3017000000 -740000000 -1160000000 -1109000000 -187000000 -3196000000 -6000000 0 -8000000 0 -14000000 -7000000 0 -8000000 0 -15000000 -113000000 -83000000 -1000000 0 -197000000 -142000000 -126000000 -2000000 0 -270000000 -861000000 -1160000000 -1048000000 -159000000 -3228000000 -889000000 -1286000000 -1119000000 -187000000 -3481000000 -3000000 0 0 0 -3000000 -4000000 0 0 0 -4000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:145.5pt"></td><td style="padding:0;width:366.75pt"></td></tr><tr style="height:21.75pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:145.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:145.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining an appropriate definition of default against which a probability of default, exposure at default <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and loss given default parameter can be evaluated<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:21.75pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Establishing the criteria for a significant increase in credit risk (SICR)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:34.5pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The individual assessment of material cases and the use of judgemental adjustments made to impairment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">modelling processes that adjust inputs, parameters and outputs to reflect risks not captured by models<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:145.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:145.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key source of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:145.5pt;position:var(--position);top:57.75pt;width:366.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case and multiple economic scenarios (MES) assumptions, including the rate of unemployment and the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:366.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:0.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate of change of house prices, required for creation of MES scenarios and forward-looking credit parameters<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:66pt"></td><td style="padding:0;width:27pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:32.25pt"></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:66pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:66pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">RMS grade<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:66pt;position:var(--position);width:27pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:27pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:93pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:125.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:157.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:189.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:222pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:254.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:318.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:351pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:383.25pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:415.5pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:447.75pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:480pt;position:var(--position);width:32.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:66pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:66pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">PD boundary<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:46.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:48.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (%)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:66pt;position:var(--position);top:9.75pt;width:27pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:27pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:9.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:9.75pt;position:var(--position)">0.10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:93pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:12.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:12.87pt;position:var(--position)">0.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:125.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:12.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:12.94pt;position:var(--position)">0.80<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:157.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:15.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:15.71pt;position:var(--position)">1.20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:189.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:14.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:14.04pt;position:var(--position)">2.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:222pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:13.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:13.48pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:254.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:14.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:14.33pt;position:var(--position)">7.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:286.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:10.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:10.23pt;position:var(--position)">10.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:318.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:10.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:10.38pt;position:var(--position)">14.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:351pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.66pt;position:var(--position)">20.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:383.25pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.48pt;position:var(--position)">30.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:415.5pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:8.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:8.71pt;position:var(--position)">45.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:447.75pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:9.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:9.15pt;position:var(--position)">99.99<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:480pt;position:var(--position);top:9.75pt;width:32.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:32.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:5.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:5.46pt;position:var(--position)">100.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 0.0010 0.0040 0.0080 0.0120 0.0250 0.0450 0.0750 0.1000 0.1400 0.2000 0.3000 0.4500 0.9999 1.0000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses total ECL allowances by portfolio, separately identifying the amounts that have been modelled, those that have <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:233.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">been individually assessed and those arising through the application of judgemental adjustments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:250.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:166.5pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);width:171.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:171.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:56.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:101.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="7" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);width:170.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:170.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:56.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:100.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modelled<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:206.25pt;position:var(--position);top:9.75pt;width:43.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:8.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individually <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessed<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:43.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:9.75pt;width:41.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:3.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Judgemental <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:4.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:41.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Modelled<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:26.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:6.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Individually <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessed<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Judgemental <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:3.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:23.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.32pt"></span></span><span style="left:22.95pt;position:var(--position)">623<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:42pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">108<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.49pt"></span></span><span style="left:25.119999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.14pt"></span></span><span style="left:23.77pt;position:var(--position)">720<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.95pt"></span></span><span style="left:25.58pt;position:var(--position)">132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:42pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">852<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.6pt"></span></span><span style="left:22.23pt;position:var(--position)">540<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.59pt"></span></span><span style="left:22.22pt;position:var(--position)">603<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">681<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.34pt"></span></span><span style="left:29.97pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.88pt"></span></span><span style="left:23.509999999999998pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">916<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:67.5pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.8pt"></span></span><span style="left:29.43pt;position:var(--position)">75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.48pt"></span></span><span style="left:24.11pt;position:var(--position)">991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.95pt"></span></span><span style="left:22.58pt;position:var(--position)">860<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.5pt"></span></span><span style="left:27.13pt;position:var(--position)">90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.34pt"></span></span><span style="left:22.97pt;position:var(--position)">950<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.74pt"></span></span><span style="left:23.369999999999997pt;position:var(--position)">555<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:80.25pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.66pt"></span></span><span style="left:22.29pt;position:var(--position)">888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.1pt"></span></span><span style="left:22.73pt;position:var(--position)">894<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.42pt"></span></span><span style="left:21.05pt;position:var(--position)">(259)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:80.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.25pt"></span></span><span style="left:22.88pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.92pt"></span></span><span style="left:32.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:93pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.14pt"></span></span><span style="left:32.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:93pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:166.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:166.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:166.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">2,649<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">355<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:253.5pt;position:var(--position);top:105.75pt;width:41.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:41.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">224<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:298.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.1pt"></span></span><span style="left:16.73pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:342pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.81pt"></span></span><span style="left:21.439999999999998pt;position:var(--position)">3,171<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:385.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">354<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.87pt"></span></span><span style="left:24.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:105.75pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.9pt"></span></span><span style="left:18.53pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table shows the Group’s ECL for the probability-weighted, upside, base case, downside and severe downside scenarios. The <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">stage allocation for an asset is based on the overall probability-weighted probability of default and hence the staging of assets is constant <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">across all the scenarios. In each economic scenario the ECL for individual assessments is held constant reflecting the basis on which they are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">evaluated. Judgemental adjustments applied through changes to model inputs or parameters, or more qualitative post model adjustments, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are apportioned across the scenarios in proportion to modelled ECL where this better reflects the sensitivity of these adjustments to each <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scenario. The probability-weighted view shows the extent to which a higher ECL allowance has been recognised to take account of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">multiple economic scenarios relative to the base case; the uplift on a statutory basis being £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:370.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">366<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:384.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million compared to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:467.40999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">445<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:482.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:185.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:102pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);width:203.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:203.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:116.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="5" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);width:203.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:203.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:72.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:116.58000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:9.75pt;width:44.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:9.75pt;width:44.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:16.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">weighted<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:9.75pt;width:39.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:11.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">downside<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:34.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.74pt"></span></span><span style="left:24.369999999999997pt;position:var(--position)">341<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.57pt"></span></span><span style="left:24.2pt;position:var(--position)">510<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.58pt"></span></span><span style="left:23.209999999999997pt;position:var(--position)">937<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.06pt"></span></span><span style="left:17.69pt;position:var(--position)">1,943<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:34.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">852<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.72pt"></span></span><span style="left:23.349999999999998pt;position:var(--position)">345<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">567<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.45pt"></span></span><span style="left:18.08pt;position:var(--position)">1,064<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:34.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.64pt"></span></span><span style="left:17.27pt;position:var(--position)">2,596<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:47.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.09pt"></span></span><span style="left:26.72pt;position:var(--position)">603<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.54pt"></span></span><span style="left:22.169999999999998pt;position:var(--position)">498<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">579<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.64pt"></span></span><span style="left:24.27pt;position:var(--position)">777<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:47.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.38pt"></span></span><span style="left:28.009999999999998pt;position:var(--position)">674<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.54pt"></span></span><span style="left:25.169999999999998pt;position:var(--position)">518<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.16pt"></span></span><span style="left:24.79pt;position:var(--position)">641<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.96pt"></span></span><span style="left:24.59pt;position:var(--position)">773<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:47.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.49pt"></span></span><span style="left:23.119999999999997pt;position:var(--position)">945<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:60pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.98pt"></span></span><span style="left:28.61pt;position:var(--position)">991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.43pt"></span></span><span style="left:23.06pt;position:var(--position)">922<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.57pt"></span></span><span style="left:22.2pt;position:var(--position)">969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.82pt"></span></span><span style="left:17.45pt;position:var(--position)">1,036<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.14pt"></span></span><span style="left:19.77pt;position:var(--position)">1,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:60pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">950<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.33pt"></span></span><span style="left:22.959999999999997pt;position:var(--position)">843<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.97pt"></span></span><span style="left:23.599999999999998pt;position:var(--position)">923<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.28pt"></span></span><span style="left:19.91pt;position:var(--position)">1,010<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.99pt"></span></span><span style="left:21.619999999999997pt;position:var(--position)">1,172<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:74.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.16pt"></span></span><span style="left:26.79pt;position:var(--position)">888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">690<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.29pt"></span></span><span style="left:22.919999999999998pt;position:var(--position)">789<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.11pt"></span></span><span style="left:18.74pt;position:var(--position)">1,010<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.59pt"></span></span><span style="left:19.22pt;position:var(--position)">1,414<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:74.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">989<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">745<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">889<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">1,125<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:74.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">1,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:88.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.52pt"></span></span><span style="left:29.15pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:88.5pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.28pt"></span></span><span style="left:33.910000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:88.5pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.48pt"></span></span><span style="left:30.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:102pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:102pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL allowance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:102pt;position:var(--position);top:101.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.6pt"></span></span><span style="left:21.23pt;position:var(--position)">3,228<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:146.25pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.26pt"></span></span><span style="left:15.89pt;position:var(--position)">2,466<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:186pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.78pt"></span></span><span style="left:16.41pt;position:var(--position)">2,862<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:225.75pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.33pt"></span></span><span style="left:16.96pt;position:var(--position)">3,672<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.79pt"></span></span><span style="left:17.419999999999998pt;position:var(--position)">5,275<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:309pt;position:var(--position);top:101.25pt;width:44.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.4pt"></span></span><span style="left:23.029999999999998pt;position:var(--position)">3,481<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:353.25pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">2,467<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:393pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.08pt"></span></span><span style="left:16.71pt;position:var(--position)">3,036<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:432.75pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.99pt"></span></span><span style="left:16.62pt;position:var(--position)">3,988<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:101.25pt;width:39.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.3pt"></span></span><span style="left:16.93pt;position:var(--position)">6,338<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the Group’s ECL resulting from a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.59999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:298.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> percentage point increase or decrease in the UK unemployment <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rate. The increase or decrease is presented based on the adjustment phased evenly over the first 10 quarters of all four scenarios. A more <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:438.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">immediate increase or decrease would drive a more material ECL impact as it would be fully reflected in both 12-month and lifetime <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:448.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">probability of defaults.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:462.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:292.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:69.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:82.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:11.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp increase in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp decrease in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:12.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp increase in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1pp decrease in<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:10.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unemployment<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:42.29pt"></span></span><span style="left:44.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.44pt"></span></span><span style="left:42.07pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:41.26pt"></span></span><span style="left:43.89pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.81pt"></span></span><span style="left:41.440000000000005pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit cards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.8pt"></span></span><span style="left:41.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.33pt"></span></span><span style="left:38.96pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.21pt"></span></span><span style="left:41.84pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:47.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.96pt"></span></span><span style="left:39.59pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.29pt"></span></span><span style="left:41.92pt;position:var(--position)">25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.44pt"></span></span><span style="left:39.07pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.69pt"></span></span><span style="left:42.32pt;position:var(--position)">23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.68pt"></span></span><span style="left:39.31pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.89pt"></span></span><span style="left:41.52pt;position:var(--position)">58<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.59pt"></span></span><span style="left:38.220000000000006pt;position:var(--position)">(48)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.77pt"></span></span><span style="left:41.400000000000006pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:72.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.75pt"></span></span><span style="left:39.38pt;position:var(--position)">(82)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:85.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.7pt"></span></span><span style="left:38.330000000000005pt;position:var(--position)">148<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.89pt"></span></span><span style="left:36.52pt;position:var(--position)">(137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.92pt"></span></span><span style="left:37.550000000000004pt;position:var(--position)">203<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:85.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.61pt"></span></span><span style="left:39.24pt;position:var(--position)">(171)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:569.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:35.36000000000001pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:10pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For 2025, impacts are assessed as changes to probability-weighted modelled ECL inclusive of the impacts upon staging of assets, excluding post model adjustments. The comparative <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:576.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">period has been represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:588pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the Group’s ECL in respect of UK mortgages of an increase or decrease in loss given default for a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:598pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:42.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> percentage point increase or <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:151.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">decrease in HPI. The increase or decrease is presented based on the adjustment phased evenly over the first <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:608pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10 quarters of all four scenarios.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:621.6pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:292.5pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:54pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:69.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);width:108pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:108pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:68.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:82.30000000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp decrease<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:14.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp increase<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:9.75pt;width:54pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10pp decrease<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in HPI<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:292.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:292.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:292.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34pt"></span></span><span style="left:36.63pt;position:var(--position)">(172)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.16pt"></span></span><span style="left:38.79pt;position:var(--position)">261<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:404.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.76pt"></span></span><span style="left:35.39pt;position:var(--position)">(207)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:458.25pt;position:var(--position);top:34.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.2pt"></span></span><span style="left:39.830000000000005pt;position:var(--position)">312<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:677.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:35.36000000000001pt;position:var(--position)"><span style="display:inline-block;height:4.8pt;width:10pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For 2025, impacts are assessed as changes to probability-weighted modelled ECL inclusive of the impacts upon staging of assets, excluding post model adjustments. The comparative <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:684.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">period has been represented on a consistent basis.<span style="display:inline-block;height:4.8pt"></span></span></div> -623000000 0 -108000000 -731000000 -720000000 0 -132000000 -852000000 -540000000 0 -63000000 -603000000 -681000000 0 7000000 -674000000 -916000000 0 -75000000 -991000000 -860000000 0 -90000000 -950000000 -555000000 -355000000 -22000000 -888000000 -894000000 -354000000 -259000000 -989000000 -15000000 0 0 -15000000 -16000000 0 0 -16000000 -2649000000 -355000000 -224000000 -3228000000 -3171000000 -354000000 44000000 -3481000000 -355000000 -354000000 -276000000 -440000000 -309000000 -437000000 -108000000 -132000000 -85000000 -110000000 -13000000 -13000000 -63000000 7000000 -75000000 -90000000 -49000000 -55000000 -9000000 -10000000 0 57000000 -25000000 -47000000 -22000000 -259000000 -122000000 -253000000 -50000000 -80000000 0 -37000000 0 -35000000 -50000000 0 0.30 0.30 0.30 0.30 0.30 0.30 0.10 0.10 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2027<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2029<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:5.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.950000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2029<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.370000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">peak<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trough<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.1pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">9.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">7.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">6.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">6.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.88pt;position:var(--position)">26.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">4.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">17.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.77pt;position:var(--position)">3.94<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.84pt;position:var(--position)">4.59<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.29pt;position:var(--position)">5.07<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.54pt;position:var(--position)">5.33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.36pt;position:var(--position)">4.61<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.22pt;position:var(--position)">5.39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">3.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.19pt;position:var(--position)">9.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.04pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.71pt;position:var(--position)">3.44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.71pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.71pt;position:var(--position)">3.44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.55<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.91pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.33pt;position:var(--position)">(0.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">(0.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.98pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.48pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">7.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.79pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">7.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">7.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.94pt;position:var(--position)">(4.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.39pt;position:var(--position)">(5.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.77pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.74pt;position:var(--position)">(2.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.43pt;position:var(--position)">(12.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.91pt;position:var(--position)">(7.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">(4.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">(2.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.06pt;position:var(--position)">(2.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.54pt;position:var(--position)">(3.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.45pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.45pt;position:var(--position)">(14.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.57pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.57pt;position:var(--position)">2.74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.12pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.12pt;position:var(--position)">1.09<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.29pt;position:var(--position)">0.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.03pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.03pt;position:var(--position)">0.52<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.84pt;position:var(--position)">1.85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">0.45<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(1.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.25pt;position:var(--position)">(1.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.56pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.77pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">8.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.55pt;position:var(--position)">10.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.16pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.16pt;position:var(--position)">9.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.1pt;position:var(--position)">9.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.58pt;position:var(--position)">8.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">10.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.65pt;position:var(--position)">(1.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.39pt;position:var(--position)">(11.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.43pt;position:var(--position)">(12.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.03pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.03pt;position:var(--position)">(7.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">(6.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:23.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:23.06pt;position:var(--position)">(28.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.2pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.2pt;position:var(--position)">(17.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.34pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.34pt;position:var(--position)">(9.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.94pt;position:var(--position)">(7.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.64pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.64pt;position:var(--position)">(5.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.04pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.04pt;position:var(--position)">(8.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:22.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:22.62pt;position:var(--position)">(34.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.33pt;position:var(--position)">1.91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.23pt;position:var(--position)">0.03<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.01<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.79pt;position:var(--position)">1.24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.82pt;position:var(--position)">0.01<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.76pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.95pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">(0.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-weighted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:394.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.01pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">6.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:407.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.13pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">5.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">5.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.94pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.58pt;position:var(--position)">5.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:407.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:420pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.44pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.98pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.92pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.54pt;position:var(--position)">(1.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.33pt;position:var(--position)">(0.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.95pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.74pt;position:var(--position)">(2.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:445.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.68pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.68pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.58pt;position:var(--position)">3.23<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.94pt;position:var(--position)">2.69<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.66pt;position:var(--position)">2.78<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.88pt;position:var(--position)">2.81<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.06pt;position:var(--position)">3.13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.88pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.88pt;position:var(--position)">2.64<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:458.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.53pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.53pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.1pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="position:var(--position);top:584.45pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case scenario by quarter<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:bold;left:83.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.55pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.18pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.8pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.8pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.49pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.49pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.79pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">5.0<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">5.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.46pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.28pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.28pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.39pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.07pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.98pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.5pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.25pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.29pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.86pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.86pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.54pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.27pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.27pt;position:var(--position)">4.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.85pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.75<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.65pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.65pt;position:var(--position)">3.25<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.62pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.87pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.87pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.51pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.51pt;position:var(--position)">3.8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.8pt;position:var(--position)">3.3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.59pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.59pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.02pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:700.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">Gross domestic product growth is presented quarter-on-quarter. House price growth, commercial real estate growth and CPI inflation are presented year-on-year, i.e. from the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:707.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">equivalent quarter in the previous year. Unemployment rate and UK Bank Rate are presented as at the end of each quarter.<span style="display:inline-block;height:4.8pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 21: Allowance for expected credit losses<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:275.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2027<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:5.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.410000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2028<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">average<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">peak<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Start to<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trough<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Upside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.76pt;position:var(--position)">8.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:37.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.15pt;position:var(--position)">6.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.84pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.84pt;position:var(--position)">6.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.11pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.11pt;position:var(--position)">28.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">7.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.54pt;position:var(--position)">6.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.77pt;position:var(--position)">3.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">20.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.9pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.9pt;position:var(--position)">4.71<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.79pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.79pt;position:var(--position)">5.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">5.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.94pt;position:var(--position)">5.42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">5.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.69pt;position:var(--position)">5.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:101.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">7.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:139.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.36pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.36pt;position:var(--position)">10.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:34.8pt;position:var(--position)">1.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.2pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.2pt;position:var(--position)">4.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.83pt;position:var(--position)">3.63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.52pt;position:var(--position)">3.98<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.61pt;position:var(--position)">3.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:190.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.22pt;position:var(--position)">(0.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.76pt;position:var(--position)">(0.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">1.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">3.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">6.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">7.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.52pt;position:var(--position)">7.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">6.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.85pt;position:var(--position)">7.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(5.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.21pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.21pt;position:var(--position)">(6.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.29pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.29pt;position:var(--position)">(3.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.47pt;position:var(--position)">(2.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">4.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:241.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.55pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.55pt;position:var(--position)">(11.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(7.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">(3.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.91pt;position:var(--position)">(0.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.85pt;position:var(--position)">(2.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.32pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.32pt;position:var(--position)">(2.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.13pt;position:var(--position)">(12.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.14pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.14pt;position:var(--position)">3.53<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">1.56<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.07pt;position:var(--position)">0.96<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.99pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.99pt;position:var(--position)">0.68<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.01pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.01pt;position:var(--position)">2.36<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">0.59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Severe downside<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.19pt;position:var(--position)">(1.9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.5pt;position:var(--position)">(1.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.05pt;position:var(--position)">1.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.47pt;position:var(--position)">(2.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.24pt;position:var(--position)">7.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.75pt;position:var(--position)">10.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.75pt;position:var(--position)">10.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.54pt;position:var(--position)">9.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">8.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.46pt;position:var(--position)">10.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:330.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.83pt;position:var(--position)">(0.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.98pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.98pt;position:var(--position)">(12.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.95pt;position:var(--position)">(13.6)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.05pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.05pt;position:var(--position)">(8.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.91pt;position:var(--position)">(6.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.56pt;position:var(--position)">(29.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.27pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.27pt;position:var(--position)">(17.4)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.44pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.44pt;position:var(--position)">(8.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.83pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.83pt;position:var(--position)">(5.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(5.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.22pt;position:var(--position)">(7.5)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:24.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:24.61pt;position:var(--position)">(32.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.7pt;position:var(--position)">2.68<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.4pt;position:var(--position)">0.28<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.69pt;position:var(--position)">0.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">0.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.76pt;position:var(--position)">1.62<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.18pt;position:var(--position)">0.02<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:85.36999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.15pt;position:var(--position)">4.03<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.18pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.18pt;position:var(--position)">2.70<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.42pt;position:var(--position)">2.23<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.66pt;position:var(--position)">1.95<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.58pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.58pt;position:var(--position)">3.19<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.19pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.19pt;position:var(--position)">1.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:381.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.52pt;position:var(--position)">1.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:381.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.32pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.32pt;position:var(--position)">(0.2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:394.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:394.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:407.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Probability-weighted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:420pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">0.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">1.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.85pt;position:var(--position)">5.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:420pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:432.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.85pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.85pt;position:var(--position)">5.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">5.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.13pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.13pt;position:var(--position)">5.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.46pt;position:var(--position)">5.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:432.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:445.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.61pt;position:var(--position)">(0.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(1.0)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.46pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.46pt;position:var(--position)">0.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">5.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:445.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:458.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.89pt;position:var(--position)">(1.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">1.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.17pt;position:var(--position)">(1.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.89pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.89pt;position:var(--position)">(0.1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:458.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.42pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.42pt;position:var(--position)">(1.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:471pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">3.09<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.48pt;position:var(--position)">2.90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.62pt;position:var(--position)">2.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.91pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.91pt;position:var(--position)">3.59<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:471pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.62pt;position:var(--position)">2.88<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:483.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:85.36999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.38pt;position:var(--position)">5.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.43pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.43pt;position:var(--position)">4.13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.06pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.06pt;position:var(--position)">3.33<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.99pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.99pt;position:var(--position)">3.12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.22pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.22pt;position:var(--position)">3.08<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.15pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.15pt;position:var(--position)">3.74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:483.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.3pt;position:var(--position)">3.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:496.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – modelled<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.17pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.17pt;position:var(--position)">2.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.66pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.66pt;position:var(--position)">2.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:496.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:509.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation – adjusted<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:80.08999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.48pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.48pt;position:var(--position)">2.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:509.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.82pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.82pt;position:var(--position)">1.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:619.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The adjustment to UK Bank Rate and CPI inflation in the severe downside was considered to better reflect the risks around the Group’s base case view in an economic environment <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:627.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">where the risks of supply and demand shocks are more balanced.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="position:var(--position);top:642.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:152.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:152.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Base case scenario by quarter<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:3.9000000000000004pt;font-style:normal;font-weight:normal;left:81.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-1.68pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.12pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:24.75pt;width:152.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">First<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Second<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fourth<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:22.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">quarter<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross domestic product growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.24pt;position:var(--position)">0.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.52pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.52pt;position:var(--position)">0.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">0.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:32.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unemployment rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">4.2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">4.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">4.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31pt;position:var(--position)">4.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.39pt;position:var(--position)">4.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:45pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.61pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.61pt;position:var(--position)">4.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">House price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">0.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.69pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.69pt;position:var(--position)">4.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.92pt;position:var(--position)">3.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.07pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.07pt;position:var(--position)">3.6<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.39pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.39pt;position:var(--position)">4.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial real estate price growth<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.75pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.75pt;position:var(--position)">(5.3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.76pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.76pt;position:var(--position)">(4.7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.54pt;position:var(--position)">(2.8)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.24pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.24pt;position:var(--position)">0.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.74pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.74pt;position:var(--position)">1.8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:32.67pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:32.67pt;position:var(--position)">1.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.54pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.54pt;position:var(--position)">0.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:70.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">0.3<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK Bank Rate<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.4pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.4pt;position:var(--position)">5.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.08pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.08pt;position:var(--position)">5.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.23pt;position:var(--position)">4.75<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">4.50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.94pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.94pt;position:var(--position)">4.25<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:83.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">4.00<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:152.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:152.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">CPI inflation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:152.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.38pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.38pt;position:var(--position)">3.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:197.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:33.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:33.23pt;position:var(--position)">2.1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.95pt;position:var(--position)">2.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:287.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.56pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.56pt;position:var(--position)">2.5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.1pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.1pt;position:var(--position)">2.4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:377.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:30.77pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:30.77pt;position:var(--position)">3.0<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:422.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.25pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.25pt;position:var(--position)">2.9<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:96pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:31.95pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:31.95pt;position:var(--position)">2.7<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:758.7pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Gross domestic product growth is presented quarter-on-quarter. House price growth, commercial real estate growth and CPI inflation are presented year-on-year, i.e. from the <span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">equivalent quarter in the previous year. Unemployment rate and UK Bank Rate are presented as at the end of each quarter.<span style="display:inline-block;height:4.8pt"></span></span></div></div> 0.014 0.020 0.023 0.016 0.016 0.018 0.094 0.007 0.048 0.042 0.032 0.031 0.032 0.037 0.051 0.030 0.008 0.035 0.071 0.069 0.060 0.048 0.264 -0.001 0.012 0.079 0.049 0.017 0.008 0.032 0.173 0.006 0.0413 0.0394 0.0459 0.0507 0.0533 0.0461 0.0539 0.0375 0.034 0.026 0.024 0.028 0.031 0.029 0.038 0.021 0.014 0.012 0.014 0.015 0.016 0.014 0.076 0.007 0.048 0.052 0.048 0.046 0.045 0.048 0.053 0.045 0.008 0.016 0.019 0.022 0.031 0.019 0.098 -0.001 0.012 0.006 0.017 0.005 0.002 0.009 0.044 0.006 0.0413 0.0344 0.0325 0.0344 0.0350 0.0355 0.0450 0.0325 0.034 0.026 0.022 0.022 0.023 0.026 0.038 0.021 0.014 -0.003 -0.005 0.011 0.016 0.007 0.036 0.001 0.048 0.066 0.075 0.074 0.070 0.067 0.076 0.045 0.008 -0.002 -0.047 -0.057 -0.028 -0.026 0.009 -0.122 0.012 -0.071 -0.042 -0.027 -0.023 -0.031 0.013 -0.144 0.0413 0.0274 0.0109 0.0075 0.0052 0.0185 0.0450 0.0045 0.034 0.026 0.020 0.014 0.010 0.021 0.038 0.008 0.014 -0.019 -0.018 0.007 0.014 0.000 0.013 -0.028 0.048 0.083 0.102 0.099 0.094 0.085 0.103 0.045 0.008 -0.012 -0.111 -0.122 -0.078 -0.065 0.008 -0.284 0.012 -0.174 -0.098 -0.074 -0.054 -0.080 0.013 -0.340 0.0413 0.0191 0.0010 0.0003 0.0001 0.0124 0.0450 0.0001 0.034 0.026 0.017 0.005 -0.004 0.016 0.038 -0.007 0.014 0.007 0.008 0.013 0.016 0.012 0.061 0.007 0.048 0.056 0.057 0.055 0.054 0.054 0.058 0.045 0.008 0.013 0.002 -0.002 0.011 0.006 0.028 -0.001 0.012 -0.013 -0.003 -0.009 -0.009 -0.004 0.013 -0.026 0.0413 0.0323 0.0269 0.0278 0.0281 0.0313 0.0450 0.0264 0.034 0.026 0.022 0.020 0.019 0.024 0.038 0.018 0.007 0.003 0.001 0.003 0.003 0.003 0.004 0.004 0.045 0.047 0.050 0.051 0.053 0.053 0.052 0.051 0.029 0.027 0.013 0.008 0.013 0.016 0.016 0.016 0.025 0.026 0.026 0.012 0.005 0.002 0.001 0.006 0.0450 0.0425 0.0400 0.0375 0.0375 0.0350 0.0325 0.0325 0.028 0.035 0.038 0.037 0.033 0.026 0.022 0.022 0.008 0.019 0.022 0.015 0.014 0.016 0.089 0.007 0.043 0.035 0.028 0.027 0.028 0.032 0.044 0.027 0.034 0.037 0.065 0.066 0.054 0.051 0.282 0.004 0.007 0.078 0.067 0.032 0.005 0.037 0.200 -0.008 0.0506 0.0471 0.0502 0.0519 0.0542 0.0508 0.0550 0.0450 0.026 0.028 0.026 0.029 0.030 0.028 0.035 0.020 0.008 0.010 0.014 0.015 0.015 0.012 0.070 0.007 0.043 0.047 0.047 0.045 0.045 0.045 0.048 0.042 0.034 0.021 0.010 0.014 0.024 0.020 0.105 0.004 0.007 0.003 0.025 0.019 0.000 0.011 0.054 -0.008 0.0506 0.0419 0.0363 0.0350 0.0350 0.0398 0.0525 0.0350 0.026 0.028 0.024 0.024 0.022 0.025 0.035 0.020 0.008 -0.005 -0.004 0.010 0.015 0.005 0.032 0.000 0.043 0.060 0.074 0.074 0.071 0.064 0.075 0.042 0.034 0.006 -0.055 -0.066 -0.034 -0.024 0.040 -0.114 0.007 -0.078 -0.031 -0.009 -0.023 -0.027 0.007 -0.129 0.0506 0.0353 0.0156 0.0096 0.0068 0.0236 0.0525 0.0059 0.026 0.028 0.023 0.018 0.012 0.021 0.035 0.009 0.008 -0.019 -0.015 0.007 0.013 -0.001 0.012 -0.024 0.043 0.077 0.100 0.100 0.097 0.084 0.102 0.042 0.034 -0.008 -0.124 -0.136 -0.088 -0.067 0.034 -0.292 0.007 -0.174 -0.085 -0.055 -0.057 -0.075 0.007 -0.323 0.0506 0.0268 0.0028 0.0008 0.0002 0.0162 0.0525 0.0002 0.0506 0.0403 0.0270 0.0223 0.0195 0.0319 0.0525 0.0188 0.026 0.028 0.019 0.010 0.001 0.017 0.035 -0.002 0.026 0.036 0.021 0.014 0.008 0.021 0.039 0.007 0.008 0.005 0.008 0.012 0.014 0.010 0.057 0.007 0.043 0.050 0.055 0.054 0.053 0.051 0.055 0.042 0.034 0.018 -0.007 -0.010 0.004 0.008 0.053 0.004 0.007 -0.017 0.010 0.007 -0.011 -0.001 0.007 -0.013 0.0506 0.0400 0.0309 0.0290 0.0288 0.0359 0.0525 0.0288 0.0506 0.0413 0.0333 0.0312 0.0308 0.0374 0.0525 0.0306 0.026 0.028 0.024 0.022 0.019 0.024 0.035 0.018 0.026 0.029 0.024 0.023 0.020 0.024 0.035 0.019 0.007 0.004 0.000 0.001 0.002 0.003 0.003 0.003 0.043 0.042 0.043 0.044 0.045 0.046 0.047 0.048 0.004 0.018 0.046 0.034 0.036 0.040 0.030 0.021 -0.053 -0.047 -0.028 0.007 0.018 0.014 0.009 0.003 0.0525 0.0525 0.0500 0.0475 0.0450 0.0425 0.0400 0.0400 0.035 0.021 0.020 0.025 0.024 0.030 0.029 0.027 -366000000 -445000000 731000000 341000000 510000000 937000000 1943000000 852000000 345000000 567000000 1064000000 2596000000 603000000 498000000 579000000 674000000 777000000 674000000 518000000 641000000 773000000 945000000 991000000 922000000 969000000 1036000000 1126000000 950000000 843000000 923000000 1010000000 1172000000 888000000 690000000 789000000 1010000000 1414000000 989000000 745000000 889000000 1125000000 1608000000 15000000 15000000 15000000 15000000 15000000 16000000 16000000 16000000 16000000 17000000 3228000000 2466000000 2862000000 3672000000 5275000000 3481000000 2467000000 3036000000 3988000000 6338000000 11000000 -11000000 13000000 -12000000 54000000 -53000000 54000000 -53000000 25000000 -25000000 23000000 -24000000 58000000 -48000000 113000000 -82000000 148000000 -137000000 203000000 -171000000 -172000000 261000000 -207000000 312000000 10000000 5000000 15000000 15000000 0.40 -10000000 -10000000 0.80 0.99 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:161.25pt"></td><td style="padding:0;width:93.75pt"></td><td style="padding:0;width:104.25pt"></td><td style="padding:0;width:78pt"></td><td style="padding:0;width:75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:161.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assessment<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);width:93.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Nature of risk assessed<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);width:104.25pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Portfolios assessed<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);width:78pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);width:75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ECL impact<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.260000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Macroeconomic impact from climate scenario<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:17.25pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scenario risk – macro level<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:17.25pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retail<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:17.25pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:17.25pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Sector level impacts from climate scenario<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:31.5pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:8.25pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Scenario risk – sector level<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:31.5pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial Banking <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(excluding Business Banking)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:31.5pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:8.25pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.369999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:31.5pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:8.25pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">15<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.369999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:29.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Retrofitting cost to meet EPC regulation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:53.25pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transition risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:53.25pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:53.25pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:53.25pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:161.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:161.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Flood risk <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:161.25pt;position:var(--position);top:82.5pt;width:93.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Physical risk<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:var(--position);top:82.5pt;width:104.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:104.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">UK mortgages<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:359.25pt;position:var(--position);top:82.5pt;width:78pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:78pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:437.25pt;position:var(--position);top:82.5pt;width:75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">&lt; £<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:12.719999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div> 10000000 5000000 15000000 15000000 10000000 10000000 5000000 5000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 22: Finance lease receivables<span style="display:inline-block;height:8.8pt"></span><span id="if02575f699174575bdeb2b1c4625648e_580"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s finance lease receivables are classified as loans and advances to customers and accounted for at amortised cost. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual maturity of these balances are analysed as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:114.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Not later than 1 year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.32pt"></span></span><span style="left:25.95pt;position:var(--position)">7,835<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">6,202<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 1 year and not later than 2 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.88pt"></span></span><span style="left:27.509999999999998pt;position:var(--position)">5,176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">5,251<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 2 years and not later than 3 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.11pt"></span></span><span style="left:26.74pt;position:var(--position)">4,142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">4,297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 3 years and not later than 4 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">2,731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">2,868<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 4 years and not later than 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.45pt"></span></span><span style="left:33.08pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.62pt"></span></span><span style="left:34.25pt;position:var(--position)">516<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.19pt"></span></span><span style="left:32.82pt;position:var(--position)">475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.76pt"></span></span><span style="left:20.39pt;position:var(--position)">20,659<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19,609<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unearned future finance income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.88pt"></span></span><span style="left:22.509999999999998pt;position:var(--position)">(2,503)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.1pt"></span></span><span style="left:23.73pt;position:var(--position)">(2,447)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rentals received in advance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.07pt"></span></span><span style="left:35.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.35pt"></span></span><span style="left:23.98pt;position:var(--position)">18,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">17,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:267.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment leased to customers under finance lease receivables relates to financing transactions to fund the purchase of aircraft, ships, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:277.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">motor vehicles and other items. There was an allowance for uncollectable finance lease receivables included in the allowance for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:287.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">impairment losses of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:116.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">441<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:129.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:160.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:179.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£368 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:229.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:301.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s finance lease assets are comprised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:315.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Electric vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">1,506<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Internal combustion engine vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">12,740<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">11,557<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Self-charging hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.04pt"></span></span><span style="left:32.67pt;position:var(--position)">575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.11pt"></span></span><span style="left:32.74pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plug-in hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,604<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,306<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">1,709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.35pt"></span></span><span style="left:23.98pt;position:var(--position)">18,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">17,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s finance lease receivables are classified as loans and advances to customers and accounted for at amortised cost. The <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual maturity of these balances are analysed as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:114.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Not later than 1 year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.32pt"></span></span><span style="left:25.95pt;position:var(--position)">7,835<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">6,202<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 1 year and not later than 2 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.88pt"></span></span><span style="left:27.509999999999998pt;position:var(--position)">5,176<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">5,251<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 2 years and not later than 3 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.11pt"></span></span><span style="left:26.74pt;position:var(--position)">4,142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">4,297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 3 years and not later than 4 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.24pt"></span></span><span style="left:27.869999999999997pt;position:var(--position)">2,731<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.17pt"></span></span><span style="left:25.8pt;position:var(--position)">2,868<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 4 years and not later than 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.45pt"></span></span><span style="left:33.08pt;position:var(--position)">418<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.62pt"></span></span><span style="left:34.25pt;position:var(--position)">516<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Later than 5 years<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">357<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.19pt"></span></span><span style="left:32.82pt;position:var(--position)">475<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Gross investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.76pt"></span></span><span style="left:20.39pt;position:var(--position)">20,659<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.13pt"></span></span><span style="left:22.759999999999998pt;position:var(--position)">19,609<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Unearned future finance income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.88pt"></span></span><span style="left:22.509999999999998pt;position:var(--position)">(2,503)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.1pt"></span></span><span style="left:23.73pt;position:var(--position)">(2,447)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rentals received in advance<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">(22)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.07pt"></span></span><span style="left:35.7pt;position:var(--position)">(18)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.35pt"></span></span><span style="left:23.98pt;position:var(--position)">18,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">17,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s finance lease assets are comprised as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:315.1pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Electric vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">1,506<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.28pt"></span></span><span style="left:28.91pt;position:var(--position)">1,001<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Internal combustion engine vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.91pt"></span></span><span style="left:22.54pt;position:var(--position)">12,740<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">11,557<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Self-charging hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.04pt"></span></span><span style="left:32.67pt;position:var(--position)">575<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.11pt"></span></span><span style="left:32.74pt;position:var(--position)">347<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plug-in hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">1,604<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,306<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.19pt"></span></span><span style="left:26.82pt;position:var(--position)">1,709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">2,933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net investment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.35pt"></span></span><span style="left:23.98pt;position:var(--position)">18,134<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.81pt"></span></span><span style="left:25.439999999999998pt;position:var(--position)">17,144<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 7835000000 6202000000 5176000000 5251000000 4142000000 4297000000 2731000000 2868000000 418000000 516000000 357000000 475000000 20659000000 19609000000 2503000000 2447000000 22000000 18000000 18134000000 17144000000 441000000 368000000 1506000000 1001000000 12740000000 11557000000 575000000 347000000 1604000000 1306000000 1709000000 2933000000 18134000000 17144000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 23: Goodwill and other intangible assets<span style="display:inline-block;height:8.8pt"></span><span id="i1542d9b0576d4b2bbc9f987714d38aa1_4869"></span></span><div style="position:var(--position);top:434.05pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:169.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Brands<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchased<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit card<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationships<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">intangibles<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquired<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in-force<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capitalised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">software<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">enhancements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cost<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:18.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.42pt"></span></span><span style="left:24.05pt;position:var(--position)">3,142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.44pt"></span></span><span style="left:32.07pt;position:var(--position)">682<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:52.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.77pt"></span></span><span style="left:32.4pt;position:var(--position)">8,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">15,169<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:65.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.98pt"></span></span><span style="left:43.61pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.83pt"></span></span><span style="left:38.46pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:78pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:82.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.21pt"></span></span><span style="left:29.84pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.97pt"></span></span><span style="left:29.599999999999998pt;position:var(--position)">(423)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:90.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.12pt"></span></span><span style="left:36.75pt;position:var(--position)">(216)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">(689)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">3,092<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.93pt"></span></span><span style="left:32.56pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:103.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">9,956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.15pt"></span></span><span style="left:24.779999999999998pt;position:var(--position)">15,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:116.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.25pt"></span></span><span style="left:38.88pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.68pt"></span></span><span style="left:28.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29pt"></span></span><span style="left:31.63pt;position:var(--position)">296<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:129pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.3pt"></span></span><span style="left:32.93pt;position:var(--position)">1,252<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:141.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">3,354<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.63pt"></span></span><span style="left:26.259999999999998pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:154.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.56pt"></span></span><span style="left:27.189999999999998pt;position:var(--position)">10,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">17,234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accumulated amortisation:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.53pt"></span></span><span style="left:32.160000000000004pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">762<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">483<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:180pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">4,389<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.85pt"></span></span><span style="left:25.48pt;position:var(--position)">6,863<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:192.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.59pt"></span></span><span style="left:41.220000000000006pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.42pt"></span></span><span style="left:38.050000000000004pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:66.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:205.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.03pt"></span></span><span style="left:42.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.98pt"></span></span><span style="left:36.61pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.79pt"></span></span><span style="left:38.42pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.26pt"></span></span><span style="left:38.89pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:205.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">1,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">1,322<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:218.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:218.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(205)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.59pt"></span></span><span style="left:30.22pt;position:var(--position)">(627)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:231pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.22pt"></span></span><span style="left:31.849999999999998pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">832<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.98pt"></span></span><span style="left:37.61pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.81pt"></span></span><span style="left:32.44pt;position:var(--position)">697<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:231pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.72pt"></span></span><span style="left:31.349999999999998pt;position:var(--position)">5,393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7,549<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:243.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:243.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.53pt"></span></span><span style="left:40.160000000000004pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:256.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:66.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:256.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:256.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.87pt"></span></span><span style="left:32.5pt;position:var(--position)">1,270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">1,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:269.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:269.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:269.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:282pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:282pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">903<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">712<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:282pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.54pt"></span></span><span style="left:31.169999999999998pt;position:var(--position)">6,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.77pt"></span></span><span style="left:26.4pt;position:var(--position)">8,641<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:169.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance sheet amount at 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:135.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.77pt"></span></span><span style="left:22.4pt;position:var(--position)">3,010<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">461<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:294.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">4,517<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.63pt"></span></span><span style="left:25.259999999999998pt;position:var(--position)">8,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:169.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance sheet amount at 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:133.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,748<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.57pt"></span></span><span style="left:32.2pt;position:var(--position)">385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.49pt"></span></span><span style="left:34.12pt;position:var(--position)">170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.02pt"></span></span><span style="left:34.650000000000006pt;position:var(--position)">137<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:307.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">4,563<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.44pt"></span></span><span style="left:27.07pt;position:var(--position)">8,188<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For acquisitions made prior to 1 January 2004, the date of transition to IFRS Accounting Standards, cost is included net of amounts amortised up to 31 December 2003.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Disposals and write-offs includes goodwill of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:167.99pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£50 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.26000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> in 2024 that was classified as disposal group assets and presented within other assets in note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:454.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:776.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The charge for the year is recognised in operating expenses (note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.48000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 23: Goodwill and other intangible assets<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:277.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 9 October 2025, LBG Equity Investments Limited, a wholly owned subsidiary of the Group, acquired <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:431.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">49.9%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:454.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the ordinary share capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of Schroders Personal Wealth Limited (SPW) in exchange for its stake in Cazenove Capital, bringing the Group’s ownership of SPW to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:538.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:558.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:97.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">262 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was recognised on the transaction. None of the goodwill is deductible for tax purposes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:135.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The goodwill held in the Group’s balance sheet is tested at least annually for impairment. For the purposes of impairment testing the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:145.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">goodwill is allocated to the appropriate cash-generating unit; of the total balance of<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:359.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,010 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:412.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:434.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:436.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:438.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,748 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:490.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,383<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:522.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, or<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:560.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:155.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">79<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:57.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:68.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.94999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:89.97999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:91.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,121 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:139.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:141.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">77<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:151.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> has been allocated to the Life and pensions cash-generating unit; £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:408.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">302<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, or<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:461.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:463.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:471.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:477.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:482.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:505.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£302 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:551.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:553.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) has been allocated to the Credit card cash-generating unit in the Group’s Retail division; and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">310<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:423.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, or<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:461.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:463.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:471.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:478.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:502.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:504.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:506.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£310 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:550.1700000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:63.129999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to the Motor business cash-generating units, both in the Group’s Retail division. Management believes that any reasonably possible <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:185.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">change in the key assumptions (listed below) would not cause the recoverable amount of the goodwill to fall below its balance sheet <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:195.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">carrying value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:209.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The recoverable amount of the goodwill relating to the Life and pensions business, is based on a value-in-use calculation. The calculation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:219.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">uses pre-tax projections of future cash flows based upon budgets and plans approved by management covering a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:465.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">-year period, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related run-off of existing business in-force and a discount rate (pre-tax) of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:337.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:344.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. The budgets and plans are based upon past experience <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:239.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjusted to take into account anticipated changes in sales volumes, product mix and margins having regard to expected market conditions <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:249.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and competitor activity. The discount rate is determined with reference to internal measures and available industry information. New <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:259.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business cash flows beyond the plan period have been extrapolated using a reducing balance growth rate that falls from <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:490.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:501.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:520.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:532.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% after <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:269.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">20<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:57.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> years, which does not exceed the long-term average growth rate for the life assurance market. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The recoverable amount of the goodwill relating to the Motor business is based on a value-in-use calculation using post-tax cash flow <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">projections based on financial budgets and plans approved by management covering a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three-<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:390.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">year period and a discount rate (post-tax) of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%, based on the Group’s cost of equity. This is equivalent to a pre-tax rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:360.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%. The budgets and plans are based upon past <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">experience adjusted to take into account anticipated changes in sales volumes having regard to expected market conditions and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:322.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">competitor activity. The cash flows beyond the plan period are extrapolated using a growth rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:413.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:424.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%, which does not exceed the long-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:332.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">term average growth rates for the markets in which the Motor business participates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:346.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The recoverable amount of the goodwill relating to Credit cards has been based on a value-in-use calculation using post-tax cash flow <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:356.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">projections based on financial budgets and plans approved by management covering a <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:387.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">-year period and a discount rate (post-tax) of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:366.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%, based on the Group’s cost of equity. This is equivalent to a pre-tax rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:360.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%. The budgets and plans are based upon past <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:376.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">experience adjusted to take into account anticipated changes in credit card volumes having regard to expected market conditions and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:386.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">competitor activity. The cash flows beyond the plan period are extrapolated using a growth rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:413.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:424.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%, which does not exceed the long-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:396.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">term average growth rates for the markets in which the Cards business participates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:409.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other intangible assets<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:420.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The brand arising from the acquisition of Bank of Scotland in 2009 is recognised on the Group’s balance sheet and has been determined to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:430.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have an indefinite useful life. The carrying value at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:282.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:301.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:324.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">380<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:339.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:370.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:389.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:393.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£380 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:439.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The Bank of Scotland name <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:440.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">has been in existence for over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:159.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">300 years<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and there are no indications that the brand should not have an indefinite useful life. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:506.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:450.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recoverable amount has been based on a value-in-use calculation. The calculation uses post-tax projections for a three-year period of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:460.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">income generated by the Bank of Scotland cash-generating unit, a discount rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:353.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">10.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% and a future growth rate of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:478.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:489.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%. Management <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:470.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">believes that any reasonably possible change in the key assumptions would not cause the recoverable amount of the Bank of Scotland <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:480.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">brand to fall below its balance sheet carrying value.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:169.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:39.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Brands<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:17.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Purchased<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">credit card<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationships<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer-<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">intangibles<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquired<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">value of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in-force<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);width:54pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:20.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capitalised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:26.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">software<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">enhancements<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:42.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cost<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:18.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:52.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.42pt"></span></span><span style="left:24.05pt;position:var(--position)">3,142<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.44pt"></span></span><span style="left:32.07pt;position:var(--position)">682<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:52.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.77pt"></span></span><span style="left:32.4pt;position:var(--position)">8,918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.5pt"></span></span><span style="left:25.13pt;position:var(--position)">15,169<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:65.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:65.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.98pt"></span></span><span style="left:43.61pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.83pt"></span></span><span style="left:38.46pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:78pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:78pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.65pt"></span></span><span style="left:33.28pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.4pt"></span></span><span style="left:28.029999999999998pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:82.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:90.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.21pt"></span></span><span style="left:29.84pt;position:var(--position)">(50)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.97pt"></span></span><span style="left:29.599999999999998pt;position:var(--position)">(423)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:90.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.12pt"></span></span><span style="left:36.75pt;position:var(--position)">(216)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.4pt"></span></span><span style="left:29.029999999999998pt;position:var(--position)">(689)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.29pt"></span></span><span style="left:21.919999999999998pt;position:var(--position)">3,092<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.49pt"></span></span><span style="left:27.119999999999997pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.93pt"></span></span><span style="left:32.56pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:103.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">9,956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:103.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.15pt"></span></span><span style="left:24.779999999999998pt;position:var(--position)">15,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:116.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:116.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.25pt"></span></span><span style="left:38.88pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:116.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions and acquisitions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:129pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.68pt"></span></span><span style="left:28.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29pt"></span></span><span style="left:31.63pt;position:var(--position)">296<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:129pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.3pt"></span></span><span style="left:32.93pt;position:var(--position)">1,252<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:129pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">1,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:141.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:141.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:141.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:141.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:154.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:154.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">3,354<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">591<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.63pt"></span></span><span style="left:26.259999999999998pt;position:var(--position)">1,002<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">561<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">834<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:154.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.56pt"></span></span><span style="left:27.189999999999998pt;position:var(--position)">10,892<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:154.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">17,234<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accumulated amortisation:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:180pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.53pt"></span></span><span style="left:32.160000000000004pt;position:var(--position)">205<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.22pt"></span></span><span style="left:32.85pt;position:var(--position)">762<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">483<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">680<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:180pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.95pt"></span></span><span style="left:30.58pt;position:var(--position)">4,389<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:180pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.85pt"></span></span><span style="left:25.48pt;position:var(--position)">6,863<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:192.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.28pt"></span></span><span style="left:40.910000000000004pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:192.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.59pt"></span></span><span style="left:41.220000000000006pt;position:var(--position)">(12)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:192.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.42pt"></span></span><span style="left:38.050000000000004pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:205.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:66.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:205.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.03pt"></span></span><span style="left:42.660000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.98pt"></span></span><span style="left:36.61pt;position:var(--position)">70<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.79pt"></span></span><span style="left:38.42pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.26pt"></span></span><span style="left:38.89pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:205.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.73pt"></span></span><span style="left:35.36pt;position:var(--position)">1,221<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:205.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">1,322<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:218.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:218.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">(422)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:218.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.15pt"></span></span><span style="left:34.78pt;position:var(--position)">(205)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:218.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.59pt"></span></span><span style="left:30.22pt;position:var(--position)">(627)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:231pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:231pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.29pt"></span></span><span style="left:27.919999999999998pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.22pt"></span></span><span style="left:31.849999999999998pt;position:var(--position)">206<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.67pt"></span></span><span style="left:32.300000000000004pt;position:var(--position)">832<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.98pt"></span></span><span style="left:37.61pt;position:var(--position)">77<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.81pt"></span></span><span style="left:32.44pt;position:var(--position)">697<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:231pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.72pt"></span></span><span style="left:31.349999999999998pt;position:var(--position)">5,393<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:231pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">7,549<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:243.75pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:243.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:243.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.53pt"></span></span><span style="left:40.160000000000004pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:243.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.22pt"></span></span><span style="left:34.85pt;position:var(--position)">(14)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:256.5pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Charge for the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:66.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">3<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:256.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">71<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.16pt"></span></span><span style="left:37.79pt;position:var(--position)">18<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:256.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.87pt"></span></span><span style="left:32.5pt;position:var(--position)">1,270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:256.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.2pt"></span></span><span style="left:27.83pt;position:var(--position)">1,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:269.25pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and write-offs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:269.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:269.25pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:269.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">(269)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:282pt;width:169.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:282pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.02pt"></span></span><span style="left:27.65pt;position:var(--position)">344<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">207<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.59pt"></span></span><span style="left:31.22pt;position:var(--position)">903<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.88pt"></span></span><span style="left:32.51pt;position:var(--position)">100<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">712<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:282pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.54pt"></span></span><span style="left:31.169999999999998pt;position:var(--position)">6,375<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:282pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.77pt"></span></span><span style="left:26.4pt;position:var(--position)">8,641<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:169.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance sheet amount at 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:135.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:294.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.77pt"></span></span><span style="left:22.4pt;position:var(--position)">3,010<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">384<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.42pt"></span></span><span style="left:33.050000000000004pt;position:var(--position)">461<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.34pt"></span></span><span style="left:33.97pt;position:var(--position)">122<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:294.75pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.07pt"></span></span><span style="left:32.7pt;position:var(--position)">4,517<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:294.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.63pt"></span></span><span style="left:25.259999999999998pt;position:var(--position)">8,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:169.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:169.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Balance sheet amount at 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:133.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:169.5pt;position:var(--position);top:307.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.83pt"></span></span><span style="left:22.459999999999997pt;position:var(--position)">2,748<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:214.5pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.57pt"></span></span><span style="left:32.2pt;position:var(--position)">385<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.49pt"></span></span><span style="left:34.12pt;position:var(--position)">170<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:312pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.32pt"></span></span><span style="left:33.95pt;position:var(--position)">185<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:360.75pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.02pt"></span></span><span style="left:34.650000000000006pt;position:var(--position)">137<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:409.5pt;position:var(--position);top:307.5pt;width:54pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:54pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.34pt"></span></span><span style="left:30.97pt;position:var(--position)">4,563<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:307.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.44pt"></span></span><span style="left:27.07pt;position:var(--position)">8,188<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">For acquisitions made prior to 1 January 2004, the date of transition to IFRS Accounting Standards, cost is included net of amounts amortised up to 31 December 2003.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:45.36pt;position:var(--position)">Disposals and write-offs includes goodwill of <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:167.99pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£50 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:198.26000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> in 2024 that was classified as disposal group assets and presented within other assets in note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:454.68pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:461.75pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:776.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">3<span style="display:inline-block;height:4.8pt;width:7.89pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">The charge for the year is recognised in operating expenses (note <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:223.55pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">10<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.48000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 3142000000 591000000 1002000000 682000000 834000000 8918000000 15169000000 0 0 0 3000000 0 -5000000 -2000000 0 0 0 0 0 1259000000 1259000000 50000000 0 0 423000000 0 216000000 689000000 3092000000 591000000 1002000000 262000000 834000000 9956000000 15737000000 0 0 0 3000000 0 -47000000 -44000000 262000000 0 0 296000000 0 1252000000 1810000000 0 0 0 0 0 269000000 269000000 3354000000 591000000 1002000000 561000000 834000000 10892000000 17234000000 -344000000 -205000000 -762000000 -483000000 -680000000 -4389000000 -6863000000 0 0 0 -3000000 0 12000000 9000000 0 -1000000 -70000000 -13000000 -17000000 -1221000000 -1322000000 0 0 0 -422000000 0 -205000000 -627000000 -344000000 -206000000 -832000000 -77000000 -697000000 -5393000000 -7549000000 0 0 0 -5000000 0 19000000 14000000 0 -1000000 -71000000 -18000000 -15000000 -1270000000 -1375000000 0 0 0 0 0 -269000000 -269000000 -344000000 -207000000 -903000000 -100000000 -712000000 -6375000000 -8641000000 3010000000 384000000 99000000 461000000 122000000 4517000000 8593000000 2748000000 385000000 170000000 185000000 137000000 4563000000 8188000000 50000000 0.499 1 262000000 3010000000 2748000000 2383000000 0.79 2121000000 0.77 302000000 0.10 302000000 0.11 310000000 0.10 310000000 0.11 0.110 0.035 0.020 P20Y 0.105 0.140 0.035 0.105 0.140 0.035 380000000 380000000 0.105 0.035 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 24: Other assets<span style="display:inline-block;height:8.8pt"></span><span id="i90e92a9d6b0b4aaa84b7bdfbdb8044ef_2485"></span></span><div style="position:var(--position);top:511.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:418.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contract assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.37pt"></span></span><span style="left:29pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.25pt"></span></span><span style="left:28.88pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment in joint ventures and associates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment properties (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">3,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premises<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.39pt"></span></span><span style="left:25.02pt;position:var(--position)">1,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,100<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">901<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">879<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease assets (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.83pt"></span></span><span style="left:23.459999999999997pt;position:var(--position)">8,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">7,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Right-of-use assets (note 25)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">14,916<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">13,397<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Prepayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">1,792<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">1,634<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposal group assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.26pt"></span></span><span style="left:34.89pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.06pt"></span></span><span style="left:32.69pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:103.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.49pt"></span></span><span style="left:22.119999999999997pt;position:var(--position)">5,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">5,122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">2,988<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">3,671<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">20,655<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">24,788<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">See <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Note 8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (C) for further detail.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:774pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">The Group’s reinsurance contract assets have decreased by <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£5,080 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:261.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> from <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£5,481 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:315.24pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:324.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£401 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> predominantly as a result of the completion of the part VII transfer of <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:781.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">insurance contract liabilities to Rothesay Life plc in relation to the Group’s bulk annuity business and the conclusion of the associated reinsurance agreement. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 24: Other assets<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:143.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:145.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment properties<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s investment properties are primarily held by Lloyds Living and by the Insurance, Pensions and Investments business, where they <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">back policyholder liabilities. They are valued by external Chartered Surveyors using industry standard techniques based on guidance from <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Royal Institute of Chartered Surveyors. The valuation methodology includes an assessment of general market conditions and sector <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">level transactions and takes account of expectations of occupancy rates, rental income and growth. Property valuations undergo individual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">scrutiny using cash flow analysis to factor in the timing of rental reviews, capital expenditure, lease incentives, dilapidation and operating <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expenses; these reviews utilise both observable and unobservable inputs. Within the fair value hierarchy, all of the Group’s investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">properties are categorised as level 3 (see note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:203.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">17<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:210.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for details of levels in the fair value hierarchy).<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:382.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">level 3 investment properties, which are carried at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:185.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.58pt"></span></span><span style="left:27.209999999999997pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">2,862<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of new properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.88pt"></span></span><span style="left:31.509999999999998pt;position:var(--position)">640<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additional expenditure on existing properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair value <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.5pt"></span></span><span style="left:37.13pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and other movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.76pt"></span></span><span style="left:31.39pt;position:var(--position)">(314)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.81pt"></span></span><span style="left:27.439999999999998pt;position:var(--position)">3,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:287.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rental income of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">190<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:116.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:147.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:166.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£172 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:213.26000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and direct operating expenses of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:344.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:353.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:385.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:408.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£44 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:449.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) arising from investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:297.9pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">properties that generate rental income have been recognised in the income statement.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:311.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Details of capital expenditure in respect of investment properties which had been contracted for but not recognised in the financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:321.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statements is given in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:134.14000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">36<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:335.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease assets where the Group is lessor<span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:231.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:346.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment leased to customers under operating leases primarily relates to vehicle contract hire arrangements. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:440.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December the future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:356.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">minimum rentals receivable under non-cancellable operating leases were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:369.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Within 1 year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.62pt"></span></span><span style="left:30.25pt;position:var(--position)">1,911<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">1,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">483<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.53pt"></span></span><span style="left:26.16pt;position:var(--position)">4,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">1,577<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.42pt"></span></span><span style="left:32.050000000000004pt;position:var(--position)">956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">365<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.81pt"></span></span><span style="left:36.440000000000005pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.05pt"></span></span><span style="left:40.68pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">3,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:421.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment leased to customers under operating leases primarily relates to vehicle contract hire arrangements. Operating lease assets are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:431.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:444.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Electric vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.48pt"></span></span><span style="left:25.11pt;position:var(--position)">4,534<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">3,894<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Internal combustion engine vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.65pt"></span></span><span style="left:28.279999999999998pt;position:var(--position)">1,641<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Self-charging hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.3pt"></span></span><span style="left:33.93pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.31pt"></span></span><span style="left:33.94pt;position:var(--position)">166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plug-in hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">1,575<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total operating lease assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.58pt"></span></span><span style="left:27.209999999999997pt;position:var(--position)">8,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">7,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:547pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The group continues to mitigate used car price movements through a number of market and customer initiatives to improve performance <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:557pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and reduce volatility, including lease extensions, used car leasing, remarketing agreements and residual value insurance.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:418.5pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance contract assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">113<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:96.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.37pt"></span></span><span style="left:29pt;position:var(--position)">401<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:30pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.25pt"></span></span><span style="left:28.88pt;position:var(--position)">422<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment in joint ventures and associates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.09pt"></span></span><span style="left:27.72pt;position:var(--position)">445<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.15pt"></span></span><span style="left:28.779999999999998pt;position:var(--position)">542<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investment properties (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.06pt"></span></span><span style="left:23.689999999999998pt;position:var(--position)">3,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:68.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Premises<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.39pt"></span></span><span style="left:25.02pt;position:var(--position)">1,126<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.53pt"></span></span><span style="left:25.16pt;position:var(--position)">1,100<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.43pt"></span></span><span style="left:29.06pt;position:var(--position)">901<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:93.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.2pt"></span></span><span style="left:28.83pt;position:var(--position)">879<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operating lease assets (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.83pt"></span></span><span style="left:23.459999999999997pt;position:var(--position)">8,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:106.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">7,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Right-of-use assets (note 25)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:119.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.25pt"></span></span><span style="left:19.88pt;position:var(--position)">14,916<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:132pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">13,397<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Prepayments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.17pt"></span></span><span style="left:23.8pt;position:var(--position)">1,792<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:144.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.23pt"></span></span><span style="left:23.86pt;position:var(--position)">1,634<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposal group assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:73.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:75.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:170.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.26pt"></span></span><span style="left:34.89pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:183pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.06pt"></span></span><span style="left:32.69pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:418.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Reinsurance contract assets<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:103.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:195.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.49pt"></span></span><span style="left:22.119999999999997pt;position:var(--position)">5,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:208.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.28pt"></span></span><span style="left:24.91pt;position:var(--position)">5,122<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.63pt"></span></span><span style="left:21.259999999999998pt;position:var(--position)">2,988<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:221.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.08pt"></span></span><span style="left:24.709999999999997pt;position:var(--position)">3,671<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:418.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:418.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.4pt"></span></span><span style="left:17.03pt;position:var(--position)">20,655<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:234pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.5pt"></span></span><span style="left:18.13pt;position:var(--position)">24,788<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:766.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">See <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Note 8<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> (C) for further detail.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:774pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">The Group’s reinsurance contract assets have decreased by <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.16pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£5,080 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:261.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> from <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.73pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£5,481 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:315.24pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:324.21999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£401 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> predominantly as a result of the completion of the part VII transfer of <span style="display:inline-block;height:4.8pt"></span></span></div>insurance contract liabilities to Rothesay Life plc in relation to the Group’s bulk annuity business and the conclusion of the associated reinsurance agreement. 113000000 0 401000000 422000000 445000000 542000000 3917000000 3281000000 1126000000 1100000000 901000000 879000000 8213000000 7265000000 759000000 872000000 14916000000 13397000000 1792000000 1634000000 0 13000000 0 50000000 0 5059000000 0 5122000000 2988000000 3671000000 20655000000 24788000000 -5080000000 5481000000 401000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:382.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below analyses movements in <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">level 3 investment properties, which are carried at fair value.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:185.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.58pt"></span></span><span style="left:27.209999999999997pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.66pt"></span></span><span style="left:26.29pt;position:var(--position)">2,862<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of new properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">606<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.88pt"></span></span><span style="left:31.509999999999998pt;position:var(--position)">640<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additional expenditure on existing properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.83pt"></span></span><span style="left:37.46pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.21pt"></span></span><span style="left:36.84pt;position:var(--position)">26<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in fair value <span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.22pt"></span></span><span style="left:35.85pt;position:var(--position)">99<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.5pt"></span></span><span style="left:37.13pt;position:var(--position)">67<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals and other movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.06pt"></span></span><span style="left:33.69pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.76pt"></span></span><span style="left:31.39pt;position:var(--position)">(314)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.81pt"></span></span><span style="left:27.439999999999998pt;position:var(--position)">3,917<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.46pt"></span></span><span style="left:28.09pt;position:var(--position)">3,281<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 3281000000 2862000000 606000000 640000000 10000000 26000000 99000000 67000000 314000000 3917000000 3281000000 190000000 172000000 27000000 44000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:440.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December the future <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:356.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">minimum rentals receivable under non-cancellable operating leases were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:369.7pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:171pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:10.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Within 1 year<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:16.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1 to 2 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2 to 3 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3 to 4 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:14.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4 to 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Over 5 years<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:58.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.62pt"></span></span><span style="left:30.25pt;position:var(--position)">1,911<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">1,131<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.62pt"></span></span><span style="left:27.25pt;position:var(--position)">1,072<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.86pt"></span></span><span style="left:31.49pt;position:var(--position)">483<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.85pt"></span></span><span style="left:33.480000000000004pt;position:var(--position)">124<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.53pt"></span></span><span style="left:26.16pt;position:var(--position)">4,737<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:171pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:171pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:57.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:171pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.39pt"></span></span><span style="left:29.02pt;position:var(--position)">1,577<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.42pt"></span></span><span style="left:32.050000000000004pt;position:var(--position)">956<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.42pt"></span></span><span style="left:34.050000000000004pt;position:var(--position)">821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">365<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.81pt"></span></span><span style="left:36.440000000000005pt;position:var(--position)">85<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.05pt"></span></span><span style="left:40.68pt;position:var(--position)">6<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.53pt"></span></span><span style="left:27.16pt;position:var(--position)">3,810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:421.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Equipment leased to customers under operating leases primarily relates to vehicle contract hire arrangements. Operating lease assets are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:431.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">comprised as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:444.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Electric vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.48pt"></span></span><span style="left:25.11pt;position:var(--position)">4,534<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.92pt"></span></span><span style="left:25.55pt;position:var(--position)">3,894<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Internal combustion engine vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.65pt"></span></span><span style="left:28.279999999999998pt;position:var(--position)">1,641<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Self-charging hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.3pt"></span></span><span style="left:33.93pt;position:var(--position)">125<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.31pt"></span></span><span style="left:33.94pt;position:var(--position)">166<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Plug-in hybrid vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.89pt"></span></span><span style="left:26.52pt;position:var(--position)">1,905<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">1,575<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total operating lease assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.58pt"></span></span><span style="left:27.209999999999997pt;position:var(--position)">8,213<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">7,265<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 1911000000 1131000000 1072000000 483000000 124000000 16000000 4737000000 1577000000 956000000 821000000 365000000 85000000 6000000 3810000000 4534000000 3894000000 1641000000 1630000000 125000000 166000000 1905000000 1575000000 8000000 0 8213000000 7265000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 25: Lessee disclosures<span style="display:inline-block;height:8.8pt"></span><span id="iada121365f9541faa8aaddc46d9d8950_576"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:587.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below sets out the movement in the Group’s right-of-use assets, which are primarily in respect of premises, and are recognised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:597.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">within other assets (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:610.8pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.72pt"></span></span><span style="left:32.35pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">1,055<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.64pt"></span></span><span style="left:34.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.6pt"></span></span><span style="left:35.230000000000004pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.97pt"></span></span><span style="left:33.6pt;position:var(--position)">(115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.09pt"></span></span><span style="left:30.72pt;position:var(--position)">(182)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(198)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.36pt"></span></span><span style="left:32.99pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:713.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s lease liabilities are recognised within other liabilities (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:294.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">27<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The maturity analysis of the Group’s lease liabilities on an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:723.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">undiscounted basis is set out in the liquidity risk section<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:237.32000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:736.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The total cash outflow for leases in the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:271.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:312.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">183<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:325.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:356.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:376.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£202 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:425.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The amount recognised within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:746.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest expense in respect of lease liabilities is disclosed in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:269.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below sets out the movement in the Group’s right-of-use assets, which are primarily in respect of premises, and are recognised <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:597.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">within other assets (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">24<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:610.8pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.72pt"></span></span><span style="left:32.35pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">1,055<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Additions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">83<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.64pt"></span></span><span style="left:34.27pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposals<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.6pt"></span></span><span style="left:35.230000000000004pt;position:var(--position)">(13)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.97pt"></span></span><span style="left:33.6pt;position:var(--position)">(115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.09pt"></span></span><span style="left:30.72pt;position:var(--position)">(182)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">(198)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">759<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.36pt"></span></span><span style="left:32.99pt;position:var(--position)">872<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 872000000 1055000000 -1000000 2000000 83000000 128000000 13000000 115000000 182000000 198000000 759000000 872000000 183000000 202000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 26: Debt securities in issue<span style="display:inline-block;height:8.8pt"></span><span id="i75cfcc65fdf24092aeaeeefe3884f23e_3097"></span></span><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:8.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Senior unsecured notes issued<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">4,226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.39pt"></span></span><span style="left:22.02pt;position:var(--position)">37,532<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">41,758<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.39pt"></span></span><span style="left:25.02pt;position:var(--position)">4,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.68pt"></span></span><span style="left:22.31pt;position:var(--position)">40,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">44,627<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:216pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Covered bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">11,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">11,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">11,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">11,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certificates of deposit issued<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">7,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">7,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">5,776<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">5,776<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation notes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">6,325<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">6,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">5,185<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">5,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial paper<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">15,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">15,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,090<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,090<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total debt securities in issue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.52pt"></span></span><span style="left:25.15pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">82,514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.7pt"></span></span><span style="left:25.33pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">75,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:218.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Covered bonds and securitisation programmes<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:229.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the covered bonds held by external parties and those held internally, were secured on certain loans and advances to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:239.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers amounting to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:140.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£22,072 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:196.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:201.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:220.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:224.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£26,202 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) which have been assigned to bankruptcy remote limited liability <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:249.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">partnerships to provide security for issues of covered bonds by the Group. The Group retains all of the risks and rewards associated with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:259.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these loans and the partnerships are consolidated fully with the loans retained on the Group’s balance sheet.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:272.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">two<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:118.75999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> covered bond programmes, which have ring-fence asset pools and guarantee the covered bonds issued by the Group. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:282.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At the reporting date the Group had over-collateralised these programmes to meet the terms of the programmes, to secure the rating of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:292.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the covered bonds and to provide operational flexibility. From time to time, the obligations of the Group to provide collateral may increase <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:302.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">due to the formal requirements of the programmes. The Group may also voluntarily contribute collateral to support the ratings of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:312.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">covered bonds.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:326.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Covered bonds includes Pfandbriefe, which the Group issued for the first time in 2024.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:339.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s securitisation vehicles issue notes that are held both externally and internally, and are secured on loans and advances to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:349.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customers amounting to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:140.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£27,766 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:197.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:257.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:300.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£27,657 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:359.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), the majority of which have been sold by subsidiary <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:359.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">companies to bankruptcy remote structured entities. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As the structured entities are funded by the issue of debt on terms whereby the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:369.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">majority of the risks and rewards of the portfolio are retained by the subsidiary, the structured entities are consolidated fully and all of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:379.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">these loans are retained on the Group’s balance sheet.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash deposits of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:110.96000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,359 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:162.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:167.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:187.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:191.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,256 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:242.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) which support the debt securities issued by the structured entities, the term <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">advances related to covered bonds and other legal obligations, are held by the Group. Additionally, the Group has certain contractual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">arrangements to provide liquidity facilities to some of these structured entities. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:419.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> these obligations had not been <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:423.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">triggered; the maximum exposure under these facilities was <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£11 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:310.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:329.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:333.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£11 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:369.71999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group recognises the full liabilities associated with its securitisation and covered bond programmes within debt securities in issue, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">although the obligations of the Group in respect of its securitisation issuances are limited to the cash flows generated from the underlying <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets. The Group could be required to provide additional support to a number of the securitisation programmes to support the credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ratings of the debt securities issued, in the form of increased cash reserves and the holding of subordinated notes. Further, certain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">programmes contain contractual obligations that require the Group to repurchase assets should they become credit-impaired or as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:487.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">otherwise required by the transaction documents. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:234.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:303.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provided financial or other support by voluntarily offering to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:497.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">repurchase assets from any of its public securitisation programmes during <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:319.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:338.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:343.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:362.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:366.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">none<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:384.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:216pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);width:146.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:66.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:7.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:13.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At fair value <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:8.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through profit <span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or loss<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:18.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amortised<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> cost<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Senior unsecured notes issued<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.69pt"></span></span><span style="left:25.32pt;position:var(--position)">4,226<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.39pt"></span></span><span style="left:22.02pt;position:var(--position)">37,532<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.2pt"></span></span><span style="left:22.83pt;position:var(--position)">41,758<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.39pt"></span></span><span style="left:25.02pt;position:var(--position)">4,608<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.68pt"></span></span><span style="left:22.31pt;position:var(--position)">40,019<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.26pt"></span></span><span style="left:21.89pt;position:var(--position)">44,627<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:216pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Covered bonds<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">11,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.19pt"></span></span><span style="left:23.82pt;position:var(--position)">11,260<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">11,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:54.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.96pt"></span></span><span style="left:25.59pt;position:var(--position)">11,764<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certificates of deposit issued<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">7,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.54pt"></span></span><span style="left:26.169999999999998pt;position:var(--position)">7,333<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">5,776<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:67.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">5,776<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:80.25pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation notes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.82pt"></span></span><span style="left:38.45pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.03pt"></span></span><span style="left:25.66pt;position:var(--position)">6,325<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">6,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.44pt"></span></span><span style="left:28.07pt;position:var(--position)">5,185<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:80.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">5,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Commercial paper<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">15,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.91pt"></span></span><span style="left:24.54pt;position:var(--position)">15,821<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,090<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.24pt"></span></span><span style="left:24.869999999999997pt;position:var(--position)">8,090<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:216pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:216pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total debt securities in issue<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:216pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.52pt"></span></span><span style="left:25.15pt;position:var(--position)">4,243<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:264.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.99pt"></span></span><span style="left:23.619999999999997pt;position:var(--position)">78,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">82,514<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.7pt"></span></span><span style="left:25.33pt;position:var(--position)">4,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.85pt"></span></span><span style="left:21.48pt;position:var(--position)">70,834<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:105.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">75,464<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 4226000000 37532000000 41758000000 4608000000 40019000000 44627000000 0 11260000000 11260000000 0 11764000000 11764000000 0 7333000000 7333000000 0 5776000000 5776000000 17000000 6325000000 6342000000 22000000 5185000000 5207000000 0 15821000000 15821000000 0 8090000000 8090000000 4243000000 78271000000 82514000000 4630000000 70834000000 75464000000 22072000000 26202000000 2 27766000000 27657000000 3359000000 3256000000 11000000 11000000 0 0 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 27: Other liabilities<span style="display:inline-block;height:8.8pt"></span><span id="i4c94e450bd5346308f8fd659743e788b_394"></span></span><div style="position:var(--position);top:527.25pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:143.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.21pt"></span></span><span style="left:24.84pt;position:var(--position)">12,781<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">10,706<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.93pt"></span></span><span style="left:26.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.29pt"></span></span><span style="left:29.919999999999998pt;position:var(--position)">1,261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposal group liabilities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">5,268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other creditors and accruals<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:97.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">7,138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">8,683<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">20,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.07pt"></span></span><span style="left:23.7pt;position:var(--position)">25,918<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:628pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Where a collective investment vehicle is consolidated, the interests of parties other than the Group are reported at fair value in other liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes settlement balances, accruals and deferred income and reinsurance contract liabilities<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:646.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The maturity analysis of the Group’s lease liabilities on an undiscounted basis is set out in the liquidity risk section on<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:474.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:494.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:496.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i60edd65bad6d4aebb7b62f5dd34077bf_13297" style="color:inherit;text-decoration:inherit;z-index:1">185</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:509.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:414.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:414.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Third party interests in consolidated funds<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:143.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.21pt"></span></span><span style="left:24.84pt;position:var(--position)">12,781<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.53pt"></span></span><span style="left:23.16pt;position:var(--position)">10,706<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lease liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.93pt"></span></span><span style="left:26.56pt;position:var(--position)">1,026<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.29pt"></span></span><span style="left:29.919999999999998pt;position:var(--position)">1,261<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Disposal group liabilities:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities arising from insurance contracts<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.56pt"></span></span><span style="left:26.189999999999998pt;position:var(--position)">5,268<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other creditors and accruals<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:97.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.84pt"></span></span><span style="left:27.47pt;position:var(--position)">7,138<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.99pt"></span></span><span style="left:25.619999999999997pt;position:var(--position)">8,683<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:414.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:414.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.7pt"></span></span><span style="left:20.33pt;position:var(--position)">20,945<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.07pt"></span></span><span style="left:23.7pt;position:var(--position)">25,918<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:628pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Where a collective investment vehicle is consolidated, the interests of parties other than the Group are reported at fair value in other liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:635.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes settlement balances, accruals and deferred income and reinsurance contract liabilities<span style="display:inline-block;height:4.8pt"></span></span></span></div> 12781000000 10706000000 1026000000 1261000000 0 5268000000 7138000000 8683000000 20945000000 25918000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 28: Provisions<span style="display:inline-block;height:8.8pt"></span><span id="i8a4f77013fad493a9364f3edbc5016a5_9359"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:676.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical accounting judgements and key sources of estimation uncertainty<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:687.8pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:150pt"></td><td style="padding:0;width:362.25pt"></td></tr><tr style="height:24pt"><td style="border-left:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Critical judgement:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining whether a present obligation exists and whether it is more likely than not that an outflow of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">resources will be required to settle that obligation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:150pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:150pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key sources of estimation uncertainty:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:150pt;position:var(--position);top:24pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Populations impacted, level of remediation and response rates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:733.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Determining the amount of the provisions, which represent management’s best estimate of the cost of settling these issues, requires the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:743.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exercise of significant judgement and estimation. It will often be necessary to form a view on matters which are inherently uncertain, such <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:753.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">as the scope of reviews required by regulators, and to estimate the number of future complaints, the extent to which they will be upheld, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:763.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the average cost of redress and the impact of decisions reached by legal and other review processes that may be relevant to claims <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:773.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">received. Consequently, the continued appropriateness of the underlying assumptions is reviewed on a regular basis against actual <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:783.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">experience and other relevant evidence and adjustments made to the provisions where appropriate. <span style="display:inline-block;height:6.6pt"></span></span></div><div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 28: Provisions<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:131.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:133.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:39.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:335.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:330.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:324.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:321.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and guarantees<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:354.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and legal<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:317.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">1,600<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.77pt"></span></span><span style="left:31.4pt;position:var(--position)">443<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.87pt"></span></span><span style="left:27.5pt;position:var(--position)">2,313<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions applied<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">(479)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(774)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Release) charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">1,347<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.17pt"></span></span><span style="left:33.800000000000004pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">2,276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.81pt"></span></span><span style="left:33.44pt;position:var(--position)">415<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.41pt"></span></span><span style="left:25.04pt;position:var(--position)">2,888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:203.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions for financial commitments and guarantees<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:214.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions are recognised for expected credit losses on undrawn loan commitments and financial guarantees.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:227.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:238.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In the course of its business, the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:152.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is engaged on a regular basis in discussions with UK and overseas regulators and other governmental <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:248.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">authorities on a range of matters, including legal and regulatory reviews and, from time to time, enforcement investigations (including in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:258.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relation to compliance with applicable laws and regulations, such as those relating to prudential regulation, consumer protection, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:268.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment advice, employment, business conduct, systems and controls, environmental, sustainability, competition/anti-trust, tax, anti-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:278.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">bribery, anti-money laundering and sanctions). Any matters discussed or identified during such discussions and inquiries may result in, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">among other things, further inquiry or investigation, other action being taken by governmental and/or regulatory authorities, increased <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">costs being incurred by the Group, remediation of systems and controls, public or private censure, restriction of the Group’s business <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:308.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">activities and/or fines. The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group also receives complaints and pre-action correspondence in connection with its past conduct and claims <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:318.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">brought or threatened by or on behalf of current and former employees, customers (including their appointed representatives), investors <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:328.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other third parties and is subject to legal proceedings and other legal actions from time to time. Any of these matters, events or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:338.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">circumstances could have a material adverse effect on the Group’s financial position, operations or cash flows. Provisions are held where <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:348.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group can reliably estimate a probable outflow of economic resources. The ultimate liability of the Group may be significantly more, or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:358.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">less, than the amount of any provision recognised. If the Group is unable to determine a reliable estimate, a contingent liability is disclosed. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:368.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The recognition of a provision does not amount to an admission of liability or wrongdoing on the part of the Group. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:458.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the full year to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:378.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:118.78999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group charged a further <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:209.70000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£968<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:228.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million in respect of legal actions and other regulatory matters and the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unutilised <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:388.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:124.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:166pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,276<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:186.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:267.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:286.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,600 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:341.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The most significant items are outlined below.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:402.25pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Motor commission review<span style="display:inline-block;height:7.2pt"></span><span id="i8a4f77013fad493a9364f3edbc5016a5_9349"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">The Group recognised a further £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:154.58pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">800<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.05pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre"> million provision in the third quarter of 2025 following the FCA’s announcement in October 2025 that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:423.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">it intends to implement a motor finance commission redress scheme. As at 31 December 2025, the total provision recognised is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:433.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">£1,950 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:84.33000000000001pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:446.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">The Supreme Court judgment in Johnson v FirstRand Bank Limited in August 2025 found that there was an unfair relationship under s.140A <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:456.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">of the Consumer Credit Act (CCA). Following the Supreme Court judgment, the FCA published Consultation Paper CP25/27 in October <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:466.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.023em;position:var(--position);text-decoration:none;white-space:pre">2025 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:54.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">setting out detailed proposals for a scheme (including their proposed basis) to redress unfair customer relationships.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:480.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The increased provision reflects the increased likelihood of a higher number of scheme cases (i.e. discretionary commission arrangements, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:490.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commercial tie or high commission arrangements) being eligible for redress, including those dating back to 2007 and also the likelihood of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:500.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">higher level of redress than anticipated in the previous scenario-based provision; the FCA's proposed redress calculation approach is less <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:510.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">closely linked to customer loss than previously anticipated.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:249.64000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:251.60000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has made representations to the FCA on a number of aspects of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:520.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">proposed scheme.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:534.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 3 December 2025, the FCA announced that the pause on motor finance complaints handling would be lifted on 31 May 2026 for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:544.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">complaints made in relation to the subject matter of the scheme, and that this timeline may be superseded in due course by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:554.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">operational timetable to be set out in the final scheme rules. The FCA also lifted the pause on handling motor finance complaints in respect <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:564.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of leasing products on 5 December 2025. The Group continues to receive new complaints as well as claims in the County Courts in respect <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:574.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of motor finance commissions. A large number of those claims have been stayed, as has a claim in the Competition Appeal Tribunal. In April <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:584.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026, the Court of Appeal is expected to consider whether, in the context of motor finance claims, it is possible for multiple unfair <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relationship claims to be dealt with via one omnibus claim form.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In establishing the provision estimate, the Group has considered the potential impact of the FCA’s proposed redress scheme, as well as a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:617.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">number of possible modifications to the scheme which might arise as a result of the consultation. The Group will continue to assess <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:627.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">developments and potential impacts following the announcement by the FCA of the final scheme rules, which are expected by the end of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:637.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">March 2026. The ultimate financial impact will be determined by a number of factors still to be resolved, in particular the final scheme <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:647.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">rules, customer response rates, scheme operating costs, any further interventions and any broader implications of legal proceedings and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">complaints. Given the significant level of uncertainty in terms of the final outcome, the ultimate financial impact could materially differ <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">from the amount provided. The total <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:171.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,950 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:222.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provision represents the Group’s current best estimate of the potential impact of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:677.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">motor finance issue.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:691.25pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">HBOS Reading – review<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:702.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group continues to apply the recommendations from Sir Ross Cranston’s review, issued in December 2019, including a reassessment of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:712.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">direct and consequential losses by an independent panel (the Foskett Panel), an extension of debt relief and a wider definition of de facto <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:722.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">directors. The Foskett Panel’s full scope and methodology was published on 7 July 2020. The Foskett Panel’s stated objective is to consider <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:732.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cases via a non-legalistic and fair process and to make its decisions in a generous, fair and common sense manner, assessing claims against <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:742.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">an expanded definition of the fraud and on a lower evidential basis.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:755.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In June 2022, the Foskett Panel announced an alternative option, in the form of a fixed sum award which could be accepted as an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:765.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">alternative to participation in the full re-review process, to support earlier resolution of claims for those deemed by the Foskett Panel to be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:775.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">victims of the fraud.<span style="display:inline-block;height:6.6pt"></span></span></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 28: Provisions<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:145.42000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:147.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All of the population have now had an initial decision, with a small number of the populations’ challenges to the Panel’s initial decision <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ongoing through the published process, with operational costs, redress and tax costs associated with the re-reviews recognised within the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amount provided.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notwithstanding the settled claims and the increase in outcomes which builds confidence in the full estimated cost, uncertainties remain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and the final outcome could be different. There is no confirmed timeline for the completion of the re-review process nor the separate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">review by Dame Linda Dobbs. The Group remains committed to implementing the recommendations in full.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:158.15pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Payment protection insurance (PPI)<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:169.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group continues to challenge PPI litigation cases, with mainly operational costs and legal fees associated with litigation activity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:179.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">recognised within regulatory and legal provisions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:192.75pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Customer claims in relation to insurance branch business in Germany<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:203.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group continues to receive claims from customers in Germany relating to policies issued by Clerical Medical Investment Group Limited <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:213.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(subsequently renamed Scottish Widows Limited), with smaller numbers of claims received from customers in Austria and Italy. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:223.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Operational costs, redress and legal fees associated with the claims are recognised within regulatory and legal provisions.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:237.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:248.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group carries provisions of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:168.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">119<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.60999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:259.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:278.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:282.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£154 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:326.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in respect of dilapidations, rent reviews and other property-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:258.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">related matters.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:271.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions are also made for staff and other costs related to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:268.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group restructuring initiatives at the point at which the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group becomes <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:281.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">committed to the expenditure; at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:224.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:243.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provisions of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">170<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:391.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£135 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:457.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) were held.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:295.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group carries provisions of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:168.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">41<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:176.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:257.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:276.40999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£35 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:320.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) for indemnities and other matters relating to legacy business <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:305.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">disposals in prior years. Whilst there remains significant uncertainty as to the timing of the utilisation of the provisions, the Group expects <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:315.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the majority of the remaining provisions to have been utilised by 31 December 2026.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:39.75pt"><td colspan="2" style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:335.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:330.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">for financial<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:324.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitments<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:321.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and guarantees<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:354.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:15.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and legal<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provisions<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:29.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:24.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:31.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:32.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39.75pt;width:317.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.39pt"></span></span><span style="left:32.02pt;position:var(--position)">270<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.2pt"></span></span><span style="left:25.83pt;position:var(--position)">1,600<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.77pt"></span></span><span style="left:31.4pt;position:var(--position)">443<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.87pt"></span></span><span style="left:27.5pt;position:var(--position)">2,313<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:52.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exchange and other adjustments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">3<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:52.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.3pt"></span></span><span style="left:40.93pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Provisions applied<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.35pt"></span></span><span style="left:28.98pt;position:var(--position)">(479)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:65.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">(774)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(Release) charge for the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">452<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:78pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.75pt"></span></span><span style="left:27.38pt;position:var(--position)">1,347<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.17pt"></span></span><span style="left:33.800000000000004pt;position:var(--position)">197<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">2,276<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.81pt"></span></span><span style="left:33.44pt;position:var(--position)">415<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:90.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.41pt"></span></span><span style="left:25.04pt;position:var(--position)">2,888<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 270000000 1600000000 443000000 2313000000 0 3000000 -1000000 2000000 0 295000000 479000000 774000000 -73000000 968000000 452000000 1347000000 197000000 2276000000 415000000 2888000000 968000000 2276000000 1600000000 800000000 1950000000 1950000000 119000000 154000000 170000000 135000000 41000000 35000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 29: Subordinated liabilities<span style="display:inline-block;height:8.8pt"></span><span id="i6b9d7d4e1c9d414c934ee49a35d9c8b4_3569"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:345.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The movement in subordinated liabilities during the year was as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:359.35pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Undated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.21pt"></span></span><span style="left:27.84pt;position:var(--position)">466<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">9,643<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.11pt"></span></span><span style="left:19.74pt;position:var(--position)">10,253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:77.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:79.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.375%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Dated Subordinated Notes 2034 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:201.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:220.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.788%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.439999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed-to-Floating Rate Dated Subordinated Notes 2034 (A<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:226.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:243.57999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Floating Rate Dated Subordinated Notes 2034 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:163.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A$500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:186.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:159.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:161.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference Shares callable 2024 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£186<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:211.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.189999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Dated Subordinated Notes 2024 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:135.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:158.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(819)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.46pt"></span></span><span style="left:30.09pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.92pt"></span></span><span style="left:30.55pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other movements (cash and non-cash)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:133.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.98pt"></span></span><span style="left:34.61pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.28pt"></span></span><span style="left:38.910000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.04pt"></span></span><span style="left:27.669999999999998pt;position:var(--position)">(128)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.47pt"></span></span><span style="left:24.099999999999998pt;position:var(--position)">9,531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:77.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:79.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.00%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Dated Subordinated Notes 2035 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:198.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:221.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.068%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:28.669999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed-to-Floating Rate Dated Subordinated Notes 2036 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:222.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:244.07999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:159.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:161.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.959999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Step-up Subordinated Notes 2030 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€441<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:200.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.89pt"></span></span><span style="left:27.52pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.89pt"></span></span><span style="left:27.52pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.959999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Step-up Subordinated Notes 2030 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€309<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">(260)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">(260)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.869999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:142.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£273<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:158.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.582%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:181.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,328<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(996)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(996)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.582%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:181.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$25.6<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:199.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Undated Step-up Subordinated Notes callable 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£9<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:211.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">(1,919)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">(1,928)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.59pt"></span></span><span style="left:34.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.78pt"></span></span><span style="left:26.41pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.13pt"></span></span><span style="left:24.759999999999998pt;position:var(--position)">(280)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other movements (cash and non-cash)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:133.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.59pt"></span></span><span style="left:34.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">9,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.11pt"></span></span><span style="left:20.74pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:748.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Issuances in the year generated cash inflows of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:191.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,757<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:204.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:245.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£812 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); the repurchases and redemptions resulted in cash outflows of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:455.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,928<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:469.7pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:507.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:510.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£819 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:542.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:755.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Other movements include hedge accounting movements and cash payments in respect of interest on subordinated liabilities in the year amounting to £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:472.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">618<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:481.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:504.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:519.1600000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:522.1700000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£622 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:555.4200000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:763.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">offset by the interest expense in respect of subordinated liabilities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:251.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">707<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:261.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£738 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:335.53999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 29: Subordinated liabilities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:197.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:199.63000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These securities will, in the event of the winding-up of the issuer, be subordinated to the claims of depositors and all other creditors of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issuer, other than creditors whose claims rank equally with, or are junior to, the claims of the holders of the subordinated liabilities. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subordination of specific subordinated liabilities is determined in respect of the issuer and any guarantors of that liability. The claims of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">holders of preference shares and preferred securities are generally junior to those of the holders of undated subordinated liabilities, which in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">turn are junior to the claims of holders of the dated subordinated liabilities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference shares<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:155.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Company has in issue various classes of preference shares, with a nominal value of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:356.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">74<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:365.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:397.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">296,227,449<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:443.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares), which are all <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:165.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">classified as liabilities under IFRS accounting standards and are shown below. This represents <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:377.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.50%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the total issued share capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:175.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">59,181,971,051<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares) of the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:189.15pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:332.25pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:180pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:43.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:19.5pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Redeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:42.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:43.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:43.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:154.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:53.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:53.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">47,273,816<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.099999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.413%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:249.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.657%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.279999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:250.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:34.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:35.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:35.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:332.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">296,227,449<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">296,227,449<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">343,501,265<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:310.9pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:224.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);width:93.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);width:93pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:93.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Redeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:154.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.099999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.47pt;position:var(--position)">0.43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.33pt;position:var(--position)">0.42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">0.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.6pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.6pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.413%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:125.25pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.657%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.279999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:224.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.1pt"></span></span><span style="left:32.730000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.3pt;position:var(--position)">0.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">0.49<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">0.54<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:479.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In any general meeting of the Company which is held as a physical general meeting, a resolution put to the vote of the meeting shall be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:489.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">decided by a poll unless the chair of the meeting determines that such resolution shall be decided on a show of hands, although in certain <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">circumstances such decision may be overridden by a sufficient number of shareholders demanding a poll. At a general meeting of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Company, every holder of shares (whether ordinary or preference shares) who is present in person or by proxy and entitled to vote, shall <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">have one vote per share in relation to the resolutions on which they are entitled, respectively, to vote, whether such vote is held on a poll or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">a show of hands.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:542.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:47.290000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of preference shares have voting rights. The preference shares represent <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:321.15999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.50<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:338.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of the total voting rights of the Company, the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">remainder being represented by the ordinary shares. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:566.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The rights and obligations attaching to the preference shares are set out in:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:580.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">i.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Company’s articles of association, a copy of which can be obtained from Companies House or from our website <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;position:var(--position);top:590.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">www.lloydsbankinggroup.com/who-we-are/group-overview/corporate-governance.html <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:395.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">);<span style="display:inline-block;height:6.6pt"></span></span><div style="left:387.55pt;position:var(--position);top:0.52pt"><div style="position:var(--position)"><img alt="Icon_Weblink.gif" id="i-1174" src="lyg-20251231_g14.gif" style="height:6.08pt;width:7.65pt"/></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:600.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ii.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in respect of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:118.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.49000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% Non-cumulative Redeemable Preference shares, in Companies House form 128(1) filed at Companies House on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;position:var(--position);top:610.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12 January 2005, a copy of which is available from Companies House (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:312.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">www.companieshouse.gov.uk <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:431.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">); and <span style="display:inline-block;height:6.6pt"></span></span><div style="left:424.05pt;position:var(--position);top:0.52pt"><div style="position:var(--position)"><img alt="Icon_Weblink.gif" id="i-1175" src="lyg-20251231_g14.gif" style="height:6.08pt;width:7.65pt"/></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">iii.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in respect of the other classes of preference shares, in the prospectus dated 20 November 2008 and published on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">National Storage Mechanism on that date, a copy of which prospectus is available on the National Storage Mechanism <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;position:var(--position);top:640.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.540000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.440000000000005pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">https://data.fca.org.uk/#/nsm/nationalstoragemechanism <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:282.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). <span style="display:inline-block;height:6.6pt"></span></span><div style="left:274.93pt;position:var(--position);top:0.52pt"><div style="position:var(--position)"><img alt="Icon_Weblink.gif" id="i-1176" src="lyg-20251231_g14.gif" style="height:6.08pt;width:7.65pt"/></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:653.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">None of the preference shares have any multiple or unequal voting rights.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As at 31 December 2025, the free float percentage of all of the Company’s ordinary and preference listed shares in issue was over <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:508.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">99.99<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:529.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:677.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by both number of shares and nominal value. The balance was comprised of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:329.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:345.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> unlisted <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:378.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:383.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% Non-cumulative Redeemable Preference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:687.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares of GBP<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:84.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">0.25<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:101.17000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> each referred to above (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:191.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:209.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> in total).<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The movement in subordinated liabilities during the year was as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:359.35pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:321pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:12.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:24.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:18.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Undated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:25.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dated<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.21pt"></span></span><span style="left:27.84pt;position:var(--position)">466<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.04pt"></span></span><span style="left:29.669999999999998pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.03pt"></span></span><span style="left:21.66pt;position:var(--position)">9,643<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:24.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.11pt"></span></span><span style="left:19.74pt;position:var(--position)">10,253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:77.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:79.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:50.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.375%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Dated Subordinated Notes 2034 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:201.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:220.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:50.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.32pt"></span></span><span style="left:28.95pt;position:var(--position)">427<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.788%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.439999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed-to-Floating Rate Dated Subordinated Notes 2034 (A<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:226.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:243.57999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:63pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">128<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Floating Rate Dated Subordinated Notes 2034 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:163.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">A$500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:186.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:75.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.78pt"></span></span><span style="left:29.41pt;position:var(--position)">257<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:88.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.67pt"></span></span><span style="left:30.3pt;position:var(--position)">812<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:159.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:161.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:114pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference Shares callable 2024 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£186<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:211.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:114pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:126.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.189999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Dated Subordinated Notes 2024 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:135.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:158.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:126.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.75pt"></span></span><span style="left:30.38pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.54pt"></span></span><span style="left:27.169999999999998pt;position:var(--position)">(772)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:139.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.63pt"></span></span><span style="left:27.259999999999998pt;position:var(--position)">(819)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:152.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.65pt"></span></span><span style="left:36.28pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.46pt"></span></span><span style="left:30.09pt;position:var(--position)">(24)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:152.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.92pt"></span></span><span style="left:30.55pt;position:var(--position)">(25)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other movements (cash and non-cash)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:133.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.98pt"></span></span><span style="left:34.61pt;position:var(--position)">(5)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.28pt"></span></span><span style="left:38.910000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.04pt"></span></span><span style="left:27.669999999999998pt;position:var(--position)">(128)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:165pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">(132)<span style="display:inline-block;height:6pt;width:0.22pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">413<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.5pt"></span></span><span style="left:30.13pt;position:var(--position)">145<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.47pt"></span></span><span style="left:24.099999999999998pt;position:var(--position)">9,531<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.78pt"></span></span><span style="left:18.41pt;position:var(--position)">10,089<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:190.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:77.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:79.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.00%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Dated Subordinated Notes 2035 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:198.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:221.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:203.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.22pt"></span></span><span style="left:27.849999999999998pt;position:var(--position)">842<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:216pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.068%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:28.669999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed-to-Floating Rate Dated Subordinated Notes 2036 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:222.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:244.07999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:216pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.76pt"></span></span><span style="left:29.39pt;position:var(--position)">918<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:228.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">1,760<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:241.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:159.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:161.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:254.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.959999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Step-up Subordinated Notes 2030 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€441<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:200.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.89pt"></span></span><span style="left:27.52pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:254.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.89pt"></span></span><span style="left:27.52pt;position:var(--position)">(371)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:267pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.50%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.959999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Step-up Subordinated Notes 2030 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€309<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">(260)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:267pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.1pt"></span></span><span style="left:24.73pt;position:var(--position)">(260)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:279.75pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.869999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:142.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£273<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:158.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:279.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">(273)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:292.5pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.582%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:181.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,328<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(996)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:292.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.97pt"></span></span><span style="left:24.599999999999998pt;position:var(--position)">(996)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:305.25pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4.582%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Dated Subordinated Notes 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:181.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$25.6<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:199.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:305.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.53pt"></span></span><span style="left:31.16pt;position:var(--position)">(19)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:321pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Undated Step-up Subordinated Notes callable 2025 (<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:202.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£9<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:211.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:318pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.11pt"></span></span><span style="left:21.74pt;position:var(--position)">(1,919)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:330.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.66pt"></span></span><span style="left:20.29pt;position:var(--position)">(1,928)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:343.5pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.59pt"></span></span><span style="left:34.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.78pt"></span></span><span style="left:26.41pt;position:var(--position)">(277)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:343.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.13pt"></span></span><span style="left:24.759999999999998pt;position:var(--position)">(280)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:356.25pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other movements (cash and non-cash)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:133.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.59pt"></span></span><span style="left:34.22pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.64pt"></span></span><span style="left:28.27pt;position:var(--position)">256<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:356.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.96pt"></span></span><span style="left:28.59pt;position:var(--position)">253<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:369pt;width:321pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:321pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">407<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.05pt"></span></span><span style="left:29.68pt;position:var(--position)">136<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.76pt"></span></span><span style="left:23.39pt;position:var(--position)">9,351<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:369pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.11pt"></span></span><span style="left:20.74pt;position:var(--position)">9,894<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:748.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Issuances in the year generated cash inflows of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:191.43pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,757<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:204.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:228.03pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.29pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:245.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£812 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">); the repurchases and redemptions resulted in cash outflows of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:455.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1,928<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:469.7pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:493.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:507.37pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:510.38pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£819 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:542.76pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:755.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Other movements include hedge accounting movements and cash payments in respect of interest on subordinated liabilities in the year amounting to £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:472.11pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">618<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:481.49pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:504.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:519.1600000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:522.1700000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£622 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:555.4200000000001pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:763.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">offset by the interest expense in respect of subordinated liabilities of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:251.62pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">707<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:261.64pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:285.05pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:299.31pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:302.32pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£738 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:335.53999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 466000000 144000000 9643000000 10253000000 0.04375 500000000 0 0 427000000 427000000 0.05788 250000000 0 0 128000000 128000000 500000000 0 0 257000000 257000000 0 0 812000000 812000000 0.06475 186000000 47000000 0 0 47000000 0.045 1000000000 0 0 772000000 772000000 47000000 0 772000000 819000000 -1000000 0 -24000000 -25000000 -5000000 1000000 -128000000 -132000000 413000000 145000000 9531000000 10089000000 0.0400 1000000000 0 0 842000000 842000000 0.06068 1250000000 0 0 918000000 918000000 0 0 1760000000 1760000000 0.0450 441000000 0 0 371000000 371000000 0.0450 309000000 0 0 260000000 260000000 0.07625 273000000 0 0 273000000 273000000 0.04582 1328000000 0 0 996000000 996000000 0.04582 25600000 0 0 19000000 19000000 0.0575 9000000 0 9000000 0 9000000 0 9000000 1919000000 1928000000 -3000000 0 -277000000 -280000000 -3000000 0 256000000 253000000 407000000 136000000 9351000000 9894000000 1757000000 812000000 1928000000 819000000 618000000 622000000 707000000 738000000 74000000 296227449 0.0050 59181971051 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:332.25pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:60pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:180pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:180pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:9.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:43.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:9.75pt;width:60pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:60pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:19.5pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Redeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:42.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:43.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:19.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:43.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">400<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:154.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:53.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:53.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">–<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:32.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">47,273,816<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.099999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:45pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">252,510,147<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57.75pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:196.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:17.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:57.75pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:18.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">43,630,285<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:70.5pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.413%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:249.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:31.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:70.5pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:32.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">48,990<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:83.25pt;width:332.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.657%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.279999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:250.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:34.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:35.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:83.25pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:35.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37,627<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:332.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:332.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:13.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">296,227,449<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">296,227,449<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:452.25pt;position:var(--position);top:96pt;width:60pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:60pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:16.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">343,501,265<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="position:var(--position);top:310.9pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:224.25pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);width:93.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:39.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);width:93pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:39.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:93.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:93.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:9.75pt;width:45pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:27.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:24.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Redeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:184.01999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:34.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:47.25pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:154.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:47.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.25%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.099999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.79pt"></span></span><span style="left:32.42pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.47pt;position:var(--position)">0.43<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.33pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.33pt;position:var(--position)">0.42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.28pt"></span></span><span style="left:32.910000000000004pt;position:var(--position)">63<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.62pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.62pt;position:var(--position)">0.40<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81.75pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">9.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:22.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Irredeemable Preference shares of <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">GBP0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.29pt"></span></span><span style="left:35.92pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.6pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.6pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.01pt"></span></span><span style="left:36.64pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:81.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.47pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.47pt;position:var(--position)">0.07<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:103.5pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.413%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:26.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:103.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:125.25pt;width:224.25pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.657%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:27.279999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Fixed/Floating Rate Callable Preference <span style="display:inline-block;height:6pt"></span></span></div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:12.75pt;width:224.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares of <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">USD0.25<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:37.8pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:37.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:125.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:38.02pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:147pt;width:224.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:224.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:224.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.1pt"></span></span><span style="left:32.730000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:273pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.3pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.3pt;position:var(--position)">0.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">74<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:25.92pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:25.92pt;position:var(--position)">0.49<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">86<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:147pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:26.23pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:26.23pt;position:var(--position)">0.54<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.06 0.25 400 400 400 0.06475 0.25 0 0 47273816 0.0925 0.25 252510147 252510147 252510147 0.0975 0.25 43630285 43630285 43630285 0.06413 0.25 48990 48990 48990 0.06657 0.25 37627 37627 37627 296227449 296227449 343501265 0.06 0.25 0 0 0 0 0 0 0.06475 0.25 0 0 0 0 12000000 0.0007 0.0925 0.25 63000000 0.0043 63000000 0.0042 63000000 0.0040 0.0975 0.25 11000000 0.0007 11000000 0.0007 11000000 0.0007 0.06413 0.25 0 0 0 0 0 0 0.06657 0.25 0 0 0 0 0 0 74000000 0.0050 74000000 0.0049 86000000 0.0054 1 0.0050 0.06 0.9999 400 0.06 0.25 100 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 30: Share capital<span style="display:inline-block;height:8.8pt"></span><span id="i9d46438e92ee44028507b700808b2cfc_3794"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued and fully paid ordinary share capital<span style="display:inline-block;height:7.2pt"></span></span></div><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:510.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:193.5pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:193.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:317.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ordinary shares of 10p (formerly 25p) each<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,617,012,971<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">63,569,225,662<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">67,287,852,204<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued under employee share schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:19.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">472,840,371<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">734,265,017<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">667,636,165<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share buyback programme (note 32)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(2,204,109,740)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(3,686,477,708)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(4,386,262,707)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">58,885,743,602<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,617,012,971<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">63,569,225,662<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:189.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:508.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:179.25pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:179.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:179.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ordinary shares of 10p (formerly 25p) each<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:234.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:179.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:179.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.34pt"></span></span><span style="left:27.97pt;position:var(--position)">5,889<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:234.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">99.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">6,062<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.37pt;position:var(--position)">99.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.38pt"></span></span><span style="left:29.009999999999998pt;position:var(--position)">6,358<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.5pt;position:var(--position)">99.46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:245.8pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ordinary shares<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:256.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As permitted by the Companies Act 2006, the Company removed references to authorised share capital from its articles of association at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:266.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the annual general meeting on 5 June 2009. This change took effect from 1 October 2009. There are no restrictions on the transfer of shares <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:276.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in the Company other than as set out in the articles of association and:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:287.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certain restrictions which may from time to time be imposed by law and regulations (for example, insider trading laws)<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:297.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where directors and certain employees of the Company require the approval of the Company to deal in the Company’s shares<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:307.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pursuant to the rules of some of the Company’s employee share plans where certain restrictions may apply while the shares are subject <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:317.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to the plans<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:331.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Where, under an employee share plan operated by the Company, participants are the beneficial owners of shares but not the registered <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:341.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">owners, the voting rights are normally exercised by the registered owner at the direction of the participant. Outstanding awards and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:351.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">options would normally vest and become exercisable on a change of control, subject to the satisfaction of any performance conditions at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:361.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that time.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:375pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All of the Company’s issued ordinary share capital is listed (i.e. the free float percentage of the ordinary shares is <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:459.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:473.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%) and none of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:385pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares have any multiple or unequal voting rights; each share carries one vote. In addition, the Company is not aware of any agreements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:395pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">between shareholders that may result in restrictions on the transfer of securities and/or voting rights. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:408.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The directors have authority to allot and issue ordinary and preference shares and to make market purchases of ordinary and preference <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:418.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares as granted at the annual general meeting on 15 May 2025. The authority to issue shares and the authority to make market <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:428.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">purchases of shares will expire at the next annual general meeting. Shareholders will be asked, at the annual general meeting, to give <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:438.6pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">similar authorities.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:452.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subject to any rights or restrictions attached to any shares, on a show of hands at a general meeting of the Company every holder of shares <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:462.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">present in person or by proxy and entitled to vote has <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:247.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> vote and on a poll every member present and entitled to vote has <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:506.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:520.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> vote for <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:472.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">every share held. The special rights attached to any class of shares (including preference shares) in the Company may, subject to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:482.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">statutory provisions, be varied or abrogated either with the consent in writing of the holders of three-quarters in nominal value of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:492.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">issued shares of the class or with the sanction of a special resolution passed at a separate meeting of the holders of the shares of the class <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(but not otherwise).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:515.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The holders of ordinary shares, who held <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:218.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the total ordinary share capital at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:405.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:423.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, are entitled to receive the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Company’s report and accounts, attend, speak and vote at general meetings and appoint proxies to exercise voting rights. Holders of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ordinary shares may also receive a dividend (subject to the provisions of the Company’s articles of association) and in the event of a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:545.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">winding-up, may share in the assets of the Company.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:559.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The rights and obligations attached to the Company’s ordinary shares are set out in the Company’s articles of association, a copy of which <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:569.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">can be found at <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:underline;white-space:pre">www.lloydsbankinggroup.com/who-we-are/group-overview/corporate-governance.html <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:436.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">→.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:583pt;width:594.99pt"><span style="color:#006a4d;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Preference shares<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:594pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Company has in issue various classes of preference shares which are all classified as liabilities under IFRS accounting standards and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:604pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are included in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:147.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">29<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. The statement above (under the heading ‘Ordinary shares’) in relation to the variation of special rights <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:614pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">attaching to any shares is also applicable to preference shares.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:510.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:317.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:193.5pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:193.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:72.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Number of shares<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:317.25pt"><div><div style="line-height:6pt;position:var(--position);top:4.5pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ordinary shares of 10p (formerly 25p) each<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:47.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:47.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:12pt;width:64.5pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:4.5pt;width:64.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:48.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:11.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,617,012,971<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">63,569,225,662<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:24pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">67,287,852,204<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued under employee share schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:19.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">472,840,371<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:21.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">734,265,017<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:36.75pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">667,636,165<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:49.5pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share buyback programme (note 32)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(2,204,109,740)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:7.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(3,686,477,708)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:49.5pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(4,386,262,707)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:317.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:317.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:6.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">58,885,743,602<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:381.75pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:14.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">60,617,012,971<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:446.25pt;position:var(--position);top:62.25pt;width:64.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:64.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:8.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">63,569,225,662<span style="display:inline-block;height:6pt"></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:48.19pt;position:var(--position);width:508.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:179.25pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:51.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:46.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);width:107.25pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:107.25pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:46.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:9.75pt;width:179.25pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:179.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Ordinary shares of 10p (formerly 25p) each<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:40.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:234.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:34.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:30.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:40.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456.75pt;position:var(--position);top:9.75pt;width:51.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:30.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">capital<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:179.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:179.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.34pt"></span></span><span style="left:27.97pt;position:var(--position)">5,889<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:234.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:27.7pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:27.7pt;position:var(--position)">99.50<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:290.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.03pt"></span></span><span style="left:28.66pt;position:var(--position)">6,062<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:345.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:29.37pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:29.37pt;position:var(--position)">99.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.38pt"></span></span><span style="left:29.009999999999998pt;position:var(--position)">6,358<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:456.75pt;position:var(--position);top:34.5pt;width:51.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:51.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:28.5pt;position:var(--position)"><span style="display:inline-block;height:6pt"></span></span><span style="left:28.5pt;position:var(--position)">99.46<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 60617012971 63569225662 67287852204 472840371 734265017 667636165 2204109740 3686477708 4386262707 58885743602 60617012971 63569225662 5889000000 0.9950 6062000000 0.9952 6358000000 0.9946 1 1 1 1 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 31: Earnings per share<span style="display:inline-block;height:8.8pt"></span><span id="i2d5a5d7c19cf4bd8a9a33a6dae5966be_1280"></span></span><div style="position:var(--position);top:644.2pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit attributable to ordinary shareholders – basic and diluted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">4,196<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">3,923<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">4,933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:687.2pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average number of ordinary shares in issue – basic<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">59,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">62,413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">64,953<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustment for share options and awards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">723<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.31pt"></span></span><span style="left:33.94pt;position:var(--position)">661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">807<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average number of ordinary shares in issue – diluted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">60,513<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">63,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">65,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:6pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="height:6pt;overflow:hidden;position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:-1.5pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:61.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Basic earnings per share<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">7.0p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">6.3p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.07pt"></span></span><span style="left:33.7pt;position:var(--position)">7.6p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Diluted earnings per share<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">6.9p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.78pt"></span></span><span style="left:33.410000000000004pt;position:var(--position)">6.2p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">7.5p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 31: Earnings per share<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:168.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:170.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Basic earnings per share are calculated by dividing the net profit attributable to equity shareholders by the weighted average number of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ordinary shares in issue during the year, which has been calculated after deducting <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:337.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">105<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:381.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:400.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">71 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:438.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:442.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:461.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:465.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">180 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:504.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) ordinary <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares representing the Group’s holdings of own shares in respect of employee share schemes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:124.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">For the calculation of diluted earnings per share the weighted average number of ordinary shares in issue is adjusted to assume conversion <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:134.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of all dilutive potential ordinary shares that arise in respect of share options and awards granted to employees. The number of shares that <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">could have been acquired at the annual average price of the Company’s shares based on the monetary value of the subscription rights <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">attached to outstanding share options and awards is determined. This is deducted from the number of shares issuable under such options <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and awards to leave a residual bonus amount of shares which are added to the weighted average number of ordinary shares in issue, but no <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">adjustment is made to the profit attributable to equity shareholders.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:188.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:80.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million anti-dilutive share options and awards excluded from the calculation of diluted earnings per share (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:473.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:492.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:496.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">16 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:530.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:198.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">41 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:91.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit attributable to ordinary shareholders – basic and diluted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.74pt"></span></span><span style="left:26.369999999999997pt;position:var(--position)">4,196<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">3,923<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.23pt"></span></span><span style="left:25.86pt;position:var(--position)">4,933<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="position:var(--position);top:687.2pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average number of ordinary shares in issue – basic<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.02pt"></span></span><span style="left:20.65pt;position:var(--position)">59,790<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.92pt"></span></span><span style="left:23.55pt;position:var(--position)">62,413<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.84pt"></span></span><span style="left:21.47pt;position:var(--position)">64,953<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Adjustment for share options and awards<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.01pt"></span></span><span style="left:32.64pt;position:var(--position)">723<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.31pt"></span></span><span style="left:33.94pt;position:var(--position)">661<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.65pt"></span></span><span style="left:32.28pt;position:var(--position)">807<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Weighted average number of ordinary shares in issue – diluted<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.56pt"></span></span><span style="left:22.189999999999998pt;position:var(--position)">60,513<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.93pt"></span></span><span style="left:21.56pt;position:var(--position)">63,074<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">65,760<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:6pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="height:6pt;overflow:hidden;position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:6pt;position:var(--position);top:-1.5pt;width:366pt"><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:2.63pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:61.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Basic earnings per share<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.24pt"></span></span><span style="left:32.87pt;position:var(--position)">7.0p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.6pt"></span></span><span style="left:33.230000000000004pt;position:var(--position)">6.3p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:61.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.07pt"></span></span><span style="left:33.7pt;position:var(--position)">7.6p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:74.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Diluted earnings per share<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.85pt"></span></span><span style="left:32.480000000000004pt;position:var(--position)">6.9p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.78pt"></span></span><span style="left:33.410000000000004pt;position:var(--position)">6.2p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:74.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">7.5p<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 4196000000 3923000000 4933000000 59790000000 62413000000 64953000000 723000000 661000000 807000000 60513000000 63074000000 65760000000 0.070 0.063 0.076 0.069 0.062 0.075 105000000 71000000 180000000 1000000 16000000 41000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 32: Other reserves<span style="display:inline-block;height:8.8pt"></span><span id="i2a3aba23331244408b6bfac16c1c09ee_1511"></span><span id="i2a3aba23331244408b6bfac16c1c09ee_1512"></span></span><div style="position:var(--position);top:228.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:375.75pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);width:39pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Merger reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:30pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemption of preference shares (note 29)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:146.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:42.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.72pt"></span></span><span style="left:34.35pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:55.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capital redemption reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:81pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">5,751<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">5,370<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemption of preference shares (note 29)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:146.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:93.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Shares cancelled under share buyback programme (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:106.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.38pt"></span></span><span style="left:22.009999999999998pt;position:var(--position)">220<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">369<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">438<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:119.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">5,751<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">5,370<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation reserve in respect of debt securities held at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:144.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.81pt"></span></span><span style="left:36.440000000000005pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:157.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.84pt"></span></span><span style="left:26.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.36pt"></span></span><span style="left:33.99pt;position:var(--position)">(117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:170.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">(89)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.89pt"></span></span><span style="left:33.52pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation reserve in respect of equity shares held at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:195.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:208.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.18pt"></span></span><span style="left:34.81pt;position:var(--position)">(57)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Realised gains and losses transferred to retained profits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:221.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">(107)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:234pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.6pt"></span></span><span style="left:26.23pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedge reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:259.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">(3,755)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(3,766)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">(5,476)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:272.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.48pt"></span></span><span style="left:17.11pt;position:var(--position)">1,692<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.28pt"></span></span><span style="left:29.91pt;position:var(--position)">1,710<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:285pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.74pt"></span></span><span style="left:12.370000000000001pt;position:var(--position)">(2,063)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">(3,755)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(3,766)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency translation reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:310.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:323.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:336pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">(197)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:336pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:336pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other reserves at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:348.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">10,744<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:348.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.87pt"></span></span><span style="left:26.5pt;position:var(--position)">8,827<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:348.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.77pt"></span></span><span style="left:25.4pt;position:var(--position)">8,508<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:596.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.750000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">During the year ended 31 December 2024, the Group redeemed all of its outstanding <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:275.22pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.40999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference Shares at their combined sterling value of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£47 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:517.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">. These <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:604.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">preference shares had been accounted for as subordinated liabilities. On redemption an amount of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:314.33000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£35 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:344.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> was transferred from the distributable merger reserve to the share <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:611.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">premium account.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The merger reserve primarily comprises the premium on shares issued in January 2009 as part of the recapitalisation of the Group and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:636.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">acquisition of HBOS plc.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The capital redemption reserve represents transfers from distributable reserves in accordance with companies’ legislation upon the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:660.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">redemption of ordinary and preference share capital.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:674.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The revaluation reserve in respect of debt securities and equity shares held at fair value through other comprehensive income represent the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:684.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">cumulative after-tax unrealised change in the fair value of financial assets so classified since initial recognition; or in the case of financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:694.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets obtained on acquisitions of businesses, since the date of acquisition.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:707.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The cash flow hedge reserve represents the cumulative after-tax gains and losses on effective cash flow hedging instruments that will be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:717.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reclassified to the income statement in the periods in which the hedged item affects profit or loss.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:731.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The foreign currency translation reserve represents the cumulative after-tax gains and losses on the translation of foreign operations.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:744.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2025, 2024 and 2023 the Group commenced and completed share buyback programmes to repurchase outstanding ordinary shares. In <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:754.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the Group bought back and cancelled <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,204 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:243.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares under the programme (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:356.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:375.85999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.84999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,686 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:428.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:457.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:476.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:480.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">4,386 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:528.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:764.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shares), for a total consideration, including expenses, of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,710<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:261.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:292.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:312.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:320.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,011<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:337.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:387.29999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:395.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,993<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:415.04999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million). Upon cancellation, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:774.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£220 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:79.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:84.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.30000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.28999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£369 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:152.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:175.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:179.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£438 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:225.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), being the nominal value of the shares repurchased, was transferred to the capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:784.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">redemption reserve.<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:375.75pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);width:39pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Merger reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:30pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemption of preference shares (note 29)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:146.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:42.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.72pt"></span></span><span style="left:34.35pt;position:var(--position)">(47)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:55.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.87pt"></span></span><span style="left:17.5pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">7,102<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.45pt"></span></span><span style="left:28.08pt;position:var(--position)">7,149<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capital redemption reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:81pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.52pt"></span></span><span style="left:18.15pt;position:var(--position)">5,751<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">5,370<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">4,932<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Redemption of preference shares (note 29)<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:146.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:93.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.19pt"></span></span><span style="left:38.82pt;position:var(--position)">12<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Shares cancelled under share buyback programme (see below)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:106.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.38pt"></span></span><span style="left:22.009999999999998pt;position:var(--position)">220<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.56pt"></span></span><span style="left:32.19pt;position:var(--position)">369<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">438<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:119.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.13pt"></span></span><span style="left:17.76pt;position:var(--position)">5,971<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">5,751<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.86pt"></span></span><span style="left:26.49pt;position:var(--position)">5,370<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation reserve in respect of debt securities held at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:144.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.11pt"></span></span><span style="left:22.74pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.81pt"></span></span><span style="left:36.440000000000005pt;position:var(--position)">50<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:157.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.84pt"></span></span><span style="left:26.47pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.02pt"></span></span><span style="left:33.65pt;position:var(--position)">(46)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.36pt"></span></span><span style="left:33.99pt;position:var(--position)">(117)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:170.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.65pt"></span></span><span style="left:23.279999999999998pt;position:var(--position)">(89)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.89pt"></span></span><span style="left:33.52pt;position:var(--position)">(113)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation reserve in respect of equity shares held at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:195.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.79pt"></span></span><span style="left:26.419999999999998pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:208.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.18pt"></span></span><span style="left:34.81pt;position:var(--position)">(57)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Realised gains and losses transferred to retained profits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:221.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.27pt"></span></span><span style="left:20.9pt;position:var(--position)">(107)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:234pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.6pt"></span></span><span style="left:26.23pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.03pt"></span></span><span style="left:36.660000000000004pt;position:var(--position)">93<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash flow hedge reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:259.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:11.08pt"></span></span><span style="left:13.71pt;position:var(--position)">(3,755)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(3,766)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">(5,476)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:272.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.48pt"></span></span><span style="left:17.11pt;position:var(--position)">1,692<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.28pt"></span></span><span style="left:29.91pt;position:var(--position)">1,710<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:285pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.74pt"></span></span><span style="left:12.370000000000001pt;position:var(--position)">(2,063)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.84pt"></span></span><span style="left:24.47pt;position:var(--position)">(3,755)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.22pt"></span></span><span style="left:23.849999999999998pt;position:var(--position)">(3,766)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign currency translation reserve<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:310.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.7pt"></span></span><span style="left:21.33pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(125)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Movements recognised in other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:323.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.8pt"></span></span><span style="left:26.43pt;position:var(--position)">54<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(53)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:336pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.57pt"></span></span><span style="left:21.2pt;position:var(--position)">(197)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:336pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.4pt"></span></span><span style="left:32.03pt;position:var(--position)">(251)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:336pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.3pt"></span></span><span style="left:31.93pt;position:var(--position)">(178)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:348.75pt;width:375.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:375.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other reserves at 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:var(--position);top:348.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:9.67pt"></span></span><span style="left:12.3pt;position:var(--position)">10,744<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:348.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.87pt"></span></span><span style="left:26.5pt;position:var(--position)">8,827<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:348.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.77pt"></span></span><span style="left:25.4pt;position:var(--position)">8,508<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:596.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.750000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">During the year ended 31 December 2024, the Group redeemed all of its outstanding <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:275.22pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">6.475%<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:295.40999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> Non-cumulative Preference Shares at their combined sterling value of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:487.89pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£47 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:517.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">. These <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:604.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">preference shares had been accounted for as subordinated liabilities. On redemption an amount of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:314.33000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£35 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:344.16999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> was transferred from the distributable merger reserve to the share <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:611.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:43.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">premium account.<span style="display:inline-block;height:4.8pt"></span></span></div> 7102000000 7149000000 7149000000 0 -47000000 0 7102000000 7102000000 7149000000 5751000000 5370000000 4932000000 0 12000000 0 220000000 369000000 438000000 5971000000 5751000000 5370000000 -113000000 -67000000 50000000 24000000 -46000000 -117000000 -89000000 -113000000 -67000000 93000000 0 57000000 34000000 93000000 -57000000 -107000000 0 0 20000000 93000000 0 -3755000000 -3766000000 -5476000000 1692000000 11000000 1710000000 -2063000000 -3755000000 -3766000000 -251000000 -178000000 -125000000 54000000 -73000000 -53000000 -197000000 -251000000 -178000000 10744000000 8827000000 8508000000 0.06475 47000000 -35000000 35000000 2204000000 3686000000 4386000000 -1710000000 -2011000000 -1993000000 220000000 369000000 438000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 33: Other equity instruments<span style="display:inline-block;height:8.8pt"></span><span id="i8f8bdf4b80634f0698625ab0d55baa68_2046"></span></span><div style="position:var(--position);top:90.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">6,195<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">6,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">5,297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities callable 2030<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.6pt"></span></span><span style="left:28.23pt;position:var(--position)">750<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:25.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:51.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:76.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities callable 2035<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:64.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">761<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:86.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:25.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:51.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:71.67999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2031<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.259999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2029<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.18pt"></span></span><span style="left:23.81pt;position:var(--position)">1,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:61.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2028<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">750<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,511<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.47pt"></span></span><span style="left:25.099999999999998pt;position:var(--position)">1,778<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.660000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.375%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:70.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2020<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.83pt"></span></span><span style="left:25.459999999999997pt;position:var(--position)">(622)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:66.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">(1,137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,675<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.669999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:49.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:65.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">(1,008)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:242.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:46.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.125%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:68.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(500)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,494<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.650000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2023<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(135)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">(1,759)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.45pt"></span></span><span style="left:21.08pt;position:var(--position)">(1,508)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(135)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:298.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit for the year attributable to other equity holders<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27pt"></span></span><span style="left:29.63pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:311.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Distributions on other equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">(463)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(498)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">(527)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">5,947<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">6,195<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">6,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:436.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The AT1 securities are Fixed Rate Resetting Perpetual Subordinated Contingent Convertible Securities with no fixed maturity or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:446.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">redemption date. The principal terms of the AT1 securities are described below:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The securities rank behind the claims against Lloyds Banking Group plc of (a) unsubordinated creditors, (b) claims which are, or are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">expressed to be, subordinated to the claims of unsubordinated creditors of Lloyds Banking Group plc but not further or otherwise, or (c) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">whose claims are, or are expressed to be, junior to the claims of other creditors of Lloyds Banking Group, whether subordinated or <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:487.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unsubordinated, other than those whose claims rank, or are expressed to rank, pari passu with, or junior to, the claims of the holders of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:497.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the AT1 securities in a winding-up occurring prior to a conversion event being triggered<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:507.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The securities bear a fixed rate of interest until the first reset date. After the first reset date or any reset date thereafter, in the event <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:517.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that they are not redeemed, the AT1 securities will bear interest at rates fixed periodically in advance for five year periods based on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:527.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">market rates<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:537.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest on the securities will be due and payable only at the sole discretion of Lloyds Banking Group plc, and Lloyds Banking Group plc <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:547.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may at any time elect to cancel any interest payment (or any part thereof) which would otherwise be payable on any interest payment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:557.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">date. There are also certain restrictions on the payment of interest as specified in the terms<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:567.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The securities are undated and are repayable, at the option of Lloyds Banking Group plc, in whole at the first call date or period, or on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:577.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">any fifth anniversary after the first call date or period. In addition, the AT1 securities are repayable, at the option of Lloyds Banking <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:587.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group plc, in whole for certain regulatory or tax reasons. Any repayments require the prior consent of the PRA<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:597.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The securities convert into ordinary shares of Lloyds Banking Group plc, at a pre-determined price, should the CET1 ratio of the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fall below <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:97.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.0<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%<span style="display:inline-block;height:6.6pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">6,195<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">6,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:17.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.59pt"></span></span><span style="left:23.22pt;position:var(--position)">5,297<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Issued during the year:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities callable 2030<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.6pt"></span></span><span style="left:28.23pt;position:var(--position)">750<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:42.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:25.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:51.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:76.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities callable 2035<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:64.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.42pt"></span></span><span style="left:30.05pt;position:var(--position)">761<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:86.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,000<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:25.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:51.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.75%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:71.67999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2031<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,250<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.259999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:60.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2029<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.18pt"></span></span><span style="left:23.81pt;position:var(--position)">1,028<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:129.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:61.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2028<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:129.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.29pt"></span></span><span style="left:28.919999999999998pt;position:var(--position)">750<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.26pt"></span></span><span style="left:26.89pt;position:var(--position)">1,511<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.51pt"></span></span><span style="left:29.14pt;position:var(--position)">763<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:151.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.47pt"></span></span><span style="left:25.099999999999998pt;position:var(--position)">1,778<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:164.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchases and redemptions during the year:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">€750<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:19.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:45.660000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.375%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:70.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2020<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.83pt"></span></span><span style="left:25.459999999999997pt;position:var(--position)">(622)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:177pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198.75pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:66.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2025<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.12pt"></span></span><span style="left:22.75pt;position:var(--position)">(1,137)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:198.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:220.5pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">$1,675<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:23.669999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:49.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.5%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:65.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">(1,008)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:220.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:242.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">500<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:20.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:46.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">5.125%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:68.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2024<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(500)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:242.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:264pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:6.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,494<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:24.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:50.650000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7.625%<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:74.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Fixed Rate Reset Additional Tier 1 Perpetual Subordinated Contingent Convertible <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securities Callable 2023<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000;border-left:0.25pt solid #000;border-right:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:264pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(135)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.28pt"></span></span><span style="left:20.91pt;position:var(--position)">(1,759)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.45pt"></span></span><span style="left:21.08pt;position:var(--position)">(1,508)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:285.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">(135)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:298.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit for the year attributable to other equity holders<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.08pt"></span></span><span style="left:27.709999999999997pt;position:var(--position)">463<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.35pt"></span></span><span style="left:27.98pt;position:var(--position)">498<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:298.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27pt"></span></span><span style="left:29.63pt;position:var(--position)">527<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:311.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Distributions on other equity instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.23pt"></span></span><span style="left:24.86pt;position:var(--position)">(463)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.72pt"></span></span><span style="left:25.349999999999998pt;position:var(--position)">(498)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:311.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.37pt"></span></span><span style="left:27pt;position:var(--position)">(527)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.16pt"></span></span><span style="left:21.79pt;position:var(--position)">5,947<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.46pt"></span></span><span style="left:24.09pt;position:var(--position)">6,195<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:324pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.72pt"></span></span><span style="left:21.349999999999998pt;position:var(--position)">6,940<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 6195000000 6940000000 5297000000 750000000 0.075 750000000 0 0 1000000000 0.06625 761000000 1000000000 0.0675 0 763000000 0 1250000000 0.08 0 0 1028000000 750000000 0.085 0 0 750000000 1511000000 763000000 1778000000 750000000 0.06375 622000000 0 0 1500000000 0.075 1137000000 0 0 1675000000 0.075 0 1008000000 0 500000000 0.05125 0 500000000 0 1494000000 0.07625 0 0 135000000 1759000000 1508000000 135000000 463000000 498000000 527000000 463000000 498000000 527000000 5947000000 6195000000 6940000000 0.070 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 34: Dividends on ordinary shares<span style="display:inline-block;height:8.8pt"></span><span id="ia80686b7e4964eaa83371bfd4742e942_2147"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:637.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The directors have recommended a final dividend, which is subject to approval by the shareholders at the annual general meeting on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:647.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">14 May <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:75.49pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2026<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2.43<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:124.53999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> pence per ordinary share (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:222.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2.11<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:257.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> pence per ordinary share). This is equivalent to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:436.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,429<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:456.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, before the impact <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of any cancellations of shares under the Company’s buyback programme (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:319.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:339.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:347.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,271<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:363.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million, following cancellations of shares under the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Company’s 2025 buyback programme up to the record date), and will be paid on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:348.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">19 May 2026<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:394.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. These financial statements do not reflect <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:677.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the recommended final dividend.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:172.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Shareholders who have already joined the dividend reinvestment plan will automatically receive shares <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:687.5pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instead of the cash dividend. Key dates for the payment of the recommended dividend are outlined on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:427.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:445.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:447.64pt;letter-spacing:0.012em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_907" style="color:inherit;text-decoration:inherit;z-index:1">306</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:462.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.1pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividends paid during the year were as follows:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:714.7pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:229.5pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);width:39pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:229.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:229.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Final dividend recommended by directors at previous year end<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:24.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">2.11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.24pt"></span></span><span style="left:31.869999999999997pt;position:var(--position)">1.84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">1.60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">1,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.88pt"></span></span><span style="left:29.509999999999998pt;position:var(--position)">1,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">1,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:229.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:229.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interim dividend paid in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:37.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">1.22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">1.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.6pt"></span></span><span style="left:30.23pt;position:var(--position)">0.92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">729<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">592<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:50.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">3.33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.6pt"></span></span><span style="left:30.23pt;position:var(--position)">2.90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.42pt"></span></span><span style="left:24.05pt;position:var(--position)">2,000<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">1,828<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 34: Dividends on ordinary shares<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:224.76000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:227.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The trustees of the following holdings of Lloyds Banking Group plc shares in relation to employee share schemes retain the right to receive <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">dividends but have chosen to waive their entitlement to the dividends on those shares as indicated: the Lloyds Banking Group Share <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Incentive Plan (holding at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:179.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.07000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:202.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,805,932<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:239.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares, 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:318.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:337.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:341.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">590,670<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:373.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares, waived rights to all dividends) and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:529.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Lloyds Banking Group Employee Share Ownership Trust (holding at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:332.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:351.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:355.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">84,427,788<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:397.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares, 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:476.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:495.60999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:130.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">125,361,633<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:76.71000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> shares, waived rights to all dividends).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:144.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The payment of dividends by subsidiaries and the ability of members of the Group to lend money to other members of the Group may be <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:154.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">subject to regulatory or legal restrictions, the availability of reserves and the financial and operating performance of the entity. A number of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:164.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group subsidiaries, principally those with banking and insurance activities, are subject to regulatory capital requirements which require <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:174.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">minimum amounts of capital to be maintained relative to their size and risk. The Group actively manages the capital of its subsidiaries, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:184.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which includes monitoring the regulatory capital ratios for its banking and insurance subsidiaries and, on a consolidated basis, the Ring-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:194.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fenced Bank sub-group, against approved risk appetite levels.<span style="display:inline-block;height:6.6pt"></span></span></div> 0.0243 0.0211 1429000000 1271000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Dividends paid during the year were as follows:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:714.7pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:229.5pt"></td><td style="padding:0;width:39pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:24.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);width:39pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:22.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:9.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:39pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:21.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:19.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pence per<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">share<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:17.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:229.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:229.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Final dividend recommended by directors at previous year end<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:24.75pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">2.11<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.24pt"></span></span><span style="left:31.869999999999997pt;position:var(--position)">1.84<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">1.60<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">1,271<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.88pt"></span></span><span style="left:29.509999999999998pt;position:var(--position)">1,169<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:24.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.91pt"></span></span><span style="left:27.54pt;position:var(--position)">1,059<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:229.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:229.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interim dividend paid in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:37.5pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.65pt"></span></span><span style="left:22.279999999999998pt;position:var(--position)">1.22<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.17pt"></span></span><span style="left:31.8pt;position:var(--position)">1.06<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.6pt"></span></span><span style="left:30.23pt;position:var(--position)">0.92<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">729<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.64pt"></span></span><span style="left:32.27pt;position:var(--position)">659<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:37.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.05pt"></span></span><span style="left:32.68pt;position:var(--position)">592<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:var(--position);top:50.25pt;width:39pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:39pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.84pt"></span></span><span style="left:20.47pt;position:var(--position)">3.33<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:268.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.6pt"></span></span><span style="left:30.23pt;position:var(--position)">2.90<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.62pt"></span></span><span style="left:31.25pt;position:var(--position)">2.52<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.42pt"></span></span><span style="left:24.05pt;position:var(--position)">2,000<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.15pt"></span></span><span style="left:27.779999999999998pt;position:var(--position)">1,828<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:50.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.19pt"></span></span><span style="left:29.82pt;position:var(--position)">1,651<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.0211 0.0184 0.0160 1271000000 1169000000 1059000000 0.0122 0.0106 0.0092 729000000 659000000 592000000 0.0333 0.0290 0.0252 2000000000 1828000000 1651000000 2805932 590670 84427788 125361633 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 35: Related party transactions<span style="display:inline-block;height:8.8pt"></span><span id="i5ca6fd4d202246698d35d3be84a788ba_4100"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:224.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key management personnel<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:235.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of an <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:245.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">entity; the Group’s key management personnel are the members of the Lloyds Banking Group plc Group Executive Committee together <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:255.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">with its non-executive directors.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:269.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below details, on an aggregated basis, key management personnel compensation:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:282.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Compensation<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Salaries and other short-term benefits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share-based payments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.91pt"></span></span><span style="left:36.54pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total compensation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.54pt"></span></span><span style="left:36.17pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.95pt"></span></span><span style="left:36.580000000000005pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There were <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:86.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> contributions in respect of key management personnel to defined contribution pension schemes (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:447.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:466.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:484.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:507.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">none<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:525.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:360.65pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:362.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:57.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share plans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:41.25pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted, including certain adjustments (includes entitlements of appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.1pt"></span></span><span style="left:35.730000000000004pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised/lapsed (includes entitlements of former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.9pt"></span></span><span style="left:33.53pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);text-align:justify;text-align-last:var(--justify);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:512.7pt">The tables below detail, on an aggregated basis, balances outstanding at the year end and related income and expense, together with<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:546.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:1.96pt"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);text-align:justify;text-align-last:var(--justify);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:359.89pt">information relating to other transactions between the Group and its key management personnel:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:475.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advanced (includes loans to appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repayments (includes loans to former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The loans are on both a secured and unsecured basis and are expected to be settled in cash. The loans attracted interest rates of between <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.2pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3.67<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.790000000000006pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31.75<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:92.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:128.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:133.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:152.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2.03<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:173.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:197.63000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">32.40<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:219.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:229.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:248.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.09<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:267.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:292.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">32.40<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:313.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:575.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">No<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:44.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provisions have been recognised in respect of loans given to key management personnel (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:373.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:393.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:411.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:430.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:434.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£nil<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:447.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:589.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.48pt"></span></span><span style="left:38.11pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Placed (includes deposits of appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Withdrawn (includes deposits of former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:666.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits placed by key management personnel attracted interest rates of up to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.25<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:344.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">% (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:355.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:375.15999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.25<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:395.15999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:405.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:424.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:428.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6.25<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:444.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">%).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:679.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the Group did <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:183.73000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> provide any guarantees in respect of key management personnel (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:446.85999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:464.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">none<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:506.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:693.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:113.27000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, transactions, arrangements and agreements entered into by the Group’s banking subsidiaries with directors and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:703.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">connected persons included amounts outstanding in respect of loans and credit card transactions of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:408.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">36.1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:422.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> thousand with <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:480.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">three<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:499.84999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> directors <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:713.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:50.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:63.980000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> connected person (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:137.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:160.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£29.0 thousand<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:218.48000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> with <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:239.10000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">five<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.32000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> directors and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">one<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:318.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> connected person; <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:391.34999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:410.21999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£23.4 thousand<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:471.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> with <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:492.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">five<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:505.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> directors <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:723.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:50.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">no<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:59.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> connected persons).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:737.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Subsidiaries<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:748.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Details of the Group’s subsidiaries and related undertakings are given on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:300.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:324.35999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_916" style="color:inherit;text-decoration:inherit;z-index:1">313</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:336.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:348.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i4ab22b85c6014c18a6e3e63627259d24_6556" style="color:inherit;text-decoration:inherit;z-index:1">323</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:363.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:367.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In accordance with IFRS 10 <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:468.28999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Consolidated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:758.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial Statements<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:111.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, transactions and balances with subsidiaries have been eliminated on consolidation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 35: Related party transactions<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:228.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:230.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Pension funds<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group provides banking and some investment management services to a number of its pension funds. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:499.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:518.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, customer <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deposits of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:95.16999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">128<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:138.82999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:158.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:162.11pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£113 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:203.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) related to the Group’s pension funds.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:125.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collective investment vehicles<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:136.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group manages <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:124.14999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">91<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:136.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:155.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:159.95999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">88<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:169.98000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) collective investment vehicles, such as Open-Ended Investment Companies (OEICs) and of these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:146.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">49<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:58.199999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:63.059999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:82.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:86.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:96.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) are consolidated. The Group invested £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:245.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">45<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:286.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:305.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£142 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:352.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and redeemed £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:417.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">525<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:431.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:462.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:481.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£513 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:528.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) in the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:156.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">unconsolidated collective investment vehicles during the year and had investments, at fair value, of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:418.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">744<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:432.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:463.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:483.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,461 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:535.8199999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:166.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 December. The Group earned fees of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:199.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">130<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:212.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million from the unconsolidated collective investment vehicles during <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:489.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:494.09pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:513.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:176.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£82 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:88.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:190.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Joint ventures and associates<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> there were loans and advances to customers of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:309.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">34<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:318.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:350.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:369.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:373.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£45 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) outstanding and balances within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:211.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">customer deposits of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">13<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:139.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.70999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:190pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:193.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£13 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:232.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) relating to joint ventures and associates.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:224.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year the Group paid fees of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:195.32999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:250.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£4 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:290.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) to its Schroders Personal Wealth joint venture, which then became a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:234.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fully consolidated subsidiary on 9 October 2025 when the Group acquired the remaining <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:375.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">49.9%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:398.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the ordinary share capital of Schroders <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:244.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Personal Wealth in exchange for its stake in Cazenove Capital.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:258.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition to the above balances, the Group has a number of other associates held by its venture capital business that it accounts for at <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:268.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">fair value through profit or loss. These investments are reported within financial assets at fair value through profit or loss on the face of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:278.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">balance sheet. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:163.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:182.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, companies that are joint ventures and associates of the Group had total assets of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">7,728<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:511.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:288.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£7,635 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:125.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), total liabilities of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:200.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">6,275<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:221pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:252.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:271.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:275.71000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£6,436 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:328.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and for the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:468.79pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.58pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> had turnover of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:298.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,072<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:73.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:104.66999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£3,630 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:180.54pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and made a net loss of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:274.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">221<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:286.34000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:317.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:337.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: net loss of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£328 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:425.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). In addition, the Group has <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:308.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provided £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:87.46000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,646<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.28pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:138.70999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:158pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:160.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,651 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:210.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) of financing to these companies on which it received £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:414.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">135<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:426.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:457.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:477.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:481.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£116 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:522.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:318.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest income in the year.<span style="display:inline-block;height:6.6pt"></span></span></div> <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below details, on an aggregated basis, key management personnel compensation:<span style="display:inline-block;height:6.6pt"></span></span><div style="position:var(--position);top:282.95pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Compensation<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Salaries and other short-term benefits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.52pt"></span></span><span style="left:38.150000000000006pt;position:var(--position)">15<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share-based payments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">24<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.91pt"></span></span><span style="left:36.54pt;position:var(--position)">20<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total compensation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.54pt"></span></span><span style="left:36.17pt;position:var(--position)">39<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.88pt"></span></span><span style="left:36.510000000000005pt;position:var(--position)">34<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.95pt"></span></span><span style="left:36.580000000000005pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:362.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:146.25pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:146.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:57.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share plans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:27.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.25pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:27pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">72<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:41.25pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Granted, including certain adjustments (includes entitlements of appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.1pt"></span></span><span style="left:35.730000000000004pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">78<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:41.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.91pt"></span></span><span style="left:37.54pt;position:var(--position)">27<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:14.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Exercised/lapsed (includes entitlements of former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.02pt"></span></span><span style="left:37.650000000000006pt;position:var(--position)">(9)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.85pt"></span></span><span style="left:35.480000000000004pt;position:var(--position)">(10)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.87pt"></span></span><span style="left:33.5pt;position:var(--position)">(44)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:362.25pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:362.25pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.9pt"></span></span><span style="left:33.53pt;position:var(--position)">158<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.95pt"></span></span><span style="left:34.58pt;position:var(--position)">123<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:69.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">55<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);text-align:justify;text-align-last:var(--justify);top:451.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:512.7pt">The tables below detail, on an aggregated basis, balances outstanding at the year end and related income and expense, together with<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:546.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:1.96pt"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);text-align:justify;text-align-last:var(--justify);top:461.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre;width:359.89pt">information relating to other transactions between the Group and its key management personnel:<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:475.35pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.68pt"></span></span><span style="left:41.31pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Advanced (includes loans to appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repayments (includes loans to former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.78pt"></span></span><span style="left:42.410000000000004pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:366pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deposits<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 1 January<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.9pt"></span></span><span style="left:40.53pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.48pt"></span></span><span style="left:38.11pt;position:var(--position)">10<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Placed (includes deposits of appointed key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.59pt"></span></span><span style="left:36.220000000000006pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">31<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.5pt"></span></span><span style="left:36.13pt;position:var(--position)">44<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Withdrawn (includes deposits of former key management personnel)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.63pt"></span></span><span style="left:33.26pt;position:var(--position)">(43)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.1pt"></span></span><span style="left:34.730000000000004pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.72pt"></span></span><span style="left:33.35pt;position:var(--position)">(40)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.56pt"></span></span><span style="left:41.190000000000005pt;position:var(--position)">7<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.19pt"></span></span><span style="left:40.82pt;position:var(--position)">8<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.63pt"></span></span><span style="left:38.260000000000005pt;position:var(--position)">14<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 15000000 14000000 16000000 24000000 20000000 22000000 39000000 34000000 38000000 0 0 123000000 55000000 72000000 44000000 78000000 27000000 9000000 10000000 44000000 158000000 123000000 55000000 1000000 1000000 2000000 1000000 1000000 0 1000000 1000000 1000000 1000000 1000000 1000000 0.0367 0.3175 0.0203 0.3240 0.0109 0.3240 0 0 0 8000000 14000000 10000000 42000000 31000000 44000000 43000000 37000000 40000000 7000000 8000000 14000000 0.0625 0.0625 0.0625 0 0 0 36100 3 1 29000.0 5 1 23400 5 0 128000000 113000000 91 88 49 50 45000000 142000000 525000000 513000000 744000000 1461000000 130000000 82000000 34000000 45000000 13000000 13000000 3000000 4000000 0.499 7728000000 7635000000 6275000000 6436000000 3072000000 3630000000 221000000 328000000 1646000000 1651000000 135000000 116000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 36: Contingent liabilities, commitments and financial guarantees<span style="display:inline-block;height:8.8pt"></span><span id="if435d7f4947644c88ccd1c1243c23be9_8180"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:348.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contingent liabilities, commitments and guarantees<span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:262.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> arising from the banking business<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:359.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:108.65pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> contingent liabilities, such as performance bonds and letters of credit, arising from the banking business were <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:369.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">3,009<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.8pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:155.89pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:175.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:179.17pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,605 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:231.48pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:383.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The contingent liabilities of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:164.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:187.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> arise in the normal course of its banking business and it is not practicable to quantify their future <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:393.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">financial effect.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:105.05pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Total commitments and financial guarantees were £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:298.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">157,574<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:325.98pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:407.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:426.36pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:430.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£148,619 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:488.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, of which in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:403.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">respect of undrawn formal standby facilities, credit lines and other commitments to lend, £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:382.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">88,135<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:406.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:487.78pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:507.07pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:413.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£79,518 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:102.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) was irrevocable.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:426.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capital commitments<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:437.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Excluding commitments in respect of investment property<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:262.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, capital expenditure contracted but not provided for at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:519.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:538.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:447.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">amounted to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:103.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">610<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:116.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:147.45999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:166.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:170.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£640 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:216.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and related to assets to be leased to customers under operating leases.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:482.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:484.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capital expenditure <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:457.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in respect of investment properties which had been contracted for but not recognised in the financial statements was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:486.96999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">312<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:498.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:530.29pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:467.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:88.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.75999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:111.75pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£236 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:156.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:161.67000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:163.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s management is confident that future net revenues and funding will be sufficient to cover these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">commitments.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:491.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interchange fees<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:502.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">With respect to multi-lateral interchange fees (MIFs), the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:259.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is not a party in the ongoing or threatened litigation which involves the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:512.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">card schemes Visa and Mastercard or any settlements of such litigation. However, the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:363.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is a member/licensee of Visa and Mastercard <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:522.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other card schemes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:533.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Litigation has been brought by or on behalf of retailers against both Visa and Mastercard in the English Courts, in which retailers are seeking <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:543.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">damages on grounds that Visa and Mastercard’s MIFs breached competition law. This includes a final judgment of the Supreme Court in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:553.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2020 that certain historic interchange arrangements of Mastercard and Visa infringed competition law and a subsequent judgment of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:563.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Competition Appeal Tribunal in June 2025 finding that all default interchange fee rules of Mastercard and Visa (including after the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interchange Fee Regulation) infringed competition law.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:586.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Separate litigation was brought on behalf of UK consumers in the English Courts against Mastercard (settlement of which was approved by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:596.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Competition Appeal Tribunal in the first half of 2025).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:610.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Any impact on the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:118.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group of the litigation against Visa and Mastercard remains uncertain at this time, such that it is not practicable for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:620.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group to provide an estimate of any potential financial effect. Insofar as Visa is required to pay damages to retailers for interchange fees set <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:630.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prior to June 2016, contractual arrangements to allocate liability have been agreed between various UK banks (including the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:503.93pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group) and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:640.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Visa Inc, as part of Visa Inc’s acquisition of Visa Europe in 2016. These arrangements cap the maximum amount of liability to which the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:650.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group may be subject and this cap is set at the cash consideration received by the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:351.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group for the sale of its stake in Visa Europe to Visa Inc <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:660.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">in 2016. In 2016, the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group received Visa preference shares as part of the consideration for the sale of its shares in Visa Europe. A release <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:670.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assessment is carried out by Visa on certain anniversaries of the sale (in line with the Visa Europe sale documentation) and as a result, some <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:680.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Visa preference shares may be converted into Visa Inc Class A common stock from time to time. Any such releases and any subsequent <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:690.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sales of Visa common stock do not impact the contingent liability.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:704.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">LIBOR and other trading rates <span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:715.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certain <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group companies, together with other panel banks, were previously named as defendants in private lawsuits in the US in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:725.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">connection with their roles as panel banks contributing to the setting of US dollar, Japanese yen and Sterling London Interbank Offered <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:735.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Rate. Certain Group company dismissals from these lawsuits remain subject to appeal.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:748.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Certain <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:77.50999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group companies are also named as defendants in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:265.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">two<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:279.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> Dutch class actions, raising LIBOR manipulation allegations and one English <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:758.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claim <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:69.87pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">relating to the alleged mis-sale of interest rate hedging products which also includes an allegation of LIBOR manipulation.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:772.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">It is currently not possible to predict the scope and ultimate outcome on the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:331.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group of any private lawsuits<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:439.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. As such, it is not practicable to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:782.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provide an estimate of any potential financial effect.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 36: Contingent liabilities, commitments and financial guarantees<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:386.94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:389.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tax authorities<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:49.910000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group has an open matter in relation to a claim for group relief of losses incurred in its former Irish banking subsidiary, which ceased <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">trading on 31 December 2010.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:143.3pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> In 2020, HMRC concluded its enquiry into the matter and issued a closure notice denying the group relief <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">claim. The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:73.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group appealed to the First Tier Tax Tribunal. The hearing took place in May 2023. In January 2025, the First Tier Tribunal <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:131.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">concluded in favour of HMRC. The Group believes it has applied the rules correctly and that the claim for group relief is correct. Having <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:141.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reviewed the Tribunal’s conclusions and having taken appropriate advice the Group has appealed to the Upper Tier Tax Tribunal, and does <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:151.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not consider this to be a case where an additional tax liability will ultimately fall due. If the final determination of the matter by the judicial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:161.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">process is that HMRC’s position is correct, management believes that this would result in an increase in current tax liabilities of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:171.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">approximately £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">980<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:109.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (including interest)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:206.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> and a reduction in <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:277.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:322.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">deferred tax asset<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:389.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of approximately £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:460.65999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">270<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:474.53999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:505.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Following <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:181.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the First Tier Tax Tribunal outcome, the tax has been paid to HMRC and recognised as a current tax asset, given the Group’s view that the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:191.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">tax liability will not ultimately fall due. The appeal has been listed for hearing in March 2027, however final conclusion of the judicial process <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:201.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">may not be for several years.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:215.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">There are a number of other open matters on which the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:241.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is in discussions with HMRC<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:368.09999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (including the tax treatment of costs relating to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:225.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">HBOS Reading)<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:91.49000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, none of which is expected to have a material impact on the financial position of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:405.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:239.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Arena and Sentinel litigation claims<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:250.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group is facing claims brought by (i) Arena Television Limited and Arena Holdings Limited and (ii) Sentinel Broadcast Limited, alleging <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:260.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">breach of duty and/or mandate in connection with an external fraud. The Group’s application for permission to appeal the Court’s decision <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:270.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">not to determine a central legal issue on a summary basis was refused on 29 January 2026. The Group is continuing to defend the claims, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:280.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">which are now proceeding to trial. At this stage, it is not practicable to estimate the timing of any such trial, the final outcome of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:290.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">matter or its financial impact (if any) to the Group.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:303.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other legal actions and regulatory matters<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:314.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition, in the course of its business the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:194.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group is subject to other complaints and threatened or actual legal proceedings (including class <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:324.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or group actions) brought by or on behalf of current or former employees, customers (including their appointed representatives), investors <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:334.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">or other third parties, as well as legal and regulatory reviews, enquiries and examinations, requests for information, audits, challenges, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:344.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investigations and enforcement actions, which could relate to a number of issues. This includes matters in relation to compliance with <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:354.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">applicable laws and regulations, such as those relating to prudential regulation, employment, consumer protection, investment advice, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:364.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">business conduct, systems and controls, environmental, sustainability, competition/anti-trust, tax, anti-bribery, anti-money laundering and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:374.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sanctions, some of which may be beyond the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:201.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s control, both in the UK and overseas. Where material, such matters are periodically <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:384.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reassessed, with the assistance of external professional advisers where appropriate, to determine the likelihood of the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:468.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group incurring a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:394.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">liability. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:64.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:80.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group does not currently expect the final outcome of any such case to have a material adverse effect on its financial position, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:404.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">operations or cash flows. Where there is a contingent liability related to an existing provision the relevant disclosures are included within <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:414.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:53.18000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">28<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:62.660000000000004pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> 3009000000 2605000000 157574000000 148619000000 88135000000 79518000000 610000000 640000000 312000000 236000000 2 980000000 -270000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 37: Structured entities<span style="display:inline-block;height:8.8pt"></span><span id="i7f5bacbd284f4d8fb10eb7cc32c7b792_5364"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:174.5pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s interests in structured entities are both consolidated and unconsolidated. Details of the Group’s interests in consolidated <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structured entities are set out in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:173pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:182.39000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for securitisations and covered bond vehicles, note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:372.47999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">12<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> for structured entities associated with the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s pension schemes, and below in part (A) and (B). Details of the Group’s interests in unconsolidated structured entities are included <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">below in part (C).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:488.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(A)<span style="display:inline-block;height:7.2pt;width:2.45pt"></span></span><span style="left:49.61pt;position:var(--position)">Asset-backed conduits<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:499.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In addition to the structured entities discussed in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:235.04000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:244.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, which are used for securitisation and covered bond programmes, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:509.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">sponsors an active asset-backed conduit, Cancara, which invests in client receivables and debt securities. The total consolidated exposure <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:519.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of Cancara at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:135.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:154.45000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:177.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,043<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:198.9pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:230.33pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:249.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:253.61pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£2,272 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:304.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), comprising £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:357.66999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,387<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:376.39pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million of loans and advances (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.16999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:510.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:529.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1,155 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:81.77000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">), £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.13pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">588<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:107.74000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million of debt securities (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:204.60000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:223.89000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:227.88000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£559 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:272.90999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:298.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">68<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:308.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million of financial assets at fair value through profit or loss <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:539.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:36.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:56.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:60.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£558 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:105.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:553.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">All lending assets and debt securities held by the Group in Cancara are restricted in use, as they are held by the collateral agent for the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:563.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">benefit of the commercial paper investors and the liquidity providers only. The Group provides liquidity facilities to Cancara under terms <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">that are usual and customary for standard lending activities in the normal course of the Group’s banking activities. During <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:480.54999999999995pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:499.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> there have <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:583.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued to be planned drawdowns on certain liquidity facilities for balance sheet management purposes, supporting the programme to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:593.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">provide funding alongside the proceeds of the asset-backed commercial paper issuance.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:606.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group could be asked to provide support under the contractual terms of these arrangements including, for example, if Cancara <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:616.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">experienced a shortfall in external funding, which may occur in the event of market disruption.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:380.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The external assets in Cancara are <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:626.75pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consolidated in the Group’s financial statements.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:640.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(B)<span style="display:inline-block;height:7.2pt;width:3.08pt"></span></span><span style="left:49.61pt;position:var(--position)">Consolidated collective investment vehicles and limited partnerships<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:651.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The assets of the Insurance business held in consolidated collective investment vehicles, such as Open-Ended Investment Companies and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:661.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">limited partnerships, are not directly available for use by the Group. However, the Group’s investment in the majority of these collective <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:671.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investment vehicles is readily realisable. As at 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:251.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:269.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, the total carrying value of these consolidated collective investment <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:681.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">vehicle assets and liabilities held by the Group was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:225.47pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">50,239<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:251.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:282.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:302.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.22999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£59,999 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:363.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:694.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has no contractual arrangements (such as liquidity facilities) that would require it to provide financial or other support to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:704.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">consolidated collective investment vehicles; the Group has not previously provided such support and has no current intentions to provide <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:714.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">such support.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:728.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(C)<span style="display:inline-block;height:7.2pt;width:2.58pt"></span></span><span style="left:49.61pt;position:var(--position)">Unconsolidated structured entities<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group considers itself the sponsor of a structured entity where it is primarily involved in the design and establishment of the structured <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:749.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">entity and further where the Group transfers assets to the structured entity, markets products associated with the structured entity in its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:759.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">own name and/or provides guarantees regarding the structured entity’s performance.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 37: Structured entities<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:188.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:190.99pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group sponsors a range of diverse investment funds and limited partnerships where it acts as the fund manager or equivalent decision-<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maker and markets the funds under one of the Group’s brands.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:279.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> The following table describes the types of structured entities that the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group does not consolidate but in which it holds an interest.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:124.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:99.75pt"></td><td style="padding:0;width:160.5pt"></td><td style="padding:0;width:154.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structured entities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:99.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Type of entity<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:17.25pt;width:160.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Nature and purpose of structured entities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:17.25pt;width:154.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:154.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest held by the Group<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:41.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:99.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collective investment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">vehicles and limited <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">partnerships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:34.5pt;width:160.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These vehicles are primarily financed by <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments from investors in the vehicles and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are matched by policyholder liabilities in the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance division.<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:34.5pt;width:154.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interests in units issued by the vehicles<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees from management of vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">2,627<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">2,434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:99.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:75.75pt;width:160.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These vehicles issue asset-backed notes to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investors and facilitate the management of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s balance sheet.<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:75.75pt;width:154.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest in notes issued by the vehicles<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees for loan servicing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:75.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.81pt"></span></span><span style="left:40.440000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:75.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:241.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out an analysis of the carrying amount of interest held by the Group in the unconsolidated structured entities. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:251.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maximum exposure to loss is the carrying amounts of the assets held. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:261.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:511.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:207pt"></td><td style="padding:0;width:207pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:207pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);width:207pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recognised within;<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collective investment vehicles and limited partnerships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:17.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">45,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">86,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes held in securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:30pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss; and<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">1,186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">2,403<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate derivatives provided to securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:53.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments assets; and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments (liabilities)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:53.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:53.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:346.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">During the year the Group has not provided any non-contractual financial or other support to these entities and has no current intention of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:356.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">providing any non-contractual financial or other support in the future.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:369.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The fee income earned from unconsolidated structured entities that the Group sponsors but does not have an interest in was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:514.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">130<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:526.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:379.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:51.089999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:70.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:78.72999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">82<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:88.21000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) for collective investment vehicles and £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:263.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:293.09000000000003pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:297.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:317.24pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:321.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:354.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">) for securitisation vehicles. The carrying amount of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:389.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">assets transferred to securitisation vehicles at the time of transfer was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:311.69pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:320.32pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:325.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:344.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:352.82pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,004<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:375.04pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:377pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million) and the Group recognised £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:508.21pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">nil<span style="display:inline-block;height:6.6pt"></span></span><span style="color:#ff0090;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:516.8399999999999pt;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:518.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gain or loss<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:559.3299999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:399.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">on transfer (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:93.34pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:112.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:116.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">gain<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:131.88pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:147.76999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">11<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:153.26999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:155.23000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million).<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:413.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Continuing involvement in financial assets that have been derecognised<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:424.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group has derecognised financial assets in their entirety following transactions with securitisation vehicles, as noted above. The <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:434.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continuing involvement largely arises from funding provided to the vehicles through the purchase of issued notes. The majority of these <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:444.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">notes are recognised as debt securities held at amortised cost. The remaining notes held by the Group, together with interest rate <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:454.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives transacted with the vehicles, are recognised at fair value through profit or loss. The carrying amount of these interests and the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:464.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maximum exposure to loss is included in the table above. At 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:320.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:339.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> the fair value of the retained notes was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:491.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1,181<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:506.84pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:538.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:557.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:474.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:52.55pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2,401<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:72.25999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:74.22pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million). The income from the Group’s interest in these structures for the year ended 31 December <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:434.81pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:453.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:476.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">55<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:485.6pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:517.03pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:536.3199999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:538.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:540.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£226<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:558.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:484.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">million) and cumulatively for the lifetime was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:220.07999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">414<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:233.01pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:264.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:283.73pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">:<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:285.76pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:287.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£359<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:306.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million).<span style="display:inline-block;height:6.6pt"></span></span></div> 2043000000 2272000000 1387000000 1155000000 588000000 559000000 68000000 558000000 50239000000 59999000000 The following table describes the types of structured entities that the <div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group does not consolidate but in which it holds an interest.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:124.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:99.75pt"></td><td style="padding:0;width:160.5pt"></td><td style="padding:0;width:154.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total assets of<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:23.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">structured entities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:99.75pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Type of entity<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:17.25pt;width:160.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Nature and purpose of structured entities<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:17.25pt;width:154.5pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:154.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest held by the Group<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:35.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:35.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£bn<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:41.25pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:99.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collective investment <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">vehicles and limited <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">partnerships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:34.5pt;width:160.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These vehicles are primarily financed by <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investments from investors in the vehicles and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">are matched by policyholder liabilities in the <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:30.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance division.<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:34.5pt;width:154.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interests in units issued by the vehicles<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees from management of vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.44pt"></span></span><span style="left:26.07pt;position:var(--position)">2,627<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:34.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.26pt"></span></span><span style="left:25.89pt;position:var(--position)">2,434<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:32.25pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:75.75pt;width:99.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:99.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:75.75pt;width:160.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">These vehicles issue asset-backed notes to <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">investors and facilitate the management of <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:21.75pt;width:160.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the Group’s balance sheet.<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:260.25pt;position:var(--position);top:75.75pt;width:154.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest in notes issued by the vehicles<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:12.75pt;width:154.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.630000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">•<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:13.97pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Fees for loan servicing<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:75.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.81pt"></span></span><span style="left:40.440000000000005pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:75.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.58pt"></span></span><span style="left:41.21pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 2627000000000 2434000000000 4000000000 5000000000 <span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out an analysis of the carrying amount of interest held by the Group in the unconsolidated structured entities. The <span style="display:inline-block;height:6.6pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:251.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">maximum exposure to loss is the carrying amounts of the assets held. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:261.15pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:511.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:207pt"></td><td style="padding:0;width:207pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:207pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);width:207pt"><div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Recognised within;<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Collective investment vehicles and limited partnerships<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:17.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">45,991<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.3pt"></span></span><span style="left:20.93pt;position:var(--position)">86,630<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Notes held in securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:30pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss; and<span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.74pt"></span></span><span style="left:28.369999999999997pt;position:var(--position)">1,186<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">2,403<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:23.25pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest rate derivatives provided to securitisation vehicles<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:207pt;position:var(--position);top:53.25pt;width:207pt"><div><div style="line-height:7.5pt;position:var(--position);top:5.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments assets; and <span style="display:inline-block;height:6pt"></span></span></div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:207pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments (liabilities)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:53.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.26pt"></span></span><span style="left:40.89pt;position:var(--position)">5<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:462.75pt;position:var(--position);top:53.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:14.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.62pt"></span></span><span style="left:37.25pt;position:var(--position)">22<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 45991000000 86630000000 1186000000 2403000000 5000000 22000000 130000000 82000000 1000000 1000000 0 2004000000 0 11000000 1181000000 2401000000 55000000 226000000 414000000 359000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 38: Transfers of financial assets<span style="display:inline-block;height:8.8pt"></span><span id="ib8fcd812fc25425993a95ad360348cce_2801"></span><span id="ib8fcd812fc25425993a95ad360348cce_2815"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:232.32999999999998pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:514.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transferred financial assets derecognised in their entirety with ongoing exposure<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:525.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Through asset securitisations, the Group has transferred financial assets which were derecognised in their entirety, with some continuing <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:535.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">involvement. Further details are available in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:229.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">37<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:238.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:549.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transferred financial assets that continue to be recognised<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:560.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Details of transferred financial assets that continue to be recognised in full are as follows.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:573.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group enters <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.42pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">into repurchase and securities lending transactions in the normal course of business that do not result in derecognition of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:583.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the financial assets as substantially all of the risks and rewards, including credit, interest rate, prepayment and other price risks are retained <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:593.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">by the Group. In all cases, the transferee has the right to sell or repledge the assets concerned.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:607.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">As set out in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.57pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.96pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">, included within financial assets measured at amortised cost are loans transferred under the Group’s securitisation and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:617.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">covered bond programmes. As the Group retains all or a majority of the risks and rewards associated with these loans, including credit, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:627.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">interest rate, prepayment and liquidity risk, they remain on the Group’s balance sheet. Assets transferred into the Group’s securitisation <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:637.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and covered bond programmes are not available to be used by the Group while the assets are within the programmes. However, the Group <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:647.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">retains the right to remove loans from the covered bond programmes where they are in excess of the programme’s requirements. In <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:657.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">addition, where the Group has retained some of the notes issued by securitisation and covered bond programmes, the Group has the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:667.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ability to sell or pledge these retained notes. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:681.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">In 2024, the Group securitised a portfolio of <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:211.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£1.25 billion<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:254.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of finance lease receivables. This transaction resulted in a partial derecognition of <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:691.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the leases, as the Group neither retained nor transferred substantially all risks and rewards. As of 31 December 2025, the Group continues <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:701.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">to recognise <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:94.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£344<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:114.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (2024: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:173.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">798<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:187.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million) of these lease receivables with a gross up of the same amount in finance lease receivables <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:711.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and other liabilities for the continuing involvement asset and liability required to be recognised under IFRS 9.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 38: Transfers of financial assets<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:218.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:220.48000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The table below sets out the carrying values of the transferred assets and the associated liabilities. For repurchase and securities lending <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:100.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transactions, the associated liabilities represent the Group’s obligation to repurchase the transferred assets. For securitisation programmes, <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:110.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">the associated liabilities represent the external notes in issue (note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:280.46pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">26<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:289.85pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">). The liabilities shown in the table below have recourse to the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:120.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">transferred assets.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:134.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase and securities lending transactions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">5,255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">4,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">2,340<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">1,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">697<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">1,210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.26pt"></span></span><span style="left:22.89pt;position:var(--position)">15,768<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">10,674<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.84pt"></span></span><span style="left:23.47pt;position:var(--position)">12,483<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">4,465<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation programmes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:122.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.05pt"></span></span><span style="left:21.68pt;position:var(--position)">27,766<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">6,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.57pt"></span></span><span style="left:23.2pt;position:var(--position)">27,657<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">5,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:255.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">The carrying value of associated liabilities excludes securitisation notes held by the Group of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.66999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">16,264<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.65999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:378.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:393.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:396.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£17,079 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:436.46pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 1250000000 344000000 344000000 798000000 798000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:313.5pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:9.75pt"><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:41.7pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:97.5pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:97.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:41.74pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:19.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:29.2pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Assets<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:9.75pt;width:48.75pt"><div><div style="line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:20.95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liabilities<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:27pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Repurchase and securities lending transactions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:39pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.49pt"></span></span><span style="left:26.119999999999997pt;position:var(--position)">5,255<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.04pt"></span></span><span style="left:28.669999999999998pt;position:var(--position)">4,151<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">2,340<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:39pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.52pt"></span></span><span style="left:27.15pt;position:var(--position)">1,089<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51.75pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Debt securities held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.26pt"></span></span><span style="left:31.89pt;position:var(--position)">697<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.92pt"></span></span><span style="left:41.550000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.99pt"></span></span><span style="left:29.619999999999997pt;position:var(--position)">1,210<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:51.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:64.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.26pt"></span></span><span style="left:22.89pt;position:var(--position)">15,768<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.48pt"></span></span><span style="left:22.11pt;position:var(--position)">10,674<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.84pt"></span></span><span style="left:23.47pt;position:var(--position)">12,483<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:64.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">4,465<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:2.25pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Securitisation programmes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:313.5pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at amortised cost:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:313.5pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:313.5pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:9.72pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:122.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:313.5pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.05pt"></span></span><span style="left:21.68pt;position:var(--position)">27,766<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:362.25pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.58pt"></span></span><span style="left:25.209999999999997pt;position:var(--position)">6,342<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.57pt"></span></span><span style="left:23.2pt;position:var(--position)">27,657<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:101.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.04pt"></span></span><span style="left:26.669999999999998pt;position:var(--position)">5,207<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:255.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:45.36pt;position:var(--position)">The carrying value of associated liabilities excludes securitisation notes held by the Group of £<span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:300.66999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">16,264<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:318.65999999999997pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:378.88pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:393.14pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:396.15pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£17,079 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:436.46pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">).<span style="display:inline-block;height:4.8pt"></span></span></div> 5255000000 4151000000 2340000000 1089000000 697000000 0 1210000000 0 15768000000 10674000000 12483000000 4465000000 27766000000 6342000000 27657000000 5207000000 16264000000 17079000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 39: Financial risk management<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:283.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Financial <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:68.80000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">instruments are fundamental to the Group’s activities and the associated risks represent a significant component of the overall <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:293.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risks faced by the Group.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:125.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:127.14000000000001pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The primary risks affecting the Group through its use of financial instruments are: market risk,<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:469.03999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> credit risk, liquidity <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:303.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">risk, capital risk and insurance underwriting risk.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:316.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Market risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:327.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group’s largest residual interest rate risk exposure arises from balances that are deemed to be insensitive to changes in market rates <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:337.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">(including current accounts, a portion of variable rate deposits and investable equity). The risk is managed through the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:470.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s structural <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:347.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">hedge which<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:80.68pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> consists of longer-term fixed rate assets and interest rate swaps. The notional balance and duration of the structural hedge is <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:357.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">reviewed regularly by the <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:128.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group Asset and Liability Committee.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:266.86pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> More information is set out on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:382.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:405.71pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i488be3d12dce44a7b64b0310701877ca_29954" style="color:inherit;text-decoration:inherit;z-index:1">187</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:418.18pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:430.15pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i488be3d12dce44a7b64b0310701877ca_30000" style="color:inherit;text-decoration:inherit;z-index:1">193</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:443.06pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:371.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:382.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Credit risk appetite is set at Board level and is described and reported through a suite of metrics devised from a combination of accounting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:392.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and credit portfolio performance measures, which include the use of various credit risk rating systems as inputs and assess credit risk at a <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:402.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">counterparty level using three components: (i) the probability of default by the counterparty on its contractual obligations; (ii) the current <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:412.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">exposures to the counterparty and their likely future development, from which the Group derives the exposure at default; and (iii) the likely <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:422.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">loss ratio on the defaulted obligations, the loss given default. The Group uses a range of approaches to mitigate credit risk, including <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:432.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">internal control policies, obtaining collateral, using master netting agreements and other credit risk transfers, such as asset sales and credit <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:442.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">derivatives based transactions. The Group’s credit risk exposure is predominantly in the United Kingdom. More information is set out on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:452.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:57.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#iecc5dc2854414ebfb46530f7e5092bc7_54171" style="color:inherit;text-decoration:inherit;z-index:1">154</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:70.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:82.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#iecc5dc2854414ebfb46530f7e5092bc7_54126" style="color:inherit;text-decoration:inherit;z-index:1">178</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:95pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:466.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:477.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Liquidity risk is defined as the risk that the Group has insufficient financial resources to meet its commitments as they fall due, or can only <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:487.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">secure them at excessive cost. Liquidity risk is managed through a series of measures, tests and reports that are primarily based on <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:497.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">contractual maturity. The Group carries out monthly stress testing of its liquidity position against a range of scenarios, including those <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:507.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">prescribed by the PRA. The Group’s liquidity risk appetite is also calibrated against a number of stressed liquidity metrics.<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:477.53pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:479.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">More information <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:517.05pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">is set out on<span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:78.56pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:80.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">pages <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:104.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#ib8bb384d26e1435f823cf6ca02bbd2f4_2-1-2-1-5233089" style="color:inherit;text-decoration:inherit;z-index:1">181</a><span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:115.22999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> to <span style="display:inline-block;height:7.2pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:127.20000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i60edd65bad6d4aebb7b62f5dd34077bf_13299" style="color:inherit;text-decoration:inherit;z-index:1">186</a><span style="display:inline-block;height:7.2pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:140.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:530.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Capital risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:541.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group maintains capital levels across all regulated entities commensurate with a prudent level of solvency to achieve financial <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:551.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">resilience and market confidence. The Group assesses both its regulatory capital requirements and the quantity and quality of capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:561.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">resources it holds to meet those requirements in accordance with the relevant provisions of the Capital Requirements Directive (CRD V) <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:571.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and Capital Requirements Regulation (UK CRR). This is supplemented through additional regulation set out under the PRA Rulebook and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:581.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">through associated statements of policy, supervisory statements and other regulatory guidance. Close monitoring of regulatory capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:591.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">ratios is undertaken to ensure the Group meets regulatory requirements and risk appetite levels and deploys its capital resources efficiently<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:543.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:601.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Target capital levels take account of current and future regulatory requirements, capacity for growth and to cover uncertainties. At 31 <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:611.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">December 2025, the Group’s common equity tier 1 capital was £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:269.51pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">32,930<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:295.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million (31 December 2024: £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:404.37pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31,979<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:427.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> million). Further details of the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:621.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Group’s capital resources are provided in the table marked audited on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:293.43pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:313.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i8acf0bddbc7d4617a6419c15266da538_18689" style="color:inherit;text-decoration:inherit;z-index:1">147</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:326.08pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:635.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The insurance business (the Scottish Widows Group) and each of the constituent UK insurance companies within it are regulated by the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:645.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">PRA. The insurance businesses are required to calculate solvency capital requirements and available capital in accordance with Solvency II. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:655.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group complied with these requirements in 2025 and 2024. The Insurance business of the Group calculates regulatory capital on the <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:665.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">basis of an internal model, which was approved by the PRA on 5 December 2015, with the latest major change to the model approved in <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:675.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">November 2024. The capital position of the Group’s insurance businesses is reviewed on a regular basis by the Insurance, Pensions and <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:685.25pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Investments Executive Committee. More information is set out on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:278.38pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:296.72999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:298.46999999999997pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i8acf0bddbc7d4617a6419c15266da538_18610" style="color:inherit;text-decoration:inherit;z-index:1">150</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:311.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:698.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance underwriting risk<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:709.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance underwriting risk is the risk of adverse developments in the timing, frequency and severity of claims for insured/underwritten <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:719.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">events and in customer behaviour, leading to reductions in earnings and/or value and arises within the Group’s Insurance business. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:729.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance underwriting risk is measured using a variety of techniques including stress, reverse stress and scenario testing, as well as <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:739.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">stochastic modelling. Current and potential future insurance underwriting risk exposures are assessed and aggregated on a range of stresses <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:749.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">including risk measures based on 1-in-200 year stresses for the Insurance business’s regulatory capital assessments and other supporting <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:759.85pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">measures where appropriate. The Group also mitigates insurance underwriting risk via the use of reinsurance arrangements. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:773.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">More information is set out on <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:147.26pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">page <span style="display:inline-block;height:6.6pt"></span></span><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:167.35000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"><a href="#i3eaa7a3e529a46b3b97a88e05ad474bc_550" style="color:inherit;text-decoration:inherit;z-index:1">180</a><span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:8.25pt;font-style:normal;font-weight:bold;left:180.91pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:184.79000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">The Group's critical accounting judgements and key sources of estimation uncertainty for its <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:783.45pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Insurance business are set out in note <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:173.4pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">8<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:178.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">.<span style="display:inline-block;height:6.6pt"></span></span></div> 32930000000 31979000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:48.19pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 40: Cash flow statement<span style="display:inline-block;height:8.8pt"></span><span id="i96057dd6744c40419b831df678f90dd7_1690"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(A)<span style="display:inline-block;height:7.2pt;width:2.45pt"></span></span><span style="left:63.78pt;position:var(--position)">Change in operating assets<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:101.95pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial assets held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.05pt"></span></span><span style="left:19.68pt;position:var(--position)">(26,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.89pt"></span></span><span style="left:22.52pt;position:var(--position)">(21,106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.03pt"></span></span><span style="left:27.66pt;position:var(--position)">12,311<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.24pt"></span></span><span style="left:17.87pt;position:var(--position)">(24,505)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.32pt"></span></span><span style="left:23.95pt;position:var(--position)">(9,872)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">(22,539)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">4,446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">(4,082)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,805<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in other operating assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">5,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.86pt"></span></span><span style="left:23.49pt;position:var(--position)">(4,562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(687)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in operating assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(40,689)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(39,622)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(9,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:191.55pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(B)<span style="display:inline-block;height:7.2pt;width:3.08pt"></span></span><span style="left:63.78pt;position:var(--position)">Change in operating liabilities<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:202.55pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">(376)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">(1,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">11,324<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(3,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">(10,893)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.31pt"></span></span><span style="left:27.939999999999998pt;position:var(--position)">2,619<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">6,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.77pt"></span></span><span style="left:24.4pt;position:var(--position)">(5,216)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">1,524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">(3,893)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.09pt"></span></span><span style="left:26.72pt;position:var(--position)">7,725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.32pt"></span></span><span style="left:22.95pt;position:var(--position)">(4,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">2,094<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in insurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:103.25999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.03pt"></span></span><span style="left:22.66pt;position:var(--position)">13,220<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">1,941<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23pt"></span></span><span style="left:25.63pt;position:var(--position)">9,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in investment contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">10,412<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.34pt"></span></span><span style="left:25.97pt;position:var(--position)">6,250<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">5,502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in other operating liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:121.11999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(5,202)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.09pt"></span></span><span style="left:25.72pt;position:var(--position)">4,708<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.77pt"></span></span><span style="left:29.4pt;position:var(--position)">(388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in operating liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.91pt"></span></span><span style="left:20.54pt;position:var(--position)">35,403<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">23,603<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.82pt"></span></span><span style="left:26.45pt;position:var(--position)">4,232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:354.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes insurance contracts presented within disposal group liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:361.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:83.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">a decrease<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:112.67999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:124.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">235<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:134.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:158.07999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">decrease<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.32999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£371 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:243.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.96000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:259.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">increase<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:291.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£315 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) in respect of lease liabilities.<span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:380.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">(C)<span style="display:inline-block;height:7.2pt;width:2.58pt"></span></span><span style="left:63.78pt;position:var(--position)">Non-cash and other items<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:391.3pt;width:594.99pt"><div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense and hedging valuation adjustments on subordinated liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:265.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.56pt"></span></span><span style="left:34.19pt;position:var(--position)">715<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">471<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">861<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accretion of discounts and amortisation of premiums and issue costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">(488)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.62pt"></span></span><span style="left:34.25pt;position:var(--position)">195<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation of investment properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.37pt"></span></span><span style="left:33pt;position:var(--position)">(99)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gain on sale of financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share of post-tax results of associates and joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit on derecognition of joint ventures and associates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">(121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss/(profit) on disposal of tangible fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(36)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net credit in respect of defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.53pt"></span></span><span style="left:26.16pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.34pt"></span></span><span style="left:25.97pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other provision movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.81pt"></span></span><span style="left:29.439999999999998pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for loan losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.29pt"></span></span><span style="left:31.919999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.85pt"></span></span><span style="left:34.480000000000004pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Write-off of allowance for loan losses, net of recoveries<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,097)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">(1,029)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(1,115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment credit on undrawn balances<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment credit on financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transactions in own shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.61pt"></span></span><span style="left:32.24pt;position:var(--position)">(173)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to income statement from reserves<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.83pt"></span></span><span style="left:26.459999999999997pt;position:var(--position)">1,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">2,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.97pt"></span></span><span style="left:27.599999999999998pt;position:var(--position)">1,838<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange impact on balance sheet<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:145.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other non-cash items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.01pt"></span></span><span style="left:34.64pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-cash items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.01pt"></span></span><span style="left:24.64pt;position:var(--position)">6,850<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">6,555<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.18pt"></span></span><span style="left:26.81pt;position:var(--position)">7,328<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contributions to defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">(152)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">(175)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(1,345)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Payments in respect of regulatory and legal provisions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.23pt"></span></span><span style="left:30.86pt;position:var(--position)">(401)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(378)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.68pt"></span></span><span style="left:36.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.48pt"></span></span><span style="left:39.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(419)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(1,706)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash and other items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">6,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">5,990<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">5,622<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:734.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Interest expense on subordinated liabilities and hedging valuation adjustments on subordinated debt, previously presented separately, are reported in aggregate.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:741.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">When considering the movement on each line of the balance sheet, the impact of foreign exchange rate movements is removed in order to show the underlying cash impact.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:11pt;position:var(--position);top:77.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 40: Cash flow statement<span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:186.51000000000002pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> <span style="display:inline-block;height:8.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:11pt;font-style:normal;font-weight:normal;left:188.83pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">continued<span style="display:inline-block;height:8.8pt"></span></span></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:90.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(D)<span style="display:inline-block;height:7.2pt;width:2.1pt"></span></span><span style="left:49.61pt;position:var(--position)">Acquisition of Group undertakings, businesses and joint ventures<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:101.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 9 October 2025, LBG Equity Investments Limited, a wholly owned subsidiary of the Group, acquired <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:417.12pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">49.9%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:440.62pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> of the ordinary share capital <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:111.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">of Schroders Personal Wealth Limited (SPW) in exchange for its stake in Cazenove Capital, bringing the Group’s ownership of SPW to <span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:524.64pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">100%<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:544.45pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">. <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:121.95pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill of £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:83.16pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">262 million<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:123.59pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> was recognised on the transaction. None of the goodwill was deductible for tax purposes.<span style="display:inline-block;height:6.6pt"></span></span></div><div style="position:var(--position);top:135.55pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net assets acquired:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and cash equivalents<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tangible fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets (excluding goodwill)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">296<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.69pt"></span></span><span style="left:29.32pt;position:var(--position)">672<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(74)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.65pt"></span></span><span style="left:30.279999999999998pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(166)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arising on acquisition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.68pt"></span></span><span style="left:28.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.64pt"></span></span><span style="left:30.27pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non cash consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(616)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">331<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less cash and cash equivalents acquired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net cash (inflow)/outflow arising from acquisition of subsidiaries and businesses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">293<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of and additional investment in joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net cash (inflow)/outflow from acquisitions in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.74pt"></span></span><span style="left:30.369999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">380<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:9pt;position:var(--position);top:341.4pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:34.02pt;position:var(--position)">(E)<span style="display:inline-block;height:7.2pt;width:3.58pt"></span></span><span style="left:49.61pt;position:var(--position)">Analysis of cash and cash equivalents as shown in the balance sheet<span style="display:inline-block;height:7.2pt"></span></span></span></div><div style="position:var(--position);top:352.4pt;width:594.99pt"><div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.98pt"></span></span><span style="left:21.61pt;position:var(--position)">78,110<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less mandatory reserve deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:111.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.81pt"></span></span><span style="left:32.44pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.45pt"></span></span><span style="left:21.08pt;position:var(--position)">(1,930)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">56,624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">62,684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17pt"></span></span><span style="left:19.63pt;position:var(--position)">76,180<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks and reverse repurchase agreements with banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">17,006<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">15,175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">19,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less amounts with a maturity of three months or more<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.58pt"></span></span><span style="left:16.21pt;position:var(--position)">(13,037)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">(7,043)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">(6,390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.46pt"></span></span><span style="left:21.09pt;position:var(--position)">3,969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">8,132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">12,658<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total cash and cash equivalents<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:111.19999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">60,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17pt"></span></span><span style="left:19.63pt;position:var(--position)">70,816<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.61pt"></span></span><span style="left:17.24pt;position:var(--position)">88,838<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:471.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Mandatory reserve deposits are held with local central banks in accordance with statutory requirements. Where these deposits are not held in demand accounts and are not available <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:478.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">to finance the Group’s day-to-day operations they are excluded from cash and cash equivalents. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:486.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Included within cash and cash equivalents at 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:219.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> is £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.73000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.41000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:273.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:276.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£23 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:305.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:308.96000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£31 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.42pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.58000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of restricted cash and cash equivalents held within the Group’s <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:493.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">long-term insurance and investments operations, which is not immediately available for use in the business.<span style="display:inline-block;height:4.8pt"></span></span></div> <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial assets held at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.05pt"></span></span><span style="left:19.68pt;position:var(--position)">(26,316)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.89pt"></span></span><span style="left:22.52pt;position:var(--position)">(21,106)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.03pt"></span></span><span style="left:27.66pt;position:var(--position)">12,311<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial assets at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.24pt"></span></span><span style="left:17.87pt;position:var(--position)">(24,505)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.32pt"></span></span><span style="left:23.95pt;position:var(--position)">(9,872)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.18pt"></span></span><span style="left:19.81pt;position:var(--position)">(22,539)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">4,446<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.17pt"></span></span><span style="left:22.8pt;position:var(--position)">(4,082)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.83pt"></span></span><span style="left:27.459999999999997pt;position:var(--position)">1,805<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in other operating assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.31pt"></span></span><span style="left:24.939999999999998pt;position:var(--position)">5,686<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.86pt"></span></span><span style="left:23.49pt;position:var(--position)">(4,562)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(687)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in operating assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.06pt"></span></span><span style="left:16.69pt;position:var(--position)">(40,689)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.87pt"></span></span><span style="left:19.5pt;position:var(--position)">(39,622)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.95pt"></span></span><span style="left:26.58pt;position:var(--position)">(9,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> -26316000000 -21106000000 12311000000 24505000000 9872000000 22539000000 4446000000 -4082000000 1805000000 5686000000 -4562000000 -687000000 -40689000000 -39622000000 -9110000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in deposits from banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">(376)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:38.12pt"></span></span><span style="left:40.75pt;position:var(--position)">4<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.93pt"></span></span><span style="left:28.56pt;position:var(--position)">(1,110)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in customer deposits<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.92pt"></span></span><span style="left:22.55pt;position:var(--position)">13,858<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.9pt"></span></span><span style="left:25.529999999999998pt;position:var(--position)">11,324<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.45pt"></span></span><span style="left:23.08pt;position:var(--position)">(3,850)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in repurchase agreements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">810<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.81pt"></span></span><span style="left:37.440000000000005pt;position:var(--position)">57<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.65pt"></span></span><span style="left:20.279999999999998pt;position:var(--position)">(10,893)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in financial liabilities at fair value through profit or loss<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.6pt"></span></span><span style="left:34.230000000000004pt;position:var(--position)">172<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.31pt"></span></span><span style="left:27.939999999999998pt;position:var(--position)">2,619<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.64pt"></span></span><span style="left:26.27pt;position:var(--position)">6,925<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in derivative financial instruments<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.77pt"></span></span><span style="left:24.4pt;position:var(--position)">(5,216)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.47pt"></span></span><span style="left:28.099999999999998pt;position:var(--position)">1,524<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.67pt"></span></span><span style="left:23.3pt;position:var(--position)">(3,893)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in debt securities in issue at amortised cost<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.09pt"></span></span><span style="left:26.72pt;position:var(--position)">7,725<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.32pt"></span></span><span style="left:22.95pt;position:var(--position)">(4,824)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.88pt"></span></span><span style="left:25.509999999999998pt;position:var(--position)">2,094<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in insurance contracts<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:103.25999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:20.03pt"></span></span><span style="left:22.66pt;position:var(--position)">13,220<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.73pt"></span></span><span style="left:29.36pt;position:var(--position)">1,941<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23pt"></span></span><span style="left:25.63pt;position:var(--position)">9,845<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in investment contract liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.13pt"></span></span><span style="left:23.759999999999998pt;position:var(--position)">10,412<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.34pt"></span></span><span style="left:25.97pt;position:var(--position)">6,250<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">5,502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in other operating liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:121.11999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.99pt"></span></span><span style="left:22.619999999999997pt;position:var(--position)">(5,202)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.09pt"></span></span><span style="left:25.72pt;position:var(--position)">4,708<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.77pt"></span></span><span style="left:29.4pt;position:var(--position)">(388)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Change in operating liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.91pt"></span></span><span style="left:20.54pt;position:var(--position)">35,403<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.02pt"></span></span><span style="left:21.65pt;position:var(--position)">23,603<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.82pt"></span></span><span style="left:26.45pt;position:var(--position)">4,232<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:354.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes insurance contracts presented within disposal group liabilities.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:361.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">Includes <span style="display:inline-block;height:4.8pt"></span></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:83.53pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">a decrease<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:112.67999999999999pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:124.52pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">235<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:134.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million (<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:158.07999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:172.34pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:175.35pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">decrease<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:199.72pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:208.32999999999998pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£371 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:243.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.96000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:259.97pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">increase<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:282.4pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:291.01pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£315 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322.9pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">) in respect of lease liabilities.<span style="display:inline-block;height:4.8pt"></span></span></div> -376000000 4000000 -1110000000 13858000000 11324000000 -3850000000 810000000 57000000 -10893000000 -172000000 -2619000000 -6925000000 -5216000000 1524000000 -3893000000 7725000000 -4824000000 2094000000 13220000000 1941000000 9845000000 10412000000 6250000000 5502000000 -5202000000 4708000000 -388000000 35403000000 23603000000 4232000000 -235000000 -371000000 315000000 <div style="font-size:0pt;left:48.19pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:366pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td><td style="padding:0;width:48.75pt"></td></tr><tr style="height:17.25pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:32.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:37.52pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.1pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);width:48.75pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:2.25pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:32.41pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:9.75pt;width:48.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:37.67pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:17.25pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Interest expense and hedging valuation adjustments on subordinated liabilities<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:265.14pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.56pt"></span></span><span style="left:34.19pt;position:var(--position)">715<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.86pt"></span></span><span style="left:34.49pt;position:var(--position)">471<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:17.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.23pt"></span></span><span style="left:33.86pt;position:var(--position)">861<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:30pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Accretion of discounts and amortisation of premiums and issue costs<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.72pt"></span></span><span style="left:28.349999999999998pt;position:var(--position)">(488)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.62pt"></span></span><span style="left:34.25pt;position:var(--position)">195<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:30pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.62pt"></span></span><span style="left:28.25pt;position:var(--position)">1,259<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:42.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Revaluation of investment properties<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.37pt"></span></span><span style="left:33pt;position:var(--position)">(99)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(67)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:42.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.42pt"></span></span><span style="left:37.050000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net gain on sale of financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.34pt"></span></span><span style="left:37.970000000000006pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.34pt"></span></span><span style="left:38.970000000000006pt;position:var(--position)">(7)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:55.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(122)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share of post-tax results of associates and joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.01pt"></span></span><span style="left:38.64pt;position:var(--position)">13<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:68.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.78pt"></span></span><span style="left:38.410000000000004pt;position:var(--position)">16<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:81pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Profit on derecognition of joint ventures and associates<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.97pt"></span></span><span style="left:32.6pt;position:var(--position)">(121)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:81pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loss/(profit) on disposal of tangible fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">65<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.4pt"></span></span><span style="left:34.03pt;position:var(--position)">(36)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:93.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">(61)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:106.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net credit in respect of defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">(11)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:106.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.87pt"></span></span><span style="left:34.5pt;position:var(--position)">(79)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:119.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Depreciation and amortisation<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.53pt"></span></span><span style="left:26.16pt;position:var(--position)">3,477<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.41pt"></span></span><span style="left:26.04pt;position:var(--position)">3,426<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:119.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.34pt"></span></span><span style="left:25.97pt;position:var(--position)">2,905<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Regulatory and legal provisions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.6pt"></span></span><span style="left:31.23pt;position:var(--position)">968<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.25pt"></span></span><span style="left:31.88pt;position:var(--position)">899<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:132pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.34pt"></span></span><span style="left:32.97pt;position:var(--position)">675<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other provision movements<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.8pt"></span></span><span style="left:33.43pt;position:var(--position)">(29)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.81pt"></span></span><span style="left:29.439999999999998pt;position:var(--position)">(206)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:144.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.1pt"></span></span><span style="left:33.730000000000004pt;position:var(--position)">(30)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Allowance for loan losses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.29pt"></span></span><span style="left:31.919999999999998pt;position:var(--position)">867<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.03pt"></span></span><span style="left:31.66pt;position:var(--position)">494<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:157.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.85pt"></span></span><span style="left:34.480000000000004pt;position:var(--position)">315<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Write-off of allowance for loan losses, net of recoveries<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.34pt"></span></span><span style="left:23.97pt;position:var(--position)">(1,097)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.38pt"></span></span><span style="left:25.009999999999998pt;position:var(--position)">(1,029)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:170.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(1,115)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment credit on undrawn balances<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.38pt"></span></span><span style="left:34.01pt;position:var(--position)">(73)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.46pt"></span></span><span style="left:36.09pt;position:var(--position)">(51)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:183pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:39.14pt"></span></span><span style="left:41.77pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Impairment credit on financial assets at fair value through other comprehensive income<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.93pt"></span></span><span style="left:39.56pt;position:var(--position)">(1)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.87pt"></span></span><span style="left:38.5pt;position:var(--position)">(3)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:195.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.05pt"></span></span><span style="left:38.68pt;position:var(--position)">(2)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:208.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transactions in own shares<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.57pt"></span></span><span style="left:36.2pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.61pt"></span></span><span style="left:32.24pt;position:var(--position)">(173)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:208.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:31.24pt"></span></span><span style="left:33.87pt;position:var(--position)">103<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:221.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Transfers to income statement from reserves<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.83pt"></span></span><span style="left:26.459999999999997pt;position:var(--position)">1,869<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.34pt"></span></span><span style="left:26.97pt;position:var(--position)">2,597<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:221.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.97pt"></span></span><span style="left:27.599999999999998pt;position:var(--position)">1,838<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:366pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Foreign exchange impact on balance sheet<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:145.23pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.96pt"></span></span><span style="left:31.59pt;position:var(--position)">709<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:40.25pt"></span></span><span style="left:42.88pt;position:var(--position)">1<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:234pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.75pt"></span></span><span style="left:32.38pt;position:var(--position)">502<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other non-cash items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.13pt"></span></span><span style="left:37.760000000000005pt;position:var(--position)">91<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.06pt"></span></span><span style="left:36.690000000000005pt;position:var(--position)">42<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:246.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:32.01pt"></span></span><span style="left:34.64pt;position:var(--position)">176<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:259.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total non-cash items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.01pt"></span></span><span style="left:24.64pt;position:var(--position)">6,850<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.85pt"></span></span><span style="left:26.48pt;position:var(--position)">6,555<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:259.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.18pt"></span></span><span style="left:26.81pt;position:var(--position)">7,328<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:272.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Contributions to defined benefit schemes<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.45pt"></span></span><span style="left:31.08pt;position:var(--position)">(152)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.69pt"></span></span><span style="left:32.32pt;position:var(--position)">(175)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:272.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.66pt"></span></span><span style="left:25.29pt;position:var(--position)">(1,345)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Payments in respect of regulatory and legal provisions<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.54pt"></span></span><span style="left:29.169999999999998pt;position:var(--position)">(295)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.23pt"></span></span><span style="left:30.86pt;position:var(--position)">(401)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:285pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">(378)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:297.75pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:33.68pt"></span></span><span style="left:36.31pt;position:var(--position)">28<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:37.76pt"></span></span><span style="left:40.39pt;position:var(--position)">11<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:297.75pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:36.48pt"></span></span><span style="left:39.11pt;position:var(--position)">17<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:310.5pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total other items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(419)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.32pt"></span></span><span style="left:29.95pt;position:var(--position)">(565)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:310.5pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(1,706)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:323.25pt;width:366pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:366pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non-cash and other items<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:366pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.06pt"></span></span><span style="left:26.689999999999998pt;position:var(--position)">6,431<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.93pt"></span></span><span style="left:25.56pt;position:var(--position)">5,990<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:463.5pt;position:var(--position);top:323.25pt;width:48.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:48.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:24.05pt"></span></span><span style="left:26.68pt;position:var(--position)">5,622<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:734.3pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">1<span style="display:inline-block;height:4.8pt;width:9.29pt"></span></span><span style="left:59.53pt;position:var(--position)">Interest expense on subordinated liabilities and hedging valuation adjustments on subordinated debt, previously presented separately, are reported in aggregate.<span style="display:inline-block;height:4.8pt"></span></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:741.8pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.01em;text-decoration:none;white-space:pre"><span style="left:48.19pt;position:var(--position)">2<span style="display:inline-block;height:4.8pt;width:8.03pt"></span></span><span style="left:59.53pt;position:var(--position)">When considering the movement on each line of the balance sheet, the impact of foreign exchange rate movements is removed in order to show the underlying cash impact.<span style="display:inline-block;height:4.8pt"></span></span></span></div> 715000000 471000000 861000000 -488000000 195000000 1259000000 99000000 67000000 -87000000 3000000 7000000 122000000 1000000 -13000000 -16000000 121000000 0 0 -65000000 36000000 61000000 -37000000 -11000000 -79000000 3477000000 3426000000 2905000000 968000000 899000000 675000000 29000000 206000000 30000000 867000000 494000000 315000000 1097000000 1029000000 1115000000 -73000000 -51000000 0 -1000000 -3000000 -2000000 38000000 -173000000 103000000 -1869000000 -2597000000 -1838000000 709000000 1000000 502000000 91000000 42000000 176000000 6850000000 6555000000 7328000000 -152000000 -175000000 -1345000000 -295000000 -401000000 -378000000 28000000 11000000 17000000 -419000000 -565000000 -1706000000 6431000000 5990000000 5622000000 0.499 1 262000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:18.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net assets acquired:<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:31.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and cash equivalents<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.61pt"></span></span><span style="left:29.24pt;position:var(--position)">144<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:31.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.2pt"></span></span><span style="left:32.83pt;position:var(--position)">38<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Tangible fixed assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:34.55pt"></span></span><span style="left:37.18pt;position:var(--position)">2<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:44.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets (excluding goodwill)<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.25pt"></span></span><span style="left:27.88pt;position:var(--position)">296<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:57pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.89pt"></span></span><span style="left:30.52pt;position:var(--position)">182<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:69.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other assets<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.55pt"></span></span><span style="left:30.18pt;position:var(--position)">152<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:69.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.69pt"></span></span><span style="left:29.32pt;position:var(--position)">672<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.25pt"></span></span><span style="left:29.88pt;position:var(--position)">(74)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:82.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.65pt"></span></span><span style="left:30.279999999999998pt;position:var(--position)">(58)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:95.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(166)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:95.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:22.8pt"></span></span><span style="left:25.43pt;position:var(--position)">(646)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arising on acquisition<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.68pt"></span></span><span style="left:28.31pt;position:var(--position)">262<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:108pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.64pt"></span></span><span style="left:30.27pt;position:var(--position)">143<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Non cash consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.88pt"></span></span><span style="left:26.509999999999998pt;position:var(--position)">(616)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:120.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash consideration<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.17pt"></span></span><span style="left:37.800000000000004pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:133.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.02pt"></span></span><span style="left:30.65pt;position:var(--position)">331<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less cash and cash equivalents acquired<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:146.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.57pt"></span></span><span style="left:30.2pt;position:var(--position)">(38)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:159pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net cash (inflow)/outflow arising from acquisition of subsidiaries and businesses<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:23.76pt"></span></span><span style="left:26.39pt;position:var(--position)">(144)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:35.39pt"></span></span><span style="left:38.02pt;position:var(--position)">–<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:159pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:26.22pt"></span></span><span style="left:28.849999999999998pt;position:var(--position)">293<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:171.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of and additional investment in joint ventures<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.33pt"></span></span><span style="left:31.959999999999997pt;position:var(--position)">117<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:171.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:30.67pt"></span></span><span style="left:33.300000000000004pt;position:var(--position)">87<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:184.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Net cash (inflow)/outflow from acquisitions in the year<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.74pt"></span></span><span style="left:30.369999999999997pt;position:var(--position)">(27)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:28.26pt"></span></span><span style="left:30.89pt;position:var(--position)">179<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:184.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:25.43pt"></span></span><span style="left:28.06pt;position:var(--position)">380<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 144000000 0 38000000 2000000 0 0 296000000 0 182000000 152000000 0 672000000 74000000 0 58000000 166000000 0 646000000 262000000 0 143000000 616000000 0 0 0 0 331000000 144000000 0 38000000 -144000000 0 293000000 117000000 179000000 87000000 27000000 -179000000 -380000000 <div style="font-size:0pt;left:34.02pt;position:var(--position);width:512.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:369.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:45pt"></td></tr><tr style="height:18.75pt"><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:28.27pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:6pt;font-style:normal;font-weight:bold;left:33.77pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.35pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-bottom:0.25pt solid #000000;border-top:0.5pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);width:45pt"><div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:3.75pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.66pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span></div><div style="line-height:6pt;position:var(--position);top:11.25pt;width:45pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:33.92pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">£m<span style="display:inline-block;height:4.8pt"></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.79pt"></span></span><span style="left:18.419999999999998pt;position:var(--position)">56,661<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.82pt"></span></span><span style="left:18.45pt;position:var(--position)">62,705<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:22.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.98pt"></span></span><span style="left:21.61pt;position:var(--position)">78,110<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:35.25pt;width:369.75pt"><div><div style="font-size:12pt;line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less mandatory reserve deposits<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:4.875pt;font-style:normal;font-weight:normal;left:111.31pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">1<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:27.63pt"></span></span><span style="left:30.259999999999998pt;position:var(--position)">(37)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:29.81pt"></span></span><span style="left:32.44pt;position:var(--position)">(21)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:35.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.45pt"></span></span><span style="left:21.08pt;position:var(--position)">(1,930)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.25pt"></span></span><span style="left:16.88pt;position:var(--position)">56,624<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.88pt"></span></span><span style="left:17.51pt;position:var(--position)">62,684<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:48pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17pt"></span></span><span style="left:19.63pt;position:var(--position)">76,180<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks and reverse repurchase agreements with banks<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:15.49pt"></span></span><span style="left:18.12pt;position:var(--position)">17,006<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:19.98pt"></span></span><span style="left:22.61pt;position:var(--position)">15,175<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:60.75pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.15pt"></span></span><span style="left:18.779999999999998pt;position:var(--position)">19,048<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Less amounts with a maturity of three months or more<span style="display:inline-block;height:6pt"></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.58pt"></span></span><span style="left:16.21pt;position:var(--position)">(13,037)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">(7,043)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td><td style="border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-left:0.25pt solid #000000;border-right:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:73.5pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:16.47pt"></span></span><span style="left:19.099999999999998pt;position:var(--position)">(6,390)<span style="display:inline-block;height:6pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:18.46pt"></span></span><span style="left:21.09pt;position:var(--position)">3,969<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:21.71pt"></span></span><span style="left:24.34pt;position:var(--position)">8,132<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.25pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:86.25pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17.32pt"></span></span><span style="left:19.95pt;position:var(--position)">12,658<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:369.75pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:369.75pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Total cash and cash equivalents<span style="display:inline-block;height:6pt"></span></span><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:4.875pt;font-style:normal;font-weight:bold;left:111.19999999999999pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;top:-2.0999999999999996pt;vertical-align:super;white-space:pre">2<span style="display:inline-block;height:3.9000000000000004pt"></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:369.75pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:7.5pt;font-style:normal;font-weight:bold;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:13.9pt"></span></span><span style="left:16.53pt;position:var(--position)">60,593<span style="display:inline-block;height:6pt;width:2.85pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:418.5pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:17pt"></span></span><span style="left:19.63pt;position:var(--position)">70,816<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000000;border-top:0.25pt solid #000000;font-size:0;text-align:left;vertical-align:top"><div style="left:467.25pt;position:var(--position);top:99pt;width:45pt"><div><div style="line-height:7.5pt;position:var(--position);top:3.75pt;width:45pt"><span style="color:#000000;font-family:'GT Ultra Lloyds Light', sans-serif;font-size:7.5pt;font-style:normal;font-weight:normal;letter-spacing:-0.02em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:6pt;width:14.61pt"></span></span><span style="left:17.24pt;position:var(--position)">88,838<span style="display:inline-block;height:6pt;width:2.63pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:471.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">1<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Mandatory reserve deposits are held with local central banks in accordance with statutory requirements. Where these deposits are not held in demand accounts and are not available <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:478.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">to finance the Group’s day-to-day operations they are excluded from cash and cash equivalents. <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:486.15pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:34.019999999999996pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.36pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">Included within cash and cash equivalents at 31 December <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:205.67000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2025<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:219.56pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> is £<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.73000000000002pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">16<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:235.41000000000003pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> million <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:256.66pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">(<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.82pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2024<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:273.08pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:276.09pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£23 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:305.85pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">; <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:308.96000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">2023<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:322.91pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">: <span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:325.92pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">£31 million<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:354.42pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">)<span style="display:inline-block;height:4.8pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:356.58000000000004pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre"> of restricted cash and cash equivalents held within the Group’s <span style="display:inline-block;height:4.8pt"></span></span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:493.65pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.3pt;letter-spacing:-0.01em;position:var(--position);text-decoration:none;white-space:pre">long-term insurance and investments operations, which is not immediately available for use in the business.<span style="display:inline-block;height:4.8pt"></span></span></div> 56661000000 62705000000 78110000000 37000000 21000000 1930000000 56624000000 62684000000 76180000000 17006000000 15175000000 19048000000 13037000000 7043000000 6390000000 3969000000 8132000000 12658000000 60593000000 70816000000 88838000000 16000000 23000000 31000000 <span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:11pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Note 41: Events since the balance sheet date<span style="display:inline-block;height:8.8pt"></span></span><div style="font-size:12pt;line-height:9pt;position:var(--position);top:521.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Regular', sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">Share buyback<span style="display:inline-block;height:7.2pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:532.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">On 30 January 2026, the Group announced the launch of an ordinary share buyback of up to £<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:379.91999999999996pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">1.75<span style="display:inline-block;height:6.6pt"></span></span><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:393.44pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre"> billion. This represents the return to <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:542.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">shareholders of capital, surplus to that required to provide capacity to grow the business, meet current and future regulatory requirements <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:552.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">and cover uncertainties. The share buyback programme is expected to be completed, subject to continued authority from the PRA, by <span style="display:inline-block;height:6.6pt"></span></span></div><div style="font-size:12pt;line-height:8.25pt;position:var(--position);top:562.35pt;width:594.99pt"><span style="font-family:'GT Ultra Lloyds Light', sans-serif;font-size:8.25pt;font-style:normal;font-weight:normal;left:34.02pt;letter-spacing:-0.02em;position:var(--position);text-decoration:none;white-space:pre">31 December 2026.<span style="display:inline-block;height:6.6pt"></span></span></div> 1750000000 1Comparative periods have been represented for presentational changes. See note 1. 1Current tax and deferred tax impacts, previously shown in aggregate for each reserve, are now presented alongside each line item. Comparatives are represented on a consistent basis. 1Total comprehensive income attributable to owners of the parent was a surplus of £5,987 million (2024: surplus of £3,786 million; 2023: surplus of £5,570 million). 2Total equity attributable to owners of the parent was £47,668 million (2024: £45,716 million; 2023: £47,164 million). Share capital and share premium, previously presented in aggregate, are shown separately. Comparatives have been represented on a consistent basis. Retained profits are stated after deducting £17 million representing 87 million treasury shares held. Share capital and share premium, previously presented in aggregate, are shown separately. Comparatives have been represented on a consistent basis. Retained profits are stated after deducting £47 million representing 126 million treasury shares held. Share capital and share premium, previously presented in aggregate, are shown separately. Comparatives have been represented on a consistent basis. Retained profits are stated after deducting £10 million representing 61 million treasury shares held.